In this episode, Mike Villegas — musician, owner of Area 67 Recording in Akron, Ohio, and former accountant — gives Kate a primer on cryptocurrency. He explains crypto's importance and why this form of currency is not going away. In fact, he maintains, it's our financial safety net.

"People need to get educated on crypto," Mike says, noting that a site called Coinbase is a good place to start because it offers short tutorials on different currencies.

For information on Mike's studio, visit https://www.area67music.com/ or Facebook.

After all the information that Mike shared about crypto, Kate thought it was time to sit back and take in some music. So check out an instrumental piece that Mike wrote titled "You and Me." It will come in after the musical interlude, around 46 minutes and 40 seconds.