In this episode, we discuss the current state of the stock and bond markets, why bear markets always feel so awful, and the reality of what a bear market looks like.  We also take a semi-deep dive into the residential real estate market, the impact of work-at-home on the home prices, and what headwinds the market might experience.  Be sure to listen to the end where we rate a beer and it’s the biggest divergence in scores we’ve had so far.