Well I suspect this woman never took a risk management class, because dang she risked it all to get what nobody else could giver her. Have you ever felt like that?  If I haven't made it clear enough this woman was totally rejected by her culture, other women, men, employers, Dr.'s, SSA, Just kidding. But no for real the debt collectors were the last of her potential human contact if Jesus had not just wondered into her life. Why things have to get so bad before we finally surrender and take the born again risk is beyond me. It's like Jesus was waiting for her to run out of her own resources, thinking and planning. If it is possible for you to get born again prior to bouncing off the bottom of the Ocean 12-times then take that option. Right..OK so pay attention of you have the brain resources to do so...it is good. Thanks and enjoy.