I was recently asked what Financial Advice would I give my 22-year-old self. In this episode of FEMpower You, I'm sharing candid Financial Advice for 20 Year Olds. Growing up my parents lived beyond their means, which taught me valuable first-hand lessons about the power of developing good spending and saving habits early on and more. Welcome to FEMpower You, a series designed to help women gain financial literacy and confidence. Hosted by Sibongile Ngako, a Harvard-educated Financial tech compliance executive leveraging her expertise and background to help empower women both professionally and personally. Sibongile has 20 years of financial services experience specializing in compliance and risk management. She was the 2017 GRBC Spectrum Award Winner for sustained exemplary performance and commitment. Currently, Sibongile is the Vice President of Consumer Compliance and the Head of Global Compliance for Affirm Inc, a leading financial technology company. Other places to find Sibongile: Instagram: https://www.instagram.com/sibongilengako/ Twitter: https://twitter.com/SibongileNgako LinkedIn: https://www.linkedin.com/in/sibongile-ngako/