National Bank Financial - Wealth Management (NBFWM) is a division of

National Bank Financial Inc. (NBF), as well as a trademark owned by

National Bank of Canada (NBC) that is used under license by NBF. NBF is a

member of the Investment Industry Regulatory Organization of Canada

(IIROC) and the Canadian Investor Protection Fund (CIPF), and is a

wholly-owned subsidiary of NBC, a public company listed on the Toronto

Stock Exchange (TSX: NA).

The information contained herein has been prepared by Amy Dietz-Graham, a

Wealth Advisor at NBF. The opinions expressed do not necessarily

reflect those of NBF.