Welcome to the Gorfine, Schiller & Gardyn podcast series. Central Scholarship is a Baltimore-based nonprofit that awards $1 million annually in scholarships and interest-free loans to students in Maryland. And they have been doing this since 1924. The organization also believes that education is a right, not a privilege.

In part one of a two-part podcast series, Scott Rodgville, an Officer at Gorfine, Schiller & Gardyn, is speaking with Jan Wagner, President of Central Scholarship; and Michele Waxman Johnson, Vice President at Central Scholarship, about the student debt crisis, federal student loans, private student loans and much more.