Reduce Debt Increase Wealth: Recent Episodes
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Create and maintain a budget by using tracking app reports. This is the easiest and most accurate way to do a budget.
Article Link:
https://consumer.gov/managing-your-money/making-budget
Last Episode of this Podcast. Thank for listening.
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What is tracking, how to do it what do you need to track personal finances.
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Need help in saving money here are some tips to get started.
Article Link:
https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/ways-to-save-money
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Have debt under control should be paid off soon. What to do next start building wealth and getting money to work for you is a great goal to have.
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What is a debt reduction plan compared to a debt management plan. First will give a debt reduction plan and what must be done to reduce or eliminate debt. Then once debt is gone will discuss a debt management plan to put into place.
Article Link:
https://www.incharge.org/debt-relief/debt-management/debt-management-program-template-debt-relief/ By Tom Jackson
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Setting up control center is easy once tracking has been complete for at least 30 days. Why 30 days to make sure almost all expenses are included. Will be going more into detail on how to set up categories and sub categories.
Article Link:
https://consumer.gov/managing-your-money/making-budget#what-it-is
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What is tracking for personal finance and how is it done to help with spending problems.
Article Link:
https://bethebudget.com/reasons-to-track-your-expenses/ By Zach Buchenau
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Wondering of paying off mortgage is the correct action to take. It depends on where in life a person is and reasons why to pay off mortgage.
Article Link:
https://www.nerdwallet.com/article/mortgages/pay-off-mortgage
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Why stop with paying off credit cards continue with other debt. Doing all the work to get to this point why stop just continue with other debt.
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What is debt and the different types, understanding debt will help to get all your debt under control. It important to know and understand what getting into before using credit or borrowing money.
Article Link
Ultimate Guide to Debt Reduction: Proven Strategies and Tactics - The Money Coach (askthemoneycoach.com)
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Using the control center to help reduce debt. Knowing the numbers and when bill are due will help in the debt reduction cause.
Article Link:
https://www.experian.com/blogs/ask-experian/how-to-pay-off-more-debt-using-budget by Brianna McGurran
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Simple budget how to get started and getting a budget setup. It not hard if completed tracking for at least one month.
Article Link:
https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/creating-a-budget
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Tracking is financial lifeblood, it is a must to keep track of all the money going into and out of household. Before I get started going to talk about lifestyle change that should be made to get debt under control.
Article Link:
https://bethebudget.com/reasons-to-track-your-expenses/By Zach Buchenau
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Having a plan to reduce debt makes paying off debt much easier. Planing to reduce debt take commitment and determination to succeed.
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Having a debt problem not sure what to do to solve. It starts with identify what the cause then work to solve.
Article Link:
https://www.oklahomacentral.creditunion/Ten-Common-Financial-Challenges
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How to reduce debt there are two things can do to achieve this goal. First to increase income second decrease spending so how to get these things done.
Article Link
https://www.lendingtree.com/student/how-to-save-money/ By Miranda Marquit
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Perhaps don’t want to do a budget or maybe tried and failed. There is an alternative way to reduce spending or at least keep spending under control. Unfortunately tracking is a must to get a good number.
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What is a control center and how does it help reduce spending. How to use tracking information to create and update control center.
Article Link:
5https://consumer.gov/managing-your-money/making-budget
The Neat Lifestyle Podcast
It's your turn to get your life more organized and working for you.
Listen on: Apple Podcasts Spotify
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Tracking all income and expenses is a must for reducing debt. Knowing the ratios income to debt is helpful in know what debt is needed to be reduced.
Article Link:
https://finance.yahoo.com/news/30-expenses-quietly-eat-away-180006082.html?fr=sycsrp_catchall By Andrew Lisa
I Hate Talking
A podcast about talking, etymology, frustrating topics, current events, and more.
Listen on: Apple Podcasts Spotify
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Perhaps living paycheck to paycheck but not sure what the cause maybe. Is it just inflation at the grocery store and gas station. This may be only a part of this problem but how to tell if debt is getting out of control.
Article Link:
https://www.bankrate.com/personal-finance/debt/signs-you-have-too-much-debt/ By Heidi Rivera
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Trying to purchase a home for the first time, then need to get debt under control so can get a mortgage. To qualify for the most or largest mortgage all other debt needs to be gone or almost gone.
Article Link:
https://www.nerdwallet.com/article/mortgages/home-buying-checklist-steps-to-buying-house
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Having problems deciding on which debt to payoff or to apply extra money. Will walk thru the process on making this decision step by step.
Article Link:
https://www.nerdwallet.com/article/credit-cards/how-credit-card-payments-applied By Claire Tsosie & Sara Rathner
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How to get started in reducing debt and what are the basic thing need to do. Getting started with a overall plan is a must.
Article Link:
https://www.equifax.com/personal/education/debt-management/articles/-/learn/prioritize-debt-payments/
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Real Stories of Unmanageable Debt this is a problem with many. Knowing what has happen to other people will make people realize this is a problem. The second part is how to get out of debt and the time it takes to do so.
Article Link:
https://www.aspeninstitute.org/blog-posts/real-stories-of-unmanageable-debt/ By Dyvonne Body
https://www.khou.com/article/money/magnify-money/8-inspirational-stories-of-people-who-overcame-debt/507-537577067
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Reducing debt start with having a plan. Writing it down and following to the letter. Anything else is not going to work to reduce debt.
Article Link:
https://www.consumerfinance.gov/about-us/blog/how-reduce-your-debt/ By Courtney-Rose Dantus
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
Listen on: Apple Podcasts Spotify
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What are the best ways to use a budget, what information can be obtain.
Article Link:
https://www.oklahomacentral.creditunion/Ten-Solutions-to-Common-Financial-Challenges
https://www.investopedia.com/1-finance/most-common-financial-mistakes/ By Emily Norris
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
Listen on: Apple Podcasts Spotify
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Why do tracking and the benefits, again lost word file so no information on links.
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How to get started building wealth, again lost word file so no links information.
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
Listen on: Apple Podcasts Spotify
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This is a overview of everything needed to reduce debt. Lost word file for not sure of links.
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
Listen on: Apple Podcasts Spotify
Support the show
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Some debt is need while there is debt to avoid. Determine how much debt can afford so not to put stain on the budget.
Article Link:
https://www.investopedia.com/articles/pf/12/good-debt-bad-debt.asp By Lisa Smith https://www.nerdwallet.com/article/mortgages/debt-to-income-ratio-calculator
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
Listen on: Apple Podcasts Spotify
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The budget or control center is necessary for everyone especially those with financial problems. Tracking is just the start giving the numbers to use in the budget to review and control the financial situation.
Article Links:
https://www.personalfinancelab.com/finance-knowledge/personal-finance/budgeting/ By Kevin Smith
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
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Knowing the basic for tracking will help when reviewing what method to use. Doing tracking manual on paper, using a spreadsheet on computer, or an app on computer and smartphone are all good solutions. First what is Personal finance and why it is important.
Article Links:
https://www.investopedia.com/terms/p/personalfinance.asp By Will Kenton
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
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Have a debt problem and wondering if investing should be started. Investing with debt is this a smart idea or should the debt be paid off first. This is the question most people wonder about all the time. This is not using debt to make investments but if a person should invest with a debt problem.
Article Link:
https://www.fidelity.com/learning-center/personal-finance/pay-down-debt-vs-invest
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
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Struggling with debt how to handle this problem. Getting out of debt takes longer and harder than getting into debt but reducing debt can be done with the correct procedures.
Article Links:
https://www.wellsfargo.com/goals-credit/smarter-credit/manage-your-debt/pay-off-debt-faster/
https://www.wellsfargo.com/goals-credit/smarter-credit/manage-your-debt/total-cost-of-borrowing/
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
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Having problems with Christmas debt, purchased gifts on credit and now the bills are coming due. How to solve this for all future years and increase emergency fund at the same time.
Article Links:
https://www.bankatfirst.com/personal/discover/flourish/26-week-savings-challenge.html
https://www.creditkarma.com/money/i/money-saving-challenges
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
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Details of reduction plan to work for everyone. This brings everything together tracking, budget and debt reduction to make financial life better.
Article Link: None
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
Listen on: Apple Podcasts Spotify
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Keeping a budget up to date is helpful in staying on top of personal finances. What to do and when will be discuss with tips on staying on track. The information from tracking should include everything Checking, Credit cards, every account in the tracking program.
Article Link:
https://www.investopedia.com/financial-edge/1109/6-reasons-why-you-need-a-budget.aspx
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
Listen on: Apple Podcasts Spotify
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Setting up a budget should not be hard to do. Keeping the categories to the minimum can be key to making a budget work. This starts with one month of tracking data. Let’s start with tracking entering and getting data out of the program before starting the budget setup.
Article Link:1
https://consumer.gov/managing-your-money/making-budget#what-to-do
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
Listen on: Apple Podcasts Spotify
Support the show
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What is tracking in personal finance, what to do tacking and what is needed to track personal finance. Going in depth to explain the basic tracking software.
Articles Links:
https://moneywise.com/managing-money/budgeting/best-personal-finance-software
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
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This is a overview of my life why doing a podcast to help others with debt. There more to life than just working and being broke all the time, thinking working for the bank. This is the 200th episode of Reduce Debt Increase Wealth a review and reflection of the past.
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
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The process of paying down or off debt is never ending. Keeping the goals and information in front of eyes is important to achieve this goal. What to do when something goes wrong do not give up adjust and overcome is the order of the day.
No links
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
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A plan is needed to reduce debt, what to include in every plan and the importance of each item. Following a plan make reducing debt much easier. As there are guidelines to follow and measure success.
No links this week.
The LYLAS Podcast
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Why do a Manuel budget will an automated budget be faster and better. Having to do the inputs keep the information fresh in mind thus better understanding the budget.
Links:
https://www.youtube.com/watch?v=qRNrXnSrLWc
https://www.youtube.com/watch?v=XYkwa1D1AC4
https://www.youtube.com/watch?v=XYkwa1D1AC4
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What is tracking and what to use to make tracking easier. Just taking a few minutes every week will help get debt under control.
YouTube Links:
https://www.youtube.com/watch?v=XImly72tLw0
https://www.youtube.com/watch?v=300NkycLwiA
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
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Perhaps have been trying to reduce debt but not have any success. Try starting over again this time doing thing the correct way and staying on track to reduce debt. This episode is overview of what is needed to get debt under control.
Article Links:
https://www.nerdwallet.com/article/finance/tracking-monthly-expenses
https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/creating-a-budget
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Keeping a budget up to date Is key to keeping debt under control. Using good information on a timely basis is key to finding and fixing problems before it becomes a problem。
Article Links:https://www.experian.com/blogs/ask-experian/budget-mistakes-to-avoid/ By Evelyn Waugh
https://students.1fbusa.com/money-smarts/common-budgeting-mistakes-and-how-to-fix-them
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
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Tracking for six months or longer and sometime may make mistakes in posting. What to look out for in the app. Setting up recurring posts and fixing older posts.
Article Links: none found.
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
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Having a plan to reduce debt makes the process much easier. What is the plan and where to find a plan.
Article Links:
https://www.thebalancemoney.com/debt-elimination-plan-2385990 By Courtney Johnston
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
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The basic rules of staying debt free how to go about getting high interest debt gone. Not an easy task but can be done once the rules are applied consistency. It starts with knowing there a problem and a plan to get the problem under control.
Article Links:
https://www.tiaa.org/public/learn/retirement-planning-and-beyond/managing-your-money/seven-steps-to-more-effectively-manage-and-reduce-your-debt
https://www.consumerfinance.gov/about-us/blog/how-reduce-your-debt/ By Courtney-Rose Dantus
The LYLAS Podcast
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The basic rule of personal finance is simple, but most forget about them. These are the basic rules to remember and put into use daily. There are some debts that cannot avoid and are necessary for everyday life. Knowing how to manage debt can help avoid getting deeper into debt.
Article Links:
https://suitsmecard.com/blog/9-essential-rules-of-personal-finance-that-you-should-follow
https://www.bankrate.com/banking/simple-money-rules-to-live-by/
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
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Managing large cost purchase is the basis of this episode. An auto or home the day will come when face with these decisions. What to do and how to approach the challenge. Article Link:
https://www.houselogic.com/remodel/budgeting-contracting/best-time-of-year-to-buy-things-for-your-home/
https://www.nerdwallet.com/article/finance/what-to-buy-every-month
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Using the control center to help reduce spending is a benefit of doing a control center. Seeing where money is going and taking control of spending help reduce debt. Keeping spending under control is necessary and is easy to do once know where the money is going. This episode will cover everything needed to control spending.
Article Links:
https://navicoresolutions.org/resources/blog/5-money-management-basic-habits-for-financial-success?gad=1&gclid=Cj0KCQjw7JOpBhCfARIsAL3bobeIFE1nz6I4LqCN92d_N7p-xfgX_Lzy4cATLnxLprmfSnsOlT_DhD4aAm9xEALw_wcB
https://www.nerdwallet.com/article/finance/how-to-stop-spending-money-8-ways-to-resist-the-urge
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
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Getting debt under control a plan is needed. Debt Reduction Plan must do more than just reduce debt to be successful. More about the Happy giraffe Debt Spreadsheet to work with every plan.
Article Link:
https://Happygiraffe.org/live
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
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There is another way to account for finances but before starting on that option going to follow up on some control center items.
Article Link:
https://Happygiraffe.org/live
The LYLAS Podcast
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Control Center is nothing more than a budget, this is the easy way to create and update the control center every week so knowing what happening in finance is current. Starting with the most simple budget for those who are struggling to pay down debt.
Article Link:
https://www.nerdwallet.com/article/finance/budget-worksheet By Lauren Schwahn
The LYLAS Podcast
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Knowing the problems with personal finance the first fix is start tracking. Tracking is simple and once started does not require much time if kept up to date.
Article Links:
https://www.nerdwallet.com/article/finance/tracking-monthly-expenses
The LYLAS Podcast
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Most problems start with mistakes, in personal finance not doing things is a mistake. Knowing what to do is the best way to avoid the debt cycle and budget crisis staying inform with finances is the way to start.
Article Links:
https://www.investopedia.com/personal-finance/most-common-financial-mistakes/ By Emily Norris
https://www.equifax.com/personal/education/personal-finance/top-money-mistakes/
The LYLAS Podcast
If you know what LYLAS stands for, then this podcast is for you! Two besties since...
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Getting control of personal finances and stopping creditors calls are a couple of benefits. This is a plan for the do it yourselfer and is easy to start and stay on track.
Article Links:
https://www.bankrate.com/personal-finance/debt/pros-cons-of-debt-relief/#consolidation By Holly Jonson
https://www.nerdwallet.com/article/finance/find-debt-relief By Dev O’Shea
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Having and keep a budget up to date has benefits. Tracking will help in this process but putting the number in front to compare what happen is a big factor in getting personal finances in order.
Article Links:
https://www.investopedia.com/financial-edge/1109/6-reasons-why-you-need-a-budget.aspx By Amy Bell
https://www.incharge.org/financial-literacy/budgeting-saving/budgeting-benefits/ By Michael Knisley
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Most do not keep track of spending, which is when problems can and will start. Too much debt is cause by spending too much money and unaware of that problem.
Article Links:
https://www.myhubble.money/blog/the-benefits-of-tracking-your-spending-habits
https://www.lifehack.org/482228/5-surprising-benefits-of-tracking-your-spending By Sharen Ross
https://oboloo.com/blog/the-importance-of-keeping-track-of-expenses/
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Have debt problems this episode talks thru all the steps to getting debt under control. Beginning with identifying the problem and the steps to take to tackle this problem.
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What it takes to pay off credit and tips and tricks to make the process easier. Do it yourself is the cheapest way to reduce debt but must be able to make tough decisions then carry thru with them.
Article Links:
https://finred.usalearning.gov/Money/DebtTraps
https://www.nerdwallet.com/article/finance/find-debt-relief By Bev O’Shea
https://www.consumerfinance.gov/about-us/blog/easy-remember-guidelines-help-people-reduce-credit-card-debt/ By Susan Kerbel
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Once tracking has been done for the last 30 plus days, now it time to start a budget or control center. The tracking will make the control center easier to setup and to maintain. Vacation time and how that affect the tracking and budgeting process.
Article Link:
http://mappingyourfuture.org/money/budget.cfm
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Knowing the basics of personal finance, the tracking makes more sense. Everything will start to fall into place as to the importance for personal finance. Tracking of monies into and out of checking will start to full fill the five aspects of personal finance. Then creating a budget will be the control center to increase savings and achieving other goals.
Article Link:
https://www.nerdwallet.com/article/finance/tracking-monthly-expenses
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Knowing the basics about personal finance is necessary for debt reduction. Everyone should understand personal finances to plan and pay bills. This includes savings for future purchases and taking care of basic needs.
Article Link:
https://www.annuity.org/personal-finance/ By Terry Turner
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Doing a budget to much time and want a different approach to help reduce spending. How about find out the amount of money available to spend on a weekly basis. This spreadsheet will give you that information.
This is new topic in the traditional budgeting process. Allocation of money received to an expense to ensure the timely payment is necessary. How to incorporate this into traditional budgeting spreadsheet. Will talk about another spreadsheet that computes your weekly unspent money.
Article Links:
https://www.incharge.org/financial-literacy/budgeting-saving/how-to-make-a-budget/
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Having problems reducing debt, this is how to get started on that process. Going to expand on the allocation money in the control center. (Budget).
Article Links:
https://www.equifax.com/personal/education/debt-management/creating-debt-reduction-strategy/
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Once the budget in place and a few months has pasted it time to add items to help with credit score and overall financial health. Using percentages as a guideline. When using an app learn how the app works before starting the app. Take time to learn the app in the long term this will be beneficial.
Article Links:
https://www.budgetsmadeeasy.com/household-budget-percentages/
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Making and keeping a budget needs to be simple, or it will not work. Here is a way to do a budget the easy and fast. Referring to using tracking app by printing out a report to develop the budget. Budgeting is to help identify problems and adjust to reach goals. Not just to reduce spending and make life less enjoyable.
Article Link:
https://www.myjar.app/blog/budget-exhausted-know-the-reason-behind-this-failure
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All the debt has been identified now it time to start tracking all income and spending. Knowing how much money is in the checking account and monies owe is important to reducing debt. Emergency fund in detail how to setup different savings categories for uses as needed.
Article Link:
https://www.wellsfargo.com/financial-education/basic-finances/manage-money/cashflow-savings/track-spending/
https://financebuzz.com/how-to-track-spending By Taylor Medine
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Debt problems this is the first place to start. Tracking debt the how and why to get debt under control. Tracking is more than just debt also includes income, and spending.
Article Link:
https://www.nerdwallet.com/article/finance/debt-tracker by Lauren Schwahn and Sean Pyles
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Spending too much but not sure or just living paycheck to paycheck how to fix these problems. Always thinking about spending money almost everything do and see try’s to get us to spend money. Lets see how to stop that type of spending.
Article Link:
https://www.ruleoneinvesting.com/blog/financial-control/spending-money-wisely/ By Phil Town
https://www.unexpectedlydomestic.com/where-does-all-my-money-go/
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Getting closer to being debt free now what to do with the money. Tracking and still have a control center is a must. No reason to go back to old spending habits.
Article Link:
https://www.maggiegermano.com/blog/what-you-should-do-after-paying-off-debt/ by Maggie Germano
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Control center is the second most important part of the personal finance. Keeping spending under control and know what and where money is going is key to reducing debt and increasing savings.
Article Link:
https://www.huntington.com/learn/budgeting/how-to-make-a-budget
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That is what most checking account are doing. The first and most important part of debt reduction is tracking all spending and income. Doing this will help as knowing when and where money is going is key to understanding the debt problem. Once understanding debt then creating a solution is easier.
Article Link:
https://www.nerdwallet.com/article/finance/tracking-monthly-expenses By NerdWallet
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Is the question everyone should ask themselves. This is important to know so the problem can be fixed. Then steps to get rid of debt can be taken. This episode is first in a series to become debt free.
Article Link:
https://www.debt.com/news/how-do-people-get-into-debt/ By John Boitnott
https://finred.usalearning.gov/Money/DebtTraps
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Those trying to reduce debt this is how to maximize the process. Reducing debt is a hard and timely process, but it can be speeded up by doing some extra things. Making the tough choices, doing without for a couple of years will pay off in the long term.
Article Link:
https://www.wellsfargo.com/goals-credit/smarter-credit/credit-101/debt-to-income-ratio/dti-faqs/
https://www.capitalone.com/learn-grow/money-management/how-to-reduce-debt/
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Once a budget or control center has been established staying on the budget is important. As time passes some of the fixed expense may change so the control center need to be updated. I do this every month but that not necessary, update every quarter is enough.
Article Link:
https://www.trustage.com/learn/managing-money/how-to-personal-budget
https://ourhappyhive.com/do-a-financial-tune-up-and-keep-your-budget-on-track/
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Keeping track of income and spending is the first step in keeping personal finance under control. The second step is having a budget of some type or a Control Center. These two steps are the key to financial success and reducing debt.
Article Links: https://www.thebalancemoney.com/how-to-track-your-expenses-2385695 by Miriam Caldwell
https://whybudgeting.com/personal-budget-categories/ by Hugo Guerreiro
https://happygiraffe.org/donate/
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The first step in reducing debt is identity the problems too much spending or too little income. Everyone makes mistakes but those who correct mistakes are much better off. What are the mistakes most people make in personal finance.
Article Link:
https://www.investopedia.com/personal-finance/most-common-financial-mistakes/ By Emily Norris
https://www.equifax.com/personal/education/personal-finance/top-money-mistakes/
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Money is important in everyone’s life let us ask the tough questions about personal finance. Knowing the answers will help in the long run to manage finances and make life better. That is what life about staying focus and ahead of finances.
Article Link
https://www.createcultivate.com/blog/money-questions-to-ask-yourself/
https://www.careercontessa.com/advice/scary-money-questions/
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What is the difference between debt reduction plan and debt management plan both are the same in most cases. Debt management plan for most is a professional counseling person working to help reduce debt. It not always the best way to go as fees are paid. Instead I think a debt management plan is for those whose do not have a debt problem but looking forward before taking out loans to be sure the payment can be made. Debt reduction plan is the process to take to reduce debt the best way.
Article Link
https://www.consumerfinance.gov/about-us/blog/how-reduce-your-debt/ By Courtney-Rose Dantus
https://www.debt.org/management-plans/
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Doing a budget requires some type of written document. Using a computer spreadsheet to do the math makes this a straightforward process. How to set up a budget on a spreadsheet and how to categorize expenses.
Article Link:
https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/creating-a-budget
https://www.gobankingrates.com/saving-money/budgeting/recommended-budget-percentages/ By Kathy Evans
https://happygiraffe.org/2022/07/getting-started/
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How to set up tracking categories to be in same order of the budget. The tracking program has categories list different than the budget categories. I found a way to make these match to make budgeting easier. What is the number one thing keeping most people from building wealth.
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It may seem like no progress is being made on reducing debt, but at this stage it is a slow process. Once quit using credit, identify items to cancel made those tough choices it’s a waiting game for cash to increase. It starts out very slow so do not give up stay focus on what the objective reducing debt. Understanding how the debt got out of control is important to getting out of debt.
Article Link:
https://www.investopedia.com/articles/pf/12/the-debt-spiral.asp By Lisa Smith
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Reducing debt requires making some tough choices, what to get rid of or quit paying for which services. This is key if money is not available then it will be difficult to reduce debt.
Article Link:
https://www.foolproofme.org/articles/332-strategies-for-saving-more?gclid=Cj0KCQiAzeSdBhC4ARIsACj36uEZ0AZ6qjSziBuzEe-cjhau9PygoL6KtkfaOp3CRKA2xasNb6AhwDYaArh9EALw_wcB By Remar Sutton
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Getting started reducing debt is the hardest part of this program. Why is that, because first must recognize the problem and how to fix the problem. Second is just finding ways to start and quit using debt.
Article Link
https://money.usnews.com/money/personal-finance/debt/articles/easy-ways-to-pay-off-debt By Emma Kerr
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Why is emergency fund important? How to get started funding and is there the need to increase the balance for inflation. This is only one thing needed to build wealth or reduce debt. What other things are needed to be done to achieve financial wealth.
Article Link:
https://www.consumerfinance.gov/an-essential-guide-to-building-an-emergency-fund/
https://www.nerdwallet.com/article/banking/emergency-fund-why-it-matters by Margarette Burnette
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Building credit can be difficult if don’t know how and what to do. Those having bad credit can rebuild credit in the process of paying off credit card debt.
Article Link:
https://www.bankrate.com/personal-finance/credit/how-to-build-credit/ By Nicole Dieker
https://www.nerdwallet.com/article/finance/raise-credit-score-fast By Bev O’Shea
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Keeping a budget and knowing when and where your money is going is key in keeping debt under control. It also important to know when and where money is going to help with the timely payments.
Article Link:
https://www.personalfinancelab.com/finance-knowledge/personal-finance/budgeting/ By Kevin Smith
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What is a debt reduction and management plan and how it works. This is one plan that works for both and is something that should be memorize or place in a place to be view regularly.
Article Link:
https://www.sofi.com/learn/content/creating-debt-reduction-plan/
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What are the benefits of tracking, and why everyone should be doing this activity. Will go into details of this activity and how to use this information so it not a waste of time.
Article Links:
https://www.nerdwallet.com/article/finance/tracking-monthly-expenses
https://bethebudget.com/reasons-to-track-your-expenses/
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Increase wealth can be difficult for most, the younger getting started and staying focus can make this happen much earlier in life. Put yourself first in life and start taking the steps needed to be better financially sooner.
Article Link:
https://www.investopedia.com/terms/w/wealth.asp#:~:text=Wealth%20measures%20the%20value%20of,the%20accumulation%20of%20scarce%20resources. By the Investopedia Team
https://www.guardianlife.com/investments/how-to-build-wealth
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How to plan for tough times and be ready when troubled times happen. Getting personal finances in order and keeping positive in life. Review goals and changing goals based on what the economy is doing.
Article Link:
https://www.principal.com/individuals/build-your-knowledge/step-step-guide-build-personal-financial-plan
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Recession or no recession what to do, but first what is a recession. Then recession proof personal finances to get by until good times are back.
Article Link:
https://www.investopedia.com/terms/r/recession.asp By the Investopedia Team
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What is loan consolidation should it be done and how it is done. Will give another way to reduce debt if unable to get loan consolidation1.
Article Link:
https://www.consumerfinance.gov/ask-cfpb/what-do-i-need-to-know-if-im-thinking-about-consolidating-my-credit-card-debt-en-1861
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The first step in saving money is reducing the spending. Then keeping spending under control will increase the saving rate. Getting debt reduce, reduce spending and increasing income all help and work together to increase savings.
Article Links:
https://americasaves.org/resource-center/insights/54-ways-to-save-money/
https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/ways-to-save-money
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How to create a budget using a spreadsheet made simple. This is the easiest way to create a budget using a spreadsheet, going to explain how this is done, giving easy to follow instructions. Will include setting up subtotals within each category and the reasons to do so.
Article Link:
https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/creating-a-budget
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At some point everyone should start tracking expenses and income then finally create and maintain a budget. Why is this important to complete goals, have money for the troubled times, just to have piece of mind overall in life.
Article Link:
https://www.nerdwallet.com/article/finance/expense-tracker-apps By Hal M Bundrick, CFP
The AnyQuestion App: Stop searching.... start asking.
Ask a question, and get video answers from Experts in Health & Wellness, Sports, and more!
Contact: ReduceDebtIncreaseWealth@Gmail.com
Those that are having problems with debt and need to quit using credit this will help in getting that problem solved. A debt reduction plan should be quit using credit, but this may be a problem for most people.
Article Links
https://www.citizensbank.com/learning/when-to-use-cash-credit-debit.aspx
https://www.realsimple.com/work-life/money/debit-vs-credit-card
By Hiranmayi Srinivasan
The AnyQuestion App: Stop searching.... start asking.
Ask a question, and get video answers from Experts in Health & Wellness, Sports, and more!
Contact: ReduceDebtIncreaseWealth@Gmail.com
How much of net income should be use by each category monthly. Knowing these percentages will help in getting debt reduced and savings increased.
Article Links:
https://www.gobankingrates.com/saving-money/budgeting/recommended-budget-percentages/ By Kathy Evans
https://money.usnews.com/money/personal-finance/saving-and-budgeting/articles/how-to-determine-budget-percentages-to-meet-your-money-goals By Geoff Williams
https://nomoredebts.org/budgeting/budgeting-guidelines
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Why is setting goals important when trying to reduce debt. Once realized that debt has become a problem setting goals to reduce debt is key to staying on track. Goals that related to reducing debt is covered in this episode.
Article Links:
https://www.lucidchart.com/blog/the-ultimate-goal-setting-process-in-7-steps
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Debt can be overwhelmingly difficult to reduce. What is the first steps in getting debt under control. First to identify what cause this problem then to try to eliminate the problem.
Article Links:
https://www.consumerfinance.gov/about-us/blog/how-reduce-your-debt/ By Courtney-Rose Dantus
https://www.mymoneycoach.ca/blog/how-to-pay-off-get-out-of-debt-with-small-steps.html By Julie Jaggernath
https://www.mymoneycoach.ca/budgeting/loans-debt-credit/get-out-of-debt
Comments, Questions, Requests, contact by email below Reducedebtincreasewealth at gmail . com
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There is more to personal finance than reducing debt. While reducing debt is the biggest problem it not the only item that is needed in life. The second item is savings the third is protecting the assets that is owned.
Article Links:
https://pricelawfirm.com/the-8-ways-to-protect-your-assets-from-a-lawsuit-you-should-know-about/ Edited By Sam Price
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Reducedebtincreasewealth at gmail . com
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What to do when have little or no retirement savings. First this must be identified early so that changes can be made. More than half of Americans have less than $ !0,000 saved for retirement.
Article Links:
https://findcontinuingcare.com/blog/how-to-retire-with-no-money
https://machenwealth.com/blog/real-life-examples-of-what-happens-when-you-fail-to-save-enough-for-retirement
https://www.thebalance.com/retiring-without-savings-at-60-years-old-4161009 By Rebecca Lakepe
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Reducedebtincreasewealth at gmail . com
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Debt management is a must for everyone, to keep credit cards under control. Debt reduction is a must in this time of inflation to stay on track with goals. Before getting started on debt going to talk more about control center and how to use with debt management.
Article Links
https://www.incharge.org/debt-relief/debt-management/debt-management-program-template-debt-relief/ By Tom Jackson
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Reducedebtincreasewealth at gmail . com
Queens On A Roll
This podcast was created to educate & inspire people about the ably different...
Listen on: Apple Podcasts Spotify
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Budget is the control center of personal finances. Without a budget it is impossible to determine the success of goals or determine how and when the goals will be achieved.
Article Links:
https://www.rockethq.com/learn/credit/personal-budget-what-is-it-and-why-do-i-need-one By Molly Grace
https://www.thebalance.com/reasons-to-budget-money-2385699 By Miriam Caldwell
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Reducedebtincreasewealth at gmail . com
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Tracking personal finances needs done on a weekly basis. Many do not keep track of anything and get behind on paying bills and do not knowing how much money in checking account. This is important for everyone to do and to stay ahead of bills coming due.
Article Links:
https://www.wikihow.com/Keep-Track-of-Your-Personal-Finances By Michael R Lewis
https://www.thebalance.com/is-it-important-to-track-my-expenses-2385679 By Miriam Caldwell
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Reducedebtincreasewealth at gmail . com
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Starting a business to build wealth sometimes works but has risk and many fail. The best way to get started in a business is to have a plan and be debt free in personal life. These are the things that need to be complete before starting a business. Income is the only way to build wealth so having a losing business will not build wealth.
Article Link:
https://www.businessnewsdaily.com/4686-how-to-start-a-business.html By Joshua Stowers
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Reducedebtincreasewealth at gmail . com
Master Red: The Charizard TCG and Pokemon podcast
Podcast about Pokemon News, In Game Events, Championships for all games, and Deck Build
Listen on: Apple Podcasts Spotify
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Found a payoff calculator that can be used to estimate the time needed to pay off debt using my plan. Remember the one-time payment being made and the month made is an estimate so may not be exact in estimating the total months need to be debt free.
Article Link:
https://www.calculator.net/debt-payoff-calculator.html
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Career Sweetspot
A Greenhouse Coaching podcast for career and leadership growth.
Listen on: Apple Podcasts Spotify
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With inflation on the rise with no end in sight now the time to start reducing debt, and spending. It sounds easy to do but many struggle to grow savings and reduce debt. Here are some ideas to do to make sure the needs taken care of, and savings can increase in a time of inflation.
Article Link:
https://www.sounddollar.com/7-steps-to-inflation-proof-your-budget By Elaine King
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Smells Like Humans
Like spending time with funny friends talking about curious human behavior.
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Increasing the savings account or emergency fund is important in debt reduction. How do you know when and how much to transfer into savings so that money can stay there.
Article Link:
https://www.nerdwallet.com/article/banking/savings/emergency-fund-why-it-matters By Margarette Burnette
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Reducedebtincreasewealth at gmail . com
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Debt reduction can be a daunting task, overwhelmed and not sure how to start. Get paper and pen out, get ready to list the steps needed to reduce debt. First a list in the order to proceed towards debt reduction then will explain that list.
Article Link:
https://www.nerdwallet.com/article/finance/find-debt-relief By Bev O’Shea
https://www.investopedia.com/terms/d/debt-relief.asp#:~:text=Debt%20relief%20refers%20to%20measures,a%20single%20lower%2Dinterest%20loan. By Julia Kagan
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Reducedebtincreasewealth at gmail . com
TMAC Fitness. 20 Minute Home Workouts
Beginner and Advanced Workouts. No equipment. Each Workout Ends with a Meditation.
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Having to work past retirement because cannot pay the everyday needs is not an option. Taking care of needs is necessary so saving for retirement at a youthful age is necessary. There are more bills to pay as we age for example medical. So, what are the benefits of retirement savings.
Article Links:
How Much Will Healthcare Cost in Retirement? Prepare to Be Shocked | The Motley Fool
This is how much — or little — is in the 'average' 401(k) plan - MarketWatch by Brett Arends, ROI
https://www.covenantwealthadvisors.com/post/benefits-of-retirement-planning By Mark Fonville
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Reducedebtincreasewealth at gmail . com
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
What to do when getting debt reduced, many may not know what to do with the money. Do not do wasteful spending but instead set up for success. The things everyone should consider having to make sure finance is never a problem.
Article Links:
https://www.clevergirlfinance.com/blog/important-reminders/ By Bola Sokunbi
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Reducedebtincreasewealth at gmail . com
Intrinsic Drive™
This show was born of a desire to explore and share individual and collective...
Listen on: Apple Podcasts Spotify
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Overwhelmed with debt can cause problems, many problems. Taking control of money and getting the debt under control will help everything in life. Making it easier for daily living and long-term goals. Take control of your money, do not let it control you.
Article Links:
https://consumer.westchestergov.com/financial-education/credit-and-debt-management/tips-to-reduce-your-debt
https://www.wellsfargo.com/goals-credit/smarter-credit/manage-your-debt/tips-for-managing-debt/
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Reducedebtincreasewealth at gmail . com
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
In a perfect world these would be determined before buying or renting a place to live. This is not possible in most cases what should be the percentages of income in each category and why this is important in keeping a personal budget. What categories that need to be in a budget and how to group.
Article Links:
https://www.budgetsmadeeasy.com/household-budget-percentages/ By Ashley Patrick
https://moneyfit.org/how-to-budget?gclid=EAIaIQobChMI3pmu3OHw9wIVegaICR3GTwPXEAAYAiAAEgI1yPD_BwE
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Reducedebtincreasewealth at gmail . com
Cosmic Scene with Jill Jardine
Cosmic Scene with Jill Jardine, a cutting edge podcast, bringing in a new paradigm in...
Listen on: Apple Podcasts Spotify
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
What is tracking expenses and how will this help in getting a budget under control. This is the easiest way to setup a budget and to maintain a budget without using a lot of your time.
Article Links:
https://www.kindafrugal.com/benefits-of-tracking-your-expenses/ By Jerry Graham
https://richardkleincpa.com/importance-of-keeping-track-of-your-expenses/
Comments, Questions, Requests, contact by email below
Reducedebtincreasewealth at gmail . com
Cosmic Scene with Jill Jardine
Cosmic Scene with Jill Jardine, a cutting edge podcast, bringing in a new paradigm in...
Listen on: Apple Podcasts Spotify
Smells Like Humans
Like spending time with funny friends talking about curious human behavior.
Listen on: Apple Podcasts Spotify
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
People do not like thinking about making and maintaining a budget. The B word is almost like a bad word to most, but the benefits out weight the time and effort to get a budget set up. Maintaining a budget will prevent the problems that are common with most households. The too much debt problem and the lack of money to reduce the debt.
Article Links:
https://www.cabotfinancial.co.uk/money-management/money-management/what-are-the-benefits-of-budgeting By Kay Choudhury
https://thesavvycouple.com/benefits-of-budgeting/ By Brittany Kline
Comments, Questions, Requests, contact by email below
Reducedebtincreasewealth at gmail . com
Cosmic Scene with Jill Jardine
Cosmic Scene with Jill Jardine, a cutting edge podcast, bringing in a new paradigm in...
Listen on: Apple Podcasts Spotify
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
What causes inflation and how to reduce the effects of inflation on personal budget. Knowing the causes of inflation will help in dealing with this problem. It not a short-term problem but will be a long-term problem.
Article Link:
https://www.investopedia.com/terms/i/inflation.asp By Jason Fernando
Comments, Questions, Requests contact by email below
Reducedebtincreasewealth at gmail . com
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
How to reduce the spending and save more money to reduce debt or increase savings. First must identify that there is a spending problem. Then find ways to solve this problem.
Article Links:
https://www.nerdwallet.com/article/finance/how-to-save-money By Courtney Neidel
Comments, Questions, Requests, contact by email below
Reducedebtincreasewealth at gmail . com
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
What the difference between credit and debt, then how does each affect your financial life. Debt can be good and bad, but all credit must be good to have a healthy financial life. This episode is about good debt vs bad debt and having good credit.
Article Links:
https://www.experian.com/blogs/ask-experian/credit-education/score-basics/what-is-a-good-credit-score/
https://www.investopedia.com/articles/pf/12/good-debt-bad-debt.asp#:~:text=Good%20debt%20has%20the%20potential,for%20the%20purpose%20of%20consumption. By Lisa Smith
Comments, Questions, Requests, contact by email below
Reducedebtincreasewealth at gmail.com
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Still working on getting credit cards debt reduced. Now the time to start tracking net worth. This will help in determining the progress made in debt reduction. W hat is financial freedom, is it worth the effort?
Treat all credit cards as cash, only charge what can be payoff every month. Put extra money into emergency fund, once have 6 months expenses the remaining into investments.
Article Link:
https://www.spaceship.com.au/learn/the-seven-stages-of-financial-freedom/ By Nicole Webb
https://financebuzz.com/us-net-worth-statistics By Kerry Murray
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Having an emergency fund is essential in keeping on track with any goals and plans. Increasing the emergency fund is important as the debt reduced this will help keep the debt under control in the future. Once the emergency fund is large enough then start investing first in a high yield saving, then in the market.
Article Links:
https://www.investopedia.com/articles/basics/06/invest1000.asp By Chad Langager
https://www.investopedia.com/articles/investing/022516/saving-vs-investing-understanding-key-differences.asp By Lauren Welch
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
How to get started in reducing debt no matter what type of debt. Credit cards, student loans, Line of Credit, personal loans, and payday loans getting out of debt can be difficult to get started. It can be done without any outside help if you know how and what to do.
Quit using Credit
Make minimum payment on debt
Start or Increase Emergency Fund
Apply excess emergencies fund money to debt
Article Links:
https://www.investopedia.com/best-debt-reduction-software-4844305 By Holly Johnson
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
How to budget, the basics using the tracking software to get reports and grouping. How to reduce overall spending on items. Review the budget to remove items not using or no longer needed.
Article Links:
https://studentaid.gov/resources/prepare-for-college/students/budgeting
https://www.consumer.gov/articles/1002-making-budget#!what-to-do
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Why tracking is important both to know how much debt is owe, and when due. Tracking checking, credit cards, savings knowing what is due when and the amount in emergency fund.
Article Links:
https://www.nerdwallet.com/article/finance/tracking-monthly-expenses By Courtney Neidel
https://files.consumerfinance.gov/f/documents/cfpb_your-money-your-goals_spending_tracker_2018-11_ADA.pdf
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Why plan for retirement social security will be enough to live on, I hope. Don’t plan on having someone else to take care of you, plan on taking care of yourself.
Article Links:
https://www.investopedia.com/articles/retirement/11/5-steps-to-retirement-plan.asp By Julia Kagan
https://www.dol.gov/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement.pdf
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Take the time to look ahead in life, then plan for whatever is coming. This is what most people fail to do, failing to plan is planning to fail.
Article Link:
https://www.themuse.com/advice/50-personal-finance-tips-that-will-change-the-way-you-think-about-money By Alden Wicker
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Is it a good place to get a loan, it depends on what the use of the loan is going to be. Be careful and know the interest rates and all fees before accepting this type of loan.
Article Links:
https://www.policygenius.com/loans/news/5-risky-loans-to-avoid-at-all-costs/ By Paul Sisolak
https://www.investopedia.com/articles/personal-finance/111815/8-possible-risks-unsecured-personal-loans.asp By Tim Parker
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Feeling overwhelmed with bills, it seems there never enough money to pay all. How to get out of this cycle and have money to save. The first thing to do in this process is to review…
Article Links:
https://www.gobankingrates.com/money/jobs/10-reasons-living-paycheck/ By Christina Lavingia
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
What is a debt management plan, is it the same as a debt reduction plan what is the difference between these plans. Should a debt management plan be something in place before borrowing money.
Article Links:
https://www.bankrate.com/personal-finance/debt/what-is-debt-management/ By Raychelle Heath
https://www.moneymanagement.org/debt-management/what-is-a-debt-management-plan
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Before getting a debt consolidation loan the first thing to do is to have a debt reduction plan. This way getting that loan will be easier and perhaps not even required. There are many apps that help with getting finances under control. They may not help until the user has a better understanding of getting spending under control.
Article Links:
https://www.nerdwallet.com/article/loans/personal-loans/consolidate-credit-card-debt-personal-loan By Steve Nicastro, Jackie Veling
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
This is a quick and easy way to get started with a budget. Knowing categories and the percentages of each is key in keeping a successful budget.
Article Links:
https://www.quicken.com/blog/budget-categories By John Worley
https://familybudgetexpert.com/budget-categories/ By Rob Bertman CFA, CFP
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
How to use your tax refund to reduce your debt. Many people think by using tax refunds to pay down debt is the best thing to do. This may not be the best way to use a tax refund.
Article Links:
https://www.cnbc.com/2021/04/13/here-are-some-smart-and-also-fun-things-to-do-with-that-tax-refund.html
https://www.thebalance.com/ways-not-to-spend-tax-refunds-4126876
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Bye now the Christmas spending is showing up on credit card statements. Now the time to start planning to avoid the same debt problems next year. How to quit using credit cards to pay for Christmas.
Article Links:
https://www.cnbc.com/2021/11/29/holiday-shopping-2021-more-than-half-of-americans-are-going-into-debt.html By Jessica Dickler
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Many Americans are living paycheck to paycheck don’t feel alone. This is a common problem among middle income and high earners making over $ 100,000 per year. So, it not the income that the problem perhaps spending too much with too much debt.
Article Links:
https://www.investopedia.com/articles/personal-finance/091015/why-high-earners-still-live-paychecktopaycheck.asp By Rebecca Lake
https://www.investopedia.com/articles/pf/10/budgeting-when-broke.asp By Reyna Gobel
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Retirement is not an age but should be when finances allow retirement to happen. Retire early is only limited to income, debt owed, and the ability to pay all the bills. Having wealth in abundance at an early age solves this long-time problem.
Article Links:
https://www.ramseysolutions.com/retirement/what-is-the-fire-movement
https://www.cnbc.com/select/lessons-from-people-who-retired-in-their-30s/
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
What is personal finance, it more than paying off debt or creating a budget. It is planning, managing money as well as savings and investing. Also, the protection of assets plus protection of income. This podcast focuses on reducing debt, but personal finance is much more.
Article Links:
https://www.credit.com/personal-finance/
https://corporatefinanceinstitute.com/resources/knowledge/finance/personal-finance/
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Getting debt under control is the first step in building wealth. It takes more than getting out of personal debt. Building wealth takes investing to the max and maybe even starting a business to help create the wealth wanted.
Article Links:
https://youngandtheinvested.com/how-to-build-wealth/ By Riley Adams, CPA
https://www.tonyrobbins.com/business/building-wealth/
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
The final process is to create a financial plan. Getting here has been a lot of work tracking income and expenses, creating a budget, getting a debt reduction plan in place. Now the final step is to put down on paper your financial plan.
Article Links:
https://www.franklintempletonindia.com/investor/investor-education/video/importance-of-financial-plannng-io04og31
https://www.investopedia.com/terms/f/financial_plan.asp
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Started tracking expenses and income, setup a budget now knows where the money is going, the next step is a debt reduction plan. This is the next step towards getting credit card and all debt under control.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
New year maybe good time to setup a new budget. Already have budget good time to review and make changes to reflect the changes in life. Adding new categories, removing old ones is an ongoing process.
Request a budget worksheet already setup by going to ReduceDebtIncreaseWealth.com face book page send instant messenger request budget worksheet giving your email address will send.
Article Link:
https://investedwallet.com/personal-finance-statistic/
https://www.debt.com/statistics/
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
What is tracking and how does this work with a budget. First a budget only shows what you should be spending. Without tracking how would a person know if on track or spending too much. The most important part of your personal financial life should be tracking.
Article Links:
https://www.thebalance.com/how-to-track-your-expenses-2385695 By Miriam Caldwell
Small Expenses That Can Add up to Overspending Issues (thebalance.com) By Miriam Caldwell
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Unable to pay off credit card balance every month a problem is developing. To solve this problem stop using credit cards to made purchases. This is how to stop using credit cards, the rewards are not worth the interest and fees that may be paid.
Article Links:
https://www.forbes.com/advisor/credit-cards/how-to-get-off-the-cycle-of-using-your-credit-card-for-everything/ By Kelly Anne Smith
https://www.consumerismcommentary.com/10-steps-to-break-the-2credit-card-habit/ By Abby Hayes
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Building credit is important for everyone. Having a bad credit score will hurt the chances of getting a loan, and even increase cost of insurance.
Article Links:
https://www.experian.com/blogs/ask-experian/credit-education/improving-credit/building-credit/ By Stefan Lembo Stolba
https://www.bankrate.com/personal-finance/credit/how-to-build-credit/ By Nicole Dieker
https://www.bankrate.com/finance/credit-cards/how-to-report-rent-payments-to-credit-bureaus/ By Raychelle Heath
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Debt consolidation may be a good idea, can you get the loan with lower interest rate. Is your credit rating improving or getting worse since the last loan or new credit was issued. Getting a higher interest rate loan does not make sense so beware before getting a loan consolidation.
Article Links:
https://www.forbes.com/advisor/personal-loans/pros-and-cons-of-debt-consolidation/ By Kiah Treece, Jordan Tarver
https://www.nerdwallet.com/article/loans/personal-loans/debt-consolidation-loans-bad-credit By Jackie Veling
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Companies offer you relief from credit card debt if it sounds to good to be true then beware. What to know before doing anything. Do it yourself to reduce the cost and time to get out of debt.
Article Link:
https://www.consumer.ftc.gov/articles/0145-settling-credit-card-debt
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
What can be done to lessen the impact of inflation on household budgets. What is inflation and how to tell if it is affecting your budget.
Article Links:
https://pocketsense.com/budget-inflation-2221946.html By William Adkins
https://www.theadvertiser.com/story/money/business/2021/08/07/how-account-inflation-your-budget/5499935001/ By Mary Fox Luquette
All episodes now on ReduceDebtIncreaseWealth.com Facebook page look for podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Having some type of debt reduction plan is a must to get rid of credit card debt. There are things to do to help and things to avoid at all costs.
Article Links:
https://www.nerdwallet.com/article/finance/find-debt-relief By Bev O’Shea
https://www.consumer.ftc.gov/articles/0150-coping-debt
All Episodes now on Facebook, go to ReduceDebtIncreaseWealth.com to find. Look for podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Planning is an ongoing process that must be review and updated every year. It only takes a few minutes to do this but is important as things may have change over time.
Article Links:
https://www.nerdwallet.com/article/investing/what-is-a-financial-plan By Kevin Voigt, Alana Benson
The 5 Times When You Should Review Your Financial Plan | Kiplinger by: Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Once the budget is set and perfected than it can be used to plan for a new loan, retirement, investing or saving for that new home, wedding, child or automobile.
Article Links:
A Better Way to Budget: The Fiscal Fitness Plan Ahead Method (fiscalfitnessphx.com)
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Should you use a Home Equity line of credit HELOC what are the benefits and disadvantages. Maybe an Equity loan is a better way to improve the home. Personal loan line of credit is another option maybe but will cost more interest.
Article Links:
https://learn.financestrategists.com/finance-terms/loc/equity-line-of-credit/ by True Tamplin, BSc, CEPF®
https://www.experian.com/blogs/ask-experian/best-and-worst-ways-to-use-heloc/ by Karen Axelton
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
The FIRE movement is strong with the younger generation wanting to retire early. Maybe at age 35 to 40 is this possible and how is it done. Then what will a person do in retirement, most likely work of some kind.
Article Links:
https://www.playingwithfire.co/whatisfire
https://www.businessinsider.com/personal-finance/why-ditched-traditional-fire-movement-2021-6 By Michelle Jackson
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
What to buy that first home or move up into another home? The first thing you need to do is save up a down payment. But that still not enough, so MisterChuck expands on things to do to get into that home.
Article Links:
https://www.rocketmortgage.com/learn/how-to-save-for-a-house By PATRICK CHISM
https://time.com/nextadvisor/banking/savings/how-to-save-for-a-house/ By Kendall Little,Raina HeAll episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Having credit is good but having too much debt can be bad. How to manage credit so you do not have to manage debt.
Article Links:
https://pocketsense.com/advantages-disadvantages-consumer-credit-8063.html By Cam Merritt
https://www.nerdwallet.com/article/credit-cards/credit-card-tips-everyone-should-know By Lindsay Konsko
https://www.marketplacefairness.org/blog/personal-finance-statistics/
https://mint.intuit.com/blog/financial-literacy/financial-statistics/
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
How to increase your net worth, investing into stock for the long term is one way. The other is to reduce your debt. Doing both at the same time may increase your net worth faster. This episode is the basic on investing in stocks and the benefits.
Article Links:
https://www.investopedia.com/articles/basics/06/invest1000.asp By Chad Langager
https://www.investor.gov/introduction-investing/investing-basics/investment-products/stocks
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
What are budget categories, and the percentages should be when determining how much to spend. MisterChuck goes over this information and much more.
Article Links:
https://www.chime.com/blog/recommended-budget-category-percentages/ By Chonce Maddox
https://www.credit.com/blog/12-top-budget-categories-you-need-in-your-plan/
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
What does it take to reduce debt? MisterChuck goes over the method to get debt under control and over time get out of debt.
Articles Links: No articles used
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
How to avoid using debt relief programs and determine what was the cause of getting too much debt. Before using any debt relief program you must understand why your debt is a problem. MisterChuck talks about these plus other things people do that are personal finance mistakes.
Articles Links:
https://www.bankrate.com/uk/current-accounts/personal-finance-mistakes/ By Marianne Curphey
https://www.forbes.com/advisor/personal-finance/tips-to-avoid-common-budget-mistakes/ By E Napoletano, Daphne Foreman
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Christmas is not far off, now the time to set aside money for your Christmas shopping.
Article Links:
https://www.moneycrashers.com/create-holiday-budget/ By Amy Livingston
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
When your income is too low the need for a new job is required. What are the job interview questions and how to handle is covered in the episode.
Article Links:
https://www.indeed.com/career-advice/interviewing/top-interview-questions-and-answers By: Indeed Editorial Team
https://www.themuse.com/advice/51-interview-questions-you-should-be-asking By The Muse Editor
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
What to know before investing in the stock market, the basics that are important.
1.Assets Classes
2.Diversification
Article Links:
https://corporatefinanceinstitute.com/resources/knowledge/trading-investing/asset-class/
https://www.nerdwallet.com/article/investing/diversification By Tiffany Lam-Balfour, James Royal, Ph.D., Elizabeth Ayoola
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Spending habits some are good, but most are bad. Mister Chuck discuss this topic and how to break these bad habits.
A. Good Habits
B. Avoiding Bad habits
Article Links:
https://www.mentalfloss.com/article/532663/9-good-money-habits-you-can-form
https://www.developgoodhabits.com/good-financial-habits/
https://www.frugalconfessions.com/spend-less/list-of-spending-habits/ By Amanda L Grossman
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
If you are self-employed or thinking about starting your own business here how you should do a budget. Included are the percentages for each category to consider when reviewing your monthly budget.
Article Links:
https://www.gobankingrates.com/saving-money/budgeting/recommended-budget-percentages/ By Kathy Evans
https://www.thebalance.com/how-to-figure-out-budget-percentages-for-money-goals-4171689 BY REBECCA LAKE
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
What is personal finance? Why personal finance is important, and how does it affect everyone's life. This episode Mister Chuck goes over the basic things that personal finance includes.
Article Links:
https://www.investopedia.com/terms/p/personalfinance.asp By WILL KENTON
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Budgeting is not all that hard; it is easy after understanding the basic concept. It is a plan for your money nothing else. Failing to plan is planning to fail.
Budget Categories
1.Housing
2.Transportation
3.Food & Dinning
4.Entertainment
5.Cloths
6.Savings
Article Links:
https://mint.intuit.com/blog/budgeting/tips/
https://bethebudget.com/budgeting-tips/
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
A plan is needed to reduce debt. No matter how much is owed or the number of credit cards or loans. A plan will help organize all debt and determine the order of payment.
1.Create Budget
2.List All Debt
3.Stop Creating New Debt
4.Put money into Emergency Fund (Saving Account)
Article Links:
https://www.investopedia.com/best-debt-reduction-software-4844305 By HOLLY JOHNSON
https://dfi.wa.gov/documents/financial-education/budgeting/debt-reduction-plan.pdf
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
A simple approach to getting a financial plan in place. Financial plan will help track goals, set spending limits and get an emergency fund into place. Financial plan help identify your short comings with finances and directs movement to a better place.
Article Links:
https://www.schwab.com/resource-center/insights/content/10-steps-to-diy-financial-plan By Carrie Schwab-Pomerantz
https://savology.com/6-benefits-of-financial-planning By Sam Jones AFC
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Types of bankruptcy and what the requirements may be to file and get bankruptcy relief. Note I am not an attorney, and this is not legal advice
.Articles Links:
https://www.credit.com/debt/filing-for-bankruptcy-difference-between-chapters-7-11-13/ by Gerri Detweiler
https://www.creditkarma.com/advice/i/chapter-7-bankruptcy-means-test By Lance Cothern, CPA
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Before you can start tax planning, knowing about taxes is a must. Mister Chuck go through an Individual tax return breaking down each part of the return.
Articles Link:
Publication 17, Your Federal Income Tax (For Individuals)
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Two questions to ask yourself, how long will my retirement savings last? How much will be lost to Income Taxes?
Article Links:
https://www.westernsouthern.com/learn/financial-calculators/retirement-withdrawal-calculator
https://www.investopedia.com/articles/personal-finance/062615/10-little-known-ways-reduce-your-401k-taxes.asp By TIM PARKER
HTTPS://WWW.KIPLINGER.COM/TAXES/TAX-BRACKETS/602222/WHAT-ARE-THE-INCOME-TAX-BRACKETS-FOR-2021-VS-2020 by: Rocky Mengle
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Once your debt has been paid off, the need to make money work becomes important. One way is to start a business or invest in a business what to do?
Article Links:
http://www.angelscorner.com/articles/12_rules_for_inv.htm
https://www.investopedia.com/articles/personal-finance/120815/4-most-common-reasons-small-business-fails.asp By MELISSA HORTON
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
How to reduce your spending. Get spending under control is the most important thing to do when reducing debt. First make a Financial Plan, and a Debt Reduction Plan.
Article Links:
https://www.clevergirlfinance.com/blog/how-to-stop-spending-money/ By Bola Sokunbi
https://www.fool.com/the-ascent/banks/articles/how-stop-spending-money-you-cant-afford/ by Christy Bieber
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
What are types of expense that should be in a budget? Mister Chuck explain the types and the categories in making a simple budget
.Article Links:
https://fiscalfitnessphx.com/know-your-expenses-know-your-budget-four-types-of-expenses-and-how-to-plan-for-and-cut-them
https://www.quicken.com/blog/budget-categories By CRAIG TSUCHIYA
5 Signs You're Doing Better Than You Think When it Comes to Your Money (fiscalfitnessphx.com)
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck helps a friend pay down and then pay off all their credit cards debt. How to get started, what to do every month and the important thing to stay focus on getting all the debt paid off.
Article Links:
https://www.creditcardinsider.com/learn/reducing-debt/ By Brendan Harkness
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Should you use a prepaid card, what are the fees and advantages. Prepaid cards better than a checking account with debt card.? Mister Chuck looks into these and other questions.
Article Links:
https://www.higherpurposefinance.com/advantages-and-disadvantages-of-having-a-debit-card/ By Kathy Ngo
https://www.thebalance.com/should-you-spend-with-debit-or-credit-cards-315480 BY JUSTIN PRITCHARD
Advantages and disadvantages of prepaid cards - reliablecounter blog Posted by Izabela Kurzeja
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Need to borrow money, not sure where to go, or how. Misterchuck explains what to do and consider before borrowing any money.
Article Links:
https://www.thebalance.com/borrow-money-without-going-broke-3964542 BY JUSTIN PRITCHARD
https://www.discover.com/personal-loans/resources/learn-about-personal-loans/borrowing-money/
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Difference between Federal and Private Student loans. Who can get loan forgiveness though the Federal Government? What you need to do and can student loan be discharges through bankruptcy.
Article Links:
https://studentaid.gov/manage-loans/forgiveness-cancellation
https://www.investopedia.com/articles/younginvestors/09/private-or-federal-student-loans.asp By KATIE ADAMS
32 people qualified for full student-loan forgiveness in gov't repayment plan (businessinsider.com) By Lauren Frias
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Getting started in investing, when to start, how to get started. What you need to do and know before starting to invest in the market. It best to start early in life and it will pay the rewards.
Article Links:
https://www.arborinvestmentplanner.com/investing-principles-fundamental/ By Ken Faulkenberry
https://www.schwab.com/investing-principles
https://grow.acorns.com/melissa-jean-baptiste-worst-money-advice/ By Shawn M. Carter
Getting started - Bogleheads
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Get out of credit card debt, is it a sprint or marathon. Misterchuck describes his method of getting out of debt in detail.
1.What to do first
2.How to start
3.Stay focus and stay on track
Article Links:
https://www.creditcardinsider.com/learn/reducing-debt/ By Brendan Harkness
https://www.nerdwallet.com/article/credit-cards/6-tricks-to-kick-credit-card-debt-quicker By Claire Tsosie
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Countabout
Thinking about getting started with the Fire Movement, here are extreme ways to cut your spending. The whole family must do all of these costs cutting to save maximum money.
Article Links:
https://www.accounting-degree.org/resources/extreme-ways-to-save-money/ Written by Accounting-Degree.org Staff
https://thekrazycouponlady.com/tips/money/40-borderline-extreme-ways-to-save-serious-money-in-2017 By Evelyn
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Countabout
What is the FIRE Movement and is it for you? Should you try to retire early, then what will you do with no purpose in life.
1 What is Fire.
2 Should you try to achieve Fire.
3 Is this something that can be achieve for your lifestyle.
4 Why not to completely retire early.
Article Links:
https://www.moneyunder30.com/the-fire-movement By Lance Cothern
https://www.marketwatch.com/story/why-we-ditched-the-fire-movement-and-couldnt-be-happier-2019-09-30 By Lisa Mad Money Monster here
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Countabout
Working for a pay increase at work or start a side hustle which is best option. Mister Chuck look into both of and discuss the advantages of both.
1.Asking for Raise at Work?
2.Starting a Side Hustle
Article Links:
https://www.thebalancecareers.com/how-often-should-you-ask-for-a-raise-2062775 By ALISON DOYLE
https://thecollegeinvestor.com/14608/make-money-fast-side-hustling/ By Robert Farrington
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Countabout
Mister Chuck answers this question, also reviews different types of budgets.
1.Types of Budgets
2.Mister Chucks battle with budgets
3.Importance
Article Links:
https://www.thebalance.com/how-many-budgeting-techniques-can-you-choose-from-453627 BY PAULA PANT
https://www.thebalance.com/reasons-to-budget-money-2385699 BY MIRIAM CALDWELL
Quote:
Opportunity is missed by most people because it is dressed in overalls and looks like work. –Thomas Edison
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Countabout
Should You use cash or plastic to buy things like gasoline, groceries, meals when out and about. Mister Chuck will discuss this option,
1.Pay with Cash or Plastic
2.Review Envelope Budgeting method
3.Tips to protect from theft.
Article Links:
Cash vs. credit cards: How either option can help you save money (acorns.com) By Shawn M. Carter
How to Use the Envelope Budgeting Method Without Using Cash (thepennyhoarder.com) By Nicole Dow
Quote:
Being frugal does not mean being cheap! It means being economical and avoiding waste. - Catherine Pulsifer
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Countabout
Location and valuation how to pick a location and what is the value of the property. You need to be able to determine both of these before purchasing a home or rental.
1.Location
2.Determine Value
Article Links:
https://www.investopedia.com/financial-edge/0410/the-5-factors-of-a-good-location.aspx By Tara Struyk
https://www.lendinghome.com/blog/property-valuation-for-real-estate-investors/ By G. BRIAN DAVIS
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Countabout
Once you have the budget, and debt reduction plan in place it’s time to increase the emergency fund. Increase or getting one started is step one to financial freedom.
Article Links:
https://www.foolproofme.org/articles/332-strategies-for-saving-more , By Remark Sutton
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Countabout
Year two in doing this podcast Mister Chuck reviews what he has done in the first year. Then review everything that you need to do to achieve financial freedom.
1.Review first year podcasting experience
2.What is Financial Freedom
3.Keep it going
Article Link:
https://www.chicagotribune.com/business/ct-richest-people-in-the-world-20160121-story.html
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Countabout
Mister Chuck giving his debt reduction plan made simple. This is a simple plan to follow and to achieve your financial goals no matter how much you earn.
Articles Links:
https://www.moneyunder30.com/no-more-budgets Written byDavid Weliver
pdf-1020-make-budget-worksheet_form.pdf
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Countabout
Everything start with a plan, saving for retirement, reducing debt, buying a home. Without a plan nothing will get completed on time or in the correct order. Mister Chuck will explain.
https://www.clevergirlfinance.com/blog/ten-steps-to-creating-a-solid-financial-plan/
https://www.wikihow.com/Write-a-Personal-Financial-Plan
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Countabout
Mister Chuck discuss how to break bad spending habits. Identity what you are doing that is creating more debt and how to break that spending.
Article Links:
https://www.loanme.com/blog/the-seven-worst-bad-spending-habits-and-how-to-break-them By Ricky Baizas
https://www.everydollar.com/blog/create-better-spending-habits
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Countabout
Finish with Christmas debt saving tips. Pay yourself first reason why to do this, then how to achieve on a regular basis. Setting up budget is easy, consider the reverse budgeting is the way to get started paying yourself first.
ARTICLES LINKS:
https://www.investopedia.com/ask/answers/12/pay-yourself.asp By AARON LEVITT
https://www.nerdwallet.com/blog/finance/pay-yourself-first-reverse-budgeting-explained/ By Lauren Schwahn
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Countabout
How much did you spend for Christmas was place on a credit card? Do you expect to pay this off in one month or longer? Want to avoid this same problem next year now is the time to plan and solve this yearly problem.
1 How long does it take to pay off
2 How to pay off faster
3 Plan for next year
Article Links:
https://www.marketwatch.com/story/heres-how-long-it-will-take-americans-to-pay-off-their-christmas-debt-2017-12-29 By Kari Paul
https://www.investopedia.com/financial-edge/0113/how-to-pay-off-christmas-debt.aspx By ANGIE MOHR
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Contabout 15-day free trial review the program. I had no problems learning and using this program. Easy to use! Easy to figure out! A great program for the starting price of $ 9.99 per year.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck goes over what to expect when buying your first home. What to do first when getting started. From looking for a home, to making an offer to the closing.
- Intro
- Review the process of buying a home
- Summary
Articles Links:
https://www.zillow.com/home-buying-guide/10-steps-to-buying-a-home/
https://www.discover.com/home-loans/articles/10-steps-to-buying-a-home/
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mr. Chuck follows up on last episode with more information to help the new investors. Before getting started review why budget apps can help those with bad spending habits.
What are the different market segments an overview nothing to deep.
Articles Links:
https://awealthofcommonsense.com/2013/02/keep-investing-simple/ By Ben Carlson
https://awealthofcommonsense.com/2015/03/whats-considered-long-term-in-the-stock-market/ By Ben Carlson
https://etfdb.com/etf-education/the-10-sectors-of-the-stock-market By Justin Kuepper
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Getting started can be a hard decision as you save the money and really do not want to lose any. You may know some basic investing such as stocks, bonds, CD’s, money markets but not sure what to do or how to get started.
Mister Chuck go over this to help you with investing where to start.
Articles Links:
https://www.annuity.org/financial-literacy/investing-for-beginners/
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Have you setup a budget using an app, but it still does not help you save more money. Mr. Chuck discuss why budgeting apps don’t work, then give you way to increase your savings.
1 Budgeting Apps not working
2 How to fix apps if that don’t work
3 Increase Savings
4 Overspending
Articles Links:
https://blog.qubemoney.com/5-reasons-budgeting-apps-dont-work/ By Jennifer Calonia |
https://blog.qubemoney.com/6-causes-of-overspending-that-are-holding-you-back By Camilo Maldonado
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Countabout
What are the budgeting benefits and is it worth the time and effort to setup a budget? Below are some links to worksheets to help you get started with setting up a budget. Mr. Chuck discuss these benefits and expands on why budget can help reduce debt, or increase investments.
Article Links:
https://moneyandmountains.com/benefits-of-budgeting/ by Kathryn Mancewicz
https://thesavvycouple.com/benefits-of-budgeting/ by Brittany Kline
pdf-1020-make-budget-worksheet_form.pdf
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Countabout
Personal Finance is based on knowing your numbers. What number should you always know and why. Mister Chuck look into these numbers to give you the information so you know your happy numbers.
1. Net Income
2. Monthly Expenses
3. Debt Interest Rates & Amount
4. Savings Interest Rates (also Rate of savings)
5. Net Worth
6. Years to Retirement
Article Links:
https://www.thesimpledollar.com/financial-wellness/the-personal-finance-number-that-matters-the-most/ by Trent Hamm
https://www.moneysavedmoneyearned.com/8-critical-personal-finance-numbers-you-need-to-know/ By Tawnya Redding
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mortgage calculator is used to see how much interest can be saved by making extra payment. But credit card debt is reduce by making larger payment, Debt consolidation, or going to debt consulting are the common ways to reduce your debt. But one thing is missing Mister Chuck explain how to avoid these common ways and still get out of debt.
Does paying extra on mortgage every month help or should you be making extra payments?
Article Links:
https://inspiredbudget.com/4-reasons-people-dont-pay-off-debt/ BY ALLISON BAGGERLY
https://www.bankrate.com/mortgages/prepaying-your-mortgage/ By Zach Wichter
https://www.mortgagecalculator.net/advanced/
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
A overview on how to get started investing. What you should be doing in the investing world, make your money work for you.
Then what does it take to become a above average investor. Using Robo Advisor maybe the easy way to get started.
Article link:
https://millennialmoney.com/start-investing/ By GRANT SABATIERhttps://www.motilaloswalmf.com/knowledge-centre/5-keys-of-investing
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Countabout
We make mistakes in personal finances. Here are some of those mistakes and how to solve this problem. Mister Chuck talks about these and just knowing about these mistakes can help your finances. There are 22 Mistakes listed in this article and I cover them all.
Article Links:
https://www.listenmoneymatters.com/financial-mistakes/ By Candice Elliott
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck discuss should you do a cash out refinance or get a Line of credit. First does this fit into your debt reduction plan and should this be done.
1 What is your debt reduction plan
2 How will cash out refinance fit into this plan
3 Have you used the 30 Day rule
4 What are the costs and how much could you cash would you get
5 How are you using the cash
Article Links:
https://www.nerdwallet.com/article/mortgages/refinance-cash-out By Deborah Kearns, Holden Lewis
https://themortgagereports.com/68932/cash-out-refinance-guide-rules-rates-requirements By Erik J. Martin
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck discuss changing your financial lifestyle to improve your credit score and get out of debt. Apply 60 simple rules of Personal Finance.
1 Why improve credit score
2 How improve credit score
Article Links:
https://www.myknowledgebroker.com/blog/personal-insurance/how-to-raise-your-credit-score-by-100-points-in-45-days/ Posted by Steph Schreiber
https://www.incharge.org/blog/can-my-credit-score-go-up-100-points-in-a-month/ by Joey Johnston
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck explores this ratio debt to Income plus other things to know about using this to your advantage.
1 What it is and what is means
2 How to compute this ratio
3 Why is good to Know and Who uses Ratio
Article Links:
https://www.consumerfinance.gov/ask-cfpb/what-is-a-debt-to-income-ratio-why-is-the-43-debt-to-income-ratio-important-en-1791
https://www.investopedia.com/terms/d/dti.asp By CHRIS B. MURPHY
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck covers the warning signs of possible scammers concerning debt settlements providers. Then covers the basics of how to set up a budget and discussed if this is a process that any do it yourself can do to save the fees of debt reduction services.
-
Warning Signs
-
Don’t do these things
-
Can you do it yourself before using a service
Articles Links:
https://www.moneyunder30.com/10-things-you-should-know-about-debt-management-programs by David Weliver
https://www.moneymanagement.org/budget-guides/create-a-budget
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
What is net worth and why it important. Mister Chuck explain and why important to keep track of once a year. Also covers tax planning and Estate planning in this episode everyone needs to have a knowledge on these topics even at a young age.
1 Net Worth
2 Tax Planning
3 Estate Planning
Article Links:
https://www.thesimpledollar.com/financial-wellness/how-to-calculate-your-net-worth/ By Trent Hamm
https://www.nerdwallet.com/article/taxes/tax-planning by Tina Orem
https://www.estateplanning.com/What-is-Estate-Planning/
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Rule #1 Spend less than you earn seems a simple rule but that really does that mean. How do you achieve this habit? There are times maybe it not appropriate to follow. Mister chuck discuss this rule in detail. What is financial distress and how to recognize when you are becoming distress.
Articles Links
https://www.fca.org.uk/insight/understanding-financial-distress By Benedict Guttman-Kenney
https://lifehacker.com/spend-less-than-you-earn-is-useless-unhelpful-financ-1710042416
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck explores spreadsheets to use to help those trying to get out of debt. Finding what he believes is the best one to use, plus more.
1 Review past episodes
2 Why to use spreadsheets
3 Ones to use to help
Articles Link:
https://www.thebalance.com/free-debt-reduction-spreadsheets-1294284 BY
SHELLEY ELMBLAD
https://www.vertex42.com/Calculators/debt-reduction-calculator.html
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck goes over rules that can help everyone with personal Finance. There are total of sixty rules the remaining 36 in this episode. Following just some of these rules can help everyone get a grip on their money and make life easier.
Article Link:
https://www.thesimpledollar.com/save-money/sixty-simple-rules-of-personal-finance/ By
Trent Hamm
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck goes over rules that can help everyone with personal Finance. There are total of sixty rules the first 24 this episode. Following just some of these rules can help everyone get a grip on their money and make life easier.
Article Link:
https://www.thesimpledollar.com/save-money/sixty-simple-rules-of-personal-finance/ By
Trent Hamm
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Many struggle to save money, it not hard, Mister Chuck discuss how to get saving into your budget.
1. Reason not to save
2. Set Goals
3. Reach Goals
Articles Links:
https://www.thebalance.com/how-to-set-and-reach-savings-goals-2386115 By
MIRIAM CALDWELL
https://www.thebalance.com/overcome-excuses-and-save-money-4129534 By MATT REINER
https://www.thebalance.com/best-reasons-to-keep-your-savings-account-4307372 By JUSTIN PRITCHARD
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Everyone needs insurance whether you want insurance or not some are required by lenders. Some types of insurance should be consider just in case something bad happens.
1. Insurance Required
a. Auto
b. Home
2. Needed Insurance
a. Health
b. Disability
c. Life
3. Consider Insurance
a. Renters
b. Pet
c. Travel
Overview on reducing debt recap.
Article links:
https://millennialmoney.com/types-of-insurance/ by
GRANT SABATIER
https://www.igrad.com/start/start-here-insurance by
by Cory Sarver, Expert
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
E: 25 Buying A house
Mister Chuck talk first time home buyers what is needed before getting that first home.
1 Are you Ready
2 Shop for loan
3 Type of Loans
4 Down Payments
5 Real Estate Agent
6 Inspection & Escrow
7 Closing
Article Links:
https://www.thebalance.com/how-to-buy-your-first-home-2385826 By MIRIAM CALDWELL
https://www.nerdwallet.com/article/mortgages/tips-for-first-time-home-buyers By Emily Starbuck Crone
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck looks into the details of having a best buy credit card. Rewards vs deferred interest
1 Best Buy
2 Better Rewards or deferred interest
3 other retail store credit cards
4 Credit cards Stats
5 Review Debt Reduction Plan
6 My Debt reduction progress
Articles Links
https://wallethub.com/d/best-buy-credit-card-1449c/ By Citibank
https://wallethub.com/credit-cards/store/
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Misterchuck talk about getting started in investing in the stock market. Explains what is investing, what are investments, and when to start.
What is investing
What are Stocks, bonds, mutual funds, ETF,
Understanding the process
Use Financial planner
Articles links:
https://thecollegeinvestor.com/22975/investing-for-dummies/ By Robert Farrington
https://www.listenmoneymatters.com/investing-for-beginners/ By Andrew Fiebert
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck review the best budgeting apps to use today. Starting out this episode review the Personal Finance Plan and Reduce Debt Plans which both rely heavy on using a budget. So, what is the easy way to start a budget.
1. Personal finance Plan
2. Reduce Debt Plan
3. What to look for in budget app
4. Review different apps
5. Summery
Articles Links:
https://www.forbes.com/advisor/personal-finance/best-budgeting-apps/ by Kristin Stoller
Forbes Staff
https://www.thebalance.com/best-budgeting-apps-4159414 BY ERIC ROSENBERhttps://www.moneyunder30.com/best-budgeting-tools By Lauren Barret
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck discuss getting a consolidation loan if you have bad credit. This episode explains what to do
if your credit score is below average to get consolidation loan.
1. How to Improve Credit Score
2. What is Consolidation Loan
3. Where to find Consolidation loan
4. What to look out for
Articles Link:
https://www.bankrate.com/loans/debt-consolidation-loans-with-bad-credit/ by Elizabeth Aldrich
https://www.nerdwallet.com/article/finance/consolidate-debt?trk_channel=web&trk_copy=What%20Is%20Debt%20Consolidation%2C%20and%20Should%20I%20Consolidate%3F&trk_element=hyperlink&trk_elementPosition=0&trk_location=PostList&trk_subLocation=list By Amrita Jayakumar
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck discusses what is a 401 K Plan and who should be using this benefit. Then talks about Financial advisor or Planner who need this be using this service.
1. 401 K What it is.
2. Who offers this plan?
3. Who should be contributing?
4. Financial Advisor or Planner
5. Fees charged
6. Why it important to use this service
Articles Link
https://www.investopedia.com/terms/1/401kplan.asp by: JULIA KAGAN
https://www.creditkarma.com/advice/i/what-is-a-financial-adviser by: Ashley Chorpenning
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck reviews using a reverse mortgage in retirement. The question is should a reverse mortgage be included in your Personal Finance Plan. What is a reverse mortgage and how does a reverse mortgage work.
Article Links:
https://www.bankrate.com/mortgages/reverse-mortgage-guide/ By Holly D Johnson
https://www.investopedia.com/mortgage/reverse-mortgage/5-signs-reverse-mortgage-bad-idea/ By AMY FONTINELLE
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck help determine the percentages to use in setting budget. Food and clothing are the 3rd and 4th largest items we spend money on, so it is important to budget the proper amounts. Personal Finance is important so knowing how much to budget before spending is key.
Article:
https://theweek.com/articles/648521/how-much-money-should-budget-food by Alexis Boncy
https://jseverydayfashion.com/home/2012/05/how-to-set-clothing-budget.html By Jeanette Johnson
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck exams how much you should be spending on Housing, and Transportation. This is key in getting your budget setup correctly. Personal Finance Plans are important in getting started as housing is 1st in amount paid and Transportation is 2nd in amount of your budget.
https:/www.fool.com/millionacres/real-estate-basics/articles/how-much-my-income-should-i-spend-housing/ By Maurie Backman
https://www.nerdwallet.com/blog/loans/auto-loans/much-car-payment/ By PHILIP REED
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck review the causes of getting into too much debt. Then goes over the reason why it hard to dig yourself out. You need to create a Personal Finance Plan and stay the course.
Articles Link:
https://www.lifehack.org/articles/money/7-causes-people-get-into-debt.html By Anya Bennet
https://www.thebalance.com/hard-to-pay-off-debt-960855 BY LATOYA IRBY
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck discuss about the three accounts needed for Personal Finance. Then continues with what to know about credit cards. Credit cards for bad credit what you need to know about credit cards that may help.
Articles Links:
https://www.usatoday.com/story/money/personalfinance/2020/04/10/savings-accounts-checking-retirement-3-essential-places-for-money/5115654002/ By Adam Shell
https://www.creditcards.com/credit-card-news/help/8-things-to-know-about-credit-card-debt-6000.php By Erica Sandberg
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck discuss can you go it alone in reducing your debt. Covers some management programs plus review his plan. To create your personal finance solutions, review the links below.
Articles Link:
https://www.incharge.org/debt-relief/debt-management/debt-management-program-template-debt-relief/
https://www.mydebtreliefplan.com/2017/09/avoidable-mistakes-everyone-repaying-debt-makes.html
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck goes into detail on how he does budgeting. It a simple and easy method so listen today and get your budget started.
Articles:
https://www.daveramsey.com/blog/the-truth-about-budgeting/ by Rachel Cruze
Personal Finance Basic #Financial Basic # Finance Basic # Stress # Debt #Wealth
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Misterchuck Discusses planning ahead before claiming Social Security. Then talk about his Social Security related problems and how he solving them.
Articles Link:
https://www.fool.com/retirement/2020/03/12/5-social-security-tips-for-2020-and-beyond.aspx by Kelly Hagen
Personal Finance Basic #Financial Basic # Finance Basic # Stress # Debt #Wealth
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
MisterChuck talks reasons to get out of debt, the benefits of doing so.
Reasons to get out of Debt top 4 Reasons
- 1 More Free Income
- 2 Earlier Retirement
- 3 Less Risk
- 4 Better Credit Score
Article:
https://www.moneycrashers.com/reasons-get-out-debt/ By Amy Livingston at Money Crashers.com
Listen today to find out all the reasons
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
MisterChuck talk about other sources of Income:
- Ecommerce
- Podcast, Video
- Multi Level Marketing
Articles: MLM Companies ShowBiz.com by Megan Elloitt
Personal Finance #Reduce Debt #Stress #Podcast #Education
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
MisterChuck talk about what to do with your saving once debt is reduced.
- Investing How
- Robo Investing
- MLM
- Real Estate
Giving all the choice what to do with money you have, to invest or start a business in order to gain additional income. That is this weeks topic.
Articles: 9 Thing to Know about Robo Advisors in US News.com by Wayne Dugan
No Sponsors this week.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
MIsterChuck former accountant talks this week does paying high mortgage interest reduces your taxes.
- Income Taxes Review
- Ways To build Wealth
Articles:
Best Way to Invest your Money in 2019 At BankRate.com by Kendall Little
Sponsor : http://www.isotonix.com/lantianbaiyu
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Episode 7: Reduce Debt Increase Wealth ; Mister Chuck discuss the following when trying to get out of debt once your plan is in place.
- Refinance your home
- Get a debt consolation loan
- Use a debt cancelation service
Articles:
- How to know when to refinance your mortgage:Bankrate.com By Libby Wells
- Truth about Debt Consolation by Dave Ramsey.com
Unable to find the links to these articles but found online.
Sponsor: http://www.isotonix.com/lantianbaiyu
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck explain what a credit score is all about, and how to make improvements. Once you know what the credit reporting agencies are looking at, you can make changes in your habits to improve your score.
Sponsor: http://www.isotonix.com/lantianbaiyu
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck easy no hassle budgeting method! This is the easy way to do and keep a budget almost a no brainer. Then Mister Chuck explains the different methods of paying down debt.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck explains his plan on Reducing debt. How he is getting debt free the easy way. Do not miss this episode give detail on how you can become debt free.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck talk about business restarting or not, will your employer go out of business. What to do if you are getting the unemployment plus $ 600 every week to work or not. Maybe it time to change careers.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck talks about what is good debt and what is bad debt in this episode plus refinance loans, debt cancellation and more.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com
Mister Chuck is a retired accountant, turned truck driver, who talks about how to get started in getting your debt reduced. This Episode he talks about his background and how to start getting rid of debt to gain financial freedom.
All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.
How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com