In this short Episode we talk about credit and the benefits of having a credit card. Nick opens up about an investment that he made which didn't quite work out so we discuss why people may be so reluctant to spend money on credit and why it seems like such a scary thing for people to do. We ask the question weather, given Nick's current situation, can credit make him wealthy and we elaborate on the relationship between creit and cash flow. Finally we touch on the correct mindset to have when spending on credit and how specific strategies of spending could benefit you in the future.