NevaBroke Podcast: Money Conversations: Recent Episodes
NevaBroke
A financial literacy podcast focused on teaching people of color (BIPOC) in their 20s and early 30s trying to figure out this thing called "adulting" and life. Our goals is equip our listeners with practical tools to achieve their life goals. We use stories, interviews, and conversations to make finances more relatable and digestible. We want people to feel more aware, empowered, and confident enough to take control of their life. We are NevaBroke - changing the face of wealth and dismantling the taboo of money one listener at a time. Support this podcast: https://anchor.fm/nevabroke/support
In this inspiring episode, join us as we sit down with India Senia, the visionary creator of Strength to Endure. We dive deep into the origin story of Strength to Endure and its mission to combine physical and mental health in a powerful way. India shares her personal journey and the pivotal role that physical wellness plays in maintaining mental well-being.As a black woman entrepreneur, India discusses the unique challenges she faces and how she overcame them to build a successful business. She sheds light on the importance of representation and empowerment for black women in the health and wellness space.Tune in as we explore the transformative power of endurance and resilience, and discover how India's work is impacting the lives of individuals, particularly black women. Whether you're seeking inspiration, practical tips, or a fresh perspective on holistic well-being, this episode is a must-listen.Join us for an engaging conversation that will motivate you to prioritize your physical and mental health, embrace your endurance, and tap into your own inner strength. Get ready to be inspired by India Senia and the transformative potential of Strength to Endure.--- Send in a voice message: https://podcasters.spotify.com/pod/show/nevabroke/message
Join us in this captivating episode as we delve into the inspiring story of Winifred Edjeani, the visionary behind Ekasa, the sustainable clothing line that is making waves in Ghana's fashion industry.
In this exclusive interview, Winifred takes us on a journey from the birth of the idea as Edjeani Co to the exciting evolution into Ekasa. Discover how this young black Ghanaian woman in her 20s is reshaping the landscape of fashion by infusing sustainability, culture, and empowerment into every stitch.
Explore the challenges, triumphs, and transformative moments that shaped Ekasa's growth and its positive impact on local communities. Gain insights into the meticulous craftsmanship, ethical sourcing, and the profound connection to Ghanaian heritage that define Ekasa's unique style.
Get inspired as Winifred shares her vision for a fashion industry that respects both the planet and its people. Whether you're passionate about sustainable fashion, curious about Ghana's vibrant fashion scene, or seeking inspiration from trailblazing entrepreneurs, this episode is a must-listen. Tune in to gain a deeper understanding of Ekasa's purpose, impact, and the incredible journey of its remarkable founder, Winifred Enjeani.
Don't miss out on this empowering conversation that will leave you inspired to embrace fashion as a force for positive change. Subscribe now and be part of the movement to redefine fashion with Ekasa and Winifred Edjeani.
For more about the company, visit their website at edjeani.com.
--- Send in a voice message: https://podcasters.spotify.com/pod/show/nevabroke/message
Join us on the NevaBroke Podcast for an inspiring interview with Danielle Hawa Tarigha, a third culture kid who has lived in Africa, Asia, and the United States. In this episode, Danielle shares her experience and insights on extreme poverty and poverty alleviation, as discussed in her book "Uplift and Empower: A guide to understanding extreme poverty and poverty alleviation." We'll delve into the challenges of poverty and explore strategies for uplifting and empowering individuals and communities. Plus, don't miss out on our book giveaway, which ends on March 18, 2023. Tune in now!
Additional show notes:
Giveaway information: here.
Uplift and Empower: A guide to understanding extreme poverty and poverty alleviation
Website: https://upliftandempower.com/about-the-author
Danielle Hawa Tarigha Social Media:
TiktTok
--- Send in a voice message: https://podcasters.spotify.com/pod/show/nevabroke/message
This episode we have an interview with Christopher the Curator and Founder of M.A.T.E, a media hub focused on telling the stories of artist. Chris is a New York based curator and creator involved in the art, music and fashion scene. Chris talks about the lessons he has learned over the years as he chases his dream of being among the greats. I will leave you with a little taste of the wisdom shared - "structure beats everything".
Social Media Handles for Chris and M.A.T.E
Instagram: @christopherthecurator | mate.nyc
--- Send in a voice message: https://podcasters.spotify.com/pod/show/nevabroke/message
NevaBroke Episode 13 — Welcome to a new series call, "Small Business Saturday's" where I interview business owners. This week we have our first guest Jamon Fields who is the owner of Tags and Title at Hilltop located in the Prince George's County metro area. Listen to this young black man identify a need in his community and provide tremendous value by saving people time on their car title needs. It is not common to hear someone take an interest in this kind of business. Jamon shares some of his challenges, tips, and is honest about what is required to get into this business. Listen to learn more about his story. Tag and Title at Hilltop Information587 Ritchie Rd, Capitol Heights, Maryland, 20743, USA Monday - Friday (10:00am- 6:00pm); Saturday (9:00am-2:00pm)www.tagandtitleathilltop.com--- Send in a voice message: https://podcasters.spotify.com/pod/show/nevabroke/message
I recorded this earlier this year around March 2022 and I never got the opportunity to release it. The things I said are still true, so allow me the opportunity to re-introduce myself. My name is...--- Send in a voice message: https://podcasters.spotify.com/pod/show/nevabroke/message
NevaBroke Episode 11: Love, Spirituality, & Finance - Healing from Money Traumas Featuring Toby C. Our perception about money can be rooted in our believe systems. Listen as we explore the intersections between spirituality and money, and learn how everything is connected. Guest Speaker Information: Toby Chukwura is a creative and content creator based in Atlanta, GA. His content focuses on educating people on spirituality, Africa and the diaspora, as well as fun comedy skits. He is truly amazing and a wealth of knowledge. To contact, follow, or support him, here are his social media accounts: Instagram: @tobychukwura; YouTube: The Toby Network Music Produced: Mike Rowland Please rate us on all platforms you listen to this podcast. Follow Us on all social media platforms: Instagram | Facebook | Twitter | YouTube | Website
Support this podcast: https://anchor.fm/nevabroke/support
NevaBroke Episode 10: Growth is Worth the Cost - A Journey to Africa Featuring Sheilby M. There is so much power in having a budget, a plan, and the will to try something new. Sheilby M shares her experience of growth by traveling to several countries in Africa. We learn about a different style of economics and how community/collectiveness helps other people in a different culture. She also shares a little secret. This episode inspires me to pack my bags and get on the road. Finance is more than just numbers, but it is about being able to create the life we desire. Remember we want people to live a life of abundance; however, you may describe it. Guest Speaker Information: Sheilby M. is a photographer based in Oakland, CA and also an insurance broker. To contact, follow, or support her, here is her Instagram and website: Instagram: @sheilbs | Website: https://www.sheilby.com Music Produced: Mike Rowland Please rate us on all platforms you listen to this podcast. Follow Us on all social media platforms: Instagram | Facebook | Twitter | YouTube | Website
Support this podcast: https://anchor.fm/nevabroke/support
Tyler Simone is the created of the Chicken Soup For The Baddies Soul Podcast where she focus discuss various lifestyle topics in a true and authentic way. We invited Tyler to our Podcast to discuss the navigating the romantic relationship world with the focus on finances. We cover topics like how to protect you assets, red flags, and why it is important to have money conversations. Click to listen to more.
Tyler can be found on Instagram: @_tylersimone | Podcast Instagram
You can also support her small business: here.
Please rate us on all platforms you listen to this podcast.
Follow Us on all social media platforms: Instagram | Facebook | Twitter | YouTube| Website
Support this podcast: https://anchor.fm/nevabroke/support
Taking ownership of your financial life can feel scary and intimidating. I often get the question "Where do I start?" The answer to the question can be complicated and complex, but after meditating the first step to your journey is awareness. To learn about the steps I have outlined, listen to the episode.
Please rate us on all platforms you listen to this podcast.
Follow Us on all social media platforms: Instagram | Facebook | Twitter | YouTube | Website
Support this podcast: https://anchor.fm/nevabroke/support
NevaBroke Episode 7: Financial Maturity Featuring Dylan A. "Money is not personal but it can create a lot of personal problems," said Dylan A. This episode we had the privilege to interview the founder of DA Speaks LLC, an organization designed to empower and help people through various mediums. We talked about Dylan's relationship with money, how trauma can impact our habits, and not being mature enough to handle resources. It is not enough to be financially literate but we must be in the right maturity level. Listen to learn more.
To support this small business or to connect with Dylan A. and his business click this link Instagram. If you are a small business and would like to be featured on a episode, please fill out the form on our Instagram page. To support this podcast, please share and leave a nice rating. It is highly appreciated. Nevabroke: Instagram | Facebook| Twitter | Website
Music Source I do not own the rights to the music used in this podcast. This song has been labeled royalty free. The produced/creditors are listed below: CFM Production https://www.youtube.com/CopyrightFree... provided by CFM: https://cfmfreemusic.com To use this free background music in your videos, you MUST credit our YouTube Channel in your video description or end credits! ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ Mix & Master: Drumatised Contact producer: typebeatsig@gmail.com Instagram: https://www.instagram.com/drumatised Buy HQ Beats: https://bit.ly/32ieRfj ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ Follow Us on all social media platforms: Instagram | Facebook | Twitter | YouTube | Website
Support this podcast: https://anchor.fm/nevabroke/support
NevaBroke Episode 6: Ownership and Legacy Featuring Karim Williams "When we have ownership, we control the story and control who gets a seat at the table." This episode we had the privilege to interview one of the co-founders of Serenity Shea, Karim Williams. We discussed the origin story and the important of wellness/mindfulness when it comes to what we put on our bodies. This black owned company is based in the DC-Maryland-Virginia metropolitan area, but they ship their products across the states. They aspire to build community and create products "with ingredients you can pronounce." One of the ways wealth has historically been built aside from real estate is thru the ownership businesses. Ownership is important in our wealth building story.
Listen to the episode and let me know your thoughts. To support this small business I have included the links below for all the ways to connect with Karim and his family business. Serenity Shea Website | Instagram | Facebook Karim's Web Design Business
In times like this where there is so much uncertainty, it is important that we support each other and build community. If you are a small business and would like to be featured on a episode, please contact me directly via email at wenevabroke@gmail.com
Music Source I do not own the rights to the music used in this podcast. This song has been labeled royalty free. The produced/creditors are listed below: CFM Production https://www.youtube.com/CopyrightFree... provided by CFM: https://cfmfreemusic.com To use this free background music in your videos, you MUST credit our YouTube Channel in your video description or end credits! ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ Mix & Master: Drumatised Contact producer: typebeatsig@gmail.com Instagram: https://www.instagram.com/drumatised Buy HQ Beats: https://bit.ly/32ieRfj ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ Follow Us on all social media platforms: Instagram | Facebook | Twitter | YouTube | Website
Support this podcast: https://anchor.fm/nevabroke/support
Happy New Year!!!
Updates this week:
Stimulus Bill Information:
If you haven’t heard, the Second Stimulus Checks has been passed by Congress for $600. According to an article published on December 21 on CNBC, Congress pass $1 Trillion coronavirus relief bill. The stimulus check will be $600 for individuals making up to $75,0000 and couples earning $150,000. Dependents under the age of 17 are also eligible and there is no cap on the number a household can receive. The check are said to starting coming this week with varying arrival times, but considering it took them this long to approve any package.
Berto Be Thinking Podcast Episode 5
Episode Outline:
In 2021, our top 3 goals to:
- Get 1 million listeners on our podcast and grow our Instagram to 50,000 - which sounds crazy but the motto/affirmation for this year is “crazy faith” I plan to achieve this by being consistent, providing quality information, and actively engaging with my audience
- Inspire 100 people to save $10,000 through my zero dollars to 10K challenge
- Launch our YouTube channel and be monetized within the first year.
SMART METHOD for Goal Setting:
Specific
Measurable
Attainable
Realistic
Timely
"Everyone loves winning but the true character of a person can be determined by how they handle the loses. Reflect on those loses and improve. This is the year of crazy faith and faith is not about seeing when it’s already there but in spite of an proof that it is possible.
Investing in yourself this year. Take risks on yourself. Make a plan and revise as necessary.
Thank you all so much for this all the support."
Follow on Social Media: Instagram | Facebook | Twitter | YouTube | Website
Music: Music Source I do not own the rights to the music used in this podcast. This song has been labeled royalty free. The produced/creditors are listed below: CFM Production https://www.youtube.com/CopyrightFree... provided by CFM: https://cfmfreemusic.com To use this free background music in your videos, you MUST credit our YouTube Channel in your video description or end credits! ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ Mix & Master: Drumatised Contact producer: typebeatsig@gmail.com Instagram: https://www.instagram.com/drumatised Buy HQ Beats: https://bit.ly/32ieRfj ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
Support this podcast: https://anchor.fm/nevabroke/support
Updates of for week:
- They have a COVID vaccine. According to market watch, Margaret Keenan, 90, is the first person to receive the Pfizer-BioNTech COVID shot vaccine on December 8.
- The article also mentions “Both Pfizer’s and Moderna’s vaccines have been shown to have 95% efficacy at protecting people against coronavirus.”
- According to seeking alpha website, “The November jobs report printed at just 245,000 new jobs, sharply lower than the consensus estimate of 469,000 jobs.”
- The government is still talking about a stimulus package, but it seems like that’s all they have been doing. Yes that was shade.
- On another shady note, Apple reveals their AirPod Max which just looks like beats if you ask me and it’ll cost about $550. I’ll stick with my beats thank you very much
ABC News Article Referenced in Podcast episode
Today’s topic of investing.
Foundations
Who? What? Why? Where? When? And How?
Who? Individual investors and corporate investors.
What are stocks? Companies issue shares which gives you partial ownership of their company.
Why? To make money.
Where does this happen?! At a stock exchange. The NYSE, NASDAQ, London Stock Exchange, Shanghai and so on.
When? The NYSE & NASDAQ: 9:30am- 4:00pm EST weekday.
How do you participate?... stocks aren’t things you can physically touch even though they are your claim to ownership. In order to trade you need a brokerage account such as Robinhood, Fidelity, Vanguard, etc etc. I use Robinhood, Schwab, and Stash.
I’m not sponsored by any of them but I do have a referral code. If you sign up for Robinhood, they give you a free stock and I get a free stock. Stash gives you $20 to start investing.
Misspoke: Episodes are every Tuesday.
Follow on Social Media: Instagram | Facebook | Twitter | YouTube | Website
Music: Music Source I do not own the rights to the music used in this podcast. This song has been labeled royalty free. The produced/creditors are listed below: CFM Production https://www.youtube.com/CopyrightFree... provided by CFM: https://cfmfreemusic.com To use this free background music in your videos, you MUST credit our YouTube Channel in your video description or end credits! ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ Mix & Master: Drumatised Contact producer: typebeatsig@gmail.com Instagram: https://www.instagram.com/drumatised Buy HQ Beats: https://bit.ly/32ieRfj ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
Support this podcast: https://anchor.fm/nevabroke/support
Lifestyle and Legacy
The truth is when it comes to how much you should save, invest, and/or spend it really depends on your lifestyle and the lifestyle you would like to live now and once you retire. You might be able to survive and thrive off $20,000 a year while someone else desires $100,000 a year. There is no right answer for your life. Yes, there are industry standards and guidelines. There is sensitivity analysis that can be performed and Monte Carlo Analysis.... but most of us probably don’t have financial planners in our early 20s or know what these terms mean. I know I don’t, so it is up to us to maximize the knowledge we do know. Do our due diligence, read and research things you are curious about. If your goal is to retire with a $100,000 lifestyle and you plan to retire at the typical age of 60something and draw from your assets at 4% you will need approximately 2.5 million dollars which does not account for inflation and other factors. Are you planting seeds that will enable you and the next generation to eat forever or as you sowing seeds with no fruit? Social Media Handles: https://linktr.ee/wenevabroke IRS Links
If you did not: file a 2019 federal tax return, get an Economic Impact Payment, register for an Economic Impact Payment already. The deadline is November 21 at 3pm eastern standard time to request your economic impact payment also known as the stimulus check.
Important IRS Links:
Stimulus Check
Non Filers Enter Payment
Music Source I do not own the rights to the music used in this podcast. This song has been labeled royalty free. The produced/creditors are listed below: CFM Production https://www.youtube.com/CopyrightFree... provided by CFM: https://cfmfreemusic.com To use this free background music in your videos, you MUST credit our YouTube Channel in your video description or end credits! ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ Mix & Master: Drumatised Contact producer: typebeatsig@gmail.com Instagram: https://www.instagram.com/drumatised Buy HQ Beats: https://bit.ly/32ieRfj ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
Follow Us on all social media platforms:
Instagram | Facebook | Twitter | YouTube | Website
Support this podcast: https://anchor.fm/nevabroke/support
NevaBroke Episode 2: Budgeting
Having a plan for your money is essential. This is what budgeting or a budget is...A PLAN for your money. It is critical that we understand our income and our expenses. What are the fixed expenses you have (i.e.rent, car payments, utilities)? What are your variable expenses (i.e.travel expenses or entertainment expense)? Are you budgeting "fun/entertainment money". Having a plan for your money gives you the power to know where your money is going and it also enables you to have a document to analyze which ultimately gives you more power to make decisions about where you want your money to go. As you grow, your budget should grow with you. You should continue to practice utilizing this tool not only to build your wealth but maintain it.
Budgeting Steps:
-
Take note of all your income
-
List your expenses (fixed and variable)
-
Cut the "fat" or excess- these are the things you do not use or need like the gym in my situation
-
Set a goal and plan for your money (Would you like to develop an emergency fund? Pay off your debt? and so forth?)
If you have no idea where to start, use the link to the google sheet below.
Download Google's Sheet Free Budgeting:
Before I created my own customized budget sheet, I use utilized this template in Google's Sheet. It is a great starting point and provides a visual aid.
https://docs.google.com/spreadsheets/d/1x6B4nKe43NG1dOnDJjz2J_X1cYcwf_zLwGMSNzFfGC4/edit?usp=sharing
Thank you for listening to another episode.
Follow Us
Instagram: https://www.instagram.com/wenevabroke/
Facebook: https://www.facebook.com/WeNevaBroke/
Twitter: https://twitter.com/NevaBrokePod
YouTube: https://www.youtube.com/channel/UCCZ6R67KUjPa-y4hb_5cMlw
Support this podcast: https://anchor.fm/nevabroke/support
Welcome to Neva Broke. Here at Neva Broke, our goal is to increase financial literacy, provide the tools necessary for financial freedom, and enable people to achieve their life goals. This first episode is an introduction to Esther Alaran, the creator and founder. She shares her purpose and mission. We hope you continuously tune in and we are able to grow together.
Support this podcast: https://anchor.fm/nevabroke/support