This week, Vic and Danielle welcome in the New Year while talking about down payment strategies that are specific to home buyers. They also define what a bonafide gift source is and explain that not everyone can gift money. 

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Victor Bals - Sales Manager, Sr. Loan Officer NMLS #162273

VictorBals.com

Danielle Boote - Branch Manager/Sr. Loan Officer NMLS #170173

DanielleBoote.com