This month, Alex Johnson and I had the chance to talk about:

• Current launched a credit-building secured charge card. While it features a neat bit of engineering, it may face some of the same limitations and challenges of other offerings in the space.

• Plaid announces (well, sort of?) payroll API partnerships with Pinwheel and Atomic — what to make of the news?

• Lineage Bank’s rapid, BaaS-powered growth may be a cautionary tale; Fed warns Goldman on BaaS compliance risks

• Roger, a neobank for military recruits, launches

• and, as always, what Alex and Jason just can’t let go of

(I’m testing adding an automated transcript to this post — let me know if you like it, hate it, or otherwise have thoughts on this addition!)

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