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5.12% APY (Annual Percentage Yield) is the annual rate of return, taking into account compounding interest. Term is 12-months. Rate effective as of 8/24/2023. Minimum balance $1,000. For balances $100,000 or greater, APY is 5.64%. Membership required with a $1 deposit to open a Prime Share. Penalty applies for early withdrawal. If you do not make a selection of a new certificate prior to the expiration of your 12-month certificate term, you will be automatically rolled into a certificate of the next highest term length. Fees may reduce earnings. Insured by NCUA.