1. Create filing system.
  2. Budget.
  3. Deactivate inactive accounts.
  4. Use credit cards to keep track of spending and get rewards.
  5. Establish a bill-paying day every week or two.
  6. Open your mail over the trash can. Throw away junk mail immediately.
  7. Have a Checklist for Bills You Are Expecting.
  8. Make a list of all your usernames and passwords.
  9. Set up automated payments for your regularly scheduled bills.
  10. Consult with Anyone with Whom You Share Accounts.

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