Dr. María Óskarsdóttir is an Assistant Professor in Decision Sciences and Information Management at Reykjavik University in Iceland. She is also a co-author of the paper "The Value of Big Data for Credit Scoring: Enhancing Financial Inclusion using Mobile Phone Data and Social Network Analytics". In this interview, we discuss how mobile phone calling patterns can be used to predict borrowing behavior and the algorithms behind these models.

Read the paper: https://arxiv.org/abs/2002.09931