You share a mile with us on your long steady run and we work to help you live a better life. 1 What you "do" is more important than what you know. 2 The best strategy is one you will implement. There are 1000's of things you can do. What will you do? 3 Focus on the things you can control - 80%, Influence, 19%, No Control and Influence <1% 4 Framework for decision making (see visual) 5 Move or don't move, if you can move small, Move. You don't have to do 100%. 6 Learn what works for you by doing and improve your trajectory. But keep moving. Do the things that work. Sometimes you have to try some things to figure out what will work for you. Start small and see what you think. It has been said that there are 2 types of investments - the fancy ones and the ones that work. Start with what works and if you want to get fancy later, feel free to do so. 7 Effective > Efficient. Saving 3 basis points trying to find the best counter cyclical 2x consumer durable ETF Spending a lot of time and money on being more aerodynamic on the bike, but not actually riding it.