Everett Lacey is a Poet and Photographer living in Columbia, Maryland. After a series of unexpected costs, Everett found himself in $26,000 of debt. With all of this debt quickly piling up, he had no idea what to do to ensure he could still pay his bills. It was at this point that he reached out to MMI. With the help of MMI, Everett was able to pay off the $26,000 and raise his credit score substantially.