Determine How Much Home You Can Afford

• Dti- Debt to income ratio
• Pre-qualification

Save for a Down Payment

• Mortgage insurance
• Types of loans
• Closing costs

Find a Real Estate agent you can trust

• Research agents
• interview them

Get a Mortgage Preapproval and Lender selection

• Research lenders
• Interview what types of loans they offer

Find the Perfect home for you

• Research areas
• Look at houses on the internet to see your likes and dislikes
• Discuss these with your agent

Make an Offer

• Discuss the current strategies for the housing market
• Discuss the length of time the house has been on the market
• Discuss if it is in multiple offers

Choose a Real Estate Attorney/Closing company

Schedule a Home Inspection

• Home inspection

• Septic inspection

• Well inspection

• Pool inspection

Prepare for Closing

• Appraisal

• Termite clearance

• Do’s & Donts

• utilities

Schedule closing & close on your new home

• Setting the date

• Wiring the funds

• What to bring to closing

• When do you get keys

Congratulations you are a home owner!

Next week : Renting vs Buying