Does your client have good credit? You might only look at Equifax but the insuriers and some lenders also review the TransUnion report. In this video, Jamie Lee Ushko and I go through the dangers of only looking at the one report.
Resource Section:
- Video to help you explain the importance of reviewing both Equifax and TransUnion to your clients - https://youtu.be/StxF6ZcrlJ4
- Link to the article - What to do when Fraud happens to you! https://www.linkedin.com/pulse/what-do-when-fraud-happens-you-richard-moxley/?trackingId=aiMMpabiRQK4yfOmf9OT4w%3D%3D
Links to get your client's credit report:
FREE EQUIFAX REPORT:
- How to navigate the process - https://www.youtube.com/watch?v=gwmGM1iUgZA
- Direct link - https://www.consumer.equifax.ca/personal/products/credit-score-report/
- Mail in Request form – They no longer accept faxed in copies - https://assets.equifax.com/assets/canada/english/creditReportRequestForm.pdf
PAID EQUIFAX
- REPORT: How to navigate the process - https://www.youtube.com/watch?v=SguRJpNBcQc
- Direct link - https://my.equifax.ca/consumer-registration/?lang=en
FREE EQUIFAX REPORT THROUGH BORROWELL:
- How to navigate the process - https://www.youtube.com/watch?v=DSMRjVhKHCM
- Direct link - https://borrowell.com/
FREE TRANSUNION REPORT:
- How to navigate the process - https://www.youtube.com/watch?v=Foh30VFVSOk Direct link - https://secure-ocs.transunion.ca/secureocs/home.html
- Mail in Request form – I don’t suggest faxing it https://www.transunion.ca/content/dam/transunion/ca/consumer/documents/Consumer_Disclosure_Request_Form_en.pdf
PAID TRANSUNION REPORT:
- How to navigate the process - https://www.youtube.com/watch?v=i8yTdUq-aZE
- Direct link - https://members.transunion.ca/tucan_en/orderStep1_form.page?offer=CANTUM10070&CID=TRANSUNION:HPB
FREE TRANSUNION REPORT THROUGH CREDIT KARMA:
- How to navigate the process - https://www.youtube.com/watch?v=XS-gtbms7pU
- Direct link - https://www.creditkarma.ca/