Podcast Highlights: * Carl's very personal story of loosing his home and facing financial ruin * Learn how small financial misalignments with couples can become roots for divorce later * Hear how Carl and I met over a financial transaction on the border of Colorado and Utah * Learn how Carl started taking complex money ideas and translating those concepts using a sharpie marker on a napkin * Carl tells the story about how the New York Times called him out of the blue to write his column * Carl and I share stories about being raised by single-mothers and how that shaped our financial beliefs