This week Don tackles seven excellent listener questions covering everything from credit cards and emerging markets to covered-call ETFs, annuities, retirement buckets, and whether investors should worry about new additions to stock indexes.

00:51 Summer surge in listener questions

01:15 LitReading success and thanks

02:01 Are credit cards really evil?

05:09 Emerging markets inside international funds

07:44 Paying kids for chores to fund Roth IRAs

10:58 Covered-call ETFs (JEPI and others)

15:47 Helping a friend avoid an expensive annuity

19:40 Should index investors worry about SpaceX?

21:38 Bucket strategy and retirement portfolios

Questions? Comments? Click!