Predictions about the future, whether an election or financial markets is harder than it looks. You can't count on "expert" advice.

Plus, after some technical troubles, Don takes calls on:

• Solving the low yield dilemma with inflation protection.
• Protecting assets from Medicaid for heirs.
• An salesperson's advice to buy a variable annuity with 401k money.
• The pros and cons of paying off investment property mortgages.