Risk Intelligence: Recent Episodes
Karen Adamsbaum
Insurance is the necessary evil. We all need it, in some way or another. With 20 years of experience, Karen Adamsbaum will be sharing her knowledge, shedding light on common questions, coverage explanations, as well has conversations with her brokers, clients and business colleagues. Karen's goal with this podcast is to keep the insurance topic simple and educative.
When is this hard market going to end? Why are we in a hard market? Take a listen with your cup of coffee.
One on One conversation with Builder, Warren King regarding the frustrations that contractors have with regarding to insurance.
We are in an insurance hard market. We are all feeling it. Best advice, talk to your broker to see if worthwhile to shop out or raise deductibles to help keep costs down.
I recently headed to Myrtle Beach for 20 days. Yes, I worked, but differently. Take a listen. You can always stay on track - no excuses.
Every employer should be aware of all disabilities of others whether it is an employee, customer or any other third party.
Most think learning is about reading and absorbing new information -- you can learn other ways as well - listen to my recent experience.
This episode I speak about a recent experience I had with another agent... it is mind boggling as to how many out there that just do not do their job..and then you wonder why the insurance industry has a bad rap.
We always say - I wish I had learned that.. well it is not too late - listen to my journey.
Everyone has a filler word - such as Like, Um, Ahh - I challenge you to work on removing it from your everyday speaking.
Everyone has a filler word - such as Like, Um, Ahh - I challenge you to work on removing it from your everyday speaking.
Everyone has a time of day that is most productive. What is yours? Listen to hear how I have managed mine.
This episode I speak about the importance of understanding the value of your vehicle versus how you have it insured on your auto policy. Mind Blowing!
This episode I speak about my favorite client - why are they my favorite... take a listen...
Did you ever feel that your work product was not the best? You feel unproductive? That is what happened to me, take a listen on what happened and how I handled it.
Stressful time, year end, everyone is rushing trying to get the same thing done as you, close those deals, finish the projects etc.. slow down, take a breathe, it will all get done.
You can tell when someone is passionate about what they do as it shows in all that they do.
In this episode I speak about the importance of letting your insurance agent know when you have changed the location of your assets.
Most policies have additional coverages that you did not think existed. Best to speak to your broker / agent to review all details of the policy.
This tradeshow was so large - when I first walked in, I said to myself - how am I going to get through this?
Well after 3 full days - I did it.. here my story and my successes.
This episode I speak about how I prepare for trade show, making the time most valuable.
The Myth about Flood Insurance is discussed in this episode. The Flood Zone has nothing to do with whether or not you need flood insurance.
In this episode I explain how you can reduce insurance costs aside from moving your insurance to another carrier.
For the past 5 years I have working on positioning myself in the Cannabis Industry.. slowly it has been more and more to the latest... speaking at the Jacob Javitz center at a Cannabis Convention. This is huge for me. Just goes to prove, put you mind to anything you do and results will follow.
Life goes by real quick... we all get caught up in the hustle of our careers. Take a listen to this podcast - see how I appreciate and brainstorm. So simple.
This episode I speak about how I handle my social media while I am on vacation. Best of both worlds - still staying visible while enjoying vacation.
This episode speaks about how underwriters stalk potential clients before making a decision as to offering them coverage or not.
The term Causation is so important when it comes to determining if the insurance company will pay out on a claim or not. This episode explains what Causation is and how underwriters view it.
Why do the same thing all of the time - that is boring. Change it up - whether personal or business - change can be fun!
This episode I share a recent experience I had - and how I handled it. When there is a will, there is a way.
What is vacation - what does it mean to recharge. Get rid of technology during vacation.
Business owners that have an automobile and use it for business - should have a layer of coverage referred to as DOC - Drive other Car - take a listen and learn.
This episode speaks about that you may have option of a mini-life insurance policy as part of your Personal Automobile Policy
2 very important coverages on your personal automobile policy explained - Underinsured Motorist and Uninsured Motorist Coverage.
Everyone has a most productive time of the day - in this episode I tell you about mine. What is yours?
Lets GO! Season 3 is here and I am super excited. I am going to add some personal flair to this season so you can get to know me better.
Season 2 was recorded all during Pandemic. The show must go on. Looking forward to Season 3.
2 simple tasks to decrease your screentime... the world is not ending.. put down your phone
Journaling is not just about the morning ritual you hear all the buzz about. Journaling can be for business as well. Hear how I embraced journaling for business
Every profession has tools.. most think of tools as a screwdriver. It is more than that. Take a listen to my thoughts about tools.
In this episode I speak of the advantage that the pandemic has on me from a business/work perspective
Marketing alone is a challenging career - now add digital to that. Double the challenge. Not for Matt, it is his forte'
This episode speaks of 2 recent incidents that crossed my path - both of which made me realize the term "get of your comfort zone".
Stress - we all experience it. However, is it really stress? Listen to my experience with stress and how I eliminated it
Interview with Career Coach Liz Capants. Our discussions include various ways to overcome the roadblocks of job interviewing.
Adam and I met in July of 2020. Our moons aligned. Our discussion is about his journey and the importance of networking everyday.
Tracy and I had a lot of fun with this interview. She had a "simple" vision and bought it to life and started company. I can guarantee we all know someone who has a brand wedgie.
This episode I sit with Yvonne Dam - Business and Life Couch. Her work stands out, as I constantly are seeing testimonials. She listens intensively and helps you become your own CEO.
if you do not leave your front door open, why would you keep you cybersecurity door open. This interview with Founder of REP, Tom Kowalski about Cybersecurity and how the industry has changed.
I sit with Jack Kroll - Cost Optimizer Consultant - he speaks about how he helps firms review and cut costs for in various everyday costs. A few are Edocs, Telecom, Merchant Services, Small Package Shipping and Waste Removal.
This podcast is with Mariah Duffey - who heads up the Cannabis Study Program at Stockton University.
Most do not know they have coverage on your business ownrs policy that helps you restore your documents that were lost during a claim. This coverage is very crucial for attorneys and those in the medical field.
During this episode I speak about some of the experiences my new clients have encountered from their prior agents and brokers. Its no wonder why the insurance industry gets a bad rap.
This episode discusses his thoughts on Cannabis Industry, Client relationships and his constant positivity in life.
Marc and I talk about his interest in Marketing, and how he just knew it would be in his future. We also discuss various insights that are happening within the Marketing Industry.
Interview with Tony Canas, Superman of Insurance Industry Tony Canas. How he started out in the industry and took it upon himself to take it to the next level. Now he is Traveling all over giving key note speeches.
Getting Started with Social Media and/or Digital Marketing can be challenging for Agency Owners and Partners. With this podcast I will explain my journey on accomplishing this task.
This episode speaks about the vacancy clause that are in homeowners, dwelling fire and commercial property policies.
Eric's describes his view on Voluntary Benefits and his career journey as to starting his firm called Voluntary Disruption.
This episode I sat down with onwer Chuck from Jersey Girl Brewery. We discussed the birth of the brewery and how he has had to pivit multiple times to stay on the game.
This episode I explain the pros and cons pertaining to LLC vs Inc. as it relates to Workers Compensation premiums.
We all love to brag about our business but in the end it could have negative impact with insurance underwriters
Discussions with Dina Koulosousas - Elder Law and Trust Attorney -the importance of having all affairs in order in prepare of the final day.
With every dish, every cake comes those special ingredients that just make the dish. Same holds true with Success. This episode speaks those 3 ingredients.
This podcast I sit down with Nick Wagner. Anyone who follows Nick Wagner knows he is the mastermind of how to allow an idea in your head to come out so everyone can hear it. He makes it seem so easy.
This episode speaks of how some business owners are looking to save costs on insurance coverage - the management liability polices such as Directors and Officers, Professional Liability and Employment Practices Liability are needed more than ever.
For this episode attorneys Trish and Laura join me to speak about 3rd party claims that are on the horizon due to Covid 19.
I am super excited about this episode for a few reasons. Two Gen-Z-ers, thinking out of the box by Makin' Lemonade and Gen-Z-ers are on the rise.
This episode about the commonalities between pod-castors and musicians - both are creative and able to speak their mind
This episode speaks about how a situation can allow us to open our eyes, and maybe change is for the better
This episode speaks about limits on your flood policy - there are certain limits allowed, so you have to be certain you have excess limits as needed.
This episode speaks about how its important to keep reading - learning one of the keys to success
This episode speaks about what it means when you have defense inside vs outside on your Malpractice Insurance.
Discussions about Residential Loans to do those home projects -- they are not the same as a Equity Loan
This episode speaks about E&O, Malpractice and Professional Liability terms - are they the same?
This episode speaks about the importance of that dreadful day you have a claim - and the importance of keeping your agent involved
The episode speaks about why the financial strength of an insurance company is so important.
This episode speaks of assisting your client with their business plan - all you have to do is ask "What is it you want from me?"
This episode speaks about the similarities with the foundation of a house/building and a business
What is the difference between the 2 - insurance agent and broker - the terms are use interchangably.
All building owners should be reviewing contracts and insurance that you snow plow contracts have
This episode speaks about the importance of "following through". "Following through" is what leads to success.
Practice, Practice, Practice - we should all do it, no matter what we do professionally
This episode speaks about 2 layers of auto insurance that most do not know that they may have.
This episode I will explain what Experience Rating Costs is and how it effects your Workers Compensation Premium
Interview with KW Realtor Lou Pennacchio explaining buyers and sellers market in detail.
This episode will speak about the computer software and insurance industry - the player for both - Vertafore!
This episode discusses your preference when you need to be in the "mode". Do you like "quiet" or "music"?
Podcast with Mike Waranch and Alex Trakhtman of Seed Staffing discussing the employment opportunities in the cannabis industry.
Sid and I met on Linkedin. During this podcast we are getting to know each other during our first meeting together
This episode will speak about one of the many reasons there is a price swing amongst insurance companies.
This episode will include EPLI discussions with Charlie Sturm, a management liability broker I work with.
Often I get calls, why can't you just give me a quote?, why do you need all of this information?. This episode speaks about the involvement of quoting a risk.
NJ Contractors are in a tough spot, they are damned if they do not get Workers Compensation coverage, and damned if they do........