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Adam Miller of the Heritage Financial Strategies team hosts this two part series, with guest Brock Falconer.  Brock is an expert in the field of disability insurance, or DI.  And Brock is one of the many strategic partners that Heritage works with in helping you plan your financial future.

It's important to know that Disability Insurance is more than just coverage should you become permanently disabled.  A DI claim can be filed for being unable to work for just 90 days.  And the chances that may happen to you:  1 in 4.  And it doesn't have to be just physical - it can apply to someone who's unable to work due to a mental health situation as well.

When people think of their most valuable assets, they often think of homes, cars, and retirement accounts.  But your most valuabe asset is your ability to earn a living.Brock says we insure those other items, but often we don't think about insuring our earning potential.  That's where disability insurance comes in.

In the second part of our series, Adam and Brock will take a deeper dive into the world of disability insurance.