Millennials are banking on the Great Wealth Transfer. The Silent Generation and the Baby Boomers, upon their death, will transfer an estimated $30 to $68 trillion to adult children. The story goes that the transfer will transform young consumers into alpha buyers of real estate, other big-ticket items, and convert them into great next-gen clients of financial advisors, banks, and more. 

Maybe. Millennials and businesses alike may not want to cash that check just yet – the money might just pass them by.

Four words — “I love my grandchildren!”