Landlords were desperate for action on New York’s Emergency Rental Assistance Program, which exempts tenants from eviction despite running out of cash, and last week they got it. Under a settlement, on Jan. 15, ERAP will no longer accept applications, meaning no more instant eviction shield for tenants who apply. But troubling questions remain for landlords and the tens of thousands of applicants who have yet to hear if they qualify for aid. How long