📞 Schedule a time to meet with Bill here: https://calendly.com/blitton/

📲 Text “LEND” to 21000 to schedule a free 15–minute consultation

The Fed finally cut rates, but why haven’t mortgage rates followed? In this episode, Bill breaks down why the federal funds rate and 30-year fixed mortgage rates don’t always move in sync. While the Fed’s decision impacts short-term borrowing like credit cards and home equity lines, long-term mortgages are a different story. Today, Bill shares what this could mean for buyers, homeowners, and the housing market going forward.

Here’s what we discuss in this episode:

📉 Fed rate cut in September, what it means for home buyers

🏦 Why mortgage rates ticked higher instead of dropping

📊 The Fed’s “dot plot” and outlook for future cuts

💡 Working with a professional to lock in the best rate for you

Economic Projections & Dot Plot

https://www.federalreserve.gov/monetarypolicy/files/fomcprojtabl20250917.pdf

CONTACT:

Schedule a time to meet with Bill here: https://calendly.com/blitton/

Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/

Call: 484-352-4151.

Check us out on YouTube: https://bit.ly/3KbUxAF