Nearly a million Kiwis are missing out on tens of thousands of dollars at retirement, because they're failing to take advantage of Kiwisaver. A report by financial advisory service National Capital estimates half of those people were not contributing anything to the scheme, while another half million were not saving enough to qualify for an annual government top-up. To explain, National Capital's Clive Fernandes spoke to Susana Leiataua. [embed] https://players.brightcove.net/6093072280001/default_default/index.html?videoId=6335699207112