Global heating is causing fast heavy rainfall all around the world.The most recent instance was in eastern Europe.

The speed of the rainfall tends to cause local mini-disasters byflooding places that had never been flooded before.

Experts Unsurpassed at Intensity of Extreme Weather But Say DamageWreaked Shows How Unprepared World Is.

This flooding is one of several kinds of local disasters that globalheating is increasing. Together they imperil the system of homeinsurance.

The problem shows up in the fact that many people can't get insuranceagain disasters that destroy They homes, but insurance is not thefundamental cause of this problem. Rather, it is the seam at whichthe overstuffed bag splits open. If rebuilding our House as fast asthey are now being destroyed is unsustainable for society, insuranceas such can't alter that. Either we make the rebuilding sustainablefor society or we will end up without houses.

In the long term, curbing global heating needs to be part of makingrebuilding sustainable in the future.