Healthcare Insight: Recent Episodes
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Ronald E. Bachman FSA, MAAA, CHC
President & CEO, Healthcare Visions
Ronald E. Bachman is an actuary, author, teacher, and healthcare consultant. He has been at the center of U.S. health care transformation advancing free market solutions to lower the number of uninsureds, expand mental health coverage, and promote the concept of healthcare consumerism.
Bachman is a retired principle from PricewaterhouseCoopers, where he consulted to a broad range of clients including employers, HMOs, hospitals, physicians, indemnity carriers, BlueCross BlueShield plans, as well as State and Federal Agencies. He is currently the President and CEO of Healthcare Visions, a thought leadership firm dedicated to advancing ideas and policy initiatives that are impacting the U.S. healthcare market. Bachman is also a Senior Fellow at the National Center for Policy Analysis, the Wye River Group on Health, Newt Gingrich’s Center for Health Transformation, the Georgia Public Policy Foundation, and an Adviser to the Goodman Policy Institute.
Solving the Uninsured Problem. Over the years Bachman has worked with, provided technical analysis to, and testified before the U.S. Congress several times. He has served as a designated expert to the Centers for Medicare and Medicaid Services (CMS), the Congressional Budget Office (CBO), the Department of Labor (DOL), the National Institute of Mental Health (NIMH), the Substance Abuse and Mental Health Services Administration (SAMHSA) and several members of Congress.
Bachman was a technical resource during the 1993-94 Clinton Health Reform initiative. He provided input on mental health issues for the Affordable Care Act and is currently working with the Senate Health Committee staff on free market solutions within proposed repeal and replace legislation.
Expanding Mental Health Coverage. From the mid-1990’s Bachman worked across the political aisle with the Carter Center, Senator Ted Kennedy, Senator Paul Wellstone, and Speaker Newt Gingrich on mental health parity. Bachman directly testified, provided risk analysis, and performed actuarial pricing to over 30 states in support of the passage of mental health parity legislation. His work on mental health culminated in the federal passage of the 2008 Mental Health Parity and Addiction Equity Act and the Medicare Improvements for Patients and Providers Act.
Promoting Healthcare Consumerism. In 2001 Bachman initiated the concept of account-based healthcare with the Bush White House and Treasury and the introduction of the 2002 Health Reimbursement Arrangements (HRAs). He provided policy input in 2003 on Health Savings Accounts (HSAs). He provided input on Mental Health issues during the 2009-10 development of the Affordable Care Act. Bachman is currently an expert resource to the Senate Health Committee that is looking into Repeal and Replace legislation.
Ron is a graduate of Georgia State University with a Masters in Actuarial Science. He is a 2018 inductee into GSU Risk Management Hall of Fame. He has B.S. in Applied Mathematics from Georgia Tech. Ron’s most recent book published in 2017 is “Understanding Healthcare Consumerism: Practical Strategies and Actionable Insights.” A sampling of his writings include: “Consumer-Driven Healthcare – The Future is Now”, “An Employer’s Guide to Patient-Directed Healthcare Benefits”, “An Employer’s Guide to Pharmaceutical Benefits”, “A Legislator’s Guide to Creating an HSA State”, “Lowering the Uninsured During an Economic Down Turn”, “An American Solution to Healthcare”, “Depression is a Bottom Line Issue – If CEO’s Only Knew”, and “Corporate Readiness for Healthcare Consumerism.”
Ron has been Chairman of the Editorial Advisory Board for Field Media and the Institute for Healthcare Consumerism. Bachman has been on boards for Skyland Trail, Bryan University, the Georgia Charity Care Network, HINRI Labs, and Jacobs Ladder Autism Center.
Critical Race Theory and the Truthful History of Black Founding Fathers
With Ron Bachman
The Radicalization of the Biden Administration, The Trump Legacy, and Prospects for 2024.
With Ron Bachman
Marxism - The Cancer Within Us. An Interview with a Marxist Professor.
With Ron Bachman
A discussion with Professor Milton Friedman on "Economic Myths and Government Untruths"
With Ron Bachman
A talk with Thomas Sowell about racism, discrimination, and disparities in outcomes
With host Ron Bachman
The History of Patriotic Black Founding Fathers, The True History of Racial Equality
With Ron Bachman
The Power Grab under the Guise of Covid, HR1 "The Voter Fraud Bill"
With host Ron Bachman
The Rescue America Act expanded healthcare subsidies, interview with Bran Blasé, and a panel from CPAC on healthcare reform and more.
With host Ron Bachman
Interview with Dr. Lee Merrit on weaponizing Covid and Potential Problems with Vaccines.
With host Ron Bachman
Discussion of Multiple Free Market Heath Reform Ideas & Interview with Doug Badger
With host Ron Bachman
Health Reform and Complete Democrat Control of the Federal Government.
With host Ron Bachman
Rapid Inexpensive Consumer-Friendly Covid Testing. A Review of The Heritage Foundation Podcast featuring Nobel Prize winner Paul Romer, Harvard MD Michael Mina, and Doug Badger Scholar at the Heritage Foundation.
With host Ron Bachman
Health Reform Ideas for State and Federal actions to create a competitive free-market for healthcare
With host Ron Bachman
Corona Virus revisited. Behind the scenes look into the role of research labs and the transition from U.S. to Wuhan.
With host Ron Bachman
Post-election review of health reform issues and the direction of government controls, regulations, executive orders, and more.
With host Ron Bachman
An inside look at Mental Health Parity legislation and making sausage in WDC
With host Ron Bachman
Medicare: How and Why a 1964 Insurance Plan survived without major transformation
With host Ron Bachman
COVID-19 Interview with Bill Gates (from Ted Talks). Hydroxychloroquine debate.
With host Ron Bachman
Imagine Series - Reform Metrics: Improved Access, Higher Quality, and Lower Cost of Health Insurance and Health Care
With host Ron Bachman
Imagine Series - Affordable Individual Health Insurance, Small Group Insurance, Large Group Contracts, Health Review Authority
With host Ron Bachman
Imagine Series - Health Insurance Affordability, Choice, Coverage of Pre-existing conditions.
With host Ron Bachman
In 2020-21 the Supreme Court will hear new challenge to ObamaCare. Hear about the history and legal challenges to the Affordable Care Act (ACA).
With host Ron Bachman
New Court Ruling on Healthcare Transparency favoring Consumers and Patients.
With host Ron Bachman
A Review of the Health Policy Consensus Group Reform proposals. Reform lessons learned from the COVID-19.
With host Ron Bachman
How you can lower your healthcare costs and how to make health insurance more affordable.
With host Ron Bachman
The Secrets of Health Insurance Reform. What risk segmentation means and how it can help the sickest among us.
With host Ron Bachman
The Secrets of Health Insurance Reform, A listing and discussion of "BIG IDEAS" and specific secrets, the consumer value of a Certificate of Guaranteed Coverage.
With host Ron Bachman
The Secrets of Health Insurance Reform, Quality of Care, Mental Health, Developing a Political Consensus.
With host Ron Bachman
The Secrets of Health Insurance Reform, Lower Cost Insurance, Better Access to Medical Care.
With host Ron Bachman
The Secrets of Health Insurance Reform, Individual and Small Group solutions for a Free Market, Health Review Authority, Certificate of Guaranteed Coverage.
With host Ron Bachman
The Secrets of Health Insurance Reform, Helping the Sickest Among Us, Personalized Health Insurance.
With host Ron Bachman
How will the Coronavirus change the United States? What’s the lasting impact on Hospitals, doctors, insurers, governments, manufacturing, and other parts of the economy?
With host Ron Bachman
An interview with Dr. David Price an MD on the Frontline in New York. Hear first hand how to protect yourself and your family. Going to the hospital in NOT a death sentence. What will happen next and in years to come. There is hope for all. Don’t be scared. With host Ron Bachman
This week we discusses the impact of CoronaVirus on Personalized Health Insurance, Health Review Authority, and the need for health insurance reform.
With host Ron Bachman
Coronavirus and Health Reform, Personalized Health Insurance for Individuals and Small Groups
With host Ron Bachman
Personalized Health Insurance - Get the insurance YOU want, when YOU want it, at the cost YOU want.
With host Ron Bachman
Healthcare Reform, Health Insurance Reform, Healthcare Consumerism, Health Management, Wellness, Early Intervention, Prevention.
With host Ron Bachman
Understanding Healthcare Consumerism, Generation 4 - Personalized Healthcare, and Generation 5 - Community Supported Health and Healthcare.
With host Ron Bachman
Understanding Healthcare Consumerism, Generation 3, Stress, Depression, and Mental Health Concerns for Employers.
With host Ron Bachman
Corporate Readiness for Healthcare Consumerism, Shared Rewards, Shared Responsibility, Asset Growth, Ownership, Human Capital, Truly Human Leadership, Case Studies.
With host Ron Bachman
Understanding Healthcare Consumerism, Establishing Basic Principles, Creating a Common Vision, Finding the Right Strategies, How to Sustainable Change.
With host Ron Bachman
Healthcare Reform & Understanding Healthcare Consumerism explained.
With your host Ron Bachman
Host Ron Bachman gives you an Overview of Health and Healthcare Reform in the United States and the Challenges Ahead.
Learn the details of the Heritage Foundation Healthcare Reform plan called Healthcare Choices. With host Ron Bachman
Host Ron Bachman's Week 12 Headlines
Trump Executive Order on Healthcare Transparency, Hospital Charge Master vs Negotiated Billings, Transparency, Shoppable Services, Health Quality Roadmap
Host Ron Bachman's Topics:
Analysis of the Republican Study Committee (RSC) Health Reform Plan, State Guarantee Coverage, Portability, State Flexibility, Federal Funding, Tax Changes, HSA Expansion, Unleashing HSAs, Association Health Plans, Health Status Insurance.
HSAs are Key to Consumer-Driven Patient-Centric Insurance, Covering the Sickest, Flexible Choices, Shared Savings, Solving the Free-Rider Problem, Cost of Voluntary Uninsureds, Expected Outcomes, Ownership, Portability
Lowering Premium Costs by 20% or more; HSAs for All Plans; Kill High Risk Pools; Help the Sickest Among Us; Bringing Insurers to the Table of Consumerism; Funding Streams That Protect State Budgets
Covering the Sickest Americans, Lower Premiums for Individuals and Small Groups, Increasing Access to Care, Improving Quality of Care & Expanding Mental Health
FAQ Update, How MAGA Health Works, Health Review Authority. Impaired Health Support Plan. Indiv & Small Gr Empowerment, Guaranteed Coverage for the Sickest. Government Subsidies. Lower Premiums
Republican Party is NOT the Party of Health or Healthcare,
WHY MAGA Health? ObamaCare Screwed YOUNG People and Small Groups,
Republicans will be Blamed for ACA Failures,
A Private Market Model Covering Pre-Existing Conditions
Why ObamaCare is in a Death Spiral, Post ObamaCare Basic Principles, Repeal ObamaCare but Keeping the Good in ACA, Free-Market vs Socialized Medicine