The Which? Money Podcast: Recent Episodes

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Rising prices, mounting pressures - the cost of living is at crisis point. Join host Lucia and our team of experts for free tips to help you get on top of your bills. Tackle the issues hitting your pocket, from spiralling energy costs to your weekly food shop.

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More people than ever are turning to the private sector for healthcare, with growing numbers taking out private medical insurance to help cover the cost. But is it worth the monthly outlay?

In this episode of Which? Money, Matthew Jenkin from our Money team reveals the results of our member survey, including which insurance providers were rated the highest.

He also explores whether policy holders believe they’re getting good value for money, and explains how much you’d likely pay depending on your age, where you live and any pre-existing medical conditions.

Plus, William Pett, interim director of policy and external affairs at Healthwatch, joins us to talk about what he calls “two-tier healthcare” - and what needs to improve in the NHS to restore public confidence.

Read more private medical insurance on our website & sign up for our free weekly Money newsletter

Read the reviews of the insurance providers in our survey

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We’ve covered the loss of security support for Windows 10 on our podcast, on our website, in our magazines for a long time. But Microsoft has extended support for 10 users until autumn next year - giving you more time to prepare.

That doesn’t mean you can sit back and do nothing. In fact, we actively discourage you from doing so.

In this episode of Which? Shorts, we explain what’s currently happening with Windows 10 and share our advice on what to do if you’ve still got a laptop running the operating system.

This episode is read by Rob Lilley-Jones and is based on an article written by Jonathan Parkyn, originally published in the August/September 2026 issue of Which? Tech.

Read more advice on how to prepare for the end of Windows 10 on our website & Sign up for our free monthly Tech newsletter

Use Microsoft’s website to check if your device is compatible with Windows 11

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It’s becoming increasingly difficult to avoid AI in our day-to-day lives. But are chatbots accurate enough to be trusted with your personal finance questions?

In this episode of Which? Money, our senior data journalist Josh Wilson shares the results of his investigations into chatbots, where he aimed to find out how good they are at answering questions about personal finance.

Josh tested five chatbots: ChatGPT, Google Gemini, Google’s AI Overviews in standard Google searches, Microsoft’s Copilot and Perplexity, by asking them 15 common personal finance questions – chosen based on search trends – which covered pensions, debt, investing, saving, insurance, equity release, tax and mortgages.

He explains how Which? money experts rated and reviewed every response, shares our advice on getting the most out of chatbots, and warns about the risks of relying on them.

Read more about our investigation, including the responses from the tech companies on our website & sign up for our free weekly Money newsletter

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AI summaries are becoming increasingly prevalent to give us a quick overview of topics. But a new Which? investigation into Tripadvisor has shown that its AI-generated summaries fail to accurately reflect real traveller experiences. TripAdvisor summaries sometimes even brush aside severe safety risks and health hazards.

In this episode of Which? Shorts, we reveal how Tripadvisor's AI tools downplay reports of food poisoning, hospitalisation and sexual harassment, painting a rosy picture of hotels with serious red flags.

This episode is read by Erica McKoy and is based on an article written by Kate Pasola, originally published in the July/August 2026 issue of Which? Travel.

Read more from our travel experts on our website & sign up for our free monthly Travel newsletter

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One in five UK adults uses 'buy now, pay later' services such as Klarna and Clearpay to spread the cost of online purchases. Earlier this month, new government regulations came into force, giving consumers stronger protections when using these services.

In this episode of Which? Money, our money editor Grace Witherden tells us what the new regulations mean for you.

Grace also shares examples from previous Which? investigations that show why we have been campaigning for stronger protections, and why these changes were long overdue.

Plus, Kate Pender, CEO of Fair4All Finance, explains how these changes could come with major trade-offs that will directly impact the borrowers who need flexible credit the most.

Read more about the 'buy now, pay later' changes on our website & sign up for our free weekly Money newsletter

Read more about Fair4All Finance on their website & read our guide to Section 75

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Images of distressed British travellers who missed flights home because of long queues caused by Entry/Exit System (EES) border checks have understandably made people nervous.

In this episode of Which? Shorts, our travel editor answers your questions about EES checks at European airports to help you prepare for a flight to the EU this summer.

He explains who’s affected, whether or not you should be worried, and if there’s anything you can do to prepare.

This episode is read by Rory Boland and is based on an article he wrote, originally published in the July/August 2026 issue of Which? Travel.

Read our no-nonsense guide to EES on our website & Sign up for our free monthly Travel newsletter

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Seeking out deals on supermarket products is nothing new. But our research has found some branded products that you never need to pay full price for.

In this episode of Which? Shorts, we reveal the results of our year-long investigation that analysed the pricing of thousands of popular branded groceries to uncover the truth about grocery promotions.

We reveal the tricks of the trade and teach you how to see through the smoke and mirrors of grocery pricing.

This episode is read by James Rowe and is based on an article written by Ellie Simmonds, originally published in the July 2026 issue of Which? magazine.

Read more about our investigation on our website & Sign up for our free Weekly Scoop newsletter

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Welcome to The Shoddies!

It's time for our annual awards where we name and shame the companies we think can - and should - do better.

In this podcast, we call out 13 brands that we think have let consumers down over the past year. From car companies, to airlines, high street stores to telecoms giants, our experts hand our awards to household names that have misled or mistreated customers.

Read more about the award winners on our website & sign up for our free weekly Money newsletter

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Cash held in stocks and shares Isas could be taxed at 22% from April 2027 as the government looks to close loopholes for savers and investors.

In this episode of Which? Money, our investing expert Josh Wilson explains the new rule, which comes into force at the same time as the cash Isa limit is reduced from £20,000 to £12,000 for under 65s.

Josh explores how these changes form part of the government’s attempts to encourage more people to invest, and why it thinks so many rule changes are needed.

Plus, AJ Bell’s director of public policy Tom Selby helps us predict how an Andy Burnham premiership could reshape the UK’s financial landscape and what it could mean for the bond markets.

Read more about the Isa changes on our website & sign up for our free weekly Money newsletter

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Nestled in the French Alps, Lake Annecy is the country’s third largest lake and boasts clear waters and a vista of pine-forested mountains. What can you expect if you visit this summer?

In this episode of Which? Shorts, our travel expert shares his experience of visiting the shores of Lake Annecy, from raclette sandwiches to Michelin star restaurants.

He shares his insider tips on how to make the most of your visit to the towns that surround the lake, even if you’re on a fleeting visit.

This episode is read by Guy Hobbs and is based on an article he wrote, originally published in the July/August 2026 issue of Which? Travel.

Read more from our travel experts on our website & sign up for our free monthly Travel newsletter

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Online fashion boutiques claiming to be independent, UK family businesses are popping up all over social media, but are they actually legitimate?

In this episode, Erica McKoy sits down with Which? retail expert and senior researcher Hannah Walsh to discuss her investigation into bogus boutiques. She reveals how these misleading websites sell cheap items for a premium price under the guise of being an independent business.

We also chat about the clever tactics used to lure shoppers in, from fake countdown clocks to convincing AI-generated family sob stories. Plus, Hannah shares advice on how to use tools like reverse image search and exactly what to do with your bank if you’ve been caught out.

Read more about her investigation on our website & sign up for our free weekly scoop newsletter

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We’ve reported before that fraudsters are able to keep on spending your money even if you replace your card thanks to a little-known feature of debit and credit cards. So we’ve investigated to find out if the banking industry is making it harder for scammers.

In this episode of Which? Money, our scams and fraud expert Faye Lipson explains what an automatic billing updater is, how handy it is when our cards expire, but also how it aids financial criminals to maintain access to our money once they’ve already scammed us.

Faye tells us how she investigated nine banking brands and card providers to find out what processes they have in place to protect our money from scammers, detailing any inadequacies she saw during her research.

Plus, she shares her expert advice on what to do if your card details have been compromised to ensure you get all your money back.

Read more about Faye’s research including the banks’ responses on our website & sign up for our free weekly Money newsletter

Sign up for our free Scam Alerts service

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Think your 5G connection is working just because the icon is showing? Think again.

In this episode of Which? Shorts, we reveal why the UK ranks last in the G7 for mobile network performance. Plus, you’ll hear some practical steps that you can take to get better and more reliable mobile connection in your area.

This episode is read by Erica McKoy and is based on an article written by Adam Snook, originally published in the July issue of Which? magazine.

Try out our mobile network quality map on our website & sign up for our free monthly Tech newsletter

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Whether you already have a rainy-day pot or the idea of building up your savings from zero feels completely out of reach, do you know how to build a solid financial safety net?

In this episode, we break down how to get started on an emergency fund without feeling overwhelmed by the numbers. We talk about whether you can save more with app based savings accounts vs standard high-street savings accounts and we also unpack the tax rules surrounding cash ISAs versus standard savings accounts.

We’re joined by Which? expert Matthew Jenkin and Laura Sutter, Director of Personal Finance at AJ Bell, who share their top strategies for spotting account catches, setting rate alerts and ensuring your hard-earned cash is fully protected.

Read our guide on emergency funds & sign up for our free Weekly Scoop newsletter.

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Think your phone is secure just because you use face unlock? Think again.

In this episode of Which? Shorts, we reveal how 64% of smartphones tested in our labs were easily tricked by nothing more than a 2D printed photo.

Plus you’ll also hear some practical steps that you can take right now to strengthen the security of your device.

This episode is read by James and is based on an article written by Adam Speight, originally published in the June/July issue of Which? Tech.

Read our reviews of the mobile phones we’ve tested on our website & sign up for our free monthly Tech newsletter

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Whether you’re approaching retirement or the end of working life still feels years away, do you know how much you really need to retire?

In this episode we learn more about Pensions UK’s Retirement Living Standards report, looking closely at the numbers that give us an idea of what our retirement could look like, and how much you need to save to enjoy a luxury lifestyle later in life.

We’re also joined by Which? pensions expert Paul Davies who explains the additional challenges faced by those retiring in a single income household.

Read our guide on how much you need to retire & sign up for our free Weekly Scoop newsletter

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Solar power is back in the headlines, with a recent flurry of interest sparked by a spike in global energy prices. But is it worth it for your home?

In this episode of Which? Shorts, we explain how to find out whether solar panels are a worthwhile investment for your home, and what factors will have the biggest impact on your potential savings.

From assessing your roof and comparing installers to weighing up the benefits of battery storage, we guide you through the key decisions you’d have to make before taking the plunge.

This episode is read by James and is based on an article written by Karen Lawrence, originally published in the June 2026 issue of Which? magazine

Read more solar panels on our website & sign up for our free monthly Greener Living newsletter

Use our home energy planning tool for a more energy efficient home

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Weight loss injections like Ozempic, Monjaro and Wegovy are skyrocketing in popularity but are online pharmacies following the rules?

In this episode, we sit down with Which? senior investigative researcher Sara Spary to discuss her investigation into online pharmacies. She reveals how easy it is to bypass safeguards by using fake GP details and fabricated health conditions to buy these prescription drugs.

We also dive into the "cosmetic" illusion created by aggressive social media marketing, how the high street is reacting and Sara shares crucial advice on how to avoid dangerous counterfeit jabs online.

Read more about her investigation on our website & sign up for our free weekly scoop newsletter

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Whether it’s rip-off pricing, ticket touts or dangerous products being sold on online marketplaces, the government’s Department for Business & Trade is responsible for protecting consumers’ best interests. But is it doing enough?

In this episode of Which? Money, we sit down with Kate Dearden, the minister for employment rights and consumer protection to ask what work the government is doing to ensure consumers aren’t being ripped off or put at risk when buying products and services online or in-store.

We take the opportunity to highlight some Which? investigations that highlight why the government needs to do more to strengthen consumer protections, and ask why more wasn’t done in last month’s King’s Speech to stamp out ticket touts.

Plus, Sue Davies, Which?’s head of consumer rights analyses the minister’s answers and tells us what more we want the government to do.

Read more about our work intro dangerous products being sold on online marketplaces on our website & sign up for our free Weekly Scoop newsletter

Sign our petition if you want to see a cap imposed on resale tickets for live events

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Say goodbye to your inefficient tumble dryer when it breaks, as heat pump models will soon become the norm.

In this episode of Which? Shorts, we explain why the government is introducing new regulations that will mean inefficient tumble dryers - mainly condenser and vented models - will disappear from shops on the high street and online.

We explain how the raising of efficiency standards will drive innovation and ultimately cut energy bills. The slightly higher upfront costs of such dryers are quickly offset by lower running costs, and well-targeted standards can help drive these prices down further.

This episode is read by Becki Jakeman and is based on an article she wrote, originally published in the June 2026 issue of Which? magazine.

Read more about the tumble dryer ban on our website & sign up for our free monthly Home newsletter

Read our reviews of the best tumble dryers on the market on our website & find out more about running costs

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Copy trading is a fast-growing trend, where investors discuss portfolios and markets, potentially influencing investment decisions. Copy trading takes this a step further, as investors mirror the portfolio and trades of another user of the platform.

In this episode of Which? Money, senior researcher Megan Thomas explains how copy trading works, how risky it can be, and how certain trading platforms are becoming destinations for those who think it’s an easy way to increase the value of an investment portfolio.

Megan shares the result of her experiment, which saw novice investors try out social trading and copy trading platforms for the first time, to track how drawn users were to investors who already had tens of thousands of other investors following their every move.

Plus, Simon Weidenholzer, professor of economics at the University of Essex, talks us through the history of the trend, and describes how giving people the option to directly copy others can lead to a significant increase in risk taking.

Read more about investing on our website & sign up for our free weekly Money newsletter

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Switching mobile networks can seem like a hassle, but it’s easier than ever to move to a new provider and potentially save hundreds of pounds per year.

In this episode of Which? Shorts, we reveal the results of our survey of consumers to find out which mobile networks are the best on price, customer service and more.

We explain how smaller, virtual networks actually piggyback off the infrastructure of one of the Big Four networks - EE, O2, Three and Vodafone - meaning you can get the same network coverage and signal at a fraction of the price.

This episode is read by Rob Lilley-Jones and is based on an article written by Adam Snook, originally published in the May 2026 issue of Which? magazine.

Read our reviews of the best and worst UK mobile networks on our website & sign up for our free monthly Tech newsletter

Try out our mobile network quality map on our website & read our reviews of the best cheap eSims

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12.2m people are on track to face poverty in retirement, meaning you won’t have enough money to live the most basic standard of living once you stop working.

In this episode of Which? Money, Scottish Widows’ head of pension policy Pete Glancy joins us to talk us through his research that explains why so many UK adults aren’t saving enough to live comfortably in later life.

Pete shares his insight into what he thinks needs to change to help more of us save more money into our workplace pensions, and explains how the reestablishment of the Pension Commission may lead to policy changes that benefit employees.

Plus, Which? Money’s pensions and retirement expert Holly Lanyon tells us about some more stark research from the Living Wage Foundation, and shares some advice on what we can do to maximise our pension pots.

Read more advice on how to boost your pension pots on our website & sign up for our free weekly Money newsletter

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Whether it’s supplements or skincare, sunscreen or sleep aids, our research has found that you don’t need to spend a fortune to be healthy.

In this special live podcast we assembled a panel of expert guests to take your questions on everything from how to fix your sleep routine, which moisturisers and creams actually work, and the supplements that will help you stay healthy as you age.

We also lift the lid on our testing here at Which? as we reveal the health products we’ve been putting under the microscope and why you can trust our rigorous testing and review results.

We’re joined by Which? Public health nutritionist Shefalee Loth, Harley Street-based consultant dermatologist Dr Emma Wedgeworth, and Kathryn Pinkham, founder of The Insomnia Clinic.

If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership.

Explore all the latest health and wellness news and reviews from Which? on the Healthy Living section of our website

Check out the rest of this series & sign up for our free fortnightly Healthy Living newsletter

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Scrolling through social media for a nice day out can lead to beautiful scenery and lasting memories, but how do you know if that dream destination actually exists? As AI adoption grows, fictional attractions are luring unsuspecting travelers out of pocket.

In this episode of Which? Shorts, we explore the rise of fake days out on social media. We look at why influencers and scammers are leveraging AI to generate misleading travel content, and reveal how these posts utilise clicks and comments to drive real revenue.

Plus, we share essential tips on how to spot AI-generated glitches, how to protect your money when booking tickets and what to do if you stumble across a misleading advert on your feed.

This episode is read by Erica McKoy and is based on an article written by Naomi Leach, originally published in the May/June 2026 issue of Which? Travel.

Read our reviews of the best cabin bag brands on our website & sign up for our free monthly Travel newsletter

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The amount of skincare products on the market that claim to make our skin look healthier and slow down the ageing process seems to be growing. But which ones are worth you money?

In this episode of our healthy living podcast, Which? researcher James Aitchison takes us inside the research he's been conducting into the effectiveness of LED face masks and collagen supplements, while consultant dermatologist Dr Emma Wedgeworth shares her thoughts on the changing face of the skincare market.

Plus, for the first time, we've been reviewing anti-ageing creams to find out which brands are leading the way. Our thorough, independent testing allows us to recommend the products that really work, and highlight the ones that failed our tests.

Which? members can listen to the full episode where we reveal our test results by clicking here.

Join us for our live health podcast on Tuesday 26 May at 6pm to ask your questions to our experts - click here to register for free

If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership.

Explore our research into collagen supplements & what we've found out about LED face masks.

Read our reviews of the best anti-ageing creams on our website & sign up for our free monthly Healthy Living newsletter

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With half term and the summer holidays just around the corner, and a lot of uncertainty affecting travel plans, travel insurance feels more relevant than ever. So how can you make sure your policy gives you the cover you actually need?

In this episode of Which? Money, our insurance lead Dean Sobers shares his advice on what to look for when taking out a policy, and explains how some quick glances at the policy documents can give you clues as to what you are - and aren’t - covered for.

Dean also reveals which policies received Best Buy status in our annual travel insurance review, and which providers have been named Which? Recommended Providers.

Find out the best travel insurance companies and policies on our website & sign up for our free weekly Money newsletter

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Getting a suitcase or cabin bag that has enough space, survives baggage handling, and finally fits the airline size limits can feel like an impossible task. So which brands do we recommend you buy?

In this episode of Which? Shorts, we reveal the results of our survey of consumers to find out which cabin bag brands leave customers most satisfied and which ones are truly built to last.

Plus, with baggage rules differing from airline to airline, we share our tips on how to cut the cost of carrying luggage onto a plane, and what to do if you think you’ve been unfairly charged.

This episode is read by Kat Cereda and is based on an article written by Amy Axworthy, originally published in the May/June 2026 issue of Which? Travel.

Read our reviews of the best cabin bag brands on our website & sign up for our free monthly Travel newsletter

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More than 20 million of us have an Isa in the UK. But are you missing out on some of the perks that the tax-free savings product offers?

In this episode of Which? Money, our savings expert Matthew Jenkin uncovers some of the lesser-known perks of the tax-free savings product that you might not know about.

He explains how an Isa can protect you against frozen tax allowances and shares tips on how your Isa wrapper can reduce the amount of tax you pay on your investments.

Plus, Sarah Coles, head of personal finance at AJ Bell, talks about next year’s changes to the cash Isa allowance and reveals some data that shows that almost half of us aren’t expected to change our savings habits despite the government’s push to get more of us investing.

Read more about the Isa perks you might not know about on our website & sign up for our free weekly Money newsletter

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Ultra-processed foods make up an estimated 60% of our diets in the UK. But with foods like bread, baked beans and breakfast cereals being classed as UPFs, should we really be removing them entirely from our diet?

In this episode of our healthy living podcast, our public health nutritionist Shefalee Loth and the founder of CityDietitians Sophie Medlin explain why UPFs are being demonised more and more, and reveal how you can maintain a health diet while still eating them.

Plus, our experts explain why your body might not be absorbing as many vitamins and nutrients as you think, thanks to food combinations and everyday habits that can inhibit nutrient uptake.

Join us for our live health podcast on Tuesday 26 May at 6pm to ask your questions to our experts - click here to register for free

If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership.

Read more about ultra-processed foods on our website & sign up for our free monthly Healthly Living newsletter

Check out more of the food pairings you should and shouldn't be trying

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Is your gut microbiome as healthy as it could be? We often think of digestion as just a way of processing food, but your gut plays an integral role in your overall wellbeing, influencing everything from inflammation to immunity.

In this episode of Which? Shorts, we explain what benefits a healthy microbiome can provide for your overall wellbeing, and how you can decide how likely you are to benefit from taking probiotic supplements.

Plus, we reveal what we did to test some of the most popular prebiotics and probiotics to decide which ones are worthy of our coveted Which? Best Buy.

This episode is read by Erica McKoy and is based on an article written by Martha Roberts, originally published in the May 2026 issue of Which? magazine.

Read our reviews of the probiotic we’ve tested on our website & sign up for our free fortnightly Healthy Living newsletter.

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Scam calls are nothing new. But scambaiting, whereby people engage with scammers to waste their time, is on the rise.

In this episode of Which? Money, our scams and fraud expert Faye Lipson joins us to share her first-hand experience of stepping into the world of scambaiting. She explains what it involves and the risks that come with it.

You’ll hear clips from her scambaiting call as a fraudster attempted to access her computer and drain her bank account, as well as her reflections on how it felt to engage directly with scammers and what she learned from the experience.

Plus, we’ll share the best advice so you know what to do if you suspect someone is attempting to defraud you.

Read more about Faye's scambaiting experience on our website & sign up for our free weekly Money newsletter

Listen to our podcast featuring Becky Holmes & sign up for our free Scam Alerts service

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Iron and B12, along with vitamin D, are the most common nutrient deficiencies in the UK. And failing to take action can affect your health.

In the first episode of a brand new series of our healthy living podcast, our public health nutritionist Shefalee Loth and the founder of CityDietitians Sophie Medlin tell us who is more likely to be suffering nutrient deficincies and they ways we can improve our intake via our diet.

Fatigue, weakness and low energy levels are all signs of iron deficiency, while for low levels of B12, symptons can include tingling or numbness in the hands and feet, poor balance and memory problems.

Plus, for the first time, we've been reviewing iron and B12 supplements to find out which brands are leading the way. Our thorough, independent testing allows us to recommend the products that really work work, and highlight the ones that failed our tests.

Which? members can listen to the full episode where we reveal our test results by clicking here.

Join us for our live health podcast on Tuesday 26 May at 6pm to ask your questions to our experts - click here to register for free

If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership.

Explore our B12 results in full & read which iron supplements we recommend

Read more of our health news and advice on our website & sign up for our free monthly Healthly Living newsletter

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VPNs, or virtual private networks, are nothing new. They’re a tool that grants your devices a more secure connection to the internet and have become increasingly popular since the introduction of age-verification on some websites to prevent children from accessing age-inappropriate content.

In this episode of Which? Shorts, we explain what benefits a VPN can provide while you surf the web, and how you can decide how likely you are to benefit from using one.

Plus, we reveal what we did to test some of the most popular VPNs to decide which ones are worthy of our coveted Best Buy.

This episode is read by James Rowe and is based on an article written by Callum Pears, originally published in the April/May 2026 issue of Which? Tech

Read our reviews of the VPNs we’ve tested on our website & sign up for our free monthly Tech newsletter

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Today marks a big day for both renters and private landlords as the Renters’ Rights Act comes into force - a bill designed by the government to “secure a fairer future for 11 million private renters in England”. So is it just good news for tenants? Or are there any wins for landlords?

In this episode of Which? Money, our property expert Sam Wilson explains some of the key changes that are being brought in to improve standards for renters, including the abolition of Section 21 no-fault evictions, the introduction of rolling contracts as standard, and rent increases limited to once per year.

Plus, property expert and developer Marta de Sousa discusses whether landlords will leave the market in protest, and whether this could ultimately push rents up by reducing available rental stock.

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Switching broadband might seem like a hassle, but it's possible to slash your monthly fees when you're out of contract without switching to a new company or haggling a new deal with your current provider.

In this episode of Which? Shorts, we explain how the new One Touch Switch system could make it easier than ever to change provider or even negotiate a better price without leaving.

Plus, we share the results of our latest broadband survey of more than 5,000 customers, revealing which providers are delivering the best service and which of the biggest names are falling short.

Find out the results of our broadband survey on our website & sign up for our free monthly Tech newsletter

Use our free tool to compare broadband deals for your home

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With big decisions to be made with your pension pots, preparing for retirement can feel complex, but understanding your options is key to making the most of your money.

In this live episode of Which? Money, recorded in front of a live virtual audience, Joanne Padilla from the Which? Money Helpline answers your questions on some of the most important aspects of retirement planning including the pros and cons of annuities vs drawdown.

Plus Steves Tait, investment and financial planning director at HUB Financial Solutions and Philip Brown, head of DC, investment and lifetime savings at Pensions UK share their expertise on how much you might need to retire comfortably.

We also explore tax-free lump sums, tax planning, and how to track down and combine old pension pots.

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Listen to our four-part pensions podcast series to learn more about retirement planning & sign up for our free Retirement Planning newsletter

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As we become an increasingly cashless society, could we become less reliant on bank cards altogether?

In this episode of Which? Shorts, we explain what Pay by Bank is, and how retailers online and on the high street are rolling this out as a new way for us to pay for goods and services.

And while it works out cheaper for the retailer, given it bypasses the usual card processing fees sent to Visa and Mastercard, it's not without concerns. We tell you what you need to know before making an open banking payment.

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It’s been 70 years since the then Chancellor of the UK, Harold MacMillan announced the launch of premium bonds. But after seven decades and over £40bn paid out in prizes, are they still a worthwhile element of your savings portfolio?

In this episode, Which? Researcher Holly Lanyon explains the history of the savings product, how they’ve changed over the years, and how likely you are to win a prize.

Holly shares some stories from Which? members who told us why they love premium bonds so much, and why people treat them differently to other types of savings accounts.

Plus, we hear from Andrew Westhead, the retail director at NS&I, the company which runs the premium bond draws, who takes us inside their archive to show how big of a part they’ve played in British culture since the 1950s.

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What did you do to your old phone when you upgraded to a new model? Too many of us are doing the wrong thing.

In this episode of Which? Shorts, we explain why buying a new piece of tech when the model you're upgrading from is still perfectly serviceable is doing more harm than good, especially when you don't dispose of them properly.

In a recent survey of Which? members, more than 50% of smartphones and tablets that had been replaced over the previous five years were still in working order. So, how often should you actually upgrade? And what should you do with the devices you no longer need?

Find out which laptops we recommend on our website & sign up for our free monthly Tech newsletter

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Have you received a private parking fine that makes no sense? You might be a victim of an ANPR camera error. In this episode we talk about the Which? investigation that uncovered why Automatic Number Plate Recognition (ANPR) technology seems to be plagued by so many inaccuracies.

While the industry boasts a 97% accuracy rate, the remaining 3% results in misreadings every day. We're joined by Which? writer Hannah Downes who discusses everything from double dipping, to criminals cloning number plates to avoid ULEZ fees and parking charges.

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Last week, the price you pay for your gas and electricity went down. That’s despite the ongoing crisis in the Middle East that caused wholesale prices to skyrocket. But what does the future hold for energy prices in the UK?

In this episode, Which? Principal researcher and energy expert Sarah Ingrams joins us to explain what happened to the price cap that resulted in those on standard variable tariffs to see a reduction in their energy bills.

It wasn’t just those on variable tariffs that saw a fall in the price they pay for gas and electricity this month. Households on fixed tariffs saw their bills fall after government support schemes were adjusted, reducing costs outside of the usual price cap changes.

Plus, Tom Goswell, energy supply lead at Cornwall Insight, the company which predicts price cap changes, gets us up to speed on the Middle East crisis in a week which saw a ceasefire announced.

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You know what a hearing aid is. But hearing aid glasses could be gamechanging for those who need to hear more clearly.

In this episode of Which? Shorts, we explain what hearing glasses are. They’re a relatively new addition to the market, aimed at offering a more stylish alternative to hearing aids to help those with mild to moderate hearing loss hear and see more clearly, with just one product. But just how effective - and cost-effective - are they?

Find out which hearing aid providers we recommend on our website & sign up for our free Healthy Living newsletter

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For many of us, doing admin on our pensions isn’t exactly the most exciting job in the world, but transferring or combining your pots can come with big advantages. So, for those of us who want to do it, why is the process still so painful?

In this episode, Which? Money’s Ruby Flanagan joins us to share her research into pension transfers, and reveals the reality faced by Which? members trying to navigate the process and make managing their savings for later life easier.

Plus, Lisa Picardo, chief business officer at PensionBee explains why she thinks there should be an industry-standard ten-day timeframe for transfers, rather than relying on decades-old legislation that allows firms to take up to six months.

With pension dashboards set to roll out over the next year or so, more people are expected to locate and review their pension pots, likely leading to a rise in transfer requests. Without faster processes and updated regulation, this could create even longer backlogs, highlighting the urgent need for reform.

Read more about why pension transfers are taking so long on our website & sign up for our free weekly Money newsletter

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Making a will is something we all ought to do, but there are common mistakes you really need to avoid - and they’re all pretty easy.

In this episode of Which? Shorts, we've spoken to our members to find out their real-life experiences with writing a will to find out which errors are most common, and explain the consequences of not having a watertight document.

Plus, we explain what steps you can take to ensure you will is error-free, whether or not you've made a will already.

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Back in January we brought you a live podcast with our health experts who answered your questions on how to get healthier as you age. We couldn't answer them all, so we've recorded another episode to cover more of your burning health questions.

In this bonus episode of our healthy living podcast, we're joined by our public health nutritionist Shefalee Loth and the founder of CityDietitians Sophie Medlin who share their expertise on supplements, exercise and the menopause.

Plus, our experts explain whether or not its ever too late to adapt your lifestyle to make you live longer.

Read more of our health news and advice on our website & sign up for our free monthly Healthly Living newsletter

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If your estate is large enough when you die, inheritance tax will be due on the money and assets you leave behind for your loved ones, but you can reduce the size of the bill by leaving a slice of your wealth to charity.

In this episode, Which? Money deputy editor Sam Richardson explains how nominating a charity to receive a portion of your estate can achieve three things: reduce your inheritance tax bill, help your family retain more of your wealth, and support a good cause with funds it can put to good use.

Plus, James Buchan from the Which? legal team tells us why it’s important that you have a will and why it should be kept up to date when a big life event happens.

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From 31 March 2026, a major change is being introduced across councils in England to standardise what is accepted in kerbside bin collections.

In this episode, we explain how the Simpler Recycling law is going to change the way you dispose your household recycling waste in England.

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More of us than ever are shopping online. But the regulations that are meant to keep us safe aren't working, putting us at risk from buying dangerous and illegal products through major retailers.

In this episode of Which? Shorts, we report on the rise of online marketplaces run by well-known retailers and highlight the significant failings that are leading to people being harmed by unsafe products.

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Improving the energy efficiency of your home is always top of mind when it's cold outside or you can feel a draft inside. But getting somebody to assess your home's efficiency isn't as thorough as it should be.

In this podcast we're joined by our sustainability specialist Karen Lawrence who explains how when trying to compare the options for homeowners seeking energy advice, she was met with inaccurate reports, incompetent assessors and a system in need of improvement.

Plus, we explain how to make the most of the Which? home energy planning tool to get an idea of what you can do to improve your own home's efficiency.

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With so much uncertainty in the global markets, where's the best place for you to invest? In this week's episode we reveal the providers who are doing more than most to satisfy their customers, and the stocks and shares Isas that offer good value for money.

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More countries than ever require tourists to apply for a visa to enter. They should be applied for via official avenues, such as government websites, but our investigation has found that Google is allowing fraudsters to pay for their fake websites to appear at the top of search results.

In this episode of Which? Shorts, we reveal what happened when we clicked on those adverts, as we found out what scammers are doing to get their hands on our cash.

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Have you ever been in the market for a new car and been shocked by the list prices? You're not alone. We've been investigating why the days of sub-£10,000 motors are long gone.

In this episode, we sit down with our cars expert Michael Passingham to analyse why the era of the truly "cheap and cheerful" car seems to be over. He explains how expensive optional extras and high-tech safety features are driving up the prices of new cars, and how that affects the used car market, too.

Plus, we explain how you can navigate the car market at a time when the prices of some budget stalwarts have increased threefold in the last two decades.

Read all of our car reviews on our website & sign up for our free Cars newsletter

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At the end of the month the Financial Conduct Authority will lay out its rules for a multi-billion pound compensation scheme aimed at millions of drivers who unwittingly overpaid when they paid for a car on finance. But what will those rules look like?

In this episode, Which? cars expert Michael Passingham explains how drivers who bought a car between 2007 and 2024 could be owed money as part of the car finance mis-selling scandal, and how you can check if you are affected.

Plus, Pat Hoy, founder of Insider Car Deals, tells us how a sneaky tactic by car dealers went unnoticed for so many years, and how you can be sure you’re getting a good deal when you buy a car in the future.

Read more about the car finance mis-selling scandal on our website & sign up for our free weekly Money newsletter

Read about the different types of car finance options & find out more about Insider Car Deals

The FCA website has more information on how you can complain if you were affected by the scandal

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The feeling of stepping inside a countryside pub for a refreshing drink and a warming meal can top off a long day outside. But which county boasts the best pubs?

In this episode of Which? Shorts, we shine a spotlight on a county and a peculiarly-located national park that offers breathtaking scenery and a plethora of public houses, from from village pubs to gastropubs, to ancient coaching inns.

Read our reviews of best UK towns and villages for food and drink on our website & sign up for our free Travel newsletter

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The Chancellor Rachel Reeves delivered her Spring Statement this week - a speech that the government hoped beforehand would be a non-event with no new policy announcements. But has the war in the Middle East cast doubts and uncertainty over the future of this government’s fiscal aspirations?

In this episode, Which? Money’s Matthew Jenkin joins us to talk through the biggest headlines from the Chancellor’s speech and how the economic forecasts could impact your own day-to-day spending.

Plus, Frances Haque, Santander’s chief economist analyses whether or not the government’s spending plans could be scuppered as a result of the knock-on impact of heightened tensions in the Middle East.

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Our annual survey has ranked Ryanair as the worst-performing short-haul airline.

In this episode of Which? Shorts, we reveal the results of our research, thanks to thousands of travellers giving their feedback of 23 carries based on the booking process, customer service, value for money and more.

Plus, we compare how low-cost airlines could cost more than you'd first expect once you've paid for any optional extras that other providers include in the headline price.

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It's been over a decade since pension reforms were introduced, giving us more freedom and flexibility to choose how to access our retirement savings. But how to access your money isn't the only decision you'll need to make - you'll also need to choose when to access your pension.

In the final episode of our four-part podcast series, we discuss the options you have for accessing your money - including buying an annuity and going into drawdown - and what to consider when deciding on the best time to retire.

Which? Money editor Jenny Ross is joined by experts from across the industry, as well as people at different stages of retirement planning.

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Whether or not you shop at Tesco, you’ll probably know about its Clubcard membership scheme. In recent years, the programme has given users access to lower prices - that is if you’re aged 18 or over. We think that’s wrong.

In this episode, Which? senior researcher Ellie Simmonds joins us to analyse the news that, after years of our campaigning, Tesco is looking to remove the age restriction that has barred under-18s from accessing loyalty prices. We’ve twice withheld Which? Recommended Provider status from Tesco over this issue.

Plus, our annual survey of the best and worst supermarkets has just dropped, so we reveal who the winners and losers are for in-store and online shopping.

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More analysis of Tesco's statement can be read on our website

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When looking for a new car, many of us don't look beyond the list price. But annual maintenance costs needs to be taken into consideration.

In this podcast, we reveal the result of our annual survey into maintenance costs, and reveal some of the most and least reliable car brands on the market.

Plus, your fuel type can impact your yearly outlay. We've crunched the numbers to find out how each type compares, from EVs, to petrol cars and everything in between.

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With accidental damage making up nearly half of all car insurance claims, do you know what your policy actually covers you for?

In this episode of Which? Shorts, we reveal the providers and policies we recommend after teaming our in-depth research with feedback from real-life policy-holders.

Plus, with the recent rise of self-described ‘essentials’ policies, we explain why we've had our doubts about how much cover they really offer.

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The principle behind the state pension is simple: that most people will get a regular payment from the government to help fund their retirement once they reach a certain age. But the decisions that need to be made about its future are more complicated.

In the third episode of our four-part podcast series, we look at what determines the amount of state pension you get and how you could boost your payments - plus how the growing cost to the government could change the way the system works in future.

Which? Money editor Jenny Ross is joined by experts from across the industry, as well as people at different stages of retirement planning.

The final episode in the series will be released next Monday.

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Being an executor for a loved one who has recently died can be a stressful task at an already difficult time. But you can learn lessons from those who have taken on the role before.

In this episode, Which? researcher Holly Lanyon tells us what she found when speaking to executors, and what tips they’d share to people who are lined up for the role in the future.

Plus, from the Which? Legal team, James Buchan explains why it's important for executors to be organised and the penalties that you could incur if you do things wrong.

Read more advice on how to be a good executor on our website & sign up for our free weekly Money newsletter

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Range anxiety is often cited as one of the main reason why people don't want to buy an electric vehicle, but with facilities improving, will you be choosing an EV this year?

In this podcast, we're joined by our cars researcher Dino Buratti who talks through the pros and cons of electric cars, from public charging and efficiency, to reliability and cost.

Plus, our cars editor Will Stapley shines a light on the taxes you could face, and how our reviews of cars can help you choose the right model for you.

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Find our which cars are eligible for the government EV grant & read our reviews of the best car insurance companies

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Getting work done in your home can be a lot of upheaval, but there’s work you can do beforehand to get exactly what you want.

In this episode of Which? Shorts, we speak to homeowners to find out how they want to improve their home, as well as trusted traders who share their advice to help you get it right first time.

Making the right changes to your home could add anywhere up to 10% to the value of your property.

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Recent research from pension company Standard Life found that almost half of UK adults don’t know how much is in their pension. Even if you do know exactly how much you’ve saved so far, the bigger challenge is gauging how much you’ll eventually need.

In the second episode of our four-part podcast series, we discuss the three retirement living standards set by Pensions UK to give you an idea of how much you can expect to spend over the course of a year.

We also look at how much you might need in your pension to reach these annual incomes, as well as what you can do to boost your retirement savings, whatever your age.

Which? Money editor Jenny Ross is joined by experts from across the industry, as well as people at different stages of retirement planning.

The remaining episodes in the series will be released weekly on Mondays.

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The government has announced that it's replacing the lifetime Isa with a new savings product specifically to help first-time buyers. But what will it look like?

In this episode, we’re joined by our mortgages and property expert Sam Wilson who outlines what the Lisa is, how it’s helped first time buyers, but also how it’s hampered certain house-buyers from accessing the government bonus because their property was too expensive.

The new account will only be targeted towards first-time buyers, removing the element of the Lisa that helps those save for retirement. Rachel Vahey from AJ Bell shares her concerns that the self-employed will need more support to save money for later life.

Read our reviews of the best lifetime Isas on our website & sign up for our free weekly Money newsletter

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Getting into a cab without a driver behind the wheel may be commonplace in the US and China, but now Great Britain wants to get in on the act.

In this episode of Which? Shorts, we explain how three tech giants are battling to get their cars on British streets, and tell you what a country with driverless cars on our roads will look like.

But how widespread and accessible robotaxis are to become will depend on which company wins the race to get its motors on our streets.

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No matter how far away you are from retiring, you’ve probably given some thought to how you’ll spend your time when you get there. But thinking about how you’ll afford that dream retirement lifestyle isn’t quite as much fun.

In the first episode of our four-part podcast series, we go back to basics to explain how a pension differs from a normal savings account, and how you can best prepare your finances for the future.

Which? Money editor Jenny Ross is joined by experts from across the industry, as well as people at different stages of retirement planning.

The remaining episodes in the series will be released weekly on Mondays.

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It used to be the case that a scammer had to physically steal your card if they wanted your money. But that’s no longer the case.

In this episode, our scam expert Faye Lipson joins us to tell us the story about how her card was used by fraudsters despite it still sitting inside her wallet.

She explains how it was possible, thanks to a little-known process that banks offer by default to make banking as convenient as possible.

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Technology has developed at a vast rate of knots since the turn of the century, what with tech waking us up in the morning, playing our favourite music, guiding us on our daily commutes and providing light entertainment when we need a pick me up - sometimes just one product can do all those things - but what’s the most important tech of the 21st century?

Members of the Which? Tech team drew up a shortlist of what they thought to be the best inventions and innovations since 2000 - then ranked them to come up with the Which? countdown.

Join us as we reveal what tops our list.

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Octopus Energy has been a Which? Recommended Provider eight years in a row. But does it still rule the roost when it comes to gas and electricity in 2026?

In this episode of Which? Shorts, we reveal which providers we've awarded the coveted Which? Recommended Provider endorsement to, and explain how people like you helped feed into our research and analysis into gas and electricity suppliers.

Plus, even if you're happy with your supplier, you may still be able to get a cheaper deal.

Read the reviews of each energy provider we reviewed on our website & sign up for our free Home newsletter

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For most of us, the headline rate of a mortgage deal is likely what we focus on the most. But not paying attention to the fee could leave you paying too much.

In this episode, we’re joined by Which? Money journalist Sam Wilson who shares his new analysis into mortgage fees. He set out to find how it differs for first-time buyers, home movers and those looking to remortgage, and how the market compares to a year ago.

Plus, David Hollingworth from L&C Mortgages shares his advice on what to look for when taking out a mortgage to ensure it fits your personal circumstances.

Read Sam's full piece on our website & sign up for our free weekly Money newsletter

Use our mortgage repayment calculator to compare costs

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If you've had the January blues and have already started to seek out your next holiday, you may well have read a list or two similar to this already.

But our round-up is a bit different. We accept no freebies, and as you’d expect, we’ve taken a more thoughtful approach to compiling our list. All the destinations are genuinely better or easier to visit in 2026.

From the surprising safest country in the Americas, to a destination closer to home which is aiming to attract those interested in space travel, these places should be on your hit list for the year ahead.

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Staying fit and healthy as we grow older can seem difficult, especially in a world of misinformation. But are there any tried and tested methods to help us stay in good physical condition?

To mark the end of this series of our health and wellbeing podcast, we hosted our first ever live episode in front of an online audience to get expert advice from some familiar and trusted names in the health industry.

In this episode, presenter Lisa Webb was joined by: Dr Nighat Arif, family GP specialising in women’s health; Kate Lawler, radio and TV presenter and Sunday Times best-selling author; Sophie Medlin, founder of CityDietitians; and Shefalee Loth, public health nutritionist at Which?.

Read more of our health news and advice on our website & sign up for our free monthly Healthly Living newsletter

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The self assessment tax return deadline is fast approaching, but once January 31st has come and gone, all eyes will be on the government’s new Making Tax Digital scheme - the new process for sole traders and landlords to keep on top of what they owe.

In this episode, we’re joined by Which? Money journalists Ruby Flanagan and Matthew Jenkin who outline what the change means in practice, how it will work, and discuss whether or not it will make the process easier.

Plus, having both been freelance before, they share their tips on how to keep on top of your paperwork across the year to make filing your return easier in the future.

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See the list of 10 tax return mistakes you need to avoid & find out which self-employed expenses you can claim

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The numbers don't lie. More and more flights are being plagued by disorderly passengers. But is alcohol the only cause?

In this episode of Which? Shorts, we speak to passengers, cabin crew, and researchers to find out why air travel is being more frequently disrupted by intoxicated, violent or unruly passengers.

Alcohol is a big reason why, but other factors also play a part and they all add up to make air travel less enjoyable for many.

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News websites receive a huge amount of money from advertisers promoting their business and services alongside news stories. But scammers are using getting in on the act to target you and me.

In this podcast, we sit down with Which? senior journalist Tali Ramsey to chat about her investigation into the scam adverts she found on some of the UK's most trusted news websites. She tells us how fraudsters are using artificial intelligence to fool us and get hold of our money.

Plus, with AI getting more and more believable, Tali shares some advice on how to spot if an advert is legitimate or not.

Read more of the findings from from Tali's investigation & sign up for our free Scam Alerts service

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With January upon us, plenty of us will be looking to refresh our diet. But with so much conflicting advice out there - what’s true? And what’s not?

In this episode of our health and wellbeing podcast, we're joined by our public health nutritionist Shefalee Loth, and the founder of CityDietitians Sophie Medlin to bust some of the biggest myths that relate to our diets.

Are all UPFs bad? Is it worth buying frozen fruit and veg? Can we eat any carbs if we want to lose weight? Our experts share their knowledge to help us get our diets right.

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There’s no doubt that you remember receiving notifications from your bank telling you that the interest rate on your savings account is set to go down. But are banks doing enough to tell us when an account with a better rate is available?

In this episode, we’re joined by Which? researcher Holly Lanyon who shares the results of her investigation into whether or not banks are keeping us up to date on savings products - something they’re legally required to do.

Plus, Andy Webb from Be Clever With Your Cash explains the different types of accounts we should consider opening, and why spreading your cash across multiple providers could be crucial.

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Technology develops quickly. So what do you need to know about for the year ahead?

In this episode of Which? Shorts, we get you up to speed with all the latest tech trends that we think will be shaping our lives over the next twelve months.

From terms like agentic AI and NPUs, to what might happen to mobile phones, we've got you covered.

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Protein powder and creatine supplements are becoming more and more popular - but do you need to take them? Or are they only necessary for budding gym-goers?

In this episode, we're joined by public health nutritionist Shefalee Loth and Sophie Medlin, founder of City Dietitians, to explain how protein powder could help you if you introduce it to your daily routine.

Plus, with research into creatine suggesting that it could have broad benefits, we explore whether or not it could be useful for you.

Which? members can listen to the full episode where we reveal our test results by clicking here.

If you're not already a member, join Which? to instantly listen to the podcast and gain access to all of our product reviews - all for 50% off your first year's membership.

Read our reviews of the best protein powders, vegan protein powders & creatine supplements

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We often talk on this podcast about Section 75 - the protection offered when you buy things with a credit card. But it might not be as straightforward as you once thought.

In this episode, we’re joined by Which? banking investigator Chiara Cavaglieri who shares details of her recent investigation into customers who weren’t protected by Section 75 when they initially thought they would be.

Plus, our Which? lawyer Gurpreet Chhokar explains why we think the act needs to be brought up to date to include the modern ways in which we pay for goods.

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If you’ve got a holiday to Europe planned in 2026, the chances are things at your destination airport will work a little differently to when you last travelled.

In this episode of Which? Shorts, we explain how the EU's new Entry/Exit system works, outline the key details you need to know, and detail what you should expect when you next travel to the continent.

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January is a big month for health, with plenty of us making New Year resolutions to improve our health for the year ahead.

In this episode of our health and wellbeing podcast, we're joined by our public health nutritionist Shefalee Loth, and the founder of CityDietitians Sophie Medlin to explain the reality of using weight loss jabs.

They outline how much they cost, who might be eligible to receive them on the NHS, and what side effects you might suffer if you choose to use them.

Plus, we're joined by Which? researched Megan Thomas who shares some of her findings into dodgy weight loss supplements being sold online.

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Storms, floods and extreme weather are becoming more severe, but if damage hits your home, do you know if you are actually covered?

In this episode, we’re joined by Which? Money journalist Matthew Jenkin who reveals what he found out when he recently investigated this topic for the Which? Money magazine.

Plus, our insurance expert Dean Sobers explains what to look for in your policy documents to find out what you’re actually covered for, and how to find the very best insurer for your needs.

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These have been the biggest scams we’ve seen this year - plus our best advice on how to avoid them.

In this episode of Which? Shorts, we countdown the the scams we've come across most often in 2025, explain what you can do to keep yourself safe online, and how to react if you've been targeted by a fraudster.

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There are three main options for what to do with your spare cash - apart from spending it. Should you save it? Invest it? Or overpay your mortgage?

In this episode, we’re joined by Which? Senior Data Journalist Josh Wilson and Tom Selby, Director of Public Policy at AJ Bell to explore the pros and cons of those options.

Plus, given the Chancellor’s recent announcement that cash Isa limits will be reduced in order to encourage more people to invest, we explain the basics of using a stocks and shares Isa.

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Deciding whether or not to buy a new mobile phone can be hard, especially when the price tags seem to rise with every new release.

Every year, three of the biggest names in smartphones - Apple, Google and Samsung - show off not only a new standard handset, but usually two or three devices which all have varying degrees of tech specs. So how do you weigh up which one is right for you? All while bearing in mind the eye-watering costs.

In this episode of Which? Shorts, we explain the difference between the standard models and their pro counterparts, and help you decide whether or not they're worth buying.

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Finding the very best food and drink to serve up at Christmas can feel a daunting task, especially if you've got family and friends relying on you to deliver the goods.

In this podcast, we sit down with Becky Marcus who runs our Christmas taste testing to find out how we run our rigorous testing and reveal some of the best mince pies, champagne and smoked salmon we had on test.

Plus, we're joined by pastry chef Dan Lepard and Master of Wine Sam Caporn to find out what they look for when they're blind taste testing, and share their top tips for serving food this festive season.

Which? members can listen to the full podcast, where Dan and Sam share their detailed analysis, by clicking here.

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Read all of our Christmas food and drink reviews on our website & sign up for our free Healthy Living newsletter.

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Last week’s Budget was so full of announcements, it may have left you with more questions than answers.

In this episode, we’re joined by the Deputy Editor of Which? Money Editor Sam Richardson and Emma Wall, Chief Investments Strategist at Hargreaves Lansdown to answer your questions on how the Chancellor’s announcements could impact you.

From cash Isa limits being reduced, to the so-called mansion tax, the new tax on electric vehicles and salary sacrifice changes, we cover the big stories that you want to know about.

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Paying for fuel isn't getting any cheaper. So what can you do to cut the cost of driving your own car?

In this episode of Which? Shorts, we give you a handful of quick and easy tips that you can use every day to make every tank of fuel go further.

From simple car maintenance, to adapting your driving style, these hacks could reduce how often you're visiting the petrol forecourt.

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Social media is flooded with influencers jumping on trends to get a better holiday. But are they just chasing likes, or can these hacks actually save you money?

In this episode of Which? Shorts, we we tested some of the most shared holiday hacks, and spent weeks haggling, checking into flights, recording and analysing data, as well as speaking to industry experts.

We'll tell you which ones could save your hundreds of pounds, and which ones are utter nonsense.

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Rachel Reeves stepped up to the despatch box at lunchtime on Wednesday to deliver her much-anticipated Budget speech. But how much of it will impact you? And will it be for the better, or for the worse?

In this episode, we’re joined by Which? Money Editor Jenny Ross and Tom Selby, Director of Public Policy at AJ Bell to discuss how all of the big announcements could impact your day-to-day finances.

From tax thresholds being frozen, to Isa allowances being changed, we analyse the biggest headlines from Reeves's second Budget speech as Chancellor.

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* This episode was first broadcast in February 2025*

Getting into the nitty gritty of switching banks, we explore the switching offers available now, how the switching process works, and consider whether you might actually be better off sticking with your current provider.

In this episode, Which? Money expert Grace Witherden and finance content creator Gabriel Nussbaum - AKA That Money Guy - discuss the pros and cons of switching, when you should consider it, and what to be aware of when looking at switching incentives.

Read more about the current switching offers & sign up to our free weekly Money newsletter.

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In this episode of Which? Shorts, we reveal which home insurance policies have been awarded a Best Buy in 2025, and which providers we recommend.

When a disaster strikes at home, having a solid policy covering your property is great peace of mind that you’ll get the help you need. So we've surveyed thousands of policyholders and reviewed countless policy documents to rate and review 35 providers that are available on the market.

Plus, we look at what people are most likely to claim for, and explain what type of cover you actually need.

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There’s no doubt about it, we’re increasingly relying on AI tools to help us search for information online. But, are we becoming too reliant?

In this podcast, we sit down with Which? Principal Research Andy Laughlin who unpacks the findings from his new investigation into the effectiveness of AI search tools.

According to our findings, more than half of us are turning to sites like ChatGPT and Gemini when we search online, but we've found some concerning examples of when the advice they give us is far from the truth.

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One in five mortgage holders choose their lender because they already have another financial product with them according to Which? research. But does that loyalty actually lead to a better deal?

In this episode, we’re joined by Which? Money’s mortgage expert Sam Wilson & Associate Director at L&C Mortgages David Hollingworth to look at this data and unpack whether it’s best to shop around or stay loyal.

Plus, we reveal which mortgage providers have been awarded Which? Recommend Provider status this year, and touch on what the new Renters’ Right Act could mean for the rental market.

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You can read everything we know about the Renters' Rights Act on our website

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In this episode of Which? Shorts, we reveal the results of our survey into the problems that customers face in relation to their energy providers.

In an ideal world, most of us should be able to have a fairly hands off approach to our energy, as long as the lights and the heating stay on. Unfortunately, too many of us are facing a list of energy problems that have left us dealing with energy providers far more than we like.

We round up our best tips on how you can take charge of your energy bills.

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In this episode, we’re joined by Which? Head of Strategic Insight Katie Alpin who gets us up to speed on why we’re calling for action from the Financial Conduct Authority, and what has happened since we filed our super-complaint against them.

Plus, we’re joined by Kaja Cordwell who shares her heartbreaking story of how a house fire meant she and her family still haven’t been able to return home nearly two years on. She believes her insurer has let her down.

Read more about our super-complaint & sign our petition

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In this episode of Which? Shorts, we explain why it pays to plan ahead for a future boiler repair or replacement.

The last thing any of us want is to unexpectedly shell out thousands of pounds when our boiler suddenly packs in. So what can you do to prepare?

Paying monthly for boiler cover can bring peace of mind, but we've crunched the numbers to see whether or not it's worth shelling out for.

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Herbal and botanical supplements may sound like a natural way to look after your body. But what’s the truth about their effectiveness?

In the final episode of this series of our health and wellbeing podcast, we sit down with Shefalee Loth, a public health nutritionist at Which?, and Sophie Medlin, founder of City Dietitians to explain what herbal supplements actually are and what science there is to back up the claims on the labels.

From turmeric to echinacea, St John's wort to ashwagandha, they detail what you should consider before introducing these into your daily routine.

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Making money from your savings is an essential way to ensure your money is beating inflation. But it’s not as straightforward as it seems.

In this episode, we’re joined by Which? Money journalist Matthew Jenkin who shares new Which? research that shows a third of us still consider branch access important when deciding which provider to keep our money with.

Plus, Head of News at Moneyfacts, Adam French, crunches the numbers to reveal that physical bank branches are lagging behind challenger banks for the best savings rates on the market.

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What are the best Cash Isas right now?

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In this episode of Which? Shorts, we share some of the tried and tested ways that you can save money on supermarket shopping.

Food inflation probably wasn't on your radar until the start of the decade. That was when the pandemic, the war in Ukraine and other global supply issues sent it soaring. It currently sits at 5.4% as of the three months to the end of August 2025.

Today, we weigh up the effectiveness of price-matching, loyalty cards and discount retailers on reducing the amount you spend at the checkout.

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Probiotic foods and supplements can be pricey, and it's hard to cut through the clever marketing to know what's worth buying, and what's best left on the shelf.

In the fifth episode of a brand new series of our health and wellbeing podcast, we sit down with Shefalee Loth, a public health nutritionist at Which?, and Sophie Medlin, founder of City Dietitians to explain what probiotics are and who should consider adding them into their daily routine.

Plus, for the first time ever, Which? has tested and reviewed probiotic supplements from a range of suppliers. We reveal some of the best on the market, plus which of those received the coveted Which? Best Buy.

Which? members can listen to the full episode where we reveal our test results by clicking here.

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Having your identity stolen is far from ideal, but the consequences could last a lot longer than you’d expect.

In this episode, we’re joined by Which? scams expert Faye Lipson and Steve Goddard from financial crime prevention firm Featurespace to explain how fraudsters are diversifying their skillset to find new ways to steal our ID.

They explain how AI is lowering the barriers of entry for scammers, and what you can do to keep your data safe.

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Find out how to check your credit score & read more on how to join the Cifas Protective Register

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In this episode of Which? Shorts, we share the findings of our investigation into fake products we were able to buy on online marketplaces.

We were easily able to purchase goods with dangerous components – including dupes with fake fuses, which make them a major fire risk.

We reveal what you can do to avoid buying dangerous, counterfeit products.

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You may have heard that everyone should take a vitamin D supplement. But what’s the science behind that? And are some brands better than others?

In the fourth episode of a brand new series of our health and wellbeing podcast, we sit down with Shefalee Loth, a public health nutritionist at Which?, and Sophie Medlin, founder of City Dietitians to explain how you can naturally get vitamin D, when you should be taking supplements, and the risks of getting too much into your body.

Plus, for the first time ever, Which? has tested and reviewed vitamin D supplements from a range of suppliers. We reveal some of the best on the market, plus which of those received the coveted Which? Best Buy.

Which? members can listen to the full episode where we reveal our test results by clicking here.

If you're not already a member, join Which? to instantly listen to the podcast and gain access to all of our product reviews - all for 50% off your first year's membership.

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In August, the average credit card APR reached a record high of 35.7%. But with some balance transfer cards currently offering up to 34 months interest-free, is it time to switch?

In this episode, we’re joined by Which? Money journalist Holly Lanyon and Adam French, Head of News at Moneyfacts to explain why rates of APR are climbing so high and what to look out for before applying for a new card.

Plus, with retailers like Ikea now unveiling their own types of credit card, we explain the benefits and risks involved with using cashback and reward cards.

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Find out the best credit card deals this month & read more about the latest cashback and reward cards

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In this episode of Which? Shorts, we explain how you can make the most out of the precious amount of time you get in a dentist's chair.

From explaining your problems to the receptionist to basic dental care at home, we round up the best advice with help from those in the dental industry.

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Do you know what’s in your supplements? Or are they full of stuff you don’t actually need?

In the third episode of a brand new series of our health and wellbeing podcast, we sit down with Shefalee Loth, a public health nutritionist at Which?, and Sophie Medlin, founder of City Dietitians to explain what fillers, bulkers and additives are and why they're found inside our supplements.

They explain when certain fillers can be a cause for concern and how you can find out what ingredients make up the supplements you have at home.

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Funeral costs are at an all-time high, so could paying for yours while you’re still alive be considered to avoid giving your family a financial shock when you’re gone?

Whether you’re looking for a standard funeral plan, something more premium, or a cheaper direct cremation, paying for your service ahead of time can save you and your family a lot of money, but there are some factors to watch out for.

In this episode, we’re joined by Which? Money journalist Holly Lanyon and Simon Cox, Director of Funeral Solution Expert to weigh up what you should consider before paying for your funeral.

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In this episode of Which? Shorts, we round up the quickest steps you can take to slash your broadband and mobile bills.

We explain how much you should be paying, which providers are head and shoulders above the rest, and why you shouldn’t always be tempted by the headline figures.

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Official support for Windows 10 ends on 14 October 2025, meaning Microsoft will no longer offer fixes, new features or security updates after that date, unless you take action. If you do nothing, you'll be vulnerable to hackers.

On this podcast, we sit down with Which? Tech Editor Lisa Barber, and our resident laptops expert Oliver Trebilcock to talk you through what's happening, why it's happening, plus the actions we recommend you should take.

Which? members can listen to the full episode where we reveal our Best Buy products by clicking here.

If you're not already a member, join Which? to instantly listen to the podcast and gain access to all of our product reviews - all for 50% off your first year's membership.

Read how to factory reset a Windows 10 PC before recycling it & other tips for preparing for the end of Windows 10.

Find out how to convert your PC to Linux & find the best laptop deals on our website.

Listen to our podcast explaining why a new desktop might be your best option & why you should consider switching to a Mac.

Read the list of all our Just Buy This products, our Just Buy This Windows laptop, budget laptop, and Macbook.

Read our reviews of the best all-in-one computers & external hard drives.

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What are multivitamins? And do you actually need to take them?

In the second episode of a brand new series of our health and wellbeing podcast, we sit down with Shefalee Loth, a public health nutritionist at Which?, and Sophie Medlin, founder of City Dietitians to explain what magnesium is, how taking it could lead to a better night's sleep, and how else it can support a healthy lifestyle.

Plus, for the first time ever, Which? has tested and reviewed magnesium supplements from a range of suppliers. We reveal some of the best on the market, plus which of those received the coveted Which? Best Buy.

Which? members can listen to the full episode where we reveal our test results by clicking here.

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Some of the UK’s biggest banks are financing fossil fuel industries to the tune of tens of billions of pounds and some are even going backwards on environmental policies, according to new Which? analysis of 16 current account providers.

In this episode, we’re joined by Which?’s Banking Investigator Chiara Cavaglieri and Louise Wagner, Banks Campaigner at Reclaim Finance to explain how we carried out our research, which banks have been awarded our Eco Provider endorsement, and what you can do to avoid the worst offenders.

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In this episode of Which? Shorts, we explain how buying a desktop PC could change the way you work from home forever.

When you picture a desktop PC, your mind may wander back to the beige boxes and huge CRT monitors of the 90s. But as we advance through the 21st century, the truth is quite different, and a new model might be just what you're after.

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What are multivitamins? And do you actually need to take them?

In the first episode of a brand new series of our health and wellbeing podcast, we sit down with Shefalee Loth, a public health nutritionist at Which?, and Sophie Medlin, founder of City Dietitians to explain what multivitamins are, when you might need to take them, plus who should proceed with caution before introducing them into their daily routine.

Plus, for the first time ever, Which? has tested and reviewed multivitamins from a range of suppliers. We reveal some of the best on the market, plus which of those received the coveted Which? Best Buy.

Which? members can listen to the full episode where we reveal our test results by clicking here.

If you're not already a member, join Which? to instantly listen to the podcast and gain access to all of our product reviews - all for 50% off your first year's membership.

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After more than a year of campaigning against poor practices in the insurance industry, Which? is making a super-complaint to industry regulator the Financial Conduct Authority.

In this episode, we’re taking you to the FCA headquarters as we hand in our super-complaint. Joining us we have Which? Money’s insurance expert Dean Sobers to explain what’s gone wrong with the sector. Steve Edwards, our Head of Campaigns and External Affairs tells us why we’ve taken this extraordinary step, and Which? Legal expert Lisa Webb tells us what a super-complaint actually is, and how they can help consumers like you.

Plus, we hear from Claire Massey who suffered a devastating house fire, and was left confused and frustrated by her insurer’s actions as she tried to put her life back together.

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In this episode of Which? Shorts, we explore why flight delays are getting worse.

We've analysed a whole load of data to find out why more flights are being delayed, what’s causing them, which airlines are worse than the rest, and crucially, explain what more needs to be done to keep passengers in the loop

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As it’s pension awareness week, it’s perhaps the perfect opportunity to get on top of your savings for later life.

In this episode, we’re joined by Which? Money’s pension expert Paul Davies, and Charlene Young, Pensions and Savings Expert at AJ Bell to discuss how much you’ll need, how to save, and share their expert tips on setting yourself up for a comfortable retirement.

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In this week's episode of Which? Shorts, we explore whether or not you should be concerned about the prevalence of microplastics in your everyday life.

Some of them are so small that they can't be seen by the human eye, but they are found in our food, our water supply, and even the air we breathe. So should we you worried about them?

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It’s still 75 days to go until this year’s Budget speech, but already the rumours are swirling.

In this episode, we’re joined by Which? Money Deputy Editor Sam Richardson & Helen Morrissey, Head of Retirement Analysis at Hargreaves Lansdown to take a look at what could be announced in November, and whether or not you need to take action now.

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In this week's episode of Which? Shorts, we tell you which electric cars are eligible for the government's new EV grant - and could therefore save you thousands of pounds.

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Settling the affairs of a loved one is never easy, but new research from Which? shows that banks and the probate service are causing unnecessary delays.

In this episode, we’re joined by Which? Money journalist Holly Lanyon, and James Buchan from Which? Legal to explain what’s going wrong, and what you can do to make the process as easy as possible.

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In this week's episode of Which? Shorts, we explain that holiday scams are more likely to catch you out before you actually arrive at your destination.

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For many, investing is all about saving money for longer term goals. But how easy is it to make money regularly from stocks and shares?

We explain how dividend payments work, and whether you should be considering them as a valid part of your investment portfolio.

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In this week's episode of Which? Shorts, we reveal the number in pounds and pence you should really be paying for both your broadband and mobile contracts.

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Is your TV on the blink? Has your fridge freezer suddenly packed in? Just moved house and need to buy something quickly? That's where our Just Buy This recommendations come in.

Our brand new, hand-picked recommendations are products that our product testing experts think tick the most important boxes, and will work well for most people, most of the time. On this episode, our air fryer expert Adam Speight reveals which model he thinks you should buy.

This podcast series is exclusively available to Which? members, but we're giving everyone access to the first three episodes. To listen to them all, become a Which? member now by using our special offer for 50% off an annual membership, available to podcast listeners like you.

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The Bank of England base rate has fallen. Again. But with house prices still on the rise, is it harder than ever to get on the property ladder?

This week, we’re joined by our mortgages expert Sam Wilson and David Hollingworth from L&C Mortgages to discuss what another base rate cut means for mortgage rates, what’s happened to the property market since stamp duty rules were amended earlier in the year, and how the market claims it is trying to make it more affordable to get on the housing ladder.

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In this week's episode of Which? Shorts, we explain how anybody of any age can become a scam victim. You might think you’ll never fall victim to a scam, just because some of them seem obvious to you. But you could be caught at a bad time or become the subject of manipulation over a lengthy period by a skilled scammer.

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Is your TV on the blink? Has your fridge freezer suddenly packed in? Just moved house and need to buy something quickly? That's where our Just Buy This recommendations come in.

Our brand new, hand-picked recommendations are products that our product testing experts think tick the most important boxes, and will work well for most people, most of the time. On this episode, our dishwsher expert Andy Laughlin reveals which dishwasher he thinks you should buy.

This podcast series is exclusively available to Which? members, but we're giving everyone access to the first three episodes. To listen to them all, become a Which? member now by using our special offer for 50% off an annual membership, available to podcast listeners like you.

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With the summer holiday season upon us, this is your guide to the dos and don’ts or spending money while abroad.

Which? Senior Writer Grace Witherden & Jo Rhodes, a Senior Researcher at Which? Travel share their expert knowledge on the best cards to use, where to get your physical cash, and the best ways to avoid fees.

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In this week's episode of Which? Shorts, we're revealing some of the cars that have made the first ever list of vehicles to have been awarded a Which? Great Value endorsement.

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Is your TV on the blink? Has your fridge freezer suddenly packed in? Just moved house and need to buy something quickly? That's where our Just Buy This recommendations come in.

Our brand new, hand-picked recommendations are products that our product testing experts think tick the most important boxes, and will work well for most people, most of the time. On this episode, our barbecue expert Chris Brookes reveals which barbecue he thinks you should buy.

This podcast series is exclusively available to Which? members, but we're giving everyone access to the first three episodes. To listen to them all, become a Which? member now by using our special offer for 50% off an annual membership, available to podcast listeners like you.

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Bank branches closing. Paper statements axed. Text alerts no longer coming through. Is mobile banking fast becoming the only way to manage our cash?

This week, we sit down with Which? Money journalists Chiara Cavaglieri and Josh Wilson to talk about the decline in the types of services offered by banks, the closure of branches, and how customers feel about the changing banking landscape.

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In this week's episode of Which? Shorts, we're asking whether or not you should ditch the Windows PC and make the switch to a Mac instead. Or if you’re already an Apple devotee, maybe you'll be convinced that Microsoft is best.

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Have you ever spent over the odds for a second hand gig ticket? Or wondered why the final price you paid was higher than the initial list price? Today we’re diving beneath the eyewater costs of ticket sales.

This week, we sit down with Which? Journalist Tali Ramsey and Adam Webb, Campaign Manager of FanFair Alliance to explain what needs to be changed in the live event market, and how you can avoid being scammed when buying a ticket.

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In this week's episode of Which? Shorts, we explain why the prices on everyday essentials are rising so high. Plus, thanks to our groundbreaking supermarket inflation tracker, we can reveal the products that are rising higher than anything else.

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More people than ever are choosing to go private for medical care, but with pay-as-you-go costs potentially setting you back thousands of pounds, is private medical insurance worth the money?

This week, we sit down with Which? Senior Researchers Megan Thomas and Dean Sobers to reveal the providers who have topped our latest survey results, and explain how to find the right provider for your needs.

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In this week's episode of Which? Shorts, we explain how to make the most of a doctors appointment. We know they can often feel rushed, and it can seem be hard to get one in the first place. But a bit of preparation can make all the difference.

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Popular apps such as Facebook, TikTok and Temu say your privacy is important to them. What they do tells a different story.

In this episode, we're joined by Which? Principal Researcher Andy Laughlin who reveals the results of his investigation into 20 of the most popular apps in the UK. We also discuss what you can do to limit the amount of your personal data that ends up in the hands of tech giants.

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Now entering their third year, our annual Shoddy Awards are given out to products and companies that we think can, and should, do better.

Today we catch up with the Which? researchers who nominated this year’s winners who tell us what we don’t like about the winners, plus the alternatives that we recommend you use instead.

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In this week's episode of Which? Shorts, we tell you which badges, logos and acronyms you need to look out for when booking a holiday. We also tell you which ones are a nice to have, and which ones are utterly pointless.

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Investing in crypto is becoming more and more popular, and with new government rules coming into force in order to boost investor confidence, does it mean you should consider it?

We sit down with Josh Wilson, Which? Investments expert and Richard Daws, founder of crypto insurance company Redefind to help you work out if it’s right for you.

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In this week's episode of Which? Shorts, we analyse weather data in order to highlight the holiday destinations that are too hot, and recommend some alternatives if you're after just the right amount of sun.

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Whether you lose your job, your car breaks down or anything in between, it’s crucial that you have an emergency fund set aside for when disaster strikes.

But bigger, global financial shocks can impact your pension and your mortgage too, so how can you prepare?

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In this week's episode of Which? Shorts, we explain how there are massive savings to be made by buying used electric cars, plus what to do if you're looking at making the switch.

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An easy way to grab a discount or a way of unfairly excluding millions of potential shoppers?

This week we discuss supermarket loyalty pricing and hear why certain groups of society are unable to access the discounts many of us take for granted.

We also hear more about our hopes for change, and how you can get involved in our campaign.

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In this week's episode of Which? Shorts, we round up the best travel brands that you should book with. Whether you want an all inclusive break, a long haul flight, or a hire car, we name the companies that shine brighter than the rest.

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With the cost of care continuing to rise, we learn more about how much you should save, and the huge discrepancy in prices across the UK.

In this episode we also hear how you can plan your finances with care in mind, and the things you can do to maximise your savings plan.

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In this week's episode of Which? Shorts, we can reveal new data from Which? that shows consumers are unhappy about how big mobiles phones are getting. Plus, given the lack of small handsets on the market, we tell you how to shop for something a bit smaller.

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Looking after your skin, particularly in the summer months, is essential. But which products do you actually need to use?

In the final episode in our special healthy living series, we're joined by consultant dermatologist Dr Justine Kluk, and Which? Senior Scientific Advisor Dr Neal Rimmer to explain which products are must-haves, which are nice to haves, and how to ensure you're getting enough protection from the sun with sunscreen and SPF products.

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There’s a new payment method in town, allowing us to pay for goods or services online directly from our bank account - Pay by Bank.

But how does it work? And could this be the beginning of the end for bank cards? We discuss all that and more, including some of the concerns we have as its rollout continues.

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In this week's episode of Which? Shorts, we explain what you must do to the likes of your lawn mower, grass trimmer and pressure washer to keep them in good working order.

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Exercising is one of the first things that comes to mind when you think about living a healthy lifestyle. But what should you be doing? And how often should you be doing it?

In this episode of our special healthy living series, we sit down with legendary fitness coach Mr Motivator to find out how we should be approaching exercise at different stages of life. Plus, we share our advice on shopping for the right fitness tracker to help keep on top of your daily activity.

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More of us than ever are taking control over our retirement pot. But is a self-invested pension the right thing for you?

In this episode, Lucia Ariano is joined by Which? Money’s pension expert Paul Davies, and AJ Bell’s Director of Public Policy to explain what a SIPP is, and help you decide if it could form part of your retirement savings plan.

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In this week's episode of Which? Shorts, we tell you about the results of our most recent car survey, and reveal the models that stopped rolling off the production line many years ago that still offer amazing levels of reliability.

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Private healthcare has become more and more mainstream since the Covid-19 pandemic. But is it really worth paying extra to skip the NHS queues?

In this episode of our special healthy living series, Which? Senior Researcher Megan Thomas and doctor and broadcaster Dr Oscar Duke discuss the benefits of going private for your next GP appointment. Plus we explain what it might cost you, and how you could face delays if you opt to return to the NHS.

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The bank of England base rate is falling, but inflation is on the rise. So are there any savings accounts on the market right now that offer competitive rates?

In this episode, Lucia Ariano is joined by Which? Money’s Matthew Jenkin and NerdWallet UK’s Amy Knight to discuss what’s happening to savings rates, how you can choose the right deal, and what might happen to rates in the future.

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In this week's episode of Which? Shorts, we highlight the dramatic rise in the number of parking tickets being issued, plus what your rights are if you think you've been unfairly penalised.

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The supplement industry is booming, but do we really know which vitamins should form part of our daily routine?

In this episode of our special healthy living series, we discuss whether or not you actually need to take some of the most popular vitamins and supplements. Plus, we share our best advice on how you should supplement your intake if you life a vegan lifestyle.

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Having a travel insurance policy is essential in case something goes wrong when you’re away from home. But might an underlying medical condition bump up the price?

In this episode, Lucia Ariano is joined by Which? insurance expert Dean Sobers to explain why your premium might cost more than you expected, plus what you can do to bring that price down.

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In this week's episode of Which? Shorts, we've crunched the numbers to find the quietest places in Europe, then reviewed some of the hidden gems to help you choose somewhere new for your next getaway.

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Calorie counting. Slimming clubs. Fasting. Detoxing. What really is the best way to stay healthy through the food we eat?

In this episode of our special healthy living series, we look at some of the most popular diets and analyse which ones could be right for you.

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The way you choose to access your pension can have a big impact on the amount of money you have to live on in later life. So which option is right for you?

Which? Money Editor Jenny Ross & Tom Selby, Director of Public Policy at AJ Bell explain how annuities and pension drawdown work, including the pros and cons of each method for turning your savings into a retirement income.

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On this week's episode of Which? Shorts, we put Google and other online search engines to the test, to find out just how badly they're spamming us with dubious ads and potential scams.

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Long gone are the days where counting sheep was considered the best way to drift off at night. Now there are countless steps you can take to help you feel well rested after a night asleep in bed.

From restricting your sleep, to buying the right pillow, we've put together an extensive guide on what you can try to improve the quality of your sleep.

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Fraudsters are now using AI to their advantage, meaning scams are looking more and more believable. So what is the advice to help you spot the warning signs?

In this episode, James Rowe is joined by Which? scams expert Faye Lipson and technology journalist David McClelland to talk about why scams look even more legitimate now, plus the steps you can take to sense check anything you see online.

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On this week's episode of Which? Shorts, we explore the crisis that's hitting UK pharmacies as a perfect storm of funding difficulties, staff shortages and manufacturing issues is impacting how easy it is to access the medication or advice we need.

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With nearly one million people living with dementia in the UK, it’s likely you know someone, directly or indirectly, who’s impacted by the condition. But when it comes to dealing with your finances once you’ve been diagnosed, things are far from easy.

In this episode, James Rowe is joined by Which? Money Content Editor Grace Witherden and Victoria Lyons, an Admiral Nurse at Dementia UK to explain what you can do now to ensure things are as simple as possible if you or a family member is diagnosed with the condition.

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On this week's episode of Which? Shorts, we analyse a range of tech features that often come as standard on new cars. From area view cameras to cruise control, we tell you which ones are worth it, and which ones are best turning down if they're an optional extra.

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Since they were announced at the start of the month, Trump’s tariffs have caused chaos on the markets. But is there any good news for your investments?

In this episode, Rob Lilley-Jones is joined by Which? Investments expert Josh Wilson and Investments Director at AJ Bell Russ Mould to analyse what’s happened to the markets this month, and explore what could happen in the near future.

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On this week's episode of Which? Shorts, we're revealing the broadband providers that we recommend. Here's a hint: it's not the big names you're expecting.

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With Trump’s tariffs causing turmoil on the markets over the last two weeks, could mortgage rates actually be one of the big winners?

In this episode, Lucia Ariano is joined by Which? mortgages expert Stephen Maunder and Head of Research at Hamptons Aneisha Beveridge to analyse what impact the tariffs are having on mortgage rates and explain what it means for the housing market.

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On this week's episode of Which? Shorts, we've brought together the collective wisdom of Which? researchers and editors to create a shortlist of apps we think you can't live without.

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It’s April again, which means another year of your bills going up in price. And your energy bills are no exception.

In this episode, Lucia Ariano is joined by Which? energy expert James Aitchison and NerdWallet UK’s Managing Editor, Adam French to discuss what the energy price cap means for you, how you could lower your monthly bills, and energy saving changes you can make to your home.

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On this week's episode of Which? Shorts, we're shining a light on tipping culture in the UK. If you do give your waiter a tip, do you know if they get to keep it? And if you don't tip, could you say thanks in a different way?

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In England, council tax bills have just risen by an average of 5%. In Scotland and Wales, it’s likely to have increased even more.

In this episode, Lucia Ariano is joined by Which? finance expert Matthew Jenkin, and Marcus Johns, senior research fellow at the Institute For Public Policy Research to discuss why bills have risen so much, and explain your options if you’re looking at reducing your costs.

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On this week's episode of Which? Shorts, we're revealing the dangers around shopping for goods on online marketplaces, plus explaining the steps you should take to keep yourself safe.

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Did you know that you could be forced into buying a new laptop this year? It's all because Microsoft is removing all security support for Windows 10 in October.

In this podcast, exclusively available to our Which? members, we sit down with Which? Tech Editor Lisa Barber, and our resident laptops expert Oliver Trebilcock to find out what this means for you and what you can do if you're set to be impacted.

This is just a short snippet of the full episode. To listen in full, click here.

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EVs are bad for the environment. Their batteries degrade too quickly. And there’s nowhere to charge them. Today, we debunk the biggest myths about electric vehicles.

James Rowe is joined by Which? Cars Editor Will Stapley, and writers Michael Passingham and Dino Buratti to answer questions from Which? members to help give you a better idea about the reality of owning an electric vehicle.

Find out what happens when an EV goes wrong

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The Chancellor Rachel Reeves took to her feet on Wednesday to update the country on the state of the economy. But how many of her announcements are going to impact your directly?

In this episode, Lucia Ariano is joined by Which? finance expert Matthew Jenkin, and Susannah Streeter, Head of Money and Markets at Hargreaves Lansdown to analyse what the Chancellor's announcements could mean for the money in your pocket.

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On this week's episode of Which? Shorts, we've done a sweep of the shelves to find out which are the best and worst supermarkets - according to you.

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Isa season is upon us once more. But rumours have been swirling suggesting that your allowance could be cut from £20,000 per year, down to just £4,000.

In this episode, Lucia Ariano is joined by Which? Money Editor Jenny Ross, and Sarah Coles, Head of Personal finance at Hargreaves Lansdown to discuss how you can best maximise your allowance, and what to consider when choosing a stocks and shares Isa.

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On this week's episode of Which? Shorts, we're revealing the results from our EV reliability data. We examine the most common faults, problems you might face when it comes to repairs, and how much they might cost.

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Click here if you need to use our free complaints tool.

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Food prices are on the up… again. So what can you do to beat the supermarkets, minimise waste and keep your costs down?

In this episode, Lucia Ariano is joined by Which? Supermarkets expert Ellie Simmonds who reveals the results of our monthly cheapest supermarkets survey, plus Kate Hall, otherwise known as The Full Freezer shares her tips on how to make your food go further.

Read our reviews of the best and worst supermarkets & sign up to our free weekly Money newsletter.

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On this week's episode of Which? Shorts, we're looking at whether or not you're taking the right medicine for the job. We tell you how to get the most out of pain relief and when you should actually pay a bit more.

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New data suggests that more than two thirds of Generation X - those aged between 45 and 60 - are not on track to have enough money for retirement.

In this episode Which? Money pensions expert Paul Davies and Director of Public Policy at AJ Bell, Tom Selby, discuss how much we need to put into our pensions each month, the importance of monitoring our pots, and how government contributions and tax relief boost our savings.

Read more on how much you'll need to retire & sign up to our free weekly Money newsletter.

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In this week's episode of Which? Shorts, we're investigating the key differences between the major cloud service providers, and reveal whether you really can trust them with your personal data.

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In our final episode, we take a look at the many ways you can use apps to help you save money as you spend.

Find out more, read The best budgeting apps of 2025 and sign up to our free monthly Money newsletter.

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Getting into the nitty gritty of switching banks, we explore the switching offers available now, how the switching process works, and consider whether you might actually be better off sticking with your current provider.

In this episode, Which? Money expert Grace Witherden and finance content creator Gabriel Nussbaum - AKA That Money Guy - discuss the pros and cons of switching, when you should consider it, and what to be aware of when looking at switching incentives.

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Following the Bank of England base rate dropping to 4.5% earlier this month, and with an impending stamp duty change, we’re at a key point in time for anyone buying, selling, or remortgaging a property.

In this episode Which? mortgage expert Stephen Maunder and David Hollingworth, Associate Director of L&C Mortgages, discuss how these changes will impact the market this year.

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In this episode, we take a look at the most common banking security threats and what you can do to protect yourself from scammers preying on your information.

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To coincide with Valentine’s Day, we’re exploring joint accounts, spotting the signs of romance fraud, and finding the best Valentine’s deals for you.

In this episode Which? Money Expert Grace Witherden and Amy Knight, personal finance expert at NerdWallet UK, reveal the best joint accounts available, the pros and cons of sharing money, and alternative ways to pay bills together.

Plus, Author Becky Holmes talks about her research into romance fraud, how to spot it, and why we need to talk about it.

Read our reviews of the best joint accounts & sign up to our free weekly Money newsletter.

Find out how your bank can help protect you from financial abuse.

Read our advice on how to detect romance fraud.

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Inheritance tax - it’s something that’s become a hot topic in recent months, following the government’s proposals to make some changes to how it works, which will lead to more people facing a bill.

It’s often an emotive subject, but is also a complex one, with lots of rules that determine how and when inheritance tax is charged.

In this episode Which? Money Editor Jenny Ross and Director of Public Policy at AJ Bell, Tom Selby discuss how inheritance tax works, how you can potentially avoid it, and whether you need to worry about it at all.

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This week we're looking at the impact of the government's 'freedom and choice' rules a decade on and the options available to access your pension now.

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Credit cards - used wrong and they can be a nightmare, but used right, they can be a great tool, whether that’s the cheapest way to borrow, helping you get out of debt, or making the most of rewards.

There are hundreds out there on the market with varying rewards, interest rates and functions.

In this episode, Which? Money Expert Grace Witherden and Amy Knight, personal finance expert at NerdWallet UK, explain the different types, reveal the Which? Best Buys, and deep-dive into all things credit cards along the way.

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Last week we released the Which? Cars podcast, where we sat down with our motoring experts to find out what they learned writing the 2025 Which? Car Guide.

From revealing the data that shows new cars are spending more time off the road than old ones, to demystify the world of car finance, we've got you covered. We also answer some of your burning questions.

Today, you can hear a teaser of what we got up to.

You can listen to the full episode here - or become a Which? member for 50% off the usual price.

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Read about the most and least loved cars for 2025 & use our car reliability tool to check the reliability of your car.

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Recent data shows that just 8% of us have actually received professional financial advice, while the number of financial advisors willing to work with smaller portfolios is falling.

With that in mind, Money expert Megan Thomas and Chris Justham, Managing Director of Intermediary Solutions at financial advisors 7iM demystify the world of financial advice and explore whether or not AI could help bring the industry to the masses.

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In this week's episode of Which? Shorts, we warn you about the scams we think are going to be big in 2025, and give you the best advice on how to keep you, your money, and your data safe.

Read more about scams you need to avoid & sign up for our free Scam Alerts service.

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This week we're looking at how setting up a trust could save your family money on a future inheritance tax bill.

Find out more, read Ways to Avoid Inheritance Tax and sign up to our free monthly Money newsletter.

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Car insurance prices finally fell in 2024, but you can be forgiven for not noticing. So what can you do to cut the cost of your premium, while ensuring you get the right amount of cover?

Which? Insurance expert Dean Sobers and Richard Aucock, Director of Motoring Research and Vice Chair of the Guild of Motoring Writers share their tips to help you get the right cover for you.

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In this week's episode of Which? Shorts, our Travel team share their insider tips on how to save big on your 2025 holiday. Whether it's a package holiday, a cruise, flights, or a just a hotel, we have the best advice to help you get the best deal.

Find out the mistakes to avoid when booking a holiday & sign up for our free monthly Deals newsletter.

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January is an important month in the tax calendar, but there are wider changes that will impact more of us. So what do you need to know for the year ahead?

Which? Senior Writer Matthew Jenkin and Mitch Young, the Director of Fusion Consulting Group, break down how to get your self assessment form right, and share their tips on how to reduce your tax bill.

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In this week's episode of Which? Shorts, we show how online marketplaces like Vinted and eBay can help you earn money from your post-Christmas clear-out.

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As January is the time for organisation, in this episode we take a look at some of the services that offer to do that for you, particularly those specialising in later-life advice.

Find out more, read Could a professional 'life admin' service make your life easier and sign up to our free monthly Money newsletter.

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With the festive period over, all eyes are on the new year when budgets are often tight. So what can you do to make more money in 2025?

Which? Money Editor Jenny Ross and Claer Barrett, the Consumer Editor at the FT share their tips on switching banks, cutting investment fees and maximising your savings pots.

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Fraud and scam complaints hit their highest level on record in the first quarter of the year. So what are the biggest scams doing the rounds and what can you do to avoid them?

Which? scam specialists Tali Ramsey and Faye Lipson join us to give their best tips on how to beat the scammers.

Read more about the biggest scams of the year & sign up to our free weekly Money newsletter.

Sign up for our free Scam Alerts service & take our quiz to test your knowledge on deepfakes.

Listen to our Get Answers episodes on deepfakes and ticket fraud.

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In this week's episode of Which? Shorts, we explain how to get your hands on a handheld thermal imaging camera, and why they're a useful tool to find out how to reduce your energy bills.

Read more about using a thermal camera & sign up for our free monthly Sustainability newsletter.

Try our free home energy planning service & look for a surveyor we recommend on Trusted Traders.

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We've taste tested hundreds of Christmas staples to find the very best food and drink, and awarded our favourites the coveted Which? Best Buy award. Today, we reveal the very best mince pies, champagne and roast potatoes that you should be buying this Christmas.

Plus, we're joined by Ben Ebbrell from Sorted Food who gives us the very best advice on how to avoid a nightmare in the kitchen on the big day.

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With the Bank of England base rate coming down from its recent high of 5.25%, many of us will be looking at the best way to boost our savings. But how can you find the best deals currently on the market?

Which? Senior Writer Matthew Jenkin & Andy Webb, founder of be Clever With Your Cash highlight some of the best rates currently available, plus discuss the benefits of utilising more than one savings account.

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In this episode, we investigate the purchase scams rife on online marketplaces and look at how you can avoid falling victim to them.

Find out more, read Online marketplaces: what you need to know before you buy and sign up to our free monthly Money newsletter & our free Scam alert newsletter

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The way you choose to access your pension can have a big impact on the amount of money you have to live on in later life. So which option is right for you?

Which? Money Editor Jenny Ross & Tom Selby, Director of Public Policy at AJ Bell explain how annuities and pension drawdown work, including the pros and cons of each method for turning your savings into a retirement income.

Read our reviews of drawdown providers & sign up to our free weekly Money newsletter.

Find out the best annuity rates on the market right now.

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There's a chance that, while scrolling online, you'll have seen a video of a celebrity trying to get you to part with your cash. The problem is, a lot of these videos are fake and have been made with artificial intelligence. Today we reveal the story of our investigation into a financial scam all linked in a tangled web of fraud.

This investigation is into the Quantum AI scam network, not Google's initiative to build quantum computing that has the same name.

Read more about our investigation & sign up for our free monthly Tech newsletter.

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Investing doesn’t come cheap. From account fees to transaction fees, fund fees to foreign exchange fees, costs can soon mount up. But how can you reduce this?

Which? Researcher Megan Thomas & Laura Suter, Director of Personal Finance at AJ Bell shine a light on the fees you have to pay, and reveal the best platforms on the market right now.

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In this week's episode of Which? Shorts, we share with you our independent research into Black Friday, and reveal how many of the prices might have been cheaper at other times during the year.

Read a list of the best genuine Black Friday deals we've found & sign up for our Deals newsletter, it's free monthly.

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In this episode, we’re exploring the way hotel chains and airlines use a deceptive advertising trick called bait pricing to reel in unsuspecting consumers looking for a discount.

Find out more, read How hotels reel you in with misleading discount claims & sign up to our free monthly Money newsletter

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With a month to go until the big day, we sit down to give you some quick and easy ways to help make your money go further this Christmas.

Which? Senior Writer Grace Witherden & author and finance expert Clare Seal give their everyday advice on everything from cashback, to savings challenges, making the most of loyalty schemes and how to know you’re getting a good deal this Black Friday.

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We’ve just published new data that ranks the very best current and savings accounts providers on the market, to help you choose who to bank with. We reveal who tops the list, and the banks we recommend.

Which? Market Analyst Sam Wilson reveals how we did the research, while Amy Knight, personal finance expert at NerdWallet UK explains what to look for when switching banks.

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In this week's episode of Which? Shorts, we reveal the home insurance providers and policies we recommend: our Which? Best Buys.

Read all of our reviews of the 75 home insurance policies & sign up to our free weekly Money newsletter.

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In this episode, we’re having look at how you can save on your next holiday by revealing some of our recommended reward credit cards that let you collect air miles while doing your weekly shop.

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In last week’s Autumn Budget, Rachel Reeves announced a raft of changes that will impact first-time buyers, movers and second home owners. But were there any announcements that will actually benefit people?

Which? Money’s mortgage specialist Stephen Maunder & Aneisha Beveridge, Head of Research at estate agent Hamptons explain what the Budget means for everybody on the property ladder.

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Over the last few years, we’ve seen inflation rising to record levels, meaning prices on everything we buy have been going through the roof. Today we exclusively reveal some of the Great Value products we think you should buy - something you'd only usually find out if you were a Which? member.

Read our full reviews of the products we recommend: tumble dryer, dishwasher, dehumidifier, television, mattress.

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The long-awaiting Budget speech by Rachel Reeves was delivered today, but what did she say? Was anything new announced? And what does it all mean for you finances?

Which? Money Editor Jenny Ross and Tom Selby, Director of Public Policy at AJ Bell, are here to digest and debrief it all to explain the good news, the bad news, and everything in between.

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In this episode, we’re having look at what you can do to minimise the costs and save money with investment fees.

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On the surface, prices for loyalty card members in the supermarkets look great, but research from Which? shows that they might not be all they seem cracked up to be.

Which? Senior researcher Ellie Simmonds and financial advisor, author and TV presenter Emmanuel Asuquo reveal more from our investigation and explain how you can get the best deals when you’re doing your weekly shop.

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In this week's episode of Which? Shorts, we share six quick and easy tips to cut the cost of your TV, broadband and mobile phone contracts.

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Saving money on energy bills is something we think about every winter, but a brand new tool from us here at Which? has made it even easier to work out how you can save. And are heat pumps the answer to long term savings? We explore their strengths and weaknesses.

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It’s often said that the older generation are considered to be at a financial advantage, but is that actually the case?

Which? Principal Researcher Paul Davies and Lily Megson, Policy Director at My Pension Expert explain how you can help prepare for retirement no matter your age right now.

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In this week's episode of Which? Shorts, we share with you the websites you should visit to grab yourself a bargain on eating out, weekend breaks and evenings of entertainment.

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In this episode, we examine the Bank of England's inner workings, including how it manages the economy and sets rates.

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After years of campaigning from Which?, new rules have been introduced this week to make it easier to get your money back if you’ve been a victim of fraud. So what are the new rules and how do they work in practice?

Which? Money Editor Jenny Ross and Matt Hepburn, Fraud Spokesperson at TSB explain what you should do if you think you’ve been a victim of fraud.

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With Black Friday and Christmas fast approaching, we’ve assembled two top experts to help you tackle the online giant.

We hear how you can find the best deals, brilliant bargains, and even discuss whether it’s possible to live without shopping on the platform.

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Whether you’re picking up a neighbour’s sofa off Facebook, bidding on antiques on eBay or ordering a personalised cereal bowl from Etsy, you, and millions of others, are actually using an Online Marketplace. They’re a brilliant way to connect buyers and sellers but a recent Which investigation has found they’re also a hotbed of dangerous products. So what can you do to ensure what you’re buying is safe?

Read more about our investigation, and find out what the companies had to say.

You can also read B&Q's response here.

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With a month to go until the US elects a new President, we take a look at how a Trump or Harris presidency might impact your investments, and explain what you can do to prepare for polling day.

Which? Senior Researcher Josh Wilson and Russ Mould, Investment Director at AJ Bell share their insights to help you with your portfolio.

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In this episode, we look at funeral planning and how to deal with the rising costs.

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This week we’re decoding your credit score - and credit report. We explain what happens when credit reference agencies have wrong information about you, how often this can happen and what you can do to protect yourself.

Which? Researcher Megan Thomas and Adam French, Senior Editor at NerdWallet have all the answers to a topic that could be more complex than you might first imagine.

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This week we revealed our yearly survey of the best home insurance policies on the market, and it doesn’t make for good reading. Prices are on the rise, and satisfaction levels are down.

Which? insurance expert Dean Sobers explains how to find the right cover for you, plus Claire Massey explains what happened to her when things went wrong.

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In this episode, we explore where the risks of fraud and scams lie and how to report it if you fall victim to what is one of the most dominant crimes in the UK.

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When you hear the word scam, you might think of a dodgy email dropping into your inbox, or maybe a badly worded text from someone pretending to be from your bank. But scams are getting more and more sophisticated, and scammers themselves are working out new ways to deceive us all. So what can you do to stay ahead of the game?

Read about the latest scams we've seen & sign up for our free Scam Alerts service.

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It may seem like something you don’t need to think about right now, but the general advice is that everybody should have a will just in case.

Which? Wills expert James Buchan, and Lucinda Frostick, the Director of Remember A Charity explain what they are, what they should include, and how you go about making one.

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In this episode, we’re looking at how the digital banking revolution has facilitated an increase in economic abuse.

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Hear from the people turning to self employment in later life as they look to change careers or boost their income.

We hear from those who have made the switch, asking how they overcame major hurdles to make their businesses work and their advice for success.

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Ahead of the new academic year we share the best advice and tips to help students make the most of their money.

We explain how student finance works, how to treat your student loan, and reveal the best hacks to access the biggest discounts and bursaries.

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In this episode of Money Shorts, we're looking at 5 of the most sophisticated fraud attempts we've come across so far this year.

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The Bank of England base rate fell earlier this month, so does that mean your mortgage costs will come down too?

Which? Money’s mortgage specialist Stephen Maunder & Aneisha Beveridge, Head of Research at estate agent Hamptons explain what the base rate cut means, and predict the future of mortgage rates.

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Research from us here at Which? suggests around half of adults don’t know how much money they’ll need come retirement. So what is the answer? And how can you ensure you achieve it?

Which? Money Editor Jenny Ross & Tom Selby, AJ Bell’s Director of Public Policy explain the figures, plus share their advice on how best to save for later life.

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In this episode of Money Shorts, we take a look at self-invested personal pensions, or SIPPs and how they give you better control over your savings.

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With the summer holiday season upon us, this is your guide to the dos and don’ts or spending money while abroad.

Which? Senior Writer Grace Witherden & Jo Rhodes, a Senior Researcher at Which? Travel share their expert knowledge on the best cards to use, where to get your physical cash, and the best ways to avoid fees.

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More of us are investing our cash in assets than ever before. So should we be exploring ways to diversify our portfolio? Or should we stick to the mainstream?

Which? Writer and researcher Megan Thomas & Laith Khalaf, Head of Investment Analysis at AJ Bell explain the benefits and pitfalls of investing in assets that you wouldn’t find in the mainstream.

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In this week's episode of Which? Shorts, we look at how much money you need to set aside for later life, plus explain the best ways to boost your pension pot.

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In this episode of Money Shorts, we look at interest rates and house prices to determine when equity release is worth it.

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Interest rates are at 5.25%, meaning savers should be earning a decent amount on their savings. But our recent investigation shows that there’s a huge gulf in what’s being offered on the market right now.

Which? Senior Writer Josh Wilson & Clear Barrett, the presenter of the FT’s Money Clinic podcast, explain why there’s such a range in what’s on offer at the moment, plus what other methods there are for your savings.

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This week we’re attending The Shoddies, our very own awards presented for some of the biggest consumer let downs of the past twelve months. From disappointing service providers to useless - and in some cases downright unsafe - products, we’ll be telling you the brands we think you should avoid.

Read a full list of products and services we awarded Shoddy awards to.

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With so many different credit cards on the market, this week we break it all down for you. We explain which ones would be best for you, plus work out whether it’s worth paying £650 for one.

Which? Money Senior Writer Grace Witherden & Gabriel Nussbaum, otherwise known as That Money Guy on social media, explain all the differences between the wide array of credit cards on the market.

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In this episode of Money Shorts, we’re looking at a lesser-known aspect of fraud, money mules, and the significant role they play in the fraud chain.

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After 14 years of Conservative governments, a recent general election win for Labour inevitably means changes to policy that will impact our finances.

Which? Money Editor Jenny Ross & Tom Selby, AJ Bell’s Director of Public Policy explain how a Labour government may impact taxpayers, mortgage holders and your pension.

Read more about what the new government means for you & sign up to our free weekly Money newsletter.

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Health and beauty products are a staple of our everyday life. From the toothpaste we use as soon as we wake up, to the deodorant we use after jumping out of the shower, even the hayfever tablets many of us rely on at this time of year, we’re spending hundreds of pounds on stuff that helps us look, feel and smell good.

But new research from Which? suggests you might be needlessly over-spending on many of your everyday products. We reveal when you can pick a bargain, and how to outsmart retailers when it comes to finding the best deals.

Read our research on the own label food products that beat the big name brands.

Sign up to our free Weekly Scoop, Food & Health, and Money newsletters.

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This week we're bringing you an episode from our sister podcast Get Answers, telling you whether or not it's possible to go on holiday for less than £100.

Booking your next summer getaway is meant to be something to look forward to. Scrolling through the holiday websites looking at pictures of glorious pools and sandy beaches, deciding which room in the apartment has the best view over the coastline.

You think you’ve found a great deal and then… the fees start to add up! The bargain holiday you thought you’d found is now tens, perhaps hundreds of pounds more expensive. So what can you do to beat the fees and bag a bargain for your next overseas holiday? We meet the woman who did just that as she shares her advice on how you can do the same.

Check out our Which? Shorts podcast on how to prepare for your summer holiday & sign up to our free Travel newsletter.

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In this episode of Money Shorts, we demystify the rules around later life care funding across the UK.

Read the 9 things you should know before paying for care & sign up to our free monthly Money newsletter

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Inflation has finally hit the Bank of England’s target, so does that mean interest rates will fall some time soon too? And if they do, what will that mean for mortgage holders?

Which? Mortgage expert Stephen Maunder & mortgage advisor Ryley Solferini explain what an interest rate fall would do to mortgages, what to do if you’re worried about repayments, and give tips to first time buyers.

Read our best mortgage rates available right now & sign up to our free weekly Money newsletter.

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With the busy holiday season getting under way in just a few weeks time, we share the results of our latest survey to help you find the best policy to suit your needs.

Our experts discuss whether annual cover could actually prove more cost effective, and how to claim should anything go wrong.

Read the 7 questions to ask yourself when buying travel insurance and check out our free weekly Money newsletter.

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In the first episode of our new Money Shorts series, we look at investing and how you can spot reliable dividend payers to boost the returns on your investments.

Find out how to invest if you're a beginner & sign up to our free monthly Money newsletter.

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For years now, the finance sector has been misleading customers on their green credentials, but now new rules aim to make banks be a lot more transparent with how they’re using our money.

Which? Money’s Deputy Editor Sam Richardson & Huw Davies, Senior Finance Advisor at Make My Money Matter, analyse the new rules set out by the FCA and explain how you can make greener choices when choosing financial products.

Find out what the new labels on products will look like & sign up to our free weekly Money newsletter.

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From switching banks to renting out your driveway, there are a range of well known and lesser known ways to pocket yourself some easy cash. Today, we pick out some of our favourite ways you can boost your bank balance.

Which? Senior Content Writer Grace Witherden & Beth Tydeman, better known as Budgets with Beth, highlight some easy ways for you to earn more money to put towards your household bills or your next family holiday.

Which banks are offering money to switch banks & sign up to our free weekly Money newsletter.

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There’s no worse feeling than realising you’ve been scammed out of hundreds or thousands of pounds. But so called recovery scammers are finding new ways to get hold of even more of our money.

Which? Writer and researcher Megan Thomas & Hargreaves Lansdown’s Head of Money and Markets Susannah Streeter explain why now might be the best time to invest, plus what your options are if you’re just starting your investment journey.

Find out what the best stocks and shares Isas are & which investment platform is best.

Read our tips for new investors & sign up to our free weekly Money newsletter.

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There’s no worse feeling than realising you’ve been scammed out of hundreds or thousands of pounds. But so called recovery scammers are finding new ways to get hold of even more of our money.

Which? Senior Writer Faye Lipson and TSB’s Fraud Spokesperson Matt Hepburn tell us how scammers are evolving, plus they give us their top tips for avoiding scams in the first place and how to get your money back.

Find out what the newest scams are & sign up to our free weekly Money newsletter.

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Prices in the shops are still on the rise and that goes for clothes too. Because of that, more of us are using second hand marketplace apps to shop on a budget. But can you really trust them to buy and sell?

Which? Senior Lawyer Gurpreet Chhokar and founder of Savvy Marketing Catherine Shuttleworth talk us through the pros and cons of these sites, plus the popular scams you need to look out for.

Find out how to stay safe while shopping second hand & sign up to our free weekly Money newsletter.

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Social media is swarming with fake tickets for popular music concerts, sports contests and comedy gigs, and just recently it was reported Taylor Swift fans have lost an estimated £1m in ticket scams ahead of the UK leg of her Eras tour.

With further calls for increased regulation in the industry, we meet the man taking the fight to the scammers and secondary ticketing websites. We also explain how you can go about spotting a scam, and how to attempt to recover money you've lost as a result of scam activity.

Sign up now to our free Scam Alert service to stay one step ahead of the scammers.

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With footfall in traditional clothing stores on the decline, it’s charity shops that are capitalising. But can you really update your wardrobe by shopping second hand?

Which? Senior Content Writer Hannah Downes and sustainable stylist and vintage fashion seller Emily London explain how the charity retail sector is adapting, plus give us tips on how to spot a bargain.

Find out your rights when shopping second hand & sign up to our free weekly Money newsletter.

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With the Bank of England preparing to review the base rate, we look at what it would mean for your savings if the rate was to fall.

Which?’s market analyst Sam Wilson and Hargreaves Lansdown’s Head of Money and Markets Susannah Streeter talk us through the best savings accounts out there, and whether or not you should lock in your money.

Find out the best savings accounts for 2024 & sign up to our free weekly Money newsletter.

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In this week's Which? Shorts podcast, we look at the quick and easy ways you can get your garden ready for summer, while keeping the costs down low.

We explore how to cut the costs of tools and how to get discounts when buying plants. Read our tips on how to make gardening easier & sign up to our free garden newsletter.

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With prices still on the rise at the checkouts, we discuss the ways in which you can get your food shop for less, with help from Which? senior retail and personal finance editor Ele Clark.

Plus we’re joined by The Coupon Kid, otherwise known as Jordon Cox, who gives us some quick tips for getting the most from loyalty schemes and cashback apps.

Read more on our cheapest supermarkets of 2024 & sign up to our free weekly Money newsletter.

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We get all the latest details on the raises to the rate of the state pension, as well as discussing the different options available to access your pension after you retire. Which? Money's Paul Davies joins us.

Plus we're speak to Andy Hutchinson from Hub Financial Solutions to talk about whether equity release could help you retire if you haven't been able to save, but you own a property.

For more information check out our guide on how to plan for retirement & find out where to access the best retirement & pension advice.

Sign up now to our free weekly Money newsletter & click here to read the benefits of becoming a full Which? Money member.

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In this archive episode, originally published in June 2023, we tell you how much you should save for later life. We hear the results of our survey asking retirees exactly how much they spend once retired, giving you an idea of how much you'll need to live on.

For more information check out our guide on how to plan for retirement & find out where to access the best retirement & pension advice.

Sign up now to our free weekly Money newsletter & click here to read the benefits of becoming a full Which? Money member.

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With almost 6000 bank branches closing since January 2015, we take a look at the future of physical money and the options available for those of us who still prefer in-person banking.

We also learn more about our bank branch closure checker and the campaign work we’ve done at Which? to help protect our access to cash.

Read more - the best banks for dealing with fraud.

Check out our bank branch closure checker & sign up to our free weekly Money newsletter.

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We're often being asked to go onto our bank's website, whether to pay a bill or update our details - but how do you know that site is actually legit?

Here at Which? we learnt that 2,000 websites that appear to imitate UK banks were reported in in 2023 alone.

Read more & sign up to our free weekly Scam Alert newsletter.

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As the majority of councils across England and Wales raise their bills, we discuss the ways you could look at lowering your annual outgoings.

We hear how you can apply to have your property re-evaluated, and why some parts of England are increasing council tax by more than most.

Check out our council tax calculator to see how much you'll be charged from April & sign up to receive our free weekly Money newsletter.

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We hear more about our latest car insurance reviews, revealing which policies offer the best value for money. Later we explain what cover you can expect, and who is most likely to pay out should you find yourself needing to make a claim.

Read more about our latest car insurance reviews & sign up to become a Which? member.

You could get a quote with Confused.com from the companies Which? has rated.

Check out our free Money newsletter & subscribe to our Money podcast.

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With the new financial year approaching, we explain how you can utilise your tax free allowance to ensure the best return on your finances.

We also discuss the top ISA rates available and how to find them.

Read our reviews of the best cash ISAs & sign up to our free weekly Money newsletter.

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We discuss the importance of the legal document which grants someone else the legal power to make decisions about your finances and healthcare.

We learn more about what a Power of Attorney is, how to apply, and delays to the system making it increasingly difficult to submit your application.

Read our guide on how to apply for a Power of Attorney & sign up to our free weekly Money newsletter.

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More National Insurance cuts, a new 'British' Isa, and a change to child benefit were announced by the Chancellor in his latest Spring Budget.

In this episode we've assembled two top experts to tell you exactly what the decisions made mean for your money. They also discuss the other big decisions that could have a lasting impact on your finances in the months to come.

Read our analysis of what the Spring Budget means for you & sign up to our free Money newsletter.

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We discover what financial firms really know about us, and how decisions are made based on our own digital footprint.

In the episode we also explore how data impacts on our credit score, and how we can improve our own financial outlook.

Read more on how to improve your credit score & sign up to our free weekly Money newsletter.

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With so much uncertainty in the property market, we tell you what’s happening with house prices, rental costs and mortgage rates.

We give you important information to help inform your next decision, and explore what options you could look at to improve your position as a homeowner, future buyer, or current renter.

Find out more about what's happening with house prices & sign up to our free Money newsletter.

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This week on Get Answers, we’re talking about the future of scams.

People spend hours talking about the latest developments in tech: whether it’s massive iPhone launches or breathless chat about the impact of AI, but there’s a trillion dollar industry that doesn’t get nearly as much attention for its constant innovation: fraud.

With the help of BBC Scam Interceptors' co-host Nick Stapleton, we give you the inside scoop of the latest developments in crime, helping you become better equipped to stay one step ahead of the scammers and protect your loved ones.

Sign up to our free Scam Alert newsletter & read our latest update on the most recent scams we've been made aware of here at Which?

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This week we discuss the news that millions of UK drivers could land compensation as a result of a new Financial Conduct Authority investigation.

With car finance being a £40bn industry in the UK, we tell you how to check if you’ve been impacted, and what you should do next.

Read our latest update on this developing story & sign up to our free weekly Money newsletter.

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In this week's Which? Shorts podcast, we reveal how supermarkets are changing our favourite foods in an attempt to improve their bottom lines.

We also ask whether it's really fair to shrink groceries, or downgrade their ingredients?

Read more about our investigation & sign up to our free Money newsletter.

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Last week's beginners guide to investing has inspired us to delve into our own archives to bring you a fascinating insight into the world of financial advice.

Our experts discuss how to find the perfect advisor while dispelling myths about who can access this kind of support to help inform your important money decisions.

The episode was first broadcast in April 2023.

Find out more about our guide to finding the right financial advisor & sign up to our free Money newsletter.

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With savings rates likely to fall, we tell you everything you need to know to get started with investing.

We share top tips and advice, while we also discuss some big developments around sustainability in the investment world.

For this episode we were joined by Ken & Mary Okoroafor, founders of The Humble Penny

Read our investing guide & sign up for our free weekly Money newsletter.


Sign up for a Which? Money membership here

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We take a look at credit cards, exploring the best deals across the board, whether it’s to help you get out of debt, make the most of interest free offers or reward credit cards, spend abroad, or anything in between.

With new research finding a third of Brits plan on getting debt free in 2024, we highlight the best options available now.

Read more about the best credit cards available now & sign up to our free Money newsletter.


Check out our latest subscription offer and sign up for a Full Access Which? membership at a 50% discount - offer only available until 31st January 2024.

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This week we hear more about why we here at Which? have launched the Right to Connect campaign, fighting back against sneaky in-contract price rises.

Check out our broadband and mobile price rise calculator & find out how you can slash your bills by up to £187 per year.

Sign up to our free technology newsletter here.

Since we recorded regulator Ofcom has proposed a ban on unpredictable broadband and mobile mid-contract price rises - find out more.


This podcast was read by a Text to Speech & AI Voice Generator.

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With the base rate expected to fall in the coming months, we'll tell you everything you need to know to secure the best savings deals now.

We discuss how to decide on the right account for you, how to work out if you need to pay tax on your savings and whether premium bonds are worth it.

Read more about the best savings accounts available right now & sign up to our free weekly Money newsletter.


Check out our latest subscription offer and sign up for a Full Access Which? membership at a 50% discount - offer only available until 31st January 2024.

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With tax season well under way, we discuss the all-important dos and don’ts when filling out your tax return.

We also discuss the tax changes that we can expect in 2024 and hear more about how they could make a difference to our finances.

Read our online tax guides & sign up to our free weekly Money newsletter.

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We hear more about your rights when investments go wrong as we explain the protections offered, and how likely you are to get your money back.

This article was first published in the December 2023 issue of Which? Money magazine.

To become a subscriber to Which? Money click here & sign up to our free Money newsletter.


This podcast was read by a Text to Speech & AI Voice Generator.

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Start the year with financial resolutions to help you improve your financial life over the next twelve months.

We learn more about how to manage your money, including outstanding debt, savings rates, mortgages and more.

Read our 12 ways to make and save money in 2024 & sign up to our free weekly Money newsletter.


Find the best deals, avoid scams and grow your savings with Which? Money's expert guidance with a Which? Money membership, sign up here.

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We're doing something a bit different on the podcast this week as we hear how Which? has been working to get answers to all manner of consumer questions for over 60 years.

Inspired by the passing of Which? co-founder Dorothy Goodman, we hear from her daughter on what the early years of the organisations were really like, while current Chief Executive Anabel Holt tells us more about how we remain relevant in the present day.

Read more about the life of Dorothy Goodman & subscribe to Get Answers so you don't miss our next episode.


We'll be back with our next episode on 8th January 2024 as we ask where we should be booking our next holiday? Got a question, email us podcasts@which.co.uk

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Whether you're in your early twenties or approaching retirement, this episode is a must-listen to understand how you can maximise your state pension.

Our experts discuss how to check your forecast, manage your national insurance record, and whether deferring your pension could benefit you in the long run.

Read more on how to check your state pension eligibility & sign up to our free weekly Money newsletter.

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We all like free money, so this week we’re discussing the things you can do to give your festive finances a boost.

Iona Bain joins the team as they explain how to make money from switching bank accounts, how to navigate cash back credit cards and more.

Read our 11 ways to give yourself a Christmas bonus in 2023 & sign up to our free Money newsletter.

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A Which? investigation finds home insurance complaints are on the rise, with delays, unsatisfactory pay outs, and obstructive providers blamed by unhappy claimants.

We also speak to one woman waiting for thousands of pounds to be paid, and hear why the industry needs urgent reform

Read more about our home insurance investigation & sign up to our free Money newsletter.

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Join host Lucia and our team of experts for free tips to help you get on top of your bills and make your money go further. Each week we'll share hacks to help boost your finances, and help improve your cash credentials.

Subscribe so you don't miss the next episode & sign up to our free weekly Money newsletter.

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We discuss what the Chancellor’s announcements mean for your money, assessing the impact any changes could have on your bank balance.

Our experts explain how you can respond, and who might eventually emerge better off from this “statement for growth”.

Read our analysis of what the Autumn Statement means for you & sign up to our free weekly Money newsletter.

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With the Black Friday sales in full swing, this week we're asking whether the deals you see from some of the high street’s biggest retailers are actually as good as they seem?

For more expert advice on how to find the best bargains listen to our Which? Money & Get Answers podcasts, just click the links below:

Get Answers - "The secrets the online stores don't want you to know"

Which? Money - "How to find the best deals on Amazon"

And check out our round-up of the best Black Friday deals here.

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With Black Friday and Christmas fast approaching, we’ve assembled two top experts to help you tackle the online giant.

We hear how you can find the best deals, brilliant bargains, and even discuss whether it’s possible to live without shopping on the platform.

Read our advice on how to spot a fake review & sign up to our free weekly Money newsletter.

Check out our new Get Answers podcast

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With more of us seeking the convenience of fresh produce delivered straight to your door, we assess whether these deliveries really do offer value for money.

We’ll also discuss how companies compare on customer experience, and hear what you can do to make your unwanted foods go further.

Read more about our fruit & veg box research & sign up to our free weekly Money newsletter.

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We react to a report from the Money and Pension Advice service that found that 5.4 million children lacked the money skills that would help them in later life.

Our experts discuss the things they wish they’d known when growing up, and share their advice on how to talk to your kids about their financial future.

Read our guides on the best children's savings accounts & sign up to our free Money newsletter.

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As we approach the most expensive time of year, we share a unique budgeting method that could help you increase your savings - cash stuffing.

We also explore the best savings accounts and discuss ways to ensure you meet your budgeting goals.

Read our guide on how to budget & sign up to our free weekly Money newsletter.

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This week Which? experts are appearing across BBC TV & Radio to give advice as part of the BBC's 'Be Scam Safe' campaign. To mark the occasion we're giving you the chance to hear a previous episode from our Get Answers series, giving advice on how best to spot fraudulent activity and the best things to do to protect yourself from falling victim.

Sign up to our free weekly Scam Alert service here

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Imagine your wallet was stolen back in 2019, and yet now in 2023, you are still being impersonated and defrauded as a direct consequence of that theft, with no way of knowing when it will end.

Identity fraud can go on for years, with the same victims being targeted repeatedly.

Our experts discuss why it happens and, more importantly, how it can be stopped.

Sign up to our free Money newsletter & become a Which? member today.

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The majority of us are paying council tax, it’s one of our biggest bills a month, and you might be surprised to know the amount you pay was probably decided decades ago.

Our experts take a deep dive into the workings of this old system, and importantly, whether you could be paying too much.

Sign up to our free Money newsletter & become a Which? member today.

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We hear about the price you pay for visiting your favourite supermarket, and the inflated prices and data concerns that might come your way as a result of staying loyal.

Read more about our supermarket loyalty pricing investigation & sign up to our free weekly Money newsletter.

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We share the results of our investigation into the environmental credentials of the high street banking sector and uncover what your money could potentially be funding...

We also ask what you can do to be greener with your cash, and discuss how we can tackle greenwashing in the finance industry.

Sign up to our free Money newsletter & become a Which? member today.

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After the Bank of England chose not to raise interest rates for the first time in over a year, we take a look at what this means for your savings and mortgage.

And with predictions of what might happen next, is now the time to lock in better savings rates, or wait to see what the future holds…

Read more on what this means for you & sign up to our free weekly Money newsletter.

Listen to our essential Get Answers podcast for all potential house buyers & sellers

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Throughout September we're bringing you special episodes as we hear from brilliant guests with amazing insider knowledge on how best to save you money.

In this episode we speak to Britain's Coupon Kid as he reveals the tactics used by supermarkets to get us to spend more, and the best ways you can shop for less.

Read our latest guide to the cheapest supermarkets & sign up to our free Money newsletter.

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We hear the results of our investigation which found many investment platforms are still recommending funds with poor returns, many with the possibility of leaving you with less money than you initially invested.

We also find out how much money you should have in savings before considering investing in the first place.

Read our guide on whether you are ready to invest & sign up to our free weekly Money newsletter.

Check out our review of Monzo's new investment fund.

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Throughout September we're bringing you special episodes as we hear from brilliant guests with amazing insider knowledge on how best to save you money.

Today we're joined by property expert and developer Marta de Sousa as she shares her top tips on what to do when buying a property, and what might happen next for the mortgage market.

Read our latest guide on what's happening to house prices & sign up to our free Money newsletter.

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Hear from the people turning to self employment in later life as they look to change careers or boost their income.

We hear from those who have made the switch, asking how they overcame major hurdles to make their businesses work and their advice for success.

Read our advice on the self-employed expenses you can claim & sign up to our free weekly Money newsletter.

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This week we meet the Which? members who feel let down by their insurers amidst a surge in spurious claims and applications from potential fraudsters.

Read more on the most common types of insurance fraud & sign up to our free Scam Alert newsletter.

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We kick off a month of special episodes as we hear from brilliant guests with amazing insider knowledge on how best to save you money.

Today we're joined by Chelsea Dickenson, the founder of Cheap Holiday Expert, as she shares her top tips on how to spend less on holiday.

Stay tuned for great advice on how to get the cheapest flights, the best seats on a plane, and how a travel pillow could help you beat your baggage allowance.

Read our advice on the whether an all-inclusive package deal or DIY holiday is cheaper & check out all the latest news from the Which? Travel team.

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With news that the energy price cap is to fall in October, we ask whether this means gas and electricity bills will follow suit?

We also discuss the ways you can reduce your monthly outlay, the help and support available, and what might happen to the energy market next year.

Check out our energy cost calculator & sign up to our free weekly Money newsletter.

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With the average renewal cost increasing by 21% year on year, we aim to get to the bottom of these higher bills.

We explain why we’re being charged more, as well as explaining the things we can do to try to bring down the price of our premiums.

Read more about high car insurance costs & sign up to our free weekly Money newsletter.

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As inflation falls, we ask if supermarket groceries could follow suit or whether they’re likely to remain higher than we’d come to expect.

We also discuss a big campaign win for us here at Which? that could make it easier for you to reduce your shopping bill.

Read the latest news on food prices & sign up to our free weekly Money newsletter.

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As the NHS continues to face additional pressures, we look at the costs, what you should look for in a provider, and hear from those with both good and bad experiences of the system.

Read our guide to getting the best private health insurance & sign up to our free Money newsletter.

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We explore the Financial Conduct Authority’s new regulations aimed to protect consumers, and make life harder for those looking to exploit our finances. 

With our experts we ask what the Consumer Duty involves, and how it could make life different across all manner of financial services.

Read more about what the Consumer Duty could mean for you & sign up to our free weekly Money newsletter.

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With stats showing the property market is continuing to slow, we attempt to get to the bottom of what’s happening and where prices could end up…

We also delve into the rental sector to ask what more needs to be done to improve the situation for those not on the housing ladder.

Read more on the house price latest & sign up to our weekly Money newsletter.

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While fraudsters seem to have no trouble accessing our details, we meet the people who have had their accounts closed with little or no explanation and through no fault of their own.

We also hear how they can stop you banking elsewhere, and the impact this has had on those who have fallen victim.

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We’re back on the case of fraudsters, giving you the facts about fake reviews and helping you decipher what is and isn’t legit.

Read more about how to spot a fake review & sign up to our scam alert newsletter.

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We reveal the best credit cards on the market right now, as ranked by Which?, as we find the best travel, interest-free, 0% balance transfer, 0% money transfer and low-interest deals.

The team also discuss whether we could see a return of the stoozing, a practice that could see you make money by earning interest on cash through credit.

Read more on our Best Buy credit card rankings & sign up to our weekly Money newsletter.

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When savings rates were historically low, investing seemed the much more attractive option. But now rates have risen, what does this mean for investments? And on the flip side, with inflation still soaring, could investing be the way to beat it?

We reveal the best investment platforms to use and give advice for complete beginners looking to start. 

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With interest rates continuing to rise we gather our experts to explain what to do with your money right now. 

We explain how to pick the best mortgage deal for you, and also question why savings rates aren’t rising as quickly as many had expected.

Read our advice on what to do if you need to remortgage & our analysis of whether savings rates will rise anytime soon.

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We’ve been collecting evidence of some of the biggest scams happening online in 2023, doing so to help make sure you’re able to stay vigilant, in addition to protecting loved ones.

Sign up to our scam alert tool & find out more about how best to report fraudulent behaviour.

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We help you work out if your savings are on track for a comfortable life once your working life comes to an end.

We’ll also explain the changes that could be coming to the state pension, and how the current cost of living crisis is impacting our ability to set aside extra cash.

Read our guide on how to plan for retirement & sign up to our free weekly Money newsletter.

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This week we’ll be taking a look at the travel insurance features you can’t go without.

Check out our guide on finding cheap travel insurance & sign up to our free travel newsletter.

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We hear how these mainstays of the British seaside have become a sought after investment with prices rocketing in recent years.

Later we learn how much they are selling for, who’s buying them, and what alternatives exist for those looking to enjoy the lifestyle without overspending.

Read our reviews of the best & worst UK seaside destinations & sign up to our free weekly Money newsletter.

Subscribe to Which? Money here.

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In the sixth and final episode of our mini-series helping you get the answers you need to life's everyday questions, we share our expert advice on the things you can do to lower your energy usage.

We discuss the future of the energy price cap, learn about the support available to help promote energy efficiency, and answer your questions from social media.

Read more on the energy price cap & sign up to our free sustainability newsletter.

Like what you're hearing? Use #GetAnswers on social media.

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In the fifth episode of our mini-series helping you get the answers you need to life's everyday questions, we hear how you can save on the regular journeys you make each day.

We discuss the best way to buy a rail ticket, learn why bus travel is more affordable than it has been for a long time, and answer your questions from social media.

Read more on the best ways to save on travel in 2023

Like what you're hearing? Use #GetAnswers on social media.

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In the fourth episode of our mini-series helping you get the answers you need to life's everyday questions, our experts make you aware of the free support your child could be entitled to.

We also discuss the free things you can do with the kids, explain how government funded support schemes are changing, and answer your questions from social media.

Read 11 ways to cut your childcare costs & check out our child benefit rates calculator.

Like what you're hearing? Use #GetAnswers on social media.

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In the third episode of our mini-series helping you get answers you need to life's everyday questions, we share tricks and tips to help reduce the cost of your weekly shop.

We also investigate 'shrinkflation', reveal which supermarket has been crowned our cheapest supermarket for the twelfth month in a row, and answer your questions from social media.

Read what supermarkets and shops are doing to help with the cost of living? & sign up to our free Food & Health newsletter.

Like what you're hearing? Use #GetAnswers on social media.

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In the second episode of our mini-series helping you get the answers you need to life's everyday questions, we take a closer look at the tactics used by fraudsters.

We compare scams to discover similarities in criminal behaviour, hear how the Online Safety Bill could crackdown on illegal behaviour, and answer your questions from social media.

Read how to spot and protect yourself from scams, check out the latest information from Action Fraud & sign up to our free scam alerts newsletter.

Like what you're hearing? Use #GetAnswers on social media.

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In the first of our mini-series helping you get the answers you need to life's everyday questions, we assess your options as uncertainty continues in the mortgage market.

We look at whether now is the time to fix your mortgage deal, what to do if you can't afford your monthly repayments, and answer your questions from social media.

Check out our mortgage repayment calculator & sign up to our free money newsletter.

Like what you're hearing? Use #GetAnswers on social media.

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In the second of our special travel episodes we uncover where you should be heading for the best value holiday as well as revealing the insurance providers we think offer good cover, depending on your circumstances.

We’ll also take a look at the advantages of staying closer to home, and hear whether self-catering or hotel stays come out best for value for money.

*The Skyscanner tool mentioned in this podcast is called 'Savings Generator'

Read more on how to find cheap flights to the USA & the best value UK holiday destinations.

Sign up to our free Money newsletter.

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With the Ofgem energy price cap set to drop to £2,074 from July, we’re taking a look at how much it costs to run some of the most popular appliances in our homes.

Read our advice on how to save on energy bills & sign up to our free sustainability newsletter.

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With summer on the horizon, this week we’ll be taking a look at how you can get away for less and the dos and don’t of spending overseas.

We’ll look at the best credit and debit cards available, how to get the best exchange rate, and hear our experts' top tips to make sure you aren’t ripped off.

Read our analysis of the best debit card to use abroad & check out the best travel credit cards rated by Which?

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With prices continuing to rise, we learn how getting rewarded for your credit card spending could be key to fighting rising prices.

Our experts also share the best offers available right now, and discuss how you can decide which card could be right for you.

Read our guide to cashback credit cards & sign up to our free money newsletter.

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We hear how a stolen mobile could result in an empty bank account.

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In this episode from our sister show - the Which? Shorts podcast - our undercover shoppers find out if travel agents really have the best deals, and whether you can haggle for a bargain.

Subscribe to the Which? Shorts podcast & sign up to our free weekly Money newsletter.

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With many looking to find ways to commemorate the coronation of King Charles III, we ask whether coin collecting is a worthwhile investment.

We also hear why you should steer clear of the new wave of ‘limited edition’ collectables as well as learning about the scammers trying to make easy money.

Sign up to our free weekly Money newsletter.

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It‘s often seen as being exclusively for the super wealthy, but could financial advice soon be accessible for all?

We’ll be discussing the things preventing consumers from accessing expert guidance and answer the key questions you might have before you commit. 

Read our information on whether financial advice could be right for you & sign up to our free weekly newsletter.

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Filling up your vehicle can be an expensive business, but does it need to cost quite as much as it does? Prices have fallen since the record highs seen immediately after Russia’s invasion of Ukraine, but many experts believe the price per litre should have fallen further.

In this week’s Which? Investigates we take a look at the factors propping up forecourt prices, hearing how the price of wholesale oil doesn’t reflect what we’re currently seeing, and asking whether retailers are looking to make money while they can before a ban on new petrol and diesel cars comes into force.

Check out our annual fuel cost calculator and sign up to our free weekly newsletters.

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Section 75 might be decades old, but this piece of legislation still packs a punch if something goes wrong with a credit card purchase and you want to get your money back.

We take a look at what the law says, how to make a successful claim, and an alternative way to secure a refund from your card provider.

Read more about Section 75 and sign up to our free Money newsletter.

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The Eurovision Song Contest is the biggest TV entertainment show in the world. With this year’s event being hosted in the UK on behalf of last year’s winner’s Ukraine, we hear how fans from across the continent have been battling with popular demand, high prices, and cancellations in order to find somewhere to stay in this year’s host city of Liverpool. 

In this week’s Which? Investigates we learn how accommodation providers have increased their prices to record levels, as well as asking  what your rights are should you find yourself with nowhere to stay, even with a valid booking!

Read more on how to report the price gouging of products and sign up to our free weekly newsletters.

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Spring may have arrived, but so have increased bills and fees across a whole range of products and services.

We explain why your tax bill is likely to be higher, how to save on travel, and also learn more about what is and isn’t happening in the energy market.

Read more about how to save on rail fares, our tax guide & the government support available for energy bills.

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With fewer rental properties on the market, we ask whether renters are feeling the brunt of new laws aimed at restoring trust in private landlords.

We also hear more about the scams targeting would-be tennants, and how you can avoid falling victim to this fraudulent behaviour.

Read more about our investigation into rental scams & sign up to our free money newsletter.

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With bills across the country set to increase next month, this bitesize guide takes a look at which areas of the country will be seeing their monthly outgoings rise more than most.

We’ll also find out the ways you can reduce your bill, what to do if you’re struggling to pay, and hear how some councils are scrapping bills for some residents altogether.

Read our latest update on the council tax increases in England & Wales, and check out our summary of the help available if you're struggling to pay.

Sign up to our free weekly Money newsletter.

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We analyse the announcements made by Chancellor Jeremy Hunt, including changes to free childcare entitlement, pensions and energy bill support.

There’s also mention of duty freezes to fuel and in pubs, and we look ahead to what we might expect from the next base rate decision from the Bank of England.

Read more on the key announcements & sign up to our free money newsletter.

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With some government support set to end and wholesale prices falling, we ask the experts what we might expect to happen next.

We hear whether switching could soon be back on the menu, discuss whether more help could be announced in the budget, and hear some ways you can try and reduce your monthly payments.

Read everything you need to know about the government's energy support & sign up to our free money newsletter.

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With empty shelves and high prices a familiar sight at shops across the country, we take a look at the factors behind the current crisis.

We also hear how Which? research is shining a light on the situation, and ask what changes need to be made to the wider food infrastructure.

Read more about the current fruit & veg shortage, and sign our Affordable Food for All petition.

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With mobile and broadband bills in the news, especially with millions of customers being hit with price hikes of up to 17.3% this spring, we’re exploring what you can do to keep your bills under control.

Read all you need to know about broadband social tariffs & sign up to our free newsletters.

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As fixed term deals continue to fall we ask whether the mortgage market mess is showing any signs of improving…

We’ll look at the best deals available right now for both fixed and variable rates, as well as hearing how the rental market has also been impacted by higher repayment charges.

Read our summary of the best mortgage rates for home movers and first-time buyers & sign up to our free money newsletter.

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We hear about new research showing how being single comes at a big premium when it comes to our finances.

We’ll discuss the eye watering amount not being in a relationship costs those living solo, as well as asking  whether the tax system is set up to punish those not choosing to marry?

Read our 11 tips to save on the cost of your subscriptions and sign up to our free money newsletter.

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In this episode we tackle the difficult subject of financial abuse, finding out more about an issue that’s worryingly on the rise.

We also explains exactly how to spot the signs and where to go for help.

If you’re concerned about an older person experiencing financial abuse, or are in this situation yourself, you can contact Hourglass on its 24/7 helpline – 0808 808 8141 – or visit wearehourglass.org. Or contact your local adult social services.

If you have concerns about a registered lasting power of attorney, contact the OPG by emailing opg.safeguardingunit@publicguardian.gov.uk or calling 0115 934 2777.

If you’re experiencing financial abuse by a partner or ex-partner, you can contact Surviving Economic Abuse on 0808 196 8845 for specialist help and support, as well as visit its survivor forum at survivingeconomicabuse.org.

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Since the conflict started in Ukraine, our bills have soared. Energy bills reached levels unheard of previously, food prices rocketed, and inflation is still way above government targets. But exactly how much have the consequences of the war squeezed our finances, and what might happen next?

In this Which? investigation we look at how the price for things like electricity, gas, food and other essentials have risen over the last twelve months, as well as looking ahead in an attempt to find some more optimistic news for our pockets.

Read more about our food inflation tracker and support our Affordable Food for All campaign.

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We investigate why so many people lose touch with their savings and challenge volunteers to trace their pension pots.

Later we explain how you can go about rescuing those all important savings.

Find your pension pots using the government tracing service or sign up to our free money newsletter.

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After years in the doldrums, savings rates have hit their highest level in a decade.

In this week’s episode we look at the top accounts currently on offer, explore why premium bonds remain so popular, and discuss what you need to think about when deciding on the best home for your money.

Read more on what the base rate rise means for your savings or or sign up to our free money newsletter.

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This week we explore common insurance problems and how to resolve them.

You can sign-up to our free newsletters here.

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With the media full of house price predictions, we aim to bring you the facts to reveal what’s actually happening right now.

We also ask what might happen if you fall into negative equity, and how you can best avoid that difficult situation.

Read more here or sign up to our free money newsletter.

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With the self-assessment deadline approaching, our experts explain what’s changing across all methods of taxation in 2023.

We’ll also explore how to find out if you're eligible for reduced payments, and tips and tricks to make sure you aren’t left with a hefty bill.

Read more on our 6 tax changes you need to know in 2023 article and find out more about the Lower Incomes Tax Reform Group.

Also sign up to our free weekly Money newsletter.

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We look at what you can do to top up your income, including being paid to recycle, and how easy it is to switch your bank account.

In the episode we’ll also hear from the woman who has made hundreds from filling in surveys in her spare time.

Read our 11 ways to make money in 2023, check out our money making guide, or sign up to our free money newsletter.

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We look at the things you can do to refresh your finances in the New Year, especially those all important ways you can make savings.

Our experts discuss how to reduce your council tax bill, the importance of haggling, and the one simple hack that could cut your energy bill too.

Read our top tips to reduce your energy bill & take a look at all our advice on how to save money in the New Year.

Sign up to our free weekly Money newsletter.

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We take a look at the financial 'influencers' who are offering unsolicited advice on social media and those who fall victim to their shady advice.

You can sign-up to our free newsletters here.

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The hosts of the Which? Investigates, Which? Money & Which? Shorts podcasts team up with our experts to answer some of your burning questions.

They cover everything from insulation to savings rates, holiday recommendations to smart devices and more...

Got a question you want us to answer, email us on podcasts@which.co.uk

Read more of our energy saving tips & grants available & sign up to our free email newsletters.

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While the cost of living crisis has left charities with dwindling donations and spiralling demand, we’ll hear how best to make your contributions count this festive season and beyond.

You can sign-up to our free newsletters here.

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Can you cook dinner in an airfryer to save yourself some money? Is the traditional turkey centrepiece a thing of the past? And how much has our festive food changed over the last hundred years?

In this Which? investigation we take a look at how our Christmas eating habits are changing. We'll also be lifting the lid on some of our intensive testing here at Which? to reveal the best value products, and giving you some ideas on how to impress your guests for less this holiday season. 

Read more of our best value taste test results on Christmas food and drink & sign up to our food & health newsletter.

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We hear how you can save money while still providing the best care for the animals in your life.

We’ll also reveal our ‘Best Buy’ pet insurance providers who give the cover you need should the worst happen and you need to make a claim.

Find out more in our pet advice guides & sign up to our free weekly Money newsletter.

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We reveal some of the weirdest scams fraudsters came up with over the last twelve months in an attempt to get hold of our money.

We’ll also hear about what to look out for when spotting a scam, and how to help protect you and your loved ones from becoming a victim.

Sign up to our free Money newsletter, and try out our 'My Money Health Check' tool.

You can also find the Twitter thread the team were discussing here, while you can sign up to our Scam Alerts too.

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This week we're hear how much leaving your devices on standby could really cost, and whether it’s worth the hassle to save you money on your energy bills.

You can sign-up to our free newsletters here.

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While many issues have rightly been thrust into the spotlight as the men’s World Cup takes place in Qatar, there’s another which perhaps hasn’t made the headlines. As with all major events, be they sporting or otherwise, criminals are using all tactics possible to defraud fans of their hard earned cash.

In this Which? Investigates we take a look at ticket fraud. We’ll hear from those who have lost thousands, learn more about how the scammers operate, and ask those in the know what more needs to be done to help combat this illegal activity.

Read our guide on how to get a refund or sign up to our free Scam Alerts newsletter.

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In their own words, we hear from homeowners who - in a bid to avoid inheritance tax - have been pushed into putting their properties in trust by shady firms, resulting in both financial and emotional distress.

Sign up to our free Money newsletter, and try out our 'My Money Health Check' tool.

You can also read more about Trusts in this handy guide.

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The second of two special Black Friday episodes this week, we're giving you the chance to hear an episode from our sister show, the Which? Investigates podcast.

In this Which? investigation we go behind the scenes at one of the UK’s largest Amazon fulfilment centres, finding out how the multi billion pound company operates. We’ll also ask whether Black Friday has had its day, and explore the shady online activity you should be aware of.

Sign up to our free Money newsletter, and try out our 'My Money Health Check' tool.

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The first of two special Black Friday episodes this week, we're giving you the chance to hear an episode from our sister show, the Which? Shorts podcast.

In this podcast we hear how new Which? research has found those great sales offers might not be all they're cracked up to be.

Read more about our findings or find the best deals available right now.

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We discuss how the Chancellor's plans to bring down debt could impact your finances, covering everything from tax changes to pensions.

We’ll also explain how the energy price cap is changing, and how the next few years might look for the economy.

Read more of our cost of living advice & Autumn Statement analysis.

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We give you a chance to hear our extended conversation from our Which? Investigates podcast as we chat to sustainable fashion campaigner Brett Staniland. He made a stand while appearing on the 2021 series of ITV show Love Island, refusing to wear the clothes provided by fast fastion retailer sponsoring the programme at the time.

Here he explains why he made that decision, what he makes of the industry's attempts to become more sustainable, and his thoughs on how we can all live a greener life.

Read more about our second hand marketplace investigation, and sign up to our free sustainability newsletter.

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We reveal the results of our research to identify the parts of the UK where people are most likely to struggle to access affordable food.

Later we also hear about Which?’s 10-point plan urging supermarkets to do more to support customers through the cost of living crisis.

Sign our Affordable Food for All petition now, sign up to our free Money newsletter, and try out our 'My Money Health Check' tool.

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We reveal the results of our research to identify the parts of the UK where people are most likely to struggle to access affordable food.

Later we also hear about Which?’s 10-point plan urging supermarkets to do more to support customers through the cost of living crisis.

Sign our Affordable Food for All petition now, sign up to our free Money newsletter, and try out our 'My Money Health Check' tool.

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With the base rate rising once more, and uncertainty continuing in the markets, we discuss the options available for those remortgaging, or taking their first steps into owning property. We assess fixed rates vs. tracker products, as well as asking what might happen in the months to come. https://signup.which.co.uk/wlp-money-newsletter (Sign up to our free Money newsletter,) try out our https://www.which.co.uk/tool/my-money-health-check ('My Money Health Check' tool) or read more about https://www.which.co.uk/news/article/banks-withdraw-hundreds-of-mortgages-the-best-rates-still-available-for-home-movers-and-first-time-buyers-a4UXE8P7K0bT (the best mortgage rates available right now).

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With the base rate rising once more, and uncertainty continuing in the markets, we discuss the options available for those remortgaging, or taking their first steps into owning property. We assess fixed rates vs. tracker products, as well as asking what might happen in the months to come. https://signup.which.co.uk/wlp-money-newsletter (Sign up to our free Money newsletter,) try out our https://www.which.co.uk/tool/my-money-health-check ('My Money Health Check' tool) or read more about https://www.which.co.uk/news/article/banks-withdraw-hundreds-of-mortgages-the-best-rates-still-available-for-home-movers-and-first-time-buyers-a4UXE8P7K0bT (the best mortgage rates available right now).

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We reveal the best and worst banks and savings providers on the market right now, and hear how millions could be earning more with their cash. Later we also explore the issue of digital exclusion and learn why many people might be unable to enjoy the best savings deals. https://signup.which.co.uk/wlp-money-newsletter (Sign up to our free Money newsletter,) or try out our https://www.which.co.uk/tool/my-money-health-check ('My Money Health Check' tool) now.

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This podcast was recorded before Liz Truss announced her resignation as Conservative Party Leader. In a week that saw the new Chancellor reverse many of Liz Truss's planned economic measures, we discuss what the change in policy might mean for the future of the markets. We then move on to hear how an increased base rate can be good for savings rates, and how you can make your money work harder. https://signup.which.co.uk/wlp-money-newsletter (Sign up to our free Money newsletter,) or try out our https://www.which.co.uk/tool/my-money-health-check ('My Money Health Check' tool) now.

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This week we're giving you the chance to hear an episode from our sister show, the Which? Investigates podcast. Marketed as a new way to pay, a step into an exciting future, or a way of taking back control against governments and financial institutions - cryptocurrency has become a rapid growth market for societies across the world. But how have we got here? In this Which? Investigation we discover how despite social media being awash with celebrities endorsing these new digital currencies, they’re anything but a safe and stable investment. https://open.spotify.com/show/1CXssHKTkp35JtxLlSmjtM (Subscribe to Which? Investigates), https://signup.which.co.uk/wlp-money-newsletter (sign up to our free Money newsletter), or try out our https://www.which.co.uk/tool/my-money-health-check ('My Money Health Check' tool) now.

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With energy prices higher than ever, we uncover whether it’s still the case that electric vehicles provide a cheaper alternative to regular petrol and diesel cars? We explore why fuel prices remain high despite oil being traded for lower prices, and also discuss the other costs associated with making the EV switch. Read our https://www.which.co.uk/reviews/new-and-used-cars/article/best-cars/best-electric-cars-aShcm1q3xkwX (best electric cars for 2022 guide) or https://signup.which.co.uk/wlp-money-newsletter (sign up to our free Money newsletter).

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With energy prices higher than ever, we uncover whether it’s still the case that electric vehicles provide a cheaper alternative to regular petrol and diesel cars? We explore why fuel prices remain high despite oil being traded for lower prices, and also discuss the other costs associated with making the EV switch. Read our https://www.which.co.uk/reviews/new-and-used-cars/article/best-cars/best-electric-cars-aShcm1q3xkwX (best electric cars for 2022 guide) or https://signup.which.co.uk/wlp-money-newsletter (sign up to our free Money newsletter).

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After a wild week in the finance world we examine what it all means for us, including those already struggling, as well as home owners and would-be buyers alike. We also take a look at what might happen next, and whether we could see a u-turn from the Prime Minister… Read https://www.which.co.uk/news/article/what-to-do-if-you-need-to-remortgage-aRlvK8e6LnxV (our latest advice on what to do if you're remortgaging)

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We react after new Chancellor Kwasi Kwarteng unveiled the biggest package of tax cuts in 50 years. In this episode we answer what the announcements mean for you and your money. Read more about https://www.which.co.uk/news/article/mini-budget-what-does-the-governments-growth-plan-mean-for-your-money-aEvHn0w0IGyw (how the mini-budget could impact you), find out about the https://www.which.co.uk/news/article/energy-bill-support-confirmed-for-customers-in-northern-ireland-and-off-grid-homes-a04GF8X8Ei4N (energy support announced for Northern Ireland) or https://signup.which.co.uk/wlp-money-newsletter (sign up to our free Money newsletter).

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We react after new Chancellor Kwasi Kwarteng unveiled the biggest package of tax cuts in 50 years. In this episode we answer what the announcements mean for you and your money. Read more about https://www.which.co.uk/news/article/mini-budget-what-does-the-governments-growth-plan-mean-for-your-money-aEvHn0w0IGyw (how the mini-budget could impact you), find out about the https://www.which.co.uk/news/article/energy-bill-support-confirmed-for-customers-in-northern-ireland-and-off-grid-homes-a04GF8X8Ei4N (energy support announced for Northern Ireland) or https://signup.which.co.uk/wlp-money-newsletter (sign up to our free Money newsletter).

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With the Don’t Pay campaign gaining traction on social media, we explore what happens if you decide against fulfilling your usual monthly outgoings, or simply can’t pay what you owe. We also take a look at the other options available if you are struggling to meet the demands of your regular payments. Read more on https://www.which.co.uk/news/article/what-happens-if-you-dont-pay-your-energy-bills-azBCJ8m7MhjS (what happens if you don't pay your bills), https://www.which.co.uk/reviews/cutting-your-energy-bills/article/how-to-save-on-your-energy-bill/help-if-you-re-struggling-to-pay-your-energy-bill-aXsId8V8dMv4 (how to get help if you're struggling to pay), or https://signup.which.co.uk/wlp-money-newsletter (sign up to our free Money newsletter).

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This week we’re assessing what the appointment of Liz Truss could mean for rocketing energy bills and your money. After promising help was coming during her campaign to become Conservative leader, the new PM has announced a series of support measures aimed at helping ease the financial stress millions are feeling. But what will they mean for you? Read more analysis on https://www.which.co.uk/news/article/liz-trusss-energy-guarantee-puts-price-cap-at-2500-for-two-years-calculate-your-new-bills-aitQB9G0bkD5 (what the new PM could mean for your money) or https://signup.which.co.uk/wlp-money-newsletter (sign up to our free Money newsletter).

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We hear why Which? is calling on supermarkets to make pricing clearer with shoppers struggling to find the best value products. Our investigation found poor labelling and confusing language could result in you spending hundreds more each year. https://www.which.co.uk/news/article/can-you-spot-the-cheapest-supermarket-prices-asvVe1C5iZMO (Read more about our findings and watch Lucia challenging shoppers to find the best deals) or https://signup.which.co.uk/wlp-money-newsletter (sign up to our free weekly Money newsletter).

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The new university year is just weeks away, and whether you’re a new or current student, parent, or guardian, we have everything you need to know to help keep your money on track.

We also give advice on student loan payment plans, the best place to find student offers, and how to budget once you arrive on campus.

Read more about the best student bank accounts or sign up to our free Money newsletter.

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What would you do if you were told you could get something for free, rather than paying for it? 

In this episode Ian Aikman meets repeat competition winners to learn their secrets to success, and how ‘comping’ is helping them combat the rising cost of living. 

Don't forget to subscribe to our free money newsletter for the latest Money news, direct to your inbox.

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With an ageing population, it’s taking longer and longer for people to receive inheritance, so some parents are choosing to give financial help to their children before they die, instead of leaving money in their will. 

In this episode, we discuss the different ways you can give and receive a ‘living legacy’, including mortgage deposits, cash gifts and childhood pensions – and the tax rules to be aware of.

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The average cost of a wedding in 2021 was £17,300 - but the cost doesn’t just fall on the couples, with a quarter of guests reporting they can’t afford to go to the weddings they’re invited to. 

So this week we’ll be discussing how to cut the cost of weddings, whether it’s one you’re planning or attending as a guest. 

Read our guide on how to save money as a wedding guest or subscribe to our free money newsletter for fresh everyday money advice every week.

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With the summer holidays approaching we take a look at why some parents are being priced out of returning to work because of skyrocketing costs.

We hear from parents who can’t afford to get back to full-time employment, as well as giving tips and advice on how to save money during the holidays.

Read our cheap or free things to do over the summer holidays or subscribe to our free money newsletter.

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As is always the case, in times of crisis scammers look to capitalise. This week on the podcast we shine a light on the scams currently doing the rounds to make sure you or your loved ones don’t fall victim.

We’ll also offer useful advice on how to report this criminal behaviour, and what to look out for.

Sign up to our scam alerts newsletter or don't miss our weekly money updates too.

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After two years of lockdowns, stay and home orders and border closures, the travel industry is open again and we can finally get back to enjoying trips abroad. Why then are we facing chaotic scenes at airports, mass cancellations, and customers being denied compensation that’s rightfully theirs?

In this Which? Investigation we’ll go to the heart of the issues currently impacting the sector. We’ll hear customers, industry experts, as well as getting the view from those representing some of the UK’s largest tour operators. With summer holidays on the horizon, host Grace Forell ask is now time to panic? What needs to be done to solve the problem? Or are things nowhere near as bad as they seem?

Find out more about flight refunds and sign our petition calling for changes to the Travel sector.

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The summer holiday getaway is edging ever closer, so with Covid still around and delays and cancellations making the headlines, it’s all the more important to make sure you’re covered.

In this episode we run through our recent research and unveil the insurers we think offer the best protection.

Read more about our best & worst travel insurer rankings and sign up to our free Money newsletter here.

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While retirement might be a long way off for some, or just round the corner for others, we all need to save if we’re to enjoy our later life.

In our annual survey we get answers from those already living life after their working days are over, hearing how much they spend, and how much we really need to save.

Read more about our cost of retirement survey and sign up to our free Money newsletter here.

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With the summer holidays on the horizon, we examine the best way to ensure you aren’t ripped off when heading overseas. 

We take a look at cash vs. card, exchange rates, as well as hearing how you can ensure you don’t return with less money than expected.

Read more on the latest travel news and advice from Which? or sign up to our free travel newsletter.

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We hear how most people are unaware of current pension sharing legislation which could leave them out of pocket in the event of divorce.

In this investigation Charlotte Gifford speaks to many of those affected, as well as giving advice to make sure others don’t miss out.

Read more on pensions & retirement or sign up to our free Money newsletter.

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There’s never a dull moment in the property market with the last few months proving no different. 

In this episode we round up the latest developments including the various announcements made which could change the housing sector.

Read more property news here or sign up to our free weekly money newsletter.

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We bust the myth that investing is just for those with loads of spare cash as we give you the ultimate guide to boosting your savings.

Listen for advice on how to invest safely, and we’ll reveal the best providers to trust with your money.

Read more of our investing tips now here.

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With increasing numbers of us looking at ways to cut corners to save money right now, we examine whether reducing the amount you pay into your pension is ever a good idea.

We also hear how much you should be looking to save, and give a reminder of the help available if you’re struggling with the current cost of living.

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How many times has someone tried to scam you in the last year, month, or this week? With fraud activity continuing to increase, we meet those challenging the scammers and shining a light on their illegal activity.

Sign up to our scam alert service now.

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From streaming your favourite films to getting your fill of coffee, many people find paying for a range of subscriptions normal now. But the costs are creeping up.

We hear how you could save while still enjoying your favourite services, as well as exploring the apps which could help keep track of those pesky ‘little bills’.

Read more with 11 tips to save on the cost of your subscriptions now.

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In this episode we talk all things insurance, sharing tips on ways you can keep car and home insurance premiums low, plus a surprising way to potentially shrink travel insurance costs while getting more cover for your money. 

Plus, find out what happens if you need to claim for storm damage to your home.


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In this episode we expose the flaws of the broken debt advice market, in which private firms are exploiting vulnerable customers with unsuitable repayment plans. 

We also share your options if you do need help paying your debts, and tips to help you navigate the debt advice landscape.


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In this episode we take a deep dive into the world of ESG (environment, social and governance) investing to find out just how few so-called ‘sustainable’ funds actually meet investors’ expectations.

We also hear from a whistleblower who accused one of the world’s leading asset managers of misrepresenting their commitment to sustainability to their investors. 

Read how 'sustainable' investment funds falling short of investors' expectations here.

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A chance for you to hear the first episode of our new podcast, Which? Shorts.

This week we’re hearing about the metaverse, and how virtual reality goggles and holograms that travel effortlessly are just part of the digital universe Facebook, and others, are planning to build…

This article was written by Chris Stokel-Walker, with narration from Harry Kind and Grace Forell.

You can sign-up to our free newsletters here and find the podcast on Apple podcasts, Spotify, or wherever you listen.

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In this episode we get to the bottom of the latest developments in cryptocurrency, explaining what an NFT actually is, and the risks you should be aware of.

We also explain why the UK government have asked the Royal Mint to create their own NFT range, and what they could mean for the future of investing.

Read more about the Royal Mint's decision to launch their own range on NFTs.

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In this brand new podcast we’ll be bringing you the very best articles from across Which.co.uk and our suite of magazines. We know you’re busy, so with Which? Shorts we’re giving you the chance to listen to our insightful journalism wherever you might be, whether that’s at home or on-the move.

Which? is the UK’s consumer champion and with the help of our team of experts we bring you the very best advice not only to help inform your buying choices, but also to help you live better and get more for your money. 

Launches Wednesday 27th April 2022.

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As cash usage continues to decline, we go behind the scenes of the Royal Mint to explore how the 1,100 year-old institution is transforming itself for the future. 

We talk to craftsmen, designers and directors to find out how coins are made on the Mint’s factory floors, and hear tales from the Mint’s storied archive. 

Read more at which.co.uk/royalmint

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With new research looking at the amount of our incomes we spend on rent vs. a mortgage, we take a look at the property market and explore the challenges for those looking to take their first step on the ladder.

We also take a look at the potential options available for those with smaller deposits, and predict where prices could go next…

Read the article or listen to our Ease the Squeeze episode on rental costs.

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With 1st April seeing prices on the rise on a whole manner of goods and services, we run through where you might soon see your bills increase.

We also take a look at how you can try and negate the rise, and any action you can take to help save some cash. 

Find out what you could be paying with our Council Tax calculator and read more of our 11 ways to improve your finances.

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A power of attorney is one of the most important legal documents you can put in place - yet, while setting it up, UK institutions so often get it wrong. 

Our investigation takes a look at the devastating consequences for families when this happens, and reveals why the UK’s system for the safeguard is in desperate need of modernisation.

Find out more about how to start the process of putting in place a power of attorney here.

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In this special episode we assemble the experts to react to the measures announced by the Chancellor. Host Lucia Ariano is joined by Adam French and Jenny Ross as they discuss the impact these changes will make to the cost of living crisis, and whether he went far enough to help those most in need...

Read more about the Spring Statement in our round-up article here, or visit our Cost of Living hub.

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The cost of clothes and shoes is rising even faster than other consumer goods, making it even more important that you stay budget-savvy when you’re updating your wardrobe.

In this episode we talk through your options if you want to refresh your look without spending huge amounts of cash.

Read our article 15 ways to save money on clothes and shoes for more information.

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In the fifth episode of our series helping you beat the cost of living crunch, we take a look at the rising cost of the buy to let market.

We hear tips on how to negotiate your rental outgoings, and also examine what options are available for you despite the rising prices.

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In the fourth episode of our series helping you beat the cost of living crunch, we explore how you could cut the cost of your weekly travel bill.

From rising fuel prices to increasing rail fares, we give you advice which could see you save money and still make it to work on time.

Read more about how to how to save fuel and how to find the best train ticket deals here.

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In the third episode of our series helping you beat the cost of living crunch, we examine the ways you can save money on your weekly shop.

We hear from a host of special guests, and describe some of the tactics you can employ to help stay one step ahead of the supermarkets. 

Read more about the ways you can save on your supermarket shop.

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In the second episode of our series helping you beat the cost of living crunch, we share our top tips for saving money on broadband, TV and phone bills.  

We look at how you could slash up to £200 a year off your bills by switching providers or haggling with your current one to land yourself a better deal.

Read more ways to save on mobile, broadband and TV bills here.

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In the first of our series helping you fight back against the cost of living crisis, we discuss rising energy prices, and what you can do to save. 

We also have quick hints and tips to help heat your home more efficiently, and hear about a community project doing their bit to help. 

Read more on how you can save on your energy bills

You can also find more about the project CREW Energy were discussing here, and there's also more information available on Community Energy England and Scotland.

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After Ofgem announced a 54% increase in the energy price cap we have the latest reaction and advice. 

We also delve deeper into Which? research showing 2.5 million households missed payments as a result of the squeeze.

Read more on what the rise in the energy price cap means for you.

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Some financial products are vital – such as travel, home and car insurance but there are some you should think twice about before buying. With all of us looking to save extra cash this is the ultimate guide to cutting those direct debits which perhaps don’t offer the benefits you first thought.

Listen to our 2020 episode 'the real human cost of data breaches' to hear the impact appliance cover scams.

Read more here.

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It's that time of the tax year again! We’re here with our annual round-up of everything you need to know to file on time.

There’s also a fiery debate on the merits of married tax allowance, and a warning to steer clear of third-party tax rebate firms.

Read more tips and advice on which.co.uk including whether you could cut your 2020-21 self-assessment tax bill?

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New year, new you? With many of us making resolutions to get fit and exercise more in 2022 we’ve rounded up a team of Which? journalists to find out whether you have to spend big to see results.

We discuss all things veganuary, health supplements, medicines, as well as hearing if expensive smartwatches really are the best.

Read the 6 ways you can have a cheap Veganuary now.

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As Which? research reveals many BNPL users don’t think they’re taking on debt at the checkout, we learn more about the payment schemes sweeping the financial industry. 

We find out why we’re calling for increased regulation, as well as hearing what one of the biggest providers thinks of the current landscape.

Read more about our research here.

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In our review of the year we look back at some of the biggest stories of the last twelve months before asking what 2022 may have in store.

We look back at the stories that have impacted our pockets most, and discuss what you could do to help counteract those rises.

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In this festive special we join Which? journalist Ian Aikman’s personal quest as he attempts to sell a much loved coin collection.

During the episode we hear how the value of coins can change, and what to look out for it you think you might have your own valuable treasure.

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We hear why price rises and supply shortages mean we’re paying more for our festive favourites.

From pigs in blankets to turkeys and toys, we have everything you need-to-know ahead of the big day.

Read our 12 ways to save money on your Christmas food shop here.

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With more and more companies struggling to survive as a result of wholesale gas prices, we explain how customers can react.

We also take a look at what might happen next? And ask whether switching could still get you a better deal? Spoiler… it won’t.

Read our latest updates on the energy crisis, including what to do if your supplier ceases trading.

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We uncover how incorrect information on your credit report could impact your life, from rejected mortgage and credit card applications and more. 

During the episode we hear from people impacted by a mistake that wasn’t their fault, and how they’re fighting back.

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After a recent Which? investigation found a shocking number of us wish we hadn’t purchased an item in the Black Friday sales, we hear tips and advice on how you can avoid doing the same.

We also hear how to spot and avoid fake reviews, and where best to sniff out a bargain.

Read more on our Black Friday regrets investigation here & listen to our Which? Investigates episode 'Are you being misled by fake reviews?'

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If your circumstances aren’t seen as ‘standard’ in the eyes of insurers, finding affordable cover can become a nightmare. 

With the help of our insurance expert we explore the reasons you might struggle to secure protection, and what you can do about it.

Read our free insurance guides on car insurance and home insurance.

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With tales of contactless cards being ‘skimmed’ by hackers, and occasions where online bank services drop out for hours on end, where should we be keeping our money? As the use of cash continues to decline, will it soon be a thing of the past? And how safe really is cryptocurrency? 

In this special episode the Which? Investigates & Which? Money podcast combine with Greg Foot joined by Lucia Ariano and the Which? Money team to find out more about how to protect our digital money. We find out who controls it, what our use of it tells them about us, and we explore the future of money - will it be in the hands of banks, bitcoin, or someone else entirely… Facebook perhaps?!

Show notes and references are available here.

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After a year of financial turmoil as a result of the pandemic, supply chain shortages and the energy bill crisis, there was huge anticipation ahead of today's announcement from the Chancellor. In this special episode our money experts Gareth Shaw and Jenny Ross get into the detail of what was revealed today, and how it could impact your money.

Read more online at which.co.uk/money.

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In this exclusive interview Tom Mutton from the Bank of England tells us all about plans for a new central bank digital currency.

But what is it? How would it work? And how soon could we start paying for things with it? We’ll have all the answers.

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With the stamp duty holiday over and an expected rise in interest rates on the way, we discuss whether now could be a good time to buy. 

We also examine the historic low mortgage rates and do our best to predict the future of the market.

Read more at which.co.uk/property.

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With a simplified travel system now in place in England, we explore the costs associated with heading overseas. 

We explore why a PCR test costs as much as it does, while also hearing the experiences of those who have already taken the plunge and headed abroad over the last few weeks.

For the latest head to which.co.uk/travel

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From panic at the pumps, to empty shelves, to energy cost worries, it’s been a rollercoaster week for your money. 

Our experts answer your questions to get to the bottom of what happens if your energy supplier goes bust, when might the fuel crisis end and whether food prices are set to soar?

Read more on the latest at which.co.uk/money.

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At a recent protest in central London over the continuing cladding scandal crisis, we hear from those whose lives have been put on hold by an issue for which they can't be blamed.

We meet homeowners, and those giving their support to ensure thousands more aren’t left permanently impacted by this on-going scandal.

Listen our previous episode, 'Uncovering the UK’s cladding scandal' here.

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With rising price caps on the horizon and certain premiums lower than ever, we tell you everything you need to know on changing provider.

In this episode we cover everything from energy bills to mobile and broadband, as well as looking at current accounts, credit cars and car insurance.

N.B. This episode was recorded before the news regarding the current gas price rises, and what this could mean for some energy providers. For more visit which.co.uk/money

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With text scams at their highest rate on record, we hear about the dirty tactics fraudsters are using to dupe us out of our data and money.

We’re also joined by HMRC to hear how they're fighting back, and discover why Which? are asking businesses to change their behaviour.

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We rate the best savings accounts on offer if you want to lessen your impact on the environment.

In this episode we reveal who ranks highly, and also delve even deeper into the impact your money could be having on climate change.

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We find out why young investors are flocking to gold as an alternative investment, asking whether you could do the same?

We’ll also discuss how you can invest, and whether this interest in precious metals is set to continue...

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With the number of people choosing the contest a will after someone’s death, we explore the emotional and financial impact of doing so. 

We also hear the stories of those involved, as well as explaining what you need to know when deciding who to leave your estate to when you’re gone.

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With inflation predicted to rise to 4% by the end of the year, we explain how this increase could impact the money in your pocket. 

We explore who is likely to be hit the hardest, and explain what action you can take to help stay ahead of the game.

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Imagine your grandma, mother, aunt or sister, and then discover they have been robbed of money they are rightly owed. In this special episode we hear why thousands of women were short changed and due an estimated 1 billion pounds in refunds. 

We’ll be taking you through everything you need to know - what caused this shortfall in payments, and crucially if you need to take action to get a refund.

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There’s a shocking claim that if you eat less meat to cut your food footprint, drive an EV to reduce your travel emissions, or choose products that don’t contribute to deforestation, the eco-benefits of all of those could be completely undone by something else, something you may not have considered: your money.

In this special episode the Which? Investigates & Which? Money podcasts combine as Greg Foot & Lucia Ariano find out how our bank accounts, pensions and investments may be causing climate change without our knowledge. He teams up with the Which? Money team to analyse the ‘sustainable’, ‘ethical’ options, and discovers what could be the biggest case of green-washing yet.

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With the takeaway revolution continuing to grow, we explore Which? research showing the additional fees added to orders made on these platforms.

We find out how much more you might end up paying for your favourite meals, and why the restaurants are struggling to survive despite customers being able to order their dishes around the clock.

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With the average deposit going up, and prices staying high, we’re here with plenty of advice and insider information to help you make that first step on the property ladder.

We’re also joined by Housing Minister Christopher Pincher MP to hear more about the government’s new schemes aimed to get more of us buying homes.

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In today’s episode we aim to answer an important question: how can you build financial resilience to help you cope with difficult or traumatic life events?

We discuss how to prepare and build your financial safety net, where we’ll hear from two people who did seek help after their lives took an unexpected turn, and who came away more financially resilient as a result.


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With low savings rates driving more people to invest on the stock market, we reveal the best places to put your cash. 

There’s hints, tips and tricks, and also plenty of lessons to live by if you want to make the most of your money.

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We examine new Which? research revealing just how little protection many insurance firms offer those looking to book a foreign holiday. Our experts also discuss the government’s traffic light system and explain what you can do to protect your cash if circumstances change.


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Since the start of the pandemic online dating has boomed. But while many are looking for romance, scammers are also taking advantage.

We chat to one man who lost thousands of pounds, and hear how all of us could one day fall victim to this type of crime.

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Today we have a special episode answering the big question: how much should you save for retirement? 

Find out the average incomes needed for retirement, as well as the different types of pensions available and how to check if you or a woman you know is owed a state pension refund.

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Welcome to the first episode of the new Which? Investigates podcast.

Supermarkets & brands are often criticised for how much plastic packaging they use, but could removing that from some food products actually increase their environmental impact? 

In this first episode of Which? investigates Greg Foot uncovers quite how much unrecyclable plastic there is, checks out whether refillables and ‘compostables’ really do help the planet, and unwraps the surprising facts around what plastic could - or perhaps should - stay on the shelves.

For more each week, just search 'Which? Investigates' wherever you're listening to this episode.

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With the lowest rate mortgage deals for years now on offer, we explore whether you should make the most of them, as well as examining if all is as it seems.

We also discuss the schemes meant to help get people onto the property ladder, and discover whether they’re actually achieving what was hoped.

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Almost six months since we left the European Union, we get to grips with the additional costs of purchasing items from the EU. We hear stories of those left to pay unexpected bills, while we also chat to businesses struggling to come to terms with the new rules they need to follow.


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To celebrate our 100th episode we’ve dived into our treasure trove of money saving tips to pull out the ones we think will save you at least £100.

We got everything covered from cutting your tax bill, switching bank accounts and interest free credit cards, to cutting down on your shopping and household bills. We’ve also thrown in a few money-saving life hacks just for good measure.

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With the last twelve months forcing more and more of us to shop online and pay digitally, we hear from those fighting back, including the business owners and consumers for whom cash remains vitally important.

We also hear what more we’d like to see from the government, businesses and regulators to ensure a brighter future for our money.

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We get to grips with the often mysterious world of credit reporting, finding out what can impact your personal record and the wider implications on your ability to borrow.

The team also take a look at why Barclaycard has cut the credit allowance for thousands of its customers.

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This week we assemble a team of top Which? journalists as we delve into unknown territories to solve the mystery of the UK’s missing money.

We hear about the banknotes that aren’t being used in everyday cash transactions, nor are they in bank accounts - and yet they make up nearly three quarters of the cash in circulation. 

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The collapse of gambling firm Football Index is set to become the biggest failure in UK gambling history with £100 million trapped in the platform since it ceased trading last month. 

We hear from those who have lost thousands of pounds, and discuss the grey area between betting and investing.

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We're busy working on next week's episode, but will return next Thursday for another edition of the Which? Money podcast.


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With the nations around the UK beginning to ease their lockdowns, we hear how the financial support on offer for individuals and businesses is changing. 

We explain how you can apply, and who’s eligible, as well as hearing from those preparing to reopen their businesses.

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With the new tax year just around the corner, we look at the changes that could have an impact on your household bills and finances. We take a look at everything from council tax to energy bills, explaining what’s happening and how you can react.


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With the pandemic giving criminals another way to scam unsuspecting victims, we shine a light on some of the criminal activity happening right now. We also give you advice on how to stay safe, and explain how Which? can help you stay one step ahead.


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Don’t roll your eyes or glaze over. This week we’re talking about wills - and why, how and when you should get one.

Which? Wills expert Laura Wynn explains the ins and outs, and why you should make one sooner rather than later.

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With a rise in the number of investors exploring the digital currency, we ask whether it’s a viable option for those looking to improve their returns? 

We also explore the potential dangers associated with cryptocurrency, and explore what the future could hold.

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In this special episode we take a look at what Rishi Sunak’s Budget means for your money. 

Our experts Gareth Shaw and Jenny Ross take a look at the measures announced by the Chancellor, and how they’ll impact our cash in the year to come.

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With the upcoming ban on the sale of new petrol and diesel cars on the horizon, we explore whether now could be a good time to cash in and make the switch to electric.

With our expert we examine the costs required, and when could be the best time to make the change.

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With property sales continuing at pace before next month’s stamp duty holiday comes to an end, we ask if the deadline could be extended? We also explore why now might be a good time for first time buyers, and revisit the cladding scandal.


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With holidays still illegal, and new quarantine restrictions coming into force, the idea of a getaway seems a long way off. In this episode we answer your questions, and discuss whether the idea of a holiday either here or abroad is a realistic hope or far off fantasy.


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With Buy Now Pay Later credit services increasing in popularity, we look at how they work? And why after months of campaigning from the team here at Which? the Financial Conduct Authority have finally decided the industry needs increased regulation. 


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With the financial world offering a bleak picture for savers, we give you all the tips and advice you need to help boost your income. 

We cover everything from savings and current accounts, to balance transfers, revealing our top picks on where to move your cash.

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With tax returns due to be submitted by 31st January, we’ve put together a simple guide to help you manage your tax struggles this time around.

With our usual experts and guests we endeavor to make things easy, helping you avoid any needless headaches this year.

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As an increasing number of pensions are reported as being neglected, we come to the rescue with useful advice on how to make the most of your savings when it comes to planning for later life.

With the help of listener Matthew we give you the answers you need, and simplify what can be a very complicated subject.

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With a long awaited trade deal between the UK and European Union finally agreed, we look at what it means for your wallet. 

We ask what the impact could be on your money, on your travel plans, and if you can expect an unwelcome surprise at the supermarket till.

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Lucia Ariano is joined by Which?'s regular money experts Gareth Shaw and Jenny Ross as they look back at some of the biggest financial stories of the year. They include the financial repercussions of the Covid-19 pandemic, and a look ahead to how we might start paying the bill over the next twelve months.


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Lucia Ariano is joined by Which?'s Head of Consumer Rights Adam French to discover how you could make some money from your unwanted Christmas gifts, as well as all the important advice you need on refunds and receipts.


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More than three years on from the Grenfell fire tragedy, thousands of people still live in buildings clad with dangerous materials. And the current approach to removing them is causing financial ruin for residents.

In this episode, we talk to people who’ve been affected and ask what could be done to help them.

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This week we bring you a special investigation looking at extreme weather insurance. 

In this episode we look at why people are struggling to get cover, what’s changing, and why you might not receive the payout you believe you’re entitled to.

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With the arrival of a new American president, we discuss what opportunities the upcoming Biden administration offers for investors in the UK. 

We have advice on how best to invest, and look at the areas most likely to thrive during his term in office.

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With plenty of us looking for a Black Friday deal this year, we discuss why now might not be the best time to buy. 

We also look at the tactics used by retailers to make us part with our case, and ask if there really are any bargains out there?

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Despite many of us not travelling abroad for many months, thousands of people are still waiting to receive money back for trips they didn’t get the chance to enjoy.

Travel Editor Rory Boland discusses what your next steps are, and which companies you should avoid from now on.

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It’s something the Bank of England hasn't done in their 326 year history, but could negative interest rates be a way of kickstarting the post-covid economy? 

We examine the arguments for and against, as well as predicting whether this is something which could happen anytime soon.

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As England enters a second national lockdown, attention will of course turn to how we’re going to pay the bill for yet another shutdown. 

In this episode we look at whether older people could help resolve the deficit, but ask more importantly... should they?

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There’s still over five months to go until the government’s stamp duty holiday comes to an end, so why does one of our country’s biggest financial services companies say now is the time to act? 

We’ll have advice on what to do if you’re thinking of buying and selling property, and look ahead to what might happen in the months to come.

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A year on from our last look at one of the world’s biggest investment scandals, Which? journalist Kim Kaveh takes us through the events that have happened since.

She speaks to those involved, and asks if they’ll ever get their money back?

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With at least six more months of working from home on the cards for many, we take a look at what it could mean for your money. Plus, our experts share their tips for getting through the WFH winter.


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To coincide with this year’s World Mental Health Day we’re dedicating an episode to hear the impact financial concerns can have on your mental wellbeing. 

We’ll hear from those worst affected, but more importantly find out what help is out there for those who need it most.

A special thanks to Stepchange for their support in the production of this episode.

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With the Covid-19 pandemic far from over, we catch up with some of the familiar voices we spoke to earlier in the year, hearing how things have changed for them over the last few months.

We also unpick the Chancellor’s new support package ahead of the end of the furlough scheme.

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What happens next with the pandemic, and how will 2021 shape up? Will house prices go down? And could the pandemic hit your pension?

Join host Lucia and Which?’s self professed money geeks, Gareth and Jenny, every Thursday for all the latest personal finance hacks, money news and answers to your burning questions.

For more than 60 years, Which? has been fighting for people’s rights and in the new Which? Money podcast we’ll get to the heart of the money issues hitting your pocket.

Join us for a new episode every week.

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Every week we hear news stories of our personal information being stolen by the companies supposed to keep them safe.

In this episode we look at the criminals taking our data, hearing what the consequences could be, and what more needs to be done. We also have some helpful advice on how to protect yourself.

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As a Which? investigation finds the search engine promoting ads for fake businesses designed to steal your cash, we delve deeper, explaining what’s going on, and what you should look out for.

We also discuss the raft of other scams currently around, as companies attempt to exploit the pandemic.

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With travel restrictions constantly changing, and with uncertainty surrounding the future of the pandemic, we take a look at future holiday plans. 

We ask whether it’s possible to book without the danger of losing money? How you do it? And we hear the experiences of those still travelling abroad. 

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Which? journalist Ian Aikman takes us through a special investigation looking at mortgage prisoners, hearing why they’re stuck paying over the odds on deals they can’t escape.

Ian meets those worst affected, the campaigners trying to help them, and asks if any help might be on the way soon.

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With this year bringing our mortality into focus, on this week’s episode we discuss those difficult conversations many of you may have been having. With our experts and guests we explore wills, funerals, and power of attorney, getting you the answers you need. 


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Over a decade ago we were told the last recession was a ‘once in a lifetime’ event. As a result of the pandemic the economy finds itself in trouble once again, so what can we do to protect ourselves and our cash?

We hear why the way out of recession this time around might be more difficult than ever, and one man tells his story of rebuilding his life after the last financial crisis. 

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Over the last few months the amount of money invested in so-called ‘ethical investments’ has skyrocketed, but do you actually know where your money is going? As Which? research shows how difficult it is to navigate between different funds, we aim to do the hard work for you. We chat to those in the industry, and hear how things are changing. 

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As we continue to assess the impact of the Covid-19 pandemic, could one of the most unforeseen consequences be the acceleration of bank branch closures, and the death of cash as we know it? We hear from those most acutely affected, and discover why we could soon see more cash points outside of the big cities.


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With the property market continuing to rebound after restrictions were lifted, we lift the lid on what it’s really like for buyers and sellers right now. We also examine the difference the government’s stamp duty cut could make. Then there's the rental market, could we soon be paying less to rent our perfect home?


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As a Which? investigation finds ticket resale website Viagogo refusing to refund fans who bought tickets for gigs and sporting events cancelled because of the pandemic, we look at what can be done, and ask how you can get your money back? As more events are given the go-ahead to return, we also look at the issue of football season tickets. We hear how some clubs have behaved, and answer where you stand if you’ve been left out of pocket.


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While new figures from the Bank of England show that more people have paid off debt than ever before, further research shows those worse off are now being pushed into an even worse financial situation.

We examine this divide, asking what can be done, and also discuss the mental health consequences money worries can have for those struggling right now.

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With the financial implications of the coronavirus pandemic becoming increasingly clear, we hear why those over 50 are now planning to stay in work rather than enjoy their later life.

We also delve deeper into the pension system here in the UK, asking whether things have become unsustainable and whether change could be on the way?

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As a Which? investigation finds countless examples of sellers exploiting the Covid-19 pandemic for profit, we look at so called ‘price gouging’ and ask, what can be done to stop it?

We also delve into the issue of our food supply chain, hearing how the crisis is exposing future problems which could have major ramifications for dinner plates across the country.

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As the hospitality industry prepares to reopen across the United Kingdom, we find out how businesses are planning to reopen and what safety measures they’re putting in place.

We’ll also hear whether or not we could be paying more for food and drink, and that much needed staycation.

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In the week that a Treasury Select Committee report found over a million people have missed out on government support schemes designed to help them through the pandemic, we meet those most badly affected.

We chat to freelancers struggling for an income, discuss the impact of money worries on mental health, and ask if the situation is likely to change any time soon?

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With the UK government now quarantining arrivals for fourteen days and travel operators still refusing to pay out, we explore your chances of getting a much needed post-lockdown getaway. 

We also look once again at the confusing world of travel insurance, give advice on how to get your money back, and hear how the current situation could end up being an opportunity for the UK tourism industry to thrive.

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With lockdown being eased further in England on 15th June, more and more shops will finally be able to open their doors. In this episode we hear about the measures being put in place, and how businesses are working to comply with new restrictions.

We also hear how Covid-19 could change our shopping habits for good, and how we can protect ourselves when out and about.

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In March 2020 markets around the world crashed to levels virtually unheard of throughout history. Now as they begin to rally, we explore what the crash and impending recession might mean for your pensions and investments for years to come.

We also catch up with Alan, a member of the Financial Independence, Retire Early movement. Earlier in the year he retired at 40, but has since lost almost £200,000.

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Since the coronavirus outbreak began the housing market has been at a standstill. Now with restrictions being lifted in England at least, we look at what lies ahead for buyers and sellers.

We also hear about the changes being made by some estate agents to get things moving, including top tips for how to host the perfect virtual viewing.

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In this edition of the podcast we dedicate a full episode to all things insurance, looking at the impact of the coronavirus on the industry and your chances of making a successful claim.

We explore travel, wedding, home, and car insurance, hearing from experts and those with more questions than answers as they try to reclaim their cash.

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In this episode we find out what the banks are doing to help us manage our money in lockdown and hear from the high street bank whose staff are offering assistance from their own homes. We also find out how the Post Office has stepped in to help those in need.

We also return to the issue of access to cash, hearing how coronavirus could hasten the demise of the change in our pocket.

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With the Covid-19 pandemic continuing to affect the way we live our lives, scammers across the globe are doing everything they can to capitalise during a period of worldwide uncertainty.

In this episode we hear from the man once dubbed ‘Britain’s biggest fraudster’ on how to stay ahead of the criminals. We also explain what Which? is doing to help keep your money safe, and warn of the scamming signals you should look out for.

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With the Covid-19 outbreak all but wiping out social calendars for the next few months, we explore how you can get your money back if an event you were due to attend is no longer going ahead.

We speak to engaged couples being forced to wait to celebrate their special day, and hear from a caterer and musician struggling for income now festival season is no more.

As ever, we finish off with plenty of great tips, this time on how to organise the perfect event despite the lockdown.

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With children forced to stay at home while the coronavirus outbreak unfolds, we hear from parents still being charged to keep their children’s nursery school places. 

We also speak to a childminder struggling to earn a living, and hear how one childcare facility is going the extra mile to help key workers.

And that’s not all… we’ve also got some top tips on how to win the homeschooling battle.

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Since Covid-19 began to spread across the globe the travel industry has been in shutdown with flights grounded, bookings cancelled, and hotels closing their doors.

We’ve dedicated this episode to getting your questions answered on all things travel, with Which? Travel Editor Rory Boland joining us.

We’re also looking at the confusing world of travel insurance, hearing from Brits stranded abroad, and giving you tips on how to enjoy a holiday from the comfort of your own home.

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In the third episode of the Which? Money Podcast from self-isolation we hear how the government’s financial support measures are working in practise and get your questions answered.

We also discuss the effect of COVID-19 on the housing market, specifically what the pandemic means for mortgages and house prices. 

Find out how supermarkets are keeping you safe, and how to make more with less with cooking tips from a Master Chef winner.

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In the second episode of the Which? Money Podcast from self-isolation, we bring you the latest on your working rights after Chancellor Rishi Sunak announced a support package to protect self-employed wages.

We talk bills, supermarket support, and shine a light on the coronavirus scams you need to watch out for. And keep listening until the end as our experts share some money saving tips to help you at this difficult time.

For more information head to the special Which? Coronavirus Hub.

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In the first episode of the Which? Money Podcast from self-isolation, we bring you the latest on holidays, stranded passengers and money matters affected by the coronavirus pandemic. 

Specifically, we discuss the COVID-19 impact on travel insurance, consumer rights, pensions and investments. 

We also hear from one holidaymaker, Helen, who was trapped in the Philippines when the country went on lockdown.

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In this week's episode, we'll be talking about the key changes announced in the 11 March Budget.

This was the government's first as a non-EU member state in almost 50 years, and was dominated by plans to limit the impact of coronavirus on the economy.

The government also announced planned changes to tax, national insurance and pensions.

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In this week's episode of the Which? Money Podcast, we look at a fast-growing car insurance scam known as ghost broking.

We take a look at how fraudsters are targeting vulnerable drivers, and speak to victims who have had their details stolen and used without their knowledge. 

In the rest of the episode, we talk about how coronavirus could affect your travel rights, and discuss its impact on the economy.

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In this week's episode of the Which? Money Podcast, we shine a light on the UK’s cash crisis.

We talk to the MP whose constituency has no bank branches, and pay a visit to a town with no free-to-use ATMs at all. 

In the rest of the episode, we talk pensions tax relief and a new joint savings account.

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IT meltdowns have crippled the banking industry in recent years, despite there being more of a demand for digital offerings in this increasingly cashless society.

In this week’s episode of the Which? Money podcast we look at the reasons behind some of the UK’s biggest banking IT shutdowns and ask if banks are doing enough to ensure their IT systems are up to scratch and fit for customer use. 

In the rest of the episode, we discuss the new rules which can help customers save on their broadband, and help a listener with a question about their workplace pension.

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The new £20 note enters circulation next week. But millions of them have already been destroyed. 

In this week’s episode of the Which? Money Podcast, we take a journey to the recycling plant that processes plastic banknotes to find out why.

In the rest of the episode, we discuss whether deferring the state pension is a good idea, and help a listener find insurance for a bungalow renovation.

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With Valentine’s Day soon approaching, we take a look at how couples manage their money, and discuss the perks and pitfalls of joint accounts. 

In the rest of the episode we give you an update on ATM and bank closures. We also explain why the the FCA is telling credit card firms to review their approach to persistent debt customers, and if these changes will offer much help.

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With reports of 200,000 fraudsters impersonating HMRC last year, we take a closer look at some of the tactics they might use, and the best ways to spot them. 

In the rest of the episode, we ask what leaving the EU means for your wallet, and whether you should hold onto any Brexit 50ps.

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15 apps set to transform the world of finance have been shortlisted for an innovation challenge. 

All of them use Open Banking, a government initiative that turns two this month. Most people have never heard of it - or the apps that use it. So what are they, how do they work, and would you share your bank details to use them? 

In the rest of the episode, we talk tax returns and 0% credit cards.

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Could you retire at 40? The FIRE movement says you can if you just reduce your spending on things like fancy cars, eating out and… toilet paper?

Two people share their journeys to early retirement, and our experts discuss whether following FIRE will leave you burnt.

In the rest of the episode, we discuss Travelex, Santander, and current account perks.

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With the new year in full swing, our money experts share their advice on what 2020 has in store for your finances. 

We visit the Which? office floor to hear top tips from members of the team. Then we discuss the five key areas that will see changes this year: tax, mortgages & property, banking, pensions, and bills.

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There's no new episode of The Which? Money Podcast this week, but we'll be back next week with our top money tips for 2020.


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There's no Which? Money Podcast this week as we take some time off for the festive period. We'll be back with a new episode in 2020!


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As the UK’s shift towards digital payments continues at breakneck speed, we bring you a cautionary tale from Sweden.

In this week’s episode, we talk to a group of campaigners fighting to protect their access to cash. 

In the rest of the episode, we cover the election result, overdraft fees and a new digital bank account.

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Keeping on top of your finances can be a challenge for all of us, but if you’re one of the two million people in the UK living with visual impairment the difficulties can be even more acute.  

In this week’s episode we follow one customer’s banking journey with a visual impairment and one bank that’s trying to make its services more accessible. 

Elsewhere, we discuss credit scores, ski insurance and a new cashback reward scheme. 

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Getting onto the property ladder seems harder than ever before with first-time buyers struggling to afford today’s house prices. 

But has it always been this way?

In this week’s episode we go back through the decades to find out whether first-time buyers were ever any better off and how today’s buyers secure their first home. 

In the rest of the episode we discuss home insurance and a new challenger bank that could rival the likes of Monzo and Starling.

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This week our money experts unpick what the General Election 2019 could mean for your money. 

And Which? reveals what the next government should do to better protect consumers and their finances.

In the rest of the episode we share top tips to help you get the best deal Black Friday deals.

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If you pay your energy bill by direct debit, the chances you could be putting hundreds of extra pounds into the pockets of your supplier.

This week we uncover why energy companies are sitting on £1.5bn of customer’s cash and how to claim your money back if you’ve paid too much. 

In the rest of the episode we discuss scams, help to buy Isas and the launch of Apple TV+.

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Since 2015 over half a billion pounds have been wiped from people’s pensions due to excessive tax from HMRC. 

This week we shine a light on the tax system fault which is costing savers millions each year and how to get your money back if you’ve been affected.

In the rest of the episode we discuss the best way to send money abroad, ‘Netflix for insurance’ and new overdraft rules. 

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As part of our mission to help you make the most of your money, we travel overseas to the city Which? members awarded five stars for value for money.

Armed with £20 in cash, we find out how to get the best of cuisine and culture without breaking the bank.  

In the rest of the episode we discuss bank transfer scams, lasting power of attorney, and ‘Netflix for supermarkets’.

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Price comparison sites have made buying car insurance simpler than ever.

But behind the scenes is a complex churn of data which could have a devastating impact on the price you pay. 

In this week’s episode of The Which Money Podcast we reveal the tricky tactics insurers use to decide your premium and how to beat them.

In the rest of the episode we discuss banking IT failures, savings and how to earn £125.

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Searching for the best savings accounts online can return some deals that seem too good to be true. Because they are. 

In this week’s episode of the Which? Money Podcast we shine a light on the high-risk investments that are marketed as savings accounts to mislead potential customers. 

In the rest of the episode, we discuss PPI refunds, the state pension increase and making an offer on a house.

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Starting a family can be an exciting new chapter but parents who take time out of work to care for children face significant unintended financial consequences. 

In this week’s episode of the Which? Money Podcast we explore the ‘parental pensions penalty’ which is causing some people to lose over £45,000 in pension savings. 

In the rest of the episode, we discuss The Queen’s Speech, savings and the collapse of the Woodford empire.

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Could collecting coins be riskier than you thought? In this week’s episode of The Which? Money Podcast, we take a deep dive into the darker side of coin collecting.

We visit a numismatic society and ask the experts whether buying collectable coins will be good or bad for your wallet. And we take a closer look at how the Royal Mint works.

In the rest of the episode, we discuss the insurance ‘loyalty penalty’, Free Wills Month, and the difference between Isas and bonds. 

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The Thomas Cook collapse caused utter devastation for hundreds of thousands of holidaymakers who had their holiday dreams shattered as well as thousands of employees who lost their jobs. 

In this week’s episode of the Which? Money Podcast our experts unpick exactly what the Thomas Cook collapse means for you. 

We reveal different ways of reclaiming the cost of your trip if you’ve been affected and how to make sure your next holiday booking is protected.

We’ll also explain what happens next for members of the Thomas Cook pension scheme.

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From insurance to breakdown cover, packaged accounts add a number of frills to your current account for a monthly fee. 

Pick the wrong one, however, and you could end up almost £200 out of pocket. 

In this week’s episode our experts get to the core of these accounts to help you work out which ones are good value or if it’s time you ditched yours. 

In the rest of the episode we discuss new payment protection to combat fraud, getting your tax return right and a crackdown on hotel booking websites.

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Technology has revolutionised the world of investing and today we can invest via apps on the go or from the comfort of our homes. 

Traditionally, these investment platforms charge a fee but a new generation of companies offering you the chance to trade stocks for free is emerging. 

Do they mark a shift in the future of investing or do investors risk missing out by cutting costs?

We speak to the disruptors and experts to find out. 

In the rest of the episode we discuss cash Isas, how to get the best TV and broadband deal and the looming loan charges deadline.

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In this week’s episode we investigate the first in a series of everyday rip-offs. 

If you’re one of the millions of Brits who visit the seaside each year, you may well have found yourself in a gaming arcade, trying to win tickets which can be traded in for prizes. 

But does the price you pay to play really add up to your winnings in the end? 

We crunch the numbers and speak with an industry expert to find out. 

In the rest of the episode we discuss the countdown for opening a Help to Buy Isa, inheritance tax and a new scheme to protect free ATMs in remote areas.

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This week we reveal the biggest scandal to hit the UK property market.

Thousands of homeowners who have bought their property on a 'leasehold basis' are finding themselves trapped in homes with archaic terms and astronomical fees.

While some are forced to fork out £60 to change their doorbell others face spiralling ground rent which could run into tens of thousands of pounds.

We speak to the homeowners being failed by this antiquated system and ask the experts - including lawmakers - whether it will ever change.   

In the rest of the episode we discuss the latest with the Woodford fund suspension, how to beat rising rail fares and a new bank switching deal.

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This week we uncover the mysterious world of chargeback.

It’s a scheme that could help you get your money back if a debit card payment goes wrong - but very few people know it actually exists. 

We lift the lid on how chargeback works and how to request it from your bank.

In the rest of the pod, we discuss pensions, divorce and disappearing savings accounts. 


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It's the age-old debate - should you priortise buying a property or saving for retirement? And that challenge has become more acute as life expectancy rapidly increases and getting onto the property ladder becomes an ever more distant dream.

We speak to the people who have decided to delay their retirement saving plans to buy a property - and the experts who think that's a very risky strategy. 

In the rest of the pod, we discuss the latest with Monzo and a new voice banking trial that could see you asking Google for your bank balance. 


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An increasing number of tickets are being issued by private parking companies, with some drivers being unduly targeted. In this week's episode of the Which? Money Podcast we ask whether drivers have to pay unfair private parking tickets and how to fight back against the companies handing them out. 

Which? Money expert Gareth Shaw and host Lucia Ariano talk about fighting private parking tickets, gift aid and new protection against bank transfer scams. 


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Fund manager Neil Woodford sent shock waves through the financial world when he suspended his Equity Income Fund over a month ago. This suspension could continue until December this year, blocking investors from accessing up to £3.5bn of their money

In this week’s episode of the Which? Money Podcast, James Coney, Money Editor at The Sunday Times, joins Gareth Shaw and host Lucia Ariano for an in-depth look at the Woodford suspension to unravel the investment scandal of the year – and what it means for investors’ futures.


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The lifetime Isa launched in April 2017, with the aim of helping younger savers onto the property ladder or put money away for retirement. But response to its arrival has been lacklustre: take-up among savers was lower than expected and few providers have signed up to offer it. In this episode of The Which? Money Podcast we ask what the future holds for the lifetime Isa.

Which? Money experts Jenny Ross and Gareth Shaw talk to host Lucia Ariano about the lifetime Isa, travel money and inheritance tax. 

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The UK’s coin collecting community is growing with some collectors paying as much as £90 for a rare 50p coin. In this episode of The Which? Money Podcast we ask why some people are crazy about coins and which rare coins could earn you a tidy sum if they turn up in your change.

Which? Money experts Jenny Ross and Gareth Shaw talk to host Lucia Ariano about rare coins, travel insurance and scam adverts.

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House raffles are becoming increasingly popular but very few people have been successful in winning a home through them. In this episode of The Which? Money Podcast, we ask whether house raffles are worth entering. 

Which? Money experts Jenny Ross and Gareth Shaw talk to host Lucia Ariano about house raffles, inheritance tax and savings accounts.

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For over 60 years premium bonds have offered savers the chance of winning monthly cash prizes including a million-pound jackpot. In this episode of the Which? Money Podcast, we look at how premium bonds work and whether they’re worth buying. 

Which? Money experts Jenny Ross and Gareth Shaw talk to host Lucia Ariano about premium bonds, car insurance and a new mobile switching service. 

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Over two million people suffer from gambling addiction in the UK, with some addicts as young as 13 years old. In this episode of the Which? Money Podcast, we look at how an award-winning bank is using new technology to help people fight their addiction.

Which? Money experts Jenny Ross and Gareth Shaw talk to host Reya El-Salahi about gambling blocks, the war on fake reviews and a crackdown on poor pension advice.

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Scams are becoming increasingly sophisticated and victims in the UK lost around a billion pounds to criminals over the last year alone. In this episode of the Which? Money Podcast, we unpick the sneaky techniques used by fraudsters to get a hold of your cash. 

Which? Money experts Jenny Ross and Adam French talk to host Reya El-Salahi talk about scams, the PPI compensation countdown and the benefits of switching your bank account.

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ATMs are rapidly disappearing, leaving millions of vulnerable people across the UK without easy access to their cash. In this week’s episode of the Which? Money Podcast, we ask whether the nation is ready to become a cashless society.

Which? Money experts Jenny Ross and Gareth Shaw talk to host Lucia Ariano about ATM closures, a new ban on overdraft fees, and a government error that might hit your state pension.

For more information about our Freedom to Pay research and campaign work mentioned in this episode, check out www.which.co.uk/atmfees.

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Having a healthy credit report can help unlock the best financial products in the market, but many people simply don't check theirs or understand how they work. In this week's episode of the Which? Money Podcast, we bust the credit report myths to uncover the truth about how they work.

Which? Money experts Jenny Ross and Gareth Shaw talk to host Lucia Ariano about credit scoring, a new ban on tenants fees, and the best way to spend abroad this summer.

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Technology is transforming the way we manage our money but in the very first episode of The Which? Money Podcast, we ask whether those who aren’t able to embrace the revolution are at risk of being left behind.

Which? money experts Jenny Ross and Gareth Shaw talk to host Lucia Ariano about digital exclusion, new protections for scam victims, and why insurance payouts for car thefts are rising. 

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Did you know it can cost you more to insure a Great Dane than a Mercedes?

And did you know your council tax can cost you less if you co-habit with a nun?

And did you know you can get more fun facts like these plus our expert take on more serious money issues by subscribing to the Which? Money podcast? Your guide to the ins and outs of personal finance from the experts at Which? Money. Helping you get a better deal for 60 years.

So join Lucia, Gareth and Jenni, every Thursday, for the Which? Money podcast.

Make sure you listen in to make your money go further.