Unlock Your Wealth Today Starring Heather Wagenhals: Recent Episodes

Unlock Your Wealth

Heather Wagenhals Unlock Your Wealth Radio helps people learn how to manage their money better saving time and reducing stress, creating a debt-free life to choose wealth and happiness with Heather's proven strategies. Tune in to one of Heather's shows and learn what thousands of other listeners have about releasing limiting beliefs and choosing the future they desire for themselves and their families NOW!

How To Avoid This Mortgage Rate MistakeUnlock Your Wealth Starring Heather WagenhalsOn today's episode, Matt Nye of Infinite Wealth Builder returns to reveal this mortgage rate mistake most people don't know they're making.You'll Learn:Why is interest rate calculation important?What impact this has on your profit when sellingWhat you can do to beat this mortgage rate mistake.And, so much more...Visit UnlockMyWealth.com for details and Matt's free ebook.Grab your FREE Unlock Your Wealth 20th Anniversary subscription to Read It For Me and a complimentary discovery call with Heather right here .Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook. UnlockMyWealth.comGrab Heather's 9-page Financial Fire Escape Plan Checklist© for free by visiting CrackingYourMoneyCode.comLearn More with Resource Links:Check out our resources and past shows at our Facebook fan page at https://www.facebook.com/UnlockYourWealthTV/You can DM the show and directly ask questions!Also Check Out:MoneyCreditAndYou.comUnlockYourWealth.comMatt Nye Links:InfiniteWealthBuilder.com

Unlock Your Wealth Starring Heather WagenhalsOn today's episode, Rich Checkan of AssetStrategies.com returns for Season 20 to discuss the state of the economy, inflation, and how to fight it with your wallet.You'll Learn:Is the gold inflation relationship irreparably broken?What impact inflation has right nowIs gold a good buy now?How to invest effectivelyAnd, so much more...Grab your FREE Unlock Your Wealth 20th Anniversary subscription to Read It For Me and a complimentary discovery call with Heather right here .That's right, have Heather coach you on solving your biggest personal or professional challenge right now AND get access to the the #1 book summary service for executives and entrepreneurs (regularly $299/year), and MicroCourses, the #1leadership and soft skill training program for executives and entrepreneurs (regularly $499/year) by visiting the website here.If you are experiencing financial challenges this year, DM Heather in IG or FB @unlockyourwealth for a complimentary discovery session to explore a new path for you financially.Remember to bookmark this show and share it in your stories, feed, or timeline on social media. The late Jim Rohn says you are an average of the top 5 people you hang around with so help them achieve financial freedom along with you!DM Heather on IG/FB @UnlockYourWealth to claim your FREE Affordability checklist to as

Inflation-Busting Budgeting Tips Featuring Deacon HayesUnlock Your Wealth Starring Heather WagenhalsOn today's episode, Deacon Hayes from the WellKeptWallet.com returns for Season 20 to discuss the state of the economy, inflation, and how to fight it with your wallet.You'll Learn:What impact inflation has right nowWhat to do with the kids for summerHow to budget effectivelyAnd, so much more...Grab your FREE Unlock Your Wealth 20th Anniversary subscription to Read It For Me and a complimentary discovery call with Heather right here .That's right, have Heather coach you on solving your biggest personal or professional challenge right now AND get access to the the #1 book summary service for executives and entrepreneurs (regularly $299/year), and MicroCourses, the #1leadership and soft skill training program for executives and entrepreneurs (regularly $499/year) by visiting the website here.If you are experiencing financial challenges this year, DM Heather in IG or FB @unlockyourwealth for a complimentary discovery session to explore a new path for you financially.Remember to bookmark this show and share it in your stories, feed, or timeline on social media. The late Jim Rohn says you are an average of the top 5 people you hang around with so help them achieve financial freedom along with you!DM Heather on IG/FB @UnlockYourWealth to claim your FREE Affordability che

Heather Wagenhals interviews Tax authority and America's Funniest Tax Guy Ed Lyon from Excel Empire on today's season kickoff episode.You'll Learn:What options are available for you this tax seasonWhy entrepreneurs must pay attention to entities and taxesNational Financial Literacy MonthAnd, so much more...If you are experiencing financial challenges this year, DM Heather in IG or FB @unlockyourwealth for a complimentary discovery session to explore a new path for you financially.Remember to bookmark this show and share it in your stories, feed, or timeline on social media. The late Jim Rohn says you are an average of the top 5 people you hang around with so help them achieve financial freedom along with you!DM Heather on IG/FB @UnlockYourWealth to claim your free Affordability checklist to assess your finances and create your plan for homeownership/real estate investment.Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.UnlockMyWealth.comGrab Heather's 9-page Financial Fire Escape Plan Checklist© for free by visiting CrackingYourMoneyCode.comLearn More with Resource Links:Check out our resources and past shows at our Facebook fan page at https://www.fac

Unlock Your Wealth Starring Heather WagenhalsOn today's episode, Heather Wagenhals shares her thoughts during the last minute holiday shopping rush for the ultimate gift giving idea.You'll Learn:Why this gift has such tremendous valueHow it may be the toughest gift for you to giveWhat it means to receive a gift of this natureAnd, so much more...If you are experiencing financial challenges this year, DM Heather in IG or FB @unlockyourwealth for a complimentary discovery session to explore a new path for you financially.Remember to bookmark this show and share it in your stories, feed, or timeline on social media. The late Jim Rohn says you are an average of the top 5 people you hang around with so help them achieve financial freedom along with you!DM Heather on IG/FB @UnlockYourWealth to claim your free Affordability checklist to assess your finances and create your plan for homeownership/real estate investment.Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.UnlockMyWealth.comGrab Heather's 9-page Financial Fire Escape Plan Checklist© for free by visiting CrackingYourMoneyCode.comLearn More with Resource Links:Check out our resources and past shows at our Facebook fan page at

Q3 Stock Market Rollercoasters and Q4 Projections Featuring Top Market Analyst Jim WoodsUnlock Your Wealth Starring Heather WagenhalsOn today's episode, Jim Woods returns for Season 18's kickoff and to discuss the state of the investment markets.You'll Learn:What surprises investors saw this summer..What the numbers did for Q3 and what that means for your money.What are Jim's "Three Keys to a Market Bottom" and why it matters.Jim's Q4 outlook moving forward...And so much more!If you are experiencing financial challenges this year, DM Heather in IG or FB @unlockyourwealth for a complimentary discovery session to explore a new path for you financially.Remember to bookmark this show and share it in your stories, feed, or timeline on social media. The late Jim Rohn says you are an average of the top 5 people you hang around with so help them achieve financial freedom along with you!DM Heather on IG/FB @UnlockYourWealth to claim your free Affordability checklist to assess your finances and create your plan for homeownership/real estate investment.Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.UnlockMyWealth.comGrab Heather's 9-page Financial Fire Escape Plan Checklist© for free by visiting CrackingYourMoneyCode.comLearn

International Real Estate Investment Secrets Featuring Michael CobbUnlock Your Wealth Starring Heather WagenhalsOn today's episode, International Real Estate Investing Authority Michael Cobb joins Heather Wagenhals for her first ever discussion about real estate investing basics when buying overseas.You'll Learn:Why you should consider international real estate as an investmentWhere are the best places to find quality investmentsWhat to look out for when investing overseasAnd much moreDownload your FREE International Real Estate Investing GuideDedicated UYW Link to Download…https://UnlockYourWealth.com/ECIEmail Michael direct : UnlockYourWealth@ECIDevelopment.comIf you are experiencing financial challenges this year, DM Heather in IG or FB @unlockyourwealth for a complimentary discovery session to explore a new path for you financially.Remember to bookmark this show and share it in your stories, feed, or timeline on social media. The late Jim Rohn says you are an average of the top 5 people you hang around with so help them achieve financial freedom along with you!DM Heather on IG/FB @UnlockYourWealth to claim your free Affordability checklist to assess your finances and create your plan for homeownership/real estate investment.Pay off your mortgage, become debt free and have cash to invest with this simple strategy.

Gold, Bitcoin and The Fed Featuring Precious Metals Authority Rich CheckanUnlock Your Wealth Starring Heather WagenhalsOn today's episode, Rich Checkan of Asset Strategies International returns for Season 17 to discuss the state of the the Fed, how Bitcoin is rebounding -- and what steps to take to inflation-proof our portfolios.You'll Learn:The FED’s inflation challenge The Fed’s rate increases and their anticipated pivot How gold IS actually doing its job in this environment The price of gold compared to all other assets despite the strong dollar Why it is the best performing asset this millennium (since 1/1/2000)Rich's upcoming webinar:Co-host is Adrian Day of Adrian Day Asset Management Guest is Tom Dyson of Bonner Private Research Dedicated UYW Link to Register…UnlockYourWealth.com/Q322webinarAnd so much more! --- If you are experiencing financial challenges this year, DM Heather in IG or FB @unlockyourwealth for a complimentary discovery session to explore a new path for you financially.--- Remember to bookmark this show and share it in your stories, feed, or timeline on social media. The late Jim Rohn said you are an average of the top 5 people you hang around with so help them achieve financial freedom along with you!DM Heather on IG/FB @U

Unlock Your Wealth Starring Heather WagenhalsOn today's episode, Jim Woods returns for Season 17 to discuss the state of the investment markets.You'll Learn:What sectors took the largest hit this year.Which one was the worst and which ones held up.What the numbers did for Q2 and what that means for your money.What are Jim's "Three Keys to a Market Bottom" and why it matters.Jim's optimism moving forward...And so much more!If you are experiencing financial challenges this year, DM Heather in IG or FB @unlockyourwealth for a complimentary discovery session to explore a new path for you financially.Remember to bookmark this show and share it in your stories, feed, or timeline on social media. The late Jim Rohn says you are an average of the top 5 people you hang around with so help them achieve financial freedom along with you!DM Heather on IG/FB @UnlockYourWealth to claim your free Affordability checklist to assess your finances and create your plan for homeownership/real estate investment.Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.UnlockMyWealth.comGrab Heather's 9-page Financial Fire Escape Plan Checklist© for free by visiting CrackingYourMoneyCode.comLearn More with Resource Links:

Motorcycles, International Intrigue, and Investing Featuring Jim RogersUnlock Your Wealth Starring Heather WagenhalsOn today's episode, American investor and financial commentator Jim Rogers joins Unlock Your Wealth from Singapore to discuss his Guinness World Records as an international adventurer, his best-selling books and investing.You'll Learn:How he came up with the idea of seeing the world on motorcyclesWhat it was like seeing the world from two wheelsWhat black markets tell you about a country's economic pictureHow to spot an emerging market investment opportunityFreedomFest and why you need to attend the Global Financial Summit as an investorAnd so much more!If you are experiencing financial challenges this year, DM Heather in IG or FB @unlockyourwealth for a complimentary discovery session to explore a new path for you financially.Remember to bookmark this show and share it in your stories, feed, or timeline on social media. The late Jim Rohn said you are an average of the top 5 people you hang around with so help them achieve financial freedom along with you!DM Heather on IG/FB @UnlockYourWealth to claim your free Affordability checklist to assess your finances and create your plan for homeownership/real estate investment.Welcome to our sponsor ReadItForMe and click on the link to claim your special offer for Unlock Your Wealth Fans and start reading best

Unlock Your Wealth Starring Heather WagenhalsOn today's episode, Dr. Mark Skousen returns for Season 16 and discusses the current state of the markets and the upcoming Global Financial Summit.You'll Learn:Are we in a bear market?What commodity is disappointing in its performance?Mises' and Hayek's warning.What is the "Great Reset"?FreedomFest and why you need to attend the Global Financial Summit as an investor?And so much more!If you are experiencing financial challenges this year, DM Heather in IG or FB @unlockyourwealth for a complimentary discovery session to explore a new path for you financially.Remember to bookmark this show and share it in your stories, feed, or timeline on social media. The late Jim Rohn says you are an average of the top 5 people you hang around with so help them achieve financial freedom along with you!DM Heather on IG/FB @UnlockYourWealth to claim your free Affordability checklist to assess your finances and create your plan for homeownership/real estate investment.Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.UnlockMyWealth.comGrab Heather's 9-page Financial Fire Escape Plan Checklist© for free by visiting CrackingYourMoneyCode.comLearn More with Resource Links:Check out our reso

On today's episode, Jim Woods returns for Season 16 and National Financial Literacy MonthYou'll Learn:What caused first quarter volatility and last month's rebound.What the numbers did for Q1 and what that means for your money.The surprise from the S&P Commodities Index.Will rate hikes from the Fed change this year.How much time do we have before we feel the effects of inflation seeping in.Jim's financial literacy tips...And so much more!If you are experiencing financial challenges this year, DM Heather in IG or FB @unlockyourwealth for a complimentary discovery session to explore a new path for you financially.Remember to bookmark this show and share it in your stories, feed, or timeline on social media. The late Jim Rohn says you are an average of the top 5 people you hang around with so help them achieve financial freedom along with you!DM Heather on IG/FB @UnlockYourWealth to claim your free Affordability checklist to assess your finances and create your plan for homeownership/real estate investment.Welcome to our sponsor ReadItForMe and click on the link to claim your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe UnlockYourWealth.com/readitformePay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complim

On today's episode, Heather discusses why your resolutions aren't working and a better Goal Achievement Strategy using the Keys to Riches© Financial Philosophy.You'll Learn:Why New Year's Resolutions FailHow you can fix them for goodWhich Key's from the Keys to Riches© Financial Philosophy you can use to supercharge your goal achievementPlus, this year's FreedomFest announcementAnd so much more!If you are experiencing financial challenges this year, DM Heather in IG or FB @unlockyourwealth for a complimentary discovery session to explore a new path for you financially.Remember to bookmark this show and share it in your stories, feed, or timeline on social media. The late Jim Rohn says you are an average of the top 5 people you hang around with so help them achieve financial freedom along with you!DM Heather on IG/FB @UnlockYourWealth to claim your free Affordability checklist to assess your finances and create your plan for homeownership/real estate investment.Welcome to our sponsor ReadItForMe and click on the link to claim your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe UnlockYourWealth.com/readitformePay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.

2022 Stock Market Predictions Featuring Top Market Analyst Jim WoodsUnlock Your Wealth Starring Heather WagenhalsOn today's episode, Jim Woods returns to kickoff the new year and Season 15 as the market heats up over inflations concerns and Fed policy.You'll Learn:What crypto stock Jim chose that took him to number one in the MoneyShow Top Picks for 2021.Which economic indicators to pay attention to coming up.What market sectors are hot and those with pullbacks and what that means for your money.How many rate hikes the Fed will make this year.How much time do we have before we feel the effects of inflation seeping in.Jim's predictions for 2022...And so much more!Jim Woods Links:JimWoodsInvesting.comBullseye Stock TraderEagle Eye OpenerFast Money AlertWayOfTheRenaissanceMan.comIf you are experiencing financial challenges this year, DM Heather in IG or FB @unlockyourwealth for a complimentary discovery session to explore a new path for you financially.Remember to bookmark this show a

On today's episode, Heather Wagenhals visits with Featured Expert Bob Carlson , dubbed "America's #1 Retirement Expert" to share somethingurgent regarding your IRA accounts, and of course it's something the government would rather you knew nothing about. Bob calls it "The IRA Trap Door."And he'll share with you what's behind it – and how it could affect just about anyone who owns an IRA when the trap door springs open on January 1, 2022.You'll Learn:What you need to watch for.How to determine if you should make a move with your retirement accounts and IRA's.and more will be revealed in this episode.Plus a free download to analyze your retirement funds!Find Bob Carlson's newsletter here: Retirement WatchIf you are experiencing financial challenges this year, DM Heather in IG or FB @unlockyourwealth for a complimentary discovery session to explore a new path for you financially.Remember to bookmark this show and share it in your stories, feed, or timeline on social media. The late Jim Rohn says you are an average of the top 5 people you hang around with so help them achieve financial freedom along with you!DM Heather on IG/FB @UnlockYourWealth to claim your free Affordability checklist to assess your finances and create your plan for homeownership/real estate investment.Welcome to our sponsor ReadItForMe and click on the link to claim your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe

On today's episode, Heather Wagenhals Revisits a past Key in the Keys to Riches Financial Philosophy© and shares what is more important than the gift-giving and "stuff." She also challenges you to focus on a different form of "present" for the holidays regardless of whether you're doing well financially. And especially if you are financially challenged this holiday season. Providing comfort and a different perspective this holiday, join Heather this episode and focus less on finance and more on creating meaningful connections this year.If you are experiencing financial challenges this year, DM Heather in IG or FB @unlockyourwealth for a complimentary discovery session to explore a new path for you financially.Remember to bookmark this show and share it in your stories, feed, or timeline on social media. The late Jim Rohn says you are an average of the top 5 people you hang around with so help them achieve financial freedom along with you!DM Heather on IG/FB @UnlockYourWealth to claim your free Affordability checklist to assess your finances and create your plan for homeownership/real estate investment.Welcome to our sponsor ReadItForMe and click on the link to claim your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe UnlockYourWealth.com/readitformePay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.UnlockMyWealth.comGrab

Unlock Your Wealth Starring Heather Wagenhals.Your Life. Fully Invested©On today's episode, Rob Arnott joins Heather Wagenhals to discuss smart beta, value investing, and investing fundamentals.Dovetailing off the panel Heather moderated at FreedomFest featuring Rob Arnott on Finding Financial Freedom, the pair deep dive in Rob's area of expertise.Rob Arnott , coined the "Godfather of Smart Beta," shares how he earned the moniker by creating the fundamental index that many large investment firms use as their model and strategy for wealth creation for their clients.They discuss:The important factors of the fundamental indexHow value investing worksWhat happens when anomalies occur and what we learn from these, “bubbles“Being a Zimbabwean trillionaire (jokingly)To learn more about Rob Arnott and what his organization does, visit : ReasearchAffiliates.comDM Heather on IG/FB @UnlockYourWealth to claim your free Affordability checklist to assess your finances and create your plan for homeownership/real estate investment.Remember to bookmark this show and share it in your stories, feed, or timeline on social media. The late Jim Rohn says you are an average of the top 5 people you hang around with so help them achieve f

On today's episode, Jim Woods returns to kickoff Season 14 on this episode of Unlock Your Wealth Today, Your Life, Fully invested.Are the bears coming out to play instead of hibernate, or are the bulls continuing to graze unfettered? The third quarter had some interesting plot twists as major indices went red. Top Market Analyst and Way of the Renaissance ManJim Woods stops by to sort out all the data and share his thoughts on the upcoming quarter.Jim Woods Links: Bullseye Stock Trader Eagle Eye OpenerFast Money AlertWayOfTheRenaissanceMan.comDM Heather on IG/FB @UnlockYourWealth to claim your free Affordability checklist to assess your finances and create your plan for homeownership/real estate investment.Remember to bookmark this show and share it in your stories, feed, or timeline on social media. The late Jim Rohn says you are an average of the top 5 people you hang around with so help them achieve

On today's episode, LGBTQ-plus dating apps Scammers. How to protect yourself on this episode of Unlock Your Wealth Today, Your Life, Fully invested.If you’re Looking for love on LGBTQ-plus dating apps beware scammers are there also.The Federal Trade Commission has fielded lots of complaints from members of the LGBTQ-plus community about scams specifically targeting them on LGBTQ-plus dating apps, like Grindr Feeld.These scams are very different from the traditional I-love-you, please-send-money romance scams. You can watch past episodes about general romance scams at UnlockYourWealthToday.comHowever, These LGBTQ-plus scams are all about extortion, demanding payments from you usually in the form of gift cards.DM Heather on IG/FB @UnlockYourWealth to claim your free Affordability checklist to assess your finances and create your plan for homeownership/real estate investment.Grab Heather's 9-page Financial Fire Escape Plan Checklist© for free by visiting CrackingYourMoneyCode.comRemember to bookmark this show and share it in your stories, feed, or timeline on social media. The late Jim Rohn says you are an average of the top 5 people you hang around with so help them achieve financial freedom along with you!Welcome to our sponsor ReadItForMe and click on the link to claim your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe UnlockYourWealth.com/readitforme

On today's FreedomFest edition Heather discusses Self-Directed IRA Options with Kirk Chisholm from Innovative Wealth Strategies. The pair review things you can invest with outside of traditional stocks and bonds. Kirk reviews the parameters of real estate investment, private lending and other qualifying investments. He also addresses what criteria you need to maintain asset eligibility.DM Heather on IG/FB @UnlockYourWealth to claim your free Affordability checklist to assess your finances and create your plan for homeownership/real estate investment.Grab Heather's 9-page Financial Fire Escape Plan Checklist© for free by texting the word "CODE" to (602) 952-1113 now.Want this week's free strategy? Claim your free copy of Heather's Keys to Riches© Financial Fire Escape Plan by visiting CrackingYourMoneyCode.com now and join our exclusive VIP community for free!Remember to bookmark this show and share it in your stories, feed, or timeline on social media. The late Jim Rohn says you are an average of the top 5 people you hang around with so help them achieve financial freedom along with you!Welcome to our sponsor ReadItForMe and click on the link to claim your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe UnlockYourWealth.com/readitformePay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the compli

3 Money Money Must-Haves When Real Estate InvestingUnlock Your Wealth Starring Heather WagenhalsOn today's episode Heather discusses homeownership and real estate investment eligibility. Housing markets have been on fire for sellers in many markets across America. You may have been thinking it is about time for you to get into homeownership or go to the next level and begin investing. Heather shares the three most important areas underwriters look at when determining mortgage affordability.DM Heather on IG/FB @UnlockYourWealth to claim your free Affordability checklist to assess your finances and create your plan for homeownership/real estate investment.Grab Heather's 9-page Financial Fire Escape Plan Checklist© for free by texting the word "CODE" to (602) 952-1113 now.Want this week's free strategy? Claim your free copy of Heather's Keys to Riches© Financial Fire Escape Plan by visiting CrackingYourMoneyCode.com now and join our exclusive VIP community for free!If you like to learn more about how Friends of Freedom USA serves veterans and first responders, please visit their website at https://FriendsOfFreedomUSA.org/ .Remember to bookmark this show and share it in your stories, feed, or timeline on social media. The late Jim Rohn says you are an average of the top 5 people you hang around with so help them achieve financial freedom along with you!Welcome to our sponsor ReadItForMe and click on the link to claim your special offer for Unloc

Dr. Joel Wade returns and joins Heather Wagenhals at the Unlock Your Wealth Remote Studios on Media Row in Mount Rushmore, South Dakota during FreedomFest. Dr. Wade explains the differences between emotions, moods and reactions and how we need to treat them separately for achieving mental well-being and happiness.Dr. Wade also introduces his new program on Mastering Emotions, Moods, and Reactions which can be found on his website at DrJoelWade.com.Grab Heather's 9-page Financial Fire Escape Plan Checklist© for free by texting the word "CODE" to (602) 952-1113 now.Want this week's free strategy? Claim your free copy of Heather's Keys to Riches© Financial Fire Escape Plan by visiting CrackingYourMoneyCode.com now and join our exclusive VIP community for free!If you like to learn more about how Friends of Freedom USA serves veterans and first responders, please visit their website at https://FriendsOfFreedomUSA.org/ .Remember to bookmark this show and share it in your stories, feed, or timeline on social media. The late Jim Rohn says you are an average of the top 5 people you hang around with so help them achieve financial freedom along with you!Welcome to our sponsor ReadItForMe and click on the link to claim your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe

FreedomFest LIVE Featuring Top Market Analyst Jim WoodsUnlock Your Wealth Starring Heather WagenhalsJim Woods joins Heather Wagenhals as they broadcast live from the Unlock Your Wealth Remote Studios on Media Row in Mount Rushmore, South Dakota. As the pair discuss the world's largest gathering of Free Minds they discuss their talks, participating in the special events and networking opportunities including the Tenth Anniversary of the Anthem Film Festival.Heather also reveals her panel moderation of the Seven Keys to Finding Financial Freedom with the Godfather of Smart Beta Rob Arnott and long-time financial writer Gary Alexander and how you can receive her 9-page Financial Fire Escape Plan Checklist© for free by texting the word "CODE" to (602) 952-1113Want this week's free strategy? Claim your free copy of Heather's Keys to Riches© Financial Fire Escape Plan by visiting CrackingYourMoneyCode.com now and join our exclusive VIP community for free during our pre-launch phase!.If you like to learn more about how Friends of Freedom USA serves veterans and first responders, please visit their website at https://FriendsOfFreedomUSA.org/ .Remember to bookmark this show and share it in your stories, feed, or timeline on social media. The late Jim Rohn says you are an average of the top 5 people you hang around with so help them achieve financial freedom along with you!Welcome to our sponsor ReadItForMe and click on the link to claim your special offer for Unlock Your Wealth Fans and start reading best-selling

Have you bought ReJuvenation "anti-everything that ails you" pills? You're not alone. Last year, the FTC reached a settlement agreement with makers of ReJuvenation and sent refund checks to people who bought this so-called “anti-aging” pill that claimed to be a cure-all for ailments including cell damage, heart attack damage, brain damage, and deafness. Here's what you need to know to claim your refund.From the FTC:It’s easy to get your money. Just go to the Quantum Refunds page at ftc.gov/rejuvenation and follow the instructions for filling out a claim. The deadline for filing claims is August 31, 2021. The average refund check has been about $113 dollars. Once you get your check, deposit it right away since it will expire after 90 days.Also, please know that the only way these FTC refund checks will come to you is by postal mail. And you never have to pay to get a refund from the FTC. If someone contacts you and asks you to pay, or says they can help you get a refund, it’s a scam — report it to the FTC.Tarra Jackson, aka Madam Money, is the author of two financial best-selling books, “Financial Fornication” and “4 Financial Languages: The Secret to Communicating About Money.” She is a popular Personal Finance Expert Media Contributor, TV & Radio Personality, Spokesperson, Brand Ambassador, and award winning International Speaker.She is a dear friend and past show guest with multiple appearances, and I am thrilled to be speaking on her platform once again.Tarra is the founder of DualPreneur and the SideGigCon.com Conference for those starting or growing their sidegig's. *****I'm speaking live at the virtual expo SideGigCon. If you’d like to join me and watch my Keynote on, “Turning Everyday Actions into Achievements“ just visit

Our new Season 13 kicks off once again with Top Market Analyst and Quarterly Guest Host, Jim Woods.Join us for today's episode as we recap the last financial quarter and Jim shares his insight regarding possible inflation fears becoming a reality, and when. Plus we discuss our favorite holiday, FreedomFest. The world's largest gathering of Free Minds in Mount Rushmore, South Dakota runs July 21-24. Join Jim and me as we broadcast live from the Unlock Your Wealth Remote Studios on Media Row, attend our talks, participate in the special events and networking opportunities including the Tenth Anniversary of the Anthem Film Festival.Get $50 off your ticket to the largest liberty and economic conference in the world http://UnlockYourWealth.com/freedomfest to claim your discount code now.Want this week's free strategy? Claim your free copy of Heather's Keys to Riches© Financial Fire Escape Plan by visiting CrackingYourMoneyCode.com now and join our exclusive VIP community for free during our pre-launch phase!.Heather is speaking live at the virtual expo SideGigCon. If you’d like to join her and watch her Keynote on, “Turning Actions into Achievements“ just visit http://SideGigCon.comIf you like to learn more about how Friends of Freedom USA serves veterans and first responders, please visit their website at https://FriendsOfFreedomUSA.org/ .

Discover the Most Important Secret to Building WealthUnlock Your Wealth Today Starring Heather WagenhalsMoney management can happen in a variety of different ways with different strategies, tactics and software. However, building wealth has a few specific secrets. This episode, Heather details the most important wealth building secret she believes dominates all the others and how it ties in to this week's final Key in the Keys to Riches© Financial Philosophy as we close out Season 12.The final key in our Keys to Riches© Financial Philosophy this week is:Become a Voracious ReaderToday Heather shares why reading benefits the brain and your critical thinking skills as well as your wealth. And in some of the most unlikely fiction genres as well.Learn how reading impacts the neural pathwaysLearn why we don't remember everything we readLearn a significant difference between real and imagined experiencesSo much moreWant this week's free strategy? Claim your free copy of Heather's Keys to Riches© Financial Fire Escape Plan by visiting CrackingYourMoneyCode.com now and join our exclusive VIP community for free during our pre-launch phase!.Heather is speaking live at the virtual expo SideGigCon. If you’d like to join her and watch her Keynote on, “clearing the path for success“ just visit http://SideGigC

It's the Sixth Key in the Keys To Riches© Financial Philosophy,Hope for the Best, Plan for the WorstSuccessful money management is simple when you know what you should be doing. Today, Heather shares the one thing you must avoid in order to achieve financial freedom.On today's episode:Heather explains why we must manage our money with her Biology-Based Approach to Success©Heather describes how our biology gets in the way of effective decision-making.Heather shares what must occur in order to congruently pursue your goals financially.Tune in to learn how you can create your Plan B for successful goal achievement now!Remember to bookmark this show and share it in your stories, feed, or timeline. The late Jim Rohn says you are an average of the top 5 people you hang around with so help them achieve financial freedom along with you!Visit the website now and claim your FREE strategy for this week's Key and join our exclusive VIP community for free during our pre-launch phase! UnlockYourWealthToday.comWelcome to our newest sponsor ReadItForMe and click on the link to claim your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe UnlockYourWealth.com/readitformePay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBoo

Why Building Wealth is More Than MindsetUnlock Your Wealth Today Starring Heather WagenhalsIt's the Fifth Key in the Keys To Riches© Financial Philosophy,Take Emotion out of the Picture.Successful money management is simple when you know what you should be doing. Today, Heather shares why building wealth is more than a mindset as she explains her biology-based approach to success.On today's episode:Heather explains why a positive money mindset is not enough.Heather describes how our biology gets in the way of effective decision-making.Heather shares what must occur in order to congruently pursue your goals financially.Tune in to learn how you can develop more than a money mindset for successful goal achievement now!Visit the website now and claim your FREE strategy for this week's Key and join our exclusive VIP community for free during our pre-launch phase! UnlockYourWealthToday.comWelcome to our newest sponsor ReadItForMe and click on the link to claim your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe UnlockYourWealth.com/readitformePay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the co

The Keys to Riches© Three/Five Financial Strategy Part TwoUnlock Your Wealth Today Starring Heather WagenhalsIt's the Fourth Key in the Keys To Riches© Financial Philosophy, Knowledge is Power, Not Knowing is Powerful.Successful money management is simple when you know what you should be doing with it. Today, Heather reviews what the different areas of concern you need to address for effective money management with the second part of her 3/5 Financial Strategy©.On today's episode:Heather details what the five areas of concern are for every person, and why they are important.Heather shares how you can further refine your 3/5 based on your age, history, and relevance of each area of concern.Heather shares another resource for effective delegation of certain areas for building wealth successfully.Tune in to learn how you can address the five areas of concern for successful goal achievement now!Visit the website now and claim your FREE strategy for this week's Key and join our exclusive VIP community for free during our pre-launch phase! UnlockYourWealthToday.comWelcome to our newest sponsor ReadItForMe and click on the link to claim your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe UnlockYourWealth.com/readitformePay off your mortgage, become debt free and have cash to invest with

Unlock Your Wealth Today Starring Heather WagenhalsIt's the Third Key in the Keys To Riches© Financial Philosophy, Dreams With Deadlines.Goal achievement is simple, but not always easy the way traditional goal setting is structured. In this episode, Heather shares a more constructive approach to goal achievement and how a Tom Hopkins' sales tactic inspired her to formulate this Key, and further refine her 3/5 Financial Strategy©.On today's episode:Heather shares why planning too far forward, can lead to disappointment and missing the mark.Heather details her interpretation of the SMART goal planning acronym and why that is important.Heather shares the one "sales-turned-saving-and-investing" technique that increases your likelihood of successful goal achievement.Tune in to learn how you can create successful goal achievement now!Visit the website now and claim your FREE strategy for this week's Key and join our exclusive VIP community for free during our pre-launch phase! UnlockYourWealthToday.comWelcome to our newest sponsor ReadItForMe and click on the link to claim your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe UnlockYourWealth.com/readitformePay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.UnlockMyWealth.comLearn Mo

Going Green for Healthy FinancesUnlock Your Wealth Today Starring Heather WagenhalsIt's the second Key in the Keys To Riches© Financial Philosophy, Take Action, Make Assessment.Budgets are the wrong way to go if you are trying to achieve financial freedom. Yes, it's true, and Heather will point that out today as she leads you through how to begin your organic assessment of your finances.On today's episode:Heather discusses the significance of proper assessment of your finances and how traditional budget and credit counselors get it wrong.Heather shares the similarities of dieting and budgets and why that is important.Heather provides the instructions for a successful organic assessment.Tune in to learn how you can begin your financial organic assessment now!Visit the website now and claim your FREE strategy for this week's Key at MakingSuccessSimple.com and join our exclusive VIP community for free during our pre-launch phase!Welcome to our newest sponsor ReadItForMe and click on the link to claim your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe UnlockYourWealth.com/readitformePay off your mortgage, become debt free and have cash to invest with this simple strategy.

Unlock Your Wealth Today Starring Heather WagenhalsJim Woods, Top Market Analyst and Way of the Renaissance Man returns to guest host with Heather Wagenhals this 2021 and brings his unique insight to share with you about the markets and so much more.On today's episode:Jim's recap of the first quarter of 2021 and what changed as the new year began..Jim shares his thoughts on what's coming up for the second quarter.Jim discusses his "Four Horsemen" of the financial markets and what they are telling him.Jim kicks off National Financial Literacy Month and shares his most powerful tool for achieving financial freedom.Tune in to hear how you can use the news to invest in the markets today.Visit the website now and claim your FREE strategy for this week's Key at MakingSuccessSimple.com and join our exclusive VIP community for free during our pre-launch phase!Welcome to our newest sponsor ReadItForMe and click on the link to claim your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe UnlockYourWealth.com/readitforme**SIX-WEEK MEDIA TRAINING BOOTCAMP STARTS IN MAY. Finish BEFORE SUMMER. GET ON THE WAITLIST NOW! https://renaissancebrandmanagement.com/mediatra

MoneyGram Fraud Refund Eligibility guidelines are available,and if you were a victim of fraud between the dates of January 2013 through December 31, 2017, you may be eligible for a partial refund.The FTC and DOJ settled the $125 million case against money gram for failing to me agreements to clamp down on consumer fraud.Watch today’s show as we discuss the drop-dead date for filing, how to watch out for scams, and what to do if you have not received your pre-filled claim form in the mail from Gilardi and Company LLC.For more details visit the website at MoneyGramRemission.com For the original press release, please visit the FTC's original press release at FTC.gov/MoneyGramWould you like to learn more about proven money management tools with like-minded individuals? Find out what Insider’s Club members have already learned about managing their money better, reducing stress while creating wealth and happiness for less than one hour of minimum wage A MONTH! What have you got to lose but the debt in your wallet and the poverty in your mindset? Request more info today!Tune in to hear how you can discover a simple way to achieve goals and get on the path to financial freedom and prosperity now.Visit the website now and claim your FREE strategy for this week's Key at MakingSuccessSimple.com and join our exclusive VIP community for free during our pre-launch phase!Welcome to our newest sponsor ReadItForMe and click on the link to claim your

Today we review one of the simplest goal achievement strategies from Heather Wagenhals and The Keys To Riches™ Financial Philosophy.Some of the tactics seem to be the antithesis of goal planning and she dispels the myths of goal setting and shares a better way. Using Heather's biology-based approach to achievement, she explains how you can deploy these simple behavioral hacks to shed the self-sabotage and really achieve in profound ways.The Keys To Riches™ Financial Philosophy is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money. It also gives you specific techniques to create or fix your credit, eliminate debt, save and invest, building wealth and happiness holistically, all while transforming your current financial habits into healthy money management skills.Key Statement:In order for me to achieve the things I want in life and accomplish my dreams I must attach deadlines to them.Key Affirmation:I am great at goal setting and achieving my goals through action.Key Commitment:I commit to designing the life of my dreams using the Dreams With Deadlines© Goal Setting Strategy.Key Action Item:Write out your goals. Make them specific yet small, measurable, and achievable. Add sensory awareness to each goal. Make them realistic and make sure that they have a time attached to it.Would you like to learn more? Find out what Insider’s club members have already learned about managing their money better, reducing stress while creating wealth and happiness for less than one hour of minimum wage A MONTH! What have you got to lose but the debt in your wallet and the poverty in your mindset?Request more info today!Tune in to hear how yo

Unlock Your Wealth Today Starring Heather WagenhalsBudgets are on everyone's minds as the new year gets underway. People are feeling the need to create some structure in their lives financially and budgeting seems like the natural first step. Today Heather shares the 3/5 Financial Strategy and address how we begin to assess our finances to create a budget that really works.On today's episode:Heather discusses the 3/5 Financial Strategy and where this week's falls in the strategy.Heather explains this week's Key and why it is important that we execute this Key passively.Why you need a 9x12 envelope to execute this week's key.Tune in to hear how you can discover a new way to assess your finances and budget successfully now!Visit the website now and claim your FREE strategy for this week's Key at MakingSuccessSimple.com and join our exclusive VIP community for free during our pre-launch phase!Welcome to our newest sponsor ReadItForMe and click on the link to claim your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe UnlockYourWealth.com/readitforme**SIX-WEEK MEDIA TRAINING BOOTCAMP NOVEMBER 9TH. Finish BEFORE Christmas. GET ON THE WAITLIST NOW! https://renaissancebrandmanagement.com/mediatrainingbootcampPay off your mortgage, become debt free and have cash to invest with this simple strategy.

Stock Market Predictions Featuring Top Market Analyst Jim WoodsUnlock Your Wealth Today Starring Heather WagenhalsJim Woods, Top Market Analyst and Way of the Renaissance Man returns to guest host with Heather Wagenhals this 2021 and brings his unique insight to share with you about the markets and so much more.On today's episode:Jim's recap of the last quarter of 2020 and the year as a whole.Jim shares his formula for approaching and analyzing the markets.Jim discusses Gold versus Bitcoin and which is the better hedge as a flight to safety.Jim discusses his world view and "Renaissance Man" way of intuiting the markets, and life.Tune in to hear how you can use the news to invest in the markets today.Visit the website now and claim your FREE strategy for this week's Key at MakingSuccessSimple.com and join our exclusive VIP community for free during our pre-launch phase!Get your FREE Way of the Renaissance Man masks for Unlock Your Wealth fans when you order one today! Use Promo code: UNLOCK241 at WayOfTheRenaissanceMan.com/store NOW!Welcome to our newest sponsor ReadItForMe and click on the link to claim your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe UnlockYourWealth.com/readitforme**SIX-WEEK MEDIA TRAINING BOOTCAMP N

Unlock Your Wealth Today Starring Heather WagenhalsToday we visit the first key in the Keys to Riches© Financial Philosophy, Acceptance and Affirmation. We are going to learn the ineffective nature of denial and what we must do to overcome every challenge that presents itself in our lives. We also discuss the power of affirmations and why they always work. We will address when they don't work and what you can do to redirect your affirmation efforts to be more effective for you with Heather's specific Affirmation Strategy.Here are your Keys for today's Key: Key Statement: By accepting where I am right now, regardless if I am happy about it, gives me the power to change the things I don't like. Affirmations ALWAYS work, and if they are not, we must make the structure and deployment more effective.Key Affirmation: I accept my current situation with the power to know I can change it at any time.Key Action Item: Take a blank sheet of paper, turn it horizontally and write down everything you would like to change and be ready to use it with the upcoming Keys.Visit the website now and claim your FREE strategy for this week's Key at

Letting go of what you cannot control and focusing on the things you can is a difficule task. Today's broadcast focuses on a three-step process to give you peace of mind, clarity about your life's direction, and a simple path to get from where you are, to where you say you truly desire.Here are your Financial Fast Facts:Acknowledge the things you can control and let go of what you cannotEvaluate your past performance by using these 4 principle to a successful evaluation Act with the insights gleaned in the evaluate phase to make a plan and execute on those specific steps wit hmeasured actionGet your FREE Way of the Renaissance Man masks for Unlock Your Wealth fans when you order one today! Use Promo code: UNLOCK241 at WayOfTheRenaissanceMan.com/store NOW!Welcome to our newest sponsor ReadItForMe and click on the link to claim your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe UnlockYourWealth.com/readitforme**SIX-WEEK MEDIA TRAINING BOOTCAMP !!! GET ON THE WAITLIST NOW! https://ren

Coronavirus continues to impact our lives in foreseen and sometimes nefarious ways. Today's episode addresses how to protect yourself online as you shop "Socially Distanced" this holiday season.Here are your Financial Fast Facts:Do your homeworkStick with brands you knowManually enter websitesCheck shopping cart securityOnly shop with credit cardsAvoid debit cardsPlus your special offer from Dr. Skousen at UnlockYourWealth.com/tnttraderTune in to hear how you can use the news to invest in the markets today.Get your FREE Way of the Renaissance Man masks for Unlock Your Wealth fans when you order one today! Use Promo code: UNLOCK241 at WayOfT

Three Keys to Q4 Featuring Top Market Analyst Jim WoodsUnlock Your Wealth Today Starring Heather WagenhalsCoronavirus has impacted nearly every area of our lives and the financial markets. We catch up with TipRanks number one investment analyst Jim Woods to discuss third quarter recap and learn what he believes are the "three keys" to the coming financial quarters.Here are your Financial Fast Facts:What happened this past quarter?What are Jim's "three keys" to watch for in the coming financial quarters?How relevant will the FAANG stocks be in the coming months ?Plus two bonus stock recommendations from Jim's subscription-only portfolios just for Unlock Your Wealth Fans!!!Tune in to hear how you can use the news to invest in the markets today.Get your FREE Way of the Renaissance Man masks for Unlock Your Wealth fans when you order one today! Use Promo code: UNLOCK241 at WayOfTheRenaissanceMan.com/store NOW!Welcome to our newest sponsor ReadItForMe and click on the link to claim your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe UnlockYourWealth.com/readitforme**SIX-WEEK MEDIA TRAINING BOOTCAMP NOVEMBER 9TH. Finish BEFORE Christmas. GET ON THE WAITLIST NOW!

The pandemic has put our economy in a precarious situation. The federal government has stopped then restarted economic productivity, then printed unprecedented levels of cash to infuse the economy, and while significant damage has been done to industry and to people individually, the financial markets seem to be chugging along. Dr. Skousen joins me to discuss what to do next on today's episodes.Here are your Financial Fast Facts:What does the economy look like right now?Should we be investing in the stock market right now?Why should we be concerned about "Keynesian Economic Policy" playing itself out?Plus your special offer from Dr. Skousen at UnlockYourWealth.com/tnttraderTune in to hear how you can use the news to invest in the markets today.Get your Way of the Renaissance Man masks for Unlock Your Wealth fans for 20% off with Promo code: UNLOCK20 at WayOfTheRenaissanceMan.com/store NOW!Welcome to our newest sponsor ReadItForMe and click on the link to claim your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe UnlockYourWealth.com/readitformeSIX-WEEK MEDIA TRAINING BOOTCAMP AUGUST 31ST. GET ON THE WAITLIST NOW!

Tired of Chinese headlines in the news? Wait for one more that could affect your wallet. Nefarious online retailers are committing the ultimate bait and switch on shoppers by sending seeds, instead of what they actually ordered.Watch today's episode to learn how to handle this properly and dispute it with your credit card company.Here are your Financial Fast Facts:How does the seed scam affect me?What does the "brushing scam" try to accomplish?*What can I do to keep my identity from being stolen in the "brushing scam"?Tune in to hear how you can identify these new scams and protect yourself today.Get your Way of the Renaissance Man masks for Unlock Your Wealth fans for 20% off with Promo code: UNLOCK20 at WayOfTheRenaissanceMan.com/store NOW!Welcome to our newest sponsor ReadItForMe and click on the link to grab your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe UnlockYourWealth.com/readitformeThink you can’t afford to fly privately? Think again! My friends at>>> @setjetUnlockYourWealth.com/setjet to learn more and

Two Real Estate Mistakes to AvoidUnlock Your Wealth Today Starring Heather WagenhalsThis episode has been prompted by several emails from viewers and friends about whether it is time for real estate purchase or refinancing. It is not a simple answer, especially when the questions are not framed properly.Right now interest rates are at historic lows for mortgages. We are in unprecedented times right now and I’ve seen people make hasty financial decisions when it comes to real estate. There are two very important considerations that will materially alter the outcome of home-ownership for you if you address them objectively.Here are your Financial Fast Facts:What are the two things we must avoid when pursuing homeownership?why is the distinction between home-ownership and real estate investment important?*How do we calculate our "lifestyle ratio"?Tune in to hear how you can avoid these two mortgage and home-ownership mistakes today.Get your Way of the Renaissance Man masks for Unlock Your Wealth fans for 20% off with Promo code: UNLOCK20 at WayOfTheRenaissanceMan.com/store NOW!Welcome to our newest sponsor ReadItForMe and click on the link to grab your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with Re

Why Wealth is More Than MoneyUnlock Your Wealth Today Starring Heather WagenhalsThis episode has been prompted by a conversation between Heather and her cousin, not realizing he was the inspiration for today’s #MoneyMonday.There are a litany of things that wealthy people do different than everyone else. It’s not just about having more money. If money, and specifically more of it was a value, people that won the lottery or had grand inheritances, would still be rich. The reality is people that experience sudden wealth return to their previous state of poverty because it’s not about money. This is why I say it’s about a state of mind.Here are your Financial Fast Facts:What are four things the wealthy do differently?Why isn't money a factor?*How do we achieve now that we know part of the structure of wealth?Tune in to hear how you can turn these four things to your advantage.Welcome to our newest sponsor ReadItForMe and click on the link to grab your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe UnlockYourWealth.com/readitformeThink you can’t afford to fly privately? Think again! My friends at>>> @setjet

3 Things Keeping You From Your GoalsUnlock Your Wealth Today Starring Heather WagenhalsThe Third Key in the Keys to Riches© Financial Wellness Series is Dreams with Deadlines. Today, Heather will discuss the three things standing in your way of achieving success and what choice has to do with determining your ability to build wealth.Here are your Financial Fast Facts:What are the three things standing in the way of goal achievementWhy are all decisions "right" decisionsHow are these things also the thing what will make us succeedTune in to hear how you can turn these three things to your advantage.Welcome to our newest sponsor ReadItForMe and click on the link to grab your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe UnlockYourWealth.com/readitformeThink you can’t afford to fly privately? Think again! My friends at>>> @setjetUnlockYourWealth.com/setjet to learn more and start your private travel adventure now!Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Cli

Business Turnaround Resources Featuring John Paul MendochaUnlock Your Wealth Today Starring Heather WagenhalsThe financial markets, Coronavirus impact, and government shutdown , start-ups, and selective shut downs are plaguing employees and entrepreneurs. Today's returning guest, author and turnaround business consultant, John Paul Mendocha from TurnAroundEngine.com joins us to discuss what tools business owners and entrepreneurs can use to identify if and when a turnaround is needed to restart their business after the COVID-19 Coronavirus shutdowns and how to make that happen successfully.Here are your Financial Fast Facts:What is a Turnaround and why does my business need one?What is the Turnaround Engine Network?What is a "Turnaround Hunter" and how can I become oneTune in to listen to John Paul's wisdom and learn how to become a hunter of turnarounds, now.Welcome to our newest sponsor ReadItForMe and click on the link to grab your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe UnlockYourWealth.com/readitformeThink you can’t afford to fly privately? Think again! My friends at>>> @setjetUnlockYourWealth.com/setjet to learn more and start your private travel adventure now!Pay off your mortgage,

Number One Market Analyst Jim Woods Kicks off Season Nine Market RecapUnlock Your Wealth Today Starring Heather WagenhalsThe financial markets, coronavirus impact, and government shutdown , start-ups, and selective shut downs all played out the last three months in ways we did not anticipate. Freedom-championing philosopher, number one market analyst and Way of the Renaissance Man Founder Jim Woods drops by to discuss all of these topics and many more.Here are your Financial Fast Facts:The regrettable cancellation of FreedomFestHow one can persevere in these challenging timesWhat to expect from the COVID-19 financiallyIs it a good time to be investing?Tune in to listen to Jim's thoughts on the markets and living a rational life, now.Welcome to our newest sponsor ReadItForMe and click on the link to grab your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe UnlockYourWealth.com/readitformeThink you can’t afford to fly privately? Think again! My friends at>>> @setjetUnlockYourWealth.com/setjet to learn more and start your private travel adventure now!Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Click he

Coronavirus Contact Tracing Scams: Five Facts You Need to KnowUnlock Your Wealth Today Starring Heather WagenhalsA contact tracer might get in touch to discuss results of a test you know you took, or because someone you’ve been in contact with tested positive. Depending on how your state has set up its program, legitimate contact tracers may call, email, text, or visit your home to collect information. Tune in to today's episode with Heather Wagenhals and find out how scammers are taking advantage of this life-threatening virus and what you can do to protect yourself from victimization.Here are your Financial Fast Facts:CONTACT TRACERS WILL NOT:-Ask for Money-Require Bank or Credit Card Numbers-Ask for Social Security Numbers-Ask for Immigration StatusAVOID ALL LINKS IN TEXT OR EMAILTune in to learn how the Coronavirus Contact Tracing scam works and what you can do to reduce your risk from Heather Wagenhals, now.Welcome to our newest sponsor ReadItForMe and click on the link to grab your special offer for Unlock Your Wealth Fans and start reading best-selling books in less than 12 minutes with ReadItForMe UnlockYourWealth.com/readitformeJoin me

The Keys to Riches© Three Five Financial Strategy RevealedUnlock Your Wealth Today Starring Heather WagenhalsThe simplest financial strategy is the one that evolved out of the fourth Key in the Keys to Riches Financial Philosophy©. If you just remember to answer three questions and address five areas of concern quarterly, you will be able to address your financial freedom successfullyHere are your Financial Fast Facts:Three QuestionsWhere am I? Where am I going? What's the difference?Five Areas of ConcernIncome/Expenses?Credit, Proterctions, Asset Accumulation, Asset Multiplication, Asset PreservationTune in to learn the Three/Five Financial Strategy from Heather Wagenhals, now.Join me @theFreedomFest at the largest liberty and economic conference in the world July 13-16th for FreedomFest. Click on the link for Unlock Your Wealth fans special offer here UnlockYourWealth.com/freedomfest++++++++Think you can’t afford to fly privately? Think again! My friends at>>> @setjetJust visit UnlockYourWealth.com/setjet to learn more and start your private travel adventure now!Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.UnlockMyWealth.comLearn More w

Joint and several liability is in almost every loan agreement that has multiple borrowers. On this episode, learn why Heather shares the downside of borrowing together and why "cosign" should be removed from your vocabulary for good.Here are your Financial Fast Facts:Cosigning is Co-BorrowingJoint and Several liability means responsibility for total debtDecreases Your Affordability for InvestmentDeath does not cancel liability Tune in to grab all the details to understand how joint and several liability can affect your financial future now.Join me @theFreedomFest at the largest liberty and economic conference in the world July 13-16th for FreedomFest. Click on the link for Unlock Your Wealth fans special offer here UnlockYourWealth.com/freedomfestPay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.UnlockMyWealth.comLearn More with Resource Links:Keys to Riches Financial Philosophy Key 4 Knowledge is PowerJim Woods' Newsletter Advisory Services Websites:* Successful Investing Intelligence Report

Harry Abrahamsen's Mistaken Identity MishapUnlock Your Wealth Today Starring Heather WagenhalsWhat happens when your identity is mistaken for a criminal's? Heather discusses a new facet regarding identity challenges and not theft or fraud. During this episode you will hear from past show guest Harry Abrahamsen, founder of the Abrahamsen Financial Group and he will share his personal story of mistaken identity and how it has impacted his life and threatened his thriving, award-winning financial advising practice.Also, Harry shares some ideas to keep in mind as we ride the coronavirus economic rollercoaster.Here are Harry's Fast Facts:Do Your Research and educate yourselfUnderstand where you are overall irrespective of the current financial crisiscreate a tactical plan going forwardTune in to grab all the details on how to properly assess your financial situation now.Join me @theFreedomFest at the largest liberty and economic conference in the world July 13-16th for FreedomFest. Click on the link for Unlock Your Wealth fans special offer here UnlockYourWealth.com/freedomfestPay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.UnlockMyWealth.comLearn More with Resource Links:

Want to give charitably and don't know who to trust?We have felt that way too.On this #MoneyMonday episode, Heather discusses the latest challenges Americans are facing right now with the multiple crises besetting our great country and the many voices trying to be hear and are clamoring for donation dollars, donation fraud.Here are your Fast Facts:Do Your ResearchMethod of Payment MattersCrowdfunding ConcernsAvoid the RushCreate Your Defined Charitable Giving PlanTune in to grab all the details on how to protect yourself and properly research a charitable organization now.If you have been approached by a charitable organization in any manner that makes you uncomfortable, gather as many details as you can about the scam as it needs to be reported to the FTC immediately at FTC.govJoin me @theFreedomFest at the largest liberty and economic conference in the world July 13-16th for FreedomFest. Click on the link for Unlock Your Wealth fans special offer here UnlockYourWealth.com/freedomfestPay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.UnlockMyWealth.comLearn More with Resource Links:Federal Trade Commission: FTC.gov

Fast Facts Concerning Coronavirus Economic Impact Payment Debit CardsUnlock Your Wealth Today Starring Heather WagenhalsOn this episode, Heather reviews another method of distribution for the Coronavirus Economic Impact Payment. Many Americans have received either a paper check in the US mail or electronic direct deposit to their bank accounts if they have previously set that up for other payment disbursement. Another way the federal government is distributing these relief payments is through prepaid VISA debit cards. Here are your Fast Facts:The prepaid card return address sender will be from “Money Network Cardholder Service.” Inside will be a VISA-branded prepaid card issued by MetaBank.Activate your card by calling 1-800-240-8100 or visiting USdebitcard.gov on the web.EIP cards will expire after three yearsIt requires as Social Security Number for activationNo one will ever call you about your EIP card. Also, no texting, emailing, or asking you to click on a link they sent to activate this card or to get your money.If you have been approached in any manner it is a scam and needs to be reported to the FTC immediately at FTC.govJoin me at the largest liberty and economic conference in the world July 13-16th for FreedomFest. Click on the link for Unlock Your Wealth fans special offer here UnlockYourWealth.com/freedomfestPay off your mortgage, become debt free and have cash to invest with this s

Nursing Homes Stealing Your Stimulus CheckUnlock Your Wealth Today Starring Heather WagenhalsNursing Home and Assisted Living Facility residents on Medicaid beware, there is an insidious new scam heading your way to separate you or your loved ones from your CARES Act stimulus check.The first complaints have come in from Ohio with other states Attorney's General reporting similar scams where the facility operators are forcing their residents who receive Medicaid benefits to sign over their stimulus checks under the auspices of it being part of their "Medicaid Resources." This is false.Here is the truth from the FTC:" those economic impact payments are, according to the CARES Act, a tax credit. And tax law says that tax credits don’t count as “resources” for federal benefits programs, like Medicaid. So: when Congress calls these payments “tax credits” in the CARES Act, that means the government can’t seize them. Which means nursing homes and assisted living facilities can’t take that money from their residents just because they’re on Medicaid."If they have taken the stimulus payment already, go to https://www.naag.org/naag/attorneys-general/whos-my-ag.php and ask your local state Attorney General to help you get it back.Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.UnlockMyWealth.comLearn More with Resource Links:Federal Trade Commission:FTC.gov

How the Principles of Adventure Yield Profitable Results Part TwoUnlock Your Wealth Today Starring Heather WagenhalsKeith Fitz-Gerald Chief Investment Officer of https://www.fitz-geraldresearchanalytics.com/ joins Heather for today’s final episode of two about the commons threads regarding an adventurous spirit and successful investing.Follow Keith on Instagram at :https://www.instagram.com/keith.fitz.gerald/Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.UnlockMyWealth.comLearn More with Resource Links:Keith's Website:Keith Fitz-GeraldJim Woods' Newsletter Advisory Services Websites:* Successful Investing Intelligence Report Bullseye Stock Trader

How the Principles of Adventure Yield Profitable Results Part OneUnlock Your Wealth Today Starring Heather WagenhalsKeith Fitz-Gerald Chief Investment Officer of https://www.fitz-geraldresearchanalytics.com/ joins Heather for today’s first episode of two about how they met, and what the commons threads are regarding an adventurous spirit and successful investing.Follow Keith on Instagram at :https://www.instagram.com/keith.fitz.gerald/Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.UnlockMyWealth.comLearn More with Resource Links:Keith's Website:Keith Fitz-GeraldJim Woods' Newsletter Advisory Services Websites:* Successful Investing Intelligence Report Bullseye Stock Trader

MoneyMonday: Coronavirus Travel Refund TipsCoronavirus Cancelling your travel plans? Here's what you need to know on this episode of MoneyMonday.What's Discussed:Whether your travel plans have been cancelled or you are weighing your options due to life changes affecting future travel plans like health or financial concerns. Here is what you need to know:According to the US Department of TransportationAirlines must offer a refund and additional fees like cancellation or change of date plans even on non refundable travel plans.Cruises are another story and you should consult your ticket contract and cruise line refund policies and vouchers. The

MoneyMonday: Three Tips to Help You Survive the Upcoming Financial CrisisUnlock Your Wealth Today Starring Heather WagenhalsThe financial aftermath from the #coronavirus #crisis and lockdown has yet to begin. Here are three ways for you to prepare yourself so you can survive the #FinancialCrisis on today's episode of Money MondayWhat's Discussed:What are three ways we can protect ourselvesLearn how to build an emergency fund with no cashWhat brain re-frame to use when creating a budgetPlus, how everyone will be impacted even if you are OK now, and so much more!Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.UnlockMyWealth.comLearn More with Resource Links:Get Your FreedomFest Earlybird Discount for Unlock Your Wealth Fans Right Here at UnlockYourWealth.com/freedomfestJim Woods' Newsletter Advisory Services Websites:* Successful Investing Intelligence Report Bullseye Stock Trader

Coronavirus Debt Collection Scam SolutionsUnlock Your Wealth Today Starring Heather WagenhalsScammers are not on furlough though they are working from home to swindle you out of your hard-earned cash. Here are some ways to avoid being scammed by any debt collector. For the complete checklist, just inbox me on social media here on Instagram https://www.instagram.com/unlockyourwealth/ .What's Discussed:Find out why you should answer these callsLearn how to handle yourself on the callWhat specifically "NOT" to sayPlus, How to verify if the debt is legitimate right now and so much more!Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.UnlockMyWealth.comLearn More with Resource Links:Get Your FreedomFest Earlybird Discount for Unlock Your Wealth Fans Right Here at UnlockYourWealth.com/freedomfestJim Woods' Newsletter Advisory Services Websites:* Successful Investing Intelligence Report

Business Owners Beware: PPP Loan Scams are in Spring BloomScammers are out in full force this spring after your paycheck protection program dollars offered by the you as a small business Association. If you remember my show from two weeks ago we discussed how to go about applying for the Paycheck Protection Program and the Economic Injury Disaster Loan and the strategy to use to maximize the highest award from both programs. As if it's not bad enough that were suffering economically from this crazy pandemic now the FTC has announced it has filed a cased against a company that is claiming to offer the Paycheck Protection Program loans but in reality they're not affiliated with SBA and they've been deceiving thousands of business owners. Scammers have been getting distraught business owners and individuals to turn over sensitive corporate information like business tax ID numbers, individual social security numbers, financials, bank account information, things that the SBA does not require with the initial online application.According to the FTC, Ponte Investments LLC marketing their loan program calling it the, "SBA loan program" and they were capturing business owners data from a website of

Entrepreneurs: Tips to Survive the Quarantine Featuring Gabe BautistaUnlock Your Wealth Today Starring Heather WagenhalsEntrepreneurs: watch today’s episode about featuring #1 best-selling author and business consultant Gabe Bautista and learn how to successfully transition your business for the new era the coronavirus COVID-19 is ushering in and position yourself to win.What's Discussed:Why there is more to online meetings than downloading Zoom video conference softwareWhat are tool chains and how to deploy themOrganizing your business systems and processes to thrivePlus, three areas to focus your efforts right now and so much more!Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.UnlockMyWealth.comLearn More with Resource Links:GabeBautista.comSurviveTheQuarantine.comJim Woods' Newsletter Advisory Services Websites:* Successful Investing Intelligence Report

Entrepreneurs and Independent Contractors Special:Watch today’s episode about the Payroll Protection Plan and how you need to be careful when crafting your strategy when simultaneously applying for the Economic Injury Disaster Loan program.What's Discussed:Why Payroll Protection Program loans are not being funded quicklyLimitations and penalties for the Economic Injury Disaster Loan programWhich loan to apply for firstPlus, inbox Heather direct for your Payroll Protection Program Checklist and complimentary discovery session!Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.UnlockMyWealth.comLearn More with Resource Links:Jim Woods' Newsletter Advisory Services Websites:* Successful Investing Intelligence Report Bullseye Stock Trader Jim Woods InvestingMoneyCreditAndYou.com

Coronavirus Market Update, National Financial Literacy Month Featuring Jim WoodsUnlock Your Wealth Today Starring Heather WagenhalsAuthor, freedom-championing philosopher, and number one world-ranked market analyst, Jim Woods joins Heather to discuss how you invest in uncharted waters as we are seeing today with the impact of the Coronavirus.What's Discussed:Why we had the worst financial quarter ever for marketsWhat must change before volatility settles downWhat sectors should you be investing in right nowPlus, viewer questions answered on air!Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.UnlockMyWealth.comLearn More with Resource Links:Jim Woods' Newsletter Advisory Services Websites:* Successful Investing Intelligence Report Bullseye Stock Trader Jim Woods Investing

Defining the Happiness - Wealth Connection Featuring Dr. Joel WadeUnlock Your Wealth Today Starring Heather WagenhalsAuthor, psychologist, and life coach Dr. Joel Wade joins Heather to discuss how you define happiness .What's Discussed:The importance of an accurate definition for happinessWhy happiness matters in pursuit of your goalsWhat role emotions play in the larger life pictureAnd Dr. Wade reveals his multi-step process for achieving success and creating lasting change*Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.*Learn More with Resource Links:Dr. Joel Wade's Website:DrJoelWade.comVisit the website and download Dr. Wade's Learning Optimism FREE e-Course and bonuses NOW! Jim Woods InvestingMoneyCreditAndYou.comUnlockYourWealth.comSevenSellingSecrets.comFreedomFest.com

John Paul Mendocha Shares why Businesses Fail in the First Five MinutesAuthor, deal-maker, and turnaround specialist John Paul Mendocha joins Heather to discuss his new book and how you can position yourself to win in business.What's Discussed:What is positioning and why does it matterHow does that get projected into the marketExamples of mistakes Entrepreneurs MakeWhy the word AND is a business killerAnd so much more...Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.Learn More with Resource Links:John Paul Mendocha's Website:PositionToWinBook.comVisit the website and download John Paul's bonuses NOW! Jim Woods InvestingMoneyCreditAndYou.comUnlockYourWealth.comSevenSellingSecrets.comFreedomFest.comWayOfTheRenaissanceMan.comThis Week's Key:

Hilary Kramer Identifies Game Changing Sectors for 2020 Investing Ideas.Embrace the Future and Invest in Tomorrow’s Game Changing Billion-Dollar Trends With Hilary Kramer's Proven System for Creating MillionairesWhat's Discussed:Where do I look for investing ideasWhy is "the Internet out of the bag" in terms of investingWhat Hilary believes are the next "Game Changing" areas for investingHilary's new book, "Game Changer Investing How to Profit From Tomorrow's Billion Dollar Trends"And so much more...Hilary Kramer's Investing Sites:Value AuthorityTurbo TraderHigh Octane TraderGame ChangersTwo Day TraderInner CirclePay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.Learn More with Resource Links:

Unlock Your Wealth Today kicks off Season Seven Featuring Jim Woods' Investing Ideas for 2020. Way of the Renaissance Man and Top Market Analyst Jim Woods drops by to share with you how to get started investing with some simple rules.What's Discussed:How much should I be setting aside for investing What is missing with paper-tradingWhy Jim believes a biology-based approach to investing is necessaryAnd so much more...Register for the ONE-DAY ONLY PLAN FOR PROFESSIONAL SUCCESS 2020 Saturday, January 4th right herePay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.Learn More with Resource Links:Jim Woods InvestingMoneyCreditAndYou.comUnlockYourWealth.comSevenSellingSecrets.comFreedomFest.comWayOfTheRenaissanceMan.comThis Week's Key:Acceptance and AffirmationCheck out our resources and past shows at our Facebook fan page at

Unlock Your Wealth Today kicks New Year's Resolutions to the curb for the new year.Heather Wagenhals helps you get your 2020 started with some different ideas for the new year by illustrating why New Year's resolutions are bad and what you can do instead to achieve more in 2020 and beyond.What's Discussed:The difference between a layaway mentality versus a credit card mindset Why New Year's Resolutions don't workWhat successful people do INSTEAD of New Year's ResolutionsHeather's Simple strategy for "closing the gap" from where you are to where you want to beAnd so much more...Register for the ONE-DAY ONLY PLAN FOR PROFESSIONAL SUCCESS 2020 Saturday, January 4th right here http://unlockyourwealth.com/plan-success/Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.Learn More with Resource Links: Jim Woods InvestingMoneyCreditAndYou.comUnlockYourWealth.comSevenSellingSecrets.comFreedomFest.com

Is it possible to avoid market whipsaws with math?Today's guest Mike Turner seems to think so as my FreedomFest interview with him gives him an opportunity to share his methodology for winning in the investment markets no matter which direction it is moving.Who's On:Mike Turner founded Turner Capital Investments, LLC (TCI) is a registered investment advisory in 2008 and holds the position of president and Chief Trading Strategist. The company is located in Austin, Texas and serves clients throughout the US with multiple investment strategies that are designed to grow client portfolios in strong up or down trending markets, and protect client portfolios from major losses in bear markets.What's Discussed:What inspired Mike to turn from mathematician to stock market investorWhy he lets the market guide his stock-trading insight to make money regardless of market directionHow Mike "mathematically listens" to the market to create his money management adviceAnd Mike reveals how EVERYBODY really knows how long the next trend in investing will lastAnd so much more...Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.Learn More with Resource Links:

Holidays are the season to be scammed as well as celebrated and as unfortunate at that may be, Heather Wagenhals has some great tips to help you avoid fraud, scams and identity theft this holiday season.Heather discusses the pluses and perils that new technology brings in protecting ourselves against Identity Theft, Frauds and scams. Here are a few tips:Use RFID signal-blocking walletsTurn off and keep off broadcasting technologies like NFC, Bluetooth and WiFi until the moment of purchaseKeep your plastic cards, identification and checks coveredAnd so much more...For more information to avoid identity theft, frauds, and scams, visit moneycreditandyou.comand... For more great resources, tips and information to help you overcome your personal and professional problems to get out of debt, achieve financial freedom and live the life of your dreams now, visit unlockyourwealthtoday.comPay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.Learn More with Resource Links:Jim Woods InvestingMoneyCreditAndYou.comUnlockYourWealth.comSevenSellin

Tal Tsfany, President and CEO of the Ayn Rand Institute joins Heather Wagenhals at FreedomFest on Unlock Your Wealth Today to explain his values-based system for achievement.Who's On:Tal Tsfany is President and CEO of the Ayn Rand InstituteIn addition to being a tech entrepreneur with companies like Mulesoft and Base CRM, Tal is one of the co-founders of the Ayn Rand Center Israel. Although a late-comer to Objectivism, Tal is enthusiastic about his new position as President and CEO of the Ayn Rand Institute and is passionate about connecting individuals to philosophy and the teachings of Ayn Rand.What's Discussed:What is Tal's four-step system for values-based achievementTal's personal journey connecting with ObjectivismHow he came to lead the Ayn Rand InstituteAnd so much more...Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.Learn More with Resource Links:Ayn Rand Institute Jim Woods InvestingMoneyCreditAndYou.comUnlockYourWealth.comSevenSellingSecrets.comFreedomFest.com

Investing Options for Non-MillionairesCaleb Huey, Marketing Strategist and vice president of Creative Direct Marketing Group joins Heather Wagenhals at FreedomFest on Unlock Your Wealth Today to explain the new options for investors and entrepreneurs with the Jobs Act.Caleb Huey is Vice President of Creative Strategy at Creative Direct Marketing Group.For more than 10 years, Caleb has appeared on TV, spoken at conferences, and helped provide marketers with new ways to expand and grow their companies.In addition to helping companies sell their products and services, Caleb is a “JOBS Act” crowdfunding expert who has been helping companies worldwide launch, grow, and dominate their markets.What's Discussed:What is the Jobs Act means for individual investorsHow the Act benefits entrepreneurs in alternative industriesHow to look at your investment offering differentlyAnd so much more...Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook.Learn More with Resource Links:Creative Direct Marketing Group

Jim Woods, Freedom-championing philosopher, Renaissance Man, Top Market Analyst and 2018 MoneyShow's Number One Stock Picker returns to kick off the Fall season of Unlock Your Wealth Today to share his thoughts on the market.Who's On:JIM WOODS has over 20 years of experience in the markets as a broker, hedge fund trader, newsletter editor, and contributor to numerous financial outlets. He’s also a decorated special forces veteran, experienced horseman, motorcycle enthusiast and poet. Jim’s unique blend of experiences gives him a world view unlike any other, one which led him to become the Top 3 stock picker in the world Ranked #3 out of 6,631 Bloggers on TipRanks (#11 out of 11,760 overall experts). Jim currently edits Bullseye Stock Trader, Successful Investing,Intelligence Report and works with Dr. Mark Skousen on Fast Money Alert. Elevating the cultural IQ, Jim publishes a lifestyle website and podcast entitled, "Way Of The Renaissance Man

Why the Economics of Vanity MatterMistakenly we believe that price indicates quality however, as we learn in this episode, unnecessary licensing and government over-regulation can create artificially high pricing with no bearing on quality in the beauty business. Veronique de Rugy joins Heather Wagenhals to discuss the failings of government-mandated licensing for certain professions.Who's On:Veronique de Rugy is a Senior Research Fellow at the Mercatus Center at George Mason University and a nationally syndicated columnist. Her primary research interests include the US economy, the federal budget, homeland security, taxation, tax competition, and financial privacy. Her popular weekly charts, published by the Mercatus Center, address economic issues ranging from lessons on creating sustainable economic growth to the implications of government tax and fiscal policies. She has testified numerous times in front of Congress on the effects of fiscal stimulus, debt and deficits, and regulation on the economy.Learn More with Resource Links:Veronique de RugyMoneyCreditAndYou.comUnlockYourWealth.comSevenSellingSecrets.comFreedomFest.comWayOfTheRenaissanceMan.comThis Week's Key:Practicing the 3 R's - Review, Revise, RecommitJoin us at our Facebook fan page at

When should you create an estate plan?Dealing with our own mortality is something we avoid thinking about. Compound that thought with how do you sort through all of your "Schtuff" and "divvy" it up among your heirs and most people run to the hills.Some prevailing thoughts are "only rich people need to worry about that," or, "I don't have anything of value." Taking this position to avoid addressing our impending demise creates innumerable problems for those you leave behind.This episode addresses what can and usually goes wrong with no or improperly set-up estate plans and what to do about it. Karl Prior joins Heather Wagenhals during this episode to help you solve your estate planning woes before they happen and help you to navigate the legal ramifications of not planning your estate.Who's On:Mannion Prior, LLP co-founder and partner Karl Prior focuses his practice on Orphans’ Court and fiduciary litigation including will contests, trust disputes, estate litigation, and fee and commission disputes. Karl has litigated every aspect of Power of Attorney disputes including the capacity of a “principal” to execute a Power of Attorney, abuse of an agent’s authority, revocations of Powers of Attorney, and the existence of an agent under Power of Attorney as a less restrictive alternative to an incapacity proceeding.Karl has tried numerous matters to jury verdict and bench decision in federal court, the Civil Division of Pennsylvania’s Court of Common Pleas, and in the Orphans’ Court Division of the Court of Comm

FreedomFest at the Paris Hotel Casino in Las Vegas, Nevada was epic.Last week brought together some of the brightest minds in the world to debate, appreciate, celebrate, preserve and protect liberty and freedom in what is called, "The Largest Gathering of Free Minds."Unlock Your Wealth Today is a proud FreedomFest media sponsor and we interviewed everyone we could get a camera in front of to explain why your must have personal and political freedom in order to have financial freedom.In this episode, I broadcasted live from the event floor on media row with my special guest co-host, Jim Woods. Our Unlock Your Wealth GPS and Top Market Analyst, Jim helped me to share:what FreedomFest is all aboutwhat talks and individuals made the event memorable for usupcoming guests to look forward to watchingand much more...Plus, you get to watch first-hand why Jim is referred to as the Freedom-Championing Philosopher as he shares some of the values and ideas of why liberty must be defended and good ideas must be promulgated for the sake of the individual.Here is just a taste of the list of upcoming guests for this season: Veronique de Rugy, Dr. Joel Wade, Stephen Hicks, Grover Norquist, Caleb Huey, Tal Tsfany, John Paul Mendocha, Nick Tomboulides, Sean Flynn, Mike Turner and Jeff Kanter to whet the appetite.SPECIAL OFFERCheck out Jim Woods' FREE Report for Unlock Your Wealth Today viewers here.

FreedomFest is just days away and to bring in the new Season Five of Unlock Your Wealth Today and help Heather properly give you a FreedomFest primer, she has returning guest host and Top Market Analyst, the Way of the Renaissance Man Jim Woods.Jim will give us his keen insight to the markets and discuss what has happened over the last financial quarter as well as a half year update and share whether the bulls are still running or are bears peeking their heads into the markets.FreedomFest, the World's Largest Gathering of Free Minds is being held at the Paris Hotel and Casino in Las Vegas, Nevada July 17th-20th. Jim and Heather will share WHY FreedomFest is so important and what to expect when you get there. Get your $100 off the investment of admission by visiting FreedomFest.com/unlock and remember to use Promo Code: UNLOCK2019Each July in Las Vegas, the “world’s largest gathering of free minds” takes place. It’s called FreedomFest, and it is THE event for anyone who cares about personal freedom, constitutional rights, privacy, financial prosperity, social progress, technological advancement and the future of the country.This year, you’ll join thousands of like-minded, liberty-friendly attendees as you hear directly from the likes of: Kevin O’Leary also known as “Mr. Wonderful” from Shark Tank Penn Jillet

Welcome toUnlock Your Wealth Today, Your Life, Fully Invested©. I'm Heather Wagenhals and I'm making success simple by helping people just like you overcome your personal and professional challenges to get out of debt, Achieve Financial Freedom, and live the life of your dreams right now today with my biology-based approach to success.On this episode of Unlock Your Wealthwe're going to answer that question and I have a very special invitation for you.Each July in Las Vegas, the "world's largest gathering of free minds" takes place. It's called FreedomFest, and it is THE event for anyone who cares about personal freedom, constitutional rights, privacy, financial prosperity, social progress, technological advancement and the future of the country. This year, you'll join thousands of like-minded, liberty-friendly attendees as you hear directly from the likes of: * Kevin O'Leary also known as "Mr. Wonderful" from Shark Tank * Penn Jillette of Penn & Teller fame and "Can You Fool Us?" * Candace Owens of TurningPoint USA * Stephen Moore Chief Economist from the Heritage Foundation * John Mackey of Whole Foods Market * US Senator Mike Lee * Glenn Beck Founder of The Blaze * Kevin Sorbo star of the Hercules TV show * John Stossel of Fox News and Stossel in the Classroom * Herman Cain Former Presidential Candidate * And Many more There’s Something for Everyone at FreedomFest * Big Debates and Panels

What makes success possible?International best-selling author Sharon Lechter explains that it all starts with the letter "D." The "Rich Dad, Poor Dad" co-author and Financial Literacy champion returns to help Heather Wagenhals continue the celebration of National Financial Literacy Month.Unlock Your Wealth Today and Heather Wagenhals' gives you the tools and resources to increase your Wealth, Health, Wisdom, and Pleasurable pursuits.Who's On:As an entrepreneur, best-selling author, philanthropist, international speaker, mentor, licensed CPA and a Chartered Global Management Accountant, Sharon Lechter is the premier expert for financial literacy and a seeker of success. She is the co-author of the international bestseller Rich Dad Poor Dad, and has written 14 other books in the Rich Dad series and built the empire into the world’s leading personal finance brand. Starting in 2008, she began working with the Napoleon Hill Foundation to help re-energize the brand and has released three bestselling books in cooperation with the Foundation, including Think and Grow Rich-Three Feet from Gold, Outwitting the Devil, and Think and Grow Rich for Women. Sharon has also released Save Wisely, Spend Happily, in cooperation with the American Institute of CPAs. and served a 2 year term on the President's advisory council for financial literacy.What's Shared:The difference between financial literacy and a financial educationThe most important "D" you will discoverThe tragedy Sharon turned into triumphWhy "why" is the wrong question to askWhat is the Play Big Movement Sharon started and ho

Are the Rules for Building Wealth That Simple?Top Market Analyst and 2018 MoneyShow's Number One Stock Picker Jim Woods says yes as he returns to kick off another season and the beginning of National Financial Literacy Month.Unlock Your Wealth Today and Heather Wagenhals' gives you the tools and resources to increase your Wealth, Health, Wisdom, and Pleasurable pursuits.Who's On:JIM WOODS has over 20 years of experience in the markets as a broker, hedge fund trader, newsletter editor, and contributor to numerous financial outlets. He’s also a decorated special forces veteran, experienced horseman, motorcycle enthusiast and poet. Jim’s unique blend of experiences gives him a world view unlike any other, one which led him to become the Top 3 stock picker in the world Ranked #3 out of 6,631 Bloggers on TipRanks (#11 out of 11,760 overall experts). Jim currently edits Successful Investing, Intelligence Report and works with Dr. Mark Skousen on Fast Money Alert. Elevating the cultural IQ, Jim publishes a lifestyle website

10 tax law changes that will affect your 2018 personal return mostIn today's episode, Heather will discuss what changed with the Tax Cuts and Jobs Act with President and Owner of CKS Summit Group, Al Caceido. If you have lots of dependents this is a must watch episode.Unlock Your Wealth Today and Heather Wagenhals' gives you the tools and resources to increase your Wealth, Health, Wisdom, and Pleasurable pursuits.Who's On: Al Caceido https://www.summitgp.com/team/al-caicedo/CKS Summit Group, founded in 1996 with Al’s focus and objective is to help ensure his clients are able to enjoy their lifestyle beyond the workplace and into their retirement years. He educates and enables them to come to understand, for themselves, the financial path they should follow. He has spent twenty years helping clients protect and preserve their assets. His safe money strategies helped clients save millions of dollars during the latest market collapse.

New Year's Resolutions have an 80% failure rate by now.On today's episode I'm making success simple by bringing you returning guest, prosperity and Thrive coach Mark Michael Lewis to discuss why New Year's Resolutions don't work and what you can do to affect profound personal change instead.Unlock Your Wealth Today and Heather Wagenhals' gives you MUST-HAVE tools to increase your wealth, reduce stress, get back your time and live better now. Who's On:

Is the housing market contracting?On today's episode I'm making success simple by bringing you up to date on the housing markets and direction of real estate investing with my special guest Real Estate Investment Expert Robert Paolini.Unlock Your Wealth Today and Heather Wagenhals' gives you MUST-HAVE tools to increase your wealth, reduce stress, get back your time and live better now. Who's On:

What can walls, everyone getting a trophy and and tribalism have to do with Heather's guest appearance with Dr. Kevin?On today's episode I'm making success simple with this special reprise interview of my guest appearance on the Dr. Kevin Show from the Om Times network. I was honored to be asked by Dr. Kevin to appear on his thought-provoking show where where he will take you outside the box, behind the curtain, and will discuss what a load of crap we deal with every day.Unlock Your Wealth Today and Heather Wagenhals' gives you MUST-HAVE tools to increase your wealth, reduce stress, get back your time and live better now.Who's On:Dr. Kevin Ross Emery is a sought after leader, innovator, author, teacher, synergetic catalyst, speaker, and an expert in the ADD/HD field. He has worked for such companies as American Express, Dartmouth College, Hilton, and Sheraton. In the 80’s, he was a driving force for the creation and implementation of training programs in the banking, retail, food and financial service industries.Dr. Kevin’s work in both, the professional and personal development fields, as well as, the corporate, small business, and entrepreneurial fields has given him a wide platform to work from. In his work as a synergetic catalyst, he helps the business owner maximize their potential as well as their teams’ and their businesses’ potential. Synergizing Your Team is his way of allowing your business to be greater than the sum of its parts.He studied both eastern and western philosophies and healing systems, and synthesizes these studies and modalities into his work. His trademark blend of coaching, counseling, and skill development gives clients the tools to empower their lives. This fusion has been credited with putting his clients on a fast track t

Why is health so critical to your financial wealth?Effective decision-making occurs when we are able to achieve a peak resource state physiologically. That is more easily achievable when we are experiencing a state of health and well-being that only fitness can provide. To discuss how that is accomplished Heather speaks with leading fitness expert Drew Baye.Unlock Your Wealth Today and Heather Wagenhals' gives you MUST-HAVE tools to increase your wealth, reduce stress, get back your time and live better now.Who's On:Unlock Your Wealth Featured Expert Drew Baye's mission is to promote a philosophy of training in the safest, most effective, most efficient manner possible to maximize life-long health and functional ability with enjoyment of life as the standard, and to teach the best methods of achieving this.What's Shared:Hear Drew answer: “I help people build better bodies without wasting hours in the gym or wrecking themselves in the process.” How is it possible that you can promise such a lofty goal because it does sound a bit too good to be true? Who is your role model or mentor in bodybuilding and why did you choose this person’s advice over others?What differentiates this from traditional multiple set, multi-day workouts?Can anyone alter their current resistance training routines and adopt this type of training or is it for a special type of person?You’ve written several books on resistance training. What resources do you recommend for someone is interested in getting started?And so much moreVisit Drew's websit

What to Expect Financially in 20192018 did not end the year the way it started with the investment markets. On today's episode I'm making success simple by diving deep into the markets to sort out why the year ended the way it did and what to do about it moving forward. Here on Unlock Your Wealth Today TV to kickoff Season Three, discuss what happened in the last quarter of 2018 and take a look towards 2019 and how to deploy different strategies for investing is Featured Expert and Top 3 Market AnalystJim Woods.Unlock Your Wealth Today and Heather Wagenhals' gives you MUST-HAVE tools to increase your wealth, reduce stress, get back your time and live better now.Who's On:Unlock Your Wealth Featured Expert Jim Woods brings over a quarter of a century of investing experience to the show in addition to his military background, philisophical training and diverse lifestyle pursuits. This Renaissance Man approach to life gives Jim a unique way of looking at the markets and contributes to his continued success as the Top 3 Market Analyst in the World out of thousands. What's Shared:What happened in 2018Why it happenedHow politics, fake news, and algorithms influence the financial marketsHow Jim saved his Investors in October with his insightWhat are some different investment plans to achieve specific goalsJim's new monikerAnd so much moreCheck out Jim's FREE Report for Unlock Your Wealth Today viewers

Can we count on today's investment markets to provide returns with the volatility?On today's episode I'm making success simple by diving deep into the markets with investment analyst and newsletter editor, The Millionaire Maker, Hilary Kramer. She is part of our team of featured experts from Eagle Financial Publications and we are going to explore some exciting categories in the volatile investment markets today and where you can still profit.Unlock Your Wealth Today and Heather Wagenhals' gives you MUST-HAVE tools to increase your wealth, reduce stress, get back your time and live better now.Who's On:HILARY KRAMER is a former hedge fund manager and investment banker who was so successful, she retired from Wall Street at age 40. While there, however, she earned the nickname “Millionaire Maker” for her profitable advice. For nearly a decade, Hilary’s used that same expertise to help individual investors make money through her services GameChangers, Value Authority, High Octane Trader, and Turbo Trader.What's Shared:What are the FAANG stocks up to with their market retrenching?How concerned should we be with the market pullback as a whole?Is

Confused by your estate plan?On today's episode I'm making success simple by conversing with America's #1 Retirement Expert about our Fifth Area of Concern© in the Keys to Riches© Financial Philosophy. Retirement Watch editor Bob Carlson shares his insight into estate planning with some great tips from his retirement newsletter. He is part of our team of featured experts from Eagle Financial Publications and we are going to take a peek into the world of estate planning and how you can get started protecting yourself today. Unlock Your Wealth Today and Heather Wagenhals' gives you MUST-HAVE tools to increase your wealth, reduce stress, get back your time and live better now.Who's On:BOB CARLSON has earned the reputation as “America’s #1 Retirement Expert” over his 25+ year career offering retirement, estate and financial planning advice. He holds both a J.D. and M.S. from the University of Virginia, as well as a B.S. from Clemson. In addition, Bob currently serves as Chairman of the Board of Trustees for one of the nation’s largest retirement plans ($2.8 billion in assets). Bob edits Retirement Watch – his monthly advisory – and its companion video service, Retirement Watch Spotlight Series.What's Shared:What are some of the more obscure but important estate planning mistakes?How can we avoid them?Are trusts the way to go for estate planning?What are some trust mistakes?What are some must have year-end IRA tips we can use today??

Is income investing possible in today's market?Unlock Your Wealth Today and Heather Wagenhals' gives you MUST-HAVE tools to increase your wealth, reduce stress, get back your time and live better now.On today's episode Heather is making success simple by sharing income investing secrets. The basics of income investing are simple when you know the right person to go to and who to trust when seeking information and expertise about investing your hard earned money. Income investing champion Bryan Perry will help us navigate the income investing waters. He is part of our team of featured experts from Eagle Financial Publications and we are going to learn all about the world of income investing and how you can get started investing simply once you understand the basics.Who's On:BRYAN PERRY spent 20 years as a financial adviser for major Wall Street firms, including Bear Stearns, Paine Webber and Lehman Brothers – where he learned the fat cats’ best-kept secrets for boosting income. For the last 10 years he’s been sharing them with income investors like you and me to make 3x, 4x, 5x or more what traditional income investments pay. Bryan’s services include Cash Machine, Premium Income, Quick Income Trader, Instant Income Trader, Hi-Tech Trader

Unlock Your Wealth Today and Heather Wagenhals' gives you MUST-HAVE tools to increase your Wealth, reduce stress, get back your time and live better now.Black Friday began as a reference to the color of snow in Philadelphia from the pedestrian traffic after Thanksgiving.It is more commonly known as an accounting reference today as "being in the black" as a reference to positive revenue. Has it gotten out of hand with stores opening on Thursday night and holiday shopping overtaking the meaning and traditions of Thanksgiving? Joining Heather Wagenhals on today's episode is one of the Top 20 Living Economists, Dr. Mark Skousen who will share his thoughts on the holiday.Who's On:DR. MARK SKOUSEN is a financial advisor, former CIA analyst, university professor, and author of more than 25 books. Recently named one of the World’s Top 20 Living Economists, Dr. Skousen has been helping investors like you and me make money for almost 40 years through his flagship publication Forecasts & Strategies. You only last that long if you deliver profits, year after year. Mark also edits TNT Trader,Five Star Trader,High-Income Alert, and

Investment advice is everywhere and much of it is free.Free is not always good. The most valuable investment advice is harder to come by and there's a reason for it. Those giving the time-tested, strategic advice are in the trenches everyday doing the research, evaluating the information and taking action by systematically implementing their findings.My goal with this show, my books, workshops and live educational events is to demonstrate "how to" manage your money, physiology, and emotions successfully. That is what I research , test, and evaluate results. My coaching clients have benefited from those efforts over time. The "what" to invest in to achieve financial freedom is outside of this purview. That is why I am excited to bring to you a unique alliance with the six following market analysts and will introduce them to you on today's show. You have heard from two of them and will more with the rest in the coming episodes.Unlock Your Wealth Today and Heather Wagenhals' gives you MUST-HAVE tools to increase your Wealth and live better now.What's Shared:Today I am introducing you to the top six investment analysts to help you take specific actions to build wealth and achieve financial freedom. Here they are:Recommended ExpertsDR. MARK SKOUSEN is a financial advisor, former CIA analyst, university professor, and author of more than 25 books. Recently named one of the World’s Top 20 Living Economists, Dr. Skousen has been helping investors like you and me make money for almost 40 years through his flagship publication Forecasts & Strategies. You only last that long if you deliver profits, year after year. Mark also

Trendspotting and investing techniques, do they work?You've heard Oprah talk about it, and you watch pundits on financial television address the latest trends after they're apparent to everyone. Is trendspotting as an investing strategy a thing and how do you do it? Market analyst and Unlock Your Wealth Today Recommended Expert Hilary Kramer joins us to explain what it is and how to do it on today's episode.Unlock Your Wealth Today and Heather Wagenhals' gives you the MUST-HAVE tools and resources to increase your Wealth, Health, Wisdom, and enjoy more Pleasurable pursuits.Who's On:HILARY KRAMER is a former hedge fund manager and investment banker who was so successful; she retired from Wall Street at age 40. While there, however, she earned the nickname “Millionaire Maker” for her profitable advice. For nearly a decade, Hilary’s used that same expertise to help individual investors make money through her services GameChangers, Value Authority, High Octane Trader, and

Jim Woods, Renaissance Man, Market Analyst, and regular show contributor joins Heather Wagenhals again to kickoff Season Two of Unlock Your Wealth Today.Watch Jim and Heather verbally engage with stock market talk, FreedomFest reminiscing, economic outlook, and why the first key in the Keys to Riches© Financial Philosophy is so critical to achieving financial freedom, it's a must see.Unlock Your Wealth Today and Heather Wagenhals gives you the tools and resources to increase your Wealth, Health, Wisdom, and Pleasurable pursuits.Who's On:Market Analyst Jim WoodsJim Woods is a 20-plus-year veteran of the markets with varied experience as a broker, hedge fund trader, financial writer, author, newsletter editor and contributor to numerous financial outlets. He’s also a decorated special forces veteran, experienced horseman, motorcycle enthusiast and poet. Jim’s unique blend of experiences gives him a world view unlike any other, one which led him to become the #5 stock picker in the world (out of 6,278 experts), according to Tipranks.com. Jim is the editor of Intelligence Report, Successful Investing,

Cigar smoking has a mystique all it's own and separate from other forms of smoking.On today's episode, Heather ventures of of the studio for the first #PleasurablePursuits feature and over to world renowned Fumar Cigars to help you learn all about the pleasures of cigar smoking.Unlock Your Wealth Today and Heather Wagenhals' gives you the tools and resources to increase your Wealth, Health, Wisdom, and Pleasurable pursuits.Who's On:David Haddad of Fumar Cigars joins Heather as she explores the Pleasurable Pursuits of luxury cigar smoking. Fumar Cigars is the industry leader in on premise and destination luxury cigar programs telling the story of AMERICANA through the lens of the Tobacco Industry.They offer an amazing Retail Cigar Experience, their ultimate destination for enjoyment of cigars in the one of a kind “Prohibition Lounge”, cigar rolling shows that engage and interact with the most discriminating of clientele in 29 different markets from Florida to California, custom amenity programs and much, much more.Starting in 1995, Fumar Cigars began with a simple mission:Lead the Luxury Hospitality world into a new age of on premise cigar service, delivering rare and hard to find inventory, the most recognized and prized products in custom made humidors designed for each location.David essentially invented this industry. Now featured at over 350 destination resorts, golf clubs and private clubs, Fumar Cigars has operations offices, hubs and personnel in Arizona, Texas, Florida, Colorado and Southern California.What's Shared:What is ciga

Unlock Your Wealth Today© addresses Freedom of Choice for your HealthCare, Student Loans and Education Fraud, and the Growing Longevity Crisis with Special Guest Dr. Ed Hudgins of the Heartland Institute on this episode.Unlock Your Wealth Today and Heather Wagenhals' gives you the tools and resources to increase your Wealth, Health, Wisdom, and Pleasurable pursuits.Introduction:New drugs and life-saving health treatments are being discovered everyday and yet we cannot seem to have access to them due to the painstaking process of the Food and Drug Administration (FDA). As individuals and providers it is illegal to seek out or administer treatment that is not approved by the FDA. Wouldn't it be great if there were a way we could have the freedom to choose and control our healthcare options and have access to participate in studies that just may save our lives? How does this play into the greater ramifications for our aging population? Today's guest, Dr. Edward Hudgins is the research director for The Heartland Institute will address these very concerns.Who's On:Dr. Edward Hudgins is the research director for The Heartland Institute. In conjunction with other department directors, Hudgins sets the organization’s research agenda and priorities; works with in-house and outside scholars to produce policy studies, policy briefs, and books; contributes his own research; and works with Heartland staff to promote Heartland’s work. The Heartland Institute is a national nonprofit research and education organization addressing a wide range of public policy issues. We have deep expertise on budget and tax issues, education policy, environmental protection, and health care policy. We produce books, policy studies, and shorter publications and send many of them to every national and state elected official in the United States.

Unlock Your Wealth Today© addresses Individual Choice Health Insurance, 5 Types of Identity Theft, Failure, and the Keys To Riches© Financial Philosophy and Special Guest Jeff Kanter co-founder of HealthExcellencePlus.com on this episode.Unlock Your Wealth Today and Heather Wagenhals' gives you the tools and resources to increase your Wealth, Health, Wisdom, and Pleasurable pursuits.Introduction:Proactive health and wellness activities are constantly preached by the health and fitness industries yet insurance plans never seem to support those choices. Wouldn't it be great if there were some way to control your healthcare coverage to include mental health counseling, proactive wellness care, and the choice to go to alternative medicine facilities? Today's guest Jeff Kanter will share with Heather there is an alternative out there and how it works more effectively than traditional reactive medical care and insurances.Who's On:Jeff Kanter, cofounder of HealthExcellencePlus.com . Jeff created the most cutting edge way to cover your healthcare needs. If you have ever wanted to see any doctor or go to any hospital with reasonable monthly costs, you really need to consider Jeff's program.What's Shared:How you can legally comply with Obamacare requirementsAre proactive wellness therapies covered?What about mental health care coverage?What about alternative modalities and healing practices?Jeff Kanter's Website:HealthExcellencePlus.com (855) 816-4650 This Week's Key:Hope for the Best, Plan for the WorstJoin us Mondays at 9AM Pacific for our Unlock Your Wealth LIVE show at our Facebook fan page a .

Secret Missions for Unlock Your Wealth TodayJoin Heather Wagenhals as she goes on a secret mission to surprise Market Analyst and regular contributor Jim Woods for his birthday with a custom made birthday present to kick off the launch of his Way of the Renaissance Man Podcast Giveaway.Visit WayOfTheRenaissanceMan.com to grab Jim's FREE newsletter and be automatically entered to win a box of assorted Renaissance Man cigars for yourself!

Unlock Your Wealth Today and Heather Wagenhals' gives you the tools and resources to increase your Wealth, Health, Wisdom, and Pleasurable pursuits.Government Imposters, Why Hearts and Wallets Don't mix, and Is your money strategy sound?The Keys To Riches© Financial Philosophy as well as Heather's FreedomFest interview with policy advisor with JP Cortez from Sound Money Defense Strategies on today's episode of Unlock Your Wealth Today Your Life, Fully Invested©Who's On:JP CortezJP Cortez is the Policy Director for the Sound Money Defense League, a non-partisan, national public policy organization working to restore sound money on the state and federal level.With a background in Austrian economics, Cortez crafts policy, testifies at legislative hearings, and is regularly invited to speak at events.Cortez’s articles and analysis have appeared in the Washington Examiner, Huffington Post, Mises Institute, Foundation for Economic Education, and more, as well as appearing on podcasts and national radio shows.Cortez earned his B.A. in Political Science at Auburn University.Follow JP on Twitter @JPCortez27 What's Shared:What is real money?How can we transfer precious metals without taxation legally?What can I do to get involved?JP's Website:SoundMoneyDefense.orgThis Week's

Unlock Your Wealth Today and Heather Wagenhals' gives you the tools and resources to increase your Wealth, Health, Wisdom, and Pleasurable pursuits.Congratulations to the 600 Fraud Refunds for New Yorkers who fell victim to fraudulent debt collection schemes.Also on today's episode, Money Meditations to give you the edge when addressing your finances, the Keys To Riches© Financial Philosophy as well as Heather's interview with Grover Norquist from Americans For Tax Reform during FreedomFest in Las Vegas, Nevada.Topics:600 Fraud RefundsMoney MeditationsLow Tax Warrior Grover Norquistthe Keys to Riches© Financial PhilosophyWho's On:Grover Norquist (Twitter: @GroverNorquist) is president of Americans for Tax Reform (ATR), a taxpayer advocacy group he founded in 1985 at President Reagan’s request. ATR works to limit the size and cost of government and opposes higher taxes at the federal, state, and local levels and supports tax reform that moves towards taxing consumed income one time at one rate.What's Shared:ATR organizes the Taxpayer Protection Pledge, which asks all candidates for federal and state office to commit themselves in writing to the American people to oppose all net tax increases. In the 115th Congress, 212 House members and 45 Senators have taken the pledge.Here's the link to the

Precious metals, hospice hacks, FreedomFest, and the Keys to Riches© Financial Philosophy. This is Your Life, Fully Invested™ on Unlock Your Wealth Today. Investing with precious metals is serious business. You hear about the "gold standard," terms like "hedge against inflation" and are curious about what it means, what it takes to get started and today's guest from Asset Strategies International will help us figure it all out.We give you the tools and resources to increase your Wealth, Health, Wisdom, and Pleasurable pursuits.©Another data breach in the healthcare sector where is Alive Hospice. Heather will share how the heck happened, what data was breached, and what you can do to protect yourself.FreedomFest was an amazing event yet again for the unlock your wealth programs. Heather will discuss the event, why it is important, what happened, and how you can participate next year.Who's On: Richard Checkan of Asset Strategies International joins Heather Wagenhals to explain what precious metals investing is and why you must add it to your portfolio today.What's Shared:Precious Metals, what are they?How do we use them?How much should I invest in precious metals?And much more...Learn More with Resource Links:MoneyCreditAndYou.comAssetStrategies.comFreedomFest.com

Buying cars, data breaches, Freedom Fest 2018 and so much more on the inaugural episode of Unlock Your wealth Today Starring Heather Wagenhals.Buying a car in general can be stressful enough trying to figure out what you want. On top of that we have so much more information available to do research to pick the right one and with data overload we can shut down completely. So when commercials advertise stress-free buying online without negotiating it seems like the solution we've been looking for. On today's episode Heather discusses a better and hybrid strategy to get the best price and eliminate the stress and confusion during the car buying process.Exactis, a Florida marketing and data aggregation company is the most recent company to experience data leakage and a data breach. Heather reveals the specifics of the 350-million records that were compromised, what information was divulged, and what you can do to protect yourself moving forward. You can get the specifics at our sister website MoneyCreditAndYou.com.Enjoy weekly broadcasts where Heather shares news, information and strategies to improve your wealth, health, wisdom, and pleasure pursuits. This is Your Life, Fully Invested with Heather Wagenhals and Unlock Your Wealth Today©.FreedomFest 2018 begins July 11th through the 14th at the Paris Hotel and Casino in Las Vegas, Nevada. Join the festivities and be a part of the show as Heather broadcasts live throughout the event.Be a part of celebrity interviews, expert investment insight, and ways to improve your chances of financial freedom by expanding your personal and political freedoms.Heather will be joined in the broadcast booth with Grove

Achieving lifelong and enduring success, can be accomplished by applying what you get from this one simple activity, reading.In order to achieve and maintain success one must be a perpetual student. Your education begins the moment you leave school and not the opposite. Today's episode will address our final key in the Keys to Riches© Financial Philosophy. We will also talk about the upcoming mega events with the new television show and where you can meet Heather live in Las Vegas at FreedomFest and be a part of the show.What's Shared:Why we must readwhat reading does for us*what is the "Just five" reading strategy to create better habitsLearn More with Guests Links:UnlockYourWealthToday.com - Go here to join for the limited time offer for the Unlock Your Wealth Insiders Club before the TV show launches July 2nd.TheAtlasphere.com - go here to join the Atlasphere community for free for limited time to connect with other like-minded individuals who are admirers of the Fountainhead and Atlas Shrugged and tune in to the Atlasphere podcast starring Stock Analyst Jim Woods and Heather Wagenhals.WayOfTheRenaissanceMan.com - Go Here to get Jim Woods Renaissance Man newsletter and podcast announcements.Visit FreedomFest.com NOW to get your Tickets to see Jim Woods and Heather Wagenhals LIVE in Las Vegas, Nevada July 11th-14 at the Paris Hotel and Casino!This Week's Key:Become a Voracious ReaderJoin us Mondays at 9A

Budgeting is a task most people avoid because they don't have a strategy.What if there was a way that you could make budgeting simpler to execute? Would you do it? For most people, budgeting is challenging only because they were never taught an effective strategy for making it happen consistently and successfully. On today's episode, we will go in-depth on two types of business structure for entrepreneurs to consider and the three things you must do to achieve financial freedom.Who's On:Your host Heather Wagenhals and the Maestro of MoolahMichael Terry explore today's financial waters with Heather's proven strategies and biology-based approach to success.What's Shared:Today's Moolah Word of the Day will be a comparison between S corporations and limited liability companies and the pros and cons of each. Heather and Michael will also discuss this week's Key, Heather's new TV show, and the upcoming FreedomFest event July 11th-14th where Heather will be appearing live in Las Vegas, Nevada.Learn More with Guests Links:For information and tickets on FreedomFest visit FreedomFest.com For information on stock analyst Jim Woods new podcast and sign up for launch information, visit WayOfTheRenaissanceMan.com To become an exclusive VIP member of the Unlock Your Wealth Community and participate in Heather's show launch visit

Extreme couponing has reached new heights yet you can't remember to use the one's stuck on items in your shopping cart.Today, America’s smartest shopper, Teri Gault shares how to shop savvy in today's reprise interview.Listen to the personal finance radio show, specializing in Heather Wagenhals' proven Keys to Riches© Financial Philosophy and biology-based approach to success, airing worldwide on iHeart Media and at http://UnlockYourWealthRadio.com.Teri Gault joins Heather Wagenhals, personal finance expert and the show’s Executive Producer, to discuss ways to save money every week using coupons and only buying items that are on sale.Who's On:In this exclusive interview as America’s smartest shopper, Teri Gault, shares her inspiring story of how she rose from an everyday mom, to one of the country’s leading savings experts.Big Vision:Teri rolled coins to start a nationally franchised company, but few knew that the founder and CEO of The Grocery Game, Inc., suffered for years as addiction ravaged her family. One precious brother was lost to meth related heart failure. Another is now sober after two decades of drug addiction. Tragically in 2016, another family member, a young mother, was jailed for crimes fueled by childhood trauma, abandonment and finally substance abuse.Teri felt she had to do something... The family had been blessed with a beautiful estate home, nestled in ancient oaks, with a resort style pool and park like grounds, the perfect setting for recovery. http://oaksofhope.com/ is her new passion project and we wish her the best of luck with

PR and it's role in business success is vitally important.On a daily basis Kristi Piehl helps individuals and businesses achieve their goals by leveraging public relations successfully. Kristi joins us in this reprise interview to discuss how to effectively deploy public relations during our Women's Empowerment season for Unlock Your Wealth Radio Starring Heather Wagenhals.Who's On:Kristi Piehl as the founder and CEO of Media Minefield, a public relations firm intimately knows how to connect with journalists. Kristi was and Emmy-winning television news reporter throughout the Midwest. With 8 years under her belt and an expanding team of media professionals, Kristi knows how to build relationships with journalists are looking to make the world a better place.Big Vision:Kristi is on a mission to change the perception of the public relations industry and redefined what "media relations" really means.What's Shared:What is the Bermuda triangle of PR?How does one escape the Bermuda triangle of PR?What is the criteria for selecting the right PR firm?Learn More with Guests Links:http://media-minefield.comOr to call: (612) 924-3780This Week's Key:Remember Real EstateJoin us Mondays at 9AM Pacific for our Unlock Your Wealth LIVE show at our Facebook fan page a HTTP://fb.com/UnlockYourWealthRadioYou can hop on the show and directly ask questions!Special Offers:Get your FREE bo

Sara Tetreault continues the women's empowerment series for this season of Unlock Your Wealth Radio.Sara's frugal living techniques have helped thousands of families get and stay on track. Let's take a listen of this reprise interview from one of our highest downloaded episodes ever.Who's On:Sara Tetreault, Forum One Creative Strategy Director and the creator of GoGingham.com, a food, lifestyle, and travel blog where the focus is healthy, green, and frugal – with style.Big Vision:Go Gingham came to be as a way of sharing that living well and simply with style, can cost less in money, resources, and time.What's Shared:Sara's budgeting and money management tipsHer family life with a focus on slow livingHer home organization, homemaking, and meal planning toolsAnd so much more!Learn More with Guests Links:https://forumone.com/http://www.saratetreault.com/about/http://gogingham.com/This Week's Key:Create CreditJoin us Mondays at 9AM Pacific for our Unlock Your Wealth LIVE show at our Facebook fan page a HTTP://fb.com/UnlockYourWealthRadioYou can hop on the show and directly ask questions!Special Offers:Get your FREE book from our sponsor Audible at A

Kiana Danial has a different take on what women can be doing after dark for money.If investing wasn't the 1st thing that came to mind don't worry. Kiana Danial empowers women each day through her educational programs, books, and lectures as an Adjunct professor on Financial topics and how women can make a difference financially just by investing in educating themselves first. Join us for this reprise interview for our Women's Empowerment Season 35 here on Unlock Your Wealth Radio.Who's On:Kiana Danial is an award-winning, internationally recognized personal investing and wealth management expert. She is a highly sought-after professional speaker, author and executive coach who delivers inspirational workshops and seminars to corporations, universities and entrepreneurial groups. She is a frequent expert on many TV and radio stations and has reported on the financial markets directly from the floor of NYSE and NASDAQ. She is a weekly investment expert guest on Tokyo’s #1 Investment TV Show. She has been featured in The Wall Street Journal, TIME Magazine, CNN, Forbes, The Street, – and numerous other publications.Big Vision:Kiana Danial is on a mission to show people how simple it is to begin successfully investing through her easy to understand educational programs. Her website and resources are a place where individuals with no experience can learn and gain confidence in determining their own financial future.What's Shared:What is Forex investing?How can women begin to learn about investing?How much time is involved in learning how to invest in Forex?And so much moreLearn More with Guests Links:investdiva.com/ (Comp

Passive income always sounds exciting and daunting at the same time yet scores of people get rich with real estate investment.Gena Lofton joins Heather Wagenhals to dispel the myths of real estate investing in shares how you can get started simply.Who's On:Real estate investment genius and female superpower Gena Lofton joins Heather Wagenhals in this reprise interview during Women's Empowerment Season 35 of Unlock Your Wealth Radio. Gena is the Founder of A2A. She is an active investor in multiple asset classes. Primarily, Buying and/or Building undervalued Assets which generate tax-efficient passive income by using good debt and reducing her taxes. Most of the societal problems are a direct result of people who don't do this which is caused by Financial Illiteracy. Financial Illiteracy has become so dangerous, that it is incomprehensible why society refuses to address the problem which Alan Greenspan warns is the biggest problem which continues to be ignored. Financial illiteracy has been in her life since birth having been abandoned as a toddler and grew up in the Foster care system in South Central Los Angeles.Big Vision:She wrote a book, entitled Escape the Madness, The 10 Steps to Get out of the Rat Race which helps the reader achieve financial freedom by learning the 10 steps she took to get her passive income to exceed her expenses.While building DIRECTV over the years it became apparent that there is so little content to help educate people financially, she decided to create A2A. Thus, A2A was a vision which she had planned to launch once she concluded the merger efforts transitioning DIRECTV to ATT.The Flagship Financial Freedom Formula™product is a successor to the book and the exact same formula which enabled Gena to buy/build over $50b in assets, such as 4k Apartment units

Money and sex have a lot in common according to Tarra Jackson, Miss Madam Money and she joins Heather Wagenhals in this reprise interview for our #WomensEmpowerment season.Tarra shares her concepts of Financial Fornication and discusses her book on the topic.Who's On:Tarra Jackson, Madam Money, is a Financial Expert, TV/Radio Personality, Financial Media Contributor, Author and Speaker. Tarra provides customized workshops, webinars, and seminars for corporations, non-profits and colleges/universities for their employees, students or customers. She is also a financial contributor and guest financial expert to TV/Radio News Media and Talk Shows.Big Vision:Tarra inspires her audience to have more pleasurable and enjoyable relationships with their finances.What's Shared:What is Financial Fornication?Why do we do it?What can we do to prepare for life financially?Learn More with Guests Links:http://www.madammoney.com/This Week's Key:Hope for the Best, Plan for the WorstJoin us Mondays for our Unlock Your Wealth LIVE show at our Facebook fan page at HTTP://fb.com/UnlockYourWealthRadio You can hop on the show and directly ask questions!Special Offers:Join us on Instagram ( http://Instagram.com/UnlockYourWealth ) for breaking news updates! also follow @unlockyourwealth so you always know every time Heather does the new broadcast. For free tools and resources give her an inbox message after each show for the complementary resource she offers. FREE i

Kathy Kolbe, Master of the Financial MO joins Heather Wagenhals to share how knowing your “M.O” is the way to master your wealth in this reprise interview during Season 35 #WomensEmpowerment .Who's On:Kathy Kolbe is the world’s leading authority on human instincts. She solved the riddle of how all people can be both equal and different in their creative efforts by identifying the nature of universal instincts that constitute individual modus operandi.Big Vision:Kolbe has been called Maslow’s successor because of her work in showing how the three parts of the mind (cognitive, affective and conative) impact the creative problem solving process. Based on this seminal work, Kolbe was able to identify the algorithm for team synergy. After decades of research with hundreds of organizations, she was also able to author a comprehensive set of programs to assist leaders in making wise decisions based on a comprehensive set of human factors involving cognitive, affective and conative levels of effort.What's Shared:Kolbe is also an acclaimed theorist, who discovered the four innate conative modalities, which she named Action Modes, and developed the only validated assessment of these instinct-based strengths.Learn More with Guests Links:Kolbe.comhttp://www.opgig.com/This Week's Key:Take Emotion Out of the Picture Join us Mondays for our Unlock Your Wealth LIVE show at our Facebook fan page a HTTP://fb.com/UnlockYourWealthRadio You can hop on the show and directly ask questions!Special Offers:Join us on Instagram ( http://Instagram.com/UnlockYourWealth ) for our daily live broadcasts at 7:30 PM Eastern where Heather introduces you to

Understanding asset protection is vital to maintaining the health and security of your retirement assets.Jean Ann Dorrell shares with Heather Wagenhals during this reprise interview what seniors can do to protect themselves from being scammed.Who's On:Author, speaker and founder of Senior Financial Security, Inc., Jean Ann Dorrell’s experience includes giving financial advice on more than 50 television news programs and composing more than 80 published articles. Jean’s background also includes offering unique financial advisement, working with retirees who want “safe money” concentrating on their fixed annuities, life insurance and protecting all assets. Jean has achieved the prestigious Certified Estate Planner designation under the direction of the National Institute of Certified Estate Planners (NICEP). NICEP is nationally recognized by many of the industries top Broker/Dealers, Insurance Companies, and numerous professional financial, legal, and tax service organizations that are involved in the area of estate planning. You can find Jean on NICEP’s website at www.nicep.org.Big Vision:Jean Ann Dorrell is passionate about helping seniors protect themselves and their assets and navigate the using financial investment waters.What's Shared:How to avoid being scammedHow to handle important financial decisionsSelecting the right financial advisorLearn More with Guests Links:http://senfinancial.com/about/jean-a-dorrell/This Week's Key:Knowledge is Power, Not Knowing is Powerful Join us Mondays for our Unlock Your Wealth LIVE show at our Facebook fan page a HTTP://fb.com/UnlockYourWealthRadio You can hop on the show and directly ask questions!Special Offers:Join us on Instagram ( http://Ins

Fitness and lifestyle expert Kim Fisher joins the #WomensEmpowerment season of Unlock Your Wealth Radio to illustrate why your health is a critical factor in your personal, professional, and financial success.Who's On: Kim Fisher has been helping men and women become better versions of themselves. Kim is more than just a fitness and lifestyle coach, she's a "Diva Over Fifty" with almost 4 decades of experience helping people achieve more than just physical fitness. Big Vision: Her Diva Over Fifty program an online community bridges the gap of quality information for women to stay healthy, strong and happy during their best years. What's Shared: The challenge with an unhealthy lifestyle what a healthy lifestyle looks like what we can do to increase our health and vitality to be at our most resourceful state to create financial freedom and success in our lives. Learn More with Guests Links: www.divaoverfifty.com This Week's Key: Dreams with Deadlines Join us Mondays for our Unlock Your Wealth LIVE show at our Facebook fan page a HTTP://fb.com/UnlockYourWealthRadio You can hop on the show and directly ask questions! Special Offers:

Join us on Instagram ( http://Instagram.com/UnlockYourWealth ) for our daily live broadcasts at 7:30 PM Eastern where Heather introduces you to her Complementary 30 Days To Personal Finance Success Program! also follow @unlockyourwealth so you always know every time Heather does the new broadcast. For free tools and resources give her an inbox message after each show for the complementary resource she offers. FREE is GOOD! Do it now! Tags: Kim Fisher, exercise, women, diva, fitness, money, health, wealth, personal finance, #UYWRadio, Heather Wagenhals

Empowering women through economic literacy and advocacy programs, Project Director of Common Sense Economics Signè Thomas enlightens Unlock Your Wealth Radio listeners about the importance of economic freedom for women.Who's On: Signè Thomas is known as a strong advocate for economic freedom and Veterans. At the FSU Stavros Center for the Advancement of Free Enterprise and Economic Education, she enjoys advancing economic freedom through educational program implementation, content development, teaching, event planning, and organizational growth. Big Vision: Signè Thomas is heavily involved in promoting economic literacy across colleges and high schools, particularly by teaching educators from across the U.S. (as well as international center directors) in an online setting, and instructing teacher workshops in Canada. She founded the social enterprise Students for America’s Military, Inc (SAM). She has been recognized on a plethora of occasions for her philanthropic work with Veterans and active duty military. She earned her Bachelor of Arts in Economics and International Affairs as well as her Masters in Applied Economics from Florida State University. What's Shared:What is economic freedom?Are women winning in economics?How are women faring educationally?Learn More with Guests Links: https://www.signethomas.com/ This Week's Key: Key Two - Take Action Make Assessment Join us Mondays for our Unlock Your Wealth LIVE show at our Facebook fan page a HTTP://fb.com/UnlockYourWealthRadio You can hop on the show and directly ask questions! Special Offers:

Join us on

Sharon Lechter, Think and Grow Rich for Women Best-Selling Author Celebrates National Financial Literacy Month and Season 35 of Unlock Your Wealth Radio Starring Heather Wagenhals, author, Executive Producer and show host of Unlock Your Wealth Radio celebrates National Financial Literacy Month featuring Best Selling Author Sharon Lechter. These personal finance experts join forces and discuss money challenges facing women today on Friday at 9 AM PST. Who's On: As an entrepreneur, best-selling author, philanthropist, international speaker, mentor, licensed CPA and a Chartered Global Management Accountant, Sharon Lechter is the premier expert for financial literacy and seeker of success.

She is the co-author of the international bestseller Rich Dad Poor Dad, and has written 14 other books in the Rich Dad series and built the empire into the world’s leading personal finance brand. Starting in 2008, she began working with the Napoleon Hill Foundation to help re-energize the brand and has released three bestselling books in cooperation with the Foundation, including Think and Grow Rich-Three Feet from Gold, Outwitting the Devil, and Think and Grow Rich for Women.

Sharon has also released Save Wisely, Spend Happily, in cooperation with the American Institute of CPAs. “Sharon’s time as a successful CPA, on the President’s Counsel for Financial Literacy, leading her own best-selling publishing concern, and now partnering with the Napoleon Hill Foundation updating the Think and Grow Rich for Women into a best-selling book worldwide, gives her a unique perspective on women, financial literacy, and female entrepreneurship and is perfect for sharing with our audience at Unlock Your Wealth Radio,” explains Heather Wagenhals, show creator and host. Big Vision:

As CEO of Pay Your Family First, she has dedicated entrepreneurial efforts to the creation and distribution of fin

Are you on target to achieve your financial goals? As we close out the 34th season of Unlock Your Wealth Radio with our finale show, you will learn the last key in the Keys to Riches© Financial Philosophy and how measurement plays into our over all financial freedom as we evaluate this financial quarter. Who's On: Heather Wagenhals and the Maestro of Moolah Michael Terry tackle the key ingredients to staying on target with your personal and professional goals. Big Vision: Heather Wagenhals is Making Success Simple© for people just like you, who want to overcome their personal and professional challenges to get out of debt, achieve financial freedom, and live the life of your dreams right now, today. She does that with her biology based approach to success in her best-selling book, syndicated radio show, workshops, online and live events. Join Heather on her mission to help a million people achieve financial freedom by 2020. What's Shared:Why is quarterly measurement important?What does quarterly measurement give us?How does this fit into our overall plan for financial freedom?And so much more!Learn More with Guests Links: Check out our other websites: HeatherWagenhals.comMoneyCreditAndYou.comKeysToRiches.com This Week's Key:

Become a Voracious Reader Join us Mondays for our Unlock Your Wealth LIVE show at our Facebook fan page a HTTP://fb.com/UnlockYourWealthRadio You can hop on the show a

Budgeting for summer vacation is on everyone's mind right now as the snow melts in the season warms up. And that budgeting has just gotten a little bit harder. Consumers are going to have to double down again this summer with across-the-board rising ticket prices. Amusement park expert Pete Trabucco uses his expertise in his brand-new book, A Personal Guide to the Best Thrill Rides and Amusement/Water Parks to simplify amusement park rate hikes and will share some secrets about new pricing structures park operators are using to entice you to come stay and play even on limited budgets. Who's On: Pete Trabucco has appeared on over 1200 radio and television shows such as Fox News, MSNBC, Bloomberg Television, The CW network, CNN, the weather Channel, and the travel Channel to name just a few. Trabucco is the leading expert on roller coaster and amusement parks an expert on amusement park vacations. He is also authored America's Top Roller Coasters and Amusement Parks and A Personal Guide to the Best Thrill Rides and Amusement/Water Parks. Big Vision: As a true blooded thrillseeker, licensed private pilot, and freelance writer for many national magazines, Pete's vision is to make it simpler and easier for folks to enjoy the nations amusement parks. What's Shared:How much can you expect to pay to visit your favorite amusement park this year?What are the new rides and attractions theme parks are vying for your entertainment dollar?Resorts and amusement parks are offering new pricing structures, how do they work?Learn More with Guests Links: Get Pete's book here This Week's Key:

Practicing the 3 R's Join us Mondays for our Unlock Your Wealth LIVE show at our Facebook fan page a HTTP://fb.com/UnlockYourWealthRadio You can

Real estate investment Continues with Part 2 of our Facebook Live Reprise interview with Scott Reidenbach. Navigating the legal waters without experienced professionals can approve financially devastating. Scott Reidenbach joins Heather Wagenhals in a two-part series on how to avoid some of the pitfalls of real estate investing. Who's On: Real estate attorney Scott Reidenbach Big Vision: Scott's vision with his firm is to provide attention to detail, personal touch, compassion, and the tenacity to be one of the most chosen firms for real estate, condominium, and community Association law practices. His main goal is to find innovative and creative ways to solve his clients problems with his depth of knowledge and industry focused approach keeping them out of harm's way. What's Shared: This is the first part of our two-part series from our Facebook live event we held a couple of weeks ago. If you missed the live event you'll definitely want to give today and next Friday a listen as we delve into the challenges associated with real estate investment and what you can do to maximize your income earning potential! style="border: none;" src= "//html5-player.libsyn.com/embed/episode/id/6348321/height/90/theme/custom/autoplay/no/autonext/no/thumbnail/yes/preload/no/no_addthis/no/direction/backward/render-playlist/no/custom-color/005329/" width="100%" height="90" scrolling="no" allowfullscreen= "allowfullscreen"> Learn More with Guests Links: For more great resources from this week's guest please visit http://reidenbachlaw.com/ and access Scott's team of professional attorneys ready to assist you! This Week's Key: Our Keys to Riches© Financial Philosophy this week is number 10: Remember Real estate

Join us Mondays for our Unl

Real estate investment can be one of the most rewarding and exciting things you can do to build wealth. Navigating the legal waters without experienced professionals can approve financially devastating. Scott Reidenbach joins Heather Wagenhals in a two-part series on how to avoid some of the pitfalls of real estate investing. Who's On: Real estate attorney Scott Reidenbach Big Vision: Scott's vision with his firm is to provide attention to detail, personal touch, compassion, and the tenacity to be one of the most chosen firms for real estate, condominium, and community Association law practices. His main goal is to find innovative and creative ways to solve his clients problems with his depth of knowledge and industry focused approach keeping them out of harm's way. What's Shared: This is the first part of our two-part series from our Facebook live event we held a couple of weeks ago. If you missed the live event you'll definitely want to give today and next Friday a listen as we delve into the challenges associated with real estate investment and what you can do to maximize your income earning potential! Learn More with Guests Links: For more great resources from this week's guest please visit http://reidenbachlaw.com/ and access Scott's team of professional attorneys ready to assist you! This Week's Key: Our Keys to Riches© Financial Philosophy this week is number 10: Remember Real estate Join us Mondays for our Unlock Your Wealth LIVE show at our Facebook fan page HTTP://fb.com/UnlockYourWealthRadio You can hop on the show and directly ask questions! Special Offers:

J

Introduction: Most of us have a bucket list-or at least a few thoughts about what we want to accomplish in life. Have you ever considered a financial bucket list? Who's On: Financial professional Brian Mirau from Mirau Capital Management is here to give us ideas for a financial bucket list and share the many ways you can get started. Big Vision: Brian believes the financial planning process does not need to be confusing and complicated in order to be effective and efficient, so he strives to keep it simple. As a member of the Better Business Bureau and the National Ethics Bureau, Brian is passionate about continuing his education and knowledge of his field to better help his clients. What's Shared:What is a bucket list?What should be on our financial bucket list?How do we get started?Learn More with Guests Links: miraucapital.com This Week's Key: This week's Key in the Keys to Riches© Financial Philosophy is - Create Credit Join us for our Facebook Live events every Monday at 9 AM Pacific what you can get the entirety of this week's Key, the key statement, key commitment, key affirmation and key action items. Facebook.com/unlockyourwealthradio Special Offers: Join us every day this week on Instagram at 7 PM Pacific, instagram.com/unlockyourwealth as we celebrate #AmericaSavesWeek . Be sure to follow our account so you always know every time we do a live broadcast. Additionally you can grab incredible tools and resources to get out of debt, achieve financial freedom, and live the life of your dreams today! Tags: bucket list, Brian Mirau, Heather Wagenhals, money, investing, personal finance

Women spend a lot of time caring for others, but aren’t always taking care of themselves. A little preventative maintenance can go a long way in improving our health and our wealth. The two are connected: a lack of wealth can lead to stress and anxiety, while poor health adds up to skyrocketing healthcare costs. Jeannette Bajalia works with clients to be proactive in taking care of both their well-being and their finances. She can dive deeper into the health-wealth connection and offer tips to keep seniors mentally, emotionally, physically and spiritually whole. Who's On: Jeannette Bajalia is the president and principal advisor at Woman’s Worth® in Winter Park, FL. Jeannette has written three books: Planning a PURPOSEFUL Life, Wi$e Up, Women! and Retirement Done Right. Big Vision: Jeannette and her team share a passion for helping women navigate financial planning with a special focus on physical and fiscal well-being, or what they call the "Health-Wealth Connection." Tune in as Jeanette answers the following questions for women:What is the Health-Wealth Connection?How is our fiscal health tied to our physical health?Why is this topic so important to you?What unique challenges do women face in retirement today?Learn More with Guests Links: http://womans-worth.com/ This Week's Key: From the Keys to Riches© Financial Philosophy No Seasonal Exceptions Join us this week from our Unlock Your Wealth LIVE from our Facebook fan page or link right here. Be a part of the show live, MONDAYS at 9 AM Pacific FB.com/unlockyourwealthradio Special Offers:

Get ready for next week's national savings challenge as we join other financial professionals around the country to h

Baby Boomers Beware: Planning to retire in 2018? Whether your retirement date is this year, a few years down the road, or even if you've already retired, you may have some more work to do! Today's guest Nahum Daniels will be talking about the hidden risks to your retirement and what you can do to prepare. Who's On: Nahum Daniels, a Retirement Income Certified Professional®, zeroes in on the unique challenges individuals face in managing income and assets that need to last a lifetime. After analyzing his clients specific needs and clarifying objectives, he is qualified to offer a wide variety of investments based on an individual's goals and tolerance for risk. He does this by using his proprietary Black Swan Client Portfolio Construction Model and conforming to his Ten Principles of Core Retirement Portfolio Design.

As a Certified Financial Planner™ practitioner, Nahum brings a comprehensive approach to the full range of tax, insurance, estate and asset preservation issues facing you today. He offers advanced expertise in multi-generational IRA distribution and Roth conversions; identifies charitable and other planning opportunities to transfer wealth gift- and estate-tax free; and brings a fully-informed approach to dynastic trust design, situs selection and tax-advantaged funding.? Big Vision: Nahum Daniels tailors individualized investment portfolios aimed at providing the risk management individuals need without sacrificing the long-term performance they want. What's Shared:Nahum will answer the following questions:We're living longer! How does this affect our retirement plan?How can we maximize our Social Security?How does our lifestyle expectations impact our retirement?How can we stay on track with spending and saving during retirement?And more!Learn More with Guests Links:

Compa

Dinner and a movie is so old school. This year, why not treat your Valentine to a Money Date? It may not sound romantic, but spending an evening talking finances might be the secret to staying together - money problems are one of the leading causes of divorce! Mark Kenney will share how you can set up your own Money Date, what to cover and how to start the conversation. Who's On: Mark Kenney, CFP, is Series 7 & 66 Securities Licensed as well as Massachusetts Life and Accident & Health licensed. Mark has also obtained both the Chartered Retirement Plan Councilor designation and the Certified Financial Planner, or CFP®, certification. Mark graduated from the National University of Ireland, Galway with a first class honors Commerce degree. Most recently he also obtained a Certificate in Financial Planning from Bryant University. Big Vision: His passion is to provide each client with that sheltered harbor for their financial freedom because it’s not about the money. It’s about being able to preserve the aspects of life that makes it so special. What's Shared:Join the conversation and learn: What exactly is a Money date? What should be discussed on a Money date? Are you and your significant other financially compatible? What are some money mistakes you should avoid as a couple? Mark Kenney will share how you can set up your own Money Date, what to cover and how to start the conversation. Learn More with Guests Links: Mark's Company Website:? shpfinancial.com This Week's Key:

Our sixth key from the Keys to Riches© Financial Philosophy is Hope for the Best, Plan for the Worst - join us Mondays for our Unlock Your Wealth LIVE show at our Facebook fan page

2018 has started, 77% of people have broken their New Year's resolutions by now, and most don't know what financial housekeeping items they should've taken care of already. Fred Creutzer is the owner of Creutzer Financial Services Baltimore, Maryland area, and he joins us to reveal the things we should be doing right now to capitalize on the power we have over our finances. Who's On: Fred has been working with Retirees and Pre-Retirees for over 27 years, has extensive personal and professional experience, and holds various professional designations, and is qualified to sell a variety of investment and insurance products. Big Vision: To be a premier financial services organization by helping people protect and grow their assets, save money on taxes, and give them and their families peace of mind for the future. Making commitments to his clients and building life-long relationships are tenets of Fred's success. he helps his clients achieve the retirement lifestyle of their dreams and provide those who are entering retirement or have already retired with a personalized program that cares about protecting their retirement assets. What's Shared:What are some of the things we should do at the beginning of this year?What are some things we should do the beginning 2018?What is a stretch I R A and why might you benefit from it?Learn More with Guests Links: http://www.creutzerfinancial.com/ This Week's Key:Today's key in the Keys to Riches© Financial Philosophy is:

Take Emotion Out Of The Picture Check out our Unlock Your Wealth Live show that airs Mondays at 9 AM Pacific from our Facebook fan page FB.com

Unlock Your Wealth Radio Starring Heather WagenhalsFor better or for worse, January and February are some of the biggest months of the year for divorce. Couples who opted to stay united over the holidays are calling it quits. Unfortunately, many people wait until it's too late to get good money management advice during their divorce. Certified Divorce Financial Analyst Cathy DeWitt Dunn can talk about how to avoid some of the most common money mistakes during a divorce and how to ease the financial pain of breaking up. Who's On: Certified Divorce Financial Analyst Cathy DeWitt Dunn It is also a Financial and Retirement Income Planning Professional with DeWitt and Dunn in Dallas, Texas. Cathy is also the driving force behind Annuity Watch USA and Women Money and Power- two education and resource websites designed to help consumers take control of their financial futures. Big Vision: As a Certified Divorce Financial Analyst (CDFA), Cathy is dedicated to helping her clients understand the financial aspects of divorce so that they can make educated decisions throughout the proceedings. As a trained advocate, Cathy thoroughly analyzes all financial-related manners including tax consequences, retirement plan division, continuing health care coverage, and more to help build strong cases that support her clients’ best interests. What's Shared:Join us as Cathy answers the following questions:If a couple is considering divorce, where should they start regarding finances?What are some steps individuals can take to avoid money mistakes during divorce?What other financial matters must divorcing couples address?Learn More with Guests Links:

Check out Cathy's websites

Bitcoin has seen a lot of volatility this week. With all the ups and downs of cryptocurrencies, the newness of a nongovernmental controlled currency hitting mainstream media, and the uncertainty now created with the market downturn, makes you wonder whether or not investing in and using crypto currencies is the right thing to do. Is it worth the hype? On today show we will discuss whether bitcoin is a boom or bust. Who's On: Lonny Powell, CEO and founder of Alliance Retirement Solutions http://retirewithlonny.com Big Vision: Lonnie's goal is to help families reach their financial goals of living a safe and comfortable retirement. What's Shared:Lonny answers the questions:What is cryptocurrency?What is the block chain?What is bitcoin?Will cryptocurrencies stand the test of time?Learn More with Guests Links: retirewithlonny.com or email Lonny at: lonny@allianceretirement.net This Week's Key: Dreams with Deadlines Check out our Unlock Your Wealth Live starring Heather Wagenhals right here. Special Offers: Your New Year's goals not working out? Then do with other savvy listeners have and join Heather Wagenhals for her FREE workshop, Plan For Professional Success. In one hour Heather will help you prepare and you will walk away with an actionable plan for your personal and professional success for this year, and years to come. Join the workshop now, right here. Tags: bitcoin, Lonny Powell, investing, stock market, options market, currency markets, cryptocurrency, retirement, UYWradio, Heather Wagenhals, unlock your wealth

There is one thing all millionaires do that the rest of the world doesn't. Heather Wagenhals and Michael Terry will discuss what that one thing is that separates the successful from the average.Big Vision: Heather Wagenhals is Making Success Simple© by helping people just like you overcome their personal and professional challenges to achieve financial freedom and live the life of their dreams. She studies the brain, behavior, and how folks get rich, then she teaches it to you through her best-selling books, syndicated radio show, keynotes, and workshops both live and virtual. Heather shares that it is all about cracking your personal money code to get your MoneyMind© Right so your wealth and happiness will follow. This week's key is just one of many tools Heather uses to continually achieve her goals. What's Shared: Heather reviews the Keys to Riches© Financial Philosophy and details the journey listeners have taken from the beginning of the season. This Week's Key:Become a Voracious ReaderSpecial Offers:Holiday Special get HALF OFF any class from the Unlock Your Wealth Foundation and Heather Wagenhals next 48 HOURS ONLY!Right here with promo code: merry17 CLICK HERE Tags: Heather Wagenhals, personal finance, money management, millionaires habits, goals, reading, goal achievement, success

IF you missed Last week's free strategy session with Heather Wagenhals 2018 Plan for Professional Success then here is your chance to grab it again before it goes away!

This is something Heather does every year with her employees, their families and partners This is the first time she is making it available to you and members of her tribe.

Here you will accomplish a few things: Reflect on what’s happened the past yearDetermine the messages you are supposed to carry forwardCreate an actionable plan for the year ahead All of these things have evolved over time and they all stem from Heather's Keys to Riches© Financial Philosophy she created almost two decades ago.

The link to enroll now is UnlockYourWealth.com/2018plan

Tags: strategy, planning, schedule, new year, business, sales, success, heather wagenhals, workshop, free

Demography + Economics = The Future of InvestingEconomic growth cycle over time are driven by people. essentially, people move markets. America is on the verge of an economic explosion thanks to Generation Y, aka the Millennials the largest generation to ever become consumers. GenY’s economic impact will be even greater than the one felt in the 1980s as the Baby Boomers came of age.Who's On:MIKE WILLIAMSMike started his career in financial services for clients back in 1982.One of the most well-known, well-respected financial advisors in the world, he is a frequent contributor for national news broadcasts, including Fox Business News, CNBC and Bloomberg.Big Vision:He works to build a solid foundation for clients, based on logic and patience in their wealth-building plans.His rare combination of tireless research and finely-tuned instincts make him one of the more prominent voices in the investing world.What's Shared:Combining the study of demography and economics, or “demogronomics,” investors can use hard data and statistics for long-term financial success. This fresh look at investing helps eliminate common emotional mistakes.This is the founding principal of Truvestments, a Florida-based firm with a passion for educating investors. Mike Williams chats with Heather Wagenhals to dive deeper into the study of demogronomics and how it applies to the average investor.Learn More with Guests Links:Visit their website at https://www.truvestments.com/This Week's Key:Practi

Just a few hours left to register for the game-changing workshop! Did you have challenges this past year? I know I sure did. How did the year turn out?

If you are ready to leave 2017 behind, let me help you achieve more this coming year with my COMPLIMENTARY Plan for Professional Success 2018 business strategy session. Invest one hour of your time to create an actionable strategy for next year on Wednesday, December 20th.

This workshop runs one day only so hurry and join hundreds of others over the years who exponentially increased their effectiveness with these coveted strategies from my Biology-based approach to success. See you in the workshop!

Register at UnlockYourWealth.com/2018plan IT's FREE!!! Tags: business planning, 2018, goal setting, sales, strategy, workshop, unlock your wealth, heather wagenhals

Enjoy the holidays safely and mitigate your risk for Identity Theft, Frauds, and Scams this holiday season with Heather Wagenhals timely advice for viewers of Renee Kohn'sAmerica Trends Show on the Youtoo America Network.

Heather shares tips to: arm yourself against pickpocketsprotect yourself in the checkout linemitigate debit card risk Remember to take advantage of Heather's awesome discount for those looking to have and become something different for 2018.

Visit UnlockYourWealth for more details.

Remember to use PROMO CODE:

holiday17

Tags: holiday shopping, scams, pickpockets, debit cards, heather wagenhals, youtoo america, Renee Kohn

Profitability Coach Mark Michael Lewis Defines True Wealth on today's show starring Heather Wagenhals.What is wealth? Who can have it? Is wealth realistic for me to achieve?Who's On: Mark Michael Lewis, aka The Thrive Coach Mark is a passionate author, speaker, executive coach, and entrepreneur with 20+ years experience in the Life Optimization field. Over that time, Mark has trained literally 1000’s of people, been a consultant for 100’s of businesses, and coached hundreds of individuals and couples one on one. Mark partners with clients whose bottom lines are a function of their effectiveness, who are serious about making more money and having more fun doing it – entrepreneurs, sales people, service providers, etc. Big Vision: Mark's goal is to make sure his clients Know Their Purpose,can Build True Wealth, all while Loving The Journey What's Shared:What is prosperity and why is it important?How do we multiply our ability to profit?Are we leaving wealth on the table?What are the 3 realms and 5 reservoirs of wealth?Learn More with Guests Links: www.TheProfitabilityCoach.com This Week's Key: Forget the Perfection Principle From Unlock Your Wealth LIVE Special Offers: XMAS Special get HALF OFF any class from the Unlock Your Wealth Foundation and Heather Wagenhals next 48 HOURS ONLY! Right here with promo code: merry17 CLICK HERE Tags: Wealth, prosperity, achievement, millionaires, Mark Michael Lewis, UYWRadio, Heather Wagenhals

Have you ever wanted to invest in real estate but thought you couldn't afford it? Perhaps you have some cash but just don't know where to start? Today's episode will address what goes into real estate investment, why it's such a great investment, and what you need to do to get started with Real Estate Sales Professional Marty "Superagent" Logan. Who's On: SuperAgent Logan or Marty Logan is a real estate professional with Strongtower Real Estate Company in Scottsdale, Arizona who helps individuals and investors locate, negotiate, and acquire the right properties in the greater Phoenix area. Big Vision: Marty's goal is to facilitate the dreams of homeownership and real estate investment into reality for all of his clients. What's Shared:What is real estate investmentWhy homeownership is NOT real estate investmentWhat's involved with the investment processLearn More with Guests Links: Find SuperAgent Marty Logan Here This Week's Key: We are on Key 10 in the Keys to Riches© Financial Philosophy Remember Real Estate from Unlock Your Wealth Live Watch Here Special Offers: XMAS Special get HALF OFF any class from the Unlock Your Wealth Foundation and Heather Wagenhals next 48 HOURS ONLY! Right here with promo code: jolly817 click here

Tags: Real Estate, homeownership, investment, credit, money, millionaires, marty logan, superagent logan, Heather Wagenhals

The old saying goes, “money can’t buy you happiness”. But research shows that is not exactly the case. Investment Adviser Representative Matt Kennedy with Presley Wealth Management is here to talk about how what we do with our money impacts our mood. Who's On: 30 year veteran Radio broadcaster and financial adviser Matt Kennedy Get his bio here. http://www.thepresleygroup.net/presley-group/matt-kennedy/ Big Vision: To help clients every day learn how to protect and grow their life savings. I look foward to helping you! What's Shared:Can money buy happiness?How should we be spending money to increase happiness?Are there spending habits that can decrease your happiness?Which is more important, getting out of debt or building your savings?Learn More with Guests Links:The Presley GroupThis Week's Key:Create Credit.Check it out here.Special Offers:All Heather Wagenhals Bootcamps, special workshops and masterclasses are half off for the #CyberMonday week!promo code for half off on all workshops and masterclasses is:2017cybermonday Use it Here: bit.ly/mybiggoals Tags: Money, happiness, investing, matt kennedy, cybermonday, discounts, heather wagenhals

There are approximately 13,554,000 millionaires in the United States. Some of them were born into money and some are self-made. However, more often than not, they didn’t become millionaires overnight.Who's on: Certified financial planner Mark Kenney, with SHP Financial in the Boston area is here with millionaire money lessons to help you live the luxe life. Big Vision: You too can become a millionaire by adopting the traits of other millionaires. What's Shared:What Millionaires know that you don'tWhy poverty is all in your headAnd other millionaire lessonsLearn More with Guests Links: Mark Kenney, CFP® Investment Advisor Representative Phone: 508-746-2400 x. 223 markk@shpne.com http://www.shpfinancial.com/ This Week's Key: Learn to curb your impulse spending this Black Friday with the Eighth Key in the Keys to Riches© Financial Philosophy-No Seasonal Exceptions Special Offers: Get 50% off for Black Friday's Sale of The Unlock Your Wealth Foundation's Goal Achievement Strategy January Bootcamp

Tags: Millionaires, Black Friday, impulse spending, Mark Kenney, Heather Wagenhals

Is your retirement in danger of defeat? Many parents are spending thousands of dollars a year so their kids can play competitive sports. The cost of competition might be putting their financial futures at risk!Who's On:Financial professional Jason Parker, president of Parker Financial in Silverdale, Washington joins us with tips on finding a balance between kids’ athletic teams and parents’ retirement dreams.Big Vision:Helping parents successfully balance providing the opportunities for kids to participate in youth sports AND successfully save for their own retirement.What's Shared:Learn How To:Be RealisticInvest your timeSet GoalsGet a winning financial coachLearn More with Guests Links:http://parker-financial.net/The Keys to Riches© Financial Philosophy Weekly KeyBreak the BudgetTags:Youth sports, budget, retirement, quality time, Jason Parker, Parker Financial, Heather Wagenhals

Are you sick and tired of missing the sale when you thought you had it locked up?Have you had challenges mastering the selling cycle or just feel totally cheesy when trying to sell somebody something? Today's episode is designed for you, the person eager to learn new sales techniques for selling in the new millennium. Daniel Reda Guaragna joins Heather Wagenhals this week.Who's On: Founder of REDA Sales Academy Daniel Guaragna Big Vision: Guaragna's mission is to eradicate crappy sales people from the world. He revels in working with organizations to identify and solve their true needs, help them set goals and create actionable plans. His intent: to always go above and beyond for his clients to build quality, long term relationships. What's Shared: We talk about the single most important thing you can do to create financial security in your life, learning to sell yourself! Learn More with Guests Links: www.RedaSales.com Tags: sales, entrepreneurship, sales professionals, sales training, Reda Sales, #UYWRadio, Daniel Guaragna

Meet experienced international real estate investor Kashif Zuberi on today's show with Heather Wagenhals.Who's On: Kashif Zuberi entered the USA with more than 10 years experience as a real estate investor and developer, encompassing project design, planning and process enhancement and 7 years working for corporates in UK, Dubai and India. Zuberi’s Big Vision: Building a thriving Arizona and belief that the power of collaboration can transform an area of blighted buildings into businesses and residences, creating a true sense of community with international amenities. What's Shared: Zuberi shares little-known insight into international real estate investment, who's doing it now, and what opportunities are available locally as well as abroad. Learn More with Guests Links: You can find Kashif Zuberi at Caliber, The Wealth Development Company here. www.CaliberCo.com

Tulane college graduate Michael G. Lizanich II shares his secrets for entrepreneurial success on today's show.

As a young kid Michael was Heather Wagenhals first protégé. Before he was old enough to drive a car legally he was buying and selling them on the Intternet. But this wasn't his first foray into business.

Eschewing the traditional lemonade stand kid business Michael went for glory early on. Earning a football scholarship to Tulane was just the continuation of this young entrepreneurs journey.

Join us on today show as we hear Michael's personal journey towards entrepreneurship and what he has in store for the next chapter of his life after graduation.

Founder of the Atlas Society and best-selling author David Kelley joins host and Executive Producer Heather Wagenhals to discuss the foundations and the future of objectivism.

David Kelley: After earning a Ph.D. in philosophy from Princeton University in 1975, David founded the Atlas Society and became a best-selling author, creating the following books:

Unrugged Individualism: The Selfish Basis of Benevolence The Contested Legacy of Ayn Rand; The Evidence of the Senses, a treatise on epistemology

The Art of Reasoning, one of the most widely used logic textbooks in the country.

This week’s key is Dreams with Deadlines

Unlock Your Wealth Radio with Heather Wagenhals is where listeners can get their MoneyMind©Right with the hottest names in successful personal finance and celebrity guests like Larry Winget of A & E’s Big Spender, star of Million Dollar Listing BRAVO Chris Leavitt, and Sharon Lechter co-author Rich Dad Poor Dad.

Heather Hermiz, successful makeup artist and beauty blogger joins Heather Wagenhals to discuss the ups and downs of entrepreneurship and what has been her secret strategy for success.

Are you challenged by the rigors of parenthood? Kids getting older and want to do something that inspires you? Than this is your show! Tune in Friday the 13th at 10am Pacific to hear the Heather's discuss what it takes to be successful in business and life. business and life.

Enjoying Unlock Your Wealth Radio Starring Heather Wagenhals? Then LIKE, FOLLOW and SHARE Unlock Your Wealth Radio with your friends!

Heather Wagenhals is joined by Jim Woods, 20-plus-year veteran of the investment markets operating under many roles and is a seasoned and active investor.

Jim is the editor of Intelligence Report, Successful Investing and Weekly ETF Report. He is also a regular contributor to the terrestrial Unlock Your Wealth Update, weekdays across America. He joins Heather to kick off Season 33 Nothing But Trouble and discuss strategies for investing.

Tune in Friday at 10am Pacific to see what Jim has to share!

Jim's website is JimWoodsInvesting.com.

This week's Key in the Keys To Riches© Financial Philosophy: Acceptance and Affirmation

Whether we are starting out or starting over, we must come to terms with where we are in order to fix things. Dr. Nathaniel Branden says that accepting where you are, does not mean you approve of it or that you have to like it.

Denial is a warm fluffy blanket we like to wrap ourselves in. It makes us feel comfortable and safe. No one wants to be wrong or admit they made a mistake.

It's scary to take responsibility for something we may know nothing about , your confidence might be shaken so this is where the affirmation comes in to help us build our confidence that we are capable of learning the right way to manage your money and we can be successful at it.

Key affirmation: I am great at learning and applying new resources for my money management.

Learn the

Join Heather Wagenhals live as she kicks off Season 33 with the first Key in the Keys to Riches - Acceptance and Affirmation. Taking calls with your questions.

Join Heather Wagenhals live as she discusses what steps to take in the aftermath of the Equifax Data Breach. Call into the show to get your specific questions answered live by Certified Identity Theft Risk Management Specialist Heather Wagenhals.

Also on this week's show will be the Moohlah Word of the Day and this week's key in the Keys To Riches© Financial Philosophy.

As always the Maestro of Moohlah, Emmy-award winning composer/singer/songwriter Michael Terry joins Heather with his Boomer insight, charm, and wit.

You can listen to the Unlock Your Wealth Radio Show, featuring Heather Wagenhals Biology-Based Money Management Techniques, every Friday morning. Tune in as host Heather Wagenhals reveals expert advice in real estate, investment, money management and more all from a biological perspective!

The Equifax data breach will likely affect every other American who has established credit. If you weren't part of the unlucky bunch that had their data distributed by hackers attempting to hold the data ransom, you could be the unwitting victim of this next scam if you're not careful.

People have been reporting to the Federal Trade Commission that scammers are calling purporting to be from Equifax and calling to verify your account information. These and other callers are looking to trick you into giving your personal information over under the auspices of verifying account information. Here are a few ways to avoid phone scams and imposter scams.

If you get a Robo call, just hang up. It's a good practice to wait a few moments when answering a phone before speaking. If someone is legitimately calling on the other line they will assume they didn't hear you and start talking, but a Robo call won't do that. Robo dials are waiting for your voice to activate their system whether it's a scam call, genuine automated sales call, or just an auto-dialer trying to verify if the phone number is a valid number or not. So when you answer the phone, just listen. It could save your financial life.
Never count on caller ID being accurate. With the ever improving technology at our fingertips, anyone can spoof a caller ID so it doesn't necessarily mean that's who is really calling. And remember the IRS, other government institutions, and many businesses won't call just to, "verify your information."
Avoid divulging financial or personal information at any cost. If there is a genuine problem with your account the caller will not be offended if you asked to take their name and badge ID number. and then call back to the company they say they're representing on a telephone number you already possess o

Will achievement save the human race? join us as “the Hudge” Dr. Edward Hudgins explains why we must embrace human achievement and freedom at the same time.

Before joining Heartland, Dr. Ed Hudgins, was the director of advocacy and a senior scholar at The Atlas Society, which promotes the philosophy of reason, freedom, and individualism developed by Ayn Rand in works like Atlas Shrugged. His latest Atlas Society book was The Republican Party’s Civil War: Will Freedom Win?

Brad Williams, President of Brad Williams Financial Services joins Heather Wagenhals, host of Unlock Your Wealth Radio to discuss crushing student loan debt and what you can do to make repayment simple. In this interview Brad reminds listeners of the impact student loan debt has on your long-term finances, as this debt does not go away and necessary consequences can be taken if you don’t pay your loans! Find out those long-term consequences and more on student loan debt as Brad continues to advise listeners with his expertise. Tune in to this interview as Brad answers student loan questions, which several million Americans are concerned about these days, including the life span of student loan debt and how one can financially prepare for the their future in student loans. The key question to ask yourself and your children: Is the degree I’m going after worth the amount of money I’m going to spend? As the average student loan debt is $35,000, plus interest, that is a question you must really consider as you or your child enrolls into college.

How to Get Free Publicity Learn to get $1Million or More in FREE Publicity Featuring Robert Smith Starring Heather Wagenhals today!

Robert Smith PR Guru joins Heather Wagenhals in this reprise interview to discuss how you can get a million dollars in free publicity for your cause, movement or business including authors, corporations, inventors, speakers, and entrepreneurs.

This top rated episode is great to take notes and learn from the man who garnered over $25 million in free publicity for his clients over the years.

This week's Key in the Keys To Riches© Financial PhilosophyNo Seasonal Exceptions

Listen to the PR guru Robert Smith, as he offers his million dollar advice on how to write the perfect pitch, landing you a spot in the headlines. This interview will air on the personal finance radio show specializing in a unique brand of financial literacy, airing every Friday at our new time 10AM PST

You finally got your financial act together only to have a holiday or special occasion derail you. You are not the first to do this though you can be the next to put a stop to cyclical debting with advice from personal finance expert, Heather Wagenhals and the Maestro of Moohlah Michael Terry on today's Episode of the Keys to Riches Powered by Unlock Your Wealth Radio.

Listen every Monday morning where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series. Key Statement: If I allow seasonal events and special occasions disrupt my savings and spending plan I will never be able to build true wealth. To become truly successful managing money, I must be more mindful during holidays and on special occasions because going overboard serves no one, not me nor my loved ones. Key Affirmation: I am a gracious recipient and considerate giver. Key Commitment: I commit to using Heather’s “Card Up” Assessment formula when determining appropriate gift giving. Key Action Item: When giving gifts or remembering or commemorating someone’s special occasion, begin with a card and work from there. For annual events and celebrations, sit down and create a plan for saving with your discretionary funds. It is easier and requires less intrusion with your daily dollars when you give yourself 364 days to carry out a sizable savings goal.

These are just some examples of things you can expect and work into your plans. Be cr

Government Auctions Specialist Ian Aronovich joins Heather Wagenhals in this highly rated reprise interview where he shares the secret strategies to winning government auction bidding wars.

Aronovich began shopping government auctions in search of luxury goods like electronics, cars and jewelry. The auction efforts inspired a business idea. He created a website that aggregates government auctions of seized and surplus items as well as foreclosures.

GovernmentAuctions.org is prime location for all-things auctions.

Aronovich reveals what to avoid at auctions and how to steer clear of objects too competitive for a smoking deal. Tune in NOW!

Budgets, dieting, and any program that focuses on sacrifice alone can never be successful.

Listen to Heather Wagenhals host of the Keys to Riches© powered by Unlock Your Wealth Radio and she shares her views on this Seventh Key in the Keys to Riches© financial philosophy: Break the Budget.

In this key, Heather will complete the process of assessment from the Second Key and share her biology-based approach to successful money management by throwing out traditional budgeting tools and showing you how to create a successful savings and spending plan instead.

Key Statement: I now know that budgets are unproductive because they are based on loss and focus on deprivation. To achieve true financial freedom, I must create and stick to a realistic healthy savings and spending plan. Key Affirmation: I am creating and maintaining a healthy savings and spending plan. Key Commitment: I commit to creating a healthy savings and spending plan that positively benefits me and my family. Key Action Item: Tune in to learn what you need to create your own healthy savings and spending plan.

Be creative with your strategy to achieve financial freedom for the future AND still enjoy the fruits of your labors today.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week's Key, along with our Key of the Week, Moolah Word of the Day, Money Drama & more! Click HERE to listen to last week's Key Six: Hope for the Best, Plan for the Worst.

Budgets, dieting, and any program that focuses on sacrifice alone can never be successful.

Listen to Heather Wagenhals host of the Keys to Riches© powered by Unlock Your Wealth Radio and she shares her views on this Seventh Key in the Keys to Riches© financial philosophy: Break the Budget.

In this key, Heather will complete the process of assessment from the Second Key and share her biology-based approach to successful money management by throwing out traditional budgeting tools and showing you how to create a successful savings and spending plan instead.

Key Statement: I now know that budgets are unproductive because they are based on loss and focus on deprivation. To achieve true financial freedom, I must create and stick to a realistic healthy savings and spending plan. Key Affirmation: I am creating and maintaining a healthy savings and spending plan. Key Commitment: I commit to creating a healthy savings and spending plan that positively benefits me and my family. Key Action Item: Tune in to learn what you need to create your own healthy savings and spending plan.

Be creative with your strategy to achieve financial freedom for the future AND still enjoy the fruits of your labors today.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week's Key, along with our Key of the Week, Moolah Word of the Day, Money Drama & more! Click HERE to listen to last week's Key Six: Hope for the Best, Plan for the Worst.

Jim Beach, Author, and Founder of School for Startups joins Heather Wagenhals, host of Unlock Your Wealth Radio this week in a reprise interview. Tune in as Jim explains how his program, School for Startups, will educate entrepreneurs to achieve financial success.

In this interview you will gain the skills needed to succeed and achieve the life you want by learning more about Jim’s School for Startups program and his proven success.

In 2009, Jim founded the School for Startups, a web resource devoted to teaching his philosophy of low risk entrepreneurship. He believes that anyone can be an entrepreneur when they forget about risk, creativity, and passion. Even Jim’s wife started her own online business and in just one year of using Jim’s program and with less than $600 invested in her “passion to make money”, she grew her business to more than $68,000. Find out which business Jim’s wife became financially successful at and how she accomplished this financial achievement.

FUN FACT: Jim had to drop out of graduate school because his business was growing too fast ?for him to complete his homework.

Tune in to this interview as Jim explains more on his program, offering advice for entrepreneurs to go out there and find a problem, solve it and let your passion be in the money, not the actual product or service. Interviews of the Unlock Your Wealth Radio Show air every Friday at 9AM PST at UnlockYourWealthRadio.com.

Keys to Riches Financial Philosophy - Hope for the Best, Plan for the Worst Financial freedom can only occur when you are prepared to weather not only your financial successes but also financial storms. If there's one thing that's predictable about your life is that life can be unpredictable. You may be asking yourself, "what can I do to prepare for what I don't know?" The answer to that question is in today's broadcast.

Today's Key Number Six: Hope for the Best, Plan for the Worst helps as host Heather Wagenhals shares how to straddle the fence of being optimistic and realistic when it comes to creating our financial future successfully. Key Statement: While remaining optimistic about my financial future, catastrophic events beyond my control could materially alter my financial picture, therefore I must prepare for many possible scenarios. Key Affirmation: I am preparing for potential financial disasters by creating plans and implementing strategies to overcome them. Key Commitment: I commit to planning and practicing for multiple scenarios that may challenge me or my family financially. Key Action Item: Sit down with yourself and significant other, if you have one, and list all of the worst possible outcomes that may beset your family. Having an alternate plan of action is like the insurance policy you pay for and never use.

At the 2016 Freedom Fest Unlock Your Wealth Radio welcomed Paul Dykewicz, author of the inspirational book, “Holy Smokes! Golden Guidance from Notre Dame’s Championship Chaplain.” and editor of Eagle Daily Investor and the editorial director of Eagle Financial Publications in Washington, D.C. as Heather Wagenhals interviewed Mr. Dykewicz on btbt relief for the American people.

As an accomplished, award-winning journalist who has written for Dow Jones, USA Today and other publications, as well as served as business editor of a daily newspaper in Baltimore, Paul Dykewicz volunteers for a faith-based organization to assist the poor in Southeast Washington, D.C., to learn personal finance skills to lift themselves out of debt.

Tune in to this interview to find out the one piece of advice Paul offers to individuals who are struggling in debt and the path of debt relief.

Tune in to this week's Key Number Five - Take Emotion Out of the Picture as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

This Week's Key:

Take Emotion Out of the Picture

Key Statement:

I know that I work hard for my money, and feel that I'm entitled to spend the way I want. However, to be truly successful at managing my money, I need to keep my passions in perspective, being excited about making money and conservative when spending it.

Key Affirmation:

I detach from my emotions when managing my personal finances.

Key Commitment:

I commit to leaving my emotions out of my everyday money decisions.

Key Action Item:

When you are feeling overwhelmed with emotion to the point of impulse spending, walk away, take a deep breath, shake it off, and allow yourself to calm down. Then you can be objective and ask yourself this: "Is there a positive financial return on this investment? Is this expenditure going to make me money down the road, or, is this the end of the road for this dollar as I invest it into this material object?"As we start focusing on putting our money where it's going to have a return, this will become easier over time. Good luck and we look forward to having you listen to tomorrow's show!

In 2014 we enjoyed our week of Freedom Fest with David Kelley, philosopher of the Atlas Society as he shared his depth of knowledge on the subject of Objectivism with host of Unlock Your Wealth Radio, Heather Wagenhals..

As a prelude to the the release of the last installment of the Atlas Shrugged trilogy, Part 3 Who Is John Galt? we bring you this week's daily dose of Objectivism about the role of freedom, both economic and personal and its relevance to man.

The Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Tune in to this week's featured Key Four: Knowledge is Power, Not Knowing is Powerful as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Key Four: Knowledge is Power, Not Knowing is Powerful

Key Statement:

I know that I don't have to know everything about money; I just have to address the five areas of concern I don't know by either educating myself or delegating to professionals.

Key Affirmation:

I am great at assessing my strengths and delegating my weaknesses.

Key Commitment:

I commit to addressing my five areas of concern and working on each category to create wealth and happiness for me and my family.

Key Action Item:

Sit down and assess your strengths and weaknesses according to our Knowledge Checklist. Then decide how much you desire to learn about each of your weaker categories and delegate the rest to professionals. Remember you must acquire a minimum foundation in each category before delegating to a professional so you aren't swindled out of your hard-earned money.

Objectivism is the talk of all Atlas Society interactions, and this interview goes into much detail with Atlas Shrugged trilogy, Part 3 Who Is John Galt?as Unlock Your Wealth Radio teamedup with the Atlas Society'sfounder and CIO, Philosopher David Kelley to bring you this week's daily dose of Objectivism.

Today's installment is about the role of individualism and its importance to man. Tune in to UYWRadio on the Libsyn platform to hear more on Objectivism and the entire Atlas Shrugged interview.The Unlock Your Wealth Radio, a personal finance radio show specializing in a unique brand of financial literacy, airs every Friday morning at 9AM PST on the Libsyn platform http://UnlockYourWealthRadio.com.

Objectivism is the talk of all Atlas Society interactions, and this interview goes into much detail with Atlas Shrugged trilogy, Part 3 Who Is John Galt? as Unlock Your Wealth Radio teamed up with the Atlas Society's founder and CIO, Philosopher David Kelley to bring you this week's daily dose of Objectivism.

Today's installment is about the role of individualism and its importance to man.

The Unlock Your Wealth Radio, a personal finance radio show specializing in a unique brand of financial literacy, airs every Friday morning at 9AM PST on the Libsyn platform http://UnlockYourWealthRadio.com.

Key Three: Dreams with Deadlines is this week's featured key as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Listen to this week's Key Number Three: Dreams with Deadlines on the Blog Talk Radio.

This Week's Key Statement:

In order for me to achieve the things I want in life and accomplish my dreams I must attach deadlines to them.

This Week's Key Affirmation:

I am great at goal setting and achieving my goals through action.

This Week's Key Commitment:

I commit to designing the life of my dreams using the Dreams With Deadlines© Goal Setting Strategy.

This Week's Key Action Item:

Write out your goals. Make them specific yet small, measurable, and achievable. Add sensory awareness to each goal. Make them realistic and make sure that they have a time attached to it.

Key Three: Dreams with Deadlines is this week's featured keyas host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills. The Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Listen to this week's Key Number Three: Dreams with Deadlines on the Libsyn Platform.

This Week's Key Statement:

In order for me to achieve the things I want in life and accomplish my dreams I must attach deadlines to them.

This Week's Key Affirmation:

I am great at goal setting and achieving my goals through action.

This Week's Key Commitment:

I commit to designing the life of my dreams using the Dreams With Deadlines© Goal Setting Strategy.

This Week's Key Action Item:

Write out your goals. Make them specific yet small, measurable, and achievable. Add sensory awareness to each goal. Make them realistic and make sure that they have a time attached to it.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week's Key, along with our Key of the Week, Moolah Word of the Day, Money Drama & more!Click HERE to listen to last week's Key

David Kelley, philosopher of the Atlas Society joins Heather Wagenhals on the Unlock Your Wealth Radio to discuss the shared interest of reason between building wealth and Objectivism.

As a prelude to the the release of the last installment of the Atlas Shrugged trilogy, Part 3 Who Is John Galt?we bring you this week's daily dose of Objectivism. Today's installment is about reason and what separates man from every other species as it is critical for our ability to build wealth successfully. The Unlock Your Wealth Radio, a personal finance radio show specializing in a unique brand of financial literacy, airs every Friday morning at 9AM PST on the Libsyn platform http://UnlockYourWealthRadio.com.

Listen every Monday morning for financial conceptson the Libsyn Platform where you’ll find our featured Key for the week.

David Kelley, philosopher of the Atlas Society joins Heather Wagenhals on the Unlock Your Wealth Radio to discuss the shared interest of reason between building wealth and Objectivism.

As a prelude to the the release of the last installment of the Atlas Shrugged trilogy, Part 3 Who Is John Galt? we bring you this week's daily dose of Objectivism. Today's installment is about reason and what separates man from every other species as it is critical for our ability to build wealth successfully.

The Unlock Your Wealth Radio, a personal finance radio show specializing in a unique brand of financial literacy, airs every Friday morning at 9AM PST on Blog Talk Radio and the Libsyn platform http://UnlockYourWealthRadio.com.

The Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Key Number Two: Take Action and Make Assessment.

Key Statement:

In order for me to achieve my goals, I must take action and assess where I am starting from, so I can create a specific plan to get there.

Key Affirmation:

I am successful at assessing my current financial state.

Key Commitment:

I commit to taking consistent action everyday to build and manage wealth successfully.

Key Action Item:

Get a large 9 x 12 envelope, or more than one if you are a prolific shopper, and start collecting your receipts.We are only collecting those receipts. We are not looking at them or going to make any judgments on them. We are going to continue our current path for a short while longer so we can have enough information to accurately assess our current financial state. Only then, after we have made our assessment, can we decide what a successful plan for the future will look like.

The Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Tune in to the Libsyn platform for this week's Key Number Two: Take Action and Make Assessment.

Key Statement:

In order for me to achieve my goals, I must take action and assess where I am starting from, so I can create a specific plan to get there.

Key Affirmation:

I am successful at assessing my current financial state.

Key Commitment:

I commit to taking consistent action everyday to build and manage wealth successfully.

Key Action Item:

Get a large 9 x 12 envelope, or more than one if you are a prolific shopper, and start collecting your receipts.We are only collecting those receipts. We are not looking at them or going to make any judgments on them. We are going to continue our current path for a short while longer so we can have enough information to accurately assess our current financial state. Only then, after we have made our assessment, can we decide what a successful plan for the future will look like.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week's Key, along with our Key of the Week, Moolah Word of the Day, Money Drama & more! Click HERE to listen to last week's Key Number One: Acceptance and Affirmation!

Financial Independence Day officially kicked off Season 32 of Unlock Your Wealth Radio and now we welcome back our first guest Larry Winget for the new Season 32. As the best-Selling author of The Pitbull of Personal Development, Larry Winget joins Heather Wagenhals, personal finance expert and host of Unlock Your Wealth Radio to discuss Winget's book and the personal and money challenges America faces.

Larry Winget has established himself as an icon in the world of personal development and self-help and you won’t find many people who don’t know or who won’t recognize him as a result of his five national bestsellers, his thousands of on-stage appearances or his many regular television appearances.

Larry was the first to be willing to take on the “positive attitude” motivational speakers and the Law Of Attraction bozos with his common sense, back to the basics approach. Larry still believes that hard work and excellence are the keys to success and communicates that like no other person on the planet can!

The Keys To Riches kicks off Financial Independence with host Heather Wagenhals teaching you how to think like the rich and be in control of your own money.

Throughout the month of July we celebrate Financial Independence with the Keys To Riches offering techniques to create or fix your credit, eliminate debt, save and invest, building wealth and happiness holistically, all while transforming your current financial habits into healthy money management skills.

Key Statement:

I know deep down that regardless if I like where I am or not, by accepting responsibility for the current state of my personal finances, I have the power to change them for me, and those around me.

Key Affirmation:

I am great at managing my money.

Key Commitment:

My financial goals facilitate all other personal goals and I am passionately committed to accomplishing them.

Key Action Item:

Begin the affirmation process today to build our confidence. Listen to this week’s show and get those 6 P’s to work for you today.

Unlock Your Wealth Radio and host Heather Wagenhals, welcomes back Debbie Hague, author and trading expert, who teaches listeners how online trading can be successfully achieved. Tune in to Blog Talk Radio as we air this interview on the wealth and money management podcast.

Debbie Hague is well-known for her sharp trading skills and her abilities to teach thousands of students what it means to be a successful trader in with her Online Trading Academy. She has a great deal of experience using the TradeStation platform and brings that knowledge to the classroom. In this interview Debbie debunks online trading myths, comforting listeners in this great opportunity of trading online, especially for stay-at-home moms or individuals looking to trade for long-term wealth.

e! Tune in on Blog Talk Radio and the Libsyn platform for a variety of podcasts.

The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

Tune in to this week's Keys to Riches Number Thirteen: Become a Voracious Reader as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Key Statement:

Reading does several things for us. It stimulates our mind and elevates our ability to communicate our views and opinions. I know that there is more than one side to every story and to become an effective decision maker with my personal finances, I must read more about a subject to master it for my future financial independence.

Key Affirmation:

I am a voracious reader.

Key Commitment:

I commit to reading daily for my financial health and well being.

Key Action Item:

Find one new book to start reading today. I don't care if you just read the table of contents and you only get past the dedication. Tomorrow read a couple more pages and before you know it you will build momentum. Read and stimulate your mind every day.

Couples money is a topic many relationships stay away from, however those who do enter into a financial relationship are considered to be in a more serious stage in their love life. Financial expert Christopher Dukes, President and owner of Dukes Wealth Management Inc., discusses money topics for couples on the Unlock Your Wealth Radio with host Heather Wagenhals.

In this interview Mr. Dukes helps couples break down their financial relationship by revealing the commitments on both sides and the key role each partner plays.

Can you remain financially satisfied after marriage? Can a saver and a spender live happily ever after? Should you have a joint savings account with you partner? Tune in for these financial relationship answers and more o Unlock Your Wealth Radio with Christopher Dukes.

Tune in to this week's Keys to Riches Twelve: Practicing the Three R's as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

This Week's Key Number Twelve:

Practicing the Three R's: Review Revise Recommit

Key Statement:

Now that I am on the path to financial independence, I need to see how much I have accomplished or strayed from that goal. I need to evaluate where I am now compared to three months ago. Then decide if I have to alter my plan because I may have new information. I may or may not need to make changes to my current plan. Regardless of changes made, I must recommit myself to my financial independence.

Key Affirmation:

I am great at reconciling my finances every quarter.

Key Commitment: I commit to quarterly Review, Revise, and Recommit to ensure my long-term vision for financial success is supported by what my daily dollars are doing.

Key Action Item:

Take a pencil to paper and review where we are, ask the three questions and five areas of concern Heather talks about in the Bushido Business Book, and make the necessary revisions, and recommit ourselves to our financial goals.

The Matt Garrett Show on AM 1520 - KOKC welcomes Heather Wagenhals, Certified Identity Theft Risk Management Specialist, to offer her advice on how to protect oneself from identity theft.

Tune in to this interview as Heather reveals how to take security measures to protect your identity and stay safe from cyber criminals.

Find out the benefits to freezing your credit as Heather highly recommends this tactic to prevent identity theft.

For more information on Identity Theft, Frauds and Scams go to www.MoneyCreditandYou.com.

Jeffrey Tucker, Director of content for the Foundation for Economic Education, joins Heather Wagenhals on Unlock Your Wealth Radio to address economic fear and other financial concerns, keeping the American people calm on their financial situations.

Money doesn't "taint life", money unleashes the human spirit and gives rise to creativity

and makes the world a more productive and peaceful place. ~ Jeffrey Tucker

In this interview we hear Jeffrey Tucker answers several economic questions, such as Why do we equate money with choice? and How do you help people from losing hope on their financial freedom? Find out these answers and more that could be affecting your financial future!

We can't have financial freedom unless we have personal, political and economic freedom. ~ Heather Wagenhals

Tune in to Heather's other financial show, Keys To Riches™ Financial Wellness Series, that provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Tune in this week's Keys To Riches HERE!

Keys To Riches™ Financial Wellness Series provides financial tips & concepts each week that teach you how to think like the rich and be in control of your own money.

This Week's Key Number Eleven:

Forget the "Perfection Principle"

Key Statement:

I know that I am not defined by my mistakes, but by my successes. The speed and rate at which I achieve my success are not as important as the fact that I am continually moving forward.

Key Affirmation:

I am great at staying focused. I am great at forgiving myself. I am great at getting back in the game.

Key Commitment:

I commit to focusing on the progress of my financial freedom process!

Key Action Item:

The next time you make a mistake or the next time you make a financial decision contemplate the consequences of that decision up front. If that decision fits your plan, then do it. If it's against the plan, then you will avoid it and find something more constructive to do in place of it.

Jean Ann Dorrell, Certified Estate Planner and Published Author helps listeners understand how to protect your assets with Heather Wagenhals, Executive Producer and host of UnlockYourWealthRadio.com.

Author, speaker and founder of Senior Financial Security, Inc., Jean Ann Dorrell’s experience includes giving financial advice on more than 50 television news programs and composing more than 80 published articles. Jean's background also includes offering unique financial advisement, working with retirees who want “safe money” concentrating on their fixed annuities, life insurance and protecting all assets.

Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Tune in to this week's Keys to Riches Number Ten - Remember Real Estate as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Key Statement:

Real estate is a tangible investment and, if I apply sound principles when making investment decisions, I can weather any economic storm successfully.

Key Affirmation:

I am a great real estate investor.

Key Commitment:

I commit to financial freedom using real estate.

Key Action Item:

Create a financial snapshot using the four layers of risk to determine how close you are to beginning real estate investment. If you're already there, take that first step and implement what that snapshot taught you about real estate investment and how to get started.

Master Happiness with Dr. Joel Wade on Unlock Your Wealth Radio, as personal finance expert and host of Unlock Your Wealth Radio, Heather Wagenhals and Dr. Joel Wade help listeners find their true happiness, starting with one's character and explaining this is a reputation that we build for ourselves.

"The person that is always watching our reputation, is ourselves." ~Dr. Joel Wade

In a recent study researchers concluded that individuals behave better when a mirror is in the room. Dr. Joel Wade continues with the "mirror" analogy by encouraging listeners to always see that mirror and consciously take the mirror with you as you make choices that will reflect on your integrity and values.

"Happiness is more than what you feel in the moment. Happiness is about being happy about your life, it's a fundamental quality of satisfaction and joy of living, it's about success of being human." ~Dr. Joel Wade

Tune in to this interview airing Friday, June 2nd at 9AM PST as Dr. Joel Wade continues the topic of Mastering Happiness by learning how Grit is tied into Happiness and how this Grit can help us overcome challenges in our personal and professional lives.

00000A77 00000A6E 00011127 00011127 00002249 00002249 00007070 00007085 001B6268 001B1A29

The famous Keys To Riches™ Financial Wellness Series features this week Key 9: Create Credit.

Tune in to this week's Keys to Riches Number Nine: Create Credit as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Key Statement:

I know that credit is a tool and not a goal for building wealth. I also know that credit is a continuing process and bad credit is not a death sentence.

Key Affirmation:

I am a great steward of my credit.

Key Commitment:

I commit to using my credit to build wealth only.

Key Action Item:

Pull your credit report and review it for inaccuracies.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week's Key, along with our Key of the Week, Moolah Word of the Day, Money Drama & more! Click HERE to listen to last week's Key Eight: No Seasonal Exceptions.

Relationships are built stronger when couples money is fully disclosed and financial secrets are minimized. Tune in this week to Unlock Your Wealth Radioas we re-air Christopher Dukes, President and owner of Dukes Wealth Management Inc. DBA Dukes Financial and Insurance Services who consults listeners with hostHeather Wagenhals.Tune in this as the two finance experts discuss money awareness topics about relationships.

In this interview Mr. Dukes helps couples break down their financial commitments in a relationship by explaining to listeners how each partner plays a key role. Tune in to find our which role you play in your relationship and how you and your partner can strengthen each other with these financial roles and obligations.

Can you remain financially satisfied after marriage? Tune in as Christopher Dukes answers this question and more money-related relationship questions on Unlock Your Wealth Radio.

Can a saver and a spender live happily ever after? Should you have a joint savings account with you partner?

Relationships are built stronger when couples money is fully disclosed and financial secrets are minimized. Tune in this week to Unlock Your Wealth Radio as we re-air Christopher Dukes, President and owner of Dukes Wealth Management Inc. DBA Dukes Financial and Insurance Services who consults listeners with host Heather Wagenhals. Tune in this as the two finance experts discuss money awareness topics about relationships.

In this interview Mr. Dukes helps couples break down their financial commitments in a relationship by explaining to listeners how each partner plays a key role. Tune in to find our which role you play in your relationship and how you and your partner can strengthen each other with these financial roles and obligations.

Financial concepts and habits can be learned with help from Heather Wagenhals, host and personal finance expert of the Keys To Riches™ Financial Wellness Series.

Key Statement:

I know that I am vulnerable when managing my money if I allow seasonal events and special occasions disrupt my savings and spending plan. I acknowledge that to become truly successful with my money, I must be more mindful during holidays and on special occasions because going overboard serves no one, especially not me nor my family.

Key Affirmation:

I am a gracious recipient and thoughtful giver.

Key Commitment:

I commit to using Heather's "Card Up" Assessment formula when determining appropriate gift giving.

Key Action Item:

When giving gifts or remembering or commemorating someone's special occasion, begin with a card and work from there. For annual events and celebrations, sit down and create a plan for saving with your discretionary funds. It is easier and requires less intrusion with your daily dollars when you give yourself 364 days to carry out a sizable savings goal.

These are just some examples of things you can expect and work into your plans. Be creative with you strategy so you can achieve financial independence AND still enjoy the fruits of your labors today.

Financial concepts and habits can be learned with help from Heather Wagenhals, host and personal finance expert of the Keys To Riches™ Financial Wellness Series.

Listen every Monday morningon the Libsyn Platform where you’ll find our featured Key for the week. Tune in to this week's Keys to Riches Number Eight: No Seasonal Exceptions as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills.

Key Statement:

I know that I am vulnerable when managing my money if I allow seasonal events and special occasions disrupt my savings and spending plan. I acknowledge that to become truly successful with my money, I must be more mindful during holidays and on special occasions because going overboard serves no one, especially not me nor my family.

Key Affirmation:

I am a gracious recipient and thoughtful giver.

Key Commitment:

I commit to using Heather's "Card Up" Assessment formula when determining appropriate gift giving.

000028AB 000028CF 0003DCD1 0003DCD1 00127CDB 00127CDB 0000867C 00008742 001A2F0F 001BB9F5

Certified financial planner and co-founder of Blooom, Chris Costello, addresses an epidemic problem between money and young-minded individuals with Heather Wagenhals, personal finance expert and the executive producer of the UnlockYourWealthRadio.com.

"Think of us as the Navy SEALs of 401ks – nobody gets left behind. Nobody." ~Blooom

As a registered investment advisor, Chris has managed over $500 million for clients in and around the retirement age. Chris continues to build his portfolio, and wealth for clients, as a certified financial planner. Tune in to hear more from Chris and his expertise on building actual models used to generate 401k recommendations.

"We Manage Your 401k - you ditch your current strategy of ignoring-it, meaning-to-get-around-to-it,

and hoping-for-the-best." ~Blooom

The Unlock Your Wealth Radio, a personal finance radio show specializing in a unique brand of financial literacy, airs every Friday morning at 9AM PST on the Libsyn platform http://UnlockYourWealthRadio.com. This week Heather and Chris Costello offer their financial expertise to young-minded entrepreneurs while Chris share's his advice on how Blooom can help analyze current 401k's for clients, recommending correct allocations.

Break the Budget is this week's money key on The Keys To Riches™ Financial Wellness Series, which is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

This week's key is going to finish out our assessment and give us the most realistic picture of what our finances look like. Heather shares her unique way of breaking budgets and bad money habits to create a better more functional way to manage money.

Key Statement:

I know that trying to create and stick to a budget is a losing proposition because it can mean sacrifice and not truly addressing my financial challenges; therefore, to be truly financially independent, I must create and stick to a realistic healthy savings and spending plan.

Key Affirmation:

I have and live by a healthy savings and spending plan.

Key Commitment:

I commit to designing and living by a healthy savings and spending plan that suits me and my family.

Key Action Item:

Categorize your assessment envelope. Analyze your expenditures in each area. Are they what you thought they would be? Pull out your Dreams With Deadlines™ strategy and further evaluate your needs versus wants. Balance them with your goals. Work on your essential wants and figure out how we can reallocate those non-essential wants after we create our savings plan and eliminate our debt so we can begin to take control of our financial future.

These are just some examples of things you can anticipate and work into your plans. Be creative with you strategy so you can achieve financial independence AND still enjoy the fruits of your labors today.

Break the Budget is this week's money key on The Keys To Riches™ Financial Wellness Series, which is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money. Tune in to this week's Keys to Riches Number Seven: Break the Budget as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills.Listen every Monday morningon the Libsyn Platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series. This week's key is going to finish out our assessment and give us the most realistic picture of what our finances look like. Heather shares her unique way of breaking budgets and bad money habits to create a better more functional way to manage money.

Key Statement:

I know that trying to create and stick to a budget is a losing proposition because it can mean sacrifice and not truly addressing my financial challenges; therefore, to be truly financially independent, I must create and stick to a realistic healthy savings and spending plan.

Key Affirmation:

I have and live by a healthy savings and spending plan.

Key Commitment:

I commit to designing and living by a healthy savings and spending plan that suits me and my family.

Kathy Kolbe, Master of the Financial MO joins Heather Wagenhals to share how knowing your "M.O" is the way to master your wealth. Tune in as Kathy Kolbe reveals the 4 basic actions/instinctive methods we use that can help all individuals find solutions that will solve their problems, whether it be with money, self or relationships. Find out what thousands of other listeners already learned--- how to manage money easier, in less time reducing money stress and choosing to create wealth and happiness with Heather's proven strategies right here.

Listen every Friday at 9AM PST to learn how to manage money easier, in less time reducing money stress and choosing to create wealth and happiness with Heather’s proven strategies right here http://UnlockYourWealthRadio.comTune in to this week's Keys To Riches HERE!

Mike Galley of WRNJ welcomes Certified Identity Theft Risk Management Specialist Heather Wagenhals to warn listeners of smart appliances eavesdropping on your personal identity in places you had no idea were possible.

Tune in to this interview as Heather shocks listeners by revealing ways your phone, Amazon Echo and other electronic devices are spying on you and stealing your identity through smart appliances.

For more information on Identity Theft, Frauds and Scams go to www.MoneyCreditandYou.com.

Mike Galley of WRNJ welcomes Certified IdentityTheftRisk Management SpecialistHeather Wagenhals to warn listeners of smart appliances eavesdropping on your personal identity in places you had no idea were possible.

Tune in to this interview as Heather shocks listeners by revealing ways your phone, Amazon Echo and other electronic devices are spying on you and stealing your identity through smart appliances.

In this interview we find out how to avoid these electronic devices and how you can better protect your identity the next time you make a phone call or open your refrigerator door!

For more information on Identity Theft, Frauds and Scams go to www.MoneyCreditandYou.com.

Kathy Kolbe, Master of the Financial MO joins Heather Wagenhals to share how knowing your "M.O" is the way to master your wealth.

Find out what thousands of other listeners already learned--- how to manage money easier, in less time reducing money stress and choosing to create wealth and happiness with Heather's proven strategies right here.

Listen every Friday at 9AM PST to learn how to manage money easier, in less time reducing money stress and choosing to create wealth and happiness with Heather’s proven strategies right here http://UnlockYourWealthRadio.com

Holistic happiness can be achieved using financial concepts taught by Heather Wagenhals on the Keys To Riches™ Financial Wellness Series in Key 6: Take Emotion Out of the Picture.

Each week the Keys will features specific financial techniques to help your financial habits become healthy money management skills.

This Week's Key:

Take Emotion Out of the Picture

Key Statement:

I know that I work hard for my money, and feel that I'm entitled to spend the way I want. However, to be truly successful at managing my money, I need to keep my passions in perspective, being excited about making money and conservative when spending it.

Key Affirmation:

I detach from my emotions when managing my personal finances.

Key Commitment:

I commit to leaving my emotions out of my everyday money decisions.

Key Action Item:

When you are feeling overwhelmed with emotion to the point of impulse spending, walk away, take a deep breath, shake it off, and allow yourself to calm down. Then you can be objective and ask yourself this: "Is there a positive financial return on this investment? Is this expenditure going to make me money down the road, or, is this the end of the road for this dollar as I invest it into this material object?"As we start focusing on putting our money where it's going to have a return, this will become easier over time. Good luck and we look forward to having you listen to tomorrow's show!

Holistic happiness can be achieved using financial concepts taught by Heather Wagenhalson the Keys To Riches™ Financial Wellness Series inKey 6:Take Emotion Out of the Picture.

Each week the Keys will features specific financial techniques to help your financial habits become healthy money management skills. Listen every Monday morningon the Keys To Riches website where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series. This Week's Key:

Take Emotion Out of the Picture

Key Statement:

I know that I work hard for my money, and feel that I'm entitled to spend the way I want. However, to be truly successful at managing my money, I need to keep my passions in perspective, being excited about making money and conservative when spending it.

Key Affirmation:

I detach from my emotions when managing my personal finances.

Key Commitment:

I commit to leaving my emotions out of my everyday money decisions.

Key Action Item:

When you are feeling overwhelmed with emotion to the point of impulse spending, walk away, take a deep breath, shake it off, and allow yourself to calm down. Then you can be objective and ask yourself this: "Is there a positive financial return on this investment? Is this expenditure going to make me money down the road, or, is this the end of the road for this dollar as I invest it into this material object?"As we start focusing on putting our money where it's going to have a return, this will become easier over time. Good

Copyright 2013 Unlock Your Wealth Foundation, LLC

Gaming hack is the topic on Financial Survival Network with host Kerry Lutz who welcomes Certified Identity Theft Risk Management Specialist Heather Wagenhals as she reveals this new computer security hack. This "gaming hack" is typically used by your children to open the door to wholesale data theft your data. The kids believe they’re downloading a Nintendo Emulator that will allow them to play unlimited games on their computer, however they are really allowing a trojan virus to get in and cause all sorts of havoc with your data, identity and files.

Tune in to this interview and warn your children about this exploit before it’s too late.

Gaming hack is the topic on Financial Survival Network with host Kerry Lutz who welcomes Certified Identity Theft Risk Management Specialist Heather Wagenhals as she reveals this new computer security hack.

This "gaming hack" is typically used by your children to open the door to wholesale data theft your data.

The kids believe they’re downloading a Nintendo Emulator that will allow them to play unlimited games on their computer, however they are really allowing a trojan virus to get in and cause all sorts of havoc with your data, identity and files.

Tune in to this interview and warn your children about this exploit before it’s too late.

Mastering Self-Motivation explained by Dr. Michael Provitera, aka the "DocProv" Unlock Your Wealth Radio as he shares his expertise in motivational and organizational behaviors with Heather Wagenhals.

Tune in as the President of the Motivational Leadership Training and consultant for large and small organizations, DocProv also provides insight on how you can attract positive people to your surroundings.

Listen every Friday at 9AM PST to learn how to manage money easier, in less time reducing money stress and choosing to create wealth and happiness with Heather’s proven strategies right here http://UnlockYourWealthRadio.com

Tune in to this week's Keys To Riches HERE!

Tune in to this week's money key Take Emotion Out of the Picture as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

This Week's Key:

Take Emotion Out of the Picture

Key Statement:

I know that I work hard for my money, and feel that I'm entitled to spend the way I want. However, to be truly successful at managing my money, I need to keep my passions in perspective, being excited about making money and conservative when spending it.

Key Affirmation:

I detach from my emotions when managing my personal finances.

Key Commitment:

I commit to leaving my emotions out of my everyday money decisions.

Key Action Item:

When you are feeling overwhelmed with emotion to the point of impulse spending, walk away, take a deep breath, shake it off, and allow yourself to calm down. Then you can be objective and ask yourself this: "Is there a positive financial return on this investment? Is this expenditure going to make me money down the road, or, is this the end of the road for this dollar as I invest it into this material object?"As we start focusing on putting our money where it's going to have a return, this will become easier over time. Good luck and we look forward to having you listen to tomorrow's show!

Tune in to this week's money key Take Emotion Out of the Pictureas host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills.

The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money. It also gives you specific techniques to create or fix your credit, eliminate debt, save and invest, building wealth and happiness holistically, all while transforming your current financial habits into healthy money management skills. Listen every Monday morningon the Libsyn platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series.

This Week's Key:

Take Emotion Out of the Picture

Key Statement:

I know that I work hard for my money, and feel that I'm entitled to spend the way I want. However, to be truly successful at managing my money, I need to keep my passions in perspective, being excited about making money and conservative when spending it.

Key Affirmation:

I detach from my emotions when managing my personal finances.

Key Commitment:

I commit to leaving my emotions out of my everyday money decisions.

Key Action Item:

When you are fee

Owner and Founder ofPassive Income Advisors, LLC, Gena Lofton,joinsUnlock Your Wealth RadioHeather Wagenhals to find the wealth and value women have in the business world with this financial advice that empowers women to find their wealth and financial freedom through Gena's digital education company and their online courses.

Tune in to this interview as Gena empowers women on passive income by giving you that extra push of confidence to invest in real estate or businesses that will benefit their financial future.

In the real estate bracket, Gena currently owns over 2,500 units in 4 States and a resort in Ambergris Caye, Belize. All of her real estate holdings were acquired between 2012 and 2016 after the worst economic crisis since the Great Depression while she simultaneously built and sold DIRECTV.

Owner and Founder of Passive Income Advisors, LLC, Gena Lofton, joins Unlock Your Wealth Radio Heather Wagenhals to find the wealth and value women have in the business world with this financial advice that empowers women to find their wealth and financial freedom through Gena's digital education company and their online courses.

In the real estate bracket, Gena currently owns over 2,500 units in 4 States and a resort in Ambergris Caye, Belize. All of her real estate holdings were acquired between 2012 and 2016 after the worst economic crisis since the Great Depression while she simultaneously built and sold DIRECTV.

Tune in to this interview as Gena reveals the “secret sauce” to maximize her financial growth.

This week's money key in the Keys To Riches™ Financial Wellness Series will provide financial concepts each week that teach you how to think like the rich and be in control of your own money.

Tune in to this week's featured Key Four: Knowledge is Power, Not Knowing is Powerful as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills. Tune in to the Keys To Riches every Monday on the Keys To Riches website! Key Statement:

I know that I don't have to know everything about money; I just have to address the five areas of concern I don't know by either educating myself or delegating to professionals.

Key Affirmation:

I am great at assessing my strengths and delegating my weaknesses.

Key Commitment:

I commit to addressing my five areas of concern and working on each category to create wealth and happiness for me and my family.

Key Action Item:

Sit down and assess your strengths and weaknesses according to our Knowledge Checklist. Then decide how much you desire to learn about each of your weaker categories and delegate the rest to professionals. Remember you must acquire a minimum foundation in each category before delegating to a professional so you aren't swindled out of your hard-earned money.

Tune in every week

This week's money key in the Keys To Riches™ Financial Wellness Series will provide financial concepts each week that teach you how to think like the rich and be in control of your own money.

Tune in to this week's featured Key Four: Knowledge is Power, Not Knowing is Powerful as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Key Statement:

I know that I don't have to know everything about money; I just have to address the five areas of concern I don't know by either educating myself or delegating to professionals.

Key Affirmation:

I am great at assessing my strengths and delegating my weaknesses.

Key Commitment:

I commit to addressing my five areas of concern and working on each category to create wealth and happiness for me and my family.

Key Action Item:

Sit down and assess your strengths and weaknesses according to our Knowledge Checklist. Then decide how much you desire to learn about each of your weaker categories and delegate the rest to professionals. Remember you must acquire a minimum foundation in each category before delegating to a professional so you aren't swindled out of your hard-earned money.

00000F6C 00000F5E 0001DD6D 0001DD6D 000753D1 000753D1 00006C6C 00006B42 00057F58 0005E324

Unlock Your Wealth Radio welcomes back digital economy expert Naresh Vissa and author of the number one bestselling book, FIFTY SHADES OF MARKETING: Whip Your Business Into Shape & Dominate Your Competition who joins Heather Wagenhals, host of Unlock Your Wealth Radio.

In this interview Naresh will provide listeners with a snippet into the digital economy, revealing the benefits and how a regular worker can start freelancing and make that their career.

Find out the best platforms for your business and how beneficial these digital services are to help grow your business.

Author of the #1 bestselling PODCASTNOMICS: The Book of Podcasting... To Make You Millions Naresh will share great insight to this topic of digital economy and where to focus your business and money in this day of age.

Key Three: Dreams with Deadlines is this week's featured key as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Key Number Three: Dreams with Deadlines

This Week's Key Statement:

In order for me to achieve the things I want in life and accomplish my dreams I must attach deadlines to them.

This Week's Key Affirmation:

I am great at goal setting and achieving my goals through action.

This Week's Key Commitment:

I commit to designing the life of my dreams using the Dreams With Deadlines© Goal Setting Strategy.

This Week's Key Action Item:

Write out your goals. Make them specific yet small, measurable, and achievable. Add sensory awareness to each goal. Make them realistic and make sure that they have a time attached to it.

Key Three: Dreams with Deadlines is this week's featured keyas host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills. The Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Listen to this week's Key Number Three: Dreams with Deadlines on the Libsyn Platform.

This Week's Key Statement:

In order for me to achieve the things I want in life and accomplish my dreams I must attach deadlines to them.

This Week's Key Affirmation:

I am great at goal setting and achieving my goals through action.

This Week's Key Commitment:

I commit to designing the life of my dreams using the Dreams With Deadlines© Goal Setting Strategy.

This Week's Key Action Item:

Write out your goals. Make them specific yet small, measurable, and achievable. Add sensory awareness to each goal. Make them realistic and make sure that they have a time attached to it.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week's Key, along with our Key of the Week, M

Steve Forbes,editor-in-chief of Forbes Magazine and a co-ambassador of FreedomFeststopped by theUnlock Your Wealth Radiobooth this past summer at Freedom Fest to meet up withHeather Wagenhals. Tune in to this interview as Mr. Forbes and Heather discuss a few topics on personal finance.

As one of the Founders of

Tune in as Steve Forbes shares one piece of personal finance advice for those who are struggling and trying to get back into finding their own wealth and financial future.

The Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Tune in to this week's financial concepts on the Keys To Riches website for this week's Key Number Two: Take Action and Make Assessment.

Key Statement:

In order for me to achieve my goals, I must take action and assess where I am starting from, so I can create a specific plan to get there.

Key Affirmation:

I am successful at assessing my current financial state.

Key Commitment:

I commit to taking consistent action everyday to build and manage wealth successfully.

Key Action Item:

Get a large 9 x 12 envelope, or more than one if you are a prolific shopper, and start collecting your receipts.We are only collecting those receipts. We are not looking at them or going to make any judgments on them. We are going to continue our current path for a short while longer so we can have enough information to accurately assess our current financial state. Only then, after we have made our assessment, can we decide what a successful plan for the future will look like.

The Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Tune in to this week's featured Key Two: Take Action and Make Assessmentas host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills. Tune in to the Libsyn platform for this week's Key Number Two: Take Action and Make Assessment. Key Statement:

In order for me to achieve my goals, I must take action and assess where I am starting from, so I can create a specific plan to get there.

Key Affirmation:

I am successful at assessing my current financial state.

Key Commitment:

I commit to taking consistent action everyday to build and manage wealth successfully.

Key Action Item:

Get a large 9 x 12 envelope, or more than one if you are a prolific shopper, and start collecting your receipts.We are only collecting those receipts. We are not looking at them or going to make any judgments on them. We are going to continue our current path for a short while longer so we can have enough information to accurately assess our current financial state. Only then, after we have made our assessment, can we decide what a successful plan for the future wi

National Financial Literacy Month andSeason 31 of Unlock Your Wealth Radiowill feature the Best Of interviews with hostHeather Wagenhals. In this first week we re-air Season 27 with Mike Lindell,Inventor & CEO of MyPillow®, Inc. Tune inas Mike and Heather discuss entrepreneurs and the unknowings that occur during the journey to success. Mike started his own business in his garage, working hard and not sleeping well, so he set out to design a pillow that would help him sleep. After two years he finally came up with the patented fill, ensuring MyPillow® that would be breathable and washer and dryer safe. Mike heard a lot of “no’s” in those early years, but never gave up on his passion to share his pillow with the world and to this day Mike has more than 650 employees, and his company is expected to take in $100 million this year.

Tune in to this week's episode as we celebrate National Financial Literacy Month and hear from Mike Lindell and his overnight success story and find out some of

Financial Literacy Month kicks off on the Keys To Riches with host Heather Wagenhalsteaching you how to think like the rich and be in control of your own money. The Keys To Riches also gives you specific techniques to create or fix your credit, eliminate debt, save and invest, building wealth and happiness holistically, all while transforming your current financial habits into healthy money management skills. Every week the Keys to Riches will feature our Key of the Week, Moolah Word of the Day, Money Drama & more!Tune in to the Libsyn platform for more on this week's

Key Number One: Acceptance and Affirmation.

Key Statement:

I know deep down that regardless if I like where I am or not, by accepting responsibility for the current state of my personal finances, I have the power to change them for me, and those around me.

Key Affirmation:

I am great at managing my money.

Key Commitment:

My financial goals facilitate all other personal goals and I am passionately committed to accomplishing them.

Key Action Item:

Begin the affirmation process today to build our confidence. Listen to this week’s show and get those 6 P’s to work for you today.

Tune in

Financial Literacy Month kicks off on the Keys To Riches with host Heather Wagenhals teaching you how to think like the rich and be in control of your own money.

Every week the Keys to Riches will feature our Key of the Week, Moolah Word of the Day, Money Drama & more! Tune in to Blog Talk Radio for more on this week's Key Number One: Acceptance and Affirmation.

Key Statement:

I know deep down that regardless if I like where I am or not, by accepting responsibility for the current state of my personal finances, I have the power to change them for me, and those around me.

Key Affirmation:

I am great at managing my money.

Key Commitment:

My financial goals facilitate all other personal goals and I am passionately committed to accomplishing them.

Key Action Item:

Begin the affirmation process today to build our confidence. Listen to this week’s show and get those 6 P’s to work for you today.

Real estate tips revealed by broker and trusted investor Heather Wagenhals, host ofUnlock Your Wealth Radio.Tune in to this episode as Heather and Producer Michael Terry where home values are and where the true home value should be in the future.

In this real estate episode Heather discusses the rise of mortgage default rates and how they can impact your existing home value.

When the real estate market bounces remain calm, don't think of this time as bad or good, but rather a time for a discount sale as you average down.

Money is made on the buy, not the sell because you can't control the market, only make predictions.

Tune in to this episode as we reveal the one key item to look for in a home that will help in negotiating prices.

Tune in every Monday to The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

Tune in to this week's Keys to Riches Number Thirteen: Become a Voracious Reader as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

This is where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series:

Key Statement:

Reading does several things for us. It stimulates our mind and elevates our ability to communicate our views and opinions. I know that there is more than one side to every story and to become an effective decision maker with my personal finances, I must read more about a subject to master it for my future financial independence.

Key Affirmation:

I am a voracious reader.

Key Commitment:

I commit to reading daily for my financial health and well being.

Key Action Item:

Find one new book to start reading today. I don't care if you just read the table of contents and you only get past the dedication. Tomorrow read a couple more pages and before you know it you will build momentum. Read and stimulate your mind every day.

Tune in to this week's Keys to Riches Number Thirteen: Become a Voracious Reader as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills.

The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

Listen every Monday morningon the Libsyn Platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series.

This is where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series:

Key Statement:

Reading does several things for us. It stimulates our mind and elevates our ability to communicate our views and opinions. I know that there is more than one side to every story and to become an effective decision maker with my personal finances, I must read more about a subject to master it for my future financial independence.

Key Affirmation:

I am a voracious reader.

Key Commitment:

I commit to reading daily for my financial health and well being.

Key Action Item:

File your income taxes using these tax assistant tips onUnlock Your Wealth Radio with host and personal finance expert Heather Wagenhals. If you are late to the game and need to file an extension on your taxes, then have no fear as Heather offers advice on the Libsyn platform.

FREE TAX help at nearly 12,000 preparation sites, thanks to Volunteer Income Tax Assistant (VITA).

VITA is an excellent tax assistant service that helps prepare and file taxes. CLICK HERE to see if you qualify and get your taxes in by the tax deadline.

Tune in to this week's episode of Unlock Your Wealth Radioas Heather reveals last minute quick tips on filing your taxes.

Tune in every Monday to The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

File your income taxes using these tax assistant tips on Unlock Your Wealth Radio with host and personal finance expert Heather Wagenhals. If you are late to the game and need to file an extension on your taxes, then have no fear as Heather offers advice on Blog Talk Radio.

FREE TAX help at nearly 12,000 preparation sites, thanks to Volunteer Income Tax Assistant (VITA).

VITA is an excellent tax assistant service that helps prepare and file taxes. CLICK HERE to see if you qualify and get your taxes in by the tax deadline.

CLICK HERE to hear how you can avoid tax scams with advice from our sister company, Money Credit And You!

Tune in to this week's Keys to Riches Twelve: Practicing the Three R's as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

This Week's Key Number Twelve:

Practicing the Three R's: Review Revise Recommit

Key Statement:

Now that I am on the path to financial independence, I need to see how much I have accomplished or strayed from that goal. I need to evaluate where I am now compared to three months ago. Then decide if I have to alter my plan because I may have new information. I may or may not need to make changes to my current plan. Regardless of changes made, I must recommit myself to my financial independence.

Key Affirmation:

I am great at reconciling my finances every quarter.

Key Commitment: I commit to quarterly Review, Revise, and Recommit to ensure my long-term vision for financial success is supported by what my daily dollars are doing.

Key Action Item:

Take a pencil to paper and review where we are, ask the three questions and five areas of concern Heather talks about in the Bushido Business Book, and make the necessary revisions, and recommit ourselves to our financial goals.

Tune in to this week's Keys to Riches Twelve: Practicing the Three R's as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills.

Listen every Monday morningon the Libsyn Platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series.

This is where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series:

This Week's Key Number Twelve:

Practicing the Three R's: Review Revise Recommit

Key Statement:

Now that I am on the path to financial independence, I need to see how much I have accomplished or strayed from that goal. I need to evaluate where I am now compared to three months ago. Then decide if I have to alter my plan because I may have new information. I may or may not need to make changes to my current plan. Regardless of changes made, I must recommit myself to my financial independence.

Key Affirmation:

I am great at reconciling my finances every quarter.

Key Commitment: I commit to quarterly Review, Revise, and Recommit to ensure my long-term vision for financial success is supported by what my daily dollars are doing.

Key Action Item:

Take a pencil to paper and review where we

Real estate investing do's and don'ts revealed on this week’s Unlock Your Wealth Radiowith broker and trusted investor Heather Wagenhals. Tune in to learn more about the financial side of real estate investing.

In this episode Heather offers great advice to real estate investors, after all her predictions did came true from the 2007 mortgage crisis.

Key factors to remind yourself as an investor:

-Take emotion out of the picture - Refer to our Keys To Riches Key 5

-You are not living in the property, don't base this off what or where you are living as these standards will be different from your personal home.

-Make sure the numbers work - if the numbers are too tight, then it might be too risky of an investment. You want to be able to sell under the market.

Learn more about the financial side of lending in real estate investing and how the adjustable rates are configured based off margins and what to look for when going through lending.

Tune in every Monday to The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach yo

Real estate investing do's and don'ts revealed on this week’s Unlock Your Wealth Radio with broker and trusted investor Heather Wagenhals. Tune in to learn more about the financial side of real estate investing.

Key factors to remind yourself as an investor:

-Take emotion out of the picture - Refer to our Keys To Riches Key 5

-You are not living in the property, don't base this off what or where you are living as these standards will be different from your personal home.

-Make sure the numbers work - if the numbers are too tight, then it might be too risky of an investment. You want to be able to sell under the market.

Learn more about the financial side of lending in real estate investing and how the adjustable rates are configured based off margins and what to look for when going through lending.

Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Tune in to this week's Keys to Riches Number 11: 'Forget the Perfection Principle' as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

This Week's Key Number Eleven:

Forget the "Perfection Principle"

Key Statement:

I know that I am not defined by my mistakes, but by my successes. The speed and rate at which I achieve my success are not as important as the fact that I am continually moving forward.

Key Affirmation:

I am great at staying focused. I am great at forgiving myself. I am great at getting back in the game.

Key Commitment:

I commit to focusing on the progress of my financial freedom process!

Key Action Item:

The next time you make a mistake or the next time you make a financial decision contemplate the consequences of that decision up front. If that decision fits your plan, then do it. If it's against the plan, then you will avoid it and find something more constructive to do in place of it.

Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Tune in to this week's Keys to Riches Number 11: 'Forget the Perfection Principle'as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills. Listen every Monday morningon the Libsyn Platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series. This Week's Key Number Eleven:

Forget the "Perfection Principle" Key Statement:

I know that I am not defined by my mistakes, but by my successes. The speed and rate at which I achieve my success are not as important as the fact that I am continually moving forward.

Key Affirmation:

I am great at staying focused. I am great at forgiving myself. I am great at getting back in the game.

Key Commitment:

I commit to focusing on the progress of my financial freedom process!

Key Action Item:

The next time you make a mistake or the next time you make a

00000CCA 00000CB3 0000EC63 0000EC63 00002249 00002249 00006B46 00006AC0 001B726D 001AF363

Real estate professionals offer advice that first time homebuyers won't get anywhere else, tune in Unlock Your Wealth Radio as broker and trusted investor Heather Wagenhals reveals why you should seek professional advice when buying a home.

Here are Heather's top reasons why you need a real estate professional: Real Estate Professionals know the home buying process front to back and can guide you along the way. They have information and opinions on schools, resale values, zoning information, etc. These documents and personal experience can help homebuyers make the right decision. On average people move every 5 years! Professionals have experience with negotiating prices, They speak the language and will translate for you. Find out if a real estate professional is right for you by going to the Unlock Your Wealth Radio site and search for the Real Estate NEADS Analysis. If you do need or want a professional be sure to ask them a few questions and tips such as: How long have they been an active agent?How many transactions have they completed this year? Lifetime?A highly active agent will have referrals if they are not familiar with your neighborhoodRequest references from the professional For a complete list of questions to ask a real estate professional, visit Unlock Your Wealth Radio to view these interview questions.

Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Tune in to this week's Keys to Riches Number Ten - Remember Real Estate as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Key Statement:

Real estate is a tangible investment and, if I apply sound principles when making investment decisions, I can weather any economic storm successfully.

Key Affirmation:

I am a great real estate investor.

Key Commitment:

I commit to financial freedom using real estate.

Key Action Item:

Create a financial snapshot using the four layers of risk to determine how close you are to beginning real estate investment. If you're already there, take that first step and implement what that snapshot taught you about real estate investment and how to get started.

Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Tune in to this week's Keys to Riches Number Ten - Remember Real Estate as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills.

Listen every Monday morningon the Libsyn Platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series.

Key Statement:

Real estate is a tangible investment and, if I apply sound principles when making investment decisions, I can weather any economic storm successfully.

Key Affirmation:

I am a great real estate investor.

Key Commitment:

I commit to financial freedom using real estate.

Key Action Item:

Create a financial snapshot using the four layers of risk to determine how close you are to beginning real estate investment. If you're already there, take that first step and implement what that snapshot taught you about real estate investment and how to get started.

Tune in every week as Heather

Protect your credit and avoid financial fraud with exclusive advise fromUnlock Your Wealth RadioexpertHeather Wagenhals. Tune in as Heather dives into your finances, revealing how you can protect your bank statements, personal identity and credit reports using her step by step actions.

In this podcast Heather explains how to actively practice one of the Keys to Riches, Key 12: Practice the Three R's: Review, revise and recommit to protect your credit.

Tune in as Heather reveals what fraudsters are looking for when stealing your credit and identity while sharing more tips about credit monitoring and the benefits of why you should dispute a charge manually.

Tune in every Monday to The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control o

Protect your credit and avoid financial fraud with exclusive advise from Unlock Your Wealth Radio expert Heather Wagenhals. Tune in as Heather dives into your finances, revealing how you can protect your bank statements, personal identity and credit reports using her step by step actions.

In this podcast Heather explains how to actively practice one of the Keys to Riches, Key 12: Practice the Three R's: Review, revise and recommit to protect your credit.

The Keys To Riches™ featured money key will appear here for the entire week, collecting data from Heather’s Keys To Riches™ Financial Wellness Series.

This week's Key Number Nine: Create Credit

Listen every Monday morning where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series.

Key Statement:

I know that credit is a tool and not a goal for building wealth. I also know that credit is a continuing process and bad credit is not a death sentence.

Key Affirmation:

I am a great steward of my credit.

Key Commitment:

I commit to using my credit to build wealth only.

Key Action Item:

Pull your credit report and review it for inaccuracies.

The Keys To Riches™ featured money key will appear here for the entire week, collecting data from Heather’s Keys To Riches™ Financial Wellness Series. Tune in to this week's money Key Number Nine on the Keys To Riches website: Create Credit as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills. This week's Key Number Nine: Create Credit Listen every Monday morningon the Libsyn Platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series. Key Statement:

I know that credit is a tool and not a goal for building wealth. I also know that credit is a continuing process and bad credit is not a death sentence.

Key Affirmation:

I am a great steward of my credit.

Key Commitment:

I commit to using my credit to build wealth only.

Key Action Item:

Pull your credit report and review it for inaccuracies.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week's Key, along with our Key of the Week, M

Real estate investment options explained as details are revealed onUnlock Your Wealth Radiowith expertHeather Wagenhals. Tune in as Heather offers financial advice to investors and first time home buyers who are considering their purchasing options.

In this interview Heather reveals how land contracts will benefit your real estate investment options and financial future.

Heather also dives into real estate investment topics that involve purchase agreements. Find out the difference between a lease purchase and a lease option and your legal rights between the two options available when purchasing a property. Tune in to hear more answers on real estate and how much can interest one really earn you every year from owning a property.

Tune in every Monday to The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

This week's Key: N

Real estate investment options explained as details are revealed on Unlock Your Wealth Radio with expert Heather Wagenhals. Tune in as Heather offers financial advice to investors and first time home buyers who are considering their purchasing options.

Heather also dives into real estate investment topics that involve purchase agreements. Find out the difference between a lease purchase and a lease option and your legal rights between the two options available when purchasing a property. Tune in to hear more answers on real estate and how much can interest one really earn you every year from owning a property.

Tune in every Monday for the Keys To Riches where you’ll find our featured money key for the week from Heather’s Keys To Riches™ Financial Wellness Series.

Key Statement:

I know that I am vulnerable when managing my money if I allow seasonal events and special occasions disrupt my savings and spending plan. I acknowledge that to become truly successful with my money, I must be more mindful during holidays and on special occasions because going overboard serves no one, especially not me nor my family.

Key Affirmation:

I am a gracious recipient and thoughtful giver.

Key Commitment:

I commit to using Heather's "Card Up" Assessment formula when determining appropriate gift giving.

Key Action Item:

When giving gifts or remembering or commemorating someone's special occasion, begin with a card and work from there. For annual events and celebrations, sit down and create a plan for saving with your discretionary funds. It is easier and requires less intrusion with your daily dollars when you give yourself 364 days to carry out a sizable savings goal.

These are just some examples of things you can expect and work into your plans. Be creative with you strategy so you can achieve financial independence AND still enjoy the fruits of your labors today.

Tune in every Monday for the Keys To Riches where you’ll find our featured money key for the week from Heather’s Keys To Riches™ Financial Wellness Series. Tune in to this week's Keys to Riches Number Eight: No Seasonal Exceptions as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills. Key Statement:

I know that I am vulnerable when managing my money if I allow seasonal events and special occasions disrupt my savings and spending plan. I acknowledge that to become truly successful with my money, I must be more mindful during holidays and on special occasions because going overboard serves no one, especially not me nor my family.

Key Affirmation:

I am a gracious recipient and thoughtful giver.

Key Commitment:

I commit to using Heather's "Card Up" Assessment formula when determining appropriate gift giving.

Key Action Item:

When giving gifts or remembering or commemorating someone's special occasion, begin with a card and work from there. For annual events and celebrations, sit down and create a plan for saving with your discretionary funds. It is easier and requires less intrusion with your daily dollars when you give yourself 36

Fraudulent tax returns are on the rise and Certified Identity Theft Risk Management SpecialistHeather Wagenhals reveals ways to protect yourself from becoming a victim. Tune in to Unlock Your Wealth Radioto learn more about top tax return frauds and scams.

Heather shares a personal story about the time her husband was once a victim of tax return fraud and how they dealt with the situation and steps they use now moving forward as tax payers.

IRS will only notify you of any problems via FIRST CLASS MAIL not by PHONE!

Listen to this week's episode of tax return scams on the popular biology-based financial show, streaming on the Libsyn platform!

Tune in every Monday to The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

This week's Key: Break the Budget

Fraudulent tax returns are on the rise and Certified Identity Theft Risk Management Specialist Heather Wagenhals reveals ways to protect yourself from becoming a victim. Tune in to Unlock Your Wealth Radio this Friday, February 17th, 2017 at 9AM PST to learn more about tax return frauds and scams.

Heather shares a personal story about the time her husband was once a victim of tax return fraud and how they dealt with the situation and steps they use now moving forward as tax payers.

IRS will only notify you of any problems via FIRST CLASS MAIL not by PHONE!

Tune in every Monday to The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

This week's Key: Break the Budget

The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

Tune in to this week's Keys to Riches Number Seven: Break the Budget as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills. Listen every Monday morningon the Libsyn Platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series. This week's key is going to finish out our assessment and give us the most realistic picture of what our finances look like. Heather shares her unique way of breaking budgets and bad money habits to create a better more functional way to manage money.

Key Statement:

I know that trying to create and stick to a budget is a losing proposition because it can mean sacrifice and not truly addressing my financial challenges; therefore, to be truly financially independent, I must create and stick to a realistic healthy savings and spending plan.

Key Affirmation:

I have and live by a healthy savings and spending plan.

Key Commitment:

I commit to designing and living by a healthy savings and spending plan that suits me and my family.

Key Action Item:

Categorize your assessment enve

The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

This week's key is going to finish out our assessment and give us the most realistic picture of what our finances look like. Heather shares her unique way of breaking budgets and bad money habits to create a better more functional way to manage money.

Key Statement:

I know that trying to create and stick to a budget is a losing proposition because it can mean sacrifice and not truly addressing my financial challenges; therefore, to be truly financially independent, I must create and stick to a realistic healthy savings and spending plan.

Key Affirmation:

I have and live by a healthy savings and spending plan.

Key Commitment:

I commit to designing and living by a healthy savings and spending plan that suits me and my family.

Key Action Item:

Categorize your assessment envelope. Analyze your expenditures in each area. Are they what you thought they would be? Pull out your Dreams With Deadlines™ strategy and further evaluate your needs versus wants. Balance them with your goals. Work on your essential wants and figure out how we can reallocate those non-essential wants after we create our savings plan and eliminate our debt so we can begin to take control of our financial future.

These are just some examples of things you can anticipate and work into your plans. Be creative with you strategy so you can achieve financial independence AND still enjoy the fruits of your labors today.

Mortgages can be a strain on one's relationship and filing the application can start the headaches, so tune in to Unlock Your Wealth Radio as real estate expert Heather Wagenhals reveals mortgage application tips and ways to know up front how to handle yourfinancial future in home ownership.

This week's episode of Unlock Your Wealth Radio as Heather reveals what you should be looking at when considering a mortgage. ]']\Surprisingly it's not about affordability but rather lifestyle that you should look at when calculating a house payment.

If you don't have an emergency fund set up then you're going to screw up, it's not a matter of "if" you screw up, but rather a matter of 'when' you will screw up."

In this interview Heather Wagenhals breaks down mortgage application tips and the required documents when applying for a mortgage.

Finding out a mortgage credit rating can be heavily weighted on ones credit card debt and how one has managed long-term debt. Learn more about what lenders are looking for to qualify you in a mortgage as prepare for your financial future.

Tune in every Monday to The Keys To Riches™ Financial Wellness Series is a baker’s dozen of fin

Mortgages can be a strain on one's relationship and filing the application can start the headaches, so tune in to Unlock Your Wealth Radio as real estate expert Heather Wagenhals reveals mortgage application tips and ways to know up front how to handle your financial future in home ownership.

This week's episode of Unlock Your Wealth Radio as Heather reveals what you should be looking at when considering a mortgage. Surprisingly it's not about affordability but rather lifestyle that you should look at when calculating a house payment.

If you don't have an emergency fund set up then you're going to screw up, it's not a matter of "if" you screw up,

but rather a matter of 'when' you will screw up."

In this interview Heather Wagenhals breaks down mortgage application tips and the required documents when applying for a mortgage.

Finding out a mortgage credit rating can be heavily weighted on ones credit card debt and how one has managed long-term debt. Learn more about what lenders are looking for to qualify you in a mortgage as prepare for your financial future.

The Weekly Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money. It also gives you specific techniques to create or fix your credit, eliminate debt, save and invest, building wealth and happiness holistically, all while transforming your current financial habits into healthy money management skills.

Key Six: Hope for the Best, Plan for the Worst

Key Statement:

While I remain optimistic about my financial future, I am keenly aware that a catastrophic event may occur me or my family that could materially alter my financial picture, so must be prepared for the unknown.

Key Affirmation:

I am prepared for any financial situation that life may throw at me.

Key Commitment:

I commit to planning for alternative scenarios that may challenge me or my family.

Key Action Item:

Sit down with yourself and significant other, if you have one, and list all of the worst possible outcomes that may beset your family. Things like: one or both of you losing your joban unexpected pregnancythe sudden responsibility of an indigent parentinjury or accident that may keep you from workingdeath of an income producing spousea lawsuita physical or mental limitation in a child or sibling that may require additional care or treatment not covered by insurance These are just some examples of things you can anticipate and create plans. Having an alternate plan of action is like the insurance policy you pay for and never use.

The Weekly Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money. It also gives you specific techniques to create or fix your credit, eliminate debt, save and invest, building wealth and happiness holistically, all while transforming your current financial habits into healthy money management skills. Listen every Monday morningon the Libsyn Platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series. Tune in to this week's Key Number Six: Hope for the Best, Plan for the Worst as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills.

Key Six: Hope for the Best, Plan for the Worst

Key Statement:

While I remain optimistic about my financial future, I am keenly aware that a catastrophic event may occur me or my family that could materially alter my financial picture, so must be prepared for the unknown.

Key Affirmation:

I am prepared for any financial situation that life may throw at me.

Key Commitment:

I commit to planning for alternative scenarios that may challenge me or my family.

Key Action Item:

Sit down with yourself and sign

Filing an insurance claim can be foreign to many individuals so on this week's Unlock Your Wealth Radio Show, host and personal financial expertHeather Wagenhals offers insurance advice and tips to help individuals file those claims. Tune in to learn more about how to properly file and document an insurance claim.

Unlock Your Wealth Radio airs every Friday at 9AM PST, bringing listeners a unique look to their finances, as this biology-based money management show stresses the importance of money, breaking down segments to help listeners gain control of their financial future. Tune in every Friday for the Moolah Word of the Week, Money Drama & more!

Tune in every Monday to The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think

Filing an insurance claim can be foreign to many individuals so on this week's Unlock Your Wealth Radio Show, host and personal financial expert Heather Wagenhals offers insurance advice and tips to help individuals file those claims. Tune in to learn more about how to properly file and document an insurance claim.

Unlock Your Wealth Radio airs every Friday at 9AM PST, bringing listeners a unique look to their finances, as this biology-based money management show stresses the importance of money, breaking down segments to help listeners gain control of their financial future. Tune in every Friday for the Moolah Word of the Week, Money Drama & more!

Tune in every Monday to The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

This week's Key: Take Emotion Out of the Picture

Tune in to this week's Key Number Five - Take Emotion Out of the Picture as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

This Week's Key:

Take Emotion Out of the Picture

Key Statement:

I know that I work hard for my money, and feel that I'm entitled to spend the way I want. However, to be truly successful at managing my money, I need to keep my passions in perspective, being excited about making money and conservative when spending it.

Key Affirmation:

I detach from my emotions when managing my personal finances.

Key Commitment:

I commit to leaving my emotions out of my everyday money decisions.

Key Action Item:

When you are feeling overwhelmed with emotion to the point of impulse spending, walk away, take a deep breath, shake it off, and allow yourself to calm down. Then you can be objective and ask yourself this: "Is there a positive financial return on this investment? Is this expenditure going to make me money down the road, or, is this the end of the road for this dollar as I invest it into this material object?"As we start focusing on putting our money where it's going to have a return, this will become easier over time. Good luck and we look forward to having you listen to tomorrow's show!

0000145E 00001454 00013A21 00013A21 0002CBD0 0002CBD0 00007466 000073EE 001B6268 001AFAF0

Tune in to this week's Key Number Five - Take Emotion Out of the Picture as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills.

The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money. It also gives you specific techniques to create or fix your credit, eliminate debt, save and invest, building wealth and happiness holistically, all while transforming your current financial habits into healthy money management skills. Listen every Monday morningon the Libsyn platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series.This Week's Key: Take Emotion Out of the Picture

Key Statement:

I know that I work hard for my money, and feel that I'm entitled to spend the way I want. However, to be truly successful at managing my money, I need to keep my passions in perspective, being excited about making money and conservative when spending it.

Key Affirmation:

I detach from my emotions when managing my personal finances.

Key Commitment:

I commit to leaving my emotions out of my everyday money decisions.

Key Action Item:

When you are

Prenuptial agreements can benefit all sides of a relationship and personal finance expert Heather Wagenhals reveals those benefits on Unlock Your Wealth Radio.Tune in to find out how everlasting love is not in the books for everyone, which is why it is strongly encouraged to sign a prenup and prepare for the better or worse in a relationship.

In this interview Heather helps listeners understand that it is ok to fight for your money in a relationship, taking examples of celebrity relationships that did not work out with one-side of the relationship regretting their decision to not sign a prenuptial agreement.

Tune in as Heather dives deep into the topic of money and relationships, advising listeners from her personal experience of prenuptial agreements.

Prenuptial agreements can benefit all sides of a relationship and personal finance expert Heather Wagenhals reveals those benefits on Unlock Your Wealth Radio. Tune in to find out how everlasting love is not in the books for everyone, which is why it is strongly encouraged to sign a prenup and prepare for the better or worse in a relationship.

In this interview Heather helps listeners understand that it is ok to fight for your money in a relationship, taking examples of celebrity relationships that did not work out with one-side of the relationship regretting their decision to not sign a prenuptial agreement.

The Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money. Tune in to this week's featured Key Four: Knowledge is Power, Not Knowing is Powerful as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills.Tune in to the Keys To Riches every Monday on the Libsyn Platform: Key Statement:

I know that I don't have to know everything about money; I just have to address the five areas of concern I don't know by either educating myself or delegating to professionals.

Key Affirmation:

I am great at assessing my strengths and delegating my weaknesses.

Key Commitment:

I commit to addressing my five areas of concern and working on each category to create wealth and happiness for me and my family.

Key Action Item:

Sit down and assess your strengths and weaknesses according to our Knowledge Checklist. Then decide how much you desire to learn about each of your weaker categories and delegate the rest to professionals. Remember you must acquire a minimum foundation in each category before delegating to a professional so you aren't swindled out of your hard-earned money.

Tune in every week as Heather Wagenhals, host o

The Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Tune in to this week's featured Key Four: Knowledge is Power, Not Knowing is Powerful as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Key Statement:

I know that I don't have to know everything about money; I just have to address the five areas of concern I don't know by either educating myself or delegating to professionals.

Key Affirmation:

I am great at assessing my strengths and delegating my weaknesses.

Key Commitment:

I commit to addressing my five areas of concern and working on each category to create wealth and happiness for me and my family.

Key Action Item:

Sit down and assess your strengths and weaknesses according to our Knowledge Checklist. Then decide how much you desire to learn about each of your weaker categories and delegate the rest to professionals. Remember you must acquire a minimum foundation in each category before delegating to a professional so you aren't swindled out of your hard-earned money.

Protect your Money and prevent Scams and Identity Theft with expert advice from Heather WagenhalsonUnlock Your Wealth Radioas she reveals hidden scams you need to be aware of today. Tune in as Heather reveals just how common it is for the "everyday" person to become victim to scams and frauds and how you can take the necessary actions to protect yourself from becoming the next victim.

Listen as Heather reveals everyday ways to protect yourself from becoming the next victim of identity theft or fallen for the latest scam or fraud. Common frauds and scams include the following: Romance Scam Tax Scam Credit Card Scam Identity Theft

Protect your Money and prevent Scams and Identity Theft with expert advice from Heather Wagenhals on Unlock Your Wealth Radio as she reveals hidden scams you need to be aware of today. Tune in as Heather reveals just how common it is for the "everyday" person to become victim to scams and frauds and how you can take the necessary actions to protect yourself from becoming the next victim.

Common frauds and scams include the following: Romance ScamTax ScamCredit Card ScamIdentity TheftOnline Shopping Tune in to learn more about how to protect your Money, Credit and prevent Identity Theft with expert advice from Heather Wagenhals, Certified Identity Theft Risk Management Specialist and host of Unlock Your Wealth Radio.

Tune in to this week's featured Key Three: Dreams with Deadlines as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills. The Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.Listen to the Keys To Riches every Monday on the Keys To Riches website. This Week's Key Statement:

In order for me to achieve the things I want in life and accomplish my dreams I must attach deadlines to them.

This Week's Key Affirmation:

I am great at goal setting and achieving my goals through action.

This Week's Key Commitment:

I commit to designing the life of my dreams using the Dreams With Deadlines© Goal Setting Strategy.

This Week's Key Action Item:

Write out your goals. Make them specific yet small, measurable, and achievable. Add sensory awareness to each goal. Make them realistic and make sure that they have a time attached to it.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week's Key, along with our Key of the Week, Moolah Word of the Day, Money Drama & more!

Heather Wagenhals, Certified Identity Theft Risk Management Specialist and host ofUnlock Your Wealth Radio,reveals the top scams of 2016 and how you can prevent these scams moving into 2017. Tune in to learn more about these top scams and how they could be targeting you soon.

In this interview Certified Identity Theft Risk Management Specialist Heather Wagenhals shares the top 5 Scams of 2016 while answering questions to the following that will help prevent your money and identity in 2017:

How do thieves scope out their victims?
Why do these types of scams still continue to grow?
What can you do to make sure you are not a victim?
Are there any new developments throughout the industry to try and control this type of theft?

2 basic drives in life: 1. Towards pleasure 2. Away from pain.

Tune into this biology-based money management show to learn more about how you can mentally control your actions before irrational or emotional thoughts take us to actions.

Tune in every Monday to

Heather Wagenhals, Certified Identity Theft Risk Management Specialist and host of Unlock Your Wealth Radio, reveals the top scams of 2016 and how you can prevent these scams moving into 2017. Tune in to learn more about these top scams and how they could be targeting you soon.

In this interview Certified Identity Theft Risk Management Specialist Heather Wagenhals shares the top 5 Scams of 2016 while answering questions to the following that will help prevent your money and identity in 2017:

How do thieves scope out their victims?
Why do these types of scams still continue to grow?
What can you do to make sure you are not a victim?
Are there any new developments throughout the industry to try and control this type of theft?

2 basic drives in life: 1. Towards pleasure 2. Away from pain.

Tune in every Monday to The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

This week's Key: Take Action and Make Assessment

The Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Key Number Two: Take Action and Make Assessment.

Key Statement:

In order for me to achieve my goals, I must take action and assess where I am starting from, so I can create a specific plan to get there.

Key Affirmation:

I am successful at assessing my current financial state.

Key Commitment:

I commit to taking consistent action everyday to build and manage wealth successfully.

Key Action Item:

Get a large 9 x 12 envelope, or more than one if you are a prolific shopper, and start collecting your receipts.We are only collecting those receipts. We are not looking at them or going to make any judgments on them. We are going to continue our current path for a short while longer so we can have enough information to accurately assess our current financial state. Only then, after we have made our assessment, can we decide what a successful plan for the future will look like.

The Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Tune in to this week's featured Key Two: Take Action and Make Assessment as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills. Tune in to the Libsyn platform for this week's Key Number Two: Take Action and Make Assessment. Key Statement:

In order for me to achieve my goals, I must take action and assess where I am starting from, so I can create a specific plan to get there.

Key Affirmation:

I am successful at assessing my current financial state.

Key Commitment:

I commit to taking consistent action everyday to build and manage wealth successfully.

Key Action Item:

Get a large 9 x 12 envelope, or more than one if you are a prolific shopper, and start collecting your receipts.We are only collecting those receipts. We are not looking at them or going to make any judgments on them. We are going to continue our current path for a short while longer so we can have enough information to accurately assess our current financial state. Only then, after we have made our assessment, can we decide what a successful plan for the future wi

Dr. Joel Wade, Mastering Happiness expert kicks off Season 30 ofUnlock Your Wealth Radiorevealing self-acceptance advice withHeather Wagenhals. Tune in to this interview as Dr. Joel Wade and Heather discuss ways to develop self-acceptance by offering their expertise in this field and revealing one crucial piece of advice on how you can orient yourself towards reality without judgement.

Dr. Joel Wade continues this interview by urging listeners to have an openness towards opportunities, as we all have challenges, it's just a matter of how you handle each situation.

"Base your choices on what's going to make you feel proud of what you've done, rather than avoid trouble and remain unhappy." ~Dr. Joel Wade

Take charge of your actions and allow your conscious to decide if you are living according to the values that really matter to the core sense of who you are, or are you putting life and habits on autopilot by just doing what you're told and not thinking for yourself?

"Your brain is the hardware and your behavior is the software." ~Heather Wagenhals

Tune in as Dr. Joel Wade offers more advice on the topic of values, behaviors and finding your core self through devotion and dedication and accepting yourself for who you are and what you want in life.

Dr. Joel Wade, Mastering Happiness expert kicks off Season 30 of Unlock Your Wealth Radio revealing self-acceptance advice with Heather Wagenhals. Tune in to this interview as Dr. Joel Wade and Heather discuss ways to develop self-acceptance by offering their expertise in this field and revealing one crucial piece of advice on how you can orient yourself towards reality without judgement.

Dr. Joel Wade continues this interview by urging listeners to have an openness towards opportunities, as we all have challenges, it's just a matter of how you handle each situation.

"Base your choices on what's going to make you feel proud of what you've done, rather than avoid trouble and remain unhappy."

~Dr. Joel Wade

Take charge of your actions and allow your conscious to decide if you are living according to the values that really matter to the core sense of who you are, or are you putting life and habits on autopilot by just doing what you're told and not thinking for yourself?

"Your brain is the hardware and your behavior is the software." ~Heather Wagenhals

Tune in as Dr. Joel Wade offers more advice on the topic of values, behaviors and finding your core self through devotion and dedication and accepting yourself for who you are and what you want in life.

Keys To Riches kicks off 2017 with a brand new season. Tune in to Season 6 of Keys To Riches with our Key Number One: Acceptance and Affirmation. The Keys To Riches is a financial podcast with a series of financial concepts as host Heather Wagenhals teaches listeners how to think like the rich and be in control of your own money.

The Keys To Riches gives you specific financial techniques to create or fix your credit, eliminate debt, save and invest, building wealth and happiness holistically, all while transforming your current financial habits into healthy money management skills.

Tune in to the Keys To Riches every Monday which features our Key of the Week, Moolah Word of the Day, Money Drama & more!

This week's Key Number One: Acceptance and Affirmation.

Key Statement:

I know deep down that regardless if I like where I am or not, by accepting responsibility for the current state of my personal finances, I have the power to change them for me, and those around me.

Key Affirmation:

I am great at managing my money.

Key Commitment:

My financial goals facilitate all other personal goals and I am passionately committed to accomplishing them.

Key Action Item:

Begin the affirmation process today to build our confidence. Listen to this week’s show and get those 6 P’s to work for you today.

Keys To Riches kicks off 2017 with a brand new season. Tune in to Season 6 of Keys To Riches with our Key Number One: Acceptance and Affirmation. The Keys To Riches is a financial podcast with a series of financial concepts as host Heather Wagenhalsteaches listeners how to think like the rich and be in control of your own money.

The Keys To Riches gives you specific financial techniques to create or fix your credit, eliminate debt, save and invest, building wealth and happiness holistically, all while transforming your current financial habits into healthy money management skills. Tune in to the Keys To Riches every Monday which features our Key of the Week, Moolah Word of the Day, Money Drama & more!This week's Key Number One: Acceptance and Affirmation.

Key Statement:

I know deep down that regardless if I like where I am or not, by accepting responsibility for the current state of my personal finances, I have the power to change them for me, and those around me.

Key Affirmation:

I am great at managing my money.

Key Commitment:

My financial goals facilitate all other personal goals and I am passionately committed to accomplishing them.

Key Action Item:

Begin the affirmation process today to build our confidence. Listen to

Unlock Your Wealth Radiotakes a look back on previous interviews to bring you the best with hostHeather Wagenhals.Tune in to this special edition as Heather shares snippets of the best on Unlock Your Wealth Radio.

Tune in to this interview as we learn more about investments and financial opportunities with personal finance experts and authors including Larry Winget, Roh Habibi, Mike Lindell and Steve Forbes.

Tune in every Monday to The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich a

Create a spending and savings plan with advice from financial expert Heather WagenhalsonUnlock Your Wealth Radio. Tune in to this interview as Heather reveals biology-based money management advice.In this interview Heather answers the question: How do I take a biology-based approach to succeed at achieving my hopes and dreams? Tune in to learn more, but also check out our Keys To Riches number three: Dreams with Deadlines for additional resources.You already know to spend less and save money, but no one really takes the necessary actions. Tune in UYWRadio to take those steps moving forward in your financial future.Tune in to this interview as Heather reveals the 2 ways we respond to things in our environment and how those reactions affect our biological and physiological responses.This week’s key trivia is based on last week’s Key:

Create a spending and savings plan with advice from financial expert Heather Wagenhals on Unlock Your Wealth Radio. Tune in to this interview as Heather reveals biology-based money management advice.

In this interview Heather answers the question: How do I take a biology-based approach to succeed at achieving my hopes and dreams? Tune in to learn more, but also check out our Keys To Riches number three: Dreams with Deadlines for additional resources.

Tune in to this interview as Heather reveals the 2 ways we respond to things in our environment and how those reactions affect our biological and physiological responses.

The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

Tune in to this week's Keys to Riches Number Thirteen: Become a Voracious Reader as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Key Statement:

Reading does several things for us. It stimulates our mind and elevates our ability to communicate our views and opinions. I know that there is more than one side to every story and to become an effective decision maker with my personal finances, I must read more about a subject to master it for my future financial independence.

Key Affirmation:

I am a voracious reader.

Key Commitment:

I commit to reading daily for my financial health and well being.

Key Action Item:

Find one new book to start reading today. I don't care if you just read the table of contents and you only get past the dedication. Tomorrow read a couple more pages and before you know it you will build momentum. Read and stimulate your mind every day.

The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

Tune in to this week's Keys to Riches Number Thirteen: Become a Voracious Reader as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills. Listen every Monday morningon the Keys To Riches Website here you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series. This is where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series.

Key Statement:

Reading does several things for us. It stimulates our mind and elevates our ability to communicate our views and opinions. I know that there is more than one side to every story and to become an effective decision maker with my personal finances, I must read more about a subject to master it for my future financial independence.

Key Affirmation:

I am a voracious reader.

Key Commitment:

I commit to reading daily for my financial health and well being.

Key Action Item:

Find one new book to start

Protect your identity this holiday season with advice from Certified IdentityTheft Risk Management Specialist,Heather Wagenhals onUnlock Your Wealth Radio . Tune in to this interview as we continue to spread the urgency to protect your identity during National Identity Theft Awareness Month. In this interview Heather shares the latest money scams and frauds, while revealing how to protect your identity this holiday season.

Credit cards can be your best friend, but don't abuse the relationship. In this interview Heather breaks down how to use and not mistreat your credit cards and other personal identifications.

Do not share your social security number on your job application! They only need this after you are hired!

It's not just online transactions that are at risk for theft, but actual physical actions we take everyday can also influence the risk of theft. So how can you mitigate risk on physical theft? Tune in as Heather Wagenhals reveals her expert advice and more on Unlock Your Wealth Radio.

Protect your identity this holiday season with advice from Certified Identity Theft Risk Management Specialist, Heather Wagenhals on Unlock Your Wealth Radio . Tune in to this interview as we continue to spread the urgency to protect your identity during National Identity Theft Awareness Month. In this interview Heather shares the latest money scams and frauds, while revealing how to protect your identity this holiday season.

Do not share your social security number on your job application! They only need this after you are hired!

It's not just online transactions that are at risk for theft, but actual physical actions we take everyday can also influence the risk of theft. So how can you mitigate risk on physical theft? Tune in as Heather Wagenhals reveals her expert advice and more on Unlock Your Wealth Radio.

Keys to Riches Twelve: Practicing the Three R's with host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

This Week's Key Number Twelve:

Practicing the Three R's: Review Revise Recommit

Key Statement:

Now that I am on the path to financial independence, I need to see how much I have accomplished or strayed from that goal. I need to evaluate where I am now compared to three months ago. Then decide if I have to alter my plan because I may have new information. I may or may not need to make changes to my current plan. Regardless of changes made, I must recommit myself to my financial independence.

Key Affirmation:

I am great at reconciling my finances every quarter.

Key Commitment: I commit to quarterly Review, Revise, and Recommit to ensure my long-term vision for financial success is supported by what my daily dollars are doing.

Key Action Item:

Take a pencil to paper and review where we are, ask the three questions and five areas of concern Heather talks about in the Bushido Business Book, and make the necessary revisions, and recommit ourselves to our financial goals.

Keys to Riches Twelve: Practicing the Three R's with host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills. Listen every Monday morningon the Keys To Riches website where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series. This is where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series.

This Week's Key Number Twelve:

Practicing the Three R's: Review Revise Recommit

Key Statement:

Now that I am on the path to financial independence, I need to see how much I have accomplished or strayed from that goal. I need to evaluate where I am now compared to three months ago. Then decide if I have to alter my plan because I may have new information. I may or may not need to make changes to my current plan. Regardless of changes made, I must recommit myself to my financial independence.

Key Affirmation:

I am great at reconciling my finances every quarter.

Key Commitment: I commit to quarterly Review, Revise, and Recommit to ensure my long-term vision for financial success is supported by what my daily dollars are doing.

Key Action Item:

Take a pencil to paper and review where we are, ask the three questions and five areas of concern Heather talks about in the

David Scranton, CEO and Founder of “Sound Income Strategies" joinsHeather Wagenhalshost of on Unlock Your Wealth Radio to discuss the market volatility and his new book, “Return On Principle". Tune in to this interview as David reveals how to maximize your retirement and focus on income while mastering the “inside game” which is armed with a fresh perspective of 200 years of stock market history tied to the exact lifecycle of the average investor. As the majority of investment books today deal strictly with the external strategies to help you maximize your retirement, David's book teaches you how to master "the inside game" including how to hire the best advisor for you at this point in your life.Fact: Since 2000, Americans saving for retirement have seen their nest-eggs decimated by two catastrophic stock market crashes, and the biggest financial crisis in the U.S. since the Great Depression. With the global economy still in turmoil and the potential for another market crash on the near horizon, today’s generation of retirees and near-retirees can’t afford to rely on outdated, stock market-based savings and investment strategies that put them at high risk for damaging losses.Tune in to the Libsyn platform this Friday, December 9th at 9AM PST to learn more from David Scranton about retirement options and your financial future.

Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Tune in to this week's Keys to Riches Number 11: 'Forget the Perfection Principle'as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills. Listen every Monday morningon the Libsyn Platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series. This Week's Key Number Eleven:

Forget the "Perfection Principle" Key Statement:

I know that I am not defined by my mistakes, but by my successes. The speed and rate at which I achieve my success are not as important as the fact that I am continually moving forward.

Key Affirmation:

I am great at staying focused. I am great at forgiving myself. I am great at getting back in the game.

Key Commitment:

I commit to focusing on the progress of my financial freedom process!

Key Action Item:

The next time you make a mistake or the next time you

Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

This Week's Key Number Eleven:

Forget the "Perfection Principle"

Key Statement:

I know that I am not defined by my mistakes, but by my successes. The speed and rate at which I achieve my success are not as important as the fact that I am continually moving forward.

Key Affirmation:

I am great at staying focused. I am great at forgiving myself. I am great at getting back in the game.

Key Commitment:

I commit to focusing on the progress of my financial freedom process!

Key Action Item:

The next time you make a mistake or the next time you make a financial decision contemplate the consequences of that decision up front. If that decision fits your plan, then do it. If it's against the plan, then you will avoid it and find something more constructive to do in place of it.

Heather Wagenhals, host of Unlock Your Wealth Radioadvises listeners on how to shop this holiday season without overspending. Tune in to this interview for tips on how to strategically shop during the holidays, and remember people are more interested in your presence, than your presents.

Heather also advises listeners to craft a savings and spending strategy and write down this list so when you go to a store you are focused and relaxed knowing exactly what you need and not drawn into an impulse purchase.

While shopping for the Holidays, only take a "chip" credit card that you want to use, taking additional credit cards will only allow you the opportunity to overspend or purchase unnecessary items.

CLICK HERE for more Holiday shopping and saving tips on Unlock Your Wealth Radio!

Heather Wagenhals, host of Unlock Your Wealth Radio advises listeners on how to shop this holiday season without overspending. Tune in to this interview for tips on how to strategically shop during the holidays, and remember people are more interested in your presence, than your presents.

While shopping for the Holidays, only take a "chip" credit card that you want to use, taking additional credit cards will only allow you the opportunity to overspend or purchase unnecessary items.

CLICK HERE for more Holiday shopping and saving tips on Unlock Your Wealth Radio!

Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Key Statement:

Real estate is a tangible investment and, if I apply sound principles when making investment decisions, I can weather any economic storm successfully.

Key Affirmation:

I am a great real estate investor.

Key Commitment:

I commit to financial freedom using real estate.

Key Action Item:

Create a financial snapshot using the four layers of risk to determine how close you are to beginning real estate investment. If you're already there, take that first step and implement what that snapshot taught you about real estate investment and how to get started.

Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Tune in to this week's Keys to Riches Number Ten - Remember Real Estate as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills.

Listen every Monday morningon the Libsyn Platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series.

Key Statement:

Real estate is a tangible investment and, if I apply sound principles when making investment decisions, I can weather any economic storm successfully.

Key Affirmation:

I am a great real estate investor.

Key Commitment:

I commit to financial freedom using real estate.

Key Action Item:

Create a financial snapshot using the four layers of risk to determine how close you are to beginning real estate investment. If you're already there, take that first step and implement what that snapshot taught you about real estate investment and how to get started.

Brad Williams, President of BradWilliams Financial ServicesjoinsHeather Wagenhals, host ofUnlock Your Wealth Radioto discuss the topic several million Americans face: student loan debt. Tune in to this interview as Brad answers student loan questions, which several million Americans are concerned about these days, including the life span of student loan debt and how one can financially prepare for the their future in student loans. The key question to ask yourself and your children: Is the degree I'm going after worth the amount of money I'm going to spend? As the average student loan debt is $35,000, plus interest, that is a question you must really consider as you or your child enrolls into college. In this interview Brad reminds listeners of the impact student loan debt has on your long-term finances, as this debt does not go away and necessary consequences can be taken if you don't pay your loans! Find out those long-term consequences

Brad Williams, President of Brad Williams Financial Services joins Heather Wagenhals, host of Unlock Your Wealth Radio to discuss the topic several million Americans face: student loan debt.

Tune in to this interview as Brad answers student loan questions, which several million Americans are concerned about these days, including the life span of student loan debt and how one can financially prepare for the their future in student loans.

The key question to ask yourself and your children: Is the degree I'm going after worth the amount of money I'm going to spend? As the average student loan debt is $35,000, plus interest, that is a question you must really consider as you or your child enrolls into college.

In this interview Brad reminds listeners of the impact student loan debt has on your long-term finances, as this debt does not go away and necessary consequences can be taken if you don't pay your loans! Find out those long-term consequences and more on student loan debt as Brad continues to advise listeners with his expertise.

The Keys To Riches™ featured Key will appear here for the entire week, collecting data from Heather’s Keys To Riches™ Financial Wellness Series. Tune in to this week's Keys to Riches Number Nine: Create Credit as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills. This week's Key Number Nine: Create Credit Listen every Monday morningon the Libsyn Platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series. Key Statement:

I know that credit is a tool and not a goal for building wealth. I also know that credit is a continuing process and bad credit is not a death sentence.

Key Affirmation:

I am a great steward of my credit.

Key Commitment:

I commit to using my credit to build wealth only.

Key Action Item:

Pull your credit report and review it for inaccuracies.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week's Key, along with our Key of the Week, Moolah Word of the Day, Money Dr

The Keys To Riches™ featured Key will appear here for the entire week, collecting data from Heather’s Keys To Riches™ Financial Wellness Series.

Tune in to this week's Keys to Riches Number Nine: Create Credit as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

This week's Key Number Nine: Create Credit

Key Statement:

I know that credit is a tool and not a goal for building wealth. I also know that credit is a continuing process and bad credit is not a death sentence.

Key Affirmation:

I am a great steward of my credit.

Key Commitment:

I commit to using my credit to build wealth only.

Key Action Item:

Pull your credit report and review it for inaccuracies.

Sam McElroy, Co-Founder of @Financial and @Financial Investments joins Heather Wagenhals on Unlock Your Wealth Radioto discuss the real value of financial planning.

Tune in to find out how you can establish the behavior of not living paycheck to paycheck, but slowly increasing your savings everyday to achieve a sustainable financial future.

66 million Americans have zero dollars in savings!

Sam goes deeper into the topic of financial planning by explaining how one can develop the habit of saving something as small as one dollar a day, that will provide the drive to continue saving more and more everyday thereafter.

"Budget's don't work" ~ Sam McElroy on Unlock Your Wealth Radio

Listen to more on Sam McElroy as he reveals tips on how you can focus more fixed expenses and less on discretionary spending, which can ultimately increase your financial savings and accomplish set goals.

Sam McElroy, Co-Founder of @Financial and @Financial Investments joins Heather Wagenhals on Unlock Your Wealth Radio to discuss the real value of financial planning.

66 million Americans have zero dollars in savings!

Sam goes deeper into the topic of financial planning by explaining how one can develop the habit of saving something as small as one dollar a day, that will provide the drive to continue saving more and more everyday thereafter.

"Budget's don't work" ~ Sam McElroy on Unlock Your Wealth Radio

Listen to more on Sam McElroy as he reveals tips on how you can focus more fixed expenses and less on discretionary spending, which can ultimately increase your financial savings and accomplish set goals.

Listen every Monday morning on the Libsyn Platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series.

Key Statement:

I know that I am vulnerable when managing my money if I allow seasonal events and special occasions disrupt my savings and spending plan. I acknowledge that to become truly successful with my money, I must be more mindful during holidays and on special occasions because going overboard serves no one, especially not me nor my family.

Key Affirmation:

I am a gracious recipient and thoughtful giver.

Key Commitment:

I commit to using Heather's "Card Up" Assessment formula when determining appropriate gift giving.

Key Action Item:

When giving gifts or remembering or commemorating someone's special occasion, begin with a card and work from there. For annual events and celebrations, sit down and create a plan for saving with your discretionary funds. It is easier and requires less intrusion with your daily dollars when you give yourself 364 days to carry out a sizable savings goal.

Listen every Monday morningon the Libsyn Platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series.

Tune in to this week's Keys to Riches Number Eight: No Seasonal Exceptions as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills. Key Statement:

I know that I am vulnerable when managing my money if I allow seasonal events and special occasions disrupt my savings and spending plan. I acknowledge that to become truly successful with my money, I must be more mindful during holidays and on special occasions because going overboard serves no one, especially not me nor my family.

Key Affirmation:

I am a gracious recipient and thoughtful giver.

Key Commitment:

I commit to using Heather's "Card Up" Assessment formula when determining appropriate gift giving.

Key Action Item:

When giving gifts or remembering or commemorating someone's special occasion, begin with a card and work from there. For annual events and celebrations, sit down and create a plan for saving with your discretionary funds. It is easier and requires less intrusion with your daily dollars when you give

Dr. Joel Wade, Mastering Happiness expert is back onUnlock Your Wealth RadiowithHeather Wagenhals to discuss the emotions of oneself and how we can overcome negative emotions and turn them into positive thinking. Tune in to this interview as Dr. Joel Wade offers his expertise to master happiness.

In this interview we hear Heather and Dr. Joel Wade distinction of pleasure and joy and how we can transition through positive thinking and negative emotions

"Happiness is a disciple" ~Dr. Joel Wade

Tune in to find out the one crucial element of personalities, as Dr. Joel Wade describes this quality of life in which determines your success in relationships and other aspects of life.

As we embrace the information obtained in this interview we leave you with one skill you can start to practice today that will empower our emotions immediately, and that is to do something kind for someone else. This we

Dr. Joel Wade, Mastering Happiness expert is back on Unlock Your Wealth Radio with Heather Wagenhals to discuss the emotions of oneself and how we can overcome negative emotions and turn them into positive thinking. Tune in to this interview as Dr. Joel Wade offers his expertise to master happiness.

"Happiness is a disciple" ~Dr. Joel Wade

Tune in to find out the one crucial element of personalities, as Dr. Joel Wade describes this quality of life in which determines your success in relationships and other aspects of life.

As we embrace the information obtained in this interview we leave you with one skill you can start to practice today that will empower our emotions immediately, and that is to do something kind for someone else.

The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

Tune in to this week's Keys to Riches Number Seven: Break the Budget as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Key Statement:

I know that trying to create and stick to a budget is a losing proposition because it can mean sacrifice and not truly addressing my financial challenges; therefore, to be truly financially independent, I must create and stick to a realistic healthy savings and spending plan.

Key Affirmation:

I have and live by a healthy savings and spending plan.

Key Commitment:

I commit to designing and living by a healthy savings and spending plan that suits me and my family.

Key Action Item:

Categorize your assessment envelope. Analyze your expenditures in each area. Are they what you thought they would be? Pull out your Dreams With Deadlines™ strategy and further evaluate your needs versus wants. Balance them with your goals. Work on your essential wants and figure out how we can reallocate those non-essential wants after we create our savings plan and eliminate our debt so we can begin to take control of our financial future.

The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

Tune in to this week's Keys to Riches Number Seven: Break the Budget as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills. Listen every Monday morningon the Keys To Riches website where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series. This week's key is going to finish out our assessment and give us the most realistic picture of what our finances look like. Heather shares her unique way of breaking budgets and bad money habits to create a better more functional way to manage money.

Key Statement:

I know that trying to create and stick to a budget is a losing proposition because it can mean sacrifice and not truly addressing my financial challenges; therefore, to be truly financially independent, I must create and stick to a realistic healthy savings and spending plan.

Key Affirmation:

I have and live by a healthy savings and spending plan.

Key Commitment:

I commit to designing and living by a healthy savings and spending plan that suits me and my family.

Key Action Item:

Categorize your assessment envelope. Analyze your expenditures in each

Steve Forbes,editor-in-chief of Forbes Magazine and a co-ambassador of FreedomFeststopped by theUnlock Your Wealth Radiobooth this past summer at Freedom Fest to meet up withHeather Wagenhals.Tune in to this interview as Mr. Forbes and Heather discuss a few topics on personal finance.

As one of the Founders of Business Today, which is currently the largest student-run magazine in the world, Forbes also writes editorials for each issue of Forbes under the heading of “Fact and Comment.” Rightfully so as Forbes is a widely respected economic prognosticator, and the only writer to have won the highly prestigious Crystal Owl Award four times

A

Steve Forbes, editor-in-chief of Forbes Magazine and a co-ambassador of FreedomFest stopped by the Unlock Your Wealth Radio booth this past summer at Freedom Fest to meet up with Heather Wagenhals. Tune in to this interview as Mr. Forbes and Heather discuss a few topics on personal finance.

As one of the Founders of Business Today, which is currently the largest student-run magazine in the world.

Forbes stopped by our Unlock Your Wealth Radio booth at Freedom Fest 2016 for the Money Credit And You book launch and ice cream social to offer our listeners a few personal finance tips on how to build your own wealth today.

The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money. It also gives you specific techniques to create or fix your credit, eliminate debt, save and invest, building wealth and happiness holistically, all while transforming your current financial habits into healthy money management skills.

Key Statement:

While I remain optimistic about my financial future, I am keenly aware that a catastrophic event may occur me or my family that could materially alter my financial picture, so must be prepared for the unknown.

Key Affirmation:

I am prepared for any financial situation that life may throw at me.

Key Commitment:

I commit to planning for alternative scenarios that may challenge me or my family.

Key Action Item:

Sit down with yourself and significant other, if you have one, and list all of the worst possible outcomes that may beset your family. Things like: one or both of you losing your joban unexpected pregnancythe sudden responsibility of an indigent parentinjury or accident that may keep you from workingdeath of an income producing spousea lawsuita physical or mental limitation in a child or sibling that may require additional care or treatment not covered by insurance These are just some examples of things you can anticipate and create plans. Having an alternate plan of action is like the insurance policy you pay for and never use.

The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money. It also gives you specific techniques to create or fix your credit, eliminate debt, save and invest, building wealth and happiness holistically, all while transforming your current financial habits into healthy money management skills. Listen every Monday morningon the Libsyn Platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series. Tune in to this week's Key Number Six: Hope for the Best, Plan for the Worst as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills.

Key Statement:

While I remain optimistic about my financial future, I am keenly aware that a catastrophic event may occur me or my family that could materially alter my financial picture, so must be prepared for the unknown.

Key Affirmation:

I am prepared for any financial situation that life may throw at me.

Key Commitment:

I commit to planning for alternative scenarios that may challenge me or my family.

Key Action Item:

Sit down with yourself and significant other, if you have one, and list all of the worst possible outcomes th

Gena Lofton,Owner and Founder ofPassive Income Advisors, LLC, joinsUnlock Your Wealth RadioHeather Wagenhals to discuss the value women have in the business world and how women can empower themselves to find the wealth and financial freedom through Gena's digital education company and their online courses.

Tune in to this interview to as Gena also offers advice to women who are looking to invest or need that extra push of confidence to invest in real estate or businesses that will benefit their financial future.

Gena’s Corporate Career is expansive, having worked for Jet Propulsion Laboratory, Ernst & Young, and most recently DIRECTV. Over 30m people in the United States and Latin America have used many of the products she influenced such as 4k, NFL Sunday Ticket, DIRECTV’s Streaming Products, all hardware since

Gena Lofton, Owner and Founder of Passive Income Advisors, LLC, joins Unlock Your Wealth Radio Heather Wagenhals to discuss the value women have in the business world and how women can empower themselves to find the wealth and financial freedom through Gena's digital education company and their online courses.

Gena’s Corporate Career is expansive, having worked for Jet Propulsion Laboratory, Ernst & Young, and most recently DIRECTV. Over 30m people in the United States and Latin America have used many of the products she influenced such as 4k, NFL Sunday Ticket, DIRECTV’s Streaming Products, all hardware since the introduction of High Definition Television to the Genie box.

Whether you are in the low income bracket, middle income bracket or higher up income bracket Gena can help advise you to financial freedom. Learn more on Gena's website, using her modeules and online course.

Tune in to this week's Key Number Five - Take Emotion Out of the Picture as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

This Week's Key:

Take Emotion Out of the Picture

Key Statement:

I know that I work hard for my money, and feel that I'm entitled to spend the way I want. However, to be truly successful at managing my money, I need to keep my passions in perspective, being excited about making money and conservative when spending it.

Key Affirmation:

I detach from my emotions when managing my personal finances.

Key Commitment:

I commit to leaving my emotions out of my everyday money decisions.

Key Action Item:

When you are feeling overwhelmed with emotion to the point of impulse spending, walk away, take a deep breath, shake it off, and allow yourself to calm down. Then you can be objective and ask yourself this: "Is there a positive financial return on this investment? Is this expenditure going to make me money down the road, or, is this the end of the road for this dollar as I invest it into this material object?"As we start focusing on putting our money where it's going to have a return, this will become easier over time. Good luck and we look forward to having you listen to tomorrow's show!

Tune in to this week's Key Number Five - Take Emotion Out of the Picture as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills.

The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money. It also gives you specific techniques to create or fix your credit, eliminate debt, save and invest, building wealth and happiness holistically, all while transforming your current financial habits into healthy money management skills. Listen every Monday morningon the Libsyn platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series. This Week's Key:

Take Emotion Out of the Picture

Key Statement:

I know that I work hard for my money, and feel that I'm entitled to spend the way I want. However, to be truly successful at managing my money, I need to keep my passions in perspective, being excited about making money and conservative when spending it.

Key Affirmation:

I detach from my emotions when managing my personal finances.

Key Commitment:

I commit to leaving my emotions out of my everyday money decisions.

Key Action Item:

When you are f

Atlas Society was an inspirational week this past summer as host of Unlock Your Wealth RadioHeather Wagenhalsmet withLi Schoolland, victim of Chinese cultural differences during the Cultural Revolution. Heather Wagenhals started off this interview by asking Li "What does freedom mean to you?" And listeners, you will definitely want to turn up the volume to hear what Li Schoolland has to say about her Freedom now, as apposed to back in the 1950s when it was taken away from her and her family when she was a young girl.

Born in the 1950s Li experienced the unimaginable as her wealthy family was financially robbed and vandalized from their personal items. Tune in to hear how Li Schoolland overcame this horrific lifestyle as a young girl and came to America, turning her life around and becoming an inspiration to others.

Li Schooolland is the Founder of TFT Events, an author, columnist, businesswoman, entrepreneur and teacher who is dedicated to helping others find freedom and liberty. In this interview listeners will hear her inspiration, leaving you on the edge of your seats questioning, sympat

Atlas Society was an inspirational week this past summer as host of Unlock Your Wealth Radio Heather Wagenhals met with Li Schoolland, victim of Chinese cultural differences during the Cultural Revolution. Heather Wagenhals started off this interview by asking Li "What does freedom mean to you?" And listeners, you will definitely want to turn up the volume to hear what Li Schoolland has to say about her Freedom now, as apposed to back in the 1950s when it was taken away from her and her family when she was a young girl.

Li Schooolland is the Founder of TFT Events, an author, columnist, businesswoman, entrepreneur and teacher who is dedicated to helping others find freedom and liberty. In this interview listeners will hear her inspiration, leaving you on the edge of your seats questioning, sympathizing and wanting answers as to why these horrific actions were accepted by the Chinese government and how such a strong individual has made an impact on others freedom.

The Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money. Tune in to this week's featured Key Four: Knowledge is Power, Not Knowing is Powerful as host Heather Wagenhalsoffers specific financial techniques to help your financial habits become healthy money management skills.Tune in to the Keys To Riches every Monday on the Libsyn Platform: Key Statement:

I know that I don't have to know everything about money; I just have to address the five areas of concern I don't know by either educating myself or delegating to professionals.

Key Affirmation:

I am great at assessing my strengths and delegating my weaknesses.

Key Commitment:

I commit to addressing my five areas of concern and working on each category to create wealth and happiness for me and my family.

Key Action Item:

Sit down and assess your strengths and weaknesses according to our Knowledge Checklist. Then decide how much you desire to learn about each of your weaker categories and delegate the rest to professionals. Remember you must acquire a minimum foundation in each category before delegating to a professional so you aren't swindled out of your hard-earned money.

Tune in every week as Heather Wagenhals, host o

The Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Key Statement:

I know that I don't have to know everything about money; I just have to address the five areas of concern I don't know by either educating myself or delegating to professionals.

Key Affirmation:

I am great at assessing my strengths and delegating my weaknesses.

Key Commitment:

I commit to addressing my five areas of concern and working on each category to create wealth and happiness for me and my family.

Key Action Item:

Sit down and assess your strengths and weaknesses according to our Knowledge Checklist. Then decide how much you desire to learn about each of your weaker categories and delegate the rest to professionals. Remember you must acquire a minimum foundation in each category before delegating to a professional so you aren't swindled out of your hard-earned money.

Jeffrey Tucker, Director of content for the Foundation for Economic Education, joins Heather Wagenhals on Unlock Your Wealth Radio to address concerns and provides answers the American people have on their financial situations.

Money doesn't "taint life", money unleashes the human spirit and gives rise to creativity and makes the world a more productive and peaceful place.

~ Jeffrey Tucker

In this interview we hear Jeffrey Tucker answers several economic questions, such as Why do we equate money with choice? and How do you help people from losing hope on their financial freedom? Find out these answers and more that could be affecting your financial future!

We can't have financial freedom unless we have personal, political and economic freedom.

~ Heather Wagenhals

Tune in this Friday, October 14th at 9AM PST on the Libsyn platform as Jeffrey Tucker explains several topics on your finances, one of those topics on the economic fear in one's money due to the government polices on income tax, mandatory health care.

Key Three: Dreams with Deadlines is this week's featured key as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Key Number Three: Dreams with Deadlines

This Week's Key Statement:

In order for me to achieve the things I want in life and accomplish my dreams I must attach deadlines to them.

This Week's Key Affirmation:

I am great at goal setting and achieving my goals through action.

This Week's Key Commitment:

I commit to designing the life of my dreams using the Dreams With Deadlines© Goal Setting Strategy.

This Week's Key Action Item:

Write out your goals. Make them specific yet small, measurable, and achievable. Add sensory awareness to each goal. Make them realistic and make sure that they have a time attached to it.

Dr. Joel Wade, Mastering Happiness expert, visits Heather Wagenhals again on Unlock Your Wealth Radio to continue their series on Mastering Happiness. Tune in to this interview to hear Dr. Joel Wade answer the following questions:

How do we know when we are actively thinking?

How can we respond to situations effectively?

How do we stop the ineffective gossip in our lives?

Also in this interview Dr. Joel Wade reveals ways to positively vent your anger by offering advice to listeners on how we can control our behavior in situations that are out of control.

The Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Tune in to this week's featured Key Two: Take Action and Make Assessment as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Key Statement:

In order for me to achieve my goals, I must take action and assess where I am starting from, so I can create a specific plan to get there.

Key Affirmation:

I am successful at assessing my current financial state.

Key Commitment:

I commit to taking consistent action everyday to build and manage wealth successfully.

Key Action Item:

Get a large 9 x 12 envelope, or more than one if you are a prolific shopper, and start collecting your receipts.We are only collecting those receipts. We are not looking at them or going to make any judgments on them. We are going to continue our current path for a short while longer so we can have enough information to accurately assess our current financial state. Only then, after we have made our assessment, can we decide what a successful plan for the future will look like.

Dan Johnson, President of the Tax Revolutions Institute, joins Heather Wagenhals on Unlock Your Wealth Radio to discuss the elections and more specifically, the Libertarian side of taxes.

Tune in as Dan Johnson provides listeners with advice on the question, What's wrong with going with Steve Forbes tax reform plan? And Why every attempt at tax reform has failed.

In this interview we hear Dan Johnson discuss the Federal Tax reform and why things are still the same and why no changes or benefits have occurred for the American people. Hear more on this topic as Dan suggests what we can all do to educate ourselves and how make these changes that will benefit the American people.

Find out how you can better your tax reform on Unlock Your Wealth Radio as Dan Johnson reveals 3 keys tips on how you can use these changes to benefit your taxes.

Tune in to this week's Keys to Riches Number Thirteen: Become a Voracious Reader as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Key Statement:

Reading does several things for us. It stimulates our mind and elevates our ability to communicate our views and opinions. I know that there is more than one side to every story and to become an effective decision maker with my personal finances, I must read more about a subject to master it for my future financial independence.

Key Affirmation:

I am a voracious reader.

Key Commitment:

I commit to reading daily for my financial health and well being.

Key Action Item:

Find one new book to start reading today. I don't care if you just read the table of contents and you only get past the dedication. Tomorrow read a couple more pages and before you know it you will build momentum. Read and stimulate your mind every day.

New York Times Bestselling Author, Creator of the Enlightened Kid Program, Life Coach, Transformational Leader, CEO and Founder of Quantum Success Coaching AcademyTM Christy Whitman, joins host of Unlock Your Wealth Radio Heather Wagenhals on the topic of money awareness. Tune in to this interview as author of The Art of Having It All: A Woman's Guide to Unlimited Abundance breaks down the emotions behind our money decisions.

Tune in as Christy Whitman explains to listeners how even having a certain feeling as it relates to the word money can have an impact on one's behavior. Some people may feel good when they hear that word, whereas others, most in fact, may feel bad. In this interview you will find out the reason why we feel good (or bad) when that word money is dangled in front of you.

"It's not the money I want, it's the freedom it brings." - Christy Whitman on Unlock Your Wealth Radio

Christy and Heather continue this conversation on money by answering questions of Why don't I have more money? Christy provides listeners some key pointers and ways to think and behave about one's money and how that attitude can actually change the attraction of money for you.

Keys to Riches Twelve: Practicing the Three R's with host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

This Week's Key Number Twelve:

Practicing the Three R's: Review Revise Recommit

Key Statement:

Now that I am on the path to financial independence, I need to see how much I have accomplished or strayed from that goal. I need to evaluate where I am now compared to three months ago. Then decide if I have to alter my plan because I may have new information. I may or may not need to make changes to my current plan. Regardless of changes made, I must recommit myself to my financial independence.

Key Affirmation:

I am great at reconciling my finances every quarter.

Key Commitment: I commit to quarterly Review, Revise, and Recommit to ensure my long-term vision for financial success is supported by what my daily dollars are doing.

Key Action Item:

Take a pencil to paper and review where we are, ask the three questions and five areas of concern Heather talks about in the Bushido Business Book, and make the necessary revisions, and recommit ourselves to our financial goals.

Life Insurance awareness month kicks off with Heather Wagenhals revealing answers to when and who should pay for life insurance. Tune in to Unlock Your Wealth Radio as Heather Wagenhals answers top questions about life insurance for all age and health levels.

"Life insurance is more like death insurance"

Tune in to Unlock Your Wealth Radio this week as we learn more Life Insurance Myths

Find out the true meaning oif using life insurance and when (or if) you should be paying for this monthly fee. Find out how the wealthy should use these "tax free" benefits and how it's used to offset some people's income as you listen to this week's interview:

Unlock Your Wealth Radio continues at Freedom Fest with host Heather Wagenhals welcoming two guests this week, Dale Ledbetter, author of How Wallstreet Rips You Off and Ann Skousen, Co-Founder of Freedom Fest.

More about this week's guests:

Dale Ledbetter s the co -author of How Wall Street Rips you Off- and what you can do to defend yourself and he was founding partner of Ledbetter & Associates, P.A., a law firm which represented Claimants around the world who were victims of investment negligence or abuse. His practice also includes representing medical providers in claims against insurance companies, especially regarding enforcement of Prompt Pay Statutes.

Jo Ann Skousen is the founding director of the Anthem Libertarian Film Festival and a co-founder of FreedomFest. Jo Ann believes that storytelling has the power to change minds. She created Anthem to provide a venue for films that promote liberty, individuality, choice and accountability. She also serves as the entertainment editor and chief reviewer for Liberty Magazine (libertyunbound.com).

Unlock Your Wealth Radio welcomes two objectivist guests in this week's two-part interview with host Heather Wagenhals. These interviews were recorded at the 2016 Freedom Fest, an annual non-partisan libertarian conference held every July in Las Vegas, Nevada.

The first guest we listen to is Roslyn Ross, author, Objectivist and parent. In this interview Roslyn discusses the merits of successful Objectivist parenting and highlights 2 traits objectivist parents use, which can also be found in one of her popular books sold on Amazon.

In the second half of this week's interview Heather Wagenhals welcomes Kim Sawyer, Executive and Enterprise Coach of The Wealth Source. With over 20 years of experience in professional and business effectiveness, leadership and entrepreneurship, Kim delivers powerful keynote presentations designed to help executives, managers and entrepreneurs tap into their true source of wealth.

Drawing on his success as an Executive Coach, he teaches individuals and teams to increase profit, win promotions, align individual and company values and strategy, and accelerate the ramp-up to peak performance.

Dr. Ed Hudgins, Senior Scholar and Director of Advocacy joins host of Unlock Your Wealth Radio, Heather Wagenhals at Freedom Fest to discuss the economic outlook for our country, including the influence our politics have on this hot topics. Tune in as this senior scholar of The Atlas Society and Freedom Fest speaker discusses the ethical and moral values of wealth creation.

Dr. Hudgins has worked at the Heritage Foundation, the Joint Economic Committee of the U.S. Congress, and the Cato Institute. He has authored or edited hundreds of articles and policy papers, has appeared on most major news shows, and has taught at universities in the United States and Germany.

Listen in as Hudgins argues that exponential technologies in information, nanotech, genetic engineering, robotics, and AI promise longer, healthier lives for all in a future of unimaginable prosperity if only we have the liberty and ethics of human achievement needed for that future.

Tune in to this interview as Dr. Hudgins reveals the one industry we need to keep our eyes (and money) on the lookout for in our economy.

Listen every Monday morning on the Libsyn Platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series.

Key Statement:

I know that I am vulnerable when managing my money if I allow seasonal events and special occasions disrupt my savings and spending plan. I acknowledge that to become truly successful with my money, I must be more mindful during holidays and on special occasions because going overboard serves no one, especially not me nor my family.

Key Affirmation:

I am a gracious recipient and thoughtful giver.

Key Commitment:

I commit to using Heather's "Card Up" Assessment formula when determining appropriate gift giving.

Key Action Item:

When giving gifts or remembering or commemorating someone's special occasion, begin with a card and work from there. For annual events and celebrations, sit down and create a plan for saving with your discretionary funds. It is easier and requires less intrusion with your daily dollars when you give yourself 364 days to carry out a sizable savings goal.

These are just some examples of things you can expect and work into your plans. Be creative with you strategy so you can achieve financial independence AND still enjoy the fruits of your labors today.

Freedom Fest LIVE continues this week with host of Unlock Your Wealth Radio Heather Wagenhals releasing three excellent interviews including Legal Immigrants for America (LIFA); Nicholas Sarwark Chair

Libertarian National Committee and Matt Phillips President of Free State Project.

More about these guests from Freedom Fest 2016:

Legal Immigrants For America (LIFA) gives a voice to all Americans, including both native-born citizens and legal immigrants, who want to save the United States of America before it becomes a borderless, lawless, toothless remnant of the great nation that it once was.

Nicholas Sarwark has been an active member of the Libertarian Party since 1999 and has served on the Judicial and Bylaws committees of the national party.

Matt Philips majored in Politics at Princeton and interned at the Cato Institute along with FSP founder Jason Sorens before joining Internet advertising pioneer DoubleClick in New York City.

This week's Keys to Riches Number Seven: Break the Budget is going to finish out our assessment and give us the most realistic picture of what our finances look like. Heather shares her unique way of breaking budgets and bad money habits to create a better more functional way to manage money.

Key Statement:

I know that trying to create and stick to a budget is a losing proposition because it can mean sacrifice and not truly addressing my financial challenges; therefore, to be truly financially independent, I must create and stick to a realistic healthy savings and spending plan.

Key Affirmation:

I have and live by a healthy savings and spending plan.

Key Commitment:

I commit to designing and living by a healthy savings and spending plan that suits me and my family.

Key Action Item:

Categorize your assessment envelope. Analyze your expenditures in each area. Are they what you thought they would be? Pull out your Dreams With Deadlines™ strategy and further evaluate your needs versus wants. Balance them with your goals. Work on your essential wants and figure out how we can reallocate those non-essential wants after we create our savings plan and eliminate our debt so we can begin to take control of our financial future.

Paul Dykewicz, author of the inspirational book, “Holy Smokes! Golden Guidance from Notre Dame’s Championship Chaplain.” and editor of Eagle Daily Investor and the editorial director of Eagle Financial Publications in Washington, D.C. joins Heather Wagenhals at Freedom Fest in Las Vegas, Nevada.

As an accomplished, award-winning journalist who has written for Dow Jones, USA Today and other publications, as well as served as business editor of a daily newspaper in Baltimore, Paul Dykewicz volunteers for a faith-based organization to assist the poor in Southeast Washington, D.C., to learn personal finance skills to lift themselves out of debt.

Tune in to this interview to find out the one piece of advice Paul offers to individuals who are struggling in debt.

Tune in to this week's Key Number Five - Take Emotion Out of the Picture as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

This Week's Key:

Take Emotion Out of the Picture

Key Statement:

I know that I work hard for my money, and feel that I'm entitled to spend the way I want. However, to be truly successful at managing my money, I need to keep my passions in perspective, being excited about making money and conservative when spending it.

Key Affirmation:

I detach from my emotions when managing my personal finances.

Key Commitment:

I commit to leaving my emotions out of my everyday money decisions.

Key Action Item:

When you are feeling overwhelmed with emotion to the point of impulse spending, walk away, take a deep breath, shake it off, and allow yourself to calm down. Then you can be objective and ask yourself this: "Is there a positive financial return on this investment? Is this expenditure going to make me money down the road, or, is this the end of the road for this dollar as I invest it into this material object?"As we start focusing on putting our money where it's going to have a return, this will become easier over time. Good luck and we look forward to having you listen to tomorrow's show!

Heather Wagenhals recaps her week as an exhibitor and speaker of Atlas Summit and Freedom Fest in Las Vegas, Nevada. Tune in to this week's episode as Heather highlights events from last week and her amazing one-on-one interviews with attendees and speakers at both events.

As one of the leading media outlets at Freedom Fest, Heather Wagenhals and Unlock Your Wealth Radio were able to interview several inspiring individuals. To name a few, Steve Forbes - Chairman and Editor-in-Chief of Forbes Media, Kevin Harrington- Inventor of the infomercial & original Shark on Shark Tank, and Wayne Allen Root - Libertarian nominee for Vice President.

Tune in to Unlock Your Wealth Radio July 25-29 for our Freedom Fest interviews with Steve Forbes - Chairman and Editor-in-Chief of Forbes Media, Kevin Harrington- Inventor of the infomercial & original Shark on Shark Tank, Wayne Allen Root - Libertarian nominee for Vice President & several others.

The Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Key Statement:

I know that I don't have to know everything about money; I just have to address the five areas of concern I don't know by either educating myself or delegating to professionals.

Key Affirmation:

I am great at assessing my strengths and delegating my weaknesses.

Key Commitment:

I commit to addressing my five areas of concern and working on each category to create wealth and happiness for me and my family.

Key Action Item:

Sit down and assess your strengths and weaknesses according to our Knowledge Checklist. Then decide how much you desire to learn about each of your weaker categories and delegate the rest to professionals. Remember you must acquire a minimum foundation in each category before delegating to a professional so you aren't swindled out of your hard-earned money.

Dr. Joel Wade, Mastering Happiness author, will stop by the Unlock Your Wealth Radio booth at Freedom Fest this Friday, July 15th at 9AM PST to join host and speaker at Atlas Summit and Freedom Fest, Heather Wagenhals.

Tune in to this interview as Dr. Joel Wade helps listeners find their true happiness, starting with one’s character and explaining this is a reputation that we build for ourselves.

Heather and Dr. Joel Wade will be speaking throughout the Atlas Summit and Freedom Fest so be sure to stop by and hear their inspiring and intellectual talks on objectivism & finding happiness.

Stop by our booth at the Conference Center or tune in LIVE to #UYWRadio this Friday at 9AM PST! #TheFreedomFest #FreedomRising #MakeItHappen

Avoid Romance Scams by tuning in to Unlock Your Wealth Radio with Certified Identity Theft Risk Management Specialist Heather Wagenhals breaking down common romance scams individuals fall victim to and how you can steer clear of these scam artists.

So if you are in the process of online dating or looking for sites to help you find a romantic partner, then first tune in to Unlock Your Wealth Radio as Heather Wagenhals takes listeners through the biological brain-based process, which comes down to how individuals are becoming victims of scams. In this episode Heather breaks down how we can take control of the most powerful drug on the planet, which is love, and avoid these romantic scam websites and con artists altogether.

In this show Heather reminds listeners of the "3 amigos model", which an information processing model

that focuses on brain and biological perspectives in one's life.

Tune in to the biology-based financial money show on the Libsyn platform as Heather emphasizes poor money-making judgements we have on ourselves and how to take control of those money situations.

Tune in to this week's featured Key Two: Take Action and Make Assessment as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Key Statement:

In order for me to achieve my goals, I must take action and assess where I am starting from, so I can create a specific plan to get there.

Key Affirmation:

I am successful at assessing my current financial state.

Key Commitment:

I commit to taking consistent action everyday to build and manage wealth successfully.

Key Action Item:

Get a large 9 x 12 envelope, or more than one if you are a prolific shopper, and start collecting your receipts.We are only collecting those receipts. We are not looking at them or going to make any judgments on them. We are going to continue our current path for a short while longer so we can have enough information to accurately assess our current financial state. Only then, after we have made our assessment, can we decide what a successful plan for the future will look like.

Declare your Financial Independence with Heather Wagenhals, host of Unlock Your Wealth Radio as we kick off Season 28: Your Financial Future Can Be Great. In this interview we dive into the financial topic of "money tips for millennials".

In this interview Heather highlights the importance of one taking an active roll in your financial life. She goes on to remind listeners that if you want to be a millionaire, then you are the one to set yourself up to achieve those financial goals. Find out how to achieve those financial dreams as we kick off Season 28 on Declare Your Financial Independence Day with Heather Wagenhals.

"If it's meant to be, it's up to me."

Learn which financial path you should set out to achieve and understand that you have the power to give yourself a raise. Think of it this way, spending less is like making more. If you want the raise, go get it. If your boss isn't going to push for the extra dollar, then find a profession suitable to your financial needs, and skills.

Season 4 of Keys To Riches kicks off with our Key Number One: Acceptance and Affirmation. The Keys To Riches is a financial podcast with a series of financial concepts as host Heather Wagenhals teaches listeners how to think like the rich and be in control of your own money.

Tune in every Monday to the Keys To Riches featuring our Key of the Week, Moolah Word of the Day, Money Drama & more!

This week's Key Number One: Acceptance and Affirmation.

Key Statement:

I know deep down that regardless if I like where I am or not, by accepting responsibility for the current state of my personal finances, I have the power to change them for me, and those around me.

Key Affirmation:

I am great at managing my money.

Key Commitment:

My financial goals facilitate all other personal goals and I am passionately committed to accomplishing them.

Key Action Item:

Begin the affirmation process today to build our confidence. Listen to this week’s show and get those 6 P’s to work for you today.

The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

Tune in to this week's Keys to Riches Number Thirteen: Become a Voracious Reader as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Key Statement:

Reading does several things for us. It stimulates our mind and elevates our ability to communicate our views and opinions. I know that there is more than one side to every story and to become an effective decision maker with my personal finances, I must read more about a subject to master it for my future financial independence.

Key Affirmation:

I am a voracious reader.

Key Commitment:

I commit to reading daily for my financial health and well being.

Key Action Item:

Find one new book to start reading today. I don't care if you just read the table of contents and you only get past the dedication. Tomorrow read a couple more pages and before you know it you will build momentum. Read and stimulate your mind every day.

Tune in to this week's Keys to Riches Twelve: Practicing the Three R's as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

This Week's Key Number Twelve:

Practicing the Three R's: Review Revise Recommit

Key Statement:

Now that I am on the path to financial independence, I need to see how much I have accomplished or strayed from that goal. I need to evaluate where I am now compared to three months ago. Then decide if I have to alter my plan because I may have new information. I may or may not need to make changes to my current plan. Regardless of changes made, I must recommit myself to my financial independence.

Key Affirmation:

I am great at reconciling my finances every quarter.

Key Commitment: I commit to quarterly Review, Revise, and Recommit to ensure my long-term vision for financial success is supported by what my daily dollars are doing.

Key Action Item:

Take a pencil to paper and review where we are, ask the three questions and five areas of concern Heather talks about in the Bushido Business Book, and make the necessary revisions, and recommit ourselves to our financial goals.

Tune in to this week's Keys to Riches Number 11: 'Forget the Perfection Principle' as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

This Week's Key Number Eleven:

Forget the "Perfection Principle"

Key Statement:

I know that I am not defined by my mistakes, but by my successes. The speed and rate at which I achieve my success are not as important as the fact that I am continually moving forward.

Key Affirmation:

I am great at staying focused. I am great at forgiving myself. I am great at getting back in the game.

Key Commitment:

I commit to focusing on the progress of my financial freedom process!

Key Action Item:

The next time you make a mistake or the next time you make a financial decision contemplate the consequences of that decision up front. If that decision fits your plan, then do it. If it's against the plan, then you will avoid it and find something more constructive to do in place of it.

Tune in to this week's Keys to Riches Number Ten - Remember Real Estate as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Key Statement:

Real estate is a tangible investment and, if I apply sound principles when making investment decisions, I can weather any economic storm successfully.

Key Affirmation:

I am a great real estate investor.

Key Commitment:

I commit to financial freedom using real estate.

Key Action Item:

Create a financial snapshot using the four layers of risk to determine how close you are to beginning real estate investment. If you're already there, take that first step and implement what that snapshot taught you about real estate investment and how to get started.

Tune in to this week's Keys to Riches Number Nine: Create Credit as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Listen every Monday morning on the Libsyn Platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series.

Key Statement:

I know that credit is a tool and not a goal for building wealth. I also know that credit is a continuing process and bad credit is not a death sentence.

Key Affirmation:

I am a great steward of my credit.

Key Commitment:

I commit to using my credit to build wealth only.

Key Action Item:

Pull your credit report and review it for inaccuracies.

This week's Keys to Riches Number Eight: No Seasonal Exceptions with host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Key Statement:

I know that I am vulnerable when managing my money if I allow seasonal events and special occasions disrupt my savings and spending plan. I acknowledge that to become truly successful with my money, I must be more mindful during holidays and on special occasions because going overboard serves no one, especially not me nor my family.

Key Affirmation:

I am a gracious recipient and thoughtful giver.

Key Commitment:

I commit to using Heather's "Card Up" Assessment formula when determining appropriate gift giving.

Key Action Item:

When giving gifts or remembering or commemorating someone's special occasion, begin with a card and work from there. For annual events and celebrations, sit down and create a plan for saving with your discretionary funds. It is easier and requires less intrusion with your daily dollars when you give yourself 364 days to carry out a sizable savings goal.

These are just some examples of things you can expect and work into your plans. Be creative with you strategy so you can achieve financial independence AND still enjoy the fruits of your labors today.

Tune in to this week's Keys to Riches Number Seven: Break the Budget as host Heather Wagenhals finishes out our assessment and give us the most realistic picture of what our finances look like. Heather shares her unique way of breaking budgets and bad money habits to create a better more functional way to manage money.

Key Statement:

I know that trying to create and stick to a budget is a losing proposition because it can mean sacrifice and not truly addressing my financial challenges; therefore, to be truly financially independent, I must create and stick to a realistic healthy savings and spending plan.

Key Affirmation:

I have and live by a healthy savings and spending plan.

Key Commitment:

I commit to designing and living by a healthy savings and spending plan that suits me and my family.

Key Action Item:

Categorize your assessment envelope. Analyze your expenditures in each area. Are they what you thought they would be? Pull out your Dreams With Deadlines™ strategy and further evaluate your needs versus wants. Balance them with your goals. Work on your essential wants and figure out how we can reallocate those non-essential wants after we create our savings plan and eliminate our debt so we can begin to take control of our financial future.

These are just some examples of things you can anticipate and work into your plans. Be creative with you strategy so you can achieve financial independence AND still enjoy the fruits of your labors today.

Tune in to this week's Key Number Six: Hope for the Best, Plan for the Worst as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Key Statement:

While I remain optimistic about my financial future, I am keenly aware that a catastrophic event may occur me or my family that could materially alter my financial picture, so must be prepared for the unknown.

Key Affirmation:

I am prepared for any financial situation that life may throw at me.

Key Commitment:

I commit to planning for alternative scenarios that may challenge me or my family.

Key Action Item:

Sit down with yourself and significant other, if you have one, and list all of the worst possible outcomes that may beset your family. Things like: one or both of you losing your joban unexpected pregnancythe sudden responsibility of an indigent parentinjury or accident that may keep you from workingdeath of an income producing spousea lawsuita physical or mental limitation in a child or sibling that may require additional care or treatment not covered by insurance These are just some examples of things you can anticipate and create plans. Having an alternate plan of action is like the insurance policy you pay for and never use.

Tune in to this week's Key Number Five - Take Emotion Out of the Picture as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

This Week's Key:

Take Emotion Out of the Picture

Key Statement:

I know that I work hard for my money, and feel that I'm entitled to spend the way I want. However, to be truly successful at managing my money, I need to keep my passions in perspective, being excited about making money and conservative when spending it.

Key Affirmation:

I detach from my emotions when managing my personal finances.

Key Commitment:

I commit to leaving my emotions out of my everyday money decisions.

Key Action Item:

When you are feeling overwhelmed with emotion to the point of impulse spending, walk away, take a deep breath, shake it off, and allow yourself to calm down. Then you can be objective and ask yourself this: "Is there a positive financial return on this investment? Is this expenditure going to make me money down the road, or, is this the end of the road for this dollar as I invest it into this material object?"As we start focusing on putting our money where it's going to have a return, this will become easier over time. Good luck and we look forward to having you listen to tomorrow's show!

Tune in to this week's featured Key Four: Knowledge is Power, Not Knowing is Powerful as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Key Statement:

I know that I don't have to know everything about money; I just have to address the five areas of concern I don't know by either educating myself or delegating to professionals.

Key Affirmation:

I am great at assessing my strengths and delegating my weaknesses.

Key Commitment:

I commit to addressing my five areas of concern and working on each category to create wealth and happiness for me and my family.

Key Action Item:

Sit down and assess your strengths and weaknesses according to our Knowledge Checklist. Then decide how much you desire to learn about each of your weaker categories and delegate the rest to professionals. Remember you must acquire a minimum foundation in each category before delegating to a professional so you aren't swindled out of your hard-earned money.

Key Three: Dreams with Deadlines is this week's featured key as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Listen to this week's Key Number Three: Dreams with Deadlines on the Libsyn Platform.

This Week's Key Statement:

In order for me to achieve the things I want in life and accomplish my dreams I must attach deadlines to them.

This Week's Key Affirmation:

I am great at goal setting and achieving my goals through action.

This Week's Key Commitment:

I commit to designing the life of my dreams using the Dreams With Deadlines© Goal Setting Strategy.

This Week's Key Action Item:

Write out your goals. Make them specific yet small, measurable, and achievable. Add sensory awareness to each goal. Make them realistic and make sure that they have a time attached to it.

The financial podcast airs every Monday, offering a series of financial concepts with host Heather Wagenhals teaching you how to think like the rich and be in control of your own money.

Every week the Keys to Riches will feature our Key of the Week, Moolah Word of the Day, Money Drama & more! Tune in to the Libsyn platform for more on this week's Key Number One: Acceptance and Affirmation.

? Key Statement:

I know deep down that regardless if I like where I am or not, by accepting responsibility for the current state of my personal finances, I have the power to change them for me, and those around me.

Key Affirmation:

I am great at managing my money.

Key Commitment:

My financial goals facilitate all other personal goals and I am passionately committed to accomplishing them.

Key Action Item:

Begin the affirmation process today to build our confidence. Listen to this week’s show and get those 6 P’s to work for you today.

Tune in to this week's featured Key Two: Take Action and Make Assessment as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Key Statement:

In order for me to achieve my goals, I must take action and assess where I am starting from, so I can create a specific plan to get there.

Key Affirmation:

I am successful at assessing my current financial state.

Key Commitment:

I commit to taking consistent action everyday to build and manage wealth successfully.

Key Action Item:

Get a large 9 x 12 envelope, or more than one if you are a prolific shopper, and start collecting your receipts.We are only collecting those receipts. We are not looking at them or going to make any judgments on them. We are going to continue our current path for a short while longer so we can have enough information to accurately assess our current financial state. Only then, after we have made our assessment, can we decide what a successful plan for the future will look like.

Unlock Your Wealth Radio Season 27 kicks off National Financial Literacy month with Mike Lindell, Inventor & CEO of MyPillow®, Inc along side host, Heather Wagenhals.

Tune in to hear this overnight success story and find out some of the growing pains Mike experienced along the way. In this interview Mike will also share his ups and downs of being an entrepreneur and offer lessons and advice to other entrepreneurs who are just starting their own company or going through struggles today.

Ian Aronovich, Co-Founder and CEO of GovernmentAuctions.org, reveals government auction strategies with Heather Wagenhals, host and executive producer, of Unlock Your Wealth Radio. Tune in as the auction expert shares bidding tips and the advantages of government auctions.

Ian began shopping government auctions for the bargains they yielded on the artifacts of the good life -- electronics, cars and jewelry. But instead of leaving with great deals, he came away with a business idea -- a website that lists auctions of government-seized and surplus items and foreclosures.

Take notes during this educational conversation between Ian and Heather as Ian reveals what to avoid at auctions and how to stay away from items that are too high for a great deal.

Mike Moyer, inventor of Grunt Fund, Founder of Lake Shark Ventures, LLC, and author of 8 books, joins Heather Wagenhals host and executive producer of Unlock Your Wealth Radio. Tune in as Mike explains why startup companies fail and what you need to focus on to ensure your startup becomes successful.

As an author of 8 books, Mike also has a successful track record as the inventor of Grunt Fund, a unique funding equity model which allows entrepreneurs to create perfectly fair equity split in their company, Lake Shark Ventures, LLC, where Mike invests in early-stage ventures and provides consulting focused on management and revenue generation. All of Mikes success has lead him to be one of the best experts in startups and entrepreneurship.

Entrepreneurs will gain a lot in this interview as Heather and Mike go through partnership scenarios, advising other entrepreneurs on how to structure a startup plan and succeed in choosing a partnership. Find out how a "Slice of Pie" can determine your fair market value as Mike reveals his framework of Slicing Pie, his an app that helps entrepreneur's figure out how to split and share partnerships in a startup.

Author and Founder of of School for Startups Jim Beach joins Heather Wagenhals host and executive producer of Unlock Your Wealth Radio. Tune in as Jim educates entreprneuers to acheive success through his School for Startups program. In this interview you will gain the skills needed to succeed and achieve the life you want by learning more about Jim's School for Startups program and his proven success.

Tune in to this interview as Jim explains how he had to drop out of graduate school because his business was growing too fast to complete his homework. This interview will air on the personal finance radio show specializing in a unique brand of financial literacy.

Author of Million Dollar Press Releases: Guide to Boosting Profits Using Free Publicity and top publicity expert, Robert Smith, joins Heather Wagenhals host and executive producer of Unlock Your Wealth Radio revealing how he received over $25 million in free publicity for his clients, including authors, corporations, inventors, speakers, and entrepreneurs. Tune in as Robert shares tips on how to gain free publicity.

"Publicity is what you pray for, and marketing/advertising is what you pay for." - Robert Smith

Robert's resume is filled with inspiration and success, as the Founder of RSA Public Relations and Marketing and a successful publicist expert, Robert is also a 4-time Diversity Business Top 100 Private Companies Winner in 2010, 2012, 2013 and 2014. Tune in to this interview as Robert's explains why advertising is not the first thing entrepreneur's should focus on, revealing what you should be spend your time and money on to grow your business.

Start anew with Season 22 of Unlock Your Wealth Radio as author and CEO of www.TheGroceryGame.com, Teri Gault, teaches us how to invest in groceries, revealing savings tips with listeners alongside host and executive producer, Heather Wagenhals. Tune in as these two kick of the New Year and the New Season revealing ways to save money while grocery shopping, highlighting the latest supermarket trends and teaching the lifestyle of how to invest in groceries.

Teri Gault joins Heather Wagenhals, personal finance expert and the show's Executive Producer, to discuss ways to save money every week using coupons and only buying items that are on sale. Teri also talks about her book, Shop Smart, Save More, while sharing tips on how to only shop for items on sale and great advice for shopping in the new year.

Author of Idea Stormers and Idea Facilitator, Bryan Mattimore, reveals successful idea strategies for individuals and businesses on the Unlock Your Wealth Radio with host and executive producer, Heather Wagenhals. As Co-founder and Chief Idea Guy of Growth Engine, Bryan is known to help businesses create new products and services, solve difficult marketing challenges and teach employees to be more creative. Tune in to learn more about Bryan and his unique ideas strategies.

In this interview Brayan reveals the most undervalued resource in businesses, which is the creativity and intelligence of one's own employees.

Russell Redenbaugh, Founder and Partner of Kairos Capital Advisors, joins Heather Wagenhals, host and executive producer of Unlock Your Wealth Radio, revealing how he overcame several obstacles to achieve great financial success since he became blind at the young age of eight. Tune in to this inspiring success story on Unlock Your Wealth Radio.

Losing his sight at a age eight, Russell has become very successful as a financial investor and yet to this day, he has never learned braille. Listen to Russell as he inspires you into finding financial success while overcoming great challenges along the way.

Chris Leavitt, star of Million-Dollar Listing Miami and luxury real estate expert reveals hot market trends while offering an insider’s scoop on what buyers are looking for in today’s hot markets. Chris joins Heather Wagenhals, host and executive producer of Unlock Your Wealth Radio, offering his 20 years of experience in real estate, which has consistently proven him to be an exemplary facilitator of the real estate process for his clients.

In 2013 alone, Chris has already sold in excess of $120 million dollars in real estate.

Tune in to hear Chris explain the luxury real estate market, offering tips and advice for other realtors and investors, expressing how he has achieved great financial success in this industry.

Personal finance author and “Debt Myth Mistress,” Jackie Beck, joins the Unlock Your Wealth Radio, revealing how to pay off debt using her App, Pay Off Debt. In this exclusive interview host and executive producer of Unlock Your Wealth Radio, Heather Wagenhals,sits down with Jackie as she reveals how she got out of debt by focusing on one thing (payment) at a time. Find out how you can start getting out of debt today and live a financially free life with advice from Jackie Beck.

Tune in to this interview on the Libsyn platform as Jackie reveals how how added at least $1 each day to help pay off her mortgage in 3 years! This interview will inspire you to get out of debt and how you too can overcome the financial fears and be in control of your money by using Jackie’s advice and her app, Pay Off Debt.

Laurie Brucker, Author, Motivational Speaker and Founder of LaurieBstyle LLC, reveals to listeners on the Unlock Your Wealth Radio with host and executive producer Heather Wagenhals, how to dress for success on a dime. Tune in as Laurie shares an insiders scoop on how accessorize your style without overspending your limits.

Named “LA’s go-to stylist” by the Los Angeles Times in 2012 and “LA’s best personal stylist” by CBS in 2013, we are excited to share the vision of Laurie Brucker's style as we find out from the fashion expert how to save money on our own style, still looking great with those affordable and re-purposed accessories.

Tune in to this interview on the Libsyn platform as Laurie reveals four low-priced items that you need in your closet to really turn your "look" into an actual outfit.

John Rowley, Best Selling Author, Certified Personal Trainer and ISSA Director of Wellness, transforms listeners minds and energy on the Unlock Your Wealth Radio with host and executive producer Heather Wagenhals, by sharing a personal story of how health and wellness lead John to success in real estate and on Wall Street.

As a #1 Best Selling author, John's books both act as self-help books for those interested in transforming their bodies and lives. In this interview John reveals some of those acts and how we must first get our personal health on track, and eventually everything else will fall into place.

Tune in to this interview as John shares a personal story of how a tragic accident turned his life around into focusing on fitness and health, eventually helping him excel in real estate and on Wall Street.

Ian Lamont, author and Founder of Personal Finance IN 30 MINUTES® joins Heather Wagenhals, host and executive producer of Unlock Your Wealth Radio, revealing how you can gain control of spending your money and the importance technology has to help overcome major financial challenges in you life.

As a former technology and business journalist, Ian's writing and editorial work have garnered awards from American Business Media, the Society of American Business Editors and Writers, among several others. In this exclusive interview Ian shares personal finance tips and advice right from his book, Personal Finance In 30 Minutes. You will gain real value from Ian in this interview as you find out which influences are affecting your savings and how you can start changing those behaviors today, financially saving for your future.

Tune in to this interview with Ian and Heather and find out the biggest challenge we all face when it comes to personal finance.

LaTisha Styles, Millennial Money Expert, joins Heather Wagenhals, host and executive producer of Unlock Your Wealth Radio to help millennials budget, invest and achieve success through her expertise and simple finance strategies. In this interview you will find out how you can balance debt elimination and live in the moment, like a Millennial.

As a millennial herself, LaTisha offers an insight to the older generation on the millennial challenges and how she is actively helping others through financial struggles going on in today's economy. You can tune in to the motivational speaker and millennial money expert herself, by listening to her weekly show, Young Finances TV. As the host and producer LaTisha motivates millennials by featuring funny, insightful videos on the basics of personal finance like building credit, starting to invest while helping guide millennials through LaTisha's personal finance struggles.

Tune in as LaTisha Styles offers her millennial advice and breaks down simple budgeting and finance strategies everyone should be doing with their money.

Frugal couple, Mark and Lauren Greutman overcome the biggest financial challenges in marriage, while sharing their story of how they got out of $40,000 in debt, offering listeners budgeting advice on the Unlock Your Wealth Radio, with host and executive producer, Heather Wagenhals.

Now debt-free, the married couple takes their passion to help other couples by sharing their perspective on money management and how to bounce back into financial savings through frugal living. This husband/wife team offers advice and share budgeting tips to help other couples get others on the same financial page, saving them money and their marriage.

The frugal couple goes into detail with their previous financial struggles and how it took them four years to get out of $40,000 debt and $1,000 monthly deficit. Now they are offering advice and helping others manage their money with their services of getting out of debt and changing other couples' financial futures, living the New American Dream.

Tune in as Mark and Lauren reveal who took the first action in their relationship to overcome their debt. You will also find and how they found their new American Dream of living for what really matters to them, which is their values of marriage and family.

Janice Leis, realtor to professional athletes, CEOs and stars, reveals how the rich shop for real estate on Unlock Your Wealth Radio, with host and executive producer, Heather Wagenhals. Listen to this exciting interview taking you behind-the-minds of the rich as Janice discloses real estate and financial habits of professional athletes, CEOs, stars and anyone else who lives and spends like the rich and famous.

Janice Leis adds a little humor to this intriguing topic on real estate habits of the rich. She dives into the topic covering the mentality of how the rich buy homes and where their loyalty actually resides. Find out these behavioral habits and the difference between CEOs and professional athletes when it comes to real estate.

Her facts and advice cover several topics in real estate, highlighting one major real estate decision, whether you're a professional athlete or not, and that is to determine if the payment fits before the house fits. Fortunately for the rich their financial advisors have packages ready and put together to determine which homes they can afford and how much their finances will cover.

Tune in and gain an insider's scoop from Janice as she reveals the number one reason all professional athletes are financially successful.

Lanada Williams, CEO and founder of the private practice, Alliance Family Solutions, PLLC, financially comforts victims of an abusive relationship by offering advice and encouragement on the UnlockYourWealthRadio.com with host and executive producer, Heather Wagenhals. Tune in to hear more on this topic of living a financially stable life, away from your abusive spouse.

Individuals of an abusive relationship who are not the bread-winner often times stay in that relationship because they are worried about their financial well-being if they ever left their significant other. In this interview Lanada Williams encourages those individuals to look past the "what if's" by strengthening their emotional state of mind and encouraging victims with an effective escape route to their financial future.

Lanada is well-educated in this sensitive topic, as an innovative National Certified Counselor (NCC), License Professional Counselor (LPC) and with a Masters degree in Counseling Psychology. Listen to this emotionally strengthening interview as Lanada and Heather help listeners overcome an emotional revolution that has become a developing topic in today's society.

Heather Wagenhals is “Coloring Outside the Lines” on UnlockYourWealthRadio.com as we begin Season 21 with market strategist and managing director of CH Wealth Management, Franklin Parker. Tune in to this exclusive interview as Franklin offers financial advice for small business owners while sharing key tips on how to avoid common financial mistakes that small business ownersentrepreneurs make everyday. Stay tuned as this educational and informative interview.

Because of Franklin's financial experiences early on in his career, he has become obsessed with mitigating risk and managing investments in a goal-based framework.

He writes and speaks on topics ranging from risk to planning for small-business owners. Even sharing his expertise as a market strategist for 90.9 KCBI news, Franklin has gained much respect in the industry as a lead expert in finance for entrepreneurs.

In this interview Heather and Franklin discuss buy-sell transactions and common money mistakes small business owners make. Listen to this interview live on the UnlockYourWealthRadio.com to hear how you can avoid common money mistakes as Franklin reveals the number one mistake entrepreneurs make, affecting their financial future..

Scottsdale, Arizona - Shanna Tingom, financial advisor for Edward Jones, drops by the studio to reveal her unique twist on financial planning with host and executive producer of Unlock Your Wealth Radio, Heather Wagenhals. Tune in as Shanna shares the one biggest "money hurdle" to avoid and how individuals can gain a better insight to their financial future.

In this interview listeners will find out what females entrepreneurs do differently with their money as Shanna's expertise offers financial advice specific to this demographic. She continues to advise all listeners on becoming financially secure, sharing her advise of setting specific financial goals using Shanna's unique twist on financial planning.

Andrew Poulos, EA, ABA, ATP, author of QuickBooks Ultimate Lessons Guide© DVD and columnist of Main Street Tax News for the National Society of Accountants focuses your money right with host and executive producer, Heather Wagenhals, on the Unlock Your Wealth Radio.

In this interview individuals and small business owners will learn proper tax laws and how to manage your money right, the first time. As an enrolled agent licensed to practice before the IRS, as well as a columnist of Main Street Tax News for the National Society of Accountants and nationally recognized tax software expert reviewer for www.reviews.com, Andrew shares valuable information with listeners when it comes to the right time to begin focusing on financial matters, such as taxes.

Tune in as Andrew reveals to Heather Wagenhals and listeners of the http://UnlockYourWealthRadio.com, the one key thing he tells all clients when it comes to finances in order to save yourself from taxes.

Scottsdale, AZ - Aaron Gagnon, JD, CFE, Vice President of Litigation, Corporate Counsel to Cold Stone Creamery and Miss Details Design, stops by the Unlock Your Wealth Radio studio with host and executive producer, Heather Wagenhals, talking all things considered when owning a franchise. In this exclusive interview Aaron Gagnon reveals the benefits of owning a franchise, sharing his expertise for indiviudals interested in owning a franchise.

Turn up the volume as Aaron breaks down the process to start investing in a franchise and the necessary costs and time commitment needed to build a successful franchise. Also in this interview Aaron warns franchise owners of bad decisions that could end up devaluing their business. His expertise is well-worth your time as we find out why you should invest in something that has a proven track record.

Author of The Complete Guide To Purchasing A Home, Yael Ishakis shares underwriting and real estate advice with Heather Wagenhals, personal finance expert and the executive producer of the UnlockYourWealthRadio.com. In this interview Yael and Heather discuss the importance of home loans and advise your focus be on the lifestyle you can afford, not what you're qualified to purchase as your lifestyle has more to dictate with what type of house to buy than how much you can afford.

Tune in to this interview with host Heather Wagenhals, as Yael reveals her expertise in the real estate market and shares how to overcome common mistakes when financing your home.

Matthew Rinkey, financial planner and President of Illumination Wealth Management teaches you how to get your debt forgiven with Heather Wagenhals, personal finance expert and the executive producer of the UnlockYourWealthRadio.com. In this interview you will learn why it's important to learn your own financial strategies early on in life and how to make the right financial choices for your future.

"When it comes to wealth and financial freedom so much is mindset." -Matthew Rinkey

If you are one of the millions of Americans in debt, let alone student loan debt, then you need to tune in to hear financial planning expert Matthew Rinkey explain the science and math to get you out of debt. Can you imagine if your financial planner or financial advisor only prescribed drugs and not their ability to diagnose and treat financial illness? Neither can Matthew Rinkey, which is why we have him on the Unlock Your Wealth Radio Show this week to properly diagnose and treat us with the prescription to build our financial portfolio for a long-lasting 'financial' future.

Kevin Cahill, author, Certified Financial Planner and founder of Canadian Legacy Builder, takes a new twist on estate planning with Heather Wagenhals, personal finance expert and the executive producer of the UnlockYourWealthRadio.com. Learn more about Kevin's estate planning strategies on how to ask the right questions to leave the right legacy, along with thoughts from his book, Success to Significance: How to Be a Great Ancestor.

In this interview Kevin shares his thoughts on how you should be asking the right questions, outside the ordinary, "we all have intuition and it's so easy to ask the status quo questions, but if you listen to your intuition you will generally be lead along the right path to pass your sleep test." Learn what the sleep test is and how you can pass this at the end of each day, securing a legacy you want out of life.

Kevin is known as being in the top 1% of Financial Planners around the world by qualifying for the Million Dollar Round table since his first year in the business. He continues to build his legacy and help others build their legacy with his financial planning expertise and twist on estate planning.

Nancy D. Butler, national speaker, life coach and author of Above All Else: Success in Life and Business, manages money with Heather Wagenhals, personal finance expert and the executive producer of the UnlockYourWealthRadio.com, this Friday, August 15 at 9:00AM PST.

Tune in as Nancy shares how she built a business from scratch to approximately $200 million dollars in assets under management and then sold it, leading Nancy to her next adventure in life helping others manage their money. As a professional speaker, life coach and founder of Above All Else®, Success in Life and Business, Nancy helps individuals live a successful life and realize their dreams while continuing to help business owners do a better job for their clients to improve their bottom line.

“You cannot control “yesterday’s newspaper” but you can take control over your life and business for tomorrow and for the rest of your life. You can do pretty much anything you want in life if you want it badly enough.” ~ Nancy Butler

Chris Costello, certified financial planner and co-founder of Blooom, addresses an epidemic problem between money and young-minded individuals with Heather Wagenhals, personal finance expert and the executive producer of the UnlockYourWealthRadio.com. Chris shares his expertise and the unique approach of using a flower to analyze a 401(k) for his clients at Blooom. This a web-based company is unlike any other in the financial industry. Their mission is "to help young clients with their most important financial decision – the investment allocation of their company 401k", offering young entrepreneur's the financial advice they need at an affordable rate.

"Think of us as the Navy SEALs of 401ks – nobody gets left behind. Nobody." ~Blooom

As a registered investment advisor, Chris has managed over $500 million for clients in and around the retirement age. Chris continues to build his portfolio, and wealth for clients, as a certified financial planner. Tune in to hear more from Chris and his expertise on building actual models used to generate 401k recommendations.

The Unlock Your Wealth Radio, a personal finance radio show specializing in a unique brand of financial literacy, airs every Friday morning at 9AM PST on the Libsyn platform http://UnlockYourWealthRadio.com.

Liran Hirschkorn, independent life insurance agent and founder of BestLifeQuote.com, a national life insurance agency, helps individuals make sense of life insurance with Heather Wagenhals, personal finance expert and the executive producer of the UnlockYourWealthRadio.com.

Tune in to find out the first most important use about life insurance and how this coverage will benefit you and your family. Liran continues this discussion with Heather by sharing his expertise on life insurance for both individuals and business owners, sharing great value in this interview. Liran offers his insights on the discussion of life insurance benefits as a business owner or partner of a business by breaking down the importance of a "key man" insurance and how it will benefit you and your business partners. Learn more about the key man insurance and other coverages you might personally want to consider to protect you and your families well-being.

Martha Stokes, CMT, co-founder and CEO of TechniTrader®, calculates stock market concepts with Heather Wagenhals, personal finance expert and the executive producer of the UnlockYourWealthRadio.com show. In this interview Martha shares her dedication to helping retail traders and independent investors by using her proven track record in the stock market.

Learn the major shift between the selling side and buying side by knowing the difference between long-term and short-term investing and how each has a specific goal to keep in mind for your financial wellness. Martha emphasizes the importance of the stock market and breaks down options for individuals by sharing successful strategies and a basic structure plan for the business of the market.

Danielle Barbieri, Founder and CEO of Pirc.com, a website that delivers personalized weekly sales and coupons, joins Heather Wagenhals, personal finance expert and the executive producer of the UnlockYourWealthRadio.com show, sharing smart-shopping tips and advice through Barbieri's S.C.O.R.E. saving techniques.

Learn how to the S.C.O.R.E. savings on everyday purchases you make at popular stores including Wal-Mart, Target and Walgreens. It's the little things that add up, helping us achieve our financial goals and bringing us closer to financial independence.

The personal finance radio show, specializing in a unique brand of financial literacy, airs every Friday morning at 9AM PST on http://UnlockYourWealthRadio.com. Tune in to this week's money-saving interview as you learn how to save money on things you already buy, using the simple S.C.O.R.E. methodology.

This week’s key trivia is based on last week’s key, Take Action and Make Assessment, plus Minutes on your Money and more during Declare Your Financial Independence 2014.

Chris Miles, cash flow expert and founder of Money Ripples, joins Heather Wagenhals, personal finance expert and the executive producer of the UnlockYourWealthRadio.com show, sharing his expert advice with entrepreneurs and individuals on how to quickly free up and create cash flow, generating a long-lasting wealth.

Listen to Chris Miles as he reveals his "aha" moment of when he discovered the mistakes he was making, explaining the underlining message of how he turned his finances around for the better and you can too!

In Chris' book, Beyond Rice and Beans, he shares 7 valuable and easy-to-apply secrets to free up more cash in your finances today. Tune into this exclusive episode and find out some of these secrets that will help grow your cash flow today. The Unlock Your Wealth Radio Show airs on the Internet at UnlockYourWealthRadio.com, where you can listen to Heather Wagenhals weekly on Fridays from 9 a.m. to 10 a.m. PST.

Dr. Joel Wade, author of Mastering Happiness, life coach and Marriage & Family Therapist, joins Heather Wagenhals, personal finance expert and the executive producer of the UnlockYourWealthRadio.com show, to discuss how we can overcome bad financial behaviors embedded in our brains through coaching advice from Dr. Joel Wade himself. The personal finance radio show, specializing in a unique brand of financial literacy, airs worldwide at http://UnlockYourWealthRadio.com on Friday July 4, 2014 at 9AM PST.

Tune in to hear this special interview as Dr. Joel Wade empowers listeners' inner-self, sharing strategies to help you find the potential for excellence and well-being. The Unlock Your Wealth Radio Show airs on the Internet at UnlockYourWealthRadio.com, where you can listen to Heather Wagenhals weekly on Fridays from 9 a.m. to 10 a.m. PST.

Debbie Hague, author and trading expert teaches listeners how to successfully trade online with Heather Wagenhals, Executive Producer and host of UnlockYourWealthRadio.com in Season 19 Running with Scissors.

Debbie Hague is well-known for her sharp trading skills and her abilities to teach thousands of students what it means to be a successful trader in with her Online Trading Academy.

Tune in as Debbie helps listeners acquire the tools needed to become financially independent. You can listen to the Unlock Your Wealth Radio Show, which specializes in a unique brand of financial literacy, every Friday morning sharing experts advice in real estate, investment and trading opportunities such as Ms. Hague discusses in this exclusive interview.

This week’s key trivia is based on last week’s Practicing the Three R's, plus Minutes on your Money and more during Declare Your Financial Independence 2014.

Learn more about This Week’s Key in the Keys to Riches Financial Wellness Series: Become a Voracious Reader

Financial behavior expert and President of Asset Management Strategies, Inc., Tony Fiorillo, shares strategic investment techniques with Heather Wagenhals, Executive Producer and host of UnlockYourWealthRadio.com on Season 19 Running with Scissors today, June 20, 2014 at 9:00AM (PST). Tony breaks down the financial challenges we face entering retirement and explains how we can better prepare for this significant stage in our lives.

Tony Fiorillo is well-known for his experience in investing, spending more than twenty years gaining knowledge and insights. He is also the former host of “The Asset Management Strategies Show” a weekly radio program. Currently, as a Registered Securities Representative with a national NYSE and President of Asset Management Strategies, Inc., Tony works closely with several accountants and attorneys, including the largest national law firm that specializes in litigation against stockbrokers.

Tune in to this week's personal finance radio show as Tony Fiorillo reveals three things you need to build the perfect financial plan. Listen to the Unlock Your Wealth Radio Show, which specializes in a unique brand of financial literacy every Friday morning at 9:00AM (PST).

Laurie Itkin, financial advisor and author of Every Woman Should Know Her Options reveals strategic investment strategies with Heather Wagenhals, Executive Producer and host of UnlockYourWealthRadio.com on Season 19 Running with Scissors.

Founder of The Options Lady, Laurie has revolutionized investment opportunities for women, writing about this in her book, Every Woman Should Know Her Options, which describes the steps she took to grow a $1,600 inheritance at age 24, into a million dollar portfolio before she turned 40.

This week’s key trivia is based on last week’s Remember Real Estate, plus Minutes on your Money and more during Declare Your Financial Independence 2014.

Learn more about This Week’s Key in the Keys to Riches Financial Wellness Series:

Forget the Perfection Principle

Jason Hartman, brilliant real estate investor and author, shares the ultimate investment equation with Heather Wagenhals, Executive Producer and host of UnlockYourWealthRadio.com on Season 19 Running with Scissors this Friday, June 6, at 9:00AM (PST).

Jason Hartman, founder of Platinum Investor Network and CEO of Hartman Media, has been involved in several thousand real estate transactions and has owned income properties in 11 states and 17 cities. His company, Platinum Properties Investor Network, Inc. helps people achieve The American Dream of financial freedom by purchasing income property in prudent markets nationwide. Jason’s Complete Solution for Real Estate Investors™ is a comprehensive system providing real estate investors with education, research, resources and technology to deal with all areas of their income property investment needs.

Tune in to this week's personal finance radio show as Jason and Heather explain why you should be investing in commodities and not just land. You can listen to the Unlock Your Wealth Radio Show, which specializes in a unique brand of financial literacy, every Friday morning at 9:00AM (PST).

Jean Ann Dorrell, Certified Estate Planner and Published Author helps listeners understand how to protect their assets with Heather Wagenhals, Executive Producer and host of UnlockYourWealthRadio.com on Season 19 Running with Scissors.

Author, speaker and founder of Senior Financial Security, Inc., Jean Ann Dorrell’s experience includes giving financial advice on more than 50 television news programs and composing more than 80 published articles. Jean's background also includes offering unique financial advisement, working with retirees who want “safe money” concentrating on their fixed annuities and life insurance.

Tune in this Friday as Jean Ann Dorrell reveals the number way seniors are scammed in this exclusive interview on the personal finance radio show, which specializes in a unique brand of financial literacy every Friday morning at 9:00AM (PST).

Robyn Adams, founder and blogger of Living the Simple Life Now, offers simple solutions to your finances with Heather Wagenhals, Executive Producer and host of UnlockYourWealthRadio.com on Season 19 Running with Scissors.

Robyn started the website, "Living the Simple Life Now" to help others who are on a quest to simplify their lives and looking to focus on the things that are really important in life and make them happy.

She believes the concept of "simplify your life" can be applied to material possessions, relationships, and finances. She has also found that living a simpler life is cheaper and much more fulfilling!

Now simplifying your finances can be easy and Robyn proves this by sharing her life altering experiences. Her concepts are applied to everyday life situations and Robyn discloses this information by sharing her story of being overwhelmed by “stuff” that she didn’t know how to implement, or simplify anywhere.

Tune in as Robyn helps listeners "declutter" their finances in this exclusive interview on the personal finance radio show, which specializes in a unique brand of financial literacy every Friday morning at 9:00AM (PST).

Leanne Kramer, Certified Financial Planner, updates your retirement formula with Heather Wagenhals, Executive Producer and host of UnlockYourWealthRadio.com on Season 19 Running with Scissors.

In this interview Leanne expresses her value and beliefs as she goes against society, offering her definition of financial independence without impacting your financial future. Leanne also brings to listeners attention the importance of retirement and how you should plan to out-number the years you spend working with the number of years you will spend in retirement.

Leanne and Heather discuss how to start preparing yourself for an extended retirement plan as you enjoy your life today and still have the ability to save for the future. The Certified Financial Planner of Ragnar Wealth breaks down these options as she shares a secret with listeners that will make you truly believe you deserve to have money.

Stephanie Payne, author of The Sandbox Wars, explains estate planning and how to avoid elder abuse with Heather Wagenhals, Executive Producer and host of UnlockYourWealthRadio.com on Libsyn’sPopular Money Show and Season 19 Running with Scissors this Friday, May 9th, 2014 at 9:00AM (PST). Stephanie Payne has over 30 years in home health and hospice care and from these professions she has become a talented artist who has stretched her skills by writing about her passion, which is helping people.

In this interview Stephanie breaks down how she cares for others on a financial level and in her book, The Sandbox Wars, Stephanie teaches people, especially seniors and adults how to get a peace of mind for yourself and your estate. She also dives into the importance of hiring a Certified Financial Planner who can actually help make decisions about your estate before it's too late and before your family is dictating how you die, destroying your legacy.

Keith Klein, Wealth Management Advisor and Principal at Turning Pointe Wealth Management, offers high quality investment and wealth management tips for parents as he joins Heather Wagenhals, Executive Producer and host of UnlockYourWealthRadio.com to Season 19 Running with Scissors this Friday, May 2, 2014 at 9:00AM (PST).

In this exclusive interview you will find out what two critical things you need to address when financially planning for a baby. Keith also shares financial planning tips for parents (and parents to-be) by revealing the recommended percent of each pay check you should put towards your children. Take into consideration Keith's financial savings advice as it will help guide all parents into a greater financial position.

Brett Gottlieb, financial advisor and founder of Comprehensive Advisor, joins Heather Wagenhals, Executive Producer and host of UnlockYourWealthRadio.com to Season 19 Running with Scissors. Through a holistic approach, Brett builds strong relationships with his clients offering financial advice and assistance. Brett's areas of expertise include retirement planning, estate planning, investment portfolio construction, individual investment selection and life & health insurance planning. Tune in to find out how you can protect your assets and grow value yourself as an estate planner.

"It's the pre-retired & post-retired individual or family that is trying to either save more, grow more or protect their assets but don't have the time to do so themselves. They want to know that the advisor they work with will pay attention to their portfolios, so they can focus on work or enjoying retirement.” ~ Brett Gottlieb

Morgana Rae, international best-selling author of Financial Alchemy: Twelve Months of Magic and Manifestation, joins Heather Wagenhals, Executive Producer and host of UnlockYourWealthRadio.com and Season 19 Running with Scissors. As a sought after teacher, speaker and pioneer in personal development, Morgana is widely regarded to be the world's leading Relationship with Money coach.

"If you don't like your finances, something has to change in your relationship" ~ Morgana Rae

Join us on the personal finance radio show, specializing in a unique brand of financial literacy, which airs worldwide at http://UnlockYourWealthRadio.com this Friday, April 18th, 2014 at 9 am PST with Morgana Rae. In this interview you will receive answers that will uncover your hidden blocks to financial abundance as Morgana reveals how to create new, money magnetic relationships in her six steps to turn your personal Money Monster of scarcity into a Money Honey of abundance.

Scottsdale, Arizona- Heather Wagenhals, Executive Producer and host of UnlockYourWealthRadio.com, Libsyn's Popular Money Show celebrates Season 19 Running with Scissors with Tom Corson-Knowles, international bestselling author of The Kindle Publishing Bible and 19 other books. Tom is also the founder of EBookPublishingSchool.com, a free video training program for authors and TCK Publishing, an Book Publisher that specializes in publishing and marketing Kindle books online. Tom's company mission statement is “To build a sustainable ebook publishing company that helps as many authors as possible fulfill their dreams.”

Scottsdale, Arizona- Heather Wagenhals, Executive Producer and host of UnlockYourWealthRadio.com, celebrates Season 19 Running with Scissors with Thomas Nitzsche, Financial Educator and Credit Counseling Representative for ClearPoint Credit Counseling Solutions. These two kick off the new season and financial literacy month discussing why our behavior affects our credit and how to improve your financial situation in four easy steps..

Scottsdale, Arizona- Mick Simonelli, independent consultant for Fortune 500 companies and senior innovation executive for USAA talks military money with Heather Wagenhals and listeners on the UnlockYourWealthRadio Show this Friday, March 28th, 2014 at 9:00AM (PST). Tune in to find out how Mick spent $400 million of our taxpayers money.

Scottsdale, Arizona- Linda Amato, estate planning attorney shares her expert advice with Heather Wagenhals and listeners on the UnlockYourWealthRadio Show this Friday, March 21st, 2014 at 9:00AM (PST). Tune in to find out how you can start the much-avoided conversation with your parents, business partners or loved ones on estate planning. Nobody wants to deal with these decisions or plans because nobody wants to be reminded of their own mortality. However, Linda puts an ease to our minds, emphasizing us to pull our family together and take charge in the financial decisions, which can illuminate the burden on your loved ones and financial future.

Scottsdale, Arizona- Michael Gauthier author and Certified Financial Planner straightens up our financial planning with Heather Wagenhals and listeners on the UnlockYourWealthRadio Show this Friday, March 14th, 2014 at 9:00AM (PST). Tune in to find out if you're sabotaging your money by making the biggest financial mistake.

Scottsdale, Arizona- Sharon Weaver, certified financial planner talks retirement and social security options with Heather Wagenhals and listeners on the UnlockYourWealthRadio Show this Friday, March 7, 2014 at 9:00AM (PST). Tune in to find out the biggest financial decision a person can make and what four things everyone should know when considering social security options.

Scottsdale, Arizona- Sharon Sayler, best selling author of What Your Body Says, strategically communicates with Heather Wagenhals and listeners on the UnlockYourWealthRadio Show this Friday, February 28h, 2014 at 9:00AM (PST). Tune in as Sharon answers personal and professional communication tips including Why is your body language keeping you broke? Can you overcome a first impression? and How important is your body language to your wealth? Find out these answers as you gather detailed advice and encouragement when using non-verbal communication with peers and co-workers.

Scottsdale, Arizona- Hilary Martin, Financial Strategist and Money Linguist reboots listeners money minds with Heather Wagenhals, on the UnlockYourWealthRadio Show this Friday, February 21st, 2014 at 9:00AM (PST). Tune in as Hilary ‘reads between the lines’ of your financial statements, reprograming the way you handle money, resulting in more wealth for you and your family.

Scottsdale, Arizona- Heather Wagenhals, Executive Producer and host of UnlockYourWealthRadio.com welcomes this week’s financial expert Joseph Meyer, CEO of Meyer & Associates and leading industry arbitrator with the New York Stock Exchange. Listen this Friday morning at 9 a.m. PST as Heather and Joseph break down investments, stock market and how FINRA (Financial Industry Regulatory Authority) can affect you during an arbitration.

Scottsdale, Arizona-Heather Wagenhals, Executive Producer and host of UnlockYourWealthRadio.com, welcomes author of Everyday Money for Everyday People, Todd Christensen, to Season 18 the Barely Legal edition. Listen as Heather and Todd discuss the biggest challenges we face in managing money.

Scottsdale, Arizona-Heather Wagenhals, Executive Producer and host of UnlockYourWealthRadio.com, Libsyn's Popular Money Show welcomes Frugal Millionaire Expert, Brenda Hendrickson to Season 18 the Barely Legal edition. Listen to the show this Friday at 9 a.m. PST as Heather and Certified Senior Advisor Hendrickson provides the information necessary to give you confidence and control of your financial life.

Scottsdale, Arizona-Heather Wagenhals, Executive Producer and host of UnlockYourWealthRadio.com, Libsyn's Popular Money Show welcomes Munny Journey author, Brad Dugdale to Season 18 the Barely Legal edition. Listen to the show this Friday at 9 a.m. PST as Heather and Brad discuss the importance of financial literacy and Dugdale's latest book, Munny Journey, a Keepsake Journal for Baby's First Money.

Mike Scanlin, trading expert and CEO of Born To Sell explains covered call investment tools with Heather Wagenhals, Executive Producer and host of UnlockYourWealthRadio.com live this Friday, January 10th, 2014 at 9:00am (PST).

This week's featured guest, Mike Scanlin holds a superb background working as the Director Investor for two billion dollar VC funds, Sierra Ventures and Battery Ventures including years of experience in software engineering, investment banking, and venture capital. The experience and expertise of Scanlin has lead to the development of his California-based firm, Born To Sell.

Greg Rand, author of Crash Boom! and CEO of OwnAmerica invests his time and real estate expertise with Heather Wagenhals this Friday morning on the Unlock Your Wealth Radio Show at 9:00am (PST). Greg Rand is a leading provider of acquisition and advisory services to institutional investors in the single family real estate market. Rand started his business, OwnAmerica, after running a top real estate brokerage for 23 years. Listen to Rand as he breaks down a strategic housing-market plan to help you get the best investment for your money.

Tune in to learn how to manage money easier, in less time reducing money stress and choosing to create wealth and happiness with Heather’s proven strategies right here http://UnlockYourWealthRadio.com

Scottsdale, Arizona- Heather Wagenhals, Executive Producer and host of UnlockYourWealthRadio.com, Libsyn's Popular Money Show celebrates Season 18 the Barely Legal edition with Mark Victor Hansen, Best Selling Author and Chicken Soup for the Soul Magnate. These two kick off the new season discussing why financial literacy is necessary in today's uncertain economy Friday at 9 a.m. PST.

The personal finance radio show, specializing in a unique brand of financial literacy, airs worldwide on the Libsyn platform at http://UnlockYourWealthRadio.com on Friday January 3, 2014 at 9 am PST.

On the Internet, the UnlockYourWealthRadio.com radio show with Heather Wagenhals airs weekly on Fridays at 9 a.m. to 10 a.m. PST.

Kiana Danial, author of Invest Diva’s Guide to Making Money in Forex, makes us money after dark by teaching the tricks and trades of Forex, known to be the largest market in the World. Join Heather Wagenhals this Friday morning on the Unlock Your Wealth Radio Show at 9:00am (PST) as she dives into the mind of the Invest Diva herself, Kiana Danial. The award-winning speaker and TV personality teaches beginners and financial experts how to make money like Japanese women. Tune in this Friday for this exclusive interview you don't want to miss.

Christopher V. Kimball, certified financial planner and accredited estate planner joins Heather Wagenhals on the Unlock Your Wealth Radio Show this Friday morning at 9:00am (PST). Kimball shares financial advice of surviving financial divorce and make sure retirement is effective. Listen to Chris Kimball create realistic financial plans this morning on the Unlock Your Wealth Radio Show.

Bill Thomason, NLP Executive Success Coach and Certified NLP Master Trainer, joins Heather Wagenhals Friday, November 29th, 2013 on the Unlock Your Wealth Radio Show at 9:00am (PST).

Bill combines his business training background with NLP, Breakthrough skills, and Hypnotherapy, as he helps make the changes necessary to achieve any outcome you congruently desire individually or in your business organization. Listen to Bill as he shares training techniques to help you achieve your goals and improve your relationships in life.

Andy Greenberg, best-selling author of Your High, shares his Nationally known Motivational Vignettes on how to get ”Your Daily High with Andy Greenberg” alongside Heather Wagenhals.

Chandra Nicole, Professional Addiction Coach and Certified Relationship Specialist, presents Women of Change with Heather Wagenhals on the Unlock Your Wealth Radio this Friday morning at 9:00am (PST). Chandra shares her powerful and inspiring program for female leaders, which is the brain child of Chandra Nicole & Associate’s, a team of compassionate and driven individuals that help you overcome obstacles and celebrate victories. Trivia is based on last week's Key, Take Emotion Out of the Picture, plus Minutes on your Money and more during Declare Your Financial Independence 2013.

This Week’s Key Hope for the Best, Plan for the Worst

Tune in to learn how to manage money easier, in less time reducing money stress and choosing to create wealth and happiness with Heather’s proven strategies right here at http://UnlockYourWealthRadio.com

Christopher Dukes, Financial Planner and CEO of Dukes Wealth Management shares money secrets, lies and financial infidelity with Heather Wagenhals on the Unlock Your Wealth Radio Show this Friday morning at 9:00am (PST). With over 9 years experience in financial planning and money management, Dukes expertise continues with alternative investments and income strategies. Tune in this Friday to hear more financial tips and advice from Christopher Dukes.

This week’s trivia is based on last week’s Key, Knowledge is Power, Not Knowing is Powerful plus Minutes on your Money and more during Declare Your Financial Independence 2013.

This Week’s Key To Take Emotion Out of the Picture

Tune in to learn how to manage money easier, in less time reducing money stress and choosing to create wealth and happiness with Heather’s proven strategies right here at http://UnlockYourWealthRadio.com

Jane Blaufus, With a [Stroke] of a Pen ™ Claim Your Life author, joins Heather Wagenhals on the Unlock Your Wealth Radio Show today at 9:00am (PST). As a veteran in the life insurance industry, she is always giving advice and helping individuals prepare for any a crisis ahead.

This week's trivia is based on last week's Key, Dreams With Deadlines, plus Minutes on Your Money and more during Declare Your Financial Independence 2013.

This Week’s Key in the Keys to Riches Financial Wellness Series©:

Knowledge is Power, Not Knowing is Powerful

Tune in to learn how to manage money easier, in less time reducing money stress and choosing to create wealth and happiness with Heather’s proven strategies right here http://UnlockYourWealthRadio.com

Mastering Self-Motivaton by Dr. Michael Provitera, shares his expertise in motivational & organizational behaviors with Heather Wagenhals on the Unlock Your Wealth Radio Show.

Six-time NYT/WSJ Best Selling Author and the "Pitbull of Personal Development", Larry Winget joins Heather Wagenhals, personal finance expert and the show’s host. The personal finance radio show, specializing in a unique brand of financial literacy, airs worldwide on the Unlock Your Wealth Radio Show today. These two discuss Winget's new book and the personal and money challenges America faces. This week's trivia is based on last week's Key, Becoming a Voracious Reader, plus Minutes on your Money and more during Declare Your Financial Independence 2013.

This Week's Key in the Keys to Riches Financial Wellness Series:

Acceptance and Affirmation

Tune in to learn how you can begin the process of building self-confidence through the 6 P's.

Ray Higdon, Author of Vibrational Money Immersion and network marketing guru, joins Heather Wagenhals to talk about his amazing career bounce back from broke. This week's trivia is based on last week's Key " Practicing the Three R's ", plus the Moohlah Word of the Day, Minutes on your Money and more during Declare Your Financial Independence 2013.

This Week's Key in the Keys to Riches Financial Wellness Series:

Become a Voracious Reader

Tune in to learn how to manage money easier, in less time reducing money stress and choosing to create wealth and happiness with Heather’s proven strategies right here at http://UnlockYourWealthRadio.com

After losing it all in 2009 when the real estate market crashed in Florida, Ray Higdon has bounced back to write back to back #1 amazon best selling books, has shared the stage with Gary Vaynerchuck, Les Brown, Brendon Burchard and many others and has generated millions of dollars in commissions with his online marketing.

Ray now speaks all over the world, teaching entrepreneurs how to get out of their own way and create a profitable presence online. If you struggle from fear, procrastination or the idea that it is tough to make money in this economy, Ray will help you get out of that funk and quickly into action and profit!

Mark DiGiovanni, Author of Becoming Whealthy, joins Heather Wagenhals to talk about the curious connection between your health and wealth. This week's trivia is based on last week's Key "Forget the Perfection Principle", plus the Moohlah Word of the Day, Minutes on your Money and more during Declare Your Financial Independence 2013.

This Week's Key in the Keys to Riches Financial Wellness Series:

Practicing the Three R's

Tune in to learn how to manage money easier, in less time reducing money stress and choosing to create wealth and happiness with Heather’s proven strategies right here at http://UnlockYourWealthRadio.com

Before becoming a nationally recognized financial advisor, a noted author, and president of Marathon Financial Strategies here in Atlanta, Mark began his career as a teacher. He taught his students not just skills they would need to make a living; he taught them how to discover what could bring them happiness, as well as success, in life. Pre-order Heather's latest book Cracking Your Money Code NOW!

Taxes, lawsuits, and legacy planning are just part of what you can achieve from estate planning. Starting over can be daunting and how do you insure your children get what you want them to if you divorce and/or blend families down the road? Mark Powelljoins Heather Wagenhals and Jeremy Shane to give you the tools you need to begin in the right direction during Declare Your Financial Independence 2013. This week's Key in The Key's to Riches: Forget the "Perfection Principle" Tune in to learn how to manage money easier, in less time reducing money stress and choosing to create wealth and happiness with Heather’s proven strategies right here at UnlockYourWealthRadio.com Now in stereo CD Quality on our site.