The BECU Financial Advisor Podcast: Recent Episodes
Audacy
A texter just came into a bunch of money and wants to know what debt they should pay off first, car loans or credit cards. A texter wants to know if they should start a college fund for their kid or a ROTHIRA. A texter and his wife has $10,000 in credit card debt and want to know if they should take out a loan to pay the debt. Todd recommends checking out NFCC.org for more info on debt.
Texters want to know the best way to save money giving gifts this holiday season. A texter has extra money from a recent house sale and wants to roll his car payment into his new mortgage. A texter just came into a bunch of cash and wants to know where to get the best interest rate. A texter wants to know the best way to build credit on a credit card. A texter wants to know where to invest money, like silver or gold. A texter wants to know if they should get an auto loan or pay with their 401k.
A texter wants to know if Student Loans fall off your report after 7 years. A texter wants to know if they should refinance their house and car loans. A texter wants to know if they should invent in a mutual fund. Todd shares his thoughts on 401k’s versus ROTH401k.
BECU is having an EV test drive auto event. A texter wants to know if they have to pay federal taxes on life insurance. Todd talks about the website NFCC.org, a non-profit organization that helps with debt. A texter has an opportunity to pay off a loan but it would drain his cash reserves; should he do it? A texter just got divorced and lost all of their retirement. They are 42, how should they start saving?
Texters want to know if they should buy a house now or a later based on their current credit. A texter wants to gift a jersey to a friend for helping them in their life. A texter’s daughter is inheriting a house from a relative and wants to make sure they having everything in order.
A texter just got a big raise and wants to know what debt to pay off first. Todd just got a hot tub. A first-time home buyer wants to know the advantages of getting a VA Loan.
Texters want to know what makes BECU different from other banks. Lowest debt balance or highest interest rate first. A texter has grandparents who wants to invest in their grandkids future, where should they put their money? A texter is about to receive 2 years of back pay and wants to know what to do with the money. BJ wants to know if people should invest in CD’s. Todd shares his thoughts on house buying and interest rates.
A texter wants to know if they should pay off their car with the extra cash they have. Caller Smiley wants to know why he had to pay taxes on his interest through BECU. A texter wants to know how to set up an account and get a debit card. Caller Brandon recently filed for bankruptcy and wants to know how to rebuild credit. Todd shares his thoughts on using cash or getting a loan when it comes to making big purchases.
Todd Pietzsch from BECU joins us. Caller Todd wants to know how BJ is paying for Oh Sara’s wedding. Caller Daniel has a 650ish credit score and had to get a new auto loan; wants to know if he should consolidate his credit cards with a personal loan. Texters want to know if BJ should rent a limo to drive Oh Sara’s stuff down.
A texter wants to know the best way to use a credit card smartly. A texter wants to know what college fund is the best to start for their kid. A texter wants to know how much money the tooth fairy should give.
Texters want advice regarding debt consolidation. A texter is getting a bonus and wants to know if they should pay of debt or put it into savings. A texter wants to know if you can build credit while in collections. A texter wants to know how to properly invest for their childs future. A texter wants to know how to build a savings when they spend all their money on bills.
The gang discuss X-mas gifts. A texter sold their house and wants to know if they have to pay taxes twice on it. A texter is changing jobs and wants to know the difference between an employee stock exchange and 401k options. A texter wants to know the best way for their son who is 17 to save $10,000.
BJ and Steve have been buying too many gifts for people. A texter wants to know if they should invest in a 401K or a high yield savings account. A texter flips houses and wants to know the best way to invest money.
A texter wants to know if a business loan or card is better to start with. A texter thanks Todd for helping him get a better credit score. Texters want to know if Steve and Danny should get a Buoy jersey. A texter just bought a bar and wants to know how to save for retirement. 884 pub in Bremerton gets a shout out. Texter Chad wants help on putting a down payment on a house.
A texter wants to know the best way to save money for their kids. A texter wants to start a Roth-IRA and use money from a different account. BJ’s net worth is fluctuating by the millions. A texter wants to know how to save for a down payment for a house.
A texter wants to know how to save money for their kids. Texters want to know if they should invest in a RothIRA. BJ wants to know the future of college debt and possible government help. A texter wants to know how to add their child as a user to their credit card.
A texter wants to know how to deal with debt from medical bills. BJ wants to know how to buy a house in this market. A texter wants to know if they should get a Costco membership. A texter has $40,000 and wants to know if they should put money into a money market.
Caller Denis has a construction loan and needs an additional 100k loan. Caller Fox wants to know what the most important step to buying a house is.
A texter is 30 and wants to know the best way to start saving for retirement. A texter wants to know the best way to get better credit with debt. BJ wants advice about retirement as the stock market has been having tough times. Steve bought summer furniture on sale. Caller Derek wants to know if he should consolidate his credit card debt with equity in his house. Caller Tonya is going to be getting $100,000 and wants to know how to properly invest it.
Todd Pietszch from BECU joins us! A texter wants to know if they should cash out their 401k to buy Russell Wilsons house. Texters want to know if it’s the right time to buy a house. A texter just got a $100,000 inheritance and wants to know how to invest it.
A texter wants to know if it’s a good idea to use their houses equity to buy more land. Todd shares his thoughts on increasing interest rates and inflation. A texter wants advice on handling his debt.
Todd gives us his advice on Tax Season. A texter wants to know how to raise his credit score into the 700. Caller Don is getting a divorce and needs advice on how to split the house. Texters want to know if they should prioritize their home debt or credit card debt. Todd gives advice about investing into 401k’s.
A texter wants to know if both he and his significant other can claim their mortgage on their taxes. Todd talks about purchases that you “want or need”. A married couple wants to know if they should filed jointly or individually. A texter needs help on a deferred comp. to help pay off their mortgage.
A texter wants to know if BECU has investor classes. BJ wants to know how to avoid awkward situations at the Holiday Dinner Table. Texters need advice about Roth IRA’s and 401k options. Todd talks about inflation advice. A texter wants to know if he should remove money from his 401k to pay medical bills.
Caller Todd was living on his credit cards and wants to know if he should take a loan out against them or pay them back. A texter wants to know how to invest a $10,000 inheritance they just got on either a house or credit card bills. BJ wants to know why we don’t have classes to teach kids how to manage money.
Todd Pietzsch from BECU joins us! Caller David is trying to buy a house and wants to know if he should liquidate his stocks to make a down payment. A couple was gifted $25,000 and want to know how to save for their kids future. A texter needs advice about cashing in a 401k to pay medical bills.
Todd Pietzsch from BECU joins us! Todd gives his advice on what kind of Kraken jersey to buy. A texter is applying for a home loan wants to know if he should pull out his retirement money to help with the credit score. A texter just received $40,000 and wants to know the best way to invest it over the next two years. A texter wants to know if installment loans effect your credit score differently than credit debt.
A texter wants to know how to spend an extra $20,000 after selling their house. A texter wants to know if they should get their mother to co-sign on a loan to save money. A texter gives Todd a shout out for lowering his car loan rate. A texter is a first time home buyer and needs advice on how to start the process.
Caller Nathan has some debt and wants to start a non-profit; he needs advice on how to reduce debt and stop wasting his money. Tood shares information about free Webinars to help people get long term care health insurance.
Todd Pietzsch from BECU joins us. Caller Casey wants to know if he should reinvest his extra saving money into something despite not having an emergency fund. Caller John is 56 and wants to know where he should invest his extra money; retirement or mortgage. Texters want to know if Todd is playing the lottery. Texters want to know if it’s a good time to buy a condo. Texters want to know how much money they should to retire on.
Caller Steve wants to know where to invest his extra money each month. BJ wants more info about how to create passive income. Caller Matt wants to know how to rebuild his credit after bankruptcy. Caller Patrick wants to know if he can use his savings to help pay for a house.
A texter wants to know if he should wait to buy a house till before or after he’s married. A texter has a similar question but regarding taxes on their house. Caller Dan wants to know if he should sell his house or pay it off then sell it. A texter wants to know if it was dumb to take a loan to pay off credit cards. A texter is in a bunch of debt because of Covid and wants to know what to do.
Texters want to know if he should invest in a short term CD. Texters want to know the best way to save. A texter wants to know if they have to send a stimulus check back if it’s for a deceased family member. A texter wants to know the best way to help raise a friend’s credit score. A texter wants to know if he needs a lawyer to file bankruptcy.
Todd Pietzsch from BECU join us. Caller Ron is looking to buy his wife a new car and wants to how to get the best rate. Caller Kevin is worried about his ex-wife having claim to his land. Todd once commented on a coworker’s haircut. A texter needs advice on how to refinance his auto loan.
Todd Pietzsch from BECU joins us. Caller Travis wants to know how much to be putting into his Roth IRA. Caller Sara wants to buy an RV and needs advice on what loan to get. Caller Aaron works for the government and wants to know how to save for retirement.
Todd Pieztsch from BECU joins us! Todd gives advice about saving money during the Coronavirus. Danny V wants to know if you get offered a higher credit limit when you pay off a credit card. A texter wants to know if it’s too late to buy a house. Texters want to know what to do with their 401k.
BECU is running an awesome donation program in which BECU members can vote for a non-profit to donate money to. Texters want to know if it's the right time to buy a new house or to refinance their current house. A texter wants to improve their credit and needs advice on how to raise it.
Caller Patrick wants to know what the first steps he needs to take to buy a house. Caller Ben wants to know if it’s a good time to get into a new vehicle and work on his credit. Caller Will wants to know how long it takes to improve your credit score.
Caller Josh gives a shout out to BECU; hes been a BECU member for 26 years and wants to know if he should buy a house. Texters want to know how to spend their stimulus check. Texters want to know what a 401k loan is. A texter missed a credit payment and wants to know how to raise his credit score. Texters want to know if they should wipe their credit debt.
Caller Brad had a son turning 18 who has a bunch of money he’s looking to invest somewhere. A texter is $26,000 is a debt and wants to know how to get rid of it. A texter owes $20,000 in student loans and wants to know how to proceed.
Todd Pietzsch from BECU joins us live in studio. Todd brought Steve a baby BECU onesie. Steve wants to get more information about a 529. A texter want to know if they should put money away for a raining day fund or paying off student loans. A texter wants to know how to raise their credit score after declaring bankruptcy. A texter wants to know what percent of their income they should put into their 401k. Caller Matt has a compensation loan and wants to know if he should pay it off.
Todd Pietzsch from BECU joins us live in studio. Steve needs advice on buying a Padres jersey. A texter wants to know the pros and cons of money market accounts. Caller Dina has switched jobs and wants to know what accounts she should be saving in. Caller Aaron is 21 and wants to know how to save for his future.
Todd Pietzsch from BECU joins us live in studio. Todd talks about an awesome program were kids come in a learn how to budget their finances. Texters thank Todd for helping raise their credit score. Texters want to know when to transfer from a RothIRA to a regular IRA. Texters want to know the best way to save for their kid.
Todd Pietzsch from BECU joins us live in studio. Caller David just graduated from college and has no debt; he wants to know where to invest his money. Caller Jerome wants to know if it's a good time to sell his house then buy another later.
Todd Pietzsch from BECU joins us live in studio. A texter wants to know the best way to invest $5,000 short term. Caller Joe wants to know if he should use his gut instinct and move his investments. Caller Danny is getting a divorce and his soon to be ex-wife may have stolen from him.
Todd Pietzsch from BECU joins us live in studio. A texter just quit her job and wants to know what to do with her 401k. Caller Justin wants to know the best way to save for his kids futures. A man has a 401k with an employer from years ago that no longer exists and wants to know how to find it.
Todd Pietzsch joins us live in studio. Todd talks about the worst investment he ever made. Caller JR is trying to buy his first house and wants advice. Caller Andy has a huge collection of Star Wars memorabilia and wants to insure it.
Todd Pietzsch from BECU joins us live in studio. Caller Patrick’s fiancée just lost his job and they are struggling with bills; wants to know where to go for help. Caller Kayla is a general manager at a hotel and wants to know how to help young adults start building 401k’s accounts.
Todd Pietzsch from BECU joins us live in studio. Todd talks about the government employees who aren’t getting paid. Texters want to know the best way to resolve their credit card debt while paying off their home. Caller Jacob owes the IRS almost 10k after receiving military leave check and wants to know if he can challenge it. A texter wants to know how to save money better.
Todd Pietzsch from BECU joins us live in studio. A texter had their credit card stolen and wants to know if it will affect their credit. A 28 year old texter wants to know how much money to contribute to his 401k.
Todd Pietzsch from BECU joins us live in studio. Caller James’s wife just inherited $900,000 and wants to know about what kind of taxes and growth he can expect on it. Todd talks about the rule of 72; your money has the possibility of doubling every 7.2 years. A texter is thinking about buying a house despite not having a whole lot of savings. Caller Chris has a 401k and wants to know if he should start contributing to a Roth IRA.
Texters want to know what Todd would do with a large inheritance. Caller Kyle just turned 18 and wants to know how to build credit. Caller wants to know if he should get a Roth IRA or put principle down on his house.
Todd Pietzsch from BECU joins us live in studio. The Rev wants to know if home repairs are tax deductible. Caller Chris gets dropped. A texter is buying a house and wants to know if they should pay off their credit card debt or put more down on their house. Caller Chris is a BECU member and recently became a licensed contractor and wants to know how to do his new taxes.
Todd Pietzsch from BECU joins us live in studio. A texter wants to know how to buy a new home if they need to sell their old one to do it. A texter wants to know tips on how to better follow a budget. A texter wants to know if they should refinance their home. A Facebooker asks how to get credit when their score is below 600.
Todd Pietzsch from BECU joins us live in studio. A texter wants to know how long a short sale stays on your credit report. BECU is giving away money to their people helping people awards. Caller Chris is thinking of buying a travel trailer and wants to know if he can finance it for almost 0%. Todd talks about building an emergency fund. Caller has a bunch of credit card debt and wants to know if he should consolidate it.
Rev is almost done buying his home. A texter wants to know how to pay his medical bills. A texter wants to know if there is way to trick your credit card payments. Caller Dustin wants to know if you can buy a home despite having student loan debt. Caller Emily wants to know why her credit score tanked when buying a house with her future husband.
Todd Pietzsch from BECU joins us live in studio. A texter wants to know the best way to get a new credit card. A texter wants to know how to rebuild credit after going bankrupt. A texter wants to know about spousal IRA. Caller Lisa is selling her house and wants to know what to do with the extra equity.
Todd Pietzsch from BECU joins us live in studio. A texter wants to know the best way to pay off his credit card and car debt. A texter wants to know if you should use your 401k to buy a home. Caller Jarome wants to buy his kid his first and wants to know the best way to go about it.
Todd Pietzsch from BECU joins us live in studio. A texter wants to know how to save money despite have two car payments. Caller Michael wants to know his best options for moving his 401k. A texter wants advice on refinancing their home.
Todd Pietzsch joins us live in studio. A texter wants to know increase their credit score. A texter wants to know if now is time to refinance and get a lower mortgage rate. Vicky B wants to buy a house and needs advice. Vicky wants to know the difference in credit scores. Caller Mike has triplets going into college and wants to know what loans he can get. Caller Zach wants to know how his debt is being sold.
Todd Pietzsch from BECU joins us live in studio. Caller Chris pays child support and has bad credit but wants to fix that. Caller Amber has a lot of credit card debt and wants to consolidate it all together. Caller Sean declared bankruptcy and later bought a house; wants to know how to improve his mortgage rate.
Todd Pietzsch from BECU joins us live in studio. A texter wants to know if he has to report a disability check on his taxes. George Clooney gave a bunch of his friends a million dollars and paid the taxes.
Todd Pietzsch from BECU joins us live in studio. Caller Dillan is a small business owner and wants to know the difference between loans. Caller Chris has an auto loan and wants to know what he should do with his tax return.
A texter wants advice on how to rent a home when in debt. Caller Erin wants Todd’s advice on the mobile banking apps.
Todd Pietzsch from BECU joins us live in studio. A texter wants to know how to get financial aid for college. Caller Chad is buying a business from his boss and wants to know if he should use his home equity as a down payment. A texter wants to know the best way to save for his kids. Caller Justin has a lot of student loans and wants to know if he should consolidate them.
A texter has debt and wants to know if he should use his house to pay it. Caller Cory wants to know if it’s worth it to get a pre-paid credit card. Caller Tyler has bad credit and wants to know if he can put down money to make up for it when buying a house.
Caller David wants to know what interest rate he could get on a new $400,000 house. Caller Ian wants to know if he should get a personal or auto loan to buy a car. Caller Chris has a trust fund and wants to know if he should invest. Caller Kelly talks about credit when buying a car. A texter wants to know if they should get a Home Equity Loan. Caller John wants to know the consequences of bankruptcy.
A texter wants to know if he should invest his money in a car. A texter wants to know what to do about credit card companies from hassling him. A texter wants help stopping his college loans from being capitalized. Caller Leon is selling his house, looking to improve his credit, and wondering how to invest his money.
Caller Mark refinanced his mortgage and bought a new truck, wants to know where to invest his extra cash. A texter is in debt and leasing a car, wants to know if they should declare bankruptcy. Caller Jim has a bunch of debts and wants to know if he should roll it into one payment.
Todd Pietzsch from BECU joins us live in studio. Caller Jannet is doing a massive remolding and wants to know if she should lock in her interest rate. Texter Shane wants to know how much money he should put down for a new car.
A texter wants to know if he will be responsible for his wife’s loan after they get married. The Rev wants to know if it’s smart to take his 3 separate bills and combine them into one. A texter wants to know the steps they need to take to start buying a home. Caller Kevin has student loans and wants to know if he should consolidate.
Caller Joe wants to know what to do about his taxes now that he has quit his long time job. Caller Sherri wants to know about a short sale on a home and if it affects her credit. Caller Mike wants to know how much he has to save to send his 1 year old to college. Caller Lindsey is about to $50,000 and wants to know what debt to pay off.
Caller Autumn has a small amount of credit debt and wants to know the best way to pay it off. A texter wants to know the best way to prepare for their child’s future. A man is entering a marriage and his wife has debt, wants to know how it will affect him. An emailer wants to know how to remove medical bills from his credit report. A texter wants to know how to start a retirement plan because his job doesn’t offer one.
Caller April has credit card debt and wants to know how to pay it off. A texter wants to know if he should drop a couple hundred dollars on his kids gift or wait to buy it cheaper later. Caller Jeb is trying to consolidate his debt and wants to know the best way to do it. Caller Tom has a 401k and wants to know if he should roll it over to a RothIRA. Caller Sharon wants to know if she should start a RothIRA for her son.
Caller Daniel had a bit of extra equity and wants to know if he should be investing that extra money. Caller Chris is about to get a big lump sum of money and wants to know if he should invest it or pay off some debts. A man’s wife named his daughter the beneficiary of her life insurance and the husband is not happy about it.
Todd Pietzsch from BECU joins us live in studio. Caller Rich has bad credit from hospital bills and wants to how to increase his credit score. A texter wants to know Todd’s top three Halloween candy choices. Caller David has two 401k accounts and wants to know if he should combine them or invest in something else.
Todd Pietzsch from BECU joins us live in studio. There is a college scam going around scamming kids out of the tuition money. A texter asks how he should consolidate his financial debt. A man recently got divorced and is attempting to repair his credit.
Todd from BECU joins us live in studio. Caller James owns a bunch of money for his car payments along with medical debt, wants to know if he should go into bankruptcy. Caller Aubrey just opened her own business and wants to know what help BECU can offer. A texter is close to foreclosure and wants to avoid it. Caller Chad wants a new truck but doesn't have any credit.
Todd Pietzsch from BECU joins us live in studio. Caller Jayden owes about 3,500 for his car and can no longer pay the bills, wants to know how he can save his credit. Caller Jimmy wants to know the statute of limitations on medical bills. Caller Poggy’s wife has a bunch of medical debt and wants to know if the collectors can come after him.
Todd Pietzsch from BECU joins us live in studio! Caller Eric asked about getting a financial advisor. Caller Terrence asked about making sure has all ducks in a row for going to college.
A texter asks how to spend his tax return. Caller John wants to know if he can set up a health savings account and a business acount. Caller wants help reistablishing credit because he lived off of the grid for 30 years.
Caller Brian got killed in his 401k last year and wants to know if he should stick with it. BECU is having a financial convention at the museum of flight. Rev wants to know what to do with his potential Wheel of Fortune winnings. Caller Mike wants advice for refinancing his loans.