What's the Score?: Recent Episodes

Christine Jones

"What's the Score?" is fresh and insightful look at what you need to do to take your credit score from drab to fab. It is also a way to take a close look at your life's score and want is happening with you. Support this podcast: https://anchor.fm/christine-jones6/support

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This is the first Father's Day after my precious father died in October of 2021. I just shed light on how I'm navigating through this difficult time, in hopes that it can offer encouragement to those who are going through the same.


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Have you ever thought about how the thoughts that you have, the things that you believe about yourself (your circumstances, your place in the world) impact you? We're going to talk about that!


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This is a brief discussion about how, so many times, simply because we don't see any other way, we don't really think we have options, we don't want to wait... We end up boarding the equivalent of doomed flights. Take a listen...


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This is a special "shout out" to gal pals everywhere. Then, in our Valentine's day, I share information about life insurance. Life insurance is love insurance.


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Today, my mother and I laid my precious father to rest. He had the most amazing military ceremony, and I'm forever grateful.


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Today, my father, my buddy, died...


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In this episode I talk about what is going on with my father since our last episode. We've had a tragedy, but Dad lived to see his 79th birthday... and we're praying that he has more to come...


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In this episode I give a Mother's Day wish. Something told me, though, to just go in and ask my mom if she would like to say something on the podcast. It turns out that she wanted to say something.. and what she said was so amazing!


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In this episode, I talk about what has happened with my parents since Episode 23 and the financial impact that illness can have. I also take a look at the scandal happening with relationship "expert" Derrick Jaxn.


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In this episode I go into detail about what really happened with this whole GameStop wars situation and I give some explanations on things like options trading, short selling, the short squeeze, who the major players were (Melvin Capital hedge fund, the Reddit group, Wall Street Bets) and some other bits of information. I also, in Segment 2, talk about the update concerning the coronavirus and my family.


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In this episode I talk about just how good it is to feel like I can take a deep breath after the inauguration. I don't think I realized how much I had been proverbially holding my breath. I also discussed our families ordeal with covid-19 and dealing with the fact that my mother has finally been diagnosed with the virus. I share some tips, not as a medical professional, but just as a loved one and caregiver that, hopefully, will offer some insight and some help but always speak to your medical professional.


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In this episode, I talk about three elements, covering 2020 into 2021. First, what went RIGHT in 2020? Then, what am I grateful for? Finally, moving forward, what are basic plans for the coming year and overall future.


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We just give thanks for everything we have...


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I must say that this episode is one where I get a lot off my chest. You just have to listen to know.


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There is never a full moment with Mom and Dad. Last week was Dad's Birthday, and on that day...Mom fell. What in the world??? Then, in the area of credit repair, the credit bureaus are taking their sweet time responding to disputes. What is happening?


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This week's episode deals with a very deep and important topic...do we have a circle or a circus? Too often, we attempt to make a decent circle out of circus clowns. Then, we wonder why we end up hurting in some way. Financially speaking, though, as it pertains to credit, I discuss the difference between disputing and challenging. They are related, but quite different.


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In this episode I talk about everything from why it has been such a minute since we have come together, including the fact that my father was rushed to the emergency room. I talk about some of the things that are going on with virtual learning and with us as a community of people. Finally, I talk about some things that you can do to make yourself ready for the home buying process.


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In this episode I talked about some of the amazing things that happened during the past week, including an apology from a racist. I also go into detail about the difference between a soft pull and a hard pull (inquiries)..


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Race relations seem to be at an all time low. However, there are those who seem to think that they are "trying to understand," but they actually are "trying to understand" from what they don't even realize is a racist lense. We will discuss this. We will all discuss the pros and cons of using a Goodwill Letter.


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In this episode we do pay homage to civil rights leaders lost this past week including CT Vivian and Congressman John Lewis. We also delve into some experiences of mine with a high school that I went to and racial discrimination, which I kind of didn't realize was racial discrimination (or some kind of discrimination) until recently, when classmates about our experiences. We end up with exposing the truth about something that is called a Point increase Letter. You're going to want to hear this... because this letter does not exist.


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In this episode I talked about what's going on with people not wanting to wear masks during this pandemic. I also discuss some of the issues that I have with returning to in-person school. In addition to this, I discuss the element of the extreme heat and making sure that we are carefully watching the elders of our communities in this heat. Finally, I talk about FDCPA violations. If you receive a collection notice, would you know how to spot a violation in it?


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In this episode we discuss some of the current topics impacting us all, such as the latest spike in coronavirus cases in Florida, the issue of reopening schools and the president finally wearing a mask in public. Following this, we go into a bit of detail about the new FICO Suite, including FICO 10 and FICO 10T. How will they impact us? How is there a coin shortage? What does that mean? We discuss all of these issues in order to give you a better understanding of what is happening and how it impacts all of us.


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In this episode I will be revealing the results of my covid-19 test but also talking about some of what I have found out about covid-19 and what some of the doctors are saying to do for some of the symptoms that you may be attempting to manage. (please keep in mind that I am not a doctor and am in no way attempting to give medical advice.) Also, I will be talking about the all-too-familiar question, "Is credit repair a scam?" There is a lot to consider, and I attempt to go into great detail as I analyze that question.


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In this episode, the first segment, I give details about what it is like to take the COVID-19 test. I also talk about the turbulent state of our nation. In the second segment, I talk about a credit term that many may not be familiar with, FAKO, and I end with 5 steps to rebuild credit.


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(NOTE: This episode was recorded on June 21st, but was not actually published until the 22nd. Please excuse the errors in speech.) In this episode, I pay homage to the father's of the world, and I talk about my own father in depth. Then, I discuss the current racial situation. I end with a brief discussion about factual disputing in credit repair.


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In this episode I discuss my personal concerns as we exist during this time of global unrest, but more specifically this time of unrest in the United States. Each day, we seem to be holding difficult conversations, but we are also beginning to see people in a different light. As such, I think it's important that we make sure that we are clear about what side we're actually on not a color or race side but a right vs wrong side. I believe we also need to be very clear about what the intended goals of various protests are. during these kinds of times, also, hackers are even more ready to launch their attacks. They are capitalizing on us having our focus elsewhere. Therefore, I also discuss the importance of a credit freeze and how to accomplish it so that we are better protected. There are no complete guarantees, but at least it gives an extra layer of protection which is more than likely going to be necessary.


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In this episode, I am very transparent about realizing that, with everything that is happening...I am not ok! (I'm typically the strong one...) I also talk about a major pitfall of The Cares Act.


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This episode was to have been also a milestone celebration for my 50th birthday. However, this week, we had a "man down," Mr. George Floyd. Now, the nation is in utter chaos. Therefore, this week's episode just briefly discussed the state of the nation and, at the end, I sing "Sometimes, I Feel Like a Motherless Chile."


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In this episode, we open up with an explanation of the differences between and historical account of Memorial Day and Veterans Day. Then we switch gears and talk about credit scores. we answer questions such as... What's the easiest way to find my credit score? Why don't the three bureaus have the same score for me? How many points do particular items on my credit report cost me on my credit score? What are the best ways to improve my credit score?


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In this episode we explore whether or not freedom, even financial freedom, is really free. We look at a lot of the costs that are associated with those things that might bring us financial freedom and those things which are in line with our hopes and dreams. We also take a close look at some of the things that you will need to have in order so that you can reach certain goals, such as home ownership and car ownership, etc.


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In this episode, I discuss life and the "cocoon" element of 2020. Then, I move to a discussion of what I call "Money M&Ms." You won't want to miss this! Now, you may notice (because I surely did) that I missed #4 out if the 7 sets of M&Ms. Fear not! I will add it to the next episode! All is well...


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In this episode, I give a brief overview of my company, Clear Choice Financial Solutions LLC. I also, go into detail about products, services and guarantees that we will never make to consumers. I discuss credit sweeps, authorized user status, CPNs, and the questions of how high a person's score will go, as well as how long the process will take. Should you want to speak with me, I am Christine Jones, Founder and CEO of the company. I can be reached by phone at (215) 901-7651 or (888) 404-5815. By email, I can be reached at CRJones@clearchoicefinancialsolutions.com. In addition to this, you may schedule an appointment or leave a message via our website, which is Clearchoicefinancialsolutions.com.


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