Let’s get back to basics—addition and subtraction two ways to get to the same answer. However, we have a tendency to stick with addition. Today we’ll learn how subtraction can help you come out ahead.

Why am I talking about elementary math on a retirement podcast? Listen in to find out.

OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN PRACTICAL PLANNING SEGMENT * [2:12] Is scarcity really a negative thing? * [6:04] Stop trying to aim for precision * [11:17] Stop making retirement planning your new job * [14:03] Stop optimizing for returns * [17:42] Stop thinking you have to retire to something rather than from something * [21:25] Stop thinking you can wait * [24:16] Stop thinking you need to resign yourself to what is

LISTENER QUESTIONS * [27:10] Turn off dividend reinvestment in your decumulation phase * [30:00] A rucking comment * [31:03] On Social Security survivor benefits * [33:26] On inherited IRAs

ROCK LIFE WITH DR. BOBBY DUBOIS * [35:15] Movement studies * [45:05] Why does movement matter? * [48:51] Why the Hadza’s sedentary lifestyle is different from ours * [50:55] Why vitamin D is or isn’t helpful

TODAY’S SMART SPRINT SEGMENT * [1:00:34] Find an opportunity to move

Resources Mentioned In This Episode YouTube video - What You Should Know if You Inherited an IRA

Episode 532 - How To Manage Your Scarcity Brain With Michael Easter

Episode 530 - What Is True Retirement Planning? With Christine Benz

Rock Retirement Club

Roger’s YouTube Channel - Roger That

BOOK - Rock Retirement by Roger Whitney

Roger’s Retirement Learning Center