Today we sit down with Erick Bond, President of Bond Benefits Consulting. We ask Erick about: - what should the average employee be thinking during open enrollment?

• what are the different kinds of plans? Why do they exist?

• how can/should last year's medical usage affect next year's insurance needs?

• how should families think through their multiple insurance options?

• why people should "trust the math" in their insurance decisions

• the scary "what ifs" that go into insurance planning

• the many components of Medicare

  Disclosure:

  Information presented in this podcast is not intended to be nor should be construed as individualized investment advice.

  All content is of a general nature and solely for educational, informational and illustrative purposes.

  Investments in securities are not insured, protected or guaranteed and may result in loss of income and/or principal.

  Opinions of unaffiliated third-parties may not represent those of Cobblestone Capital Advisors or its employees.