Are you new to life insurance in Canada? Wondering what term life insurance means — and whether it's right for your family? In this episode, licensed Life, Accident & Sickness Insurance Advisor Marianne Agudo breaks down term life insurance in simple, everyday language. Learn how term insurance works, what “renewable” and “convertible” options really mean, and why this type of coverage might make sense for families who are still building their financial foundation — especially if you’re a newcomer to Canada.

💡 Designed for newcomer families, parents, and early-career professionals, this episode is clear, beginner-friendly, and full of real-life examples you can relate to.

🔒 Topics Covered:

What is term life insurance?

What’s the difference between term and permanent insurance?

Understanding renewable and convertible options

Why many families choose term insurance over permanent

🛑 Disclaimer: This material is for educational purposes only and is not intended to provide specific financial, legal, insurance, or tax advice. Marianne Agudo is a licensed Life, Accident & Sickness Insurance Advisor in the provinces of New Brunswick and Ontario, contracted with iA Financial Group. This guide was independently created by Marianne Agudo and is not an official publication of iA Financial Group. For personalized recommendations, please schedule a one-on-one consultation with a licensed advisor.

📩 Want to Learn More or Ask a Question?

Visit https://marianneagudo.com to book a no-obligation, educational call or send a message. I’m happy to answer your questions and help you understand your insurance options — no pressure, no jargon.

📌 Subscribe to the podcast and follow for future episodes about finances, insurance, and life in Canada — especially created for immigrant families looking to build a secure future.

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