Are you aware of the real cost of long-term care—what it means for your retirement security? In this episode, I explain how health events can deplete savings and trigger higher tax brackets.

That's not a gamble you need to take. I'll show you how long-term care coverage can protect your retirement savings and your survivors.

Learn also why your future self will thank you for starting on long-term care planning early while you're still healthy.

Listen now!

Show highlights include:

• Why treating long-term care as a retirement plan problem is a problem. And what it actually is. (0:57)
• Uncover the tax consequences of using retirement assets for long-term care. (2:01)
• Do you have a tax advisor? (3:44)
• How trying to cover a bump into a higher tax bracket in tax-deferred accounts can lead to a tax spiral. (4:01)
• Understand permanent compounding dollar loss and death benefit impact resulting from cashing out retirement savings for long-term care. (5:16)
• When should you start planning for long-term care? (6:27)
• Discover how Whole Life contracts for Infinite Banking include riders for chronic or long-term illness. (7:16)
• Why I see using chronic illness riders as catastrophic protection—and why I recommend starting policies dedicated exclusively to long-term care risks. (7:42)

Reach out to me:

valerie@alphaomegawealth.com

https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)