Steve Aul and Jessica provide retirement advice on challenges parents face when sacrificing their own finances to support their adult children. He emphasizes the importance of retirement planning and the potential impact of financial assistance on retirement savings. Steve shares stories of individuals who have struggled due to their financial commitments to their children and highlights the need for proactive retirement planning to ensure a secure future. The discussion also touches upon the significance of tax planning and the risks associated with high IRA and 401(k) balances.