Have you heard the term "zero-based budgeting" and wondered what it means? Or how to practice? Or, are you looking for recommendations on apps and spreadsheets you can use to start implementing zero-based budgeting in your life? If so, this is the episode for you! Listen to get a detailed explanation of how to practice zero-based budgeting, plus get a sneak peek into my own budget and how I use sinking funds to pay for my favorite things. Plus, I'll give you all my software and spreadsheet recommendations, including free options! *LINKS:* * Book A Call: Get a Free Financial Roadmap * Download Your Free Copy of The 4 Essential Steps to Take Before Investing Your Money Guide * Follow me on Instagram @younganddivorcedpodcast