What are the mechanics behind a Roth Conversion?

• Mechanically, this strategy involves converting savings from a pretax retirement account, such as 401(K) or a Traditional IRAs, to a tax-free Roth IRA.

What are the primary items to consider?

• Current and Future Tax Brackets
• Expected Income Sources
• Types and Amounts in Different Investment Accounts
• Time left until withdrawals needed
• Comfort Level with Investment Risk

Is a Roth Conversion right for you?

• While this strategy can help you save tax, it involves analyzing multiple pieces as well as your timelines in your financial picture.