Heart 2 Heart is our programmes coming to you weekly on Wednesdays with Bonolo Nkosi. She is also a presenter of The Ultimate Lifestyle Guide every Saturdays at 16:00. In today's Heart 2 Heart, she is talking to: Guest: Phumelele Ndumo (Financial Advisor, Phumelele Ndumo. Topic: "Retirement Planning" # Part 1.