The Jennifer J Hammond Show: Recent Episodes

Jennifer Hammond

Jennifer J. Hammond is a high energy and versatile woman who not only serves as a real estate executive; but also as a radio talk show host, a best-selling author, and is a honored as a member of The Happiness Hall of Fame! As a Vice President of TTR Sotheby’s - one of the country’s leading real estate companies - she has helped hundreds of clients attain their dreams in real estate for over 24 years. She has helped make the world a better place by educating, inspiring and empowering people by hosting The Jennifer Hammond Show on SiriusXM for almost 10 years, and has aided thousands of veterans and their families in finding the help they need through her best-selling book “101+ Resources for Veterans”.

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The podcast featuring Jennifer J. Hammond welcomes Dr. Martin Moore-Ede, a world authority on circadian rhythms and lighting, in this enlightening episode.

Together, they explore how home lighting affects health and whether or not your lights may be poisonous or even detrimental to your health.

Dr. Moore-Ede provides insights on how lighting choices can impact our health, including links to obesity, diabetes, heart disease, and cancer.

She discusses everything from the popularity of LED lights to the risks of prolonged exposure to blue light. Learn why the time of day matters so much when it comes to light exposure and why using the wrong lights at night can be harmful.

Join the conversation as they explore solutions, including the availability of zero-blue lights and the role of blue-blocking glasses.

Dr. Moore-Ede sheds light on the Department of Energy's stance, providing crucial information on making informed choices for your health.

Listen in to uncover the fascinating relationship between light and our biological clocks, and how a return to natural light patterns can positively impact your overall well-being.

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Join bestselling author, educator, speaker, and licensed realtor Jennifer J. Hammond as she explores the important subject of how fire affects property values and community resilience.

Jennifer asks Steve Wolf to talk about the difficulties caused by wildfires, how they affect property values, and creative ways to keep homes and neighborhoods safe in this episode.

Co-founder of Team Wildfire Steve Wolf discusses the FIREV initiative (Fire Impacted Real Estate Valuation) and the significant effects of wildfires on environmental quality, marketability, and property insurance.

They discuss the significance of proactive steps and community-led mitigation programs to protect homes from the growing risk of wildfires.

Discover how technology, community engagement, and education play crucial roles in mitigating fire risks and fostering resilient communities.

From leveraging Hollywood-inspired wind-driven suppression systems to fostering local partnerships, Steve and Jennifer offer practical strategies for homeowners, real estate agents, and community leaders to address the challenges posed by wildfires.

Tune in to gain valuable insights, explore innovative solutions, and join the conversation on building fire-resilient communities.

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For further information go to: www.jenniferjhammond.com This episode features Dr. Angela Lauria, the host of the Autistic Culture Podcast, as a very special guest of Jennifer.

Angela, who was diagnosed with autism later in life, offers a distinct viewpoint on the relationship between autism and real estate.

Find out why it can be a huge difference to hire an autistic person to fix your house. With a wealth of knowledge and experience, Angela offers insights into the culture of autistic people, concentrating on the shared characteristic of monotropic focus.

Regardless of their level of intelligence, autistic people have a strong focus on a particular interest, which makes them careful and passionate problem solvers.

Examine how employing contractors with autism, such as home inspectors, can result in a comprehensive assessment of your house.

Angela emphasizes how their attention to detail pays off, offering first-time homebuyers insightful advice and resulting in a situation that benefits both of them.

As Angela highlights the value of comprehending and appreciating the distinctive strengths that autistic people bring to a variety of fields, including real estate and home improvement, discover the joy and celebration of autistic culture.

For more fascinating insights into various facets of autistic culture, subscribe to the Autistic Culture Podcast.

Understand the neurotype better while learning to recognize and appreciate the joy that comes with being autistic.

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Welcome to the podcast for Jennifer J. Hammond! Join us on this episode as we explore the world of sustainable living with our very special guest, award-winning author, educator, and licensed realtor John Berger. Jennifer and John explore the intriguing relationship between energy efficiency and healthy buildings, illuminating the ways in which these ideas can be implemented in both residential and commercial settings.

Find out about the Bullitt Center in Seattle, an innovative office building that runs entirely off the grid, generates its own energy, and collects rainwater.

John discusses the building's energy-efficient features, design, and role as a model for sustainability.

John turns the talk to regenerative agriculture and discusses the significance of farming methods that produce healthy crops and ecosystems while also being good for the environment.

Learn how regenerative agriculture can significantly improve soil health, sequester carbon, and promote sustainability in general.

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For further information go to: www.jenniferjhammond.com In this fascinating episode of the Jennifer J. Hammond podcast, Paul Lawrence Vann joins Jennifer to talk about the urgent problem of military mortgages, which affects active duty, Guard, and Reserve members as well as their families.

Paul highlights the difficulties military families face and the effects these have on their lives, with 6,000 homes presently in foreclosure and an additional 34,000 delinquent.

Paul, a financial expert and veteran, talks about his time spent working for the Veterans Administration and on Capitol Hill.

They explore the bright spots and cooperative attempts to resolve the situation, stressing the value of aiding military families, who frequently experience particular financial difficulties.

The topic of VA loans and the impending Veterans Assistance Servicing Purchase program, which aims to give veterans and their families access to affordable mortgage options, are also discussed.

Paul and Jennifer talk about efforts to fight homelessness in the veteran community as they consider the future.

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They explore a subject that frequently leaves us in the real estate industry with more questions than answers in this enlightening episode with Dr. Cindy Girman. Have you ever entered a house and been uneasy, questioning if it's the right place for you? You're not alone, though!

In this episode, Dr. Cindy Girman joins Jennifer, a bestselling author, educator, and licensed realtor, to talk about the intangible aspects of house hunting that go beyond just specs. They discuss the significance of recognizing the enigmatic sensations we occasionally experience when we enter a home.

Dr. Cindy offers her knowledge of how to identify bad energy in a home as well as insights into customs that some people think can remove it.

She investigates ways to change the atmosphere, from burning sage to placing salt and prayers in corners.

The pair talks about the difference between an empty and furnished house and how important it is to find a place that feels truly right for you.

Still, that's not all! Dr. Cindy shares details of her personal journey, including the intense grief she went through following the untimely death of her son from a Kratom overdose.

She tells the amazing tale of how she used automatic writing to write a book, "A Voice from Heaven," in just six weeks, giving her late son a voice to share his insights from beyond the grave.

Dr. Cindy talks about her efforts to educate people about the risks associated with Kratom and how she is supporting UNC's addiction research as a way to give back.

She provides information on how to read her inspiring book, make a donation to the cause, and find out more.

So this episode has it all, whether you're interested in real estate insights, grieving well, or giving to a good cause! Participate in the discussion, learn something new, and see how powerful it is to use one's own tragedy to propel positive change.

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Welcome to yet another motivational episode of the podcast hosted by Jennifer J. Hammond! We are so excited to have Mike Major, who is incredibly talented, as our guest in this episode.

Mike talks about his incredible journey of turning an abandoned church from 1877 into a gorgeous home—a project that was eventually highlighted on HGTV!

Together with Mike, Jennifer—a certified real estate agent, lecturer, educator, and best-selling author—dives deeply into the fields of restoration, art, and real estate.

Hear Mike talk about the joy of creating a unique and artistic home, as well as the challenges and successes of restoring a historic building—from the original three-weekend plan to a three-year adventure.

As a working artist, Mike also talks about how real estate investments have helped him financially by providing a consistent stream of income for his creative pursuits flow in the erratic financial environment that artists frequently encounter.

This episode explores life transformation, creative expression, and financial stability in addition to building transformation.

A stimulating fusion of history, art, and real estate knowledge awaits you!

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We explore the fascinating topic of creating a stormproof home and a stormproof mindset in this energizing episode of the Jennifer J. Hammond Podcast. Jennifer, a certified real estate agent, instructor, lecturer, and best-selling writer, is joined by the motivational Liah, who shares her amazing experience and expertise.

Liah's skill at building sturdy homes for less than $50,000 in less than 30 days is a metaphor for creating a life that is storm-resistant, not just a conversation about architecture.

They go over how to begin with choosing the appropriate land and how to deal with the difficulties of permits and inspections.

Liah's do-it-yourself approach to plumbing, wiring, and other tasks goes beyond simple house renovation to include empowering people to take ownership of their lives.

But more than just physical structures are at play in this episode. Liah and Jennifer go deeply into the idea of having a "stormproof mindset," which is crucial for overcoming obstacles in both life and real estate.

They impart insightful knowledge on developing oneself, getting past mental obstacles, and maintaining composure in the face of difficulty.

As they talk about these revolutionary concepts, Jennifer's excitement for discovering "yay" in daily life is evident.

This episode is a must-listen if you're interested in real estate, do-it-yourself home building, personal development, or are just looking for motivation to face the obstacles in your own life!

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Jennifer, an experienced real estate agent, teacher, and best-selling author, sits down with the amazing Lynn in this thought-provoking discussion to discuss the important subject of limiting beliefs about money and how they affect real estate success.

In this episode, Lynn discusses how childhood beliefs, particularly those that are deeply ingrained, can have a big impact on our careers as real estate agents.

She talks about how our beliefs are attracted to our thoughts, which can either limit or maximize our potential in the competitive real estate market.

Lynn walks us through everything from the age-old proverb "money doesn't grow on trees" to the idea of scarcity in customer acquisition recognizing and getting past these mental obstacles.

She provides doable techniques and tools, like self-inquiry, kindness, and gratitude exercises, to help break through limiting beliefs and cultivate an abundance and success-oriented mindset.

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This episode explores the complex realm of divorce and real estate with Jennifer, a bestselling author, educator, speaker, and licensed realtor.

They discuss the expensive errors people frequently make during a divorce, particularly with regard to real estate decisions, with the addition of Donna Cates, a certified divorce financial analyst and mediator.

The discussion delves deeply into the financial and emotional challenges of keeping or selling the family home in the midst of a divorce.

Especially in places like Florida where natural disasters have a big influence on property insurance rates, Donna offers her knowledge on common pitfalls like underestimating ongoing maintenance costs, property taxes, and insurance.

Jennifer and Donna also talk about the importance of refinancing mortgages and the difficulties that come with money, especially for women who have younger children want to keep their family's house.

They stress how crucial it is to comprehend every financial facet of house ownership after a divorce.

In addition, Donna discusses her roles as a mediator and a divorce financial analyst, emphasizing the distinctions between them and her strategy for assisting clients in navigating the financial ups and downs of divorce.

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Jennifer, a bestselling author, educator, speaker, and licensed realtor, delves into the intriguing world of waterfront properties in this episode.

Tia Lilly, the owner, broker, and creator of Property Cape Cod Real Estate, will be joining her on the program.

Tia lives on Cape Cod, while Jennifer is from Florida, so they talk about the subtle differences between living on the waterfront in each place.

They explore the various meanings of "waterfront" and the important questions to consider when looking for properties in this type of area.

Tia offers her knowledge of the different kinds of waterfront properties on Cape Cod, such as those with docks, direct oceanfront, lakes, and ponds.

The discussion covers the significance of comprehending regional legislation, variations in coastal ordinances, and the effect on real estate values.

The episode also discusses the current state of the real estate market, with a focus on waterfront properties in particular.

Tia talks about the difficulties sellers have in assessing the worth of their houses and the importance of hiring an expert who is knowledgeable about waterfront properties.

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The podcast featuring Jennifer J. Hammond features an engrossing discussion between the seasoned real estate lawyer and title company owner Derek Carrillo.

Together, they examine typical blunders committed by investors and real estate brokers, bringing attention to the unlicensed practice of law and emphasizing the value of working with an informed team during real estate transactions.

Derek discusses the difficulties encountered by real estate brokers who attempt to practice law, stressing the need of having the humility to acknowledge when one is not an expert.

The conversation also touches on Florida's title company industry, emphasizing how important it is to select the right group and comprehend the subtleties of the closing procedure.

Derek's exploration of the world of multi-family real estate investments creates an interesting digression in the conversation.

He emphasizes how crucial it is to plan ahead and put together a strong team, particularly for individuals entering the multifamily market.

Jennifer and Derek also discuss how Florida's property insurance market is constantly changing and how this affects real estate investors.

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Welcome to yet another thrilling episode of the podcast hosted by Jennifer J. Hammond! Harry Malamatos from Atlas Finance Solutions joins Jennifer in this episode to discuss how to get funding in the current dynamic financial environment and how to navigate the complexities of the real estate market.

Jennifer is a best-selling author, educator, speaker, and licensed realtor who wants to help you discover the "yay" in every day.

Participate in the discussion as they explore the essential elements that impact lenders, the significance of a well-crafted business plan, and the subtle differences between personal and business credit.

Find out how Atlas Finance Solutions can help you navigate the complex process of obtaining commercial loans while saving you time and frustration.

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Douglas Mulhall, author of "Discovering the Nature of Longevity, Restoring the Heart and Body by Targeting Hidden Stress," and expert on healthy buildings, joins us on this episode of the Jennifer J. Hammond podcast.

Douglas offers insightful commentary on the significance of healthy buildings and the unseen dangers that may jeopardize our health.

He talks about things like hidden infections, the effects of toxic metals, and how to make sure the air in your building is clean.

Don't forget to like, subscribe, and share the podcast to spread awareness about the importance of healthy buildings and how it can impact your overall well-being.

Join the conversation and empower yourself to make positive changes for a healthier lifestyle.

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Tim and Steve, the owners of the Phantom History House, a distinctive and quaint bed and breakfast where history and the paranormal collide, join Jennifer in this special episode. They tell tales of their personal experiences with ghosts and talk about what inspired them to create this eerie yet cozy space.

Discover more about the house's various themed rooms, such as the eerie potion room, the Harry Potter-inspired living room, the Ouija room, and the castle room containing the Beast from Beauty and the Beast. See how they've added technology—like hidden TVs—to improve the immersive experience without sacrificing the homey feel.

Additionally, Tim and Steve stress the value of offering a secure environment where visitors can talk about their paranormal encounters and how they've developed into a center for the paranormal society. You'll learn about Phantom History House's lovely backyard and tranquil pond, which contribute to the tranquil atmosphere.

Visit their website at phantomhistoryhouse.com for booking details and take a look at their social media presence at @PhantomHistory if you're interested in learning more about this unique bed and breakfast and their podcast.

Don't miss this enlightening discussion about monetizing your passion, providing a safe haven for paranormal enthusiasts, and having a unique and cozy experience with history and hauntings.

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Adriana De Dios, a special guest on this episode of the Jennifer J. Hammond podcast, shares her incredible tale of surviving a house fire and how it inspired her to join the PuroClean team as we delve into the world of property damage and restoration.

This episode is essential listening if you've ever encountered a similar circumstance or want to be ready for the unexpected.

Adriana and Jennifer talk about a variety of aspects of property damage, such as biohazard cleanup, water damage, mold, and fire.

They dispel common myths, emphasize the significance of expert restoration, and provide insightful guidance for home owners and real estate agents.

This episode will give you critical information to help you navigate the real estate market, whether you're a real estate professional or a homeowner these difficult circumstances.

Watch to learn useful information that will help you make wise choices when it comes to protecting your property or assisting your clients in trying circumstances.

Join Jennifer and Adriana as they investigate the realm of property restoration and search for the positive aspects of unforeseen circumstances.

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In this motivational episode, Robert and Nancy Rugart Plummer, a remarkable mother and son team, join Jennifer J. Hammond. Robert recalls his role as a caregiver for both his mother and grandfather during their battles with cancer, while Nancy describes her incredible journey as a single survivor of stage 4 ovarian cancer and metastatic brain cancer.

They jointly wrote the book "Becoming the Best You: Lessons Cancer Taught Me While Watching Your Life Go Down the Drain."

Nancy and Robert talk about the significance of fostering a healing and encouraging environment during trying times, particularly during hospital stays.

They emphasize the value of altering one's perspective, locating comfort, spending time in nature, and making a safe haven for oneself.

The episode touches on a variety of life transitional issues, including dealing with health issues, losing loved ones, and significant life changes like divorce.

The main takeaway is to embrace the notion of a new beginning and stress the significance of selecting a residence that fits your evolving priorities and needs.

Join bestselling author and licensed realtor Jennifer J. Hammond as she engages two outstanding guests in this transformative discussion.

Don't miss this inspiring episode chock full of enlightening nuggets and positive vibes!

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In this episode, Jennifer welcomes a special guest, Taliya Bashani, a real estate attorney and negotiation expert based in New York City.

Taliya has over 14 years of experience and has closed over 10,000 properties, translating to over $1 billion in real estate sales.

Join Jennifer and Taliya as they dive into the unique world of real estate in New York City and explore various aspects of the real estate market. They discuss the differences between co-ops and condos, challenges in the current real estate landscape, and secrets to closing more deals in the competitive New York market.

Talia also shares her passion for education and how she's developed over 20 continuing education classes to help real estate agents become better negotiators and increase their knowledge.

Whether you're a real estate professional or just curious about the New York real estate scene, this episode offers valuable insights and tips for navigating the city's dynamic market.

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Whitney Smith, a real estate lawyer who focuses on landlord-tenant issues, joins Jennifer J. Hammond in this episode of the podcast.

They go into the challenges of being a landlord, particularly in the complex rental market in Florida.

Both novice and seasoned property owners can benefit from Jennifer and Whitney's discussion of three typical blunders landlords make.

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In this episode of the Jennifer J Hammond podcast, we look at a topic that is frequently overlooked yet is critical to our health: the prevalence of dangerous metals in our houses.

Join Jennifer J Hammond as she examines the hidden risks lurking in our living spaces with Douglas, a seasoned expert in advising designers on keeping dangerous metals out of items.

They shed light on the detrimental impacts of these metals, including their link to heart disease and cancer, and provide practical measures to protect your health.

Learn how to make informed decisions when purchasing and selling a home, as well as the need of updating filters, using water filters, and including vegetables like broccoli sprouts into your diet for protection.

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In this episode, Jennifer Hammond invites mobile notary Amanda Loeffler to talk about the numerous circumstances in which a mobile notary might rescue the day.

Amanda shares her knowledge and emphasizes how she goes above and beyond to provide her clients with outstanding service on a variety of topics, including real estate dealings, abroad trips with children, and inheritance difficulties.

Join Jennifer and Amanda as they explore the world of mobile notary services and learn how they may, in any circumstance, make your life simpler and more convenient.

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In this episode, Jennifer Hammond, a licensed realtor educator, speaker, and bestselling author, delves into the fascinating world of modular homes with special guest Billy Haley, a real estate expert with a wealth of experience in various real estate ventures. Discover how modular homes are revolutionizing the construction industry, and why they are not just limited to mobile homes or trailers as some might think.

Billy shares his insights into modular construction, drawing from his experiences visiting modular factories in Europe and witnessing the incredible efficiency and quality of these factory-built structures. Learn how modular homes are constructed in massive warehouses, complete with elevators, plumbing, electricals, and even furniture, before being transported and assembled on-site in record time.

Jennifer and Billy discuss the advantages of modular construction, including reduced construction time, lower interest costs, and the ability to adapt to changing market conditions. They also debunk common misconceptions about modular homes and emphasize that modular construction is not just limited to residential properties—it extends to kitchens and high-end apartments.

Discover why modular construction is the way of the future and how it offers numerous benefits, especially in densely populated urban areas where traditional construction methods can be disruptive and time-consuming. Join Jennifer and Billy as they explore the exciting possibilities and advancements in modular construction.

If you're interested in the future of real estate and construction, this episode is a must-listen!

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In this episode, Jennifer Hammond, a licensed realtor, educator, speaker, and bestselling author, explores a crucial and often overlooked topic—foreign investment in America's real estate market.

Jennifer's guest for this episode is Beverly, a seasoned journalist and author who brings a unique perspective to the discussion. Beverly shares her journey into writing historical fiction novels set during the Great Depression and World War II, which ultimately led her to uncover the striking parallels between past events and the current foreign investment landscape.

The conversation delves into the concerning trend of foreign governments, particularly the Chinese Communist Party, acquiring vast amounts of American real estate. Beverly emphasizes that this is not a new phenomenon and highlights the potential risks and implications for American citizens.

Together, Jennifer and Beverly dissect the impact of foreign investment on housing, infrastructure, farmland, and even food security. They explore the challenges faced by smaller builders in competing with national builders and the need for a balanced approach to foreign investment.

Discover why it's essential to be aware of these developments, question the status quo, and engage in thoughtful discussions about preserving America's way of life. Jennifer and Beverly's candid conversation sheds light on an issue that affects us all and underscores the importance of staying informed.

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In this inspiring episode of the Jennifer J Hammond podcast, join Jennifer J Hammond, a licensed realtor, educator, speaker, and best-selling author, as she explores the concept of making wherever you live feel like your dream home. She's joined by special guest Cristina, an online coach, best-selling author, and business owner who shares her own powerful story of transitioning from her dream home to a new, unexpected chapter in her life.

Cristina's journey takes her from Miami to the small rural town of Taos, New Mexico, where she and her family find their dream home. However, life takes an unexpected turn when tragedy strikes, and she's faced with the challenge of moving to Santa Fe. She reveals the emotional process of letting go of her dream home and how she found a new perspective on happiness and fulfillment.

Throughout the conversation, Jennifer and Cristina discuss the importance of finding happiness in the present moment, embracing change, and shifting your perspective to see opportunities in discomfort. They also touch on the power of curiosity, the impact of choices, and the significance of being open to the unknown.

Join them on this heartfelt journey of resilience, growth, and empowerment. Discover how you can transform any place into a home that truly resonates with your heart.

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In this inspiring episode, Jennifer is joined by a remarkable guest, Shemeeka Baptist, who shares her incredible journey from growing up in the foster care system to overcoming adversity and achieving success. They discuss how Shemeeka transformed her challenging childhood into a story of resilience and strength.

Shemeeka's powerful story serves as a reminder that no matter the circumstances, there is always an opportunity to rise above and create a positive future. Join Jennifer and Shemeeka as they explore the importance of maintaining a positive attitude and using positive affirmations, especially in the ever-evolving real estate industry.

As they dive into the conversation, they also discuss the concept of "home" and why it's not just a physical space but a place filled with love and memories. Shemeeka shares her perspective on finding gratitude in having a roof over one's head and cherishing the moments that make a house a home.

If you're a real estate agent, investor, or anyone navigating the challenges of the real estate market in 2023, this episode is packed with valuable insights and tips to help you thrive. Tune in and get ready to embrace the power of a positive mindset and find joy in every day!

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In this episode of the Jennifer J. Hammond podcast, we dive into the fascinating world of Good Greek Moving with special guests Trent Wilson, Regional Sales Manager, and Chris Kaiser, Relocation Expert. Good Greek Moving is not your average moving company; they offer residential, commercial, and even unusual moves, like handling an entire airport hangar relocation!

Jennifer, a licensed realtor, educator, speaker, and bestselling author, invites Trent and Chris to discuss what sets Good Greek Moving apart in the moving industry. From guaranteed quotes to their extensive fleet of trucks and total relocation services, they cover it all.

Discover the story behind Good Greek Moving, founded by an immigrant with a mission to provide trustworthy and transparent moving services. Learn how they ensure clients' peace of mind through their superhero academy and commitment to professionalism.

If you're planning a move or interested in the moving industry's inside scoop, this episode is a must-listen. Tune in to find out why Good Greek Moving is your trusted partner in making moving day a breeze.

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Welcome to another inspiring episode of the Jennifer J. Hammond podcast! In this episode, Jennifer is joined by the dynamic Leo Simpson ii, a renowned speaker, leadership coach, business professional, and executive leadership expert. They dive deep into the art of mastering the construction of words and the power of clarity. Leo shares his journey from a young boy who found his voice to a successful professional who empowers others to navigate change and achieve significant results.

They explore the concept of family life and business life as teammates rather than opponents, debunking misleading beliefs and revealing accurate beliefs. Leo introduces the trilogy of transformation, guiding listeners through the process of achieving flow, fuel, and focus between family and business life. His insights offer a fresh perspective on achieving success while maintaining balance and harmony in every aspect of life.

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Tune in to the Jennifer J. Hammond podcast for an inspiring episode featuring retired US Army veteran Dagmar Torres. With over 24 years of leadership experience, Dagmar takes us through her remarkable journey, including her role in the 2001 NATO peacekeeping mission in Kosovo, where she earned a NATO medal.

Explore the challenges and lessons from Dagmar's military service, including her presence overseas during 9/11. Jennifer J. Hammond, the host, engages Dagmar in an empowering conversation, focusing on mentorship, dream realization, and overcoming challenges for success.

Discover Dagmar's insights as she transitions to real estate, passionately encouraging others to invest in the field. The episode also covers safety tips for real estate agents and the balance between financial growth and personal safety. Gain practical advice for excelling in real estate while staying prepared and vigilant.

Join us for an enriching conversation highlighting Dagmar's journey, her empowering messages, and her dedication to guiding others to success through mentorship and real estate opportunities.

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In this inspiring episode of the Jennifer J. Hammond podcast, our host sits down with the remarkable Sir Darren Jacqueline, a global speaker, entrepreneur, and philanthropist. Get ready to be uplifted as Darren shares his incredible journey from being a struggling student with learning disabilities to becoming a world-traveling entrepreneur who's impacting lives across the globe.

Discover Darren's Journey:
Darren starts by recounting his childhood experiences of being misdiagnosed with learning disabilities and navigating his way through a public school system that didn't see his potential. He shares his early entrepreneurial ventures, including his determination to create a better future for himself despite the obstacles.

The Power of Mindset:
Through genuine storytelling, Darren emphasizes how shifting his mindset was the turning point that changed his life. He recounts his encounters with guidance counselors who doubted his potential, but he used their skepticism to fuel his determination to travel the world, build companies, and make a significant difference.

The Magic of Goals:
Darren's journey is guided by setting goals and working with teams to achieve them. He highlights the importance of writing down goals for clarity and shares how he has set over 7,000 goals to steer his life in the direction he desires. He empowers listeners to embrace teamwork and creative problem-solving as the keys to achieving their dreams.

Overcoming Obstacles:
Jennifer and Darren discuss how financial struggles, self-doubt, and even a lack of integrity held him back for years. Darren's remarkable transformation, from homelessness to financial independence, serves as a testament to the idea that changing your thinking leads to changing your circumstances.

Climbing New Heights:
As an example of his goal-setting prowess, Darren talks about his recent accomplishment of summiting Mount Kilimanjaro, one of the tallest peaks in the world. He reveals how he conquered his disbelief and physically prepared himself to achieve this extraordinary feat.

Tune in to this episode for an enlightening conversation about resilience, mindset shifts, and the incredible power of setting goals to transform your life. Learn how to overcome adversity and turn your dreams into reality. If you're ready to be inspired and empowered, this episode is a must-listen!

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In this engaging podcast episode, Jennifer J. Hammond sits down with Eddie Wilson, a serial entrepreneur, real estate investor, and philanthropist, to discuss his remarkable journey from the world of television and radio to becoming a third-generation real estate investor and founder of impactful nonprofit organizations. Eddie shares his insights into navigating the world of entrepreneurship, including his experiences in selling TV shows, investing in real estate, and building a successful private equity firm.

As they delve into the real estate market's current state, Eddie sheds light on the prevailing misconceptions, explaining why it's crucial to differentiate between the perspectives of consumers and investors. Discover the hottest real estate markets, the potential of multifamily investments, and the role of private equity in shaping the industry.

The conversation takes a heartwarming turn as Eddie passionately describes his nonprofit ventures. He discusses Christian Media International (CMI) and Impact Others, organizations that blend faith-based values with impactful humanitarian efforts. With CMI, Eddie aims to provide hope and education through media to third-world countries, while Impact Others focuses on sustainable projects such as feeding centers, orphanages, clean water initiatives, and empowering communities through job creation.

Join Jennifer and Eddie as they explore the power of combining entrepreneurship with philanthropy, lifting others up, and making a lasting impact on communities around the world.

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Pamela Bardhi immigrated to the U.S when she was 5 Years old from Albania with her family. She started in small business at her family pizza shop in Boston when she was 10 years old. Pamela started two restaurants by the time she was 21 and shortly thereafter bought her first single family home to flip. She fell in love with real estate since then.

She's been featured in Time Magazine, Forbes, and among other major media outlets highlighting her 9 figure real estate career and achievements in Real Estate Development & Brokerage. Pam has sold, developed, or acquired over $100 Million in Real Estate Assets in the Boston, MA market over the last decade. Her educational background includes Stonehill College, Babson College & Harvard Business School.

Pamela is a serial entrepreneur and the founder of the Mosché Group, a real estate company comprising development, construction, and brokerage based in Boston, MA. She has recently released a podcast called "Underdog" which hit Apple Podcasts’ New and Noteworthy within 30 days of launching catapulting her show into the top 1% of podcasts. Pamela interviews guests from all walks of life to share their Underdog Story. Pamela is deeply passionate about helping empower others to follow their dreams and breaking through their Underdog story.”

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Mark Ritter
Mark Ritter is the CEO of MBFS and an expert in credit unions and business lending. His primary role at MBFS is overseeing the strategy of helping credit unions assist members with business needs and consulting with credit unions on planning the delivery of services to their membership.

In 2002, Mark started Members 1st Federal Credit Union’s business lending program as “one person and a desk” with no policies, products, staff, systems, or business members. That program grew to be one of the top ten in the nation.

In 2012, he took on the challenge of being the CEO of a business lending CUSO. Mark was the fifth CEO in five years for the organization, which lost money every month of its existence. Since joining MBFS, Mark increased the number of credit unions the CUSO services by over 8x, grew the revenue by , and 10x, and ensured positive cash flow every full year he’s been at the CUSO. More importantly, MBFS has helped countless credit union members gain the financing they need for business and investment needs.

Mark is a native of Berwick, PA in northeast Pennsylvania, where he was a member of his high school’s nationally ranked and state championship football team. After high school, Mark hung up his cleats to work for the Penn State Nittany Lions full-time as a student assistant while attending Penn State as an undergrad. During this time Penn State transitioned to the Big Ten and culminated in Penn State’s first Big Ten Championship and a trip to the Rose Bowl. Mark remains an avid Penn State supporter. Today Mark lives in Bucks County, PA outside of Doylestown with his wife and two teenagers.

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The Jennifer J. Hammond podcast features an interview with Ramzi's Sarkis, founder of J. Galt. Ramzi is a seasoned entrepreneur who has a compelling story about his discovery of the true nature of business credit. journey began at the age of 24 when he opened his first business—a gas station. As his business thrived, he approached his bank for a line of credit. To his surprise, they approved it but insisted on a personal guarantee. This puzzled him because he believed in separating personal assets from business assets, as any astute entrepreneur would.

Over the years, Ramzi expanded his business ventures, acquiring multiple gas stations and delving into various industries. However, no matter how successful his businesses became, he always had to personally guarantee loans, putting his personal assets at risk.

This realization sparked a quest for understanding. Ramzi pondered why CEOs of major corporations were never required to personally guarantee anything. He discovered a powerful tool that had been overlooked—the Employee Identification Number (EIN). While personal credit is built on Social Security numbers, business credit can be built using the EIN, separating personal and business assets effectively.

Ramzi's exploration also led him to the world of business credit bureaus. While most people are familiar with Dun & Bradstreet, he highlighted the importance of the two newer players—Experian Business and Equifax Business. These bureaus determine the business's creditworthiness, and having a strong presence with them is crucial.

Ramzi emphasizes the significance of corporate credit rather than just business credit. By establishing a C Corp, S Corp, or LLC, entrepreneurs can access corporate credit without the need for personal guarantees. This knowledge has the power to level the playing field and provide small businesses with the resources they deserve.

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Leigh Brown uses her decades of real estate experience to help everyone from early career to highly seasoned agent build (and rebuild!) their professional presence and confidence by helping them define and communicate their value proposition expertly.

Her goal is that each real estate agent who is a Realtor® member become an impactful presence in their community in the process.

She knows today’s agents and brokers face an unprecedented amount of pressure to stand out in a competitive market; she also knows that the security to build and maintain solid client relationships starts with one step: Just Say Hi. Through a systemized process to identify and define your value, Leigh gives agents and brokers the confidence and tools to reach greater heights in their chosen career.

A best-selling author of three powerful business books, Leigh excitedly shares her expertise with anyone looking for ways to ignite their passions and create the outcomes they want.

Leigh’s mission is helping others. She’s got the grit and passion to motivate everyone around her to strive for more.

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Lane Kawaoka is a real estate investor and entrepreneur known for his expertise in passive real estate investing. Born and raised in Hawaii, Lane discovered his passion for real estate while working as a construction engineer. Despite following the traditional path of higher education and a steady job, Lane realized that the conventional approach to building wealth was not fulfilling for him.

In 2009, Lane took a leap of faith and began renting out his own home, quickly realizing the financial benefits of passive income through real estate. This initial success sparked his interest in real estate investing and propelled him on a journey to achieve financial freedom.

Lane's unique perspective on wealth building emphasizes the importance of living where you want and making decisions based on the numbers. He believes in optimizing one's highest and best use of time, especially for professionals like doctors, lawyers, engineers, accountants, and pharmacists who may not enjoy their day jobs. Lane encourages individuals in such careers to invest passively in real estate as a means to generate income and build wealth outside of their primary professions.

With his engineering background, Lane brings a methodical and analytical approach to real estate investing. He has grown his portfolio to include over 4,000 units and has become a leading expert in syndications and private placements. Lane's success lies in his ability to leverage the power of passive investing, allowing him to step away from the day-to-day operations and focus on his financial independence and personal growth.

Lane is passionate about sharing his knowledge and experiences with others, aiming to empower individuals to take control of their financial futures. He is a sought-after speaker, educator, and mentor, providing valuable insights on passive real estate investing and wealth building strategies. Lane's authenticity and commitment to helping others distinguish him from the "fake gurus" in the industry, as he truly believes in the power of real estate to create long-term financial stability and freedom.

In addition to his real estate endeavors, Lane is an advocate for living a balanced and fulfilling life. He values spending quality time with his family and encourages others to design their lives in a way that aligns with their personal goals and values. Lane's journey serves as an inspiration to those seeking to break free from the traditional mold and forge their own path to financial independence and happiness.

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The Jennifer J. Hammond podcast features an interview with Mark a short-term rental and Airbnb expert who runs a property management company in Canada with his wife, Kirsten.

They got into short-term rentals by accident after purchasing a house with a basement apartment. They started renting out the basement apartment on Airbnb after experiencing some good and bad long-term renters.

They eventually bought a second house and turned it into a duplex, renting out both units on Airbnb.

Due to the conservative nature of banks in Canada towards self-employed entrepreneurs, they started a property management company to manage other people's Airbnb properties.

Mark and Kirsten also have a background in other businesses, and during the pandemic, they decided to expand their Airbnb business by offering virtual experiences.

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Brett Miller is a retired Army officer and a management consultant by training. 

He is passionate about helping veterans and has been involved with the veteran community since 2006. 

He worked on a project to help veterans exposed to toxins in the environment and spent seven years putting together programs that culminated in a peer-reviewed study published in the Military Science Journal.

He was also part of a founding board established by the VA in 2015 called the Community Veterans Engagement, whose job is to improve outcomes for veterans.

Brett is on the board in Pinellas County, Florida, which was one of the first 10 in the United States. The board assembles community leaders from each of the areas that the VA operates in, with the aim of improving outcomes for veterans.

They focus on building collaborations in the community, with one of their most successful partnerships being between the VA and Feeding Tampa Bay, a chapter of Feeding America, to provide food to food-insecure families. About half of the program's participants leave the program because they now learn how to shop, eat, and take better care of themselves.

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Having been in all roles of Ex-Pat relocation, Immigration and EB-5 Plan B and alternatives to the long, expensive and tedious process of attaining residency in the US, Canada and other countries, Commercial Real Estate and Investing since early 1990's, her work has taken her all over the world. As a educator and keynote speaker for CBI and RBI Programs, real estate investing, real estate educating, cryptocurrency conferences, and so many more, Evie have worked with the accredited investors to the beginning real estate aspiring student. She taught with the Rich Dad Poor Dad organization until 2014, mentored many wanting to get a second residency and/or citizenship and have personally invested in multiple states in the US and Central America.

Her focus since 2012 has been primarily in Panama Central America with opportunities becoming very aggressive.Anyone interested in investing in Real Estate Internationally and/or becoming a ex-pat to relocate from any country in the world to Panama are elated when finding the friendly and welcoming environment offered in Panama for multi-national companies to the individual home buyer as well as the RBI or CBI program . With the expansion of the Panama Canal in June 2016, the growth is exponential in all areas from banking, economy, housing, real estate and business opportunities.

Her recent journey over the last six years has taken me into opportunities in PANAMA. She travel yearly to multiple countries from Scotland, London, Belize, Columbia, Mexico, Dominican Republic, Canada, Vietnam, South Korea & the US assisting those wanting to diversify their real estate portfolio & relocate to a new country.

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The Jennifer J. Hammond podcast features an interview with Mark Martukovich, a managing partner of Business Advisory and Accounting partners who focuses on working with small business owners and real estate investors.

Mark is also a real estate investor himself and has owned several commercial and residential properties. The discussion revolves around the tax implications for rental property owners and some of the common misconceptions that new investors have regarding tax implications.

Mark explains that although real estate is a great tax shelter and investment for building wealth, rental income is not tax-free, and there are limitations on deducting rental income against ordinary income.

Mark emphasizes the importance of having a good advisor to navigate through the tricky tax rules and limitations.

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The Jennifer J. Hammond podcast features an interview with Aaron Bradley, a mortgage expert with Blue Gray, discussing Rent to Own Programs. Bradley defines Rent to Own as a bridge program for those who are not yet ready for homeownership. Companies such as Divvy, Landis, and Home Partners of America buy a home upfront for the buyer, sometimes with a 3% fee added on. However, the rent paid on the home may be higher than the market rent for a similar-priced home. The timeframe for the program may also vary, with some requiring the buyer to purchase the home no matter what. Bradley advises potential buyers to consider if they will earn more money or be able to save up while renting and if the housing market is stable or if the home may lose value. Overall, Bradley's goal is to help people solve problems and find a home that is the right fit for them.

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Florida licensed attorney since 1998, practicing in the areas of commercial and residential closings.

In 2001, Shawn worked for a firm specializing in representing lenders in residential foreclosures, evictions, bankruptcy and title insurance issues.

In 2004, formed Shawn M. Yesner, P.L. to protect homeowners and real estate investors in all aspects of foreclosure and bankruptcy.

Shawn recently left the practice to again go on my own and provide individualized service to my clients and referral sources.

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Jason Avery is the President / CEO of Avery Construction, a State Certified General Contractor. They remodel Kitchens and Bathrooms, they build New Room Additions, and they do light Commercial Build-outs… all throughout the Greater Tampa Bay Area.

Founded in 2011, within the first 5 years he built a team of 35 people, completing more than 3.5 Million per year in Renovations. Jason positioned himself to work ON his business, instead of IN his business and more than 45% of the their business comes from referrals.

Jason is a trainer for both, Business Networking International and Asentiv, teaching business owners and managers about Networking, Referral Generation, Power-Teams, and Behavioral Styles. He is the author of the #1 Best Selling book: Constructing Success – Blueprints for a Referral Based Business. He is now using his knowledge and experience to consult and advise General Contractors, Tradesmen, Architects, and Interior Designers on how to grow their businesses by referral.

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Jennifer Hammond speaks with expert Tom Scarda about Is Franchising Right for You? Can you Pandemic Proof your business or is that a fool's errand?Another topic discussed: Are you Wondering if you have what it takes to be a successful franchisee? Ask yourself these questions and find out if you have the specific attributes to launch and grow a profitable franchise business. Questions to consider include: do you have a customer-focused mindset? In addition, are you able to set and achieve specific goals? Also, do you enjoy taking control of situations and managing others? Do you thrive on achieving results? So, why listen to Tom? Tom failed in a franchise. That is why you need to talk with him. Easily avoid the mistakes he made. Tom is now a nationally recognized small business and Certified Franchise Expert (CFE), motivator and dynamic speaker. Tom has authored three books: Franchise Savvy, The Road to Franchise Freedom and The Magic of Choosing Uncertainty: How to Manage Change, Embrace Fear and Live a Fulfilled Life. 30 years ago, searching for his inner drive, Tom left college and submerged himself in the motorcycle underworld in lower Manhattan. This made his mother worry. It was the first time Tom chose uncertainty over the status quo. After four years of life in the outlaw motorcycle subculture in NYC, Tom got a haircut, took a shower and landed a respectable job in the New York Subway system. After more than 13 years in the subway Tom became frustrated with the bureaucracy and politics. So he quit his job and left his pension behind to pursue his dreams of business ownership. This also made his mother worry. In 2000, he purchased a smoothie franchise, which he built into three units and sold five years later for a considerable profit. He was the #1 franchisee of the year in Maui Wowi Smoothies in 2002. He purchased a second franchise in 2006 called Super Suppers and failed miserably in that franchise concept. The lessons he learned from failure is what makes him such an expert. Tom has owned and operated both franchised and non-franchised businesses and has years of knowledge and wisdom to share with you. For more information, please contact Jennifer J Hammond at www.jenniferjhammond.com or https://www.jennifersclass.com/first-time-hm-buyer-purchase you can learn about grants for down payments and the home buying process from Jennifer J Hammond or if you are interested in real estate investing go to www.realestateinvestingsummit.com WOW! so much to learn! so fun! YAY!

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Richard Ficca, owner of Florida Coastal Insurance Agency,

Rich is a friend, referral partner, and mentor.Rich has built a multi-million dollar insurance company. He's been in the insurance industry for over 21 years, 15 of that as an instructor for other insurance agencies. Rich is also an insurance agency valuation expert.

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Jason Avery is the President / CEO of Avery Construction, a State Certified General Contractor. They remodel Kitchens and Bathrooms, they build New Room Additions, and they do light Commercial Build-outs… all throughout the Greater Tampa Bay Area.

Founded in 2011, within the first 5 years he built a team of 35 people, completing more than 3.5 Million per year in Renovations. Jason positioned himself to work ON his business, instead of IN his business and more than 45% of the their business comes from referrals.

Jason is a trainer for both, Business Networking International and Asentiv, teaching business owners and managers about Networking, Referral Generation, Power-Teams, and Behavioral Styles. He is the author of the #1 Best Selling book: Constructing Success – Blueprints for a Referral Based Business. He is now using his knowledge and experience to consult and advise General Contractors, Tradesmen, Architects, and Interior Designers on how to grow their businesses by referral.

#podcast

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Richard Ficca, owner of Florida Coastal Insurance Agency, Rich is a friend, referral partner, and mentor. Rich has built a multi-million dollar insurance company. He's been in the insurance industry for over 21 years, 15 of that as an instructor for other insurance agencies. Rich is also an insurance agency valuation expert.

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Jason Avery is the President / CEO of Avery Construction, a State Certified General Contractor. They remodel Kitchens and Bathrooms, they build New Room Additions, and they do light Commercial Build-outs… all throughout the Greater Tampa Bay Area. Founded in 2011, within the first 5 years he built a team of 35 people, completing more than 3.5 Million per year in Renovations. Jason positioned himself to work ON his business, instead of IN his business and more than 45% of the their business comes from referrals. Jason is a trainer for both, Business Networking International and Asentiv, teaching business owners and managers about Networking, Referral Generation, Power-Teams, and Behavioral Styles. He is the author of the #1 Best Selling book: Constructing Success – Blueprints for a Referral Based Business. He is now using his knowledge and experience to consult and advise General Contractors, Tradesmen, Architects, and Interior Designers on how to grow their businesses by referral.

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Gavin Frye

Gavin's 30+ years experience as a seminar leader, and as a licensed therapist and facilitator, were highly supportive in the curriculum development for Passion Spark. He has two Master’s degrees, one in counseling and one in education. He has been a guiding light and deeply engaged consultant during the development of Passion Spark Retreat Workshop. A key Specialty of Gavin’s is supporting individuals in career and life transitions with an emphasis on passion and creativity. He served on the faculty at the University of Santa Monica and co-facilitated their Master’s Degree Program in Spiritual Psychology for 16 years. He is well-known designer and facilitator of workshops, including Discovering and Creating Your Life’s Work, Sacred Passages, and Guiding Your Family From the Wisdom of the Heart.

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Florida licensed attorney since 1998, practicing in the areas of commercial and residential closings. In 2001, Shawn worked for a firm specializing in representing lenders in residential foreclosures, evictions, bankruptcy and title insurance issues. In 2004, formed Shawn M. Yesner, P.L. to protect homeowners and real estate investors in all aspects of foreclosure and bankruptcy. Shawn recently left the practice to again go on my own and provide individualized service to my clients and referral sources.

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Shawn Barklow Expert in helping you make better connections, whether with yourself or others.

Helping your business increase connections, retention and referrals! at send out cards and greener still

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Derrick Chappell As a professional who has traveled the world and professionally worked with a wide diversity of people Derrick Chappell prides himself in ability to communicate and skillfully listen to his clients from with various backgrounds. His knowledge, charisma and drive have consistently kept him ranked among the top sales associates in his profession. As a former Air Force Paralegal his ability to adapt, think quickly and “read the fine print” is a skill that his clients can appreciate. Derrick does have a special place in his heart for first time home buyers and helping them achieve their dream of owning their own home. In addition, his passion for sales and tough negotiations makes him a natural magnet for investors alike. His listening skills are phenomenal and his desire to get things done right the first time is unwavering. You can find Derrick during his spare time on the golf course or hanging out at the beach with friends and family.

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Brandon Faust Owner of Mold Solutions USA Experienced Executive with a demonstrated history of working in the environmental services industry. Skilled in Air Quality Assessment, Sales, Sales Management, Human Resource Consulting. Strong operations professional. Certified and Licensed Mold Assessor and Remediator focused in Indoor Air Quality from National Organization for Remediators and Mold Inspectors.

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For further information go to: www.jenniferjhammond.com Shawn Barklow Expert in helping you make better connections, whether with yourself or others. Helping your business increase connections, retention and referrals! at send out cards and greener still

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Dr. Vicki Matthews is an author, teacher, and naturopathic physician passionate about re-establishing balance at all levels of life. She has been an outspoken advocate for alternative healing and spiritual pursuits most of her adult life and has appeared as a guest on The Oprah Winfrey Show twice to share aspects of this message. She is also the author of the award-winning novel, The Goddess Letters, which addresses cultural imbalances in our world.

In addition to her Naturopathy degree, Vicki also has a BA in Psychology and an MBA in Consumer Behavior from the University of Chicago. Vicki runs a busy private practice emphasizing energy medicine, teaches globally, and writes, writes, writes.

A charismatic speaker, she has been described as “the rare teacher whose style embodies her passion, knowledge, and expertise.”

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Irina is a Spiritual Self-Awareness Mentor helping people find permanent relief from money worries, struggles, fears and feeling of not enough. Irina teaches how to achieve both soul satisfaction and financial security without having millions in the bank by increasing self-awareness and changing consciousness.

Irina holds 3 Master’s degrees, including M.A. in Counseling. She is extensively trained in spiritual studies and hypnosis and has more than 20 years of professional experience in successfully working with American and international clients.

Irina has appeared as a guest expert on numerous radio shows. She is an author of 4 books, a co-author of a best-seller and a recipient of 2 entrepreneurial awards.

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NANCY ORLEN WEBER is a psychic who was instrumental in helping catch a serial killer. She has since worked with law enforcement on a wide variety of cases. She was profiled on the SyFy Channel’s “Paranormal Witness: Through the eyes of a Killer.”

Rev. Nancy Orlen Weber, R.N., is a psychic, medium, medical intuitive, animal communicator, healer, minister, president and co-founder of the Holistic Alliance International, a nonprofit educational organization, www.holisticalliance.org.

She is the publisher of a quarterly journal CONSCIOUS LIVING, songwriter, poet, illustrator and author of Psychic Detective, an account of her work with crime and with animal rescue.

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Karen Teller, M.B.A., worked in a male-dominated manufacturing industry that was slow to accept and appreciate the talents and skills of women. She successfully navigated her career and built friendships and alliances while handling awkward situations.

As the CEO of an award-winning brand marketing and public relationships firm, Elaine Lyerly served clients in a diverse array of industries. She has experienced many inappropriate situations and learned how to deal with them while achieving success.

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Charles Chadwick
Charles Chadwick has two college degrees, but he also learned a trade before going to college. Learning a trade can add more value in today’s very competitive job market. His trade experience/employment even helped him pay off his student loans! Charles’ journey was completed unconsciously, but he gained some life lessons. He now writes books to help/guide others on their life endeavors. He teaches people how to cut college by 40% and how to obtain work experience to survive even during a pandemic! He represents how the trade industry gives life earning skills versus the student loans that college leaves students with a lifetime worth of debt/bills! He also has international traveling experiences working and living overseas.

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Vince Warnock is an award-winning Marketing and Visibility coach, author and host of the Chasing the Insights podcast.

Hailing from New Zealand, Vince is an ex-radio announcer with 20+ years in marketing. Vince has been presented with numerous awards including being included in the Fearless50, a program designed by Adobe to recognize the top 50 marketers in the world who drive bold, fearless marketing and digital transformation.

Previously the CMO at Cigna, Vince has founded multiple companies including Common Ledger and the Chasing the Insights Academy where he empowers entrepreneurs and business owners to get seen and grow an impactful and profitable business they can be proud of.

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Samantha finished school at age 16 years and commenced studying medicine at The University of Adelaide. Driven to take on challenges, she became the first woman in South Australia to complete the adult Urological Surgical training program despite physical limitations from congenital hip dysplasia.

Whilst training in urology, Samantha saw a need for a greater focus on incontinence treatments for women and a need for specialised care. Her vision was to establish a sub-specialty practice bringing the best treatments available to the women of South Australia. She became the first urologist in Australia to exclusively specialise in female and functional urology, establishing Continence Matters in 2002, subsequently building her single surgeon practice into a Centre of Excellence.

Dr Pillay has served on numerous National and State boards and committees, including; Chair of the Female Urology Special Advisory Group for the Urological Society of Australia and New Zealand from 2007 to 2013. Samantha has devoted her career as a surgeon to treating incontinence, reducing the stigma, and educating doctors, health professionals and the community.

Samantha was a nominee for the SA Australian of the Year 2022.

She is a single mother, surgeon, running a business and a household, who enjoys writing in her spare time.

She is the author of seven books, including two Amazon No1 Bestsellers:

---- The No Recipe Cookbook - a cookbook for people who don't cook.

---- When I'm a Surgeon - Book One in the Inspirational Careers for Kids picture book series.

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For over 25 years, Merrill Chandler, a co-founder of Lexington Law Firm, has been the pointy-edge-of-the-spear regarding the education of Borrowers in how to improve their borrowing opportunities and success.

During that time, Merrill developed a process to optimize personal and business credit profiles to improve a borrower’s “Fundability.” Based upon this concept, he founded GetFundable.com to deliver his revolutionary technology to entrepreneurs, business owners, and real estate investors who want easy, no-hassle, approvals.

In 2016, Merrill met with FICO CEO, Will Lansing, to review the impact GetFundable.com optimization technology was having on a borrower’s “fundability.” As a result of that meeting, Merrill was authorized to meet with FICO’s Score Development Teams. After signing a non-disclosure agreement, Merrill was able to quiz FICO developers about their credit profile metrics so that he could better assist borrowers in accomplishing their funding needs. Merrill and members of his team have been to every FICO World Conference since then with a commitment to continually improve Fundability Optimization and significantly improving Borrower’s funding approvals.

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Mikki has written and spoken about educational marketing presentations for clients, seminars for real estate professionals and most recently her new book IN A HEARTBEAT--The Miracle of a Family that was Meant to Be.

Mikki is a versatile leader and manager with a consistent track record of taking companies to the next level through marketing, strategic planning, business/sales coaching, training, and team empowerment. Well-connected individual with expert business building, recruiting, consulting and public speaking skills, a network of contacts worldwide, and a gift for influencing others and gaining cooperation. Diverse career spans multiple industries, successful entrepreneurship, and a strong background in publishing and real estate. A community leader who founded and held executive roles within various organizations.

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Sonja is a suicide survivor. She is a mental health advocate, keynote speaker, and author. Her memoir, An Impossible Life, is an Eric Hoffer Grand Prize Winner. Sonja has traveled the country speaking with Fortune 500 companies, not-for-profit organizations, government officials, advocacy groups, and media outlets about the importance of mental health. She has been an op-ed contributor in such publications as The Washington Post, The Hill, Ms. Magazine, Kevin M.D., NAMI (National Alliance Mental Illness), Oprah Daily, and others. Sonja is a member of Newsweek Expert Forum.

Sonja’s mental health advocacy work includes drug addiction recovery programs, homeless shelters, firefighters, police officers, veterans, women’s prisons, and others. Oprah Winfrey joined one of Sonja’s mental health book clubs’ discussions at Central California Women’s Facility, the largest women’s prison in the world.

She has been interviewed more than fifty times on local and national news, including CBS This Morning, about the importance of raising mental health awareness. Sonja has had the privilege of sharing her story and message of hope with millions of people. She is passionate about helping individuals and organizations create open and inclusive conversations around mental health.

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Dr. Thomas Hemingway, MD is a Emergency Medicine Specialist in Lihue, HI and has over 20 years of experience in the medical field. He graduated from University Of California, San Diego, School Of Medicine medical school in 2002. He is affiliated with Wilcox Health. His office is not accepting new patients.

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Debbie Peterson is the former mayor of Grover Beach, Calif. She is the host of the new weekly podcast "The Corruption Chronicles" and is the author of three other books: Local Government 101; How to Beat City Hall; and 365 Ways of Good Govern-ers. Her businesses have included retail cafes, specialist bakeries, a trucking company, and distribution outlets in Scotland and London that grew to 95 employees and $7 million in annual sales in 1992. She studied journalism, radio-TV, and public relations at California State University, Fresno, and the University of Idaho.

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For further information go to: www.jenniferjhammond.com Maria Quattrone is an entrepreneur, real estate expert, investor, speaker, philanthropist, and Owner/CEO of Maria Quattrone and Associates & RE/MAX @ HOME and Owner/CEO of Motto Mortgage Expert Solutions. Maria has over 25 years of sales, marketing, and branding experience. She is a proud Philadelphia native and Temple University graduate.

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For further information go to: www.jenniferjhammond.com For over 25 years, Merrill Chandler, a co-founder of Lexington Law Firm, has been the pointy-edge-of-the-spear regarding the education of Borrowers in how to improve their borrowing opportunities and success. During that time, Merrill developed a process to optimize personal and business credit profiles to improve a borrower’s “Fundability.” Based upon this concept, he founded GetFundable.com to deliver his revolutionary technology to entrepreneurs, business owners, and real estate investors who want easy, no-hassle, approvals. In 2016, Merrill met with FICO CEO, Will Lansing, to review the impact GetFundable.com optimization technology was having on a borrower’s “fundability.” As a result of that meeting, Merrill was authorized to meet with FICO’s Score Development Teams. After signing a non-disclosure agreement, Merrill was able to quiz FICO developers about their credit profile metrics so that he could better assist borrowers in accomplishing their funding needs. Merrill and members of his team have been to every FICO World Conference since then with a commitment to continually improve Fundability Optimization and significantly improving Borrower’s funding approvals.

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For further information go to: www.jenniferjhammond.com For over 25 years, Merrill Chandler, a co-founder of Lexington Law Firm, has been the pointy-edge-of-the-spear regarding the education of Borrowers in how to improve their borrowing opportunities and success. During that time, Merrill developed a process to optimize personal and business credit profiles to improve a borrower’s “Fundability.” Based upon this concept, he founded GetFundable.com to deliver his revolutionary technology to entrepreneurs, business owners, and real estate investors who want easy, no-hassle, approvals. In 2016, Merrill met with FICO CEO, Will Lansing, to review the impact GetFundable.com optimization technology was having on a borrower’s “fundability.” As a result of that meeting, Merrill was authorized to meet with FICO’s Score Development Teams. After signing a non-disclosure agreement, Merrill was able to quiz FICO developers about their credit profile metrics so that he could better assist borrowers in accomplishing their funding needs. Merrill and members of his team have been to every FICO World Conference since then with a commitment to continually improve Fundability Optimization and significantly improving Borrower’s funding approvals.

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For further information go to: www.jenniferjhammond.com For over 25 years, Merrill Chandler, a co-founder of Lexington Law Firm, has been the pointy-edge-of-the-spear regarding the education of Borrowers in how to improve their borrowing opportunities and success. During that time, Merrill developed a process to optimize personal and business credit profiles to improve a borrower’s “Fundability.” Based upon this concept, he founded GetFundable.com to deliver his revolutionary technology to entrepreneurs, business owners, and real estate investors who want easy, no-hassle, approvals. In 2016, Merrill met with FICO CEO, Will Lansing, to review the impact GetFundable.com optimization technology was having on a borrower’s “fundability.” As a result of that meeting, Merrill was authorized to meet with FICO’s Score Development Teams. After signing a non-disclosure agreement, Merrill was able to quiz FICO developers about their credit profile metrics so that he could better assist borrowers in accomplishing their funding needs. Merrill and members of his team have been to every FICO World Conference since then with a commitment to continually improve Fundability Optimization and significantly improving Borrower’s funding approvals.

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For further information go to: www.jenniferjhammond.com For over 25 years, Merrill Chandler, a co-founder of Lexington Law Firm, has been the pointy-edge-of-the-spear regarding the education of Borrowers in how to improve their borrowing opportunities and success. During that time, Merrill developed a process to optimize personal and business credit profiles to improve a borrower’s “Fundability.” Based upon this concept, he founded GetFundable.com to deliver his revolutionary technology to entrepreneurs, business owners, and real estate investors who want easy, no-hassle, approvals. In 2016, Merrill met with FICO CEO, Will Lansing, to review the impact GetFundable.com optimization technology was having on a borrower’s “fundability.” As a result of that meeting, Merrill was authorized to meet with FICO’s Score Development Teams. After signing a non-disclosure agreement, Merrill was able to quiz FICO developers about their credit profile metrics so that he could better assist borrowers in accomplishing their funding needs. Merrill and members of his team have been to every FICO World Conference since then with a commitment to continually improve Fundability Optimization and significantly improving Borrower’s funding approvals.

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Diana L. Howles, MA is an award-winning speaker, global virtual facilitator, and master trainer who brings 25 years of experience in the talent development field. A virtual training expert, she has designed and facilitated live online and blended learning programs for organizations since 2000 in more than a dozen countries. As a professional speaker, she has addressed hundreds of audiences, and has trained Fortune 100 and 500 companies, government agencies, and academic institutions on a variety of professional business skills. Currently, she is CEO and co-owner of Howles Associates. Her learning and development articles have appeared in publications such as TD, Learning Solutions, Training, and trainingmag.com, and she is author of the book, Next Level Virtual Training (2022). Diana earned her master’s degree from Colorado State University and is a frequent presenter at in-person and virtual international and national conferences.

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I'm Dana Golden A Certified Family Recovery Coach (NCFRC) and Recovery Coach (NCRC), author, and advocate for those that have a loved one struggling with substance use. Growing up as a child in a household of addiction, I quickly learned the coping mechanisms required to endure in such an environment. For years, I repeated the same patterns of denial, shutting down, enabling and codependency in relationships with other substance use disorders. Ultimately, I turned inward and focused on recovery for myself, in order to find purpose and happiness once more. Even with my vast personal experience, recovery did not come easily. I found myself filled with anger, resentment, and anxiety. Through my relationship with a partner suffering with substance use disorders, I came to see just how deeply affected I was by my loved one’s addiction. And through great introspection, I realized I could no longer blame others for my situation. The responsibility to create the life I envisioned belonged to me and me alone.

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Chris Shaver
Chris Shaver is the author of the upcoming book “Marriage Cure.” He is also the developer of The Marriage Cure Program that provides couples with an accurate, unbiased, and articulate way to see their personality differences and get a research-proven way to stop fighting and restore their love. Chris has 10-years’ experience as a “married-couple mind-reader” uniquely interpreting a professional-grade assessment to reveal the behaviors couples absolutely need from each other – and those they really need to avoid – to stay happy and in love.

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Cecil Harris has written on sports for The New York Times, the New York Daily News, Newsday, the New York Post, The (Raleigh, NC) News & Observer, The Indianapolis Star, The Sporting News, The Hockey News, the Associated Press, and USA Today. He has covered major events such as the 1996 Olympics in Atlanta, baseball’s playoffs and World Series, the NBA Finals, Stanley Cup playoffs, college basketball’s Final Four and national championship game, tennis’s U.S. Open and WTA Championships, college football, boxing, soccer, and track and field. He appeared in the CBS documentary, "Althea & Arthur", about tennis Hall of Famers Althea Gibson and Arthur Ashe; the documentary, "A Perfect Match", about Gibson and her Wimbledon doubles partner Angela Buxton; and the hockey documentary, "Soul on Ice".

Cecil’s fourth book, "Different Strokes: Serena, Venus, and the Unfinished Black Tennis Revolution", was published in 2020 by University of Nebraska Press. His previous books are "Breaking the Ice: The Black Experience in Professional Hockey" (2004); "Call the Yankees My Daddy" (2005); and "Charging the Net: A History of Blacks in Tennis from Althea Gibson and Arthur Ashe to the Williams Sisters" (2007). He also contributed a chapter to the anthology, "African Americans and Popular Culture" (2008). He graduated summa cum laude from Fordham University with a Bachelor of Arts degree in media studies. He lives in Yonkers, New York. 

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www.jenniferjhammond.com LIZ H KELLY is Goody PR Founder, and an Award-Winning Author (“8-Second PR”), Podcast Host (8-Second Branding), and Goody Business Book Awards Founder, who is passionate about magnifying brands and experts! Prior to starting her own PR agency, Kelly worked as a senior executive at mySpace, Paramount Pictures, and LA startups. With 15+ years of experience, Kelly’s booked thousands of media for clients, including the TODAY Show, CNN, BBC World News, PBS, FOX Business, TIME, The Chicago Tribune, The Wall Street Journal, NPR, hundreds of local TV interviews, podcasts and more. Kelly is also a Digital Marketing Instructor for UCLA Extension, Johns Hopkins University Carey School of Business Alumni, Goody Awards Founder, Columnist (Huffington Post, Red Carpet Report), and autism advocate. Liz is grateful to have her work and books featured on CNN, Lifetime, USA Today, Investor’s Business Daily, BBC Radio and 500+ more media hits. Follow @LizHKelly

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For further information go to: www.jenniferjhammond.com David Randolph’s story begins like a lot of successful entrepreneurs – with a leap of faith. After earning a BS in Chemical Engineering & a MS in Computer Science, David retired from a successful corporate job at age 42 to help homeschool his kids through high school. But after they went off to college with full-ride scholarships, David asked himself, what’s next? On a whim, David and his wife attended a three-day real estate conference and everything changed – he was hooked. He fell in love with real estate and saw real possibilities transform his financial situation. David wanted to start making large profits as an investor in real estate so he could live independently of the stock market, mutual fund investments, and most importantly, leave a legacy to his children. David became an avid student of real estate. He invested in courses, conferences, seminars, and more. But it wasn’t until he figured out we could flip and sell houses that he saw everything click. He started making $30K profit on a house, then $40K, then $60K and now David consistently makes $50K – $150K profit in both rehabs and wholesales on houses. David cracked the code and now, his properties and real estate were working for him! David’s extensive knowledge and unparalleled success in the area of buying houses, rehabbing houses, selling houses fast is what makes David one of the United States’ most sought-after Short Sale and Rehab experts. That’s why he’s shifted his focus to become a Short Sale Coach, Rehab Educator and Real Estate Investor. He’s seen the power of real estate’s ability to create wealth, security, and opportunity in his own life and we want the same for you. David’s biggest passions are procedures, profits, and people. As the CEO and Founder of Investor Short Sale Profits, he helps people of all walks of life, leverage the power of tangible real estate tools so they can stop worrying about their future, and start enjoying the lives of their dreams.

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For further information go to: www.jenniferjhammond.com David Randolph’s story begins like a lot of successful entrepreneurs – with a leap of faith. After earning a BS in Chemical Engineering & a MS in Computer Science, David retired from a successful corporate job at age 42 to help homeschool his kids through high school. But after they went off to college with full-ride scholarships, David asked himself, what’s next? On a whim, David and his wife attended a three-day real estate conference and everything changed – he was hooked. He fell in love with real estate and saw real possibilities transform his financial situation. David wanted to start making large profits as an investor in real estate so he could live independently of the stock market, mutual fund investments, and most importantly, leave a legacy to his children. David became an avid student of real estate. He invested in courses, conferences, seminars, and more. But it wasn’t until he figured out we could flip and sell houses that he saw everything click. He started making $30K profit on a house, then $40K, then $60K and now David consistently makes $50K – $150K profit in both rehabs and wholesales on houses. David cracked the code and now, his properties and real estate were working for him! David’s extensive knowledge and unparalleled success in the area of buying houses, rehabbing houses, selling houses fast is what makes David one of the United States’ most sought-after Short Sale and Rehab experts. That’s why he’s shifted his focus to become a Short Sale Coach, Rehab Educator and Real Estate Investor. He’s seen the power of real estate’s ability to create wealth, security, and opportunity in his own life and we want the same for you. David’s biggest passions are procedures, profits, and people. As the CEO and Founder of Investor Short Sale Profits, he helps people of all walks of life, leverage the power of tangible real estate tools so they can stop worrying about their future, and start enjoying the lives of their dreams.

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For further information go to: www.jenniferjhammond.com Known by many as the Tax Lady, she is often described as one of the most engaging, fun and informative teachers and lecturers in the Greater D.C. Metropolitan Region. Linda de Marlor is revered all over the region for her intricate tax knowledge and fun-filled approach to taxes. She has been a prominent figure in the area since the 80’s and was speaking regularly on local T.V. and radio stations. She has appeared on C-Span and regularly teaches for various real estate offices and professional organizations throughout the region.

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For further information go to: www.jenniferjhammond.com Known by many as the Tax Lady, she is often described as one of the most engaging, fun and informative teachers and lecturers in the Greater D.C. Metropolitan Region. Linda de Marlor is revered all over the region for her intricate tax knowledge and fun-filled approach to taxes. She has been a prominent figure in the area since the 80’s and was speaking regularly on local T.V. and radio stations. She has appeared on C-Span and regularly teaches for various real estate offices and professional organizations throughout the region.

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For further information go to: www.jenniferjhammond.com Who is John Lee? John Lee has 25+ years of experience in unique, unconventional real estate investing. He’s an expert at turning $200 into $2,000 with about 2 hours worth of work. He has a way of making owner financing easy for you. John continually promotes education as the very best investment you can make in yourself. He has a way of sharing, what can be, complicated investment strategies, that he has simplified for you. Lee is constantly sharing education with others that DOES NOT BREAK the BANK! This is apparent in all he shares, including his podcast and live events.

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For further information go to: www.jenniferjhammond.com Who is John Lee? John Lee has 25+ years of experience in unique, unconventional real estate investing. He’s an expert at turning $200 into $2,000 with about 2 hours worth of work. He has a way of making owner financing easy for you. John continually promotes education as the very best investment you can make in yourself. He has a way of sharing, what can be, complicated investment strategies, that he has simplified for you. Lee is constantly sharing education with others that DOES NOT BREAK the BANK! This is apparent in all he shares, including his podcast and live events.

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For further information go to: www.jenniferjhammond.com With 25+ years in the mortgage business, Scott has been blessed to experience all facets of this industry. He know the challenges that come with being a good spouse, a good parent, a good loan officer as well as good manager, all while continuing to grow this business. He understand the importance of having the tools, resources, people and the culture necessary to be the best you can be. That is one of the reasons that he chose SecurityNational Mortgage Company (SNMC – dba SN Mortgage Company). The company’s core values, resources and business model fit his vision for my teams while offering the support and tools I need to foster the Mid-Atlantic Region dream team. SNMC offers a dynamic suite of top quality, common sense mortgage solutions including - Conventional, Government, Non-Agency, Jumbo, Construction, Investment, Down Payment Assistance Grants and more.

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For further information go to: www.jenniferjhammond.com With 25+ years in the mortgage business, Scott has been blessed to experience all facets of this industry. He know the challenges that come with being a good spouse, a good parent, a good loan officer as well as good manager, all while continuing to grow this business. He understand the importance of having the tools, resources, people and the culture necessary to be the best you can be. That is one of the reasons that he chose SecurityNational Mortgage Company (SNMC – dba SN Mortgage Company). The company’s core values, resources and business model fit his vision for my teams while offering the support and tools I need to foster the Mid-Atlantic Region dream team. SNMC offers a dynamic suite of top quality, common sense mortgage solutions including - Conventional, Government, Non-Agency, Jumbo, Construction, Investment, Down Payment Assistance Grants and more.

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For further information go to: www.jenniferjhammond.com Jill Tracy Jacobs Biden is an American educator and the current first lady of the United States as the wife of President Joe Biden. She was previously the second lady of the United States from 2009 to 2017. Since 2009, Biden has been a professor of English at Northern Virginia Community College

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For further information go to: www.jenniferjhammond.com Bob Diamond is America’s premier expert on real estate investing. He is a practicing attorney, a published author of three books on foreclosure investing, a successful real estate developer, and an active investor. His combination of expert knowledge and real-world experience make him the go-to source for real estate training.

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For further information go to: www.jenniferjhammond.com Bob Diamond is America’s premier expert on real estate investing. He is a practicing attorney, a published author of three books on foreclosure investing, a successful real estate developer, and an active investor. His combination of expert knowledge and real-world experience make him the go-to source for real estate training.

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For further information go to: www.jenniferjhammond.com Lorna is happily married to Nick for 16 years now and has three beautiful daughters. She has 20 years of experience in the beauty industry and owns the Melville Wellness Centre and Day spa. Lorna runs several businesses and is a successful model, television presenter and Author. Lorna’s modeling career only started 3 years ago when she entered Mrs South Africa in 2014. In Desember 2016 she won Mrs Africa (TCP) and was able to represent the continent of Africa in America, Atlanta where she was bestowed the WORLD TITLE as Mrs Transcontinental 2017. This has definitely been a highlight for Lorna. She finds joy in the small things and especially in her relationship with Jesus Christ. Lorna is motivational speaker and regularly acts as Master of Ceremony at several events. Lorna has a passion to impact her community and her motto is: "To be the change that you wish to see." She has a passion for job creation and woman empowerment and recently registered her own NPO called #womanMpower. Lorna has many success stories of girls that she has taken off the street and trained as beauticians. 90% of them are currently employed and some of them have even become managers at her own and other spa's around SA. Words that she keeps close to her heart are those of Eff. 4:13 "I can do all things through Christ who strengthens me." and those of Nelson Mandela when he came out of prison; he was asked how he was able to walk in such forgiveness? He answered: "I CHOSE to respond, and not to react."

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For further information go to: www.jenniferjhammond.com Noah St. John is also the ONLY author in history to have works published by Hay House, HarperCollins, Simon & Schuster, Mindvalley, Nightingale-Conant, and the Chicken Soup for the Soul publisher. His 15 books have been published in 18 languages. A highly in-demand keynote speaker, Noah St. John is famous for inventing AFFORMATIONS® – a new technology of the mind – and helping companies and individuals get rid of their head trash so they can reach their goals twice as fast with half the effort. Noah’s engaging and down-to-earth speaking style always gets high marks from audiences. Meeting planners call Noah “a BIG draw” and “a MUST-HAVE RESOURCE for every organization.” As the leading authority on how to eliminate limiting beliefs, Noah delivers private workshops, live events and online courses that his clients call “MANDATORY for anyone who wants to succeed in life and business.”

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For further information go to: www.jenniferjhammond.com “Fascinating…laugh-out-loud funny…shocking…entertaining…jaw-dropping” and, “How did he do that?!” are just a few of words used to describe Jake’s magic shows. Jake’s unique, engaging and HIGHLY INTERACTIVE magic (i.e. lots of audience participation) has earned him international magic awards, corporate shows with some of the biggest companies in the world, over a DOZEN TV spots and appearances, radio interviews… …and requests from companies and venues all over the world. From the US to Israel…and Canada to Mexico, Jake is considered “The New Face of Magic” and is one of the fastest rising stars of magic in North America. Jake routinely performs for Groups, Companies, Business/Corporate Events, Meet-and-Greets, Seminars, Trainings, Dinner Parties, VIP Events, Sales Meetings, Executive Retreats/Vacations, Golf Tournaments, Team Building Events, Banquets, Holiday Parties, Travel Events, Gala’s, Board Meetings and more. Audience size is typically 50 – 5000+ people. Jake’s shows (or walk around close-up magic) can be anywhere from 15 minutes to 90 minutes. Jake’s shows are created and produced for each event – with ONE constant… His shows ALWAYS include the audience in the majority of his tricks… which blend sleight of hand, mind-reading, close-up magic, a wholesome sense of humor – and a fun, interactive experience for the entire audience.

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Jennifer Seeno Tucker is an Associate Broker & Vice President of Business Development of Exit Realty United located in Nassau County, New York. She is the co-creator of The 7 Saturday’s Training Program for local real estate agents. She has helped dozens of real estate agents transition from paycheck employee to a flourishing career as a sole proprietor in real estate. Jennifer has also guided many real estate agents throughout their careers and helped them stay focused in meeting their goals as business owners.

Jennifer is the author of “Become A Rockstar Real Estate Agent: 7 Steps to Make $100k A Year.” As a former educator with an advanced degree in curriculum design and instruction, Jennifer is committed to utilizing her background to provide realtors with the necessary tools for support as they transition to a full-time real estate agent. She is also a Presidential Club Member of the Sandler SalesTraining Training Institute.

In 2017 and 2018 Jennifer was awarded the Silver Award from EXIT Realty International, the 7th largest real estate brokerage in North America, for her gross closed commissions in the New York Metro region. In 2019, Jennifer increased her sales and received the Gold Award.

As a Thank You to her clients, a portion of Jennifer’s personal commission is donated to a charity and has contributed over $5,000 since the inception of her willingness to make a difference.

Jennifer currently resides in Wantagh, New York with her daughter and their Chowsky.

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DeAnna Choi is a native of Portland, Oregon and now resides in New York City. She is a vocal performance graduate from the Berklee College of Music.

As a consummate vocalist with the ability to handle different styles with exciting colors, she has taken center stage at Carnegie Hall (soloist) and 47 major theaters across North America on her recently completed National Tour of “The King and I” as LADY THIANG. She has also performed at American Repertory Theater [MA] in the playWild Swans. She also enjoys working with NY Composers on new musical works!

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For further information go to: www.jenniferjhammond.com Macarena Rose is a Certified International Property Specialist (CIPS), Accredited Buyers Representative (ABR), International Real Estate & Relocation Consultant, an Ordained Minister, inventor of the Prop-Up Pillow, cancer survivor and a Master in the Healing Arts. After raising her 8 children in St Petersburg, Florida, she picked up and moved to Belize. Moving to Belize in 2004 she has never looked back or regretted her decision. She is loving Belize and its wonderful people! Macarena is the owner of Rainforest Realty in Belize, developing it into one of the leading real estate agencies in Central America. She remains a vital presence in the Central America real estate industry, maintaining an ongoing leadership role. She has a busy schedule that includes creating the International radio shows “Belize Talk Radio” , “International Real Estate Talk” and her newest show “Tuesdays with Morey Tax Tips“, filming her 6th HGTV House Hunters International program in Belize, speaking as an International Real Estate Consultant in various forums and serving on the board of many community organizations in Belize. Macaren’s lasted adventures includes the first Belize filming of HGTV’s Show called Off the Grid. Additionally she is now the Operating Principle of Keller Williams Belize. Keller Williams Belize is the 13th country that Keller Williams World Wide has launched in its goal to expand throughout the world. Columbia and the Shanghai, China Region were also launched at Keller Williams Realty Mega Camp 2015.

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For further information go to: www.jenniferjhammond.com Macarena Rose is a Certified International Property Specialist (CIPS), Accredited Buyers Representative (ABR), International Real Estate & Relocation Consultant, an Ordained Minister, inventor of the Prop-Up Pillow, cancer survivor and a Master in the Healing Arts. After raising her 8 children in St Petersburg, Florida, she picked up and moved to Belize. Moving to Belize in 2004 she has never looked back or regretted her decision. She is loving Belize and its wonderful people! Macarena is the owner of Rainforest Realty in Belize, developing it into one of the leading real estate agencies in Central America. She remains a vital presence in the Central America real estate industry, maintaining an ongoing leadership role. She has a busy schedule that includes creating the International radio shows “Belize Talk Radio” , “International Real Estate Talk” and her newest show “Tuesdays with Morey Tax Tips“, filming her 6th HGTV House Hunters International program in Belize, speaking as an International Real Estate Consultant in various forums and serving on the board of many community organizations in Belize. Macaren’s lasted adventures includes the first Belize filming of HGTV’s Show called Off the Grid. Additionally she is now the Operating Principle of Keller Williams Belize. Keller Williams Belize is the 13th country that Keller Williams World Wide has launched in its goal to expand throughout the world. Columbia and the Shanghai, China Region were also launched at Keller Williams Realty Mega Camp 2015.

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For further information go to: www.jenniferjhammond.com With 25+ years in the mortgage business, Scott has been blessed to experience all facets of this industry. He know the challenges that come with being a good spouse, a good parent, a good loan officer as well as good manager, all while continuing to grow this business. He understand the importance of having the tools, resources, people and the culture necessary to be the best you can be. That is one of the reasons that he chose SecurityNational Mortgage Company (SNMC – dba SN Mortgage Company). The company’s core values, resources and business model fit his vision for my teams while offering the support and tools I need to foster the Mid-Atlantic Region dream team. SNMC offers a dynamic suite of top quality, common sense mortgage solutions including - Conventional, Government, Non-Agency, Jumbo, Construction, Investment, Down Payment Assistance Grants and more.

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For further information go to: www.jenniferjhammond.com With 25+ years in the mortgage business, Scott has been blessed to experience all facets of this industry. He know the challenges that come with being a good spouse, a good parent, a good loan officer as well as good manager, all while continuing to grow this business. He understand the importance of having the tools, resources, people and the culture necessary to be the best you can be. That is one of the reasons that he chose SecurityNational Mortgage Company (SNMC – dba SN Mortgage Company). The company’s core values, resources and business model fit his vision for my teams while offering the support and tools I need to foster the Mid-Atlantic Region dream team. SNMC offers a dynamic suite of top quality, common sense mortgage solutions including - Conventional, Government, Non-Agency, Jumbo, Construction, Investment, Down Payment Assistance Grants and more.

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For further information go to: www.jenniferjhammond.com Who is John Lee? John Lee has 25+ years of experience in unique, unconventional real estate investing. He’s an expert at turning $200 into $2,000 with about 2 hours worth of work. He has a way of making owner financing easy for you. John continually promotes education as the very best investment you can make in yourself. He has a way of sharing, what can be, complicated investment strategies, that he has simplified for you. Lee is constantly sharing education with others that DOES NOT BREAK the BANK! This is apparent in all he shares, including his podcast and live events.

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For further information go to: www.jenniferjhammond.com Who is John Lee? John Lee has 25+ years of experience in unique, unconventional real estate investing. He’s an expert at turning $200 into $2,000 with about 2 hours worth of work. He has a way of making owner financing easy for you. John continually promotes education as the very best investment you can make in yourself. He has a way of sharing, what can be, complicated investment strategies, that he has simplified for you. Lee is constantly sharing education with others that DOES NOT BREAK the BANK! This is apparent in all he shares, including his podcast and live events.

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For further information go to: www.jenniferjhammond.com Known by many as the Tax Lady, she is often described as one of the most engaging, fun and informative teachers and lecturers in the Greater D.C. Metropolitan Region. Linda de Marlor is revered all over the region for her intricate tax knowledge and fun-filled approach to taxes. She has been a prominent figure in the area since the 80’s and was speaking regularly on local T.V. and radio stations. She has appeared on C-Span and regularly teaches for various real estate offices and professional organizations throughout the region.

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For further information go to: www.jenniferjhammond.com Known by many as the Tax Lady, she is often described as one of the most engaging, fun and informative teachers and lecturers in the Greater D.C. Metropolitan Region. Linda de Marlor is revered all over the region for her intricate tax knowledge and fun-filled approach to taxes. She has been a prominent figure in the area since the 80’s and was speaking regularly on local T.V. and radio stations. She has appeared on C-Span and regularly teaches for various real estate offices and professional organizations throughout the region.

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For further information go to: www.jenniferjhammond.com

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For further information go to: www.jenniferjhammond.com As a national leader in asset protection, attorney Robert “Bob” Bluhm has specialized in the creation of legal frameworks designed to give business owners and investors peace of mind in today’s litigious society. Bob creates customized business structures tailored to the investing goals of each individual client – creating entities that maximize tax advantages, and protection against litigation. In his 30-years as an attorney, Bob has had the opportunity to serve as a trial lawyer, an author, and a guest speaker. In the courtroom, he represented companies of all sizes – from Fortune 500 to privately held businesses. As a speaker, Bob has shared the stage with public figures including Margaret Thatcher, Mikhail Gorbachev, and Presidents Clinton and Bush. He has also been a guest lecturer to financial icons including Donald Trump, Jim Cramer, David Bach, Jean Chatzky and Suze Orman.

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For further information go to: www.jenniferjhammond.com As a national leader in asset protection, attorney Robert “Bob” Bluhm has specialized in the creation of legal frameworks designed to give business owners and investors peace of mind in today’s litigious society. Bob creates customized business structures tailored to the investing goals of each individual client – creating entities that maximize tax advantages, and protection against litigation. In his 30-years as an attorney, Bob has had the opportunity to serve as a trial lawyer, an author, and a guest speaker. In the courtroom, he represented companies of all sizes – from Fortune 500 to privately held businesses. As a speaker, Bob has shared the stage with public figures including Margaret Thatcher, Mikhail Gorbachev, and Presidents Clinton and Bush. He has also been a guest lecturer to financial icons including Donald Trump, Jim Cramer, David Bach, Jean Chatzky and Suze Orman.

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For further information go to: www.jenniferjhammond.com Known by many as the Tax Lady, she is often described as one of the most engaging, fun and informative teachers and lecturers in the Greater D.C. Metropolitan Region. Linda de Marlor is revered all over the region for her intricate tax knowledge and fun-filled approach to taxes. She has been a prominent figure in the area since the 80’s and was speaking regularly on local T.V. and radio stations. She has appeared on C-Span and regularly teaches for various real estate offices and professional organizations throughout the region.

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For further information go to: www.jenniferjhammond.com

Known by many as the Tax Lady, she is often described as one of the most engaging, fun and informative teachers and lecturers in the Greater D.C. Metropolitan Region. Linda de Marlor is revered all over the region for her intricate tax knowledge and fun-filled approach to taxes. She has been a prominent figure in the area since the 80’s and was speaking regularly on local T.V. and radio stations. She has appeared on C-Span and regularly teaches for various real estate offices and professional organizations throughout the region.

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After practicing law at a small firm and spending tireless days in and out of courtrooms, fighting battles that could have and should have been prevented, she founded DiAngelo Law. It took some time to find a way to merge my passion for entrepreneurship and personal growth with my skill set as a lawyer, but once she moved to the Channel District in the heart of Tampa, FL, she became immersed in the flourishing startup ecosystem and my calling was clear.

That’s why Erica began using my legal knowledge and skillset to focus on protecting business owners, avoiding costly legal battles, laying foundations for growth, and being an advocate to all kinds of entrepreneurs who are focusing on their passions and on the advancement of innovation.

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After practicing law at a small firm and spending tireless days in and out of courtrooms, fighting battles that could have and should have been prevented, she founded DiAngelo Law. It took some time to find a way to merge my passion for entrepreneurship and personal growth with my skill set as a lawyer, but once she moved to the Channel District in the heart of Tampa, FL, she became immersed in the flourishing startup ecosystem and my calling was clear.

That’s why Erica began using my legal knowledge and skillset to focus on protecting business owners, avoiding costly legal battles, laying foundations for growth, and being an advocate to all kinds of entrepreneurs who are focusing on their passions and on the advancement of innovation.

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For further information go to: www.jenniferjhammond.com Florida licensed attorney since 1998, practicing in the areas of commercial and residential closings. In 2001, Shawn worked for a firm specializing in representing lenders in residential foreclosures, evictions, bankruptcy and title insurance issues. In 2004, formed Shawn M. Yesner, P.L. to protect homeowners and real estate investors in all aspects of foreclosure and bankruptcy. Shawn recently left the practice to again go on my own and provide individualized service to my clients and referral sources.

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For further information go to: www.jenniferjhammond.com Florida licensed attorney since 1998, practicing in the areas of commercial and residential closings. In 2001, Shawn worked for a firm specializing in representing lenders in residential foreclosures, evictions, bankruptcy and title insurance issues. In 2004, formed Shawn M. Yesner, P.L. to protect homeowners and real estate investors in all aspects of foreclosure and bankruptcy. Shawn recently left the practice to again go on my own and provide individualized service to my clients and referral sources.

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For further information go to: www.jenniferjhammond.com For over 25 years, Merrill Chandler, a co-founder of Lexington Law Firm, has been the pointy-edge-of-the-spear regarding the education of Borrowers in how to improve their borrowing opportunities and success. During that time, Merrill developed a process to optimize personal and business credit profiles to improve a borrower’s “Fundability.” Based upon this concept, he founded GetFundable.com to deliver his revolutionary technology to entrepreneurs, business owners, and real estate investors who want easy, no-hassle, approvals. In 2016, Merrill met with FICO CEO, Will Lansing, to review the impact GetFundable.com optimization technology was having on a borrower’s “fundability.” As a result of that meeting, Merrill was authorized to meet with FICO’s Score Development Teams. After signing a non-disclosure agreement, Merrill was able to quiz FICO developers about their credit profile metrics so that he could better assist borrowers in accomplishing their funding needs. Merrill and members of his team have been to every FICO World Conference since then with a commitment to continually improve Fundability Optimization and significantly improving Borrower’s funding approvals.

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For further information go to: www.jenniferjhammond.com Bob Diamond is America’s premier expert on real estate investing. He is a practicing attorney, a published author of three books on foreclosure investing, a successful real estate developer, and an active investor. His combination of expert knowledge and real-world experience make him the go-to source for real estate training.

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For further information go to: www.jenniferjhammond.com Bob Diamond is America’s premier expert on real estate investing. He is a practicing attorney, a published author of three books on foreclosure investing, a successful real estate developer, and an active investor. His combination of expert knowledge and real-world experience make him the go-to source for real estate training.

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For further information go to: www.jenniferjhammond.com Sej Saraiya is a fine-art and documentary photographer and filmmaker who graduated from the University of Southern California with an MFA in Film Writing. In 2018, she was recognized as the Ambassador of the GIIFF (Garifuna Indigenous Int'l Film Festival, a prestigious honor for indigenous preservation through the arts. She has produced several photography shows both in India and Los Angeles and her work has been exhibited both in India and the United States. Her fine-art photographs hang in private collections in Belgium, Zurich, Mumbai, New York, Houston, Canada, South Africa and Los Angeles. She continues to photograph indigenous cultures throughout the world, while shooting portraits for personal brands that are creating a positive change on our planet.

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Senior Vice President at TTR Sotheby's International Realty with $1.45 billion in career sales and more than 33 years of experience in the Washington, DC, real estate market. Founder and leader of The Burr Group, an 18-member team of highly-respected agents. Recognized by Washingtonian magazine as a "Platinum Agent” and by Real Estate Executive magazine as one of the "100 Most Influential Real Estate Agents in Maryland." The Burr Group has received numerous company-wide sales awards, including the top team in Maryland. Member of the prestigious Forbes Real Estate Council, and Forbes.com contributor. Frequent guest on WTOP radio, NBC4 TV, Fox5 TV and WUSA 9 TV, providing analysis on the real estate market. Regularly interviewed and quoted in The Washington Post, Yahoo News, MoneyWise and other national publications.

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Glen worked as a patrol officer, detective, and trainer at Sandy City Police, and Utah Transit Authority Police. He has conducted trainings throughout the western U.S. for law enforcement and the public in scuba diving, police and evidence diving, underwater post-blast investigation, firearms, patrol rifle, active shooter response, First Aid/CPR, and has coached individuals in personal self discovery and self development courses. He retired after 26 years in law enforcement. Glen graduated from the University of Utah with a bachelors degree in Psychology.

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Trish Ahjel Roberts is a Self-Actualization & Diversity Coach, Happiness Expert and Inspirational Speaker. She is the founder of Mind-Blowing Happiness LLC and Black Vegan Life™. Trish was born and raised in Brooklyn, NY and holds an MBA from Long Island University. She is the author of three self-help books: the e-book, Mind-Blowing Happiness™ Guide to Self-Care; the self-help memoir, Thinking Outside the Chrysalis: A Black Woman’s Guide to Spreading Her Wings; and the inspirational journal, 12 Steps to Mind-Blowing Happiness: A Journal of Insights, Quotes & Questions to Juice Up Your Journey. She is also the author of the #sexyfunnysmart novel, Chocolate Soufflé. Trish is a #1 Amazon bestseller with endorsements from Jack Canfield, Marci Shimoff and Iyanla Vanzant. She has over a decade of Buddhist study and yoga experience. She is a certified life coach, registered yoga and meditation instructor and certified reiki practitioner. She believes movement and nature are therapy and loves hiking, running, hot yoga and anything on the beach.

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Jeff Allen is the cofounder of Monkey’s House a Dog Hospice & Sanctuary, est. 2015. He leads a duel life helping people and dogs alike as a manager in Human Resources at a pharmaceutical company and by running Monkey’s House (www.monkeyshouse.org) with his wife, Michele Allen, member of the International Association for Animal Hospice and Palliative Care, and a 2017 CNN Hero recipient. Their sanctuary has been recognized for its outstanding work saving and caring for hospice dogs and was awarded Rescue of the Year in 2017 by World Dog Expo. Living a life among twenty-five hospice dogs has given them experience and hands-on knowledge you can’t find in a book. He and Michele live in Southern New Jersey with their pack of furry kids.

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Laurie Jane Stawicki is a Christian mother of five, a poet, singer/songwriter and author.

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Reverend Meghan Smith Brooks, originally from the Northwest, is an ordained Unity minister having served ministries in Mesa, AZ; Brea and Pasadena, CA; and Cincinnati, OH. After losing her son Justin, she was called to shift her ministry focus to become a certified grief coach. Meghan now uses her 25 years experience in spiritual education coaching, speaking, and facilitating workshops and retreats in her grief programs. Along with her husband and partner, Reverend Michael Brooks, she is co-founder/spiritual director of alternative ministry Unity Awakening Ways. Meghan has produced 2-guided meditation CD’s for healing and transformation. Currently she resides in Cincinnati, OH. Meghan is also a singer who often sings into guiding meditations to enhance the vibrational energy and empowerment of the experience. She is a yoga enthusiast and is in paradise when walking barefoot on the beach. She has a surviving adult son and two granddaughters who bless her beyond measure!

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Having been in all roles of Ex-Pat relocation, Immigration and EB-5 Plan B and alternatives to the long, expensive and tedious process of attaining residency in the US, Canada and other countries, Commercial Real Estate and Investing since early 1990's, her work has taken her all over the world. As a educator and keynote speaker for CBI and RBI Programs, real estate investing, real estate educating, cryptocurrency conferences, and so many more, Evie have worked with the accredited investors to the beginning real estate aspiring student. She taught with the Rich Dad Poor Dad organization until 2014, mentored many wanting to get a second residency and/or citizenship and have personally invested in multiple states in the US and Central America. Her focus since 2012 has been primarily in Panama Central America with opportunities becoming very aggressive. Anyone interested in investing in Real Estate Internationally and/or becoming a ex-pat to relocate from any country in the world to Panama are elated when finding the friendly and welcoming environment offered in Panama for multi-national companies to the individual home buyer as well as the RBI or CBI program . With the expansion of the Panama Canal in June 2016, the growth is exponential in all areas from banking, economy, housing, real estate and business opportunities. Her recent journey over the last six years has taken me into opportunities in PANAMA. She travel yearly to multiple countries from Scotland, London, Belize, Columbia, Mexico, Dominican Republic, Canada, Vietnam, South Korea & the US assisting those wanting to diversify their real estate portfolio & relocate to a new country.

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Amanda Hainline is an emotional freedom mentor, intuitive healer, and author of the upcoming book “Feel Better In Five Minutes — An Empowering Guide to Gain Control Over Your Emotions.” She helps people find freedom from anxiety, depression, and stress through energy healing.

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Ela Badura is a spiritual healer, psycho-spiritual teacher, entrepreneur, and the bestselling author of Stay In the Marriage or Let it Go. She immigrated from Poland after high school and found home in Atlanta, Georgia. Not knowing a single person or a language, she conquered many obstacles. She graduated in business from Georgia State University with the highest honors and became an entrepreneur while working two jobs and raising a family. After going through a series of painful events and losses, she experienced a Dark Night of a Soul. All the dysfunctional and traumatic past and present came flooding at once, shaking Ela at her core and changing her life forever. This led to her spiritual awakening that brought clarity, connection, and peace. Since her childhood, Ela was interested in psychology, personal development, psychic abilities, healing and spirituality. The spiritual awakening inspired her to study all those subjects on a much deeper level and to use her knowledge and experience to help others. She is writing books, creates self-help materials, programs, workshops and mastermind groups in English and Polish. Ela hopes to expand her work into other languages. She is planning on starting her podcast and speaking engagements in a near future. Ela is passionate about meditation, nature, and healing body, mind and spirit. She understands that gifts come from struggles and traumas. She is very grateful and blessed to be able to guide others to find love, joy, empowerment and liberation even in the darkest of circumstances.

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For further information go to: www.jenniferjhammond.com David Randolph’s story begins like a lot of successful entrepreneurs – with a leap of faith. After earning a BS in Chemical Engineering & a MS in Computer Science, David retired from a successful corporate job at age 42 to help homeschool his kids through high school. But after they went off to college with full-ride scholarships, David asked himself, what’s next? On a whim, David and his wife attended a three-day real estate conference and everything changed – he was hooked. He fell in love with real estate and saw real possibilities transform his financial situation. David wanted to start making large profits as an investor in real estate so he could live independently of the stock market, mutual fund investments, and most importantly, leave a legacy to his children. David became an avid student of real estate. He invested in courses, conferences, seminars, and more. But it wasn’t until he figured out we could flip and sell houses that he saw everything click. He started making $30K profit on a house, then $40K, then $60K and now David consistently makes $50K – $150K profit in both rehabs and wholesales on houses. David cracked the code and now, his properties and real estate were working for him! David’s extensive knowledge and unparalleled success in the area of buying houses, rehabbing houses, selling houses fast is what makes David one of the United States’ most sought-after Short Sale and Rehab experts. That’s why he’s shifted his focus to become a Short Sale Coach, Rehab Educator and Real Estate Investor. He’s seen the power of real estate’s ability to create wealth, security, and opportunity in his own life and we want the same for you. David’s biggest passions are procedures, profits, and people. As the CEO and Founder of Investor Short Sale Profits, he helps people of all walks of life, leverage the power of tangible real estate tools so they can stop worrying about their future, and start enjoying the lives of their dreams.

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For further information go to: www.jenniferjhammond.com David Randolph’s story begins like a lot of successful entrepreneurs – with a leap of faith. After earning a BS in Chemical Engineering & a MS in Computer Science, David retired from a successful corporate job at age 42 to help homeschool his kids through high school. But after they went off to college with full-ride scholarships, David asked himself, what’s next? On a whim, David and his wife attended a three-day real estate conference and everything changed – he was hooked. He fell in love with real estate and saw real possibilities transform his financial situation. David wanted to start making large profits as an investor in real estate so he could live independently of the stock market, mutual fund investments, and most importantly, leave a legacy to his children. David became an avid student of real estate. He invested in courses, conferences, seminars, and more. But it wasn’t until he figured out we could flip and sell houses that he saw everything click. He started making $30K profit on a house, then $40K, then $60K and now David consistently makes $50K – $150K profit in both rehabs and wholesales on houses. David cracked the code and now, his properties and real estate were working for him! David’s extensive knowledge and unparalleled success in the area of buying houses, rehabbing houses, selling houses fast is what makes David one of the United States’ most sought-after Short Sale and Rehab experts. That’s why he’s shifted his focus to become a Short Sale Coach, Rehab Educator and Real Estate Investor. He’s seen the power of real estate’s ability to create wealth, security, and opportunity in his own life and we want the same for you. David’s biggest passions are procedures, profits, and people. As the CEO and Founder of Investor Short Sale Profits, he helps people of all walks of life, leverage the power of tangible real estate tools so they can stop worrying about their future, and start enjoying the lives of their dreams.

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For further information go to: www.jenniferjhammond.com About the Guest: Marty Stanton Real Estate lawyer focusing practice on conducting residential and commercial settlements while advising clients through the legal complexities involved in real estate. His philosophy is that a personalized, streamlined and solution-oriented approach to business best serves the client's individual needs. He values successful, long term relationships, which is why your best interests will recieve his best efforts. That is the KVS commitment. Specialties: Real estate law, contracts, legal documents/agreements, mortgage banking and title insurance industry.

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For further information go to: www.jenniferjhammond.com

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For further information go to: www.jenniferjhammond.com Victor Bell Jr is a Best selling author, Real estate investor and Negotiation and business programs and live seminars for elite business owners, sales executives and leaders.

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For further information go to: www.jenniferjhammond.com Victor Bell Jr is a Best selling author, Real estate investor and Negotiation and business programs and live seminars for elite business owners, sales executives and leaders.

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For further information go to: www.jenniferjhammond.com Attorney William E. Andersen, Jr. is the President and Managing Partner of The Andersen Firm. What makes Will a favorite among clients is his ability to present concepts both clearly and concisely, whether it is in the realm of estate planning, funding, asset protection, or estate settlement and probate. Will is a contributing author to the firm’s publication on Current Events for Financial Advisors. His research on estate planning techniques has proven beneficial for both the financial advisors with whom the law firm partners and for clients of The Andersen Firm. Attorney Will Andersen is a member of the New York Bar and WealthCounsel, and he is a candidate to sit for the Florida Bar. He received his J.D. from the Maurice A. Deane School of Law at Hofstra University, Hempstead, NY and his B.S. from Flagler College, St. Augustine, FL.

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For further information go to: www.jenniferjhammond.com Victor Bell Jr is a Best selling author, Real estate investor and Negotiation and business programs and live seminars for elite business owners, sales executives and leaders.

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Jennifer Hammond is a high energy and versatile agent that has represented Sotheby’s, previously known as TTR Reality, for over twenty years. Jennifer was born in a small, coastal town in Maine before moving to Key West at age seven. There, Jennifer quickly found passions in sailing, diving, boating, and spending time in the sand. After graduating high school Jennifer went on the earn her bachelors in legal administration at the University of West Florida in Pensacola, and her masters in public administration shortly after. While in school, Jennifer also interned under a local judge and worked as paralegal for multiple law firms. In 1995 Jennifer moved to Washington D.C. and took a job on Capitol Hill for a short time before launching her career into real estate. Jennifer started with the boutique luxury firm Tutt Real Estate, now known as TTR Sotheby’s International Realty. She is a licensed agent in D.C., Maryland, and Virginia with real estate experience in other locations including; the British Virgin Islands, Detroit, and more. Jennifer is now the vice president of Sotheby’s and has worked as a saleswomen for over twenty years. In those twenty years, Jennifer has received multiple awards and honors including representing Volkswagen in their move to D.C. and being recognized by the Washingtonian multiple times as a top agent in the D.C. area. Not only has Jennifer mastered the art of real estate, but she has become a highly successful talk-show host for SiriusXM. Jennifer developed a love for broadcast journalism in college and now spends her Saturday mornings on air with special guests taking call-ins from listeners around the country. Jennifer likes to cover a wide variety of topics relating to real estate to better educate her listeners.

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Jennifer Hammond is a high energy and versatile agent that has represented Sotheby’s, previously known as TTR Reality, for over twenty years. Jennifer was born in a small, coastal town in Maine before moving to Key West at age seven. There, Jennifer quickly found passions in sailing, diving, boating, and spending time in the sand. After graduating high school Jennifer went on the earn her bachelors in legal administration at the University of West Florida in Pensacola, and her masters in public administration shortly after. While in school, Jennifer also interned under a local judge and worked as paralegal for multiple law firms. In 1995 Jennifer moved to Washington D.C. and took a job on Capitol Hill for a short time before launching her career into real estate. Jennifer started with the boutique luxury firm Tutt Real Estate, now known as TTR Sotheby’s International Realty. She is a licensed agent in D.C., Maryland, and Virginia with real estate experience in other locations including; the British Virgin Islands, Detroit, and more. Jennifer is now the vice president of Sotheby’s and has worked as a saleswomen for over twenty years. In those twenty years, Jennifer has received multiple awards and honors including representing Volkswagen in their move to D.C. and being recognized by the Washingtonian multiple times as a top agent in the D.C. area. Not only has Jennifer mastered the art of real estate, but she has become a highly successful talk-show host for SiriusXM. Jennifer developed a love for broadcast journalism in college and now spends her Saturday mornings on air with special guests taking call-ins from listeners around the country. Jennifer likes to cover a wide variety of topics relating to real estate to better educate her listeners.

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Lisa is a behavior specialist dedicated to helping families understand the behaviors that are associated with dementia-related illnesses and the challenges they face on a day to day basis. She entered the world of dementia 40 plus years ago when her grandmother started to display some pretty bizarre behavior. It turned out she had some form of dementia, which at that time did not have a concrete label yet. She was just a teenager at that time, and over the years as she grew, eight of her family members was diagnosed with dementia.

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Award-Winning Author, Keynote Speaker and Film Producer - Greg is an entrepreneur known for his giving spirit and a knack for translating complicated situations into simple, digestible concepts.

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For further information go to: www.jenniferjhammond.com

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For further information go to: www.jenniferjhammond.com

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For further information go to: www.jenniferjhammond.com Professional Track Athlete Ce’Aira Brown was ranked 8th in the world in 2019. She graduated from Hampton University with a psychology degree in hopes to help people around the world who are struggling mentally from post adolescence stress or stress in general. Ce’Aira has dedicated most of her life on and off the track mentoring young athletes and non-athletes. She helps these individuals build their self-esteem mentally as well as their confidence. By doing that, it promotes better performance in their everyday lives. Andre Henry, a Financial Life Coach with a dual Major in Business & Finance is a graduate of Wilmington University. Andre has experience with Fortune 500 companies. He worked with JP Morgan as a Trader and for Exelon as a Cost Accountant. Andre was a Brand Ambassador for Shark Tank’s Daymond John (Rise & Grind book) and became a member of the Shark Group. Andre currently helps over 500 individuals with financial literacy and taxes using his company DreamAgain’s products and services.

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For further information go to: www.jenniferjhammond.com From the time she was 9 years old Karen dreamed about being a doctor. She read countless stories about doctors, they enthralled her because in those stories was adventure, danger, romance and methods to take care of the underdog. Part of the allure of medicine was that, as a doctor, people would need her help. ​ To finish medical school Karen received a scholarship. In exchange she was required to spend 4 years caring for the underserved. She was directed to Northern Nevada Correctional Center where she became the first woman doctor to serve at a men’s prison. Before the 4 years were up she determined to turn her work as a prison doctor into a career. Karen saw the difference she could make in a population that needed a doctor who would stand up for them and protect them from abuses of power. Karen shares, “The most challenging experience I faced in the prison was being held hostage by an inmate on Friday the 13th October 1989. He was one of my patients. Being assaulted and raped by that inmate, and then seeing him killed by the SWAT team affected me emotionally, and made me doubt myself. I had to deal with shock, anger and then find forgiveness.” ​ After Karen retired from the prison system, she dedicated herself to prison reform. Karen also wrote her memoir, 30 Years Behind Bars: Trials of a Prison Doctor. Karen states, “I wanted to share my experience about being a woman working in a hyper-male environment, surviving personal trauma as well as why the US needs to approach prison reform holistically and with compassion.” Karen discusses with great vulnerability such diverse topics as overcoming trauma, dealing with; racism, mental illness, HIV, executions, cancer, dying, regret, the power of redemption, education and poetry. ​ For years, in addition to being a prison doctor Karen and her husband Clifton, mentored children who had parents in the prison system. Since her husband suddenly passed away in February of 2019, Karen still mentors those children. Today she lives with a roommate, one of the inmates she became acquainted with while working in the prison. Her day consists of working out in the gym while listening to podcasts, and walking for an hour. She takes classes in ballroom dancing for fun. Karen sits on the boards of Ridge House and the board for the Nevada Prison Education Project, which places college courses in the prison. Karen Gedney is relentless in working on prison reform including working with the team to abolish the death penalty in Nevada. To that end she gives interviews and lectures on the Holistic prison model.

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For further information go to: www.jenniferjhammond.com Attorney William E. Andersen, Jr. is the President and Managing Partner of The Andersen Firm. What makes Will a favorite among clients is his ability to present concepts both clearly and concisely, whether it is in the realm of estate planning, funding, asset protection, or estate settlement and probate. Will is a contributing author to the firm’s publication on Current Events for Financial Advisors. His research on estate planning techniques has proven beneficial for both the financial advisors with whom the law firm partners and for clients of The Andersen Firm. Attorney Will Andersen is a member of the New York Bar and WealthCounsel, and he is a candidate to sit for the Florida Bar. He received his J.D. from the Maurice A. Deane School of Law at Hofstra University, Hempstead, NY and his B.S. from Flagler College, St. Augustine, FL.

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For further information go to: www.jenniferjhammond.com About Eliza Harkins: Eliza Harkins went to Princeton University for her degree in Environmental Engineering. While doing her senior thesis work, she won an SBIR award for $1.2 million from the Department of Defense. After that, she worked as an analyst at Bloomberg LP developing data-driven products for them. Eliza went to Cornell for her MBA. While there, she won the Fried Fellowship for academic excellence. Also, she came up with the idea of Kipit initially as a school project, but eventually went on to found it as a company. Eliza also launched Mori, a website app where people can create and share their living wills with their loved ones. Eliza built an algorithm that predicted where terrorist groups in Africa were recruiting and training, got funded via a SBIR award from the US Department of the Secretary of Defense. It had an 84% success rate, and was able to help with military and non military strategy in the region. The algorithm was based upon climate change data amongst other factors.

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For further information go to: www.jenniferjhammond.com

About Marty Stanton:

Marty Stanton is a Real Estate lawyer focusing practice on conducting residential and commercial settlements while advising clients through the legal complexities involved in real estate. His philosophy is that a personalized, streamlined and solution-oriented approach to business best serves the client's individual needs. He values successful, long term relationships, which is why your best interests will recieve his best efforts. That is the KVS commitment.

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For further information go to: www.jenniferjhammond.com

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For further information go to: www.jenniferjhammond.com Daphné Vanessa and Shamil Rodriguez, The Student Loan Podcast co-hosts and co-founders of StartNoo.com

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For further information go to: www.jenniferjhammond.com As Denice grew up and lived on her own, she became an actress, and the idea of paying half of her paycheck for a little designer face cream that was filled with mostly chemical fillers just didn’t make sense. But working in front of the camera demanded great skincare. Denice would get great D.I.Y. tips from top Hollywood makeup artists and Beverly Hills dermatologists. So she continued her family's tradition and started making her own facial elixirs in her kitchen from crushed herbs, teas, oils, even fermenting her own fruits! This never-ending passion has resulted in the supercharged, toxin-free, botanically rich, and nourishing recipes of all the IN YOUR FACE products. Denice Marie Duff is an American actress, director, and photographer, who is best known for her roles as Michelle Morgan in Full Moon Features' Subspecies series and as Amanda Browning in the long-running soap opera series The Young and the Restless.

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Marcy Myles-Clark shares 4 Key Practical Financial Resources in the midst of the Covid-19 Pandemic. Before March of 2020, Tee & Marcy were your typical, fun loving, empty-nester couple, living their lives to the fullest. Then, in the blink of an eye, life as they knew it drastically changed. During March 2020, COVID-19 struck their household forcing them to endure the ultimate test of faith to not only sustain their marriage and finances but life itself! Tee spent 46 days isolated, for the most part, from his beloved wife and family as Johns Hopkins Hospital’s worst COVID-19 case at that point in time. With 28 of those 46 days in a medically induced coma, it wasn’t looking good for Tee from a physical and medical standpoint. This book will have you devouring every page consisting of Marcy’s journal entries, progress notes from Tee’s medical team, and inspiring text messages to and from her friends, family, and spiritual leaders. You’ll be intrigued by Tee’s personal account of matters as he fought to defy death several times while intubated. Fortunately for Tee & Marcy, they had excellent health insurance and other affairs in place to overcome this major curveball life threw their way. As a bonus, enjoy their self-help section full of expert advice and resources to assist you in getting your own house in order regarding your health, wealth, and relationship wellbeing. Now, more than ever, you must protect yourself in these times of crisis.

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About K2 SECURITY SCREENING GROUP: Kathy Yurkunas the President of K2 Security Screening Group, a division of K2 Construction Consultants which offers complete solutions for Security Equipment Installation. They have serviced thousands of pieces of equipment and provided Schedule and Site Lead support at Airport Checkpoints for TSA Programs such as SASR, SESI & TEDS. Thier customers include United, Southwest and American Airlines. We have Subject Matter Experts (SMEs) which solve even the most difficult of TSA Security Equipment dilemmas. K2 security have serviced stadiums, federal and commercial facilities around the country. Our technicians have aided in events such as the Special Olympics, Philadelphia Pope Visit in 2015, & the Rosebowl in 2017. In order to manage technicians and work orders, Kathy developed TRAC. This software provides all logistics, asset tracking & reporting functions to enable efficient management of sequential or concurrent controls of multiple resources across multiple deployments. It offers the client real time Test Reports and On Site reporting of issues. This offers additional peace of mind that challenges can be addressed as they happen instead of after it is too late.

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Carlos Reyes, the CEO and founder of Smart Settlements, a company dedicated to helping real estate agents grow and scale their businesses, has embraced these trends. His company has grown from $86 million in purchase price volume to $1.1 billion. Diverting from the traditional, conservative nature of the industry, Reyes has managed to generate twelvefold growth through simple means: by adapting to the market, and understanding his audience and their future needs. This level of organic expansion in the real estate industry is unique in such a well-established market. These tenets helped shape the course of his business growth.

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In this episode Beth shares 3 amazing energy saving tips for your home to save a significant amount of money. Beth developed the concept of christmastreeofkindness.com. This project began as a family Christmas Activity approximately 17 years ago. They were encouraged each year to share the idea with others and this app is the result! Select a tree name, number of ornaments and background theme. All lovely ornaments are earned by completing acts of kindness. Choose from suggested kind acts or input your own. To celebrate once a tree is beautifully decorated with ornaments all will receive a star for the top of the tree and Christmas music! Share your trees via Facebook, Twitter, email and text. Print trees and use as decorations. Teachers are especially enjoying using in the classroom on iPads and smart boards to create classroom trees. Download Christmas Tree of Kindness App for $0.99 USD and decorate your tree by completing acts of kindness. Download Pro version for $1.99 USD and decorate a tree with family and friends across multiple devices. A portion of all profits to World Vision

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VALOR Clinic Foundation (VCF) provides assistance accessing benefits, and shelter to Veterans with limited or no access to care. Helps find shelter for veterans who, due to health or means, are unable to find or keep shelter of their own, and Post Traumatic Stress resources to Veterans through Veterans Unstoppable program. About the guest: Sergeant Major Baylis was born in Morristown, NJ on 13 April 1961 and served over 26 years on active duty. SGM Baylis entered the service on 22 February 1981 as an 11C (Indirect Fire Infantryman). After Basic Training and AIT, he served with the 82nd Airborne Division at Fort Bragg, NC and the 2d Bn 75th RGR as a mortar Squad Leader prior to coming to Special Forces.

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Jennifer speaks with Pamela Lockley about the states of the market in the year 2021 and shares home buying tips in this competitive market. Pamela is a customer-focused and take great pride in helping clients take positive and strategic action to realize their dreams. Pamela push the limits for clients. Whether buying or selling, you need a personable professional in your corner. You need someone that will manage your transaction with tenacity, professionalism, and savvy negotiating skills. As a strong advocate of homeownership, Pamela educate clients about the benefits of becoming a homeowner and how to leverage homeownership to build wealth.

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Philip have decades of experience in all phases of real estate including development, construction, management, and sales. His first real estate deal was in 1971. One of his degrees is in real estate and worked on his master's degree in International Real Estate. In Kosovo and Serbia, he operated the only approved real estate appraisal firm. In addition, Philip spent more than 20 years in the financial sector in California, Maine, and Maryland. For many years Philip was a tax expert on individual and corporate income tax in Maine and California. Philip owned two very successful H&R Block franchises which were bought back by Block. When Philip took control of his life, it included taking control of the financial matters. Today he is financially independent because he took the steps to protect his assets. Philip don't have to work but retired once and the retirement life is not for him. Philip's work now includes real estate investments in the US, Kyrgyzstan, and Ghana. He understand all real estate. The companies Philip now control in the US, Kyrgyzstan, and Ghana have a strict policy that 20% of the gross (not net) income from every project they do is set aside for charity. They will be building schools, libraries, senior housing, retired military housing, low-income housing, and small retail stores so start-ups will have a chance. After my near-death experiences, Philip took control of his mind, body (and lost 95 pounds), and his stress levels which today are almost zero. Another area of real estate expertise that he can share with you is a report he completed for the World Bank in 2004 which researched the real estate bubbles and busts in 28 different countries. He predicted the same thing was happening in the US and it would come out in the open within one or two years.

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After spending a successful career in the IT field Edward existed his golden handcuff job to start a career in real estate. He has been a property manager since 2005 and has incorporated wholesaling, fix and flipping and rental property management into his professional career as well. He is currently coaching other investors how to properly buy and manage rental properties.

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Jarl Jensen is an astute “idea guy”. As the inventor of many medical devices with issued patents having retail sales of over a billion dollars, Jarl has applied his out of the box thinking to America’s economy in The Wolfe Trilogy series, ‘Optimizing America’, Showdown in the Economy of Good and Evil’ and ‘The Big Solution. As an experience executive of several companies, he has a track record of success. As an author his ideas can do more then heal the sick, they can change the world.

His ambitious ideas gives hope to us all. His goals in life are to make the world a better place by applying better ideas. As a father of three kids his home life always takes priority. He believes that ideas have a life of their own and as such they need nurturing just like his family.

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Whether you are with a Fortune 500 company or a small organization, it’s now more important than ever to elevate your brand and up your game by creating a visually pleasing online presence to increase engagement with your client and eliminating distractions.

As more and more people work from home as result of COVID, Shelley created the ZOOM MAKEOVER to help companies, professionals and speakers transform and improve your on-line screen presence by increasing trustworthiness, improving engagement and elevating your personal brand.

As an International Personal Branding Image Consultant for 20+ years, she created this timely and innovative 5 step ZOOM MAKEOVER process to improve your online screen presence for business, speaking or videos by aligning all the visual aspects in the Zoom “box” to match your brand and your message.

When you want to inspire, make an impact, and have people pay attention to you and what you’re saying, everything needs to be in alignment.

Camera angle
Lighting
Background – nice, non-distracting, artistically balanced
What style and color clothing works best in the particular space and what colors to avoid
Zoom specific make-up
Having lived in Amsterdam for 10 years, Shelley studied the Dutch Masters and the Impressionists and approaches each ZOOM MAKEOVER as an artist creating a painting. She draws the viewers eye to you like a bullseye amongst your nice, neat, non-distracting background with subliminal lines of perspective, balance, color and lighting.

Shelley has spoken to and worked with companies, organizations and individuals across the United States and Canada and would love to share her gift of helping you look your best online to attract the people you want into your life during this unprecedented time of living and working on Zoom.

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Dr. Erica Steele, DNM ND is the founder at Essential Wellness Center who has been treating patients for over a decade with natural medicine. Dr. Erica holds her doctorate in natural medicine and a doctorate in naturopathic medicine from the University of Natural Medicine located in San Dimas Ca.

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Jamel Gibbs shares withJennifer about teaching his teenage daughter to buy her first real estate investing deal. Jamel Gibbs is a successful real estate investor and educator.

He is the owner of Mill Street Properties LLC, a successful real estate investing firm. He is also the owner of the REI Education Academy LLC, which is a successful real estate investment education firm and publishing company that teaches their clients how to build successful real estate investing businesses.

Jamel coaches and consults people all across the country in an effort to help them achieve true financial freedom through real estate investing.

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Jennifer discusses with Julie Willies the Business of Defense As Julie Willis transitioned from being a government contractor inside Army Futures Command, to being an entrepreneur in defense innovation, she was thrown into the forefront of disruptive technologies and potential espionage during the beginning of the Covid lockdown. She founded Austin based DEFIANT Communication to support the innovators, researchers, and startups, enabling them to better communicate with and market themselves to the military. Conceal Reveal is her story of entrepreneurship in the defense innovation ecosystem before, during, and leaning into our post-COVID world.

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Jennifer discusses Women who lead in Real Estate! Women helping other women! Jennifer talks with Galit Ventura-Rozen is Broker/Owner of Commercial Professionals in Las Vegas. Talking points include The Successful Woman's Mindset. Also, Why sales success method is out of the box method. Also, What Sales can be vs what it is seen as from other viewpoints. And why Only 4.2% of women owned businesses are making $1million dollars and how we can change that! YAY! Galit Ventura-Rozen is Broker/Owner of Commercial Professionals in Las Vegas for over 25 years. She is a professional speaker and author of The Successful Woman’s Mindset. She is also a sales success expert and works with women to show them how to get to 7 figures in their business. Galit was most recently featured on the cover of Top 100 Real Estate Agents Magazine as the women behind the billion-dollar company. Galit is most recently the recipient of the Entrepreneur of the Year Award by Silver State Awards

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Jennifer discusses with guest Jared Knott how one decision can change your life or even many lives... There are many ways to view history. Jared Knott’s book, Tiny Blunders, Big Disasters: Thirty-Nine Tiny Mistakes That Changed the World Forever!, offers perspectives on the curious march of history which need to be appreciated and understood. How often do we recall coincidences in our lives which led to a new career, a new love, a new mission in life. Well, it is the same with history; small things that imparted major alterations to the world and thus created what now exists.

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Jennifer talks with guest Lindy Lewis. Lindy is a Recovering (Authentic) Alpha Female, who through sharing her humbling blocks and pivotal collection of tips and tools to live an empowered and full-color life. She does this through her speaking, books, and workshops as well as her coaching and retreats for the Alpha-preneur ready to create from their passion and purpose. Autoimmune, single parenting three small children, and authoring three books on the Alpha Epidemic inspires health and Grace as a lifestyle. Talking Points: The Doing Disease From Drive to Thrive The Disease to Please Fluidity Not Rigidity Get Certain About Uncertainty Rest Your Way Out of It

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Jennifer J Hammond speaks with Mike Armstrong about the power of a positive mindset in Real Estate Sales and in life to overcome the rollercoaster created by the Pandemic 2020. Mike Armstrong is an award winning, UK based, Sales & Marketing professional who is currently looking to 10x his life and his business by helping other 10 percenters to improve their lives and their businesses! Mike would like to use the knowledge, skills and experience that he has gained in over 30 years of Sales, Marketing & Leadership and from previously 20x'ing a Corporate Sales Team to assist you with your ambitious business growth. Mike is an ambitious UK Entrepreneur that thinks in big pictures and with a lot of vision. He uses tried and tested strategies to help you to implement the goals and visions that you have and he's not adverse to rolling up his sleeves and getting stuck in, in any area of business too. He's a life long learner and coach who is willing to share all of the knowledge that he has gained throughout an extraordinary life. For more information, please contact Jennifer J Hammond at www.jenniferjhammond.com or https://www.jennifersclass.com/first-time-hm-buyer-purchase you can learn about grants for down payments and the home buying process from Jennifer J Hammond or if you are interested in real estate investing go to www.realestateinvestingsummit.com WOW! so much to learn! so fun! YAY!

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Jennifer J Hammond speaks with Barbara Majeski. Barbara is a nationally recognized lifestyle expert and mom of three from New Jersey. She appears frequently on top network stations around the country. As a mom Barbara is dedicated to living life with purpose and approaching all aspects of living with creativity and confidence! In 2015 while entering a divorce Barbara was handed a diagnosis of Stage III cancer. While in the midst of treatment she vowed that if she beat cancer and got another shot at life she would live, bigger, better, and bolder with greater purpose, meaning and intent. After treatment and recovery she sold her wedding ring, hired a media trainer, and began pursuing her dream career in television. Now a single mother of three and cancer survivor, you can catch Barbara as an On-Air Contributor on TODAY, Inside Edition and Good Day New York, as the, “Curator of the Good Life”. Barbara, takes her sharp wit and keen sense of style to audiences across the world as she sources everything from lifestyle, to travel, and entertainment to decor. She finds, tests and shares the best of the best in all that it means to live a purpose infused life! For more information about Jennifer J Hammond go to www.jenniferjhammond.com YAY!

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Jennifer J Hammond speaks with Peggy McColl. Peggy McColl, New York Times Best-Selling Author. Peggy McColl is a world-renowned wealth, business and manifestation expert as well as the New York Times Best Selling Author of Your Destiny Switch: Master Your Key Emotions And Attract the Life of Your Dreams. For over 26+ years at the time of this publication, using her Power Life Script® process — along with her unique intimate understanding of the Universal Laws - she has been showing people from around the globe how to: Manifest any result they desire in their personal and professional lives, from dream homes and soulmates to perfect health and multi-million-dollar businesses; Become International Best-Selling Authors; Create wealth and complete freedom; And much more. She has worked with – and been endorsed by – some of the most renowned experts in the personal development field including... Bob Proctor, Neale Donald Walsch, Jim Rohn, Dr. Wayne Dyer Mark, Victor Hansen Caroline Myss, Gregg Braden, Debbie Ford, Arielle Ford, Hay House, Marianne Williamson, Dean Graziosi, Gay Hendricks, Marie Forleo And many others. For more information about Jennifer J Hammond go to www.jenniferjhammond.com

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Jennifer J Hammond speaks with Peggy McColl. Peggy McColl, New York Times Best-Selling Author. Peggy McColl is a world-renowned wealth, business and manifestation expert as well as the New York Times Best Selling Author of Your Destiny Switch: Master Your Key Emotions And Attract the Life of Your Dreams. For over 26+ years at the time of this publication, using her Power Life Script® process — along with her unique intimate understanding of the Universal Laws - she has been showing people from around the globe how to: Manifest any result they desire in their personal and professional lives, from dream homes and soulmates to perfect health and multi-million-dollar businesses; Become International Best-Selling Authors; Create wealth and complete freedom; And much more. She has worked with – and been endorsed by – some of the most renowned experts in the personal development field including... Bob Proctor, Neale Donald Walsch, Jim Rohn, Dr. Wayne Dyer Mark, Victor Hansen Caroline Myss, Gregg Braden, Debbie Ford, Arielle Ford, Hay House, Marianne Williamson, Dean Graziosi, Gay Hendricks, Marie Forleo And many others. For more information about Jennifer J Hammond go to www.jenniferjhammond.com

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Jennifer J Hammond speaks with Scott Shelton. YES! You can buy a house with NO MONEY DOWN. We discuss the types of mortgages for first time home buyers and mortgages for veterans. Also, if you are a business owner what is the best mortgage for you? Do you want to know how to improve your credit for an Executive Regional Manager - @Scott.Shelton Executive Regional Manager. Financial know how is so critical to being successful in the home buying process. Scott is with SN MORTGAGE COMPANY Corporate. For more info about Jennifer J Hammond www.jenniferjhammond.com

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Jennifer speaks with Yash about going against his families desire for him to become an engineer. Yash shares his love of magic and performing on stages around the world. He has been known as one the countrys most Alluring & Dynamic Magician however, Yash shares his passion for sales and online marketing, Yash bravely explores his decisions to chase his own dreams instead of anhering to his families career choices for him.

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Dr. Deb Matthew MD, The Happy Hormones Doctor, is a best-selling author, international speaker, educator, wife and mom of four boys. After suffering for years with fatigue and irritability, her quest to restore her personal health led her to change everything about her practice of medicine. She has been featured on national podcasts, radio, and broadcast shows, including NBC, ABC, CBS, and FOX.

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Jennifer J Hammond and Dr Flowers discuss how do you make good decisions in real estate? Furthermore, how can you look at your choices differently then "mistakes" when you wish you had mad a better choice. Dr. Flowers shares her personal story of selling her home and buying a condominium from a place of fear. How can you prevent the fear factor from leaking into your decisions? Dr. Velva Burley Flowers is the Founder of anSpire, a non-profit organization in the State of Michigan and Chief Empowerment Officer of Flowers Institute, LLC and she is the Spiritual Architect of “Choices: Making Moves to Win!” ‘Choices’ is a preventive, life care, educational curriculum that teaches youth, how to use the principles of chess to think strategically and make moves that propel them toward their goals. Her aim, her passion and her desire is to help young people make positive choices that deter self-destructive behaviors and spur upward, forward movement in their lives and their communities. Dr. Flowers is a professional Human Resource Trainer, Empowerment Coach and Certified Diversity Professional. She has provided instructional training in areas such as Leadership Development, Diversity, Equity and Inclusion and Change Management to professional organizations all over the world including UAW, Chrysler Corporation, Ford Motor Company, General Motors Corporation, Mercedes Benz, Abbott Laboratories, Bristol Myers Squibb, Miller-Canfield, Itaka, Visalus and many more companies. Dr. Flowers initially thought she should create stories for the book because of her extensive human resource training background. As she began to engage the project, she received revelation that she should ask men to share two life experiences: one expressing a good choice and the other a poor choice. After confirming the men, Dr. Flowers identified fifteen male youth and took them through interviewing skills training, arranged the interviews and conducted writing workshops. Each chapter gives background on the youth author and details each man’s story using the principles of chess to highlight the lessons learned. The result is the ‘Trailblazer’ edition of the book ‘Choices: Making Moves to Win!’ ‘Choices’ has received an award for best book in the category of fiction, literature and autobiography for Jabez book and business expo. The book has also won book of the month for Fresh Lifestyle Magazine.

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Jennifer J Hammond interviews Ida Byrd-Hill. she is an economist, futurist, educator, author of eight books, tech guru and CEO of Automation Workz, a cybersecurity reskilling and diversity consulting firm. Our firm was ranked in the top 10 Cybersecurity Bootcamps in the nation. Ida received my Bachelors in Economics from the University of Michigan Ann Arbor and MBA from the Jack Welch Management Institute at Strayer University specializing in People Management and Strategy. Jennifer and Ida discuss how NOT to become a victim of hackers. Did. you know diverse populations are 52% of the $17 Trillion US Market How to tap into this power-market and transform the way we do business? Do you want an Inspiration to Pivot? Celebrate Black Invention History There are five Facts that Diversity is Lucrative! Also, every CEO needs a Diversity Lens Coach to Seize Market Revenue and the five Corporate Gangster Moves CEOs Should Consider. Did you know that Blacks Solved the Talent Shortage of the Agricultural & Industrial Revolutions, So Why Not the Digital Revolution? What is re-skilling and how is Reskilling America the Future of Work Also, Hacking in America is in a Cyber War Looking for Warriors. Interested? Hacking in real estate transactions is up. How can you protect yourself from becoming a victim of hacking. Ida discusses ways to Commit to the Pivot of Your Life Did you know Racism Increased Black COVID-19 Deaths Very valuable tips to prevent phone cyber hacks for Realtors

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Jennifer Hammond speaks with expert Tom Scarda about Is Franchising Right for You? Can you Pandemic Proof your business or is that a fool's errand? Another topic discussed: Are you Wondering if you have what it takes to be a successful franchisee? Ask yourself these questions and find out if you have the specific attributes to launch and grow a profitable franchise business. Questions to consider include: do you have a customer-focused mindset? In addition, are you able to set and achieve specific goals? Also, do you enjoy taking control of situations and managing others? Do you thrive on achieving results? So, why listen to Tom? Tom failed in a franchise. That is why you need to talk with him. Easily avoid the mistakes he made. Tom is now a nationally recognized small business and Certified Franchise Expert (CFE), motivator and dynamic speaker. Tom has authored three books: Franchise Savvy, The Road to Franchise Freedom and The Magic of Choosing Uncertainty: How to Manage Change, Embrace Fear and Live a Fulfilled Life. 30 years ago, searching for his inner drive, Tom left college and submerged himself in the motorcycle underworld in lower Manhattan. This made his mother worry. It was the first time Tom chose uncertainty over the status quo. After four years of life in the outlaw motorcycle subculture in NYC, Tom got a haircut, took a shower and landed a respectable job in the New York Subway system. After more than 13 years in the subway Tom became frustrated with the bureaucracy and politics. So he quit his job and left his pension behind to pursue his dreams of business ownership. This also made his mother worry. In 2000, he purchased a smoothie franchise, which he built into three units and sold five years later for a considerable profit. He was the #1 franchisee of the year in Maui Wowi Smoothies in 2002. He purchased a second franchise in 2006 called Super Suppers and failed miserably in that franchise concept. The lessons he learned from failure is what makes him such an expert. Tom has owned and operated both franchised and non-franchised businesses and has years of knowledge and wisdom to share with you. For more information, please contact Jennifer J Hammond at www.jenniferjhammond.com or https://www.jennifersclass.com/first-time-hm-buyer-purchase you can learn about grants for down payments and the home buying process from Jennifer J Hammond or if you are interested in real estate investing go to www.realestateinvestingsummit.com WOW! so much to learn! so fun! YAY!

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Jennifer J Hammond speaks with Keyonna Cox. Keyonna is the Founder/Creative Strategist for Beyond Surface Media Group and the Author of Unpacked Baggage: Getting To Know Keyonna Cox From A to Z, Jennifer and Keyonna unpack how that emotional baggage can be a block to the home buying or the home selling process. Also, how to Unpack Emotional Baggage that You Didn’t Even Know You Had until put under stress like COVID19 Pandemic. Also, Why People Do What They Do And It’s Not What You Think. Keyonna has been featured as a business leader in Business Innovators Magazine, has been a guest on BET, and featured as a fashion expert in First for Women. She has been a guest speaker at numerous colleges, seminars, workshops, conferences, and other educational institutions. Keyonna is dedicated to inspiring people from diverse ethnicities, genders, ages, professions, and theologies; and has been an asset to the entertainment, fashion, and education industries. Also, she has been instrumental to various organizations, community outreach efforts, ministries, and state officials/governmental agencies, by offering effective solutions for pressing issues. For more information, please contact Jennifer J Hammond at www.jenniferjhammond.com or https://www.jennifersclass.com/first-time-hm-buyer-purchase you can learn about grants for down payments and the home buying process from Jennifer J Hammond or if you are interested in real estate investing go to www.realestateinvestingsummit.com WOW! so much to learn! so fun! YAY!

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Changing the story from despair to relief for families impacted by the wide array of dysfunctions and addictions, Certified Counselors Scott and Jenny Graham have been in the industry since 1988. They are both in recovery and are seasoned and trusted interventionists, keynote speakers, radio guests and authors with an unparalleled reputation in the treatment field. Providing support, safety and guidance before, during and after interventions, transports, family programs, and with their signature sessions of “Recovery Protection and Reverse Carefrontations”, they’ve helped over two thousand families like yours overcome the obstacles they faced with a success rate greater than 90 percent. Topics discussed include the painful journey from being undercover cop to being a dirty cop stealing drugs from evidence to feed the addiction and then transformation of learning for forgive and help others. We discuss the #1 Mistake Most Well Meaning People Make When Intervening on Someone They Care About who is addicted to drugs. Also, The Top Two Reasons Why People Relapse and How to Steer Clear of Them There is a 4-Part Formula For Recovery. We talk about the Misconception About Needing to Hit Rock Bottom Before Getting Help. Also, we confront how to Bullet Proof Your Recovery Can there be Intervention in a Box: Your Step-By-Step Guide to Preparing You and Your Team For a Successful Intervention that helps change the path of destruction of drugs and addiction to freedom. For more information, please contact Jennifer J Hammond at www.jenniferjhammond.com or https://www.jennifersclass.com/first-time-hm-buyer-purchase you can learn about grants for down payments and the home buying process from Jennifer J Hammond or if you are interested in real estate investing go to www.realestateinvestingsummit.com WOW! so much to learn! so fun! YAY!

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Jennifer J Hammond discusses how to set achievable goals like buying a house with guest Linley Baker. She discusses the challenge of adopting a little girl from China against her mother's wishes. Linley is an author, speaker, coach, and professional actuary. Her book – Don’t Be Afraid –sketches her unusual career of corporate work, 19 years of full-time mother (and earning a master’s degree in music) returning to corporate work,and reaching full vice president. Shewas the youngest fully credentialed female actuary; credentials include FSA, FLMI, MM, AIRC, ACS and an actuarial Oscar. For more information, please contact Jennifer J Hammond at www.jenniferjhammond.com or https://www.jennifersclass.com/first-time-hm-buyer-purchase you can learn about grants for down payments and the home buying process from Jennifer J Hammond or if you are interested in real estate investing go to www.realestateinvestingsummit.com WOW! so much to learn! so fun! YAY!

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Jennifer J Hammond and Mary Giuseffi speak about HAPPY colors. What should you paint your kitchen, what color should you paint a bathroom and what color should your bedroom be. Why is the paint color of your front door important? Your Future is so bright you have to wear shades! Mary reveals The Secret Color Code. How the colors you paint your home and the colors you wear impact your effectiveness and communicate a powerful non verbal language! From Chaos to Calm design your closet and your life. How to rework your old wardrobe to fit your new life! Mary Giuseffi is a Former Ford Model, Personal Brand Expert, Image Consultant two-time Amazon #1 Best Selling Author, Speaker, Fashion and Color Authority, Award-Winning Humanitarian and Advocate for Women and Children. She is an internationally recognized guest on many stages sharing her expertise on Personal Branding and Image. She appears across the broadcast platforms and speaks nation-wide on Personal Branding and Marketing, Fashion and Style, Color, Self-Empowerment, and Women’s inspiration. She has worked with, created images and brands for thousands of people worldwide including reality TV Stars, Entrepreneurs, Authors and Corporate Executives, Brides and Moms. Mary has been a guest on the #TODAY SHOW. For more information, please contact Jennifer J Hammond at www.jenniferjhammond.com or https://www.jennifersclass.com/first-time-hm-buyer-purchase you can learn about grants for down payments and the home buying process from Jennifer J Hammond or if you are interested in real estate investing go to www.realestateinvestingsummit.com WOW! so much to learn! so fun! YAY!

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Jennifer J Hammond's guest, Susan Zimmerman, discusses H.O.P.E at home. Susan reveals the secrets to COVID-19 blues, depression and how during these stormy times, changing grief from having a grip on you to creating a beautiful future for you, your friends and your family? They confront the idea of how to get a GRIP on growth even in tough transitions. Also, three potent prompts for finding your way and discover new HOPE to guide your grief journey as you may transition from one home to another. Furthermore, Jennifer and Susan take a deep dive into what’s the secret to putting the sparkle back in your sapped spirit? You can rediscover your strengths and gain fresh optimism on the future! YAY! Susan Zimmerman is a licensed marriage and family therapist and chartered financial consultant who has been helping people navigate life transitions for more than thirty years. In her psychology studies, she specialized in grief, loss, and trauma. Susan has been called the “Queen of Acronyms” as the creator of hundreds of therapeutic acronyms that provide memorable tips to live by, especially during challenging changes. She is the author of six books, the most recent is Rays of Hope: Lighting the Way in Life’s Transitions and Losses. Susan’s been featured on TV and radio, and in multiple publications, including Forbes, Woman’s World, The Wall Street Journal, The Washington Post, Money, Chicago Tribune, and Psychology Today. For more information, please contact Jennifer J Hammond at www.jenniferjhammond.com or https://www.jennifersclass.com/first-time-hm-buyer-purchase you can learn about grants for down payments and the home buying process from Jennifer J Hammond or if you are interested in real estate investing go to www.realestateinvestingsummit.com WOW! so much to learn! so fun! YAY!

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Jennifer discusses Cyber safety for Realtors and for home buyers and home sellers. Real Estate is ripe for hackers for many reasons. Thus, cyber safety is a relevant topic to protect your real estate assets and help others to make better financial decisions. Sandra shares her personal journey of being escorted off an International flight by homeland security. After hours of being locked in a room and flooded with questions, she discovered that she had her Identity stolen. The ordeal's impact lasted for years. The rainbow or silver lining was that she became inspired to help protect others with cyber safety. Sandra discusses ways to use mindfulness with your technology at home. Simple strategies to prevent hackers from invading your home. Specific ways to safely sell and buy a home across states. She shares her personal story of buying and selling in the Covid19 pandemic. It is about becoming aware and taking back control of your cyber safety. Sandra shares her 20 plus years in cybersecurity to arm you with the knowledge to become cyber safe! For more information, please contact Jennifer J Hammond at www.jenniferjhammond.com or https://www.jennifersclass.com/first-time-hm-buyer-purchase you can learn about grants for down payments and the home buying process from Jennifer J Hammond or if you are interested in real estate investing go to www.realestateinvestingsummit.com WOW! so much to learn! so fun! YAY!