The Hop: Recent Episodes
Patti Teel
Like so many other industries, the real estate market has been disrupted. But this is leading to some exciting changes such as video open houses and online purchases. During this time of transformation, one thing remains constant-- the dream and satisfaction of home ownership. The HOP will help buyers and sellers to navigate the changing real estate market in real-time. You’ll hear practical advice on purchasing real estate with updates on home buying opportunities, deposits, interest rates, refinancing, creative financing, appreciation, depreciation, and so much more!
The HOP (Home Ownership Podcast) Episode 147
David Charels Allen reports on the latest interest rates and Santa Barbara sales stats. This week, rates remained about the same. There were only 31 new listings and 36 homes went pending. With such a low inventory of properties, many homes are still selling quickly. However, if your property is not selling, David has a suggested formula for reducing its sale's price. If a couple of weeks go back and you haven't gotten any nibbles, David suggest you reduce the sales price by 10%. If the house has gotten some showings but not a single offer, David advises you reduce the price by 5%.
Then, David and his co-host Patti, discuss their fur babies at home. David has developed a healthy dog treat and topper, called Chowdees. It's 100% organic, is made from liver and has no added ingredients. Best of all, it's freeze dried, so you don't have to worry about it getting stale or going bad. Treat your dog to chowdees. Visit https://www.chowdees.com
The HOP (Home Ownership Podcast) Episode 146
Week of Aug 5, 2023
David reviews the latest interest rates and real estate sales stats. While interest rates are up slightly, inventory is low--with only 35 new listings. There were 16 price changes which indicates that homes are taking longer to sell. The good news is that people who are looking for a new home can take a little longer to make up their mind and put in an offer.
In the second part of the show, David discusses his new business. He and his business partner are selling healthy, organic dog treats with a long shelf life. To learn about it, visit https://www.chowdees.com
To contact David, email him at david@davidcharlesallen.com or call him at 805-617-9311.
The HOP (Home Ownership Podcast) Episode 144
David gives the latest interest rates and Santa Barbara sales stats. He and his co-host Patti, discuss Open House etiquette. While David stresses that you should feel free to ask the Open House Realtor questions about the house you're viewing, he advises that it's a good idea to let the realtor know if you're already working with another realtor.
Then David and Patti shift their attention to The Fur Babies at Home segment. David discusses the benefits of feeding your dog a raw food diet and then discusses his new organic dog treats, Chowdees. To purchase chowdees dog treats, go to https://www.chowdees.com
Week of 7-6 to 7-15-23
Host and Village Properties realtor, David Charles Allen, reviews the latest interest rates and sales stats in Santa Barbara. Interest rates dropped almost a half-percent. Regarding sales stats, Santa Barbara had 46 new listings, 31, sales closed, and 22 went pending. Sales seem to be slowing down slightly as summer is in full swing. If you'd like to talk to David about buying or selling a home, you can email him at https://www.chowdees.com or call him at 805-617-9311.
In the second half of the show, David tells us about his new business, Chowdees. David has created new, healthy dog treats which are freeze dried and made without additives. Be sure to check it out at https://www.chowdees.com
The HOP (Home Ownership Podcast) Episode 142
Week of 6/17/2023
Hosted by Village Properties Realtor, David Charles Allen
June Gloom continues but sunny skies are predicted for Father's Day and the week that follows. After reviewing interest rates and the week's sale's stats, David discusses the unique regulations for owners renting out Airbnb's in Santa Barbara.
To contact David Charles Allen, email David@davidcharlesallen.com, or call 805-617-9311.
The HOP (Home Ownership Podcast) Episode 141
Week of 6-10-23
There has been little sunshine in Santa Barbara this June so far and temperatures have been in the mid-60's. Interest rates remain the same at 6 percent.
Regarding this week's sales stats in Santa Barbara, there were:
- 44 New Listings
- 15 Price Changes
- 21 Closings
- 25 Pending Sales
- 4 Coming Soon
David and Patti discuss AI and how it affects the real estate business. David reminds listeners that relationships are the most important factor when buying and selling real estate and that the main change with AI is some added conveniences for real estate professionals.
The HOP (Home Ownership Podcast) Episode 140
Week of 6-3-23
Village Property Realtor and host of the HOP, David Charles Allen, reports on interest rates and the latest Santa Barbara sales stats. Thirty-year jumbo loans are at 6% this week and thirty-year conforming loans are at 6.5%.
Santa Barbara sales stats are as follows:
- 27 New Listings
- 14 Price Changes
- 24 Pending
- 5 Back on on the Market
- 4 Coming Soon
Patti and David discussed real estate mogul, Barbara Corcoran and her recent prediction that the Best Time to Purchase a Property is RIGHT NOW! She believes that if people wait until rates go down, more more buyers will be competing--and the bidding wars will be back! Plus, she reminds us that when interest rates drop, people can always refinance their loans.
If you'd like to get in touch with David, you can email him at david@davidcharlesallen.com or call him at 805-617-9311.
The HOP (Home Ownership Podcast) Episode 139
With Village Properties Realtor, David Charles Allen https://www.davidcharlesallen.com
This week brought cloudy skies and sweater weather in the 60's. Interest rates stayed about the same but new listings dropped to 37, (Last week, new listings were in the 50's.)
David and Patti discuss financing and the different options before the final segment, 'Fur Babies at Home.'
To get in touch with David, dall 805-617-9311 or call 805-617-9311.
The HOP (Home Ownership Podcast) Episode 138 Hosted by Village Properties Realtor, David Charles Allen https://www.davidcharlesallen.com
Santa Barbara has had beautiful weather in the 60's and 70's and there have been a couple of South Swells, making surfers happy. This week, there were 50 new listings in Santa Barbara, which is higher than it has been in a long time. 45 listings went into a pending status so there was still not large build-up of supply. Bidding wars, expecially for the most desireable properties, have returned. Santa Barbara is a bit protected from the price reductions that other areas have experienced because there is always a limited supply with no available land to build on, and it's such a desireable area.
At the end of the episode, you'll hear how David's dogs and cat are getting along.
To contact David, call him at 805-617-9311 or email him at david@davidcharlesallen.com
The HOP (Home Ownership Podcast) Episode 137
With Host, Village Properties Realtor, David Charles Allen: https://www.davidcharlesallen.com
Again, the number of new listings in Santa Barbara was in the 40's. Interest rates remained practically the same with 30 - year jumbo loans at 6 % and 30 - year conventional loans at 6.25 %. Patti and David warned about a number of real estate scams to watch out for before David reviewed two neighborhoods in Santa Barbara: Mission Canyon, and the Santa Barbara Riviera.
The Santa Barbara Riviera properties are more expensive and many of them have amazing views. Mission Canyon in contrast is set a little further back and is known for its quiet serenity. In the past, due to fires, insurance rates could be quite high.
At then end of the episode, David and Patti discusssed their fur babies and had a discussion on dog's eyesight and how it varies from ours.
To get in touch with David, call 805-617-9311 or email him at david@davidcharlesallen.com
The HOP (Home Ownership Podcast) Episode 137
With Host, Village Properties Realtor, David Charles Allen: https://www.davidcharlesallen.com
Again, the number of new listings in Santa Barbara was in the 40's. Interest rates remained practically the same with 30 - year jumbo loans at 6 % and 30 - year conventional loans at 6.25 %. Patti and David warned about a number of real estate scams to watch out for before David reviewed two neighborhoods in Santa Barbara: Mission Canyon, and the Santa Barbara Riviera.
The Santa Barbara Riviera properties are more expensive and many of them have amazing views. Mission Canyon in contrast is set a little further back and is known for its quiet serenity. In the past, due to fires, insurance rates could be quite high.
At then end of the episode, David and Patti discusssed their fur babies and had a discussion on dog's eyesight and how it varies from ours.
To get in touch with David, call 805-617-9311 or email him at david@davidcharlesallen.com
The HOP (Home Ownership Podcast) Episode 136 With Host, Village Properties Realtor, David Charles Allen https://www.davidcharlesallen.com New listings continue to rise in Santa Barbara--and the uptick that usually takes place in March, is happening now. Last week, there were 43 new listings and 36 properties went pending. The temperature has been comfortable, (in the mid-60's) and there have been some surf swells, for those who know where to look for them.
At the end of this episode, David and Patti discuss their Fur Babies and David notes that they lift their human's spirits each and every day of their lives. To contact David, you can call him at 805-617-9311 or email david@davidcharlesallen.com
The HOP (Home Ownership Podcast) Episode 135
With Host, Village Properties Realtor, David Charles Allen.
David reviews the latest interest rates and Santa Barbara's real estate stats. Last week, after a big spike, interest rates dropped down to 5.625% for 30-year jumbo loans and 6% for 30-year conforming loans. The supply of homes for sale has almost reached 40 but because there are more buyers in the the spring, there is a lot of competition for those homes.
Lastly, David and Patti discuss their Fur Babies. David advises listeners that food allergies cause a lot of problems for dogs and says that beef is often better for them than poultry.
You can call David at 805-617-9311 or email him at david@davidcharlesallen.com.
The HOP (Home Ownership Podcast) Episode 134
In this episode, Village Properties Realtor, David Charles Allen, reviews interest rates, Santa Barbara real estate stats and the emotional dance between buyers and sellers. Interest rates took a big jump this week making it harder for those who are in the midst of purchasing a new home. Regarding real estate stats, there were almost 40 new listings, which is more than there has been in quite some time.
Home prices are hanging steady and desireable homes are still selling quickly, at or above their asking price. David and Patti discuss the range of emotions that buyers and sellers experience during the negotiation process.
Finally, David discuss their beloved fur babies.
To contact David, email David@davidcharlesallen.com or call him at 805-617-9311.
The HOP (Home Ownership Podcast) Episode 133
Hosted by Village Properties Realtor, David Charles Allen
The weather in Santa Barbara has been in the 60s, with marine layer fog in various areas. (If you live in Santa Barbara, you know that one neighborhood may be socked in with fog while a neighborhood only a few minutes away can be perfectly sunny!)
David reviewed the latest interest rates and Santa Barbara's real estate stats. 30-year jumbo loans were at 5.375% and 30-year conforming loans were at 5.75%. Sales were just under 30 with only a small build-up of supply. People who bought properties when interest rates were at their lowest may not be eager to sell their homes because when they go to buy another property, their monthly payments will be higher--due to the higher interest rates. Many of the people who are selling their homes are moving out of the area, or retiring. Home prices remain steady and in the long-term, Santa Barbara remains a tremendous investment.
Downtown Santa Barbara blocked off State Street during the Covid Pandemic, making it a walking corridor with outdoor restaurant seating. This has been so popular that it will remain this way for the forseeable future.
Lastly, David and Patti discuss their Fur Babies and David shares some nutrition tips.
Email David at david@davidcharlesallen.com or call 805-617-9311.
The HOP (Home Ownership Podcast) Episode 132
After reviewing interest rates and sales stats in SAnta Barbara, David and Patti discuss Tiny Homes. Lastly, David shares advice on ensuring your pets eat a healthy diet.
To contact David, email david@davidcharlesallen.com or dall 905-617-9311.
https://www.davidcharlesallen.com
The HOP (Home Ownership Podcast) Episode 131
Host, Village Properties Realtor, David Charles Allen
The rain continues to fall in Santa Barbara with more on the horizon. This is leading to a springtime that is more vibrant and alive than it has been in years. Lakes are filling up and plants are thriving.
House prices are not descending but as we all know, interest rates are up. There were 30 new listings during the past week and 30 properties are pending.
David and Patti discussed the trust and transparency that should exist between realtors and clients before turning their attention to the last segment of the podcast, Fur Babies at Home. Patti believes her pup is a 'Back of the Pack' dog while David says that his entire brood are 'Front of the Pack' pups--which can be a problem for his smallest dog Bailey, who runs the risk of being trampled by her big brothers and sisters!
To contact David, email him at david@davidcharlesallen.com or call him at 805-617-9311.
The HOP (Home Ownership Podcast) Episode 130
Host: Village Properties Realtor, David Charles Allen
David discusses Santa Barbara's West Side; it's cute streets, large lots and propensity to have front and back homes. He reports on the latest interest rates and sales stats before discussing the latest bank failures and how it could affect the real estate market. Lastly, David and Patti talk about their beloved Fur Babies at home.
To contact David, email david@davidcharlesallen.com or call him at 805-617-9311.
The HOP (Home Ownership Podcast) Episode 129
Hosted by Village Properties Realtor, David Charles Allen https://www.davidcharlesallen.com
More rain is on the horizon for Santa Barbara. Interest rates for both 30 - year jumbo and 30 - year conforming loans went up slightly to 5.75 % and 6.5 % respectively.
David discussed the Funk Zone and noted that as more breweries and restaurants opened, it has taken away a lot of foot traffic from downtown Santa Barbara. The Funk Zone has a lively vibe and most of the housing consists of condos and townhomes.
If you'd like to talk to David, you can email him at david@davidcharlesallen.com or call him at 805-617-9311.
The HOP (Home Ownership Podcast), Episode 128
Host, David Charles Allen, reviews the interest rates and latest sales stats in Santa Barbara. Interest rates rose to 5.625% for 30 - year jumbo loans and 6.5 % for 30 - year conforming loans. Several homes sold above their asking price last week. However, there were only 19 new listings, which is well below average.
David discussed the Elwood Shores neighborhood in Goleta--and said that it has been growing in popularity. While you may have to drive a little further (if you work in Santa Barbara), it is close to the beach and the values have been increasing significantly.
David was born and raised in the Santa Barbara area and would like to help you find your next home. He invites you to email him at david@davidcharlesallen.com or call him at 805-617-9311.
The HOP (Home Ownership Podcast) Episode 127
david@davidcharlesallen.com 805-617-9311
Santa Barbara has had a cold snap, a surf swell and some wind this week. David reviewed the interest rates which went up slightly. The new listings were down slightly and there were 15 price changes, which is significant.
David reviewed an area in Santa Barbara that has had a huge influx in popularity. Samarkand has a nice neighborhood feel and is within walking distance of several coffee shops. It has great walkability, and many homes have great ocean or mountain views. It’s also only two miles from Hendry’s Beach.
Host, David Charles Allen from Village Properties: Email david@davidcharlesallen.com or call 805-617-9311 Website: https://www.davidcharlesallen.com
The HOP (Home Ownership Podcast) Episode 126
David reviews the latest interest rates for 30-year conventional and jumbo loans and also explains what differentiates them before reviewing Santa Barbara's sales stats, The new listings rose to 36, which is encouraging--and higher than it has been in many months.
Finally, David and his co-host Patti discuss the charming 'look' of Santa Barbara--due to architectural restrictions, but the trade off is that new construction and remodels must adhere to those standards. Also, there are few empty lots to build on in Santa Barbara which limits the ability to add people to the area.
The HOP (Home Ownership Podcast) Episode 125:
With Village Properties Realtor and Host, David Charles Allen
David reviews the interest rates (which rose slightly this week), along with the Santa Barbara Real Estate Stats. This week, there were 31 new listings and 27 pending sales. In a typical market, there are 40 - 60 homes listed but even though the numbers are lower than normal, things are moving in the right direction!
Then David and Patti discussed the pros and cons of making your offer inclusive of some or all of the furniture and stories are shared about people who even offer to buy the family's pets!
You can call David at 805-817-9311 or email him at david@davidcharlesallen.com
The HOP (Home Ownership Podcast) Episode 124: with Host, David Charles Allen
David reviews the latest interest rates and the Santa Barbara Real Estate sales statistics. There were 32 listings the week of 2/4 with 25 pending sales. In a typical market the number of new listings would be in the 40 to 60 range. Right now, houses are sitting on the market longer but the prices have remained steady.
In the Fur Baby portion of the show (toward the end of the podcast), David and Patti discussed goats being used to clear the land and David said that this is something that Ellings Park in SB has done in the past.
To contact David, send him an email at david@davidcharlesallen.com or call him at 805-617-9311l.
https://www.davidcharlesallen.com
The HOP (Home Ownership Podcast), Episode 124
Hosted by Village Properties Realtor, David Charles Allen
Mortgage rate buydowns are on the rise as homebuyers cope with high interest rates.
David discusses the recent beautiful cool weather (with highs in the 60’s) and the surf swell before turning his attention to interest rates and Santa Barbara real estate stats. Interest rates remained the same, at 5% for 30-year jumbo loans and 5.75% for 30-year conforming. There were 27 new listings last week and while there was some build up in supply, the inventory is still low—ideally there would be 50-60 new listings.
The topic he discusses today is Mortgage Rate Buydowns—which are on the rise as homebuyers deal with high interest rates. In a sense, David says, they can be thought of as a price reduction. Since the market has cooled down for sellers, many are offering concessions in the form of interest rate buydowns. For example, if the seller is willing to offer a 2-1 interest rate buydown with today’s interest rate of 5.75%, the buyer’s rate would go down by 2%--to 3.75% in the first year. In the second year, the rate would drop 1%--from 5,75% to 4.75 %, before returning to the original rate or 5.75 % in year three.
Learn more about the pros and cons of Mortgage Rate Buydowns in this episode of the HOP! If you have any questions, call David Charles Allen at 805-617-9311 or email david@davidcharlesallen.com
The HOP (Home Ownership Podcast) Episode 123 Hosted by Village Properties Realtor, David Charles Allen: https://www.davidcharlesallen.com/
David Charles Allen reviews the latest interest rates and sales stats in Santa Barbara. He said it’s becoming a more balanced market with location, price, and a home’s condition dictating the price of a house.
Then David discusses the construction progress on the 101 widening project and how it may affect future traffic before talking with Patti about Accessory Dwelling Units (ADUs), which have become very popular in Santa Barbara. People want ADUs for a variety of reasons. They can be rented out, which is great for off-setting mortgage payments. With rentals so difficult to find in Santa Barbara, this seems like a win-win. Every home can have two ADUs: one that is detached, and a Junior ADU (which means it is attached to the main house.) Learn more about ADUs by listening to this informative episode!
Call David at 805-617-9311 or email david@davidcharlesallen.com
David Charles Allen (https://www.davidcharlesallen.com) reviews Santa Barbara’s real estate in 2022. The first half of the year was a hot, hot market for sellers. Inventory was very low; often there were only 150 – 200 properties for sale. There were multiple offers, often over the asking price, on just about any property. Interest rates shot up and down throughout the year and at times were in the 3-4 % range.
In contrast, 30-year conforming loans now have an interest rate of 5.875% and 30-year jumbo loans have an interest rate of 5.125%. There are currently 300 homes for sale on the market which is still low—but almost double what was available at any given time throughout much of 2022. David believes that we are returning to a more balanced market. He’s not making predictions but urges people to look at what’s most important to them, what they believe will happen to our economy, and how it would affect their home purchase. If you’d like to discuss your options, David invites you to email him at david@davidcharlesallen.com or call him at 805-617-9311.
Lastly, in the Fur Babies at Home section, David and Patti discuss an article sent by a viewer which outlines the changing popularity of various dog breeds.
The HOP (Home Ownership Podcast) Episode 121
Hosted by Village Properties Realtor, David Charles Allen https://www.davidcharlesallen.com David reports that there has been plenty of rain and waves over the holidays, making the surfers happy! Typically, real estate is slow over the holidays because people are busy preparing for and celebrating the holidays. Even so, the market remained active, although the supply is a little constrained. Homes are sitting longer but if they're priced well and are without need for major renovations, they will sell fairly quickly. However, sellers need to realize that things are not selling like they did six months ago and need to temper their expectations. During the past two weeks, there were 12 new listings, 6 price changes, 27 pending sales, 27 closed sales, 4 came back on the market and 3 are coming soon. The interest rate for a 30-year jumbo loan is 5.625% and 6.375 for a 30-year conforming loan.
David and his co-host Patti are both animal lovers and give an update on the antics of their pets this holiday season. If you'd like to talk to David about real estate you can contact him at 805-617-9311 or email david@davidcharlesallen.com
The HOP (Home Ownership Podcast) Episode 120 with Village Properties Realtor, David Charles Allen. https://www.davidcharlesallen.com
As usual, David reports on the latest interest rates and sales stats in Santa Barbara and then he and Patti discuss the pros and cons of purchasing a townhouse or condo, versus a house. To contact David, email him at david@davidcharlesallen.com or call 805-617-9311.
HOP (Home Ownership Podcast) Episode 119
Village Properties Realtor and Host of the HOP, David Charles Allen After reviewing the interest rates and Santa Barbara Real Estate stats, David reminds listeners that different lenders can affect the terms of your loan. He says that while it's wise to call around to try to get a better rate, it's important to understand that if your credit is run repeatedly, it could ding your credit. As always, David and his co-host end the show by talking about their fur babies at home. You can contact David by emailing david@davidcharlesallen.com or call him at 805-617-9311.
The HOP (Home Ownership Podcast) Episode 118
David Charles Allen, Host of the HOP and Village Properties Realtor: After reviewing the latest interest rates and real estate stats in Santa Barbara, David explains why high home prices and rising interest rates may inevitably lead to fewer home buyers and more renters in Santa Barbara. To contact David, email david@davidcharlesallen.com or cal 805-617-9311. https://www.davidcharlesallen.com
The HOP (Home Ownership Podcast) Episode 117: Hosted by David Charles , Village Properties Realtor in Santa Barbara. David reports on the latest interest rates and Santa Barbara real estate stats. He then discusses Open House Etiquette and the importance of choosing the right agent and brokerage. Desireable homes in Santa Barbara are still selling quickly for their asking price or more. As long as supplies remain low, home prices are likely to stay high. If you'd like to contact David, you can call him at 805-617-9311 or email david@davidcharlesallen.com
The HOP (Home Ownership Podcast) Episode 116: Village Properties Realtor and host of the HOP, David Charles Allen, reviews the lates interest rates and sales stats. Thirty-year jumbo loans are at 5.75 % and thirty-year confroming loans are at 6.75 %. This week, there were very few new listings or houses coming soon. David discussed a number of topics including the importance of pricing a home correctly, contingencies, and purchasing in 'good faith.' Don't miss this informative episode. You can email David at david@davidcharlesallen.com or call him at 805-617-9311.
The HOP (Home Ownership Podcast) Episode 115: Village Properties Realtor, David Charles Allen, gives the latest interest rates and sales stats in Santa Barbara. Interest rates rose slightly; up to 6.75 % for 30-year conforming loans and 5.625% for 30-year jumbo loans. Regarding the latest sales stats, there were only 16 new listings in Santa Barbara with five listings coming soon. Patti and David discuss Hurricane Ian and David says that while home values usually come back within a couple of years after a natural disaster, insurance companies may raise rates or pull out of the area, causing a big problem for homeowners. For more information about Santa Barbara real estate, email David at david@davidcharlesallen.com or call 805-617-9311.
The HOP (Home Ownership Podcast) Episode 114: Hosted by David Charles Allen, Village Properties Realtor in Santa Barbara, CA.. Interest rates for 30-year jumbo loans are at 5.375% and 30-year conforming loans are now 6.375%. David noted that these higher rates are impacting affordability, and people's ability to purchase a home. With a limited number of homes for sale (only 29 new listings this week in Santa Barbara), ideal properties are continuing to sell quickly for the full asking price while those that are less desireable are having to drop their prices. Email David at david@davidcharlesallen.com or call 805-617-9311.
The HOP (Home Ownership Podcast) Epidosde 113
Hosted by Village Properties Realtor, David Charles Allen. Interest rates continue to rise and new listings are down. Here are last week's stats: 25 new listings, 24 price changes, 18 closed, 21 pending, 1 expired and 2 coming soon. Interest rates spiked to 5.5% for 30-year jumbo loans and 6.375 for 30-year conforming. David reports that homes that are desireable are still selling quickly, often with multiple offers. However, homes that are considered less desireable due to location or those needing work are often having to lower their prices. Please feel free to email David at david@davidcharlesallen.com or call him at 805-617-9311.
The HOP (Home Ownership Podcast) Episode 112, Hosted by Village Properties Realtor, David Charles Allen.
In this episode, David reports on the latest interest rates and sales stats before discussing how an economy downturn could affect the housing market. While large investors could actually benefit from an economy downturn with lower housing prices (especially if they're cash buyers), it won't be beneficial for others. For instance, those who bought their homes when interest rates were at their lowest, are unlikely to want to sell their homes as they'll get less for their money when they go to buy their next home. Also, if prices on homes and interest rates stay high, it will be difficult if not impossible, for the average family to buy a home--potentially locking them into a future of renting. He reminds us that house values are based on supply and demand. As long as there is a limited supply of properties for sale, there will be a high demand and prices are likely to remain high. To contact David, email him at david@davidcharlesallen.com or call 805-617-9311
The HOP (Home Ownership Podcast) Episode 111: Hosted by David Charles Allen of Village Properties. As so often happens this time of the year, Santa Barbara has had a heat wave and one day last week it even made it up to the triple digits!! This has caused the ocean water to warm up and there’s been a bit of a south swell--as Santa Barbaran's enjoy swimming in the ocean. Interest rates last week rose to 5% for jumbo loans and 5.75% for 30-year conforming loans. Last week, there were 24 new listings, 12 price changes, 31 closings, 18 pending, 12 expired listings and 4 coming soon. With the inventory so low, it can be tough for people looking for a property in Santa Barbara. For more information about real estate in Santa Barbara, email david@davidcharlesallen.com or call David at 805-617-9311.
The HOP (Home Ownership Podcast) Episode 110: The weather in Santa Barbara heats up while interest rates remain the same with 30 - year jumbo loans at 4.75% and 30 - year conforming at 5.375%. There were 33 new listings and 41 properties that closed, so there was no buildup of supply. David discusses the pros and cons of pocket listings and explains the upside and downside of pocket listings. https://www.davidcharlesallen.com
The HOP (Home Ownership Podcast) Episode 109: Hosted by Village Properties Realtor, David Charles Allen. David reviews the interest rates and Santa Barbara sales stats. Interest rates didn't change too much this week; 30 - year jumbo loans are at 4.75% and 30 - year conforming loans are at 5.375%.
David discusses the trend of large hedge funds to purchase large developments of single-family homes and turn them into rental properties. He points out that this could potentially manipulate the market and promised to keep listeners posted.
In Santa Barbara last week there were 38 new listings, 19 price drops, 31 pending, and 3 listings which are coming soon. Homes that are desireable and that are priced right are still getting multiple offers, some over the asking price. Less favorable homes are having to adjust their prices or they'll sit on the market.
Lastly, David discusses how to pick a realtor and recommends getting a recommendation from someone you trust.
You can call David at 805-617-9311 or email him at david@davidcharlesallen.com
BBB of the Tri-Counties reminds us that owning a pet can bring your family much joy, but taking care of a dog, cat, or other animal comes with significantcosts too. Unfortunately, this year, many pet owners have found themselves in a heartbreaking situation, forced to give up their pets for financial reasons. If you are thinking about taking home an adorable furry friend, it’s wise to check your budget first. According to the American Kennel Club, dog owners can expect to spend about $15,000 over the lifetime of their pet. In this episode, you'll hear about the costs that you should consider before getting a new dog, cat, bird, or other pet.
A BIG thank you Ayers Repairs in Santa Barbara for sponsoring this podcast.
The HOP (Home Ownership Podcast) Episode 108: Hosted by Village Properties Realtor, David Charlles Allen. Sellers in Santa Barbara don't seem very motivated to sell right now. Last week, thee were only 25 new listings and 17 price drops. Because interest rates are up, someone who sells their home may have a hard time finding a replacement home that is as nice as the one they had, without paying more each month. For more information about the real estate market in Santa Barbara, email david@davidcharlesallen.com or call 805-617-9311.
The HOP (Home Ownership Podcast) Episode 107, Hosted by David Charles Allen, Village Properties Realtor. Last week interest rates remained the same at 4.375% for 30 - year jumbo loans and 4.875% for 30 - year conforming loans. Regarding the sales stats, there were 30 new listings, 15 price changes, 21 closed, 41 pending, 4 expired, and 4 coming soon. David feels that the fact that interest rates remained the same, contribued to the number of pending sales. David and his co-host Patti, had a discussion about the advantages and disadvantages of house hacking before discussing their fur babies. You can call David at 805-617-9311 or email david@davidcharleallen.com Visit David's website at https://www.davidcharlesallen.com
he HOP (Home Ownership Podcast) Episode 106: Hosted by Village Properties Realtor, David Charles Allen. In this episode, David reviews the interest rates and sales stats before discussing things to consider when purchasing investment properties as rental income. Interest rates were down a bit with jumbo 30-year loans at 4.375% and conforming 30-year loans at 4.875%. Regarding the sales stats, the new listings were at 60, which is higher than they've been in a long time and price drops were at 26, which is also higher than they've been in recent months.
To reach David, email him @ david@davidcharlesallen.com or call him at 805-617-9311.
The HOP (Home Ownership Podcast) Episode 105: For the last couple of years, it has definitely been a Sellers Market but Village Properties Realtor and host of the HOP (David Charles Allen), feels that the market is becoming a little more balanced. Houses are sitting on the market a little longer and there are more price drops. Interest rates continue to fluctuate.
Currently, 30 year fixed jumbo loans are down to 4.375% and 30 year fixed conforming loans are at 5%. While historically this is still a lot rate, new buyers have to get over the mental hurdle of missing out by not taking action when rates were lower. You can email David at david@davicharlesallen.com or call him at 805-617-9311.
The HOP (Home Ownership Podcast) Episode 104: It was a beautiful week in Santa Barbara with temperature in the 70's. Surfers may be in for a treat as a South Swell may be coming. Interest rates have been up and down. Currently 30-year jumbo loans are at 4.625% and 30-year conforming loans are at 5.5%. Last week there were 47 new listings, 14 price changes, 26 pending sales, 3 expired listings, 25 that closed and 6 coming soon. The supply is slowly building but homes are taking longer to sell.
To contact the host, Village Properties Realtor David Charles Allen, email david@davidcharlesallen.com or call 805-617-9311.
The HOP (Home Ownership Podcast) Episode 103: Village Properties Realtor and host of the HOP, David Charles Allen, gives the latest Santa Barbara Real Estate Stats. Last week. there were 40 new listings, 12 price changes, 36 coming soon, 24 pending and 10 expired listings. Surprisingly, interest rates dropped from almost 6 per percent to below 5 percent. Interest rates on thirty-year fixed loans dropped down to 4.875% and thirty-year jumbo loans dropped to 4.5 percent. Houses are not selling quite as quickly as they were a couple of months ago due to a number of factors which David discusses in this episode.
David and co-host Patti close the show by talking about their fur babies. David recently took a long road trip with his dogs and cat. Find out how it went!
You can reach out to David by calling 805-617-9311 or email david@davidcharlesallen.com
The HOP (Home Ownership Podcast) Episode 102: Hosted by David Charles Allen of Village Properties. Santa Barbara has been a bit warmer than usual with temperatures in the 80's and very little June gloom, which is often prevalent this time of year.
Interest rates remained steady with 30 - year jumbo loans at 4.875 and 30- year fixed loans at 5.625%. Sales stats were also almost the same as last week with 45 new listings, 17 price drops, 29 properties closed, 23 pending and 7 coming soon.
David notes that there has definitely been a shift in the market, with fewer multiple offers and properties taking longer to close.
David discussed all the many factors that go into the decision whether to sell your home now...or wait a year.
And finally, David and Patti chat about their fur babies at home. You can email David at david@davidcharlesallen.com or call 805-617-9311.
The HOP (Home Ownership Podcast) Episode 101: The BIG NEWS is that the FEDs have raised interest rates, up to 5% for 30-year jumbo loans and 5.625% for 30-year fixed conforming loans. This hike in interest rates is already affecting the real estate market. As the interest rates continue to rise, some buyers may be reluctant to take out loans and cash buyers might not have to pay as steep of a price to purchase a home. This last week there were 46 new listings, 17 prices were lowered, 31 coming soon, 28 pending and 4 listings expired. If you'd like to talk to David about buying or selling property in Santa Barbara, email him at david@davidcharlesallen.com or call 805-617-9311
The HOP (Home Ownership Podcast) Episode 100: The early summer weather is beautiful, from the mid-70's to the low 80's and there is some fun surf to be had! Buyer demand may be waning a bit and this week, there were 40 New Listings, 32 Pending Sales, and 9 Price Changes. At the end of the show, David & Patti discuss their fur babies and talk about a Japanese theme Dog Park--Tsukuba Wan Wan, where people can play with all sorts of dogs.
To contact David Charles Allen, host ot the HOP, email david@davidcharlesallen.com or call 805-617-9311.
The HOP (Home Ownership Podcast) Episode 99: Last week in Santa Barbara, there were 45 new listings and 36 pending sales--so while inventory is still low, there was some buildup in supply. While there are still multiple offers, they are now seen most often on the mose desireable listings.
David discussed buying land to build your home. Santa Barbara is unique because there isn't much land available and building permits are stringent.
Update! Moose (David's big puppy) is fully recovered from his recent bee sting.
You can call David at 805-617-9311 or email david@davidcharlesallen.com
The HOP (Home Ownership Podcast) Episode 98: Statistics reveal that the Santa Barbara market is cooling down a bit. This week there were 14 price drops and not many huge overbids. David also discusses the many industries that are affected, (from construction to service Industries) when the real estate market slows down. He also touches on the type of buyer that is likely to gain from purchasing during an inflation. Lastly, on the Fur Babies at Home segment, David talks about his big puppy Moose--who was stung by a bee and had a frightening reaction. You can email David at david@davidcharlesallen.com or call him at 805-617-9311.
The HOP (Home Ownership Podcast) Episode 97: David Charles Allen gives the latest interest rates and Santa Barbara Real Estate Stats. This week, there were 44 new listings and 49 pending sales, reducing the number of homes available for sale. There were 14 price changes and many of them can be accounted for by price drops on properties in the 1.5-million-dollar price range. It's too soon to tell with certainty, but it may signal the start of a correction in the market. David and Patti discuss the news that Oregon buyers can now send personal letters to the sellers of a house when they're putting in a bid, while it's still not allowed in California. As always, the show closes with a fun discussion about David and Patti's fur-babies. You can email David at david@davidcharlesallen.com or give him a call at 805-617-9311.
The HOP (Home Ownership Podcast) Episode 96 with David Charles Allen: David reports on interest rates and the latest Santa Barbara sales stats. This week, there are 54 new listings, more than there have been in months. Jumbo 30 - year loans are at 4.875% and Conforming 30 - year fixed loans are at 5.125% David also discusses factors that could lead to a recession and how it would affect the housing market. Call David at 805-617-9311 or email david@davidcharlesallen.com
David Charles Allen, Village Properties Realtor, and host of the HOP, shares the Santa Barbara sales stats and latest interest rates. Thirty-year fixed jumbo loans are up to 4.5% and 30-year conforming loans rose to 5.125%. Higher interest rates affect first-time homebuyers the most. David reviews other towns and cities within an hour drive of Santa Barbara, discusses their affordability, and gives his pick for the neighborhood in SB that he thinks, in the long-term, will go up in value the most. He also reports on a new trend in Santa Barbara and across the country, to sell a percentage of a home, similar to a time share. As always, David and his co-host Patti Teel, close the show with their pet stories.
The HOP (Home Ownership Podcast) Episode 94: Village Properties Realtor, David Charles Allen, advises buyers to be prepared before they start shopping for their next home. Santa Barbara continues to have a low supply of inventory and a big demand. If you need a loan, it can be tough to compete. Sellers often prefer a cash offer becaus it can close quickly without contingencies. However, if you need a loan, all is not lost. The first step is to go to a lender you trust. Also, there are lenders that can help you to put together an offer that is essentially the same as a cash offer--especially if you already own a home. Patti and David end the show with a discussion about their beloved fur-babies. If you'd like to talk to David in person, call 805-617-9311 or email him at david@davidcharlesallen.com
Hosted by Village Properties Realtor, David Charles Allen. Interest rates contine to rise; 30 year jumbo loans are at 4.25% and 30-year conforming loans reach 5%. This week, there were 43 new listings and 28 pending sales. Bidding wars continue and houses continue to sell for over the asking price. David answers a question from his co-host about considerations when purchasing a home to be used as a short-term rental. If you're interested in learning more about real estate in Santa Barbara email David at david@davidcharlesallen.com or cal 805-617-9311.
Hosted by Village Properties Realtor, David Charles Allen: There were 47 new listings this week in Santa Barbara and 31 properties closed. Interest rates continued to creep up with 30-year fixed conforming loans at 4.75% and 30-year jumbo loans at 4%. Many buyers are worried that interest rates will continue to rise and are more determined than ever to purchase a home asap. While houses have appreciated dramatically over the course of the past two years, David points out that historically, they are likely to continue to appreciate, albeit at a slower rate. He also reminds listeners that if buying a house makes you happy and you can afford it, then it's the right time for you to purchase a home. Patti asks David about the stiff competition that realtors face with so few houses on the market and so many realtors and David discusses the importance of being trustworthy and knowlegable. To contact David, call 805-617-9311 or email david@davidcharlesallen.com
Santa Barbara had a heat wave with highs close to 90 degrees but there were a couple of good swells, so surfers and other water lovers had fun cooling down at the beach. 30 - year fixed loans rose to 4.625% and jumbo loans remained at 4%. There were only 37 new listings and 11 of those were sold off market. With almost 2,000 real estate agents in Santa Barbara, there's tremendous competition! David answered Patti's question about the things that real estate agents are not allowed to tell their clients but his advice is to empower buyers by giving them the tools to find their own answers. If you'd like to contact David Charles Allen, you can call him at 805-617-9311 or email david@davidcharlesallen.com
This week, Santa Barbara weather was in the mid-60's and 70's. Residents enjoyed some well-needed rain and good surf. Interest rates stayed the same, at 4.5% for 30-year conforming loans and 4% for 30-year non-conforming loans. Thirty-seven homes closed this week and six of them were off-market listings. Typically, this time of year there would be 50-60 new listings, so the number of available properties for sale is extremely low. David talked about the importance of realtors and brokers being transparent, guiding their clients but never making decisions for them. The questionable strategy of listing a house under its value in order to start a bidding war was discussed. As always, Patti and David end the show with shared stories about their fur-babies. David invites you to contact him by email at david@davidcharlesallen.com or call him at 805-617-9311.
The HOP (Home Ownership Podcast) Episode 89: Warm weather and fun swells continue to draw people to beautiful Santa Barbara. Host, David Charles Allen, reports that there were 41 new listings this week and 25 % of them sold off-market. This makes it even more difficult for the average person who is searching for a home to purchase. Interest rates rose again--up to 4.5 % for 30 - year fixed and 4 % for 30 - year jumbo loans. In this episode David discusses the challenges and rewards of flipping properties in Santa Barbara and as always The HOP closes with an update on David's fur babies. To contact David Charles Allen, call 805-617-9311 or email david@davidcharlesallen.com
The HOP (Home Ownership Podcast) Episode 88: Host of the HOP, Village Properties realtor, David Charles Allen, said that Santa Barbarans have been enjoying beautiful spring weather with temperatures in the 60's and 70s. There have also been decent swells to make surfers happy. Interest rates rose significatntly, up to 4.25% for 30 - year conforming loans and 3.75% for 30 - year jumbo loans. In Santa Barbara, there were 35 new listings, 35 properties closed, and 32 are pending. David and Patti discussed the trend to go off grid with solar energy and wells.
The HOP Episode 87: This week, interest rates remained basically the same with 30-year jumbo loans at 3.375% and 30-year fixed loans at 3.875%. There was still no real significant build up of inventory with 43 new listings and 45 homes that closed. David Charles Allen discussed programs that might help first time home buyers to get into a home as well as the benefits and pitfalls of those programs. He also talked about the significant number of homes that have been selling off-market in Santa Barbara and why this option might appeal to some buyers and sellers. To learn more about real estate in Santa Barbara, call David at 805-617-9311 or email david@davidcharlesallen.com
The HOP Episode 86: David Charles Allen discusses the weather, waves, and real estate in Santa Barbara! Interest rates remain low; 3.75% for 30-year fixed and 3.375% for 30-year jumbo loans. There were 42 new listings this week and 40 went pending, with very little build up of available properties for sale. A listener asked about the reliability of Zillow Zestimates and David explained that they were often far offbase. The biggest shortfall of Zillow, however, is the fact that you don't find out about properties that are coming soon. When working with a realtor, you're likely to learn about properties a couple weeks before they're listed and that time period can help you prepare your offer. For questions about real estate in Santa Barbara, call David at 805-617-9311 or email david@davidcharlesallen.com
There are always a lot of moving parts when it comes to planning a wedding. Add a pandemic to the mix, and it can easily feel overwhelming. That said, many couples have proven that with a little ingenuity, flexibility, and a few precautions, it is possible to pull off a beautiful and safe wedding. You can make a success of your wedding. To do so, BBB recommends the tips that you'll hear in this episode of Your Moment of Trust. A BIG thank you to Ayers Automotive Repair of Santa Barbara for sponsoring this podcast.
Host and realtor, David Charles Allen, reports on the weather, interest rates and sales stats. After an unusual cold snap with frost warnings, the weather warmed up. Interest rates remained the same as the week before--4% for 30 - year fixed and 3.5% for 30 - year jumbo. During the past week there were 40 new listings, 20 properties closed, and 26 went pending. While there has been a small uptick in supply, the number of properties available for sale is still historically low. David and Patti discussed the uncertainty that renters face, not knowing if their landlord will renew their lease. Finding a rental that allows pets is also problematic for renters. To learn more about purchasing roperties in Santa Barbara, email david@davidcharlesallen.com or call 805-617-9311.
The HOP (Home Ownership Podcast) Episode 84: After months of inching their way up, Village Properties Realtor and host of the HOP, David Charles Allen, reports that interest rates on 30-year conforming loans reached 4%--while jumbo 30 - year loans reached 3.5%. While interest rates are still historically low, they are definitely on the rise. If they continue to rise, some buyers will be priced out of the market while others will be more determined than ever to purchase a home. With 39 pending sales and 26 new listings, there was still no build up of available homes for sale. For information on real estate in Santa Barbara, email david@davidcharlesallen.com or call 805-617-9311.
Village Properties realtor, David Charles Allen, reports that interest rates are continuing to inch their way up and the supply of properties for sale is low. Many property owners are tempted to put their homes on the market but if they do, they'll face the difficult task of finding a new place to live. They may be tempted to turn their properties into short term rentals in order to get top dollar. This makes it difficult for many long-term renters who face a limited supply and high prices. For questions, contact david@davidcharlesallen.com
Village Properties Realtor, David Charles Allen reviews the interest rates and sales stats in Santa Barbara. He then gives tips on the types of remodeling projects that are likely to help you sell your property in the future.
Village Properties realtor, David Charles Allen, reports on the latest interest rates and stats. There was not much change in interest rates during the past week; as of January 24th, 30-year fixed loans were at 3.625% and 30-year jumbo loans were at 3.125%. The supply of properties on the market is lower than previous years with just 38 new listings and 36 pending sales. David also discussed an issue that self-employed individuals sometimes face when tax write-offs and reported income affect their ability to qualify for a home loan. To contact David, email david@davidcharlesallen.com or call 805-617-9311.
Village Properties Realtor, David Charles Allen, reports that interest rates continue to inch their way up. While it's hard to predict, many experts believe that this trend will continue. This puts pressure on buyers to move quickly before higher interest rates make buying untenable. However, if rates do continue to rise, there may be a correction in home prices. Inventory remains low because even though sellers are likely to be able to sell their homes quickly and get their asking price, they'll be put in the position of having to find another home--which may prove to be difficult. David also explains that because home prices have gone up substantially, there are very few foreclosures. (Sellers who may have fallen behind in their payments usually have equity and are able to refinance or sell their properties.)
Hosted by Village Properties Realtor, David Charles Allen: Interest rates continue to inch their way up. Home prices remain high but seem to be leveling off. There is still a home shortage and new construction is limited. As we enter a new year, it's still a great time to sell. Sellers are likely to easily get their asking price and sell their homes quickly. For more information, or for help buying or selling property in Santa Barbara, call David at 805-619-9311 or email david@davidcharlesallen.com
Village Properties Realtor, David Charles Allen reports that new listings rose significanty after the holidays and most likely will cotinue to do so. Interest rates also crept up but are still quite low (3.375% for 30-year conforming loans and 3.125% for 30-year jumbo.) On the Fur Babies at Home Segment, David tells us about his long holiday trip to Idaho with the pooches and the newest member of the four-legged family has a name! Be sure to listen to find out what it is! If you'd like to speak to David about buying or selling a property, contact him at david@davidcharlesallen.com or call 805-617-9311.
David Charles Allen, Village Properties Realtor and host of the HOP, talks about the cooler weather and disappointing surf before discussing the week's real estate stats in Santa Barbara along with the latest interest rates. There was not any real build up of supply this week and interest rates remain low but David is looking forward to some movement in the New Year. Co-host, Patti Teel talks with David about his 20 hour (each way) road trip to Idaho for Christmas with his girlfriend and three of their fur-babies: Bailey, (the Chihuaahua mix), Jazz, (the German Shepherd), and the new large-breed puppy who has not yet been named. Be sure to tune in next week to hear all about their adventures!!
Host of the HOP and Village Properties Realtor, David Charles Allen, reports on the Santa Barbara weather, surf, interest rates and real estate stats before answering a question from a listener on the pros and cons of buyers and sellers sharing the same agent. This week there were less pending sales than new listings and price changes were significant. David feels it's too soon to tell if an adjustment is ocurring or whether it's simply due to the holiday season. The show ends with the Fur Babies at Home segent as David and Patti discuss their respective pets, especially David's new puppy. To contact David, send him an email at david@davidcharlesallen.com or call 805-617-9311.
Village Properties Realtor, David Charles Allen, reports on Santa Barbara's weather, surf, interest rates and sales. Interest rates, which have been shifting slightly, remained low with 30-year conforming loans at 3.125% and jumbo 30-year loans at 3%. There were 31 new listings and of those, only 15 didn't sell. A listener asked why the newspapers are reporting that sales are down, even though they seem to be selling within two weeks. David's take on it is that houses are still selling quickly, there are just less homes on the market for sale. Then David revealed the BIG news, he has a new puppy! Subscribe and tune in next week to learn more about him! Contact David at david@davidcharlesallen.com or call 805-617-9311.
Village Properties Realtor, David Charles Allen, gives the latest real estate stats in Santa Barbara and then he and co-host Patti Teel discuss 'forever homes' and why people often end up selling them. To contact David, email David@davidcharlesallen.com or call 805-617-9311.
Interest rates and inventory remain low. Host and Village Properties Realtor, David Charles Allen, notes that the real estate market correlates with what's happening in our econonomy. Housing prices are up (as are the cost of goods due to inflation), and inventory is down (like product shortages created by supply chain issues.)
David gives sellers a tip about clutter and tells listeners that a cluttered house could scare buyers away. To contact David, email david@davidcharlesallen.com or call 805-617-9311.
Host, David Charles Allen, reports that new listings are down substantially in Santa Barbara and multiple offers over asking price continue as the status quo. While the holidays are a busy time, David encourages sellers to consider taking advantage of the 'buyers market' by listing their property now. To contact David, call 805-617-9311 or email david@davidcharlesallen.com
Village Properties Realtor, David Charles Allen, reports on the latest rain and surf swells in Santa Barbara before reporting the real estate stats. The biggest change was reflected in the pending sales, which fell from 49 last week to 32 this week. He noted that while fewer people list their homes during the holidays, it could help your home to stand out. Animal lovers will want to stay tuned to the end to hear about David's growing fur-baby family. To connect with David about real estate in Santa Barbara, email him at david@davidcharlesallen.com or call 805-617-9311.
As firefighters gain control over the latest wildfire raging in the Santa Ynez Valley near Santa Barbara, David Charles Allen explains that after a natural disaster, home prices may drop for a period of time--until insurance companies will once again offer policies at a normal rate. Interest rates remained very low this week and there were 46 new listings. The weather and surf are beautiful with temperatures ranging from the low 60's to the low 80's. David invites you to contact him with questions about the Santa Barbara real estate market by emailing david@davidcharlesallen.com, or by calling him at 805-617-9311.
Village Properties Realtor, David Charles Allen, talks about inexpensive, little things that a seller can do to make their property more attractive. Interest rates on conforming 30 year loans remained the same at 3.125% and jumbo 30 year loans fell below 3%, down to 2.875%. The housing supply in Santa Barbara decreased slightly with 44 pending sales and 40 new listings. In the Pooches at Home segment, David and co-host Patti Teel, discuss their beloved pets and their amazing abilities. If you want advice on buying or selling a property in Santa Barbara, call David at 805-617-9311 or email david@davidcharlesallen.com
Recently, Better Business Bureau of the Tri-Counties has been hearing a lot of complaints about Home Security Companies. People are being contacted out of the blue and are told that their current home security company went out of business. The person who contacted them goes on to say that they're going to be taking it over. In this episode, you'll get tips for choosing a company that provides a reputable Home Security System. Be sure to subscribe to Your Moment of Trust, the podcast that provides valuable information about marketplace trust. Thank you to Ayers Automotive Repairs for their sponsorship.
David Charles Allen reports on the Santa Barbara surf and weather before giving the latest real estate stats which reveal that there was a little bump in the supply of homes for sale. Regarding interest rates, the 30 - year fixed, non-confirming jumbo was at 3.125% this week and the non-conforming jumbo interest rate rose slightly to 3%. David reminds potential buyers that location is of the upmost importance when buying a property. During the Pooches at Home segment David and Patti compare notes about their fur-babies--David has added a cat to the mix in his household. To contact David for real estate advice, email him at David@davidcharlesallen.com or call 805-617-9311. If you're interested in keeping up on real estate in Santa Barbara, be sure to subscribe to the HOP.
Host and Village Properties Realtor, David Charles Allen, reports on the interest rates and sales stats. As summer ends, the number of new listings has dropped 20%. David discusses whether it's wise to 'fix up' your house before listing it. For Santa Barbara real estate questions, email david@davidcharlesallen.com, or call 805-617-9311
David Charles Allen, host of Village Properties, reports that due to high prices, many buyers are expanding their search to include Santa Ynez Valley and Lompoc. He also reveals a spot where locals can view the city from above the marine layer. To learn more about real estate in Santa Barbara, email david@davidcharlesallen.com or call him at 805-617-9311.
David Charles Allen describes Santa Barbara’s surf, beautiful weather, low interest rates and a limited number of properties for sale. Still, there are homes to be found and programs that can help with a buyer’s down payment. For more information, email david@davidcharlesallen.com, or call him at 805-617-9311.
David Charles Allen, Village Properties Realtor and host of The HOP, reports that there were 53 pending sales and 56 new listings in Santa Barbara so there is not a lot of new inventory. Interest rates remained the same; 3% for conforming thirty-year fixed and 2.75% for non-conforming jumbo loans. David reminds listeners that these rates vary as a buyer's credit history, down-payment, and other factors come in to play. He mentioned that there is a lender in Santa Barbara that is covering closing costs for buyers. As usual, David and his co-host, Patti Teel, close the show with their Pooches at Home segment as Patti expresses the joy and frustration of watching her 50 + pound grand dog, a golden retriever puppy named Riley. If you're interested in learning more about the housing market in Santa Barbara, contact David at 805-617-9311 or email david@davidcharlesallen.com
Village Property Realtor, David Charles Allen, reports on the Santa Barbara surf and gives the latest real estate stats. Interest rates remain low and the housing demand slows down slightly. In the Pooches at Home segment, co-host Patti Teel reports on life in her own Dog House, with her 9-month old Granddog, (a Golden Retriever named Riley.) For information about real estate in Santa Barbara, contact david@davidcharlesallen.com or call 805-617-9311
Host and Village Properties Realtor, David Charles Allen, reports on Santa Barbara’s secret swells and gives the latest real estate stats. While interest rates have gone up and down slightly, overall, they remain low. Currently, there are two to four hundred homes available for sale, which is much less than in previous years. In the ‘Pooches at Home’ segment, David and co-host Patti Teel, discuss how to help new dogs in your household to become friends. If you’re interested in learning more about the real estate market in Santa Barbara, contact David at 805-617-9311 or email david@davidcharlesallen.com
Host of the HOP, and Village Properties Realtor, David Charles Allen, gives the latest real estate stats. Interest rates went up a bit, and the number of new homes for sale rose significantly. For more information on the Santa Barbara real estate market, contact David at 805-617-9311 or email him at david@davidcharlesallen.com
Host, David Charles Allen, reports the Santa Barbara real estate stats. While prices seems to have leveled out on track homes in Goleta and other neighborhoods, higher-priced houses frequently receive multiple all-cash offers over the asking price. Interest rates remain low and there is also a low supply of homes on the market. For questions about real estate in the Santa Barbara area, contact David at 805-617-9311 or email him at david@davidcharlesallen.com
Show host and Village Properties Realtor, David Charles Allen, reveals that in Santa Barbara and nationally, home prices are levelling out. The number of listings throughout the Santa Barbara area remains very low. Interest rates for conforming 30 year fixed loans went up from 2.875% to 3% while non-conforming jumbo loans stayed steady at 2.75%. To reach David for information about real estate in Santa Barbara, call him at 805-617-9311 or email david@davidcharlesallen.com
Join host and realtor David Charles Allen to discuss the most recent updates in Santa Barbara Real estate.
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
This week’s episode of the HOP features long-term radio host Douglas J Wyman. Douglas shares his story about how he got into radio, his life journey with his wife, and his secrets to good health and longevity.
Listen to Douglas Wyman co-host ‘The Doris Davenport Show – All things Local All the Time’ by following the link below!
https://m.facebook.com/thedorisdavenportshow/
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
Listen to this week's latest updates to know what is happening in the Santa Barbara Real Estate Market during summer 2021! Looking for a home in the Santa Barbara area? Contact David Charles Allen and call 805.617.9311!
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
Recently interest rates were jumping around, making people nervous about their anticipated unpredictability, but ultimately mortgage rates have stabilized at fairly good rates. Changing economic and political affairs certainly influence the real estate market. David shares the connections between the stock market, inflation, and real estate.
Summer time is here and fun new products, like inflatable paddle boards, are making their appearance at the beach.
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
Realtor and host David Charles Allen discusses this week's mortgage rates before introducing this week's special guest Anthony Giannini. Anthony is an applied cultural anthropologist who's specialized research focus is Peruvian Shamanism.
Anthony reviews some of the highlights of his recent journey to the Peruvian Andes, where he spent time within the indigenous Q'ero Community at over 15000 feet above sea level! Anthony shares about what he has learned from studying indigenous wisdom over the years and its relevance and application within our modern world.
Follow Anthony Giannini within his new online community!
https://holisticliving.mn.co/share/QQJgwESw5hEvvwC4?utm_source=manual
Or stream his podcast 'The Aura of Truth Radio Show' https://soundcloud.com/auraoftruth
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
Consistent mortgage rates over the past month keep the conforming 30 year fixed rate at 3.125 and the 30 year jumbo mortgage rate at 2.875. A big change in listings over the past week in Santa Barbara as 61 new listings appear on the market, 17 coming soon listings, 36 homes were closed on, and 33 homes went into escrow. As buying prices rise, demand goes down. People are waiting to make a big home purchase.
David gives some tips on what to do when negotiating a potential home purchase, based on the appraisal. Patti talks about her dog Ollie's recent visit to the dog trainer.
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
There was no change to the mortgage rates over the past week but sellers are adjusting their price listings if their home is on the market too long. As lumber and construction prices increase, new home sales are down. With new trends in place, such as more people working from home and supply chains increasingly limited, real-estate and land prices skyrocket! Patti and David talk about keeping your pets safe; especially from predatory birds!
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
Patti and David discuss the current state of the real estate market. Currently a lot of houses are available on the market in Santa Barbara and many people are considering a move or downsize. Experts are following market trends, however highly unpredictable due to the current state of affairs. David showcases a special home now available in Healdsburg, CA.
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
This week’s episode of The Hop, highlights ‘It’s a Beautiful Life’. David and Patti interview special guest, Homer Williams. Homer Williams is the founder of Oregon Harbor of Hope, an organization which helps get people off of the streets and into a home.
Learn more at https://oregonharborofhope.org/
Connect with Homer directly by calling 503.860.4181 or email homer@wdcorp.com
When buying a home, the interest rate on your mortgage is locked in upon accepting the offer. Working with an experienced realtor is essential to your success when purchasing real-estate. Consult a professional to guide you through the home buying process.
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
Over the past few weeks, housing supplies and interest rates remain low, ranging from 3.15 - 3.25%. In past episodes, David Charles Allen has given great advice to buyers on how they can position themselves to purchase a home. In this episode, he shares advice with sellers, advising them to get their pre-inspections done and to have their property move in ready. This way, the price the seller sets can reflect any repairs that need to be done. Buyers will be comfortable and more likely to bid on the home. Patti and David also discuss their pooches and what to keep and what to discard when it's time to make the big move.
In this competitive market, buyers may not get everything on their wish-list, so David recommends thinking about what's most important to you. In this insightful episode, David discusses low interest rates, limited availability and the real estate profession--it's highs and its lows.
As few new houses come on the market, many buyers are being outbid by all-cash offers. David Charles Allen shares a great tip, encouraging buyers (who will be getting a loan) to compete with the all-cash offers by going through the entire underwriting process, before they put in an offer.
This episode reports on the surf, the opportunity to be a volunteer dog walker for the humane society, and of course--the real estate market. Interest rates dropped slightly last week and new houses that come up for sale are receiving multiple offers, usually OVER the asking price. David urges buyers to be prepared so when they do find the house they want, they can move QUICKLY! Be sure to visit David's website for more information and to learn about real estate in the Santa Barbara area.
David reports on interest rates, which went up slightly to 3.375 for conforming 30-year fixed loans and to 3.125 for non-conforming jumbo loans. Last week in Santa Barbara, there were more listings than pendings and a number of sellers dropped their prices after being listed for only about a week. (David surmised it may have been because they were overpriced to begin with--and not based on comparables.) David also explained why today's market is so very different from what led to the real estate crash and foreclosures in 2008. Listen to the entire episode to learn why! David Charles Allen
David Charles Allen reports on the latest interest rates and real estate stats and then interviews special guest, Jeff Smedstad--chef at the world-famous Elote Cafe in Sedona. Jeff discovered long ago that cooking for people makes them happy and he's made a lot of people happy at Elote Cafe! His route to becoming a world-class chef took a circuitous route--starting with cooking for shipmates in the Coast Guard, travelling throughout Mexico, and of course, attending cooking school. To view Elote's menu, and to make your reservations, visit Elote Cafe online.
For real estate questions, visit https://www.davidcharlesallen.com
With half as many homes available for sale this year as compared to last year, it's definitely a seller's market. Host, David Charles Allen, reports that a nice home in Goleta had twenty offers and closed for $200,00 over the asking price! Interest rates have risen to 3.25-3.5% and buyers fear that they'll keep rising, driving even more demand! In order to get into a house, buyers are having to prioritize the one thing they can't live without, while in the past, they would have had a longer checklist. https://www.davidcharlesallen.com
David reports on the Santa Barbara housing stats and with only a few new listings, encourages buyers to exercise patience. https://www.davidcharlesallen.com/
David describes a home listing recently posted in Solvang, CA that is now available for purchase. Learn more by contacting david@davidcharlesallen.com
This week on The HOP, Host David Charles Allen and Co-host Patti Teel interview Cal Brockman of ‘Goldmark Jewelers’. Cal describes his passion for gemstones and explains how he got into making jewelry.
Learn more about Cal Brockman and Goldmark Jewelers by visiting https://www.goldmarkjewelers.com/
Email Cal Brockman calbrox@integra.net or visit his store in Portland, OR
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
Current mortgage rates are slowly on the rise as new home buyers find fewer houses available on the market. Home buyers are finding themselves purchasing homes at any cost, without much forethought, in order to secure themselves a purchase. But will people have buyer’s remorse if they do not wait for the perfect home?
If you are looking to buy a home, make the right choice with David Charles Allen!
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
This week, Realtor at Village Properties David Charles Allen interviews Laurel Grench of Dreamcatcher Hill Puppies and Rescue. Laurel runs Dreamcatcher Hill animal rescue and is also a puppy breeder. Laurel describes her life on a farm in Illinois, shares her love for animals, and provides excellent tips for pet owners.
Looking to adopt a puppy? Follow Laurel Grench on her website and Facebook
https://laurelspuppies.com/
https://www.facebook.com/dreamcatcherhillpuppies
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
This week, Realtor at Village Properties David Charles Allen interviews Patrick Reese about how to raise your credit score. Once per year, by law, U.S. Citizens can run their credit report for free. To run a credit report visit www.Annualcreditreport.com
Follow Patrick Reese on his YouTube Channel
@The Weekly Thought with Patrick Reese
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
Host David Charles Allen realtor at Village Properties talks about the advantage of making a cash offer on a home. Co-host Patti Teel reads a letter from one of our listeners in California.
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
In this week’s episode of The HOP, host and realtor David Charles Allen talks about putting up a counter-offer on a home and how to negotiate a home purchase. David’s special guest this week features musician Barry Schiffman. Barry is the owner of Northern Lights Recording Studio in Santa Rosa, CA. Barry talks about his life progression as a musician and producer. Barry produces children’s music for his new YouTube Channel ‘Zooney Tunes’ and in his free time he loves to cook!
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
Find out more about ‘Northern Lights Recording Studio’
https://www.northernlightsrecording.com/
YouTube @Zooney Tunes
https://www.youtube.com/channel/UClbeTd_wwSDo2YT51G8tKiw
Listen to ‘Crumbs in the Bed’
https://www.youtube.com/watch?v=MPfH95Ioun0
In the current market, mortgage rates are fluctuating regularly. The loan underwriting process is a stricter these days and your credit score will need to be comparatively higher in order to get approved for a home loan.
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
Realtor and host David Charles Allen talks about the current market happenings in the first two weeks of 2021. He discusses mortgage rates and trends, comparing market data from previous years.
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
This week, The Hop features special guest, artist and spiritual visionary Carissa Luminess. Carissa is an artist who teaches others to tap into their own unique gifts of divine flow and creativity.
Learn more about Carissa and see her art work on her website.
http://carissajoieluminess.com/
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
This week, The Hop features special guest Patrick Reese and includes a surprise Christmas Guest that you don't want to miss!
Follow Patrick Reese on his YouTube Channel
@The Weekly Thought With Patrick Reese
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
This week’s episode of The HOP features artist and Double Purple Heart Award Winning Vietnam Veteran Daniel Randolph. Daniel is primarily a self-taught artist who has made a name for himself doing whimsical landscape and cityscape travel posters of major European and American scenes. His work may also be found in fine art galleries and museums. A painting by Randolph adorns the walls of the White house and his paintings hang in other homes and buildings of note worldwide.
To learn more about Daniel Randolph and purchase his art visit:
https://pacificbluegallery.net/
https://danielrandolphtravelposters.com/
https://randolphmodernart.com/
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
https://youtu.be/6cx90cFDUy8
This week’s episode of The HOP features two special guests from The Santa Barbara County Food Bank, Kate Newbury and Jordan Jenkins. Host David Charles Allen discusses mortgage rates and the current happenings in the real estate market. Kate and Jordan share important information about the work they are doing within the Santa Barbara Community and how you can help, especially now in a time of need. To learn more about Santa Barbara County Food Bank visit https://foodbanksbc.org/
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
This week on The Hop (Home Ownership Podcast) we welcome Veterinarian Dr. Kirstin Jorgenson DVM. Dr. Jorgenson practices holistic medicine for pets; most notably acupuncture for dogs and horses! Learn more about Dr. Jorgenson's unique holistic approach to veterinary medicine. Dr. Jorgenson practices at Memorial Beach Veterinary Hospital. Find out more at https://www.memorialbeachvet.com/
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, Email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
Today our special guest, is musician and business owner Chris Foley. Chris grew up in Germany, was inspirited as a teenager to be a musician and then transitioned into owning a high-end leather accessory store in Healdsburg, CA. You can follow Chris Foley Fine Leather on Facebook, visit his store in Healdsburg, CA, or call his store directly at 707-473-9892.
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, Email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
Our special guest this week on The Hop (The Home Ownership Podcast) is Bob Oswaks. Bob along with his wife Jane designed Bob’s Well Bread Bakery out of Los Alamos, CA which first opened in 2014. Bob discusses how he went from working as a Hollywood Executive to becoming an award winning baker. Learn more about Bob’s Well Bread Bakery by visiting www.bobswellbread.com.
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, Email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311
David talks mortgage rates and weather before introducing this week’s special guest, Linda Cook Sproul. Linda grew up with her family in the meat industry as a local butcher. She shares the importance of local butchers, farm-to-table businesses, and customer service in small towns. Linda is part of the next generation of her family business, Journey Man Meat Co., based out of Sonoma County. Linda talks turkey tips for the upcoming holiday season. Order your turkey, prime rib, fine meats, and wine this season from Journeyman Meat Co., journeymanmeat.com.
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, Email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com, or call direct 805.617.9311
A little bit of fog and cloudy, cold days over the past week in Santa Barbara with lots of wonderful weather ahead of us here! Mortgage rates have stayed consistent recently, with conforming 30 year fixed rates at 2.75%, while non-conforming 30 year fixed rates are at 3%. The average rate on a 30 year mortgage is set to increase by half-a-percent into the next year. There is a lot of debate and speculation about where the current mortgage rates are headed in the future and what the market is going to look like going forward. David and Patti talk about the future of home prices and their variability depending on supply and demand.
If there are any inquiries, comments, questions, or stories you would like to share with The HOP,
Email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com, or call direct 805.617.9311
Today’s episode of The Hop (The Home Ownership Podcast), features Holly Hunt out of Healdsburg, CA. Holly took her life-long love for tea and combined it with her love for retail to open her own business in Healdsburg. Holly is also the owner of a tiny-home! Holly talks about her beautiful life as a tea shop owner and tea connoisseur in wonderful Healdsburg. Relator David Charles Allen and co-host Patti Teel discuss life in a tiny-home with Holly, as well as different things to consider when looking to relocate during this time.
Contact Holly, order tea online, or if you are in Healdsburg, CA visit her store in person!
Russian River Tea Co.
Russianriverteaco.com
Address: 336 Center Street Healdsburg, CA 95448 US
Tel: 707-395-0857
Email: Support@russianriverteaco.com
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, Email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com, or call direct 805.617.9311
This week’s guest on The HOP (The Home Ownership Podcast) features sand artist Denny Dyke. Denny is known for creating unique sand art labyrinths on the beaches of Bandon, Oregon. Denny discusses his creative process and how he expresses his love for all beings through his sand art.
To learn more about Denny Dyke and to see some pictures of his work, visit
https://www.sandypathbandon.com/
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, Email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com, or call direct 805.617.9311
This week’s special guest on The HOP (The Home Ownership Podcast) features special guest, fashion designer Georg Roth. Fashion designer Georg Roth is best known in America for his Men’s and Women’s elaborate shirt designs made out of the finest Pima cotton in the world! Georg’s trademark statement is “Your shirt speaks long before you”. Georg Roth discusses some of his experiences in the fashion industry and his progression through the business world with Host Patti Teel and Realtor David Charles Allen.
To learn more about Georg Roth’s collection, visit http://georgrothlosangeles.com/.
If there are any inquiries, comments, questions, or stories you would like to share with The HOP, Email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com, or call direct 805.617.9311
This week on the HOP (The Home Ownership Podcast), realtor David Charles Allen and host Patti Teel celebrate the cooler temperatures approaching now at the end of summer. Shifting mortgage rates mirror the current unpredictable market trends. David will share some valuable information about locking in your mortgage rate when buying a home. If you are looking for a home it is a good idea to talk to a realtor about homes that are about to come onto the market. When looking at homes that have not yet been listed on the market, buyers looking at homes will have less market-purchase competition. David and Patti talk about their current situation and discuss their considerations when looking to relocate. Email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com, or call direct 805.617.9311.
On this week’s episode of The HOP (Home Ownership Podcast), Realtor David Charles Allen of Village Properties and Host Patti Teel talk warm summer weather, blowing smoke from California wildfires, and HOT Mortgage rates! A lot of homeowners who already own a home are now looking to refinance into lower mortgage rates. If you are interested in refinancing, David discusses mortgage rates and the potential costs of refinancing. Get all of the latest information about Santa Barbara's real estate market on this week's episode!
Email david@davidcharlesallen.com and follow David on his website, https://www.davidcharlesallen.com/ or call direct 805.617.9311
The heat of the summer is felt, as temperatures rise, along with the social, economic, and political climates! With all of the unpredictable elements of 2020, the normal routines of life are disrupted; even surfing is difficult this year with all of the COVID restrictions!
There are so many external factors (political, social, economic factors) that are influencing the current market. David talks Housing affordability and value appreciation in the market.
Email david@davidcharlesallen.com and follow David on his
website, https://www.davidcharlesallen.com/ or call direct
805.617.9311
Relator David Charles Allen of Village Properties and Host Patti Teel talk about their recent experiences on road trips this summer. They share some of the quandaries you can expect to encounter if you road trip this summer during the pandemic. The heat of the summer is turning up this time of year in Santa Barbara, as fairly low mortgage rates continue to fluctuate. Dave talks about negotiating mortgage rates as a new home buyer. Dave shares why the construction of new homes is slowing down, in spite of continually increasing demands.
Email david@davidcharlesallen.com and follow David on his website, https://www.davidcharlesallen.com/ or call direct 805.617.9311
We celebrate our beautiful life with a new episode of The HOP (The Home Ownership Podcast), by talking about real estate, (of course!), and also sunshine, surfing, pets, even hummingbirds! Relator David Charles Allen of Village Properties and Host Patti Teel talk about inflation in the current market. With U.S. Government Debt spiraling out of control, impending inflation is a daunting reality for the U.S. Dollar. As inflation increases, the spending power of the dollar goes down. With inflation, it is inevitable that it will continually cost more dollars to buy fewer assets. David discusses the difficulty of the current renter’s and buyer’s market in this segment called, ‘Where Will Your Next Home Take You?’ As always, you’re invited to share stories about your own beautiful life and neighborhood, your pet stories, and questions or comments about real estate.
Email david@davidcharlesallen.com and follow David on his website,
https://www.davidcharlesallen.com/ or call direct 805.617.9311
Celebrate the summer weather with Relator David Charles Allen and Host Patti Teel. David reflects on his experiences and passions as a surfer as he shares current mortgage rates and market trends.
The real estate market in Santa Barbara and other popular cities/locations is ‘HOT’. Due to the limited number of new listings in popular areas, selection is down and demands are continually increasing. Because of the current pandemic, it appears that people are generally looking to relocate from cities to more rural areas. David and Patti discuss and compare investment possibilities and market trends across the states, along with the economic advantages/disadvantages of selecting a new property location.
Market trends are very unpredictable in the long-run and banks are anticipating increased loans in the coming months as more people are unable to pay their rent.
As always, you’re invited to share stories about your own beautiful life and neighborhood, your pet stories, and questions or comments about real estate.
Email david@davidcharlesallen.com and follow David on his website, https://www.davidcharlesallen.com/ or call direct 805.617.9311
Patti and David interview realtor and special guest Sheila Mabry. Sheila tells her personal journey of finding a home in Healdsburg, CA. Sheila reveals Healdsburg as an incredible place to live, and many people are moving to Healdsburg from San Francisco during the Corona Virus Pandemic. If you are interested in buying a home or if you are looking for a restaurant recommendation in Healdsburg, CA, call Sheila at 707.237.1076.
As always, you’re invited to share stories about your own beautiful life and neighborhood, your pet stories, and questions or comments about real estate.
Email david@davidcharlesallen.com and follow David on his website, https://www.davidcharlesallen.com/ or call direct 805.617.9311
According to a recent survey commissioned by LendingTree, 53% of potential home buyers are more likely to buy a home due to the Corona Virus Outbreak. There are a few reasons why people consider investing in Real Estate during this time. For one, people are generally not going out and spending money, due to government shutdowns. As a result, people may have more money to make a down payment on something like a new home. The low mortgage rates are another good reason to potentially buy at this time. People are also spending more time at home due to social quarantine. With stay at home orders in effect, the true value of a comfortable home is priceless.
Dave and Patti talk about their memories at one Santa Barbara Amusement Park, 'Kid's World', and share stories about their pets.
A special thanks to our listener in Northern California who sent in a letter to David and Patti - As always, you’re invited to share stories about your own beautiful life and neighborhood, your pet stories, and questions or comments about real estate. Email david@davidcharlesallen.com and follow David on his website, https://www.davidcharlesallen.com/ or call direct 805.617.9311
Sunny weather in Santa Barbara means that it is a great time to get outside and enjoy summertime. Sales in the real-estate market begin to pick up. A special shout-out to Dave’s friend Kim, who is looking to buy and sell a home. If any of our listeners are interested, Kim is selling a home on the Mesa in Santa Barbara, CA. Dave sends positive energy and good fortune to home buyers and sellers. Dave compares the current market trends to the trends during the 2008 financial crash.
As always, you’re invited to share stories about your own beautiful life and neighborhood, your pet stories, and questions or comments about real estate. Email david@davidcharlesallen.com and follow David on his website, https://www.davidcharlesallen.com/ or call direct 805.617.9311
In this week’s episode of the HOP, Village Properties realtor David Charles Allen discusses the current fluctuating real-estate market conditions. The market is starting to pick back up, where pending sales and active sales are about equal. This means the new listings available are equal to the amount of listings being sold. The market is shifting into a seller’s market, meaning that sellers have more negotiation power, making it a good time for seller’s to list their home. A special shout out this week to Chuck, the audio engineer of our show. He has such a positive energy and we are grateful for your help!
As always, you’re invited to share stories about your own beautiful life and neighborhood, your pet stories, and questions or comments about real estate. Email david@davidcharlesallen.com and follow David on his website, https://www.davidcharlesallen.com/ or call direct 805.617.9311
This episode of the HOP features Julee Shea, director of sales at Maravilla Senior Living Community in Santa Barbara, CA. Maravilla is a beautiful senior and assisted living community with luxury accommodations that empower seniors to live the best life possible. Maravilla provides seniors with beautiful facilities, community activities, recreation, and delicious food. Whether you are looking for independent living, assisted living, or memory care, Maravilla will certainly provide a luxury senior living experience.
To learn more about Maravilla, visit https://www.srgseniorliving.com/communities/santa-barbara-ca-maravilla, or contact Julee directly by calling 805.696.6055
As always, you’re invited to share stories about your own beautiful life and neighborhood, your pet stories, and feel free to share questions or comments about real estate. Email david@davidcharlesallen.com and follow David on his website, https://www.davidcharlesallen.com/ or call direct 805.617.9311
Village Properties realtor David Charles Allen is happy to announce that his offices are now open as of June 1st! As businesses begin to reopen after quarantine, special precautions are being mandated across the country to ensure the well-being of all customers. Open Houses and ‘in-person’ home walkthroughs are not yet happening, but instead you are able to take a virtual home tour.
The overall month to month statistics have pending real-estate sales down by 40%, closed sales are down 30%, new listings are down 15%, and active listings have increased 13%. Although there is a general decrease in activity, the prices have not necessarily fluctuated too much at this point.
If you have any real-estate questions during this challenging time, David and his team at Village Properties Realtors are here to guide people about what they should do next.
As always, you’re invited to share stories about your own beautiful life and neighborhood, your pet stories, and questions or comments about real estate. Email david@davidcharlesallen.com and follow David on his website, https://www.davidcharlesallen.com/ or call direct 805.617.9311
Realtor David Charles Allen and host Patti Teel speculate about the overall real estate market impact of the Corona Virus Pandemic. David talks about the buying and selling process during this challenging economic time. It is clear that home sales are much lower than they were this time last year, but it may take at least another year for us to really see the full impact that the Corona Virus Pandemic will have on the economy. David talks about the future of the market, and AirBNB. Patti and David discuss retirement, roses, and the dangers of foxtail grass and dogs.
As always, you’re invited to share stories about your own beautiful life and neighborhood, your pet stories, and questions or comments about real estate. Email david@davidcharlesallen.com and follow David on his website, https://www.davidcharlesallen.com/
Host and realtor, David Charles Allen, talks about the unprecedented market impact of the Corona Virus Pandemic. He explains different strategies to take when finding the perfect listing price for the home you want to sell. David talks about good views and good surf - including his dream home, with plenty of access to recreation and sunshine.
As always, you’re invited to share stories about your own beautiful life and neighborhood, your pet stories, and questions or comments about real estate. Email david@davidcharlesallen.com and follow David on his website, https://www.davidcharlesallen.com/
Realtor, David Charles Allen reviews the current mortgage rates, which are shifting daily. On the day of this recording, they were at 3.375% for a conforming 30-year fixed mortgage (for a person with average credit, and 20% down.) The rate for a non-conforming jumbo loan was 3.25%. David reported that 7% of all homes are currently in forbearance. David and Patti shared stories about their beloved pooches and as always, invite listeners to send stories about their own pets or beautiful lives to david@davidcharlesallen.com
In this episode, David Charles Allen talks about the pros and cons of loan forbearance. As always, he gives the latest mortgage rates and surf report--and listeners' stories are shared on the 'It's a Beautiful Life' segment.' Patti talks about architect Julia Morgan and her influence on Santa Barbara. Send your real estate questions, or Beautiful LIfe stories (including fun stories about your pets) to david@davidcharlesallen.com
A lot of ground was covered in this episode. Host and realtor, David Charles Allen, reported on mortgage rates along with the Santa Barbara Surf Report, qualifying for a home loan, how stay at home orders have stalled the real estate market in Los Angeles and other areas, retirement homes, vacation rentals and more. The featured neighborhood in this episode is Santa Barbara's beautiful Hope Ranch. Lastly, David, Patti, and listeners shared stories about their pets. As always, you're invited to share stories about your own beautiful life and neighborhood, your pet stories, and questions or comments about real estate. Email david@davidcharlesallen.com
A special thank you to Tyler Gray, from Wells Fargo Mortgage for information on the latest interest rates.
David reports on mortgage rates and the surf in Santa Barbara. Patti and David give a 'shout out' to Konni and Rob, who are selling a home in Lincoln, Nebraska. Click here to view that listing. They also discuss the beautiful Mesa neighborhood in Santa Barbara, its sales stats , and what makes it unique. As always, David and Patti share stories about their dog's antics. Listeners are invited to share pictures about their listings for a 'shout out.' pics of their own beautiful life and cute or funny pics of their pets. Please send pictures, comments or questions to david@davidcharlesallen.com
To visit David's website, click here.
A special thanks to Tyler Gray, from Wells Fargo Mortgage for providing up to date mortgage rates.
David Charles Allen, Village Properties Realtor, and co-host Patti Teel, discuss changes in the way houses are viewed along with tools to cope--and even enjoy spending more time close to home. Visit David's website to learn more.