The following is discussed:

• Mortgage Programs for 1st time and repeat home buyers:
• Minimum Down Payment
• Purchase Plus Improvement Mortgage (apply for a renovation supplement to your mortgage the day you make an offer on a home)
• Self Employed Applicants...are they treated differently?
• New To Canada: mortgages for new Canadian Citizens, Permanent Residents, or Non-Permanent Residents
• Non-Mortgage Programs for 1st time and repeat home buyers:
• GST rebates
• tax free RRSP withdrawal rules
• GST rebates
• Property Transfer Tax rebates and exemptions

The feature song for this episode is "Insanity**" (Produced/Performed by Marko Gelo)

**For past episode music tracks, visit MarkoMusic (SoundCloud)

**For immediate Mortgage Advice text Marko at 604-800-9593 BC, or 403-606-3751 AB