Intentions don't always translate to action when it comes tofinancial planning.

In fact, research shows a continued decline among Americanswho consider themselves "disciplined" financial planners – from 65%in the post-Covid 2020 study to 45% in 2024, according to Northwestern Mutual.

Freddie Rappina is aFinancial Advisor and a Chartered Financial Consultant, as well as anAccredited Investment Fiduciary™, who founded Opta Financial. Freddie helpsclients examine their current financial situation, financial goals, completes afinancial analysis, provides recommendations, implements and reviews plans forclients.

In addition to experience in the financial servicesindustry, Freddie also has experience in law enforcement and is retired fromThe Fairfax County Police Department in Virginia.

Originally from Long Island, New York, Freddie enjoysbaseball.

For more information, please visithttps://www.optafinancial.com/. Connect with Freddie Rappina on LinkedIn:@FreddieRappina.