Money Chismes : Recent Episodes
Israel and Sunem Tovar
Money Chismes is a podcast that connects and inspires like-minded teachers and women of color to get their money right and secure the bag. As an award-winning educator and personal finance expert, we are on a mission to bring anti-racist, culturally responsive financial literacy to teachers and women of color.
156: In this [solo] episode, Sunem opens up about recent life updates, from travel stories to Israel’s health journey with leukemia. She discusses how challenging moments can reshape priorities and highlight the powerful role of community, support, and financial preparedness. It’s an honest conversation about navigating uncertainty while leaning on the people and resources that help us get through.
If you’d like to support Israel during his leukemia journey, please consider donating to the GoFundMe. Every donation and share helps us focus on his recovery.
Connect with Us
- Instagram: Follow Us
- Website: Visit Here
Free Resources
- Download our Free Money Guide & Training
- 6 Strategies to Take Control of Your Debt Guide
💬 Work With Us
- 90-Minute Investing Clarity Session
Support the show
What does it really take to retire at 30?
In this REWIND episode of Money Noticias, Sunem and Israel sit down with Purple, the creator of APurpleLife.com, who achieved financial independence and retired in 2020—at just 30 years old.
Purple, a Black woman who worked in marketing, began documenting her journey to financial independence in 2015. By strategically tripling her income through job hopping and cutting her expenses in half using domestic geo-arbitrage, she reached FI faster than most—without sacrificing her quality of life.
Today, she lives a nomadic lifestyle, traveling the world and spending her time birdwatching, stargazing, writing, and redefining what “retirement” can look like.
This episode challenges the idea that early retirement is boring, unrealistic, or joyless—and offers a refreshing, practical look at how flexibility and intentional living can accelerate your path to financial freedom.
What you’ll learn in this episode:
- What financial independence really means—and how to define your “enough” number
- Why job hopping can be one of the fastest ways to increase income
- How domestic geo-arbitrage can lower costs while improving your lifestyle
- What life after early retirement actually looks like (spoiler: it’s not boring)
- How to balance aggressive saving with enjoying your life now
- Why staying open to change can unlock unexpected opportunities
If you’re curious about early retirement, financial independence for women, or building wealth in a nontraditional way, this episode is a must-listen.
Connect with Purple
- Blog
If our podcast has inspired you, made you feel seen, or helped you on your journey, consider buying us a coffee. Your support keeps us going—one thoughtful cup at a time. We’re so grateful for you. ☕💛
- Buy us a coffee
Connect with Us
- Instagram: Follow Us
- Website: Visit Here
Free Resources
- Download our Free Money Guide & Training
- 6 Strategies to Take Control of Your Debt Guide
💬 Work With Us
- 90-Minute Investing Clarity Session
Support the show
154: In this REWIND episode, we share 9 proven steps to help you reach your first $100K in investments — one of the most important milestones in building long-term wealth.
You’ll learn:
- Why compound interest works best over time (and how to stay patient)
- How defining your “why” keeps you consistent and motivated
- How automating your investments makes wealth-building easier
- The unique challenges first-generation investors face — and how to overcome them
- Why community and accountability can accelerate your path to $100K
Perfect for beginners and first-time investors ready to build wealth with clarity and confidence.
If our podcast has inspired you, made you feel seen, or helped you on your journey, consider buying us a coffee. Your support keeps us going—one thoughtful cup at a time. We’re so grateful for you. ☕💛
- Buy us a coffee
Connect with Us
- Instagram: Follow Us
- Website: Visit Here
Free Resources
- Download our Free Money Guide & Training
- 6 Strategies to Take Control of Your Debt Guide
💬 Work With Us
- 90-Minute Investing Clarity Session
Support the show
153: In this REWIND episode, hosts Sunem and Israel sit down with Jessica, co-founder of The Fioneers blog and YouTube channel, to talk about financial independence, intentional living, and using money as a tool to design a meaningful life.
Jessica shares her journey toward financial independence (FI) and how she and her partner aligned their values, careers, and spending to gain flexibility without sacrificing long-term security. The conversation explores how redefining success, building wealth with purpose, and making conscious financial choices can lead to greater freedom and fulfillment.
Sunem and Israel also reflect on their own path toward financial freedom, discussing how Jessica’s work has challenged them to rethink traditional approaches to money, work, and lifestyle design.
Key Topics Covered
- What financial independence really means
- Using money intentionally to support the life you want
- Lessons from The Fioneers’ journey to FI
- Rethinking work, wealth, and long-term security
- Building a values-based approach to personal finance
Connect with the Fioneers
- Website
- Youtube
- Coast FI Calculator
If our podcast has inspired you, made you feel seen, or helped you on your journey, consider buying us a coffee. Your support keeps us going—one thoughtful cup at a time. We’re so grateful for you. ☕💛
- Buy us a coffee
Connect with Us
- Instagram: Follow Us
- Website: Visit Here
Free Resources
- Download our Free Money Guide & Training
- 6 Strategies to Take Control of Your Debt Guide
💬 Work With Us
- 90-Minute Investing Clarity Session
Support the show
152: In this REWIND solo episode, Sunems breaks down how to regain control of your debt with clarity, confidence, and compassion
You’ll hear Sunems explore:
- Why prioritizing debt payoff matters, particularly with student loan interest restarting
- A reframing of debt—how it isn’t inherently good or bad, and why that mindset shift matters
- What research shows about the mental health impacts of debt, especially for Black, Indigenous, and other people of color
- The first step to taking control: writing down exactly how much you owe
- Two proven debt repayment strategies to help you build momentum and stay motivated
- How to take a balanced, sustainable approach so you’re not sacrificing your entire life to debt payoff
- …and so much more to help you reduce financial stress and build a plan that actually works for your life.
This episode is perfect for anyone ready to get organized, take action, and approach debt with both strategy and self-compassion.
If our podcast has inspired you, made you feel seen, or helped you on your journey, consider buying us a coffee. Your support keeps us going—one thoughtful cup at a time. We’re so grateful for you. ☕💛
- Buy us a coffee
Connect with Us
- Instagram: Follow Us
- Website: Visit Here
Free Resources
- Download our Free Money Guide & Training
- 6 Strategies to Take Control of Your Debt Guide
💬 Work With Us
- 90-Minute Investing Clarity Session
Support the show
151: In this REWIND solo episode, we dive deep into why your job is not your financial security—and why you and your community are. If you’ve been feeling uncertain about layoffs, career instability, or the pressure to “play it safe,” this episode gives you a new, grounded way to think about money, safety, and long-term wealth.
You’ll hear us unpack:
- Why an emergency fund is essential, especially for people of color and first-generation professionals navigating financial systems not built for us
- How recent layoffs across tech and other industries prove that employees are replaceable, no matter how hard we work
- Why building wealth should be a community effort, not an individual struggle
- How taking control of your financial future creates true financial security, regardless of job changes or economic uncertainty
- How real financial security opens the door to abundance, peace, and long-term stability
- …and so much more to help you rethink safety, money, and what it really means to thrive.
This episode is perfect for anyone who wants to be more financially empowered, build generational wealth, and create a safety net rooted in self-trust and community—not just a paycheck.
If our podcast has inspired you, made you feel seen, or helped you on your journey, consider buying us a coffee. Your support keeps us going—one thoughtful cup at a time. We’re so grateful for you. ☕💛
- Buy us a coffee
Connect with Us
- Instagram: Follow Us
- Website: Visit Here
Free Resources
- Download our Free Money Guide & Training
- 6 Strategies to Take Control of Your Debt Guide
💬 Work With Us
- 90-Minute Investing Clarity Session
Support the show
In this REWIND solo episode, we dive deep into how to stay financially grounded during the holiday season—so you can enjoy the celebrations without the stress of debt or overspending.
You’ll learn:
- Why early financial preparation matters and how it protects you from holiday debt
- Simple strategies to monitor and manage your spending in a season full of temptations
- How to track your expenses in real time and reflect on them afterward so you start the new year strong
- How to set—and stick to—financial boundaries with family, friends, and even yourself
- Why compassion is essential when navigating money, emotions, and expectations this time of year
- …and so much more to help you stay intentional, present, and empowered with your money.
This episode is perfect for anyone who wants to enjoy the holidays without sacrificing their financial goals.
If our podcast has inspired you, made you feel seen, or helped you on your journey, consider buying us a coffee. Your support keeps us going—one thoughtful cup at a time. We’re so grateful for you. ☕💛
- Buy us a coffee
Connect with Us
- Instagram: Follow Us
- Website: Visit Here
Free Resources
- Download our Free Money Guide & Training
- 6 Strategies to Take Control of Your Debt Guide
💬 Work With Us
- 90-Minute Investing Clarity Session
Support the show
149: In [solo] this episode, we share an important update for our listeners: We are taking a temporary break from releasing new weekly episodes. Over the next few months, we’ll be sharing past episodes "REWINDs"—our most helpful conversations on money, mindset, career growth, and financial literacy.
This pause gives us time to rest, plan, and come back stronger with even more intentional content.
What to expect:
• Weekly “Best Of” episodes
• Timeless money lessons and mindset shifts
• Perfect episodes for catching up or sharing with new listeners
How You Can Support the Podcast During the Break
Your engagement helps us grow and continue producing financial content. You can:
- Share your favorite episode with a friend
- Leave a rating or review
- Catch up on past episodes you missed
- Follow us on Instagram and TikTok @moneynoticiaspodcast
We’re grateful for every listener who shows up for conversations about money, identity, and creating generational wealth. This pause is temporary—and it’s part of helping us return refreshed and ready for the next chapter.
We’ll be back soon with new episodes, more money conversations, and even more resources for building wealth in our community.
If our podcast has inspired you, made you feel seen, or helped you on your journey, consider buying us a coffee. Your support keeps us going—one thoughtful cup at a time. We’re so grateful for you. ☕💛
- Buy us a coffee
Connect with Us
- Instagram: Follow Us
- Website: Visit Here
Free Resources
- Download our Free Money Guide & Training
- 6 Strategies to Take Control of Your Debt Guide
💬 Work With Us
- 90-Minute Investing Clarity Session
Support the show
148: In this episode of Money Noticias podcast, join Israel and Sunem, as they sit down with Fernanda from Relentless Latina, who shares her powerful story of transforming her career and finances — from being an underpaid engineer in Mexico to becoming a successful manager, investor, and homeowner in the U.S.
Fernanda opens up about the mindset shifts women of color need to break income ceilings, how she strategically increased her salary and built multiple income streams, and what it really means to become work optional in today’s economy.
We also dive into her homeownership journey, the lessons she learned about financial independence, investing, and community impact, and how she continues to empower other Latinas to build wealth with purpose.
Whether you’re an immigrant professional, a woman in STEM, or someone seeking financial freedom, this episode will inspire you to take bold steps toward your own version of success.
Tune in to learn:
- How to navigate career growth and salary negotiations as a Latina in tech
- Practical investing and mindset strategies for wealth building
- The real meaning of “work optional” and how to achieve it
- How community and financial education drive long-term impact
If our podcast has inspired you, made you feel seen, or helped you on your journey, consider buying us a coffee. Your support keeps us going—one thoughtful cup at a time. We’re so grateful for you. ☕💛
- Buy us a coffee
Connect with Fernanda
- Instagram: @relentlesslatina
- Website: relentlesslatina.com
Connect with Us
- Instagram: Follow Us
- Website: Visit Here
Other Episodes You’ll Love:
- How to Unlock Your Freedom by Pursuing Financial Independence
- Which is Better Real Estate Investing or Stock Market Investing?
Free Resources
- Download our Free Money Guide & Training
- 6 Strategies to Take Control of Your Debt Guide
💬 Work With Us
- 90-Minute Investing Clarity Session
Support the show
147: Traditional financial advice often misses the mark for neurodivergent minds. In this [solo] episode, Sunem and Israel explore personal finance for people with ADHD, uncovering why conventional money strategies don’t always work—and what to do instead.
Whether you’re tired of feeling behind on bills or just want a system that fits the way your brain works, this episode will help you build confidence and financial clarity—on your own terms.
They break down:
- Why traditional budgeting fails for ADHD brains
- How to build financial routines that stick
- Tools and apps for neurodivergent money management
- The power of automation and visual systems
- Creating a money plan that works with your brain
If our podcast has inspired you, made you feel seen, or helped you on your journey, consider buying us a coffee. Your support keeps us going—one thoughtful cup at a time. We’re so grateful for you. ☕💛
- Buy us a coffee
Connect with Us
- Instagram: Follow Us
- Website: Visit Here
Other Episodes You’ll Love:
- How to Automate Your Way to Financial Freedom
- Why Budgets are Financial Boundaries
Free Resources
- Download our Free Money Guide & Training
- 6 Strategies to Take Control of Your Debt Guide
💬 Work With Us
- 90-Minute Investing Clarity Session
Support the show
146: In this episode of Money Noticias podcast, join Israel and Sunem as they sit down with Gigi Gonzalez to talk about her transformative journey relocating from the United States to Valencia, Spain. Gigi opens up about what inspired her international move, the cultural differences she noticed right away, and the biggest challenges Americans face when moving to Spain — from visas and bureaucracy to finding community abroad.
We dive into the pros and cons of living in Spain , including:
- The flexibility and freedom that come with remote work in Europe
- Spain’s reputation for safety and overall quality of life
- The realities of adapting to a new pace of life and social norms
- Navigating Spanish paperwork, healthcare, and financial systems
Whether you’re thinking about moving to Spain, curious about life in Europe, or exploring remote work opportunities abroad, this episode offers firsthand advice, inspiration, and honest reflections on creating a life aligned with what truly matters.
If our podcast has inspired you, made you feel seen, or helped you on your journey, consider buying us a coffee. Your support keeps us going—one thoughtful cup at a time. We’re so grateful for you. ☕💛
- Buy us a coffee
Connect with Gigi
- Instagram: @gigithefirstgenmentor
- Buy her book: Cultura & Cash
Connect with Us
- Instagram: Follow Us
- Website: Visit Here
Other Episodes You’ll Love:
- How to Set Money Boundaries Using "The Quiero and Puedo Approach" with Gigi Gonzalez | Cultura and Cash
- How to Coast Your Way to More Options and a Better Life | Coast FI
- How to Unlock Your Freedom by Pursuing Financial Independence
Free Resources
- Download our Free Money Guide & Training
- 6 Strategies to Take Control of Your Debt Guide
💬 Work With Us
- 90-Minute Investing Clarity Session
Support the show
145: Healthcare can be unpredictable — but your finances don’t have to be. 💸
In this episode, Sunem and Israel share how to plan ahead for medical expenses and protect your wallet from surprise bills.
They break down how to:
✅ Use Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) effectively
✅ Understand your health insurance plan and coverage options
✅ Budget for unexpected medical costs before they happen
✅ Take advantage of preventative care and annual check-ups
✅ Advocate for yourself in the healthcare system
Whether you’re managing your own insurance, freelancing, or just trying to make smarter financial choices, this conversation will help you feel more confident about navigating healthcare and money.
Tune in to learn how to take control of your financial health — one doctor’s visit at a time.
If our podcast has inspired you, made you feel seen, or helped you on your journey, consider buying us a coffee. Your support keeps us going—one thoughtful cup at a time. We’re so grateful for you. ☕💛
- Buy us a coffee
Connect with Us
- Instagram: Follow Us
- Website: Visit Here
Other Episodes You’ll Love:
- How to Prioritize Saving: Strategies for Building Your Emergency Fund While Enjoying Life
- Why Budgets are Financial Boundaries
Free Resources
- Download our Free Money Guide & Training
- 6 Strategies to Take Control of Your Debt Guide
💬 Work With Us
- 90-Minute Investing Clarity Session
Support the show
144: Join host Israel and Sunem in this inspiring episode as they sit down with Kara Perez, financial expert and founder of Kara Explores Money, to explore the power of voting with your dollars. Discover how intentional spending can drive meaningful social change, help you overcome financial challenges, and align your money with your personal values.
Kara shares her journey from financial struggle to empowerment, revealing practical strategies for debt freedom, ethical spending, and building wealth with purpose. Whether you’re navigating the job market, paying off debt, or striving to make more impactful financial decisions, this episode is packed with actionable insights to help you make every dollar count.
Tune in to learn how conscious money choices can create real change — for you and your community.
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
Connect with Karla Perez
- Instagram: @karaexploresmoney
- Youtube: KaraPerez
- Buy her book: Money For Change
Connect with Us
- Instagram: Follow Us
- Website: Visit Here
Other Episodes You’ll Love:
- How to Slow Down and Live Your Best Life by Taking a Sabbatical
- Why Budgets are Financial Boundaries
Free Resources
- Download our Free Money Guide & Training
- 6 Strategies to Take Control of Your Debt Guide
💬 Work With Us
- 90-Minute Investing Clarity Session
Support the show
143: What if you didn’t have to wait until your 60s to retire? In this [solo] episode of Money Noticias Podcast, host Sunem and Israel explore the concept of mini retirements — intentional, extended breaks from work designed to help you rest, grow, and live more intentionally throughout your career.
We’ll break down:
- What mini retirements are and how they differ from traditional vacations
- The biggest benefits — improved health, creativity, and clarity
- The challenges — financial planning, job security, and re-entry
- How to plan your own sabbatical or career break responsibly
Whether you’re facing burnout, craving a lifestyle change, or simply wondering if it’s possible to step away from work without losing momentum, this episode will inspire you to rethink what balance really means.
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
Connect with Us
- Instagram: Follow Us
- Website: Visit Here
Other Episodes You’ll Love:
- How to Slow Down and Live Your Best Life by Taking a Sabbatical
- Why Budgets are Financial Boundaries
Free Resources
- Download our Free Money Guide & Training
- 6 Strategies to Take Control of Your Debt Guide
💬 Work With Us
- 90-Minute Investing Clarity Session
Support the show
142: Looking to buy a car in 2025 without overpaying? In this solo episode, Sunem and Israel share personal updates — including Sunem’s new puppy 🐶 and their latest travel stories — before diving into smart car buying strategies for 2025.
With rising car prices and higher interest rates, they break down everything you need to know to make a financially smart decision. You’ll learn:
- How to save for a car down payment and set a realistic budget
- Ways to improve your credit score before applying for auto loans
- When buying a used car makes sense (and what to watch out for)
- The pros and cons of leasing vs. buying a car
- Step-by-step tips to negotiate and avoid common car-buying mistakes
Whether you’re buying your first car or trading in for something new, this episode is packed with practical tips to help you save money and feel confident at the dealership.
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
Connect with Us
- Instagram: Follow Us
- Website: Visit Here
Other Episodes You’ll Love:
- How to Get Out of Credit Card Debt: Strategies for Beginners with Lauren Rosalanko | PointsforChange
Free Resources
- Download our Free Money Guide & Training
- 6 Strategies to Take Control of Your Debt Guide
💬 Work With Us
- 90-Minute Investing Clarity Session
Support the show
141: In this solo episode of Money Noticias, hosts Israel and Sunem open up about the realities of today’s challenging job market and share actionable strategies for navigating economic uncertainty.
They discuss:
- Why an emergency fund is your safety net and how much you really need.
- Smart networking strategies to stand out and find opportunities even when hiring slows down.
- How to upskill effectively to stay competitive in a frozen job market.
- Mental health tips to protect your well-being during long job searches or periods of unemployment.
Whether you’re job hunting, preparing for a potential layoff, or simply want to strengthen your financial resilience, this conversation will give you the tools and mindset shifts to stay ready — and stay hopeful — in turbulent times.
Tune in now to feel empowered and take control of your financial future.
Love what you’re hearing? If you’ve been enjoying our podcast and want to support what we do, consider buying us a coffee! Your support helps us keep creating valuable content for you — and we appreciate it more than you know. 💛
Connect with Us
- Instagram: Follow Us
- Website: Visit Here
Other Episodes You’ll Love:
- How to Recession-Proof Your Finances
- How to Prioritize Saving: Strategies for Building Your Emergency Fund While Enjoying Life
- Why We Are Our Own Financial Security
Free Resources
- Download our Free Money Guide & Training
- 6 Strategies to Take Control of Your Debt Guide
💬 Work With Us
- 90-Minute Investing Clarity Session
Support the show
140: In this REWIND episode, Israel and Sunem are joined by Maideli from MyDailyDinero to talk about one of the toughest moments many professionals face — layoffs and unemployment. Together, they share their own layoff stories, how they handled the emotional and financial stress, and the exact steps you can take to protect yourself financially before a job loss happens.
This conversation will help you build financial confidence by learning how to create a bare-bones budget, save for emergencies, and develop an FU fund so you can navigate career changes on your terms.
In This Episode You’ll Learn:
- How to Calculate Monthly Expenses: Discover how to track and reduce spending so you know exactly what you need to survive a layoff.
- Why an Emergency Fund is Non-Negotiable: Learn how many months of expenses to save and where to keep that money.
- How to Build an FU Fund: Gain the freedom to leave toxic jobs and wait for the right opportunities without panicking.
- Turning Layoffs into Opportunities: Learn to reframe job loss and uncover new income streams or better roles.
- Job Search & Career Strategy: Tips for setting non-negotiables, networking, and sharpening your resume and interview skills.
Connect with Maideli
Instagram: @mydailydinero
Connect with Us
Instagram: Follow Us
Website: Visit Here
Other Episodes You’ll Love:
- How to Transition From Teaching to Tech as a First-Gen Latina with Maideli Garcia | MyDailyDinero
- How to Combat the Single Tax and Save Money as a Single Person
- How Israel Reached a 6-Figure Net Worth at Age 26 and as a First-Gen Teacher of Color
- Why We Are Our Own Financial Security
Free Resources
- Download our Free Money Guide & Training
- 6 Strategies to Take Control of Your Debt Guide
💬 Work With Us
- 90-Minute Investing Clarity Session
Support the show
139: In this REWIND solo episode of Money Noticias, hosts Israel and Sunem unpack the concept of the “single tax”—the hidden financial burden placed on those navigating life without a partner. They explore how societal structures, income levels, and relationships shape financial realities, and why being single often comes with higher costs.
In this episode you will learn:
- The concept of the "single tax" and how it impacts individuals who are single in society.
- Ways to combat the single tax, such as living with roommates, traveling with family and friends, and sharing expenses.
- The importance of building wealth collectively and investing in assets to combat the single tax.
- The role of generational wealth in combating the single tax and the importance of leveraging it.
- The disproportionate impact of the single tax on women, particularly due to the gender pay gap and limited access to capital.
Connect with us!
- Website
Other Episodes You Will Enjoy
- We Are Our Financial Security
- Building Wealth and Protecting Your Assets with Adriana Galvan | Adriana Talks Dinero
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
- 90-minute Investing Clarity Session
Support the show
Support the show
138: Ever wondered how people fly for free or stay in luxury hotels without paying full price? In this episode of Money Noticias Podcast, Israel and Sunem sit down with Daniel Braun, a credit card and travel hacking expert, to uncover the secrets of using credit cards to travel smarter and save money.
Daniel runs a fast-growing YouTube channel with over 200,000+ subscribers, where he teaches people how to maximize credit card rewards, earn free travel through points and miles, and build strong personal finance habits.
What you’ll learn in this episode:
- What travel hacking is and how it can save you hundreds (or thousands) on travel.
- The credit card basics you must understand: billing cycles, minimum payments, and credit utilization.
- Which beginner credit cards (like Chase Sapphire Preferred or Chase Freedom) are best for earning sign-up bonuses and building credit.
- Why flexible points currencies (Chase Ultimate Rewards, Amex Membership Rewards, Capital One Miles, Citi ThankYou Points) are more valuable than airline-specific points.
- How to justify annual fee credit cards and maximize perks like airport lounge access, travel credits, and insurance benefits.
- Real-life strategies to turn everyday spending into free flights and hotel stays.
Connect with Daniel
- YouTube
Connect with Money Noticias
- Website
More Episodes You’ll Enjoy
- Making Credit Work For You
- How to Unlock Your Freedom by Pursuing Financial Independence
Want to start your financial journey? Download our free money guide and training today! 📘 Grab our 6 Strategies to Take Control of Your Debt Guide
💡 Ready to invest? Book a 90-minute Investing Clarity Session for personalized support.
Support the show
137: In this episode of the Money Noticias podcast, hosts Israel and Sunem dive into everything you need to know about 401(k) retirement plans—one of the most powerful tools for building long-term wealth. After sharing some personal updates, they break down the history of 401(k)s, recent retirement regulation changes, and what those updates mean for your financial future.
You’ll learn about:
- The importance of 401(k) plans as a core part of your retirement strategy
- New 401(k) contribution limits and how to take advantage of them
- Why automatic enrollment is changing the game for employees
- How shrinking Social Security benefits make investing in your 401(k) more critical than ever
- Practical tips to maximize your 401(k) and grow your retirement savings
If you’ve ever wondered whether you’re using your 401(k) to its full potential—or if you’re just starting to plan for retirement—this episode will give you the knowledge and confidence to take action.
Other Episodes You Will Enjoy
- How to Maximize Your Investments: Essential Accounts for 2025
- How to Diversify Your Investments with Index Funds
Connect with us!
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing?
- 90-minute Investing Clarity Session
Support the show
136: Want to boost your credit score and make your credit cards work for you? In this REWIND episode, host Israel and Sunem break down everything you need to know about credit cards and credit scores so you can take control of your finances and unlock new opportunities.
What You’ll Learn
- Credit score ranges explained — what’s poor, fair, good, and excellent
- The 5 key factors that impact your credit score
- Why a strong credit score is important for loans, mortgages, and financial stability
- Proven strategies to improve your credit score step by step
- How to leverage credit cards for travel hacking and maximize rewards
- Practical tips to manage credit responsibly while building long-term wealth
By the end of this episode, you’ll have a clear roadmap to improving your credit score, avoiding common pitfalls, and using credit cards to your advantage.
Other Episodes You Will Enjoy
- How Sunem Built a $200,000+ Net Worth and Negotiated for a Remote Job as a First-Gen Latina
- How to Get Out of Credit Card Debt: Strategies for Beginners with Lauren Rosalanko | PointsforChange
- How to Choose the Best Credit Cards for Your Lifestyle and Financial Goals
Our favorite beginner credit cards
- Discover It
- Chase Freedom Flex
Our favorite travel credit cards
- Chase Sapphire Preferred
- Capital Venture X
- Best transfer balance credit cards
Connect with us!
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing?
- 90-minute Investing Clarity Session
Support the show
135: Thinking about getting a dog, cat, or other furry friend? Pet ownership comes with more than just cuddles—it comes with real financial commitments. In this [solo] episode, hosts Sunem and Israel dive deep into the true cost of owning a pet and share practical strategies to help you budget for pet expenses.
You’ll discover:
- Average monthly and annual pet costs for dogs, cats, and other pets
- How to create a realistic pet budget for food, vet visits, grooming, and preventative care
- Why an emergency fund for pets is essential and how much to set aside
- The benefits of pet insurance and tips for choosing the right plan
- Money-saving hacks for pet care without compromising your pet’s health
- How to prepare for long-term costs as your pet ages
Whether you’re adopting a puppy, rescuing a shelter cat, or adding a new pet to your family, this episode will help you plan ahead, avoid financial surprises, and give your pet the best life possible—without draining your wallet.
Other Episodes You Will Enjoy
- How to Make Credit Work For You
Connect with us!
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
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134: In this [solo] episode of Money Noticias podcast, hosts Israel and Sunem dive into the complex ways romantic partnerships shape our financial lives—especially for women of color in heterosexual relationships.
They explore:
- Why financial compatibility is essential for relationship stability
- The real impact of unequal earning dynamics on power and decision-making
- How to have honest conversations about money, goals, and expectations
- The potential financial risks of marriage (and how to protect yourself)
- Why having a supportive, growth-minded partner can make all the difference
- The critical role of self-reflection and therapy in navigating these challenges
Whether you're navigating love, money, or both, this episode is a must-listen for first-gen women striving for financial clarity, emotional health, and empowered relationships.
Other Episodes You Will Enjoy
- How to Navigate Finances in Romantic Relationships
- How to Combat the Single Tax and Save Money as a Single Person
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If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
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- 90-minute Investing Clarity Session
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133: In this [solo] episode of Money Noticias podcast, hosts Israel and Sunem discuss the transformative impact of living in Mexico on their relationship with money, privilege, and personal growth. Israel shares how moving to Mexico has shifted his perspective on money from one of saving to one of enjoyment, while also addressing the complexities of privilege and identity. The conversation delves into the financial lessons learned from living abroad, the importance of choosing oneself, and the broader implications of these experiences on their lives.
Other Episodes You Will Enjoy
- How to Financially Prepare for Moving Abroad: Lessons from Mexico City
- How Living in Mexico City Helped Israel Heal Migration Trauma
- How to Coast Your Way to More Options and a Better Life | Coast FI
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If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
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- 6 Strategies to Take Control of Your Debt Guide
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- 90-minute Investing Clarity Session
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132: In this [solo] episode of Money Noticias podcast, the hosts Israel and Sunem discuss their personal updates and reflections as they continue their Hot Money Summer Series. They share insights on their mid-year money goals for 2025, including achievements in running, financial planning, and the challenges of navigating life expenses.
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If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
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- 6 Strategies to Take Control of Your Debt Guide
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- 90-minute Investing Clarity Session
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131: In this [solo] episode of Money Noticias podcast, the hosts Israel and Sunem discuss the importance of automating finances to build wealth and stability.
Other Episodes You Will Enjoy
- How to Invest for Mixed-Status Families
- Making Your Money Work Hard for You
- How to Maximize Your Investments: Essential Accounts for 2025
Connect with us!
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
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- 6 Strategies to Take Control of Your Debt Guide
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- 90-minute Investing Clarity Session
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130 In this episode, hosts Sunem and Israel welcome Romy Summerfold.
Romy is a Columbus, Ga native, she is 1st generation, a new mom and a wife. Romy received her Bachelor’s in Marketing and Master’s in Organizational Leadership from Columbus State University and she currently works in Marketing for a Fortune 500 company. On weekends, she likes to spend time with her friends and family, play tennis, workout, and be outside with her baby girl.
In our conversation, we discussed…
- How amazing it is that there are more and more Latinos in the South
- How Romy and her partner, Eric, were able to get out of $22,000 of credit card debt in 6 months
- Investing of yourself short-term can reap long-term benefits
- The importance of adopting an abundance mindset and remembering that you deserve to get paid more
- How you are your own job security
- And so much more!
Connect with Romy
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Other Episodes You Will Enjoy
- How to Become Debt-Free and Build Wealth as a First-Generation Couple with Yazmin and Tijani | How We Are Doing It
- How to Take Control Of Your Debt
- How to Get Out of Credit Card Debt: Strategies for Beginners with Lauren Rosalanko | PointsforChange
- How to Pay Off $60,000 in Student Debt and Embrace Imperfection in Your Financial Journey with Taylor | Imperfect Taylor
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
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- 90-minute Investing Clarity Session
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129 In this episode, hosts Sunem and Israel welcome Taylor Hayes.
Taylor is a thirty-something blogger who paid off $60,000 in student loan debt over 4.5 years. Her journey to financial freedom wasn’t perfect—but she made it happen by increasing her income, cutting expenses, and staying focused. Now living in Jacksonville, Florida with her fiancé and their chocolate Labrador, Bogey, Taylor shares honest, unfiltered reflections on embracing imperfection and living a more intentional life—all while keeping her personal finances in check.
Connect with Taylor
- Website
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Other Episodes You Will Enjoy
- How to Navigate Layoffs and Unemployment
- How to Prepare to Be Laid off and Overcome Job Rejections with Dannielle | FirstGenMoney
- How Nathalia Paid Off $18,000 in Credit Card Debt | ChapinaBuildingWealth
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
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- 90-minute Investing Clarity Session
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128: In this [solo] episode of Money Noticias podcast, the hosts Israel and Sunem discuss the importance of investing for mixed-status families, especially in light of current socio-political challenges.
Other Episodes You Will Enjoy
- How to Invest for Your Kids
- Making Your Money Work Hard for You
- How to Maximize Your Investments: Essential Accounts for 2025
Connect with us!
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
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- 6 Strategies to Take Control of Your Debt Guide
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- 90-minute Investing Clarity Session
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127: In this episode, hosts Sunem and Israel welcome Andrea Ramos. Andrea was born in Lima, Peru and came to the US at the young age of 5. She grew up hearing her immigrant parents tell her to save because “you never know when you’ll need it.” These words of advice kickstarted a habit of saving from a very young age. But after 10 years in the workforce, only focusing on “saving”, she started wondering “what else can I be doing with my money?” And that’s when she was introduced to investing and wealth building. She saw what was possible for more first gen WOC when the shift from only being “savers” to also becoming investors and wealth builders. And in 2020, she started her financial education company called Building Gen Wealth.
Connect with Andrea
- Website
- Podcast
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Other Episodes You Will Enjoy
- How to Navigate the Financial Changes of Becoming a Parent with Ana | Brewing Dinero
- How to Invest for your Kids
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- 90-minute Investing Clarity Session
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126: In this [solo] episode of the Money Noticias Podcast, hosts Israel and Sunem discuss the importance of budgeting while living life to the fullest during the summer.
Other Episodes You Will Enjoy
- How to Live Below Your Means: The Key to Financial Independence with Jeremy Schneider | Personal Finance Club
- Making Your Money Work Hard for You
- How to Maximize Your Investments: Essential Accounts for 2025
Connect with us!
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
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- 6 Strategies to Take Control of Your Debt Guide
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- 90-minute Investing Clarity Session
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125: In this episode, hosts Sunem and Israel welcome Lucia Diaz. Lucia is a published illustrator and co-author of Viva Latina, created in collaboration with Sandra Velasquez, the visionary CEO of Nopalera.
As a sought-after public speaker, she has delivered impactful talks for prestigious brands, including American Express, Target, WBENC, We All Grow Latina, and Latinas in Tech.
In her work as an illustrator, she has partnered with iconic global brands such as DIOR, Tiffany & Co., CHANEL, Giorgio Armani, SAKS, DVF, and Carolina Herrera, elevating events through live sketching and art that captures the essence of culture and elegance.
Lucia Diaz's passion for illustration stems from a deep desire to ensure Latinas see themselves authentically represented. Growing up, the only Latina she encountered in history books was Supreme Court Justice Sonia Sotomayor. This lack of visibility inspired her to take action. Studies indicate that Latinas constitute only 3-5% of the figures featured in U.S. history textbooks—a statistic that does not reflect their profound contributions to America’s legacy.
Through her art, storytelling, she illuminates the power of representation. Whether creating inspiring illustrations or leading dynamic workshops, her mission is to celebrate Latinas, amplify their voices, and ensure young girls—like her goddaughter—see themselves in stories of wisdom, strength, and achievement.
Connect with Lucia Diaz
- Website
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Other Episodes You Will Enjoy
- How to Improve Your Money Mindset and Attract Abundance with Erika Cruz | CourageDrivenLatina
- How to Financially Prepare for a Trump Administration
- How to Become a First-Gen Millionaire: Essential Strategies for Financial Success
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
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- 90-minute Investing Clarity Session
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124: In this [solo] episode of the Money Noticias Podcast, hosts Israel and Sunem hosts Israel and Sunem discuss the importance of investing for future generations, particularly for children, nieces, and nephews. They emphasize the significance of breaking generational curses and building wealth through strategic investments, such as 529 plans. The conversation covers practical strategies for starting small, the importance of consistency, and the need for financial education
Other Episodes You Will Enjoy
- How to Become a First-Gen Millionaire: Essential Strategies for Financial Success
- Making Your Money Work Hard for You
Connect with us!
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
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- 6 Strategies to Take Control of Your Debt Guide
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- 90-minute Investing Clarity Session
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123: In this episode, hosts Sunem and Israel welcome Nicole Stanley, founder of Arise Financial Coaching. Nicole shares her inspiring journey from battling crippling financial anxiety to achieving financial success. After accumulating $30K in debt, she transformed her life through personal finance education, ultimately building her family's net worth to over a quarter of a million dollars by age 27.
Nicole discusses the importance of shifting the narrative around money, emphasizing that it should empower rather than restrict us. The conversation covers her upbringing and how her family's relationship with money influenced her perspective. Tune in to learn how Nicole aims to help every woman reclaim their financial freedom and confidence.
Connect with Nicole
- Website
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Other Episodes You Will Enjoy
- How to Live Below Your Means: The Key to Financial Independence with Jeremy Schneider | Personal Finance Club
- The Real Journey to Financial Independence: Jamila Souffrant on Money, Motherhood, and Meaning | Journey to Launch
- How to Financially Prepare for a Trump Administration
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
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- 90-minute Investing Clarity Session
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122: In this [solo] episode of the Money Noticias Podcast, hosts Israel and Sunem hosts Israel and Sunem dive into the important topic of how to financially prepare for a move abroad. Tune in for practical tips and engaging conversation as the siblings explore the intricacies of moving abroad and financial readiness.
Other Episodes You Will Enjoy
- Why Budgets are Financial Boundaries
- How to Redefine Wealth with Liz Fernandez | Beyond Private Practice
- How to Navigate Financial Challenges When Moving Abroad With Jenny & Kevin | EatBailaTravel
- How to Financially Prepare for Moving Abroad: Lessons from Mexico City
Connect with us!
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
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- 6 Strategies to Take Control of Your Debt Guide
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- 90-minute Investing Clarity Session
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121: In this episode of Money Noticias podcast, hosts Sunem and Israel Tovar are joined by Heather Reese.
Heather is a passionate and multifaceted Latina creator, model, and activist, dedicated to championing body positivity, diversity, and social justice. As a proud plus-size woman, she uses her platform to break stereotypes, promote self-love, and uplift marginalized voices in the fashion and beauty industries. In addition to her work as a model and influencer, Heather is a skilled personal injury lawyer, using her legal expertise to fight for justice and advocate for those who have been harmed or underserved. A fierce proponent of intersectional activism, she blends her professional talents with her personal mission to empower others and create lasting change in both the legal and creative worlds.
Connect with Heather
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Other Episodes You Will Enjoy
- How Purple Achieved Financial Independence and Retired at 30 | APurpleLife
- How to Become a First-Gen Millionaire: Essential Strategies for Financial Success
- How to Live Below Your Means: The Key to Financial Independence with Jeremy Schneider | Personal Finance Club
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
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- 90-minute Investing Clarity Session
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120: In this [solo] episode of the Money Noticias Podcast, hosts Israel and Sunem hosts Israel and Sunem dive into practical strategies for building an emergency fund in today’s challenging economy. They emphasize the importance of financial preparedness and share insights on how to save effectively.
Other Episodes You Will Enjoy
- Are You Paying the First-Gen Tax?
- How to Set Money Boundaries Using "The Quiero and Puedo Approach" with Gigi Gonzalez | Cultura and Cash
- How to Navigate Layoffs and Unemployment
Connect with us!
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
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- 6 Strategies to Take Control of Your Debt Guide
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- 90-minute Investing Clarity Session
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119: In this episode of the Money Noticias podcast, hosts Sunem and Israel Tovar are joined by Jamila Souffrant, founder of Journey to Launch, to explore her inspiring personal finance journey toward financial independence. Jamila opens up about balancing parenting and finances, nurturing generational wealth, and why self-reflection and mental health are critical to true success.
We also dive into how embracing uncertainty and slowing down can unlock deeper fulfillment beyond just hitting your financial goals.
Connect with Jamila
- Website
- Journey to Launch Podcast
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Other Episodes You Will Enjoy
- How Purple Achieved Financial Independence and Retired at 30 | APurpleLife
- How to Become a First-Gen Millionaire: Essential Strategies for Financial Success
- How to Live Below Your Means: The Key to Financial Independence with Jeremy Schneider | Personal Finance Club
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
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- 90-minute Investing Clarity Session
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118: In this [solo] episode of the Money Noticias Podcast, hosts Israel and Sunem discuss the current state of the stock market amidst economic fluctuations caused by recent policies.
Other Episodes You Will Enjoy
- How to Recession-Proof Your Finances
- How to Financially Prepare for a Trump Administration
Connect with us!
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
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- 6 Strategies to Take Control of Your Debt Guide
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117: In this episode of Money Noticias podcast, hosts Sunem and Israel Tovar are joined by Liz Fernandez.
Liz is an Eldest daughter of farm working and immigrant parents, a Marriage Family Therapist turned multi 6 figure Business Coach for therapists and Coaches. She is the founder of the Therapist to Coach Collective and Podcast Host of Beyond Private Practice. She's on a mission to help Latina Therapists & Coaches double their income with coaching so they can become 9-5 optional.
Connect with Liz
- Podcast Link
- https://thelizfernandez.com/podcast
- Private Coaching Link
- https://thelizfernandez.com/privatecoaching
- IG @thelizfernandez
- https://www.instagram.com/thelizfernandez/
- https://www.linkedin.com/in/lizfernandezamft/
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Other Episodes You Will Enjoy
- How Living in Mexico City Helped Israel Heal Migration Trauma
- How to Improve Your Money Mindset and Attract Abundance with Erika Cruz | CourageDrivenLatina
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
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- 6 Strategies to Take Control of Your Debt Guide
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- 90-minute Investing Clarity Session
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116: In this [solo] episode of the Money Noticias Podcast, hosts Israel and Sunem discuss the challenges of managing credit card debt in 2025, emphasizing the importance of understanding personal financial habits and the economic landscape.
Other Episodes You Will Enjoy
- How to Build Multiple Streams of Income as a First-Gen Professional
- Why Budgets are Financial Boundaries
- How to Make Credit Work For You
Connect with us!
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
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- 6 Strategies to Take Control of Your Debt Guide
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- 90-minute Investing Clarity Session
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115: In this episode of Money Noticias podcast, hosts Sunem and Israel Tovar are joined by Alex.
Alex is a personal finance enthusiast from Southern California who is passionate about teaching women how to build wealth and invest for retirement. When she started her own personal finance journey four years ago, she quickly realized that extreme frugality was unsustainable and transitioned to an intentional spending strategy. Now she spends money on the things she values most, and cuts costs on everything else! This balanced approach allows her to enjoy her life now while also prioritizing her goal of retiring early.
Connect with Alex
- Website
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Other Episodes You Will Enjoy
- How Purple Achieved Financial Independence and Retired at 30 | APurpleLife
- How to Become a First-Gen Millionaire: Essential Strategies for Financial Success
- How to Live Below Your Means: The Key to Financial Independence with Jeremy Schneider | Personal Finance Club
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
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- 90-minute Investing Clarity Session
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114: In this [solo] episode of the Money Noticias Podcast, hosts Israel and Sunem discuss the current economic climate and its implications for individuals, particularly in the context of a potential recession.
Other Episodes You Will Enjoy
- How to Build Multiple Streams of Income as a First-Gen Professional
- How to Get Out of Credit Card Debt: Strategies for Beginners with Lauren Rosalanko | PointsforChange
Connect with us!
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
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- 6 Strategies to Take Control of Your Debt Guide
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- 90-minute Investing Clarity Session
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113: In this episode of Money Noticias podcast, hosts Sunem and Israel Tovar are joined by Jeremy Schneider.
Jeremy Schneider is a successful entrepreneur, skilled software developer, and personal finance expert. He founded RentLinx in 2004 and profitably grew it with no outside funding until successfully exiting with an acquisition by AppFolio in 2015. Jeremy went on to found Personal Finance Club, a financial literacy company, and co-found Nectarine, a marketplace to fix the financial advice industry. In his free time, Jeremy enjoys the outdoors, playing beach volleyball, and writing website bios about himself in the third person.
Connect with Jeremy
- Youtube
- Website
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Other Episodes You Will Enjoy
- How Purple Achieved Financial Independence and Retired at 30 | APurpleLife
- How to Become a First-Gen Millionaire: Essential Strategies for Financial Success
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
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- 90-minute Investing Clarity Session
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112: In this [solo] episode, Sunem interviews Israel about his time in Mexico City.
Other Episodes You Will Enjoy
- How to Navigate Financial Challenges When Moving Abroad With Jenny & Kevin | EatBailaTravel
- How to Financially Prepare for Moving Abroad: Lessons from Mexico City
Connect with us!
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
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- 90-minute Investing Clarity Session
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111: In this episode of Money Noticias podcast, hosts Sunem and Israel Tovar are joined by Alfredo Matos.
Alfredo started pursuing big goals early in his youth. He attended CROEM, a public boarding school for talented students from which he graduated high school at 16. He started engineering school immediately in Mayagüez but he paused college to join the Army as a Guardsman. He attended boot camp at 17 and the Army deployed him during the Global War on Terrorism, becoming a veteran at 18 years old.
In his mid 20s, after graduating engineering school, Alfredo moved from Puerto Rico to Georgia and started his professional career in the nuclear industry, with about $45,000 in debt. After a while leading a typical suburban life in the Atlanta metropolitan area, Alfredo realized something was missing. He had a great income, but there was no freedom. Alfredo found that he and his wife had fell in a trap called “the rat race”. The more money they earned, the more they would spend, and most people around them were deeply in debt. But they had both come from low income families and knew that they wanted to change their family tree. Alfredo started budgeting, eliminating debt aggressively, investing in real estate and investing in the stock market. This resulted in achieving "Coast Financial Independence" in their mid-thirties. When Alfredo started sharing with others what had worked for them, more and more people asked him for one-on-one help. He fell in love with the opportunity to change people’s lives through financial empowerment and eventually left engineering to become a full time financial coach.
In 2024, they moved back to Puerto Rico where Alfredo now supports small business owners helping them develop and retain talent through his workplace financial wellness program called “Invierte En Tu Gente”.
Connect with Alfredo
- Website
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Other Episodes You Will Enjoy
- How Purple Achieved Financial Independence and Retired at 30 | APurpleLife
- How to Become a First-Gen Millionaire: Essential Strategies for Financial Success
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
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- 90-minute Investing Clarity Session
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110: In this [solo] episode, hosts Israel and Sunem discuss the significance of side hustles and multiple income streams.
Episode Takeaways
- Having multiple income streams provides financial security.
- Side hustles can help build wealth and pay off debt.
- Self-awareness is crucial for managing mental health and finances.
- Side hustles can lead to valuable skill development.
- Intentionality is key when choosing side hustles.
- Rest is essential to avoid burnout from side hustles.
Other Episodes You Will Enjoy
- How to Reach $140,000 Net Worth Through Smart Investing and Side Hustles with Davy Yap
- Why We Are Our Own Financial Security
Connect with us!
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
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- 6 Strategies to Take Control of Your Debt Guide
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109: In this episode of Money Noticias podcast, hosts Sunem and Israel Tovar are joined by Davy Yap.
Davy is a middle school teacher and finance content creator. She is a first-generation Cambodian-American from Long Beach, California. She have a Bachelor's in Psychology and teaching credential from San Diego State University, as well as a Master's in Curriculum and instruction.
Her family immigrated from Cambodia in the 80s to escape a genocide, the Khmer Rouge, and settled in Long Beach. She grew up in a 3-bedroom house with 11 family members.
Her accomplishments are going to undergrad, teaching credential program, and Master for free. She also ran a half-marathon, and started to invest at 23. She is self-taught, and has more than a $140,000 net worth at 29, and is building a social media brand.
Connect with Davy
- Youtube
- Website
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- How to Become a Lazy Investor: Simplifying Wealth Building with Chloe Daniels | Clo Bare Money Coach
- How Purple Achieved Financial Independence and Retired at 30 | APurpleLife
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
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- 90-minute Investing Clarity Session
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108: In this [solo] episode, hosts Israel and Sunem discuss the urgent need for financial preparation in the face of climate change. They share personal updates and delve into strategies for assessing climate risks, building emergency funds, and investing sustainably.
Episode Takeaways
- Assess your local climate risks to prepare effectively.
- Building a larger emergency fund is crucial for unexpected expenses.
- Invest in sustainable companies to align your finances with your values.
- Reducing consumption can mitigate environmental impact.
- Stay informed about government policies related to climate change.
- Community involvement can amplify individual efforts in climate action.
Other Episodes You Will Enjoy
- How to Master Your Debt in 2025: Essential Strategies for Financial Freedom in the New Year
- Why We Are Our Own Financial Security
Connect with us!
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
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- 6 Strategies to Take Control of Your Debt Guide
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- 90-minute Investing Clarity Session
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107: In this episode of Money Noticias podcast, hosts Sunem and Israel Tovar are joined by Diana Serrano-Salazar to talk about taxes.
Diana is an accountant based in Los Angeles who is dedicated to helping first-generation service entrepreneurs manage their bookkeeping and taxes. She’s passionate about empowering the Latine community through tax education and financial literacy. As the eldest daughter of Mexican immigrants, Diana takes pride in her roots and loves being able to use her knowledge and experience to serve her community.
Episode Takeaways
- Fear around taxes often stems from a lack of education and understanding.
- Cultural representation in accounting is crucial for building trust.
- Understanding the tax code can significantly impact wealth building.
- Long-term investing is more tax-efficient than short-term investing.
- Home sale exclusions can save significant amounts on taxes.
- Gathering documents early can ease the tax filing process.
Connect with Diana
- Website
Connect with us
- Website
Other Episodes You Will Enjoy
- How to Maximize Your Investments: Essential Accounts for 2025
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
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- 6 Strategies to Take Control of Your Debt Guide
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- 90-minute Investing Clarity Session
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106: In this [solo] episode of Money Noticias podcast, hosts Israel and Sunem discuss the importance of investing and the various investment accounts available for individuals to take advantage of in 2025.
Episode Takeaways
- Investing is essential for financial security and retirement planning.
- Health Savings Accounts (HSA) provide a triple tax advantage.
- Employer-based accounts like 401k offer tax benefits and potential employer matches.
- Individual Retirement Accounts (IRAs) are crucial for those without employer plans.
- Diversifying investment accounts can provide more flexibility in retirement planning.
Other Episodes You Will Enjoy
- How to Unlock Your Freedom by Pursuing Financial Independence
- Making Your Money Work Hard for You
- How to Diversify Your Investments with Index Funds
Connect with us!
- Website
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing?
- 90-minute Investing Clarity Session
Support the show
105: In this episode of Money Noticias podcast, hosts Sunem and Israel Tovar welcome Gigi Gonzalez. Giovanna "Gigi" Gonzalez is a finfluencer, financial educator, public speaker, and author of the bestselling book, Cultura and Cash.
Gigi teaches personal finance and career navigation to First Gen at various organizations and on her social media accounts for The First Gen Mentor. Her book was named 5 Books to Help Kickstart a Financial Wellness Journey by The Seattle Times and a Best Personal Finance Book to Read in 2024 by Business Insider.
She is originally from California but now calls Chicago home. In her free time, she enjoys catching up with her favorite reality TV shows and trying new restaurants in the city.
Episode Takeaways
- Setting money boundaries with family is challenging but necessary for financial health.
- Geo-arbitrage can be a strategy for improving financial situations.
- It's okay to say no to family financial requests when necessary.
- Health is a crucial aspect of wealth building.
- Community support is vital for financial education.
Connect with Gigi
- Buy her book
Connect with us
- Website
Other Episodes You Will Enjoy
- How to Overcome Generational Poverty and Build Wealth with Viv | OverGenPoverty
- How to Navigate Financial Challenges When Moving Abroad With Jenny & Kevin | EatBailaTravel
- Are You Paying the First-Gen Tax?
- How to Set and Uphold Financial Boundaries
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing?
- 90-minute Investing Clarity Session
Support the show
104: In this [solo] episode of the Money Noticias Podcast, hosts Israel and Sunem reflect on their personal and financial experiences from the past year, discussing their challenges and setting ambitious goals for 2025. They emphasize balancing financial aspirations with personal well-being and the need to live in the present while planning for the future.
Episode Takeaways
- Setting financial goals can be challenging but rewarding.
- Physical health impacts financial planning.
- Financial independence requires careful budgeting and spending.
- Living in the present is crucial for mental health.
- Goals should excite and motivate you.
Other Episodes You Will Enjoy
- How to Clarify Your Financial Why and Reach Your Money Goals in 2024
- How to Financially Prepare for Moving Abroad: Lessons from Mexico City
Connect with us!
- Website
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
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- 90-minute Investing Clarity Session
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103: In this episode of Money Noticias Podcast, host Israel and Sunem are joined by Michael Kim. Michael is a Personal Finance Coach, CPA, Digital Nomad, and TEDxSpeaker. Using a combination of money mindset and strategy, he helps working young professionals learn to use money to achieve their financial goals, become financially stress-free and design a life they "actually" love... because when you have control over your money, you have control over your life.
Episode Takeaways
- Mastering money involves making, saving, and investing.
- Financial goals should align with personal aspirations.
- Intentionality in money management leads to fulfillment.
- Surrounding yourself with inspiring people is important.
- Traveling can be a means to prioritize health.
Other Episodes You Will Enjoy
- How to Navigate Divorce: Essential Financial Tips for Women with Adalia Aborisade | PickyGirlTravels
- From Debt to Living in London: Balancing Quality of Life and Financial Goals with Pablo | AbundanciaMindset
- How to Navigate Financial Challenges When Moving Abroad With Jenny & Kevin | EatBailaTravel
Connect with Michael
- Youtube
- Website
Connect with us
- Website
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing?
- 90-minute Investing Clarity Session
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102: In this [solo] episode of the Money Noticias Podcast, hosts Israel and Sunem discuss the important topic of debt, especially as many people set financial goals for the new year.
Episode Takeaways
- Debt impacts mental health, especially in the BIPOC community.
- Having debt can limit life options, such as housing and job choices.
- Debt is normalized in society, but it doesn't have to be accepted as a permanent state.
- Creating a plan to tackle debt can lead to financial freedom.
- Celebrating small wins can help maintain motivation during the debt repayment journey.
- Having a support system can provide accountability and encouragement.
Other Episodes You Will Enjoy
- How to Become Debt-Free and Build Wealth as a First-Generation Couple with Yazmin and Tijani | How We Are Doing It
- How to Take Control Of Your Debt
- How to Get Out of Credit Card Debt: Strategies for Beginners with Lauren Rosalanko | PointsforChange
- Why We Are Our Own Financial Security
Connect with us!
- Website
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing?
- 90-minute Investing Clarity Session
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101: In this episode of Money Noticias Podcast, host Israel and Sunem are joined by Adalia Aborisade, popularly known as Picky Girl Travels. Adalia is not only a world traveler but also a money coach whose work centers around empowerment through financial education. Adalia believes that everyone should be able to make confident financial decisions and has dedicated herself to teaching those who lack the knowledge and skills to do so. With a unique blend of personal experiences and professional insights, she offers practical tips and resources to help women transform their lives.
Episode Takeaways
- Choosing oneself is a crucial step towards personal happiness.
- Investing is essential for building wealth, not just saving.
- Women need to protect their financial interests in marriage.
- Financial abuse is a common issue in relationships, often unrecognized.
- Living abroad can provide financial flexibility.
- Pay yourself first to prioritize your financial goals.
Connect with Adalia
- Youtube
- Website
Connect with us!
- Website
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing?
- 90-minute Investing Clarity Session
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100: In this celebratory episode, hosts Israel and Sunem reflect on reaching 100 podcast episodes and over 10,000 downloads. They share personal updates, including Sunem's experience training for a 10K and Israel's upskilling journey. The conversation transitions into reflecting on the lessons learned throughout their podcasting journey, emphasizing the importance of celebrating wins, the challenges of audience growth, and the joy of connecting with like-minded individuals.
Connect with us!
- Website
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing?
- 90-minute Investing Clarity Session
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99: In this episode of Money Noticias, host Sunem welcomes Dr. Ana Romero back to discuss the financial implications of becoming a parent. Dr. Ana shares her personal experiences and insights on navigating the complexities of parenthood while managing finances, emphasizing the need for open communication with partners and the impact of family dynamics on financial decisions.
If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)
- Buy us a coffee
Connect with Ana
- Instagram @brewingdinero
Connect with us!
- Website
Other Episodes You Will Enjoy
- Becoming a Doctor and Building Wealth as a First-Gen Latina with Ana Romero Morales | Brewing Dinero
- How to Become Debt-Free and Build Wealth as a First-Generation Couple with Yazmin and Tijani | How We Are Doing It
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
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90-minute Investing Clarity Session
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98: In this [solo] episode of the Money Noticias Podcast, hosts Israel and Sunem discuss the implications of the recent election results, particularly Trump's inauguration, and how listeners can financially prepare for the upcoming administration.
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Take Control Of Your Debt
- Making Your Money Work Hard for You
- Why Budgets are Financial Boundaries
- How to Get Out of Credit Card Debt: Strategies for Beginners with Lauren Rosalanko | PointsforChange
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
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90-minute Investing Clarity Session
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97: In this episode of Money Noticias Podcast, host Israel and Sunem are joined by Dannielle. Dannielle is a born and raised Jersey girl, daughter to Ecuadorian immigrant parents, and the first in her family to graduate from college. In 2017, Dannielle discovered the 'financial independence, retire early' movement and started her personal finance journey. Since then she's been sharing her money journey online, a journey that has taken her from debt-free in 26 months to hitting her first 100k.
Episode Takeaways
- Dannielle provides tips for financially preparing for layoffs, including prioritizing cash savings and leveraging available resources.
- Navigating unemployment can be emotionally and mentally exhausting, and it's important to take breaks and prioritize self-care.
- Becoming work optional involves exploring hobbies and interests outside of work and finding a balance between saving and enjoying life in the present.
- Financial goals can shift over time, and it's important to reassess and prioritize based on current circumstances and desires.
- Advice for first-gen professionals navigating unemployment: hang in there, remember that rejections are not personal, and use the experience as an opportunity for self-discovery and growth
Connect with Dannielle
- Youtube
- Substack
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Take Control Of Your Debt
- How to Diversify Your Investments with Index Funds
- Why We Are Our Own Financial Security
- How to Navigate Layoffs and Unemployment
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
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90-minute Investing Clarity Session
Support the show
96: In this episode, we dive deep into how not to go broke during the holidays. We share practical strategies to help you navigate the season without falling into the trap of consumerism
Episode Takeaways
- It's easy to go broke during the holidays due to consumerism.
- Understanding love languages can help in choosing meaningful gifts.
- Setting financial boundaries is crucial to avoid overspending.
- Creative gift-giving can be more meaningful than expensive gifts.
- Starting a holiday sinking fund can alleviate financial stress.
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Set and Uphold Financial Boundaries
- How to Make Credit Cards Work For You, Travel for Free, and Save Money with Daniel Bruan
- How to Financially Prepare for the Holidays
Apps that will pay you to shop
- Rakuten Referral
- Honey Referral
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- 6 Strategies to Take Control of Your Debt Guide
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- Apply to Money Coaching
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95: In this episode of Money Noticias podcast, Israel Tovar interviews Pablo Delgado, the founder of Abundancia Mindset, about his personal finance journey and his move to London.
Born in Zacatecas, Mexico, and raised in Houston, Texas, Pablo now resides in London. He and his sisters were the first in their family to attend college, and he holds a Master's Degree in Information System Security. With over 12 years of experience in the Cyber Security Industry, he began his career at the young age of 17. Throughout his 20s, he faced the challenge of being in debt, a situation that took eight years to overcome, through this he started "Abundancia Mindset" as a way to educate others in personal finance. Currently, he is pursuing the F.I.R.E. movement, aiming to become work-optional by his mid-40s. Among his accomplishments is the establishment of a real estate data business, which he hopes will accelerate his path to early retirement.
Episode Takeaways
- Quality of life is more important than standard of living, and it involves finding a balance between work, personal values, and financial well-being.
- Moving abroad can provide new opportunities and experiences, but it's important to consider the cultural differences and adjust expectations accordingly.
- Decolonizing the mindset is important when it comes to travel, as many people are influenced by social media and overlook the beauty and richness of their own countries.
- Job hopping can be a valuable strategy for increasing income and advancing professionally.
- Side hustles can accelerate debt payoff and savings goals.
Connect with Pablo
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Take Control Of Your Debt
- How to Diversify Your Investments with Index Funds
- Why We Are Our Own Financial Security
- How to Navigate Layoffs and Unemployment
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing?
90-minute Investing Clarity Session
Support the show
94: In this solo episode of Money Noticias Podcast, hosts Sunem and Israel Tovar discuss how first-generation individuals can become millionaires through financial independence, education, and strategic investing. They share personal experiences and insights on the importance of putting oneself first, building assets, and the various investment strategies available, including stock market investing and real estate. The conversation emphasizes the revolutionary impact of achieving financial success as first-gen individuals and the journey towards it.
Episode Takeaways
- Investing in yourself leads to higher earning potential.
- Building assets is crucial for wealth accumulation.
- Investing in the stock market is accessible for many.
- Real estate can be a viable asset but requires careful planning.
- Becoming a millionaire is not just about the money, but the options it provides.
- The journey to financial independence is as important as the destination.
Connect with us!
- Website
Other Episodes You Will Enjoy
- Are You Paying the First-Gen Tax?
- How to Overcome Generational Poverty and Build Wealth with Viv | OverGenPoverty
- How to Unlock Your Freedom by Pursuing Financial Independence
- How to Redefine Success through Intentional Living and Slow FI with Jessica | The Fioneers
- Making Your Money Work Hard for You
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing?
90-minute Investing Clarity Session
Support the show
93: In this episode of Money Noticias Podcast, host Sunem is joined by Lauren Rosalanko, a millennial navigating her way through Brooklyn. Lauren has always been passionate - okay, nerdy - about numbers which led her to major in finance, work in wealth management, and learn everything she could about making the most of her money and personal situation. In early 2023, she quit her job to pursue her dream - creating her website to share personal finance info to women in an approachable way. Lauren believes money can be used for good - from empowering you to make your own choices to fueling your favorite local businesses and a life you want to lead.
Episode Takeaways
- Credit card debt is a major issue in the US, with high interest rates contributing to the increasing debt.
- Budgeting is essential for managing finances and avoiding credit card debt.
- Consolidating credit card debt with a personal loan can be a helpful strategy to lower interest rates and simplify payments.
- Setting long-term goals and visualizing the benefits of being debt-free can provide motivation to tackle credit card debt. Know your spending habits and find your 'why' for becoming debt-free.
- Use credit cards strategically to accumulate rewards and travel for free.
Connect with Lauren
- Youtube
Connect with us!
- Website
Other Episodes You Will Enjoy
- How Nathalia Paid Off $18,000 in Credit Card Debt | ChapinaBuildingWealth
- How to Take Control Of Your Debt
- How to Travel More While Meeting Your Financial Goals
- How to Take Your Dream Vacation by Travel Hacking with Lizbet | lizbettalksmoney
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6 Strategies to Take Control of Your Debt Guide
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90-minute Investing Clarity Session
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92: In this episode of the Money Noticias podcast, hosts Israel and Sunem discuss the importance of understanding credit cards, emotional spending, and thorough research before applying for a credit card. They emphasize the need for self-awareness in spending habits, the impact of interest rates, and strategies for responsible credit card use. The conversation also highlights the benefits of leveraging credit cards for travel rewards and maintaining a good credit score.
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Take Control Of Your Debt
- How to Make Credit Work For You
- Why Budgets are Financial Boundaries
- How to Make Credit Cards Work For You, Travel for Free, and Save Money with Daniel Bruan
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
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90-minute Investing Clarity Session
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91: In this episode of Money Noticias Podcast, host Israel and Sunem are joined by Jenny and Kevin, two Mexicans from Chicago who decided to migrate "back" to the motherland. Both of their families migrated from Mexico to the United States before they were born. In 2021, with dual citizenship and the urge to feel closer to their roots, they moved to Mexico, living nomadically for the first two years before settling in Mexico City. Now, with life’s many twists and turns, they are looking to move on from Mexico City as they figure out where in Mexico they want to make a permanent home.
Episode Takeaways
- Moving to a different country takes financial planning and saving.
- Taking calculated risks can lead to financial success. Jenny and Kevin took out their retirement savings to invest in a plot of land in Puerto Escondido, which has since doubled in value.
- Having a clear vision and goals for the future can guide financial decisions.
- Leveraging credit card rewards and travel hacking can make travel more affordable.
- Being intentional with spending and prioritizing experiences over material things can lead to a more fulfilling life.
- Obtaining dual citizenship with your heritage country can provide more freedom and opportunities.
Connect with Jenny & Kevin
- Youtube
Connect with us!
- Website
Other Resources
- Are You Paying the First-Gen Tax?
- How to get your Mexican Citizenship | Prepare for your dual citizenship as a Mexican-American Pt. 1
- How to Financially Prepare for Moving Abroad: Lessons from Mexico City
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6 Strategies to Take Control of Your Debt Guide
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90-minute Investing Clarity Session
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Send us a text
89: In this episode of Money Noticias Podcast, host, Israel and Sunem are joined by Chloé Daniels, CFEI®, CFLP℠, also known as Clo Bare Money Coach, has built a community of over 300k on Tik Tok and Instagram by educating people on how to invest and build wealth-- the lazy way.
Her work has been featured on CNBC, Entrepreneur, Bloomberg, Business Insider, and she's even been a recent participant at White House influencer briefings for new policies on student debt, and other issues her audience is facing. Her ultimate goal is to provide education in a fun, easy to understand and accessible way-- without the overwhelm, shame, and confusion often associated with finances.
Chloé has worked with thousands of individuals to improve their finances. She's also worked with several women's groups, nonprofits, and several companies such as Snapchat, Nationwide, Mint Mobile, Betterment, Cleo, Capitalize, and more.
Episode Takeaways:
- Doing the inner work is crucial for improving your relationship with money.
- Flexibility and adjusting to different stages of life is important for financial success.
- Prioritizing your independence and financial stability is key, even if it means paying the 'single tax'.
- Open and honest communication about money is essential in relationships.
- Debt freedom is not the ultimate goal; it is just one part of the wealth-building equation.
- Investing in the stock market through lazy investing, such as buying index funds, is a simple and effective way to build wealth.
- Believe in your ability to manage your own finances and make informed investment decisions.
Connect with Chloe Daniels
- The Lazy Investor Course
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
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88: In this episode of Money Noticias podcast, host Israel and Sunem discuss strategies for retiring parents. They emphasize the importance of setting boundaries and prioritizing one's financial wellness. They also encourage open conversations about money with parents and family members, as well as considering the financial context and other important factors related to retirement.
Episode Takeaways
- Set boundaries and prioritize your own financial wellness when planning to retire your parents.
- Have open conversations about money with your parents and family members.
- Consider the financial context and other important factors related to retirement.
- Explore strategies such as house hacking, geo arbitrage, and investing in the stock market.
- Seek community support and plan for the physical and emotional care of aging parents.
Connect with us!
- Website
Other Episodes You Will Enjoy
- Are You Paying the First-Gen Tax?
- How to Overcome Generational Poverty and Build Wealth with Viv | OverGenPoverty
- How Sarai Paid Off Her Mortgage and is Building Generational Wealth as the Eldest Daughter of Immigrants
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6 Strategies to Take Control of Your Debt Guide
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90-minute Investing Clarity Session
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87: In this episode of Money Noticias Podcast, host, Israel and Sunem are joined by Soledad from Wealth Para Todos.
Rita-Soledad Fernández Paulino is a Queer Mexican-American, a former math teacher turned money & self-care coach. After years of dealing with various autoimmune health issues, PTSD, and ADHD, Soledad learned to use money as a tool to support their wellness and is now committed to teaching other progressive BIPOC, women, and LGBTQ+ folk how to do the same. Soledad wants to see you engage in D.I.V.E.R.S.E. self-care daily because your wellness is essential to the collective.
Episode Takeaways
- Use money as a tool to support wellness and invest in yourself
- Engage in D.I.V.E.R.S.E. self-care to build resilience and improve your relationship with money
- Approach your financial trajectory from a place of enoughness and gratitude
- Set financial goals that align with your values and desired lifestyle
- Travel and experiences can bring joy and personal growth
Connect with Soledad
- Instagram: @wealthparatodos
- LinkedIN: www.linkedin.com/in/wealthparatodos
- Website: https://www.wealthparatodos.com
- Weekly Email Series: Todo Con Tiempo Tuesday
- Free Mini-Course: How to Engage in D.I.V.E.R.S.E. Self-care
Connect with us!
- Website
Other Episodes You Will Enjoy
- Are You Paying the First-Gen Tax?
- How to Unlock Your Freedom by Pursuing Financial Independence
- How to Redefine Success through Intentional Living and Slow FI with Jessica | The Fioneers
- Making Your Money Work Hard for You
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
90-minute Investing Clarity Session
Support the show
Send us a text
86: In this episode of Money Noticias podcast, the hosts, Israel and Sunem, discuss the intersections between beauty, health, and money. They acknowledge that beauty standards are rooted in colonization and white supremacy and that pretty privilege exists and can benefit people materially. They also explore the expensive nature of beauty products and the pressure to conform to beauty standards. Additionally, they discuss the cost of maintaining a healthy lifestyle and the influence of class on beauty and fashion choices
Episode Takeaways
- Beauty standards are rooted in colonization and white supremacy, and pretty privilege exists and can benefit people materially.
- Class and wealth play a significant role in how people are perceived and treated based on their appearance. Societal beauty standards are influenced by race, gender, and class, and can lead to financial burdens.
- Access to affordable healthcare and therapy is crucial for mental health, but it can be expensive and inaccessible for many.
- Healthy foods are often more expensive, and food deserts in marginalized communities limit access to nutritious options.
- Navigating beauty standards can be challenging, but it's important to prioritize self-care and financial well-being.
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Redefine Success through Intentional Living and Slow FI with Jessica | The Fioneers
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?
- Apply to Money Coaching
Support the Show.
Send us a text
On this episode of Money Noticias podcast, hosts Sunem and Israel are joined by Meghan Lim, known for her money transparency, side hustles, and personal finance tips on her IG, Meghan Makes Money.
Meghan shares her money story as a first-gen Filipino American, discussing how her parents influenced her views on money and her journey from nursing to finance. Tune in for valuable insights and personal finance wisdom from Meghan.
Episode Takeaways
- Money transparency and increasing income are important aspects of personal finance.
- Side hustles can be a valuable source of additional income.
- Entrepreneurship has its challenges, including fluctuating income and the need for self-discipline.
- Setting financial goals and budgeting are crucial for financial success.
- Retirement is a number, not an age, and it's important to start investing early.
- Living below your means and being intentional with your spending can lead to financial independence.
Connect with Meghan
- Website
Connect with us!
- Website
Other Episodes You Will Enjoy
- Are You Paying the First-Gen Tax?
- How to Unlock Your Freedom by Pursuing Financial Independence
- How to Redefine Success through Intentional Living and Slow FI with Jessica | The Fioneers
- Making Your Money Work Hard for You
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
90-minute Investing Clarity Session
Support the Show.
Send us a Text Message.
84: In this episode of Money Noticias Podcast, Israel shares his experience of moving to Mexico City. He discusses his motivations for the move, his financial preparation, and the challenges he has faced. Despite the cultural differences and challenges, Israel has found joy in living in Mexico City and has gained valuable realizations along the way
Episode Takeaways
- Moving to a different country requires careful financial preparation and planning.
- Finding an apartment in a new city can be challenging, especially when there are cultural differences and classism involved.
- Living in a new country comes with its own set of cultural differences and challenges, but it can also lead to valuable realizations and personal growth.
- Navigating new systems, such as healthcare and customer service, can be frustrating but is part of the learning process.
Connect with us!
- Website
Other Episodes You Will Enjoy
- Why We Are Our Own Financial Security
- How to Coast Your Way to More Options and a Better Life | Coast FI
- How to Slow Down and Live your Best Life by Taking a Sabbatical
- How to Combat the Single Tax and Save Money as a Single Person
- Understanding the Single Tax Part 2
Long-term Accommodation in CDMX
- Immuebles24
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?
- Apply to Money Coaching
Support the Show.
Send us a Text Message.
83: On this episode of Money Noticias Podcast, host Sunem is joined by Viviana Vasquez from OverGenPoverty. Viviana shares her journey of overcoming generational poverty to build wealth and create a supportive community for first-generation individuals. The discussion delves into Viviana's career pivot from teaching to tech, highlighting her mission to provide free resources and support for those breaking financial cycles. Tune in to be inspired by Viviana's empowering story of resilience and growth.
Episode Takeaways
- Being a first-generation Latina comes with unique challenges, such as navigating education, career choices, and financial responsibilities.
- Setting financial boundaries and having open conversations with family members about money is crucial.
- Education and sharing knowledge with the community are powerful tools for overcoming generational poverty.
- Transitioning from teaching to the tech industry allowed Viviana to continue helping her community through social media content.
- Being the 'parent' to our parents can be challenging, but therapy and open communication can help navigate these dynamics.
Connect with Viv
- Tiktok
Connect with us!
- Website
Other Episodes You Will Enjoy
- Are You Paying the First-Gen Tax?
- How to Become Debt-Free and Build Wealth as a First-Generation Couple with Yazmin and Tijani | How We Are Doing It
- How to Break Generational Patterns and Travel for Joy with Bianca Alba | This Latina Travel
- How to Demand More Money and a Better Life as First-Gen Woman of Color with Cynthia Diaz | Financial Space
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6 Strategies to Take Control of Your Debt Guide
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90-minute Investing Clarity Session
Support the Show.
Send us a Text Message.
82: On this episode of Money Noticias Podcast, hosts Israel and Sunem dive into the important topic of financial boundaries, recognizing the need for support in the first-gen community.
Episode Takeaways:
- Financial boundaries are an internal process and require self-awareness.
- Budgeting is a key tool for setting and maintaining financial boundaries.
- Check-in with your budget and say no to yourself and others when necessary.
- Setting and upholding financial boundaries may not always feel good, but it is essential for personal growth and financial well-being. Setting financial boundaries with others can be challenging due to our social nature and the historical importance of relationships for survival.
Connect with us!
- Website
Other Episodes You Will Enjoy
- Why Budgets are Financial Boundaries
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?
- Apply to Money Coaching
Support the Show.
Send us a Text Message.
81: On this episode of Money Noticias Podcast, Israel and Sunem are joined by Nathalia Segoviano, who shares her journey of paying off credit card debt and achieving financial stability.
Nathalia is a Guatemalan immigrant, first genwealth builder, mother and wife. She started her journey by paying off over $18,000 of credit card debt while being the primary breadwinner. In 2017 her husband became a stay at home dad and she became solely responsible for her family finances. This new reality required smarter money management. So she built a budget, took a deep dive into financial literacy and learned she would be able to become a millionaire before retirement and have enough money to retire her husband as well.
Connect with Nathalia
- Website
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Travel More While Meeting Your Financial Goals
- How to Travel with More Comfort and Luxury on a Budget
- How to Take Your Dream Vacation by Travel Hacking with Lizbet | lizbettalksmoney
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
90-minute Investing Clarity Session
Support the Show.
Send us a Text Message.
80: Can money really solve your life's toughest problems? Join us, Israel and Sunem Tovar, as we challenge this notion by sharing our own experiences navigating financial success and personal hardships.
Our story isn't just about wealth but about resilience and strategic planning. We discuss the importance of managing expectations and understanding that financial success doesn't erase personal challenges. From moving between Mexico and the U.S. to grappling with "first-gen tax" and gendered responsibilities, we share how hard work, luck, and education played pivotal roles in our journey. Listen to us recount how we transitioned from aspiring careers to building a business, accumulating debt, and eventually achieving financial literacy and independence.
This episode is a masterclass in financial freedom through personal growth. We highlight the importance of having a clear "why" for your financial goals, creating realistic spending plans, and aligning your expenses with your values. Learn the benefits of paying off high-interest debt and why starting to invest early is crucial, regardless of your financial situation. Finally, we encourage you to invest in yourself and invite you to use our free platform for inspiration.
Connect with us!
- Website
Other Episodes You Will Enjoy
- Welcome to the Money Noticias Podcast
- How to Unlock Your Freedom by Pursuing Financial Independence
- How Israel Reached a 6-Figure Net Worth at Age 26 and as a First-Gen Teacher of Color
- How Sunem Built a $200,000+ Net Worth and Negotiated for a Remote Job as a First-Gen Latina
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?
- Apply to Money Coaching
Support the Show.
On this episode of Money Noticias Podcast, Israel is joined by Emily Maretsky, also known as the Teacher Financial Planner on Instagram. Emily shares her journey from being a high school teacher to becoming a financial planner specializing in working with educators. She discusses her initial struggles with understanding finances and benefits as a teacher and how she transitioned into helping others navigate their financial journey. Tune in to learn more about Emily's inspiring story and valuable insights for teachers looking to take control of their finances.
Episode Takeaways
- Teachers often face challenges in managing their finances and need specific knowledge about their benefits and retirement options.
- Developing good financial habits and automating savings can help teachers take control of their money.
- Flexibility is an important factor for teachers, and pursuing a career in financial planning can provide more work-life balance.
- Motherhood can have a significant impact on a teacher's finances, with the need to budget for childcare expenses.
Connect with Emily!
- Website
Connect with us!
- Website
Other Episodes You Will Enjoy
- How Justin & Haley Paid Off $132,000 in Debt as Teachers | Price of Avocado Toast
- From Teacher to Data Analyst to Entrepreneur as a Black Woman
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
90-minute Investing Clarity Session
In this solo episode of the Money Noticias podcast, the hosts, Israel and Sunem, discuss the single tax (again), which refers to the additional financial burden placed on single individuals in a society structured for couples. They explore the impact of the single tax through a financial and gender lens, highlighting the historical dependence of women on men and the gains women have made in education and careers.
Episode Takeaways:
- The single tax refers to the additional financial burden placed on single individuals in a society structured for couples.
- Women have historically been dependent on men financially, but they have made gains in education and careers, allowing them to be less financially dependent.
- Investing in oneself through therapy, coaching, and personal development is a powerful way to combat the single tax.
- Building a strong support system and wealth with loved ones can provide financial and emotional support.
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Improve Your Money Mindset and Attract Abundance with Erika Cruz | CourageDriveLatina
- How Sarai Paid Off Her Mortgage and is Building Generational Wealth as the Eldest Daughter of Immigrants
- How to Combat the Single Tax and Save Money as a Single Person
- How to Live Life on Your Own Terms and Travel the World with Dulce Toscano
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?
- Apply to Money Coaching
In this episode of Money Noticias podcast, Sunem and Israel interview Erica Cruz, a coach, speaker, and founder of Courage Driven Latina.
Erika left a six-figure tech job and moved back into her childhood room to start her coaching business. Within 12 months, she grew her business to multi-six figures from that room. She has supported hundreds of Latinas in finding clarity, living a life they love, and leading with courage. Her social media content on social media and her podcast, Chingona Revolution, helps people become the best version of themselves. Erika has been featured in NY Times, LA Times, CNN, and Telemundo - and she is just getting started.
Episode Takeaways:
- Mindset work is crucial for overcoming money scarcity mindset and attracting abundance.
- Generational wealth includes not only money but also knowledge, social capital, and cultural assets.
- Embracing our cultural assets and authenticity can lead to more joy, peace, and success.
- Asking for what you want is essential in attracting abundance, whether it's asking for a raise or promoting your services.
- Receiving abundance requires letting go of the fear of being seen and allowing yourself to receive help and compliments. It is important to live life on your own terms and ask for what you want.
- Money can provide leverage and opportunities to live authentically.
Connect with Erika
- Website: https://theerikacruz.com/
- IG: https://www.instagram.com/theerikacruz/
- TikTok: https://www.tiktok.com/@theerikacruz
- Podcast: Listen to Chingona Revolution everywhere podcasts are found
- https://www.theerikacruz.com/podcast
- Apple: https://podcasts.apple.com/us/podcast/ch-ngona-revolution/id1615624790
- Spotify: https://open.spotify.com/show/0mK2FsCWiKUDaWGby4X7vT
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Travel More While Meeting Your Financial Goals
- How to Travel with More Comfort and Luxury on a Budget
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
90-minute Investing Clarity Session
In this solo episode, hosts Israel and Sunem, discuss the importance of credit and provide three tangible steps to develop a credit card strategy. They address common misconceptions and fears around credit cards and emphasize the need for financial literacy and responsible spending.
Episode Takeaways:
- Developing a credit card strategy requires financial literacy and responsible spending habits.
- Know your numbers by creating a spending plan and tracking expenses.
- Pay off monthly credit card balances in full to avoid accruing interest and improve credit scores.
- Research credit card options that align with your lifestyle, such as travel rewards or cash back. Understand the perks and benefits of different credit cards and choose the ones that align with your lifestyle and spending habits.
- Run the numbers to determine if the annual fee of a credit card is worth the benefits and savings it offers.
- Credit cards provide fraud protection and can help build your credit score.
- Leverage credit cards strategically to travel for free or at reduced costs.
- Don't be afraid to have multiple credit cards, as long as you use them strategically and keep them active.
- Seek professional guidance and share the knowledge with others to help them improve their financial well-being.
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Take Control Of Your Debt
- Making Credit Work For You
- How to Make Credit Cards Work For You, Travel for Free, and Save Money with Daniel Bruan
- How to Take Your Dream Vacation by Travel Hacking with Lizbet | lizbettalksmoney
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
90-minute Investing Clarity Session
In this episode of Money Noticias podcast, Sunem and Israel interview Lizbet. She is a first-gen Latina and mom of two, who has paid off over $80,000 WHILE still traveling with her family thanks to budgeting and travel hacking. As a money coach, her goal is to build up women’s financial confidence to help them create opportunities they didn’t think were possible for themselves and their loved ones. You can follow her debt payoff journey and travel hacking ways @lizbettalksmoney on Instagram, YouTube, and Tiktok.
Episode Takeaways:
- Start with the Chase ecosystem for travel hacking
- Open conversations about money and find trusted individuals or online communities for support
- Take control of debt and understand how credit works
- Representation in the travel hacking space is important
- Use credit cards strategically to maximize rewards and travel for less
Connect with Lizbet
- Youtube
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Travel More While Meeting Your Financial Goals
- How to Travel with More Comfort and Luxury on a Budget
- How to Make Credit Cards Work For You, Travel for Free, and Save Money with Daniel Bruan
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
90-minute Investing Clarity Session
In this episode of Money Noticias Podcast, the hosts, Israel and Sunem, discuss the concept of the 'first-gen tax' and how it impacts individuals who are the first in their families to navigate certain financial and societal challenges. They provide examples of the first-gen tax, such as translating for parents, financially supporting parents, making financial decisions without proper knowledge, and paying for services that were not accessible in childhood.
Episode Takeaways:
- The first-gen tax refers to the additional financial and societal challenges faced by individuals who are the first in their families to navigate certain systems and responsibilities.
- Examples of the first-gen tax include translating for parents, financially supporting parents, making financial decisions without proper knowledge, and paying for services that were not accessible in childhood.
- Understanding and articulating the first-gen tax can help individuals feel validated and empowered in their experiences.
- Increasing income and investing in assets and oneself are effective strategies to overcome the first-gen tax.
- Adopting a collectivist mindset and setting financial boundaries are important for financial well-being.
- Seeking support and sharing resources with others can help in navigating the first-gen tax.
Connect with us!
- Website
Other Episodes You Will Enjoy
- How Scarcity Can Lead People to Become Teachers with Esther
- Making Your Money Work Hard for You
- How Sarai Paid Off Her Mortgage and is Building Generational Wealth as the Eldest Daughter of Immigrants
- How to Combat the Single Tax and Save Money as a Single Person
- Why Budgets are Financial Boundaries
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
90-minute Investing Clarity Session
In this episode of Money Noticias podcast, Sunem and Israel interview “Purple” from APurpleLife.com retired at 30 in 2020. She's a black woman who worked in marketing and started writing about her journey to financial independence in 2015. She was able achieve her goal quickly by tripling her income through job hopping and halving her spending with domestic geo-arbitrage while increasing her standard of living. She’s currently traveling the world while living a nomadic life and enjoying hobbies such as birdwatching, stargazing and writing.
Episode Takeaways:
- Financial independence is about having enough money to not have to work again if you don't want to, and it's important to figure out how much you need to be happy and safe.
- Job hopping and increasing income can significantly impact your journey to financial independence, allowing you to retire earlier.
- Retirement doesn't have to be boring; exploring hobbies, traveling, and living a nomadic lifestyle can bring fulfillment and joy.
- It's essential to find a balance between saving aggressively and enjoying life to avoid feeling deprived or burnt out.
- Being open to change and living in the present can lead to unexpected opportunities and experiences in the future.
Connect with Purple
- Blog
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Unlock Your Freedom by Pursuing Financial Independence
- How to Build a $1.1 Million Investment Portfolio and Retire with Walli Miller | Financially Thriving
- How to Redefine Success through Intentional Living and Slow FI with Jessica | The Fioneers
- How to Slow Down and Live your Best Life by Taking a Sabbatical
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
90-minute Investing Clarity Session
In this episode of the Money Noticias podcast, hosts Israel and Sunem discuss index funds and their benefits. They explain that the stock market is a market where investors can buy stocks representing a small slice of a company. They emphasize investing in the stock market to combat inflation and make money work for you through compound interest. They introduce index funds as a package of stocks from different companies, which provide diversification and lower expense ratios compared to actively managed funds.
Episode Takeaways
- Investing in the stock market is important to combat inflation and make money work for you through compound interest.
- Index funds are a great option for investors as they provide diversification and lower expense ratios compared to actively managed funds.
- Investing in socially conscious and sustainable investments allows you to align your investments with your values.
- Seeking support and education can help navigate the investing journey.
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Invest for a Better Life
- Making Your Money Work Hard for You
- 9 Steps to Reach Your First 100k in Investments
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
90-minute Investing Clarity Session
In this episode of Money Noticias podcast, Sunem and Israel interview Yasmin and Tijani Musa, hosts of the How We're Doing It podcast.
Yasmin and Tijani share their journey of becoming debt-free and achieving financial milestones. They discuss the impact of their immigrant backgrounds on their money journey and the importance of counseling and communication in their relationship. They emphasize the need to be intentional with money and create a strong why. The couple also shares their dreams and goals, including paying off their house, investing, and providing a comfortable life for their family. They highlight the importance of delayed gratification and making sacrifices in the present for a better future.
Episode Takeaways:
- Be intentional with your money and create a strong why to stay motivated.
- Seek counseling and prioritize communication in your relationship, especially when it comes to money.
- Building wealth collectively as a community is empowering and impactful.
- Delayed gratification and making sacrifices in the present can lead to a better future.
- Transitioning to a new place and building a new community can be challenging but rewarding.
Connect with Yasmin and Tijani
- Website
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Navigate Finances in Romantic Relationships
- How Sarai Paid Off Her Mortgage and is Building Generational Wealth as the Eldest Daughter of Immigrants
- How to Take Control Of Your Debt
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
90-minute Investing Clarity Session
In this episode of the Money Noticias podcast, the host, Israel and Sunem share valuable tips and tricks on how to travel more while still meeting your financial goals and living a comfortable lifestyle. From planning your travels to leveraging credit card points for free flights, they cover a range of strategies to help you save money on your travels. Tune in to learn how to be more financially strategic about travel and make the most of your travel experiences.
In this episode you will learn:
- Why you should plan your trips in advance
- How using credit cards can get you free flights
- Why being intentional with your spending is key when traveling
- How you can use side hustles to fund your trips
- And more!
Connect with us!
- Website
Other Episodes You Will Enjoy
- 8 Tangible Strategies to Combat Overspending
- How to Travel with More Comfort and Luxury on a Budget
- How to Make Credit Cards Work For You, Travel for Free, and Save Money with Daniel Bruan
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
90-minute Investing Clarity Session
In this episode, hosts Israel and Sunem, interview Sarai Tovar, their oldest sibling. She discusses her decision to move to Tennessee in search of a better life and her experiences growing up in a household with financial struggles. Sarai reflects on the different money experiences within her family and the impact of being the oldest.
In this episode you will learn:
- Why financial boundaries are important to prioritize one's own financial goals and well-being.
- How housing insecurity can lead to a desire to own property, but it's important to question the motivations behind this desire.
- Why taking care of oneself and thinking about the future is crucial, especially for women who often prioritize others over themselves.
- Why investing in health and mental well-being is a valuable use of money and should be prioritized.
- And more!
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Build Wealth for 3 Generations as a First-Gen Latina with Olga Camargo
- How Danny Paid Off $40k in Debt and Reached $100K+ in Investments without a College Degree
- How to Live Life on Your Own Terms and Travel the World with Dulce Toscano
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
90-minute Investing Clarity Session
In this episode, Israel and Sunem discuss the topic of overspending and provide tangible strategies to combat it. They explore the reasons why people overspend, including emotional spending, lack of financial boundaries, and money scarcity. They emphasize the importance of tracking expenses, remembering your financial why, creating a budget, and developing better boundaries with yourself and loved ones.
In this episode you will learn:
- Why overspending can be influenced by emotional spending, lack of financial boundaries, and money scarcity.
- How tracking your expenses helps you understand where your money is going and make more intentional spending choices.
- How societal factors, such as consumerism and inflation, can contribute to overspending.
- How therapy can be beneficial for addressing the underlying causes of overspending.
- Why participating in no-spend challenges can help you break the habit of overspending.
- And more!
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Protect Your Assets as a First-Gen Wealth Builder
- Why Budgets are Financial Boundaries
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
90-minute Investing Clarity Session
In this episode of Money Noticias podcast, Israel interviews Ray Tran, a financial literacy school teacher, wealth/real estate coach, and real estate investor residing in Brooklyn, NY. After graduating with a degree in Financial Economics, Ray began working at Ernst & Young. Despite his initial enthusiasm, he soon realized that the corporate world did not fulfill him so he quit his corporate job after realizing his true passion was to teach/educate others.
Ray is the founder of RT Invests where he provides wealth coaching/mentoring to students and adults of all ages. His ultimate aim is to inspire others to break free from the rat race and generate income through asset ownership and passive income streams. Ray is a prime example that you can build wealth regardless of your career path choice. He firmly believes in living a life of abundance, where wealth and knowledge are shared.
In this episode you will learn:
- How teachers can build wealth and achieve financial independence.
- Why real estate can be a powerful tool for building wealth through cashflow, principal pay down, appreciation, and depreciation taxes.
- Why having multiple streams of income, including active and passive income, can help accelerate wealth building.
- How to use money as a tool to improve your life and the lives of future generations.
- The importance of investing in yourself through continuous learning, networking, and seeking mentorship.
Connect with Ray
- Website
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Reach Financial Freedom and Millionaire Status as a Travel Nurse with Sophia Khawly | Traveling NP
- How to Approach your Homeownership Journey with Intentionality
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
90-minute Investing Clarity Session
In this solo episode of Money Noticias podcast, Israel and Sunem discuss the importance of protecting assets as first-generation wealth builders. They share personal updates and talk about the need to have beneficiaries on investment accounts and wills to ensure assets are passed down properly.
P.S. In the episode, we said that tax season ends April 16, but the last date to submit taxes is actually April 15!
In this episode you will learn:
- Why having beneficiaries on investment accounts and a will is crucial for protecting assets and ensuring they are passed down properly.
- Why you should consider getting a prenup or postnup
- The importance of passing down financial knowledge and healthy money habits to future generations is essential for protecting assets and building generational wealth.
- Why healing and improving our own relationship with money is important to prevent passing down negative money mindsets and behaviors.
- How to take control of your financial future and empower yourself to protect your assets and build wealth.
Connect with us!
- Website
Other Episodes You Will Enjoy
- Which is Better Real Estate Investing or Stock Market Investing?
- How to Approach your Homeownership Journey with Intentionality
- Making Your Money Work Hard for You
- Building Wealth and Protecting Your Assets with Adriana Galvan | Adriana Talks Dinero
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
- 90-minute Investing Clarity Session
In this episode of Money Noticias podcast, Sunem and Israel interview Sophia Khawly, is a second-generation Haitian-American from Miami, FL. She has been a nurse for over 15 years and currently works as a Traveling Nurse Practitioner. She has worked in 10 different states and traveled to over 50 countries for leisure. Sophia became financially independent in her early 30's and recently started offering financial coaching to her peers.
In this episode you will learn:
- How Sophia Kali achieved financial independence in her early 30s through her career as a nurse and traveling nurse practitioner.
- The importance of tracking expenses and investing in index funds for financial success.
- Sophia's experience with real estate investments and being a landlord with her sister.
- Tips on travel hacking to travel on a budget and using credit card rewards for flights and hotels.
- Sophia's approach to using money as a tool to live a life she loves, including taking sabbaticals and mini-retirements.
- Strategies for reaching financial independence and starting on the path to financial success.
Connect with Sophia
- Website
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Travel with More Comfort and Luxury on a Budget
- How to Make Credit Cards Work For You, Travel for Free, and Save Money with Daniel Bruan
- How to Unlock Your Freedom by Pursuing Financial Independence
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
90-minute Investing Clarity Session
In this solo episode of Money Noticias podcast, the hosts, Israel and Sunem, discuss credit cards and share their own credit card journeys. They emphasize the importance of understanding credit and how it impacts financial decisions. They aim to normalize credit card usage and empower listeners to make informed decisions about their credit.
In this episode you will learn:
- How credit card journeys can vary, and it's important to learn from others' experiences.
- How using credit cards responsibly can lead to financial benefits, such as travel hacking.
- Why representation in travel is important, and more people of color should feel empowered to travel and use lounge access.
- How researching credit cards and lounges is essential to make informed decisions and maximize benefits.
- How taking control of debt and having financial boundaries are crucial when using credit cards.
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Make Credit Cards Work For You, Travel for Free, and Save Money with Daniel Bruan
- How to Break Generational Patterns and Travel for Joy with Bianca Alba | This Latina Travel
- Making Credit Work For You
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
- 90-minute Investing Clarity Session
In this episode of Money Noticias podcast, Sunem interviews Evie Prete a first-gen Latina, engineer, and Salary Negotiation Coach for women of color and founder of La Mala Mujer blog.
Evie helps women monetize their inner dopeness and build financial empowerment by teaching them how to slay their salary negotiations. As of December 2023, she has helped her clients negotiate over $500k in salary increases.
In this episode you will learn:
- Why negotiating salaries is important for Latinas and women of color
- How documenting wins and quantifying can strengthen negotiation strategies.
- The importance of working on mindset for successful negotiations.
- How overcoming financial challenges and building financial literacy is possible with dedication and learning.
- How Latinas and women of color have the power to create more income and wealth.
Connect with Evie
- Website
- Pagame Podcast
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Demand for Pay Transparency and Earn More as Women of Color with Maribel Francisco | Our Wealth Matters
- Building Wealth and Protecting Your Assets with Adriana Galvan | Adriana Talks Dinero
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
90-minute Investing Clarity Session
In this bonus solo episode, Israel and Sunem are joined by their good friend and fellow money coach Maideli to discuss navigating layoffs and unemployment. They share personal experiences and provide tips for preparing for a layoff. The conversation emphasizes the importance of knowing your monthly expenses, having an emergency fund, and building an FU fund. Tune in for insightful discussions on financial challenges and strategies in uncertain times.
In this episode you will learn:
- The importance of knowing your monthly expenses and creating a bare bones budget for potential unemployment.
- Why having an emergency fund to provide financial security during a layoff is a must.
- The importance of establishing an abundance mindset and recognizing your money-making skills outside of a traditional job.
- How layoffs can lead to unexpected opportunities and better job prospects.
- Why developing job search skills and setting non-negotiables are essential for a successful job search.
Connect with Maideli
- Instagram @mydailydinero
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Transition From Teaching to Tech as a First-Gen Latina with Maideli Garcia | MyDailyDinero
- How to Combat the Single Tax and Save Money as a Single Person
- How Israel Reached a 6-Figure Net Worth at Age 26 and as a First-Gen Teacher of Color
- Why We Are Our Own Financial Security
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
90-minute Investing Clarity Session
In this episode of Money Noticias podcast, Sunem and Israel interview Haley and Justin Brown-Woods a married, millennial couple that began their debt free journey in the Fall of 2019.
After blowing through a $600,000 lawsuit payout and racking up over $220,000 worth of debt in three and a half years, Haley and Justin got serious about changing the narrative they had created for their lives. Within 18 months, they had paid off over $132,000 of debt and restarted their wealth journey.
During this period, they began their podcast Price of Avocado Toast. Their focus has been on having open and honest money conversations with others to help remove the stigmas and shame around finances. The hope is that these conversations enlighten the younger versions of themselves and save them from the pitfalls Haley and Justin fell into.
In 2021, Haley began the financial coaching branch of Price of Avocado Toast. She brought Justin onto the team in 2023 and together they have helped clients tackle over $1M of debt. Now their family is working towards generational wealth building and a future of outrageous generosity.
In this episode you will learn:
- How having open and honest money conversations can help remove stigmas and shame around finances.
- How paying off debt on teacher salaries requires strategies like selling assets and finding additional sources of income.
- Why finding a balance between hustle and family is important in maintaining a healthy financial journey.
- Transitioning out of the classroom can bring mixed emotions, but it can also provide opportunities for personal and financial growth.
Connect with Hayley and Justin
- Website
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Unlock Your Freedom by Pursuing Financial Independence
- How to Invest for a Better Life
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
90-minute Investing Clarity Session
In this solo episode, we delved into the intricate relationship between money and love, focusing specifically on navigating finances in romantic relationships. We emphasized the importance of establishing financial non-negotiables and needs, while also highlighting the significance of compromise in a healthy relationship. We discussed strategies for normalizing money conversations with partners, setting financial boundaries, and aligning financial goals.
If you're looking to enhance your understanding of the intersection between money and love, this episode provides valuable insights and practical strategies for fostering healthy financial relationships. Don't forget to share this episode with friends and loved ones to spread the knowledge and empower more individuals to secure their financial futures.
Tune in to gain valuable insights and strategies for navigating finances in romantic relationships and building a strong financial foundation for a healthy partnership.
In this episode you will learn:
- Money is a critical aspect of romantic relationships and should be considered from the beginning.
- Establishing financial boundaries and finding alignment in financial goals are important for a healthy relationship.
- Taking control of your own finances is crucial and can give you more options in a relationship.
- Recognizing red flags and seeking support, such as therapy, is important for maintaining a healthy relationship.
- Financial resources can impact the ability to leave a relationship that is not serving you.
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Clarify Your Financial Why and Reach Your Money Goals in 2024
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
90-minute Investing Clarity Session
In this episode of Money Noticias podcast, Sunem and Israel interview Tae Kim, the founder of Financial Tortoise, a YouTube channel focused on personal finance and building wealth slowly. After paying off $105,000 in student loans in 3.5 years with his wife, he found his passion for educating others about money. He creates weekly content about personal finance, investing, and building wealth slowly to empower others with better financial literacy. In his previous life, Tae was a Finance Director and a Captain in the US Army. He is a graduate of UCLA Anderson School of Management and UC Irvine.
In this episode you will learn:
- How paying off debt and building wealth slowly can provide more options and freedom in one's career and life.
- The importance of having a plan and being intentional with money is important for financial success.
- How changing one's relationship with money and understanding personal values and priorities can lead to better financial decisions.
- How societal perceptions of wealth and poverty can influence our spending habits and financial goals.
- The value of selective frugality and understanding one's money dials.
- And more!
Connect with Tae
- Youtube
- Website
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Unlock Your Freedom by Pursuing Financial Independence
- How to Invest for a Better Life
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
90-minute Investing Clarity Session
In this solo episode of Money Noticias podcast, the hosts, Israel and Sunem, delve into the concept of the single tax, exploring how society's structure impacts individuals' financial burdens based on income and relationships. They emphasize the importance of strategic financial decisions and highlight how having a partner can affect your finances. Tune in for a juicy conversation about the single tax and its relevance, especially during Valentine's season.
In this episode you will learn:
- The concept of the "single tax" and how it impacts individuals who are single in society.
- Ways to combat the single tax, such as living with roommates, traveling with family and friends, and sharing expenses.
- The importance of building wealth collectively and investing in assets to combat the single tax.
- The role of generational wealth in combating the single tax and the importance of leveraging it.
- The disproportionate impact of the single tax on women, particularly due to the gender pay gap and limited access to capital.
Connect with us!
- Website
Other Episodes You Will Enjoy
- We Are Our Financial Security
- Building Wealth and Protecting Your Assets with Adriana Galvan | Adriana Talks Dinero
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
- 90-minute Investing Clarity Session
In this episode of Money Noticias Podcast, Daniel Braun joins Israel and Sunem to discuss the world of credit cards and travel hacking.
Daniel currently runs a YouTube channel that teaches people how to maximize value from credit cards while also developing smarter everyday personal finance habits. He has grown his YouTube subscribers to over 120,000 in less than 3 years.
In this episode you will learn:
- The concept of travel hacking and how it can save you money on travel.
- The importance of understanding credit card basics, such as billing cycles and credit utilization.
- The benefits of starting with beginner-friendly credit cards, like those from Chase, to earn sign-up bonuses and build credit.
- The value of flexible points currencies from banks like Chase, Amex, Capital One, and Citi.
- How to justify and maximize the benefits of credit cards with annual fees.
- And more!
Connect with Daniel
- Youtube
Connect with us!
- Website
Other Episodes You Will Enjoy
- Making Credit Work For You
- How to Unlock Your Freedom by Pursuing Financial Independence
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
- 90-minute Investing Clarity Session
In this episode of Money Noticias, hosts Israel and Sunaim discuss the differences between investing in real estate and the stock market. They share their personal experiences and provide valuable insights into both investment options.
In this episode you will learn:
- The different ways to invest, including real estate and the stock market
- The concept of compound interest and its importance in building wealth
- The pros and cons of investing in real estate
- Common myths and misconceptions about renting, owning property, and investing in general
- The importance of considering your lifestyle, financial context, and knowledge before making investment decisions
- And more!
Connect with us!
- Website
Other Episodes You Will Enjoy
- Making Your Money Work Hard for You
- How to Approach Your Homeownership Journey with Intentionality
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
- 90-minute Investing Clarity Session
In this episode of the Money Noticias podcast, host Sunem and Israel are joined by Adriana from Adriana Talks Dinero. Adriana Galvan is La Jefa and founder of Adriana Talks Dinero, LLC. She has humble roots of being the first born daughter to immigrant parents (Mother from Tamaulipas, Mexico and Father from Oaxaca, Mexico). She is a duel citizen of the US & Mexico who has grown up in the suburbs of Chicago. Education was important in her household, which lead her to earn a double MBA in her 20’s, as well as entrepreneurship running deep in her blood which led her to start her own business over a year and a half ago. She gets so much joy from talking about the taboo topic of money and helping women and the BIPOC community get their money right by teaching about budgeting, investing, travel hacking, negotiating pay and protecting their assets.
In this episode you will learn:
- Adriana's money journey and how she learned about money from her financially savvy parents
- The importance of investing in yourself, whether it's through education, therapy, or other forms of personal development
- The significance of protecting your assets, especially for women.
- The importance of giving back to our communities
- And more!
Connect with Adriana
- Website
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Approach your Homeownership Journey with Intentionality
- We Are Our Financial Security
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
- 90-minute Investing Clarity Session
In this solo episode of Money Noticias Podcast, hosts Israel and Sunem share their personal experiences and insights on how investing has positively impacted their lives. They discuss the power of investing, the financial security it provides, and the freedom and options it offers.
In this episode you will learn:
- The Importance of knowing your "Why" for investing
- Why you should audit your finances
- The importance of educating yourself on investing
- More!
Sign up for a one-on-one investing clarity session with Israel and Sunem to receive step-by-step support in opening your first investment account and gain the confidence to invest independently. Doors close on February 1st, 2024, and the first five sign-ups will receive a $50 discount.
Connect with us!
- Website
Other Episodes You Will Enjoy
- Coasting Your Way to More Options and a Better Life | Coast FI
- The Power of Investing in Yourself as a Person of Color
- How Danny Paid Off $40k in Debt and Reached $100K+ in Investments without a College Degree
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
- 90-minute Investing Clarity Session
In this episode, Israel and Sunem speak with Walli Miller who is a Latina, first-gen college graduate, and a financial coach who works with millennials and genZers who feel overwhelmed by the thought of budgeting, saving, debt payoff and want to begin building wealth.
She's a millennial who spent her 20s living paycheck to paycheck and in her 30s figured out how to gain control of my finances and align her spending with what was most important to her. She went from an impulse shopper to an intentional spender and is now a 1st gen millionaire and retired.
In this episode you will learn:
- Walli's journey towards financial independence and building generational wealth.
- The importance of being intentional with money and increasing income.
- How to use money to improve your life.
- Advice for women of color on building wealth and pursuing financial independence.
- And more!
Connect with Walli
- Website
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Unlock Your Freedom by Pursuing Financial Independence
- Coasting Your Way to More Options and a Better Life
- Making Your Money Work Hard for You
- How to Redefine Success through Intentional Living and Slow FI with Jessica | The Fioneers
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
- 90-minute Investing Clarity Session
In this episode of Money Noticias podcast, Israel and Sunem share their personal goals and intentions for the year 2024. They discuss their health, money, and professional goals, highlighting the importance of setting a financial why and visualizing one's best life. They also provide strategies and tools for listeners to set their own money goals and become intentional with their spending.
Main Takeaways:
- Clarify your financial why by visualizing your best life and identifying your goals.
- Gain awareness of your money habits through a spending audit and decide whether to change them.
- Organize and become intentional with your spending by building a budget and aligning your actions with your financial goals.
- Investing is an important step towards building wealth and securing your financial future.
- Seek support and guidance when needed to achieve your financial goals.
Connect with us!
- Website
Other Episodes You Will Enjoy
- Why Budgets are Financial Boundaries
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you start investing?
- 90-minute Investing Clarity Session
In this episode of Money Noticias, we are joined by special guest Bianca Alba, the founder of This Latina Travels. Bianca shares her personal journey as an immigrant and the joy of being able to travel for pleasure. She emphasizes the importance of building a community and the privilege of being able to afford travel experiences.
Connect with Bianca!
- Instagram: https://www.instagram.com/thislatinatravels/?hl=en
- Website: https://www.thislatinatravels.com/
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Live Life on Your Own Terms and Travel the World as a Daughter of Immigrants with Dulce Toscano
- How to Take Control Of Your Debt
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?
- Apply to 1:1 Money Coaching
In this episode of Money Noticias Podcast, Israel and Sunem Tovar, are back with another solo episode where we dive deep into our reflections on the year 2023. We share our challenges, proud moments, and how getting our money right has played a crucial role in our lives.
In this episode you will learn:
- Sunem shares her challenges with public speaking and being a support system for her mom.
- Israel talks about the challenges of working full-time again and living in Nashville.
- We discuss our proud moments, including solo traveling, running a 10k, and managing anxiety.
- The importance of celebrating wins and reflecting on personal growth.
- The role of money in achieving goals and improving quality of life.
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Use Money to Heal from Burnout
- How to Leverage Money to Live in the Present
- Using Money to Heal, Rest, and be More Joyful with Yvette Borja | Radio Cachimbona
- Coasting Your Way to More Options and a Better Life | Coast FI
- The Power of Investing in Yourself as a Person of Color
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?
- Apply to Money Coaching
Samantha Lee a Hmong-American, the eldest daughter of refugee/immigrant parents, a speaker, and a health coach who helps people of color lose weight and break out of following racist diet culture rules, joins the Money Noticias podcast to discuss the similarities between health and money journeys, particularly when it comes to creating habits
Samantha is also the host of the 'Your Winning Journey' podcast and shares weight loss teachings with her 10-year experience. Her work was inspired by her weight loss journey where she felt the need to strip her cultural identity to fit into society's standard of "white healthy". Samantha's mission is to voice the cultural differences in the health/fitness industry so POC can take control of their bodies by eating the foods from their background without shame. She is a POC stop dieting/emotional eating expert and a health advocate for her community. You can get involved with Samantha through her 6 months 1:1 coaching program and social media platforms.
In this episode, you will learn:
- Samantha's journey of weight loss and how she started her career as a health coach.
- The importance of self-awareness and intentionality in both health and money habits.
- The impact of trauma on our relationship with food and money.
- The need to shift the blame from ourselves to the system and to be gentle with ourselves in the process.
- And more!
Connect with Sam!
- Instagram: https://www.instagram.com/superlysam/
- Facebook: https://www.facebook.com/
- Listen to the podcast on Apple: https://podcasts.apple.com/us/podcast/your-winning-journey/id1546118828
- Listen to the podcast on Spotify: https://open.spotify.com/show/5TjxGHo9zZLuTNhVpTBeoQ?si=a424e11ef6a04db1&nd=1
Connect with us!
- Website
Other Episodes You Will Enjoy
- How to Redefine Success through Intentional Living and Slow FI with Jessica | The Fioneers
- Making Your Money Work Hard for You
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?
- Apply to 1:1 Money Coaching
In this episode, we discuss the topic of inflation and its impact on our financial lives. We define inflation as the rise of prices and the decline of purchasing power over time. We also highlight some inflation trends and provide specific ways to combat inflation and navigate it more successfully.
Connect with us!
- Website
Other Episodes You Will Enjoy
- Ep. 35 | 9 Steps to Reach Your First 100k in Investments
- Ep. 13 | Making Your Money Work Hard for You
Want to begin getting your money right? Download our free money guide and training today!
6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?
Apply to Money Coaching
In this episode of the Money Noticias Podcast, Sunem and Israel are joined by Jessica, co-founder of The Fioneers blog and YouTube channel. They discuss their journey to financial independence and how they have leveraged their money to live the life they want without jeopardizing their future. Sunem and Israel share their goal of becoming financially independent and how Jessica's work has inspired them to rethink their approach.
Connect with Jessica
- Website
- Youtube
- Coast FI Calculator
Connect with us!
- Youtube
- Website
Other Episodes You Will Enjoy
- Ep. 46 | How to Unlock Your Freedom by Pursuing Financial Independence
- Ep. 33 | Coasting Your Way to More Options and a Better Life
- Ep. 13 | Making Your Money Work Hard for You
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?
- Apply to Money Coaching
In this solo episode, we discuss the concept of financial independence, also known as work optional or FIRE (Financial Independence, Retire Early). We explore the importance of pursuing financial independence, particularly for people of color, and how it can empower individuals to reclaim wealth and rest.
We discuss…
- What financial independence is
- Why Black, Indigenous, People of Color should pursue financial independence
- Tangible steps to reach financial independence
- The importance of enjoying your journey to financial independence
- And so much more!
Connect with us!
- Website
Other Episodes You Will Enjoy
- Ep. 35 | 9 Steps to Reach Your First 100k in Investments
- Ep. 33 | Coasting Your Way to More Options and a Better Life
- Ep. 20 | Why Budgets are Financial Boundaries
- Ep. 13 | Making Your Money Work Hard for You
Books and FI Calculator
- Your Money or Your Life
- FI Calculator
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?
- Apply to Money Coaching
In this solo episode, we talk all about how to get your money right for the holidays!
We discuss…
- How important it is to financially prepare for the holidays so you don’t go into debt
- Strategies you can implement to keep your spending monitored
- The importance of tracking your expenses during and after holiday spending
- How setting and sustaining financial boundaries during this time is key
- The importance of being gentle with yourself in this process
- And so much more!
Connect with us!
- Website
Apps that will pay you to shop
- Rakuten Referral
- Honey Referral
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?
- Apply to Money Coaching
In this episode, Sunem and Israel speak to Maribel Francisco from Our Wealth Matters. She is a first-gen immigrant money coach who has been featured in a variety of national platforms, including Univision and the New York Times. You can follow her on IG @ourwealthmatters
We cover…
- The financial pressures we experience and internalize for being first-gen
- How Maribel was able to break into Corporate America as a first-gen Latina, and how she has used her money to build a business, invest in the stock market, and buy property
- The importance of pay transparency for Latinas to demand for more and earn more
- How Maribel is providing accessible financial literacy to Spanish-speaking immigrants in the US
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!
- 5 Strategies to Budget Successfully Guide
- 6 Steps to Take Control of Your Debt
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?
- Apply to Money Coaching
In this solo episode, we talk all about sabbaticals!
We discuss…
- What a sabbatical is
- Why you should strongly consider taking a sabbatical, especially if you’re a person of color and/or come from a first-generation background
- How to financially prepare for a sabbatical
- Israel’s experience financially preparing for a sabbatical and his experience on his sabbatical
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!
- 5 Strategies to Budget Successfully Guide
- 6 Steps to Take Control of Your Debt
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?
- Apply to Money Coaching
In this episode, Sunem speaks to Dulce Toscano, an online business coach and world traveler. Dulce Toscano is a First Gen. Daughter of Immigrants, Latina CEO, Business Coach, Speaker, and Full-Time World Traveler. She is on a mission to help others pivot in pursuit of freedom. Freedom of time, location, freedom of choices and financial freedom.You can follow her on IG @dulce.toscano We cover…
- Her journey into and out of Corporate America as a first-gen Latina, daughter of immigrants
- How entrepreneurship has given Dulce the freedom to travel the world and live life on her own terms
- How she realized the importance of also getting her money right even though she had built successful business and had more freedom
- The importance of living your best life now while also planning and preparing for the future
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!
- 6 Strategies to Take Control of Your Debt Guide
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?
- Apply to Money Coaching
In this solo episode, we talk all about an exciting change for our business and brand!
We discuss…
- How we are closing The Dream Teacher Project chapter and how we came to that realization
- How scarcity plagues the field of education and how that informed our decision to pivot
- The importance of getting your money right if you decide to stay in the classroom or in corporate America
- And so much more!
Mentions
- Rich and Regular (our mentors at FinCon)
- Ep. 10 | How Scarcity Can Lead People to Become Teachers with Esther
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!
- 5 Strategies to Budget Successfully Guide
- 6 Steps to Take Control of Your Debt
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?
- Apply to Money Coaching
Want to submit a letter/question to get financial advice from us?
Submit it here!
In this episode, we had such a dope conversation with Cynthia Diaz, the founder of Financial Space. You can follow her on IG at @financialspace
We cover…
- Her experience in education and how she transitioned out of the field
- The importance of not settling for less money even if you are in a service-based career
- How knowing where your money is going and seeing your money grow are such boss moves
- Giving yourself permission to invest in yourself as a woman of color
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!
- 5 Strategies to Budget Successfully Guide
- 6 Steps to Take Control of Your Debt
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?
- Apply to Money Coaching
Want to submit a letter/question to get financial advice from us?
- Submit it here!
In this solo episode, we talk all about the components of debt.
We discuss…
- The different components of debt and how debt works
- How interest rates (APR’s) and fees work
- The importance of not being afraid of debt and that we are educated on how to use it strategically
- And so much more!
Listen to Episodes
- Ep. 22 | How to Take Control Of Your Debt
- Ep. 18 | We Are Our Financial Security
- Ep. 29 | How to Approach your Homeownership Journey with Intentionality
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully Guide
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?Apply to Money Coaching Want to submit a letter/question to get financial advice from us?
Submit it here!
In this episode, Sunem and Israel speak to Maria Melchor, the founder of FirstGenLiving. Through FirstGenLiving, Maria teaches first-gen professionals how to turn their paychecks into a happier, wealthier life. She is a proud Mexican immigrant living in New York City.
You can follow her on IG @firstgenliving
We cover…
- Maria’s path to Yale University and how she decided not to pursue law school after college
- How healing our relationships with money is key in helping us take control of our finances
- The importance of choosing how we want to engage with our finances even if that’s different from how our parents–and society–have taught us
- The power of being in tune with our financial goals and values
- How you’re allowed to change your mind
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully Guide Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?Apply to Money Coaching Want to submit a letter/question to get financial advice from us?Submit it here!
In this solo episode, we talk all about government-based student debt!
We discuss…
- The consequences of not paying your student debt, particularly as it relates to your credit score
- The key changes that President Biden made to student debt repayment options
- The public service loan forgiveness program
- The differences between various student loans
- How to manage paying off student debt while saving and investing
- And so much more!
Connect with us!
- Website
Discretionary Income Calculator
SAVE Repayment Plan
Loan Stimulator Calculator
Debt to Income Calculator
Debt Episode
Homeownership Episode Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully Guide
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?Apply to Money Coaching
Want to submit a letter/question to get financial advice from us?Submit it here!
In this episode, we had a really funny and insightful conversation with our brother, Danny Tovar! We cover…
- How he grew up thinking that having debt was normal due to growing up in poverty
- His skepticism towards investing and how he equated investing with something that only white people did
- The importance of normalizing investing in our communities
- The strategies and mindset shifts he took to pay off $40,000 in debt
- How he was able to reach over $100,000 in investments in a couple years
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully Guide Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?Apply to Money Coaching Want to submit a letter/question to get financial advice from us?Submit it here!
**In this solo episode, we provide you with 9 steps to reach your first 100k in investments!
We discuss…**
- How compound interest is only magical in the long-term
- The importance of knowing your “why” behind reaching 100k
- The power of automating your investments
- How challenging it can be for first-gen investors to have a balanced approach in our investing journeys
- How having a community can make building wealth much easier
- And so much more!
Connect with us!
- Website
Referred Episodes
- Investing Episode
- Budget Episode
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully Guide Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?Apply to Money Coaching
Investing Clarity Session Want to submit a letter/question to get financial advice from us?Submit it here!
In this episode, we had such a good conversation with April Waddell. She spent seven years working in healthcare before embarking on her journey in the financial coaching industry. She founded NurseMoneyDate, LLC, a financial coaching business that aims to empower nurses with personalized financial education. April's mission is to help nurses make more, save more, and invest more, while also representing and empowering women and people of color in the finance space. Through her holistic approach, she helps clients achieve diverse financial goals, from becoming nurse entrepreneurs to attaining financial freedom.
We cover…
- Her experience as a nurse of color and why she burnt out quickly in the profession
- The parallels between nursing and teaching and how money can help offer us protection and more options in our careers and lives
- The importance of taking the positive money habits and mindsets our parents passed down to us and unlearning the ones that don’t serve us
- How building wealth allows you to ask yourself different questions on how you want to live your life
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully Guide
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?Apply to Money Coaching
Want to submit a letter/question to get financial advice from us?Submit it here!
In this solo episode, Sunem talks all about Coast FI (Financial Independence)
She covers…
- What Coast FI means
- How she was able to reach Coast FI
- The power of reaching Coast FI
- Key strategies on how to reach Coast FI
- And so much more!
Connect with us!
- Website
Episode 20: Why Budgets are Financial Boundaries
Episode 22: How to Take Control of your Debt
Coast FI Calculators
- Wallet Burst Coast FI Calculator
- Money Optimist Coast FI Calculator
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully Guide
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?Apply to Money Coaching
Want to submit a letter/question to get financial advice from us?Submit it here!
In this episode, Sunem and Israel speak to Dr. Ana Romero from Brewing Dinero! She has a Ph.D in counseling psychology from the University of California, Santa Bárbara. She is a bilingual psychologist, researcher, and a financial educator. Merging her interest in personal finance and mental health, she founded Brewing Dinero to help first generation and mixed status families eliminate financial stress and gain confidence.
We cover...
- Ana’s experience pursuing a PhD as a first-gen Latina
- Her expertise and deep interest in the mental health of mixed status families
- Her journey of moving from California to the Midwest
- How a money win she is most proud of is having improved her relationship with money
- And so much more!
Connect with us!
- Website
Connect with Ana
- Instagram @brewingdinero
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully Guide Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?Apply to Money Coaching Want to submit a letter/question to get financial advice from us?Submit it here!
In this solo episode, Sunem and Israel read the first ever letter from a community member!
We cover…
- How it takes a lot of courage to seek support to improve your financial wellness
- Key questions you should ask yourself as you are determining how to better manage your finances
- The importance of clarifying your financial why(s) in your personal finance journey
- How advocating for more pay is critical for women of color to gain more access to capital and resources to live a better life
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully Guide Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?Apply to Money Coaching Want to submit a letter/question to get financial advice from us?Submit it here!
In this episode, Sunem speaks to Viridiana (Viri) León, a Latina entrepreneur and mama of two littles. CEO of Nash Insurance an independent insurance agency in Nashville and owner of Mariposa & Co a small pop up gift shop that sells Mexican artesania and Latina-owned brands lastly she is the founder of Nash Latina Bosses a community organization that focuses on bringing Latinas together to empower one another. NLB provides networking events, fun social gatherings and provides resources and community for Latinas trying to start, grow and scale their businesses.
In this episode, we cover…
- How building a small business can be time-consuming and stressful, especially for first-gen women of color
- The importance of building a community of like-minded people in our entrepreneurship journeys
- The power of investing in support as first-gen professionals
- How money is tied to our emotions, which can make it challenging to manage our finances effectively
- The importance of having multiple streams of income
- And so much more!
Connect with us!
- Website
Connect with Viri!
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully Guide Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?Apply to Money Coaching Want to submit a letter/question to get financial advice from us?Submit it here!
In this solo episode, we talk more about homeownership and some questions you should ask yourself before buying a home!
We cover…
- Important stats about the racial makeup of homeowners in the US
- Key questions you should ask yourself prior to buying property
- The importance of approaching your homeownership journey with intentionality
- How the best financial decisions are based on you; who you are, what you want
- The challenges of being an ethical landlord if you don’t come from generational wealth
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully Guide Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?Apply to Money Coaching Want to submit a letter/question to get financial advice from us?Submit it here!Aja Dang Youtube Homeownership Programs for Teachers
- Teacher Next Door
- Educator Mortgage
- Home Loans for Teachers Article
In this episode, Sunem and Israel speak to Olga Camargo. Olga has over 20 years of experience in the financial services industry. She has specialized in serving the Latino community for over a decade and has based her practice on the community's needs and her own experience as a first gen Latina. She is the CEO and Founder of SHENIX®, the first-ever educational fintech app focused and built for Latinas to help them close the wealth gap and accelerate their economic and social transformation. Olga is the first Latina to Chair the Northeastern Illinois University’s Foundation Board; serves as the Emeritus Board Chair for the Hispanic Alliance for Career Enhancement, served as Forbes Business Council’s Financial Services Chair and was named among “Chicago’s Most Powerful Latinos.”
In this episode, we cover…
- The importance of achieving economic wellness in the Latine community
- How exhausting it can be to be part of the sandwich generation in which we have to think about how to support our parents financially, our children/nieces and nephews, and ourselves
- The importance of leveraging our assets to build more assets
- How money can give you the courage to do things you never imagined doing
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully Guide
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?Apply to Money Coaching
Want to submit a letter/question to get financial advice from us?Submit it here!
In this episode, Sunem and Israel speak to Claudia Valenzuela. Claudia is a 1st Gen Latina Entrepreneur living in Seattle, Washington. She is the daughter of Mexican immigrant parents, a world traveler, an educator, and a coffeeholic! She started her entrepreneurship journey in 2019 and today she is a Business Coach helping 1st Gen Latina Coaches break free from their biggest mental blocks so they can make more 4-figure sales in their coaching businesses. In her free time she loves all things travel, fitness, and spending quality time with family!
In this episode, we cover
- Claudia’s experiences growing up in a predominantly Latine community in rural Eastern Washington, moving to Seattle, and traveling the world
- Her journey as a first-gen Latina entrepreneur
- How she is normalizing talking about money in her family
- The courage it takes to take the first step to getting your money right
- How it takes time to become intentional with our money
- And so much more!
Connect with Claudia
- IG: @claudiavalenzuela.flores
- Website: 1stgenlatinaceo.com
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully Guide
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?Apply to Money Coaching
Want to submit a letter/question to get financial advice from us?Submit it here!
In this solo episode, we talk more about debt!
We cover…
- How the recent Supreme Court rulings are racist, classist, queerphobic, and committed to maintaining the status quo.
- What debt is and the most common types of it
- How we can leverage debt to build assets
- The importance of taking control of our debt so it can work for us.
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully Guide
Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security?Apply to Money Coaching Want to submit a letter/question to get financial advice from us?Submit it here!
Listen to Episode 22 " How to Take Control of Your Debt"Listen to Episode 9 "Making Credit Work for You"
In this episode, we had such a good conversation with Maideli Garcia. She is a Latina money coach helping WOC save, invest, and earn more without sacrificing JOY. She is the daughter of Mexican immigrants and First-Gen to attend college. She got her BA in Elementary Education and has taught in public, private, and even international schools. After experiencing burnout, Maideli pivoted out of teaching and into the tech space as a Learning Experience Designer. She now works remotely and has more energy and time to commit to her mission in helping WOC confidently take control of their finances.
We cover…
- Her experiences being a Latina educator in public and private schools in the US and abroad
- How she leveraged money to transition out of the classroom
- The importance of having your finances in order so we can use our money to make the best decisions for ourselves
- The power of healing our relationships with money
- How she and her siblings were able to retire her mom
- And so much more!
Connect with Maideli
- Instagram @mydailydinero
Connect with us!
- Instagram @moneynoticias
- Website
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully Guide
Apply to Money Coaching Want to submit a letter/question to get financial advice from us?Submit it here!
In this solo episode, we talk all about the intersections of money and being queer and trans.
We cover…
- Alarming stats about the financial situation of folks who identify as LGBTQ+
- Israel’s experiences as an openly gay Latino
- How homophobia and transphobia can really impact our professional and financial capacities
- How we need more services to survive and thrive as queer and trans folks and how money grants us access to those resources
- The ways social capital can turn into economic capital
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully GuideApply to Money Coaching Want to submit a letter/question to get financial advice from us?
Submit it here!
In this episode, we had such a good conversation with Leo Aquino. They are a poet, screenwriter, and award-winning journalist covering anti-capitalist personal finance. They have interviewed nearly 100 Americans from diverse economic backgrounds to learn how policies like student loan forgiveness, access to abortion, and anti-trans legislation affect their everyday lives and finances. Leo also writes queer and trans romcoms.
We cover…
- How our health is our wealth, even though capitalism tries to brainwash us to not take care of our bodies
- The power of doing nothing, especially when we have been working hard for years
- Leo’s journey as a trans journalist of color and their money story
- How student debt is racist and classist because it impacts Black, Indigenous, people of color and first-gen/low-income students the most
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!
5 Strategies to Budget Successfully Guide
Apply to Money Coaching
Want to submit a letter/question to get financial advice from us?
Submit it here!
In this solo episode, Sunems talks all about how to take control of your debt!
She covers…
- The importance of paying off debt, especially in light of student debt accruing interest again after August 29, 2023
- How debt is neither good nor bad.
- How research indicates that having debt can harm our mental health, especially as Black, Indigenous people of color
- How the first step to taking control of your debt is by writing down how much you owe
- Two effective debt repayment methods
- The importance of taking a balanced approach to paying off your debt
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully Guide
Apply to Money Coaching
Listen to Budgets are Financial Boundaries
Want to submit a letter/question to get financial advice from us?
Submit it here!
Israel interviewed Shawon Jackson, (he/him) is the Founder and CEO of Vocal Justice, a nonprofit that positions youth who are proximate to injustice as leaders for social change. He also teaches a communications course part-time at Stanford Business School, where he earned his MBA. He also earned his MPP from Harvard Kennedy School.
In our conversation, we discussed…
- The importance of celebrating our accomplishments as first-gen people of color
- Shawon’s journey through Princeton University while grappling with his sexuality as a Black college student
- The work it takes to get to be able to live more authentically
- Shawon’s journey in building Vocal Justice from scratch and his experience as an openly queer Black entrepreneur
- How embracing abundance is what we deserve as marginalized people
- And so much more!
Connect with us!Instagram
Website
Connect with Shawon JacksonInstagram
Vocal Justice website
Want to begin getting your money right? Download our free money guide and training today!
5 Strategies to Budget Successfully Guide
Want to receive 1:1, tailor money coaching from us?
Apply to Money Coaching
Want to submit a letter/question to get financial advice from us?
Letter Submission
In this solo episode, we talk all about budgeting!
We cover…
- The reasons we don’t like to budget
- What budgeting actually is
- Why it’s important to budget
- 2 budgeting methods we recommend for beginners
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!
5 Strategies to Budget Successfully Guide
Apply to Money Coaching
Want to submit a letter/question to get financial advice from us?
Submit it here!
Sunem had an illuminating conversation with Diana Garcia, a proud daughter of immigrants. She was born and raised in Los Angeles, CA. She graduated from San Jose State University with a B.A. In Behavioral Science and minored in Chicano Studies. After being in the nonprofit industry for a few years, she realized that she could have a greater impact on the community by starting her own coaching business. She is now a Full Time Money and Mindset Coach, where she helps First Gen Latina’s build a better relationship with dinero, and build wealth through investing.
In our conversation, we discussed...
- How most people fall somewhere on the spectrum of being extreme savers/frugal or overspenders
- The importance of being able to spend guilt-free while still achieving your financial goals
- The many ways scarcity can show up in your finances, career, and life
- The importance of not allowing debt to define our worth
- How becoming intentional with your money can be life-changing
- And so much more!
Connect with us!
- Website
Connect with Diana!
Want to begin getting your money right? Download our free money guide and training today!
5 Strategies to Budget Successfully Guide
Want to receive 1:1, tailor money coaching from us?
Apply to Money Coaching
Want to submit a letter/question to get financial advice from us?Letter Submission
In this solo episode, we unpack how we should shift our mindsets from seeing our jobs as our financial security to seeing ourselves and our community as our financial security.
We cover…
- The importance of an emergency fund, especially for people of color and first-gen professionals
- How the recent layoffs in tech and other fields show that you are replaceable at work
- Building wealth should be a community effort
- The importance of taking control of your financial future
- Having financial security helps us embrace abundance
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully Guide Want to receive 1:1, tailor money coaching from us?Apply to Money Coaching Want to submit a letter/question to get financial advice from us?Submit it here!
Israel and Sunem had such a refreshing conversation with Yvette Borja from Radio Cachimbona. Yvette is a Salvi writer and Podcaster audio-archiving state repression and migrant resistance. She is a movement lawyer with leftist politics. She earned a BA from Yale University and a JD from Stanford Law School.
In our conversation, we discussed…
- That as much as we we would desire to abolish capitalism ASAP, our bills are still due
- How radical it is for first-gen professionals of color to leverage money to work less, heal, and be able to experience greater levels of joy
- The importance of reclaiming our wealth as Black, Indigenous, people of color
- The importance of questioning why we want to own property as people of color who experienced housing and money trauma growing up
- How a budget is a tool to organize your finances, become more intentional with your money, and achieve your financial goals
Connect with us!
- Website
Connect with Radio Cachimbona!
- IG
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully Guide Want to receive 1:1, tailor money coaching from us?Apply to Money Coaching Want to submit a letter/question to get financial advice from us?Letter Submission
We had a dopeass conversation with Romy Summerfold. She is a Columbus, Ga native, she is 1st generation, a new mom and a wife. Romy received her Bachelor’s in Marketing and Master’s in Organizational Leadership from Columbus State University and she currently works in Marketing for a Fortune 500 company. On weekends, she likes to spend time with her friends and family, play tennis, workout, and be outside with her baby girl.
In our conversation, we discussed…
- How amazing it is that there are more and more Latinos in the South
- How Romy and her partner, Eric, were able to get out of $22,000 of credit card debt in 6 months
- Investing of yourself short-term can reap long-term benefits
- The importance of adopting an abundance mindset and remembering that you deserve to get paid more
- How you are your own job security
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!
5 Strategies to Budget Successfully Guide
Want to receive 1:1, tailor money coaching from us?
Apply to Money Coaching
Want to submit a letter/question to get financial advice from us?
Letter Submission
In this solo episode, we provide you with strategies to live more in the present.
We cover…
- Why we changed our podcast name from Money Chismes to Money Noticias
- The power of therapy in helping you be more grounded and live in the present
- How getting your money right is key in having the resources, time, and space you need to be able to live in the present
- The importance of celebrating your money wins
- How we tend to conflate planning for the future and living for the future
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully Guide
Apply to Money Coaching
Want to submit a letter/question to get financial advice from us?
Submit it here!
Gabriel is a proud, Latino special education teacher from East Los Angeles, CA. The first in his family to attend college, he earned his B.A. in Italian from Dartmouth in 2021. Currently, Gabriel works with 10th graders at Huntington Park High School through Teach for America and is pursuing a master’s in Urban Education at Loyola Marymount University. In his spare time, he enjoys reading, hiking, taking photos, and visiting new places.
In this episode, we discuss:
- Gabriel’s experiences going from a predominantly Mexican, immigrant East LA neighborhood to Dartmouth, an Ivy League school in New Hampshire
- The importance of having teachers who look and speak like you
- How to leverage money to heal your inner child
- The importance of Black, Indigenous people of color reclaiming what is rightfully ours
- Financial tips on how to organize your finances effectively
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully Guide
Want to submit a letter/question to get financial advice from us?Letter Submission
Are you ready to take control of your money and achieve financial peace as a teacher or woman of color?Apply to private money coaching
In this solo episode, we talk all about investing!
We cover…
- The reasons why our communities don’t invest
- Our investing journeys and the mindset work we had to do to begin investing
- The importance of investing
- Key investing terms and concepts
- Common myths about investing
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully Guide
Apply to Money Coaching
Want to submit a letter/question to get financial advice from us?
Submit it here!
*The movie that Sunem talks about in the episode is called The Big Short
Israel had an incredible conversation with his really good friend and former co-teacher, Lavinia Aguião. Lavinia is a Brazilian-Portuguese educator in Washington DC. She earned a Master in Education from Georgetown University and a BA in Human Relations and a minor in Women’s Studies from Trinity Washington University.
In our conversation, we discussed…
- How she approaches working with Black and brown students in a
“I gotchu” lens rather than in a white savior complex framework - The value of having openly queer Black and brown male educators
- The importance of not perpetuating intergenerational trauma in our discipline practices
- How communities of color have leveraged our collective finesse capital to navigate racist financial systems and institutions in the US
- How anti-Blackness and colorism play a huge role in our money journeys
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully GuideApply to money coaching
Want to submit a letter/question to get financial advice from us?Letter Submission
Esther taught in LA for 4 years before transitioning out of the classroom. She now helps BIPOC women heal their relationships and improve their mindsets. You can connect with Esther on IG @estherthemindsetcoach
In this episode, we discuss:
- How having a scarcity mindset led Esther to become a teacher
- Her challenging experiences working at school that serves low-income Black and brown students
- How getting your money right can protect you from toxic masculinity and gender violence as a woman
- Advice and reflections she has for teachers on how to maximize their teacher salaries
- And so much more!
You can connect with Esther on IG @estherthemindsetcoach and you can listen to our IG live here.
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!
5 Strategies to Budget Successfully Guide
Letter Submission
Apply for money coaching
Sunem and Israel spills hot tea about burnout and capitalism.
In this episode, we cover:
- How capitalism deeply socializes us to believe that we have to work unhealthy levels
- The ways burnout can manifest in our bodies
- The power of rest and self-awareness
- How we can leverage money to address and heal from burn out
- Israel and Sunem’s experiences with burnout
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!
5 Strategies to Budget Successfully Guide
Want to submit a letter/question to get financial advice from us?
Submit it here!
Listen to Israel’s story
Ernesto is a deeply passionate educator who teaches in his hometown of San José and has been able to build generational wealth in the Bay Area on a teacher salary. He earned a BA in History from San José State and a Master’s in Education from Stanford.
In this episode, we discuss:
- Ernesto’s experiences growing up in a low-income, immigrant household in San José, his experiences pursuing higher education, and his experience as a Latino male educator
- The importance of having beginning teachers of color be mentored by more seasoned teachers who look and speak like them
- How getting our money right as first-gen professionals is not a luxury, it’s a necessity
- How exhausting building generational wealth can be for folks from low-income, marginalized communities
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully Guide
Want to submit a letter/question to get financial advice from us?Letter Submission
Learn more about credit cards and credit scores!
In this episode, we cover:
- Credit score ranges
- The factors that impact your credit score
- The importance of having a solid credit score
- How to improve your credit score
- How you can leverage credit cards to travel hack
- And so much more!
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!5 Strategies to Budget Successfully Guide
Want to submit a letter/question to get financial advice from us?Submit it here!
Our favorite beginner credit cardsDiscover It
Chase Freedom Flex
Our favorite travel credit cardsChase Sapphire Preferred
Capital Venture X
Best transfer balance credit cards
Listen to Sunem's money storyEpisode 4
Born in Chicago, raised in the Atlanta metro area, Miriam Hammond taught in Liberia, Rwanda, Boston, and DC. She earned a BA in English from Tuskegee and a Master’s in Education from Harvard. After leaving the classroom, she worked as a data analyst for a nonprofit organization before becoming an entrepreneur.
In this episode, we discuss:
- The reasons that led Mriaim to pursue the teaching profession and the factors that pushed her out of the classroom
- The importance of actively unlearning capitalism and centering rest and healing
- Improving our money mindsets after being teachers
- The power of taking care of yourself after undergoing challenging experiences and chapters in your life
- Centering joy, balance, and pleasure in our money journeys
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!
5 Strategies to Budget Successfully Guide
Letter Submission
Learn more about how Israel and Sunem’s 2023 money goals have unfolded so far!
In this episode, we cover:
- How Sunem’s 2023 money goals have changed
- The importance of living your best life in the present
- Israel’s 2023 money goal updates
- How money can allow you to choose yourself and rest over the grind
- The importance of investing in yourself
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!
5 Strategies to Budget Successfully Guide
Letter Submission
Learesi Montes is a proud Puerto Rican educator who taught in Chicago Public Schools for four years before transitioning to real estate. She earned a BA from the University of Wisconsin, Madison and a Master’s in Education from Stanford University. After teaching in her high school alma mater, she became a mortgage loan officer and a money coach based in Chicago. You can connect with her on Instagram @learesimontes
In this episode, we discuss:
- Learesi’s upbringing as a first-generation Puerto Rican in Chicago
- Why she decided to become a teacher
- Her experiences as a teacher of color and how she was pushed out of the classroom
- Her debt payoff journey
- How getting your money right can give teachers and women of color more options in their careers and lives
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!
5 Strategies to Budget Successfully Guide
In this episode, Sunem shares her experiences growing up as a first-gen, low-income Latina in the US.. and explains how she was able to build a multiple six-figure net worth.
In this episode, we discuss:
- Sunem’s upbringing in Tijuana, Los Angeles, and Nashville
- Why Sunem pursued a Master in Finance and her experience being the only Latina in her graduate program
- Her experience working in Human Resources
- How her road to financial independence began
- Sunem’s advice on how to get your money right as women of color
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!
5 Strategies to Budget Successfully Guide
In this episode, Sunem interviews Israel on his personal and financial journeys that led him to reach a 6-figure net worth as a first-gen teacher of color.
In this episode, we discuss:
- Israel’s experience growing up with many intersecting, marginalized identities
- Why Israel decided to become a teacher
- Israel’s experience being an openly queer Latino male educator
- Israel’s money story
- The importance of working on our money mindset as we get our money right
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!
5 Strategies to Budget Successfully Guide
Learn more about what Israel and Sunem are up to with their money in 2023.
In this episode, we cover:
- Sunem’s 2023 money goals
- Israel’s 2023 money goals
- Behind the scenes of building a business
- Why both Sunem and Israel are pursuing financial independence
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!
5 Strategies to Budget Successfully Guide
Learn more about Israel and Sunem and what the Money Chismes Podcast is all about. In this episode, we cover:
- Our stories, where we grew up, some of our formative experiences, and the relationships we developed with money growing up as low-income Latine siblings
- Israel’s experiences as a first-gen, openly queer Latino-male teacher and Sunem’s experience being the only Latina in her Master in Finance program who helped our family become financially literate
- Why we started The Dream Teacher Project and why we started the Money Chismes podcast
- What you can expect from the podcast, the format of the show, and the types of topics that we will discuss
Connect with us!
- Website
Want to begin getting your money right? Download our free money guide and training today!
- 5 Strategies to Budget Successfully Guide