Uncommon Wealth Partners: Recent Episodes
Uncommon Wealth Partners
Join host Phillip Ramsey as he delves into the significance of family traditions and their role in creating an uncommon legacy. Phillip shares personal stories, from cherished family vacations in Minnesota to meaningful New Year’s Eve traditions, highlighting their impact on family values and relationships. Emphasizing the investment of memories over material goods, he also…
Explore the concept of leaving an uncommon legacy with host Phillip Ramsey in this insightful episode of the Uncommon Wealth Podcast. Discover how core values, charitable giving, and life experiences can shape generational wealth beyond mere monetary inheritance. Ramsey discusses strategies for preserving wisdom and instilling values, ensuring your legacy endures. Through the lens of…
In this engaging episode of the Uncommon Wealth podcast, Phillip Ramsey delves deep into the heart of financial planning by exploring the top questions Googled by those preparing for retirement. As he navigates through these inquiries, Phillip sheds light on the underlying concerns that many individuals face as they contemplate their financial futures. With a…
Phillip Ramsey delves into a critical yet often overlooked aspect of financial planning: tax efficiency. He contrasts the roles of CPAs as historians (archaeologists) and financial planners as future-focused (architects). Highlighting tools like eMoney and Holistaplan, Phillip explains how they aid in crafting tax-savvy financial strategies. While emphasizing that Uncommon Wealth Partners values collaboration with…
Explore the essence of living an ‘uncommon’ life with Phillip Ramsey on the Uncommon Wealth Podcast. This episode delves into how adopting a unique mindset can positively impact both yourself and others. Discover the power of intentionality, the importance of taking ownership, and ways to enhance relationships, all while cultivating an energetic and positive outlook.…
Phillip Ramsey and Cody Kowalski explore strategies for asset allocation and asset location in the latest Uncommon Wealth Podcast. They discuss how asset location offers a tax-efficient approach to investment growth by strategically placing equities and bonds across Roth accounts, IRAs, and taxable accounts. Learn how this method can impact required minimum distributions and overall…
Explore the unexpected benefits of financial worries with host Phillip Ramsey on the Uncommon Wealth Podcast. Delve into how managing money wisely can uncover personal growth and offer a deeper sense of security. Phillip contrasts everyday financial challenges with the immense pressure faced by trillionaire Elon Musk, highlighting that financial abundance might not be the…
Phillip Ramsey and Kevin Kuhlow explore unconventional paths to wealth and success through captivating stories and entrepreneurial ventures. Kevin shares his transition from a corporate career at Wells Fargo to pioneering sustainable initiatives in Guatemala with 4Ocean and his current venture into pineapple leaf fiber textiles. The episode delves into resilience, seizing unexpected opportunities, and…
Phillip Ramsey of Uncommon Wealth Partners challenges the conventional approach to retirement planning, emphasizing the importance of cash flow over a fixed “retirement number.” Exploring the pitfalls of solely relying on a nest egg, Phillip illustrates with examples the significance of understanding monthly income needs and leveraging guaranteed income sources like Social Security and pensions.…
Join host Phillip Ramsey on the Uncommon Wealth Podcast as he interviews Dr. Jason Reynolds, a pediatric palliative care doctor and advocate for “Medicine 3.0.” Dive into Jason’s journey through diverse medical fields and his innovative approach to healthcare. Explore the balance between extending health span and managing end-of-life care. Learn about Jason’s personal experiments…
Phillip Ramsey dives into the origins of his uncommon approach to financial advising. Disillusioned with the traditional, cookie-cutter models, Phillip shares how personal experiences and a desire for meaningful, personalized financial strategies led him to create Uncommon Wealth Partners. Reflecting on conversations with aspiring entrepreneurs like his cousin’s son, Phillip emphasizes the importance of leveraging…
Join host Phillip Ramsey on the Uncommon Wealth Podcast as he explores the journey of finding the right financial advisor. Phillip dissects the DNA of advisors, distinguishing between those trained in insurance and investment and advocating for a planning-focused approach. He shares insights into selecting an advisor who aligns with your financial goals, whether it’s…
Explore the power of consistency in this episode of the Uncommon Wealth Podcast with host Phillip Ramsey. Delve into the importance of sticking to your core values and the art of focusing on your strengths. Phillip emphasizes the value of being consistent in your pursuits and how aligning with your true gifts can lead to…
In this engaging episode of the Uncommon Wealth Podcast, host Philip Ramsey delves into the critical role of resilience in the pursuit of an uncommon life. Philip shares his personal experiences in entrepreneurship and personal development, emphasizing the indispensable nature of resilience in navigating unforeseen challenges and setbacks. This episode is packed with valuable insights…
Phillip Ramsey explores the parallels between his enchanting home and life lessons in this episode of the Uncommon Wealth Podcast. Delving into the story of Pam’s tree—a memorial tree representing love, legacy, and growth—Phillip reflects on the importance of letting go and allowing others to nurture what we hold dear. This personal tale extends to…
Explore the powerful strategy of Roth conversions with host Phillip Ramsey on the Uncommon Wealth Podcast. Discover how shifting funds from traditional IRAs or 401ks into Roth IRAs can offer tax-free growth and avoid required minimum distributions (RMDs). Phillip unpacks the benefits, timing, and tax implications, providing valuable insights for strategic financial planning. Learn how…
Phillip Ramsey delves into the theme of perseverance on the Uncommon Wealth Podcast. He shares insights on overcoming overwhelming goals by focusing on the next step, drawing inspiration from an ultra-marathon runner’s journey and personal reflections from his faith. Philip also explores the idea of trading present challenges for future clarity, urging listeners to cherish…
In this insightful episode of the Uncommon Wealth Podcast, host Phillip Ramsey demystifies the often daunting task of setting up wills and trusts. While the subject might appear uncomfortable and challenging, especially for those with young families, Ramsey provides a fresh perspective that underscores its necessity and benefits. He shares personal experiences and thoughtful observations…
Phillip Ramsey dives into the challenges and insights gained from completing the 75 Hard challenge with his close friend Jon Shiplett. They tackled the demanding regimen, which included daily workouts, a strict diet, and consistent hydration, over 75 days. Phillip shares the therapeutic benefits of prioritizing personal health amidst life’s responsibilities and the satisfaction of…
In this episode of the Uncommon Wealth Podcast, Phillip Ramsey delves into the invaluable life lessons that come from taking risks. Phillip articulates how stepping into the unknown can serve as the greatest teacher, highlighting personal anecdotes of adventures ranging from climbing mountains to starting businesses. This episode is a deep dive into how calculated…
In this episode of the Uncommon Wealth Podcast, host Phillip Ramsey explores the beauty and challenges of family vacations, emphasizing viewing these trips as investments in creating lasting memories. He shares a touching personal story of unexpected generosity when a stranger paid for his family’s meal during a trip, illustrating how small acts of kindness…
In this thought-provoking episode of the Uncommon Wealth Podcast, host Phillip Ramsey delves into the introspective world of comparing personal achievements and wealth to external standards, specifically examining financial comparisons to figures like Elon Musk. Everyone at some point reflects on where they stand financially, but Phillip urges listeners to look beyond immediate successes and…
In this engaging episode of the Uncommon Wealth Podcast, host Phillip Ramsey takes listeners on a personal journey through the strategic decision-making process that led his company, Uncommon Wealth Partners, towards acquiring a physical office space. Phillip candidly shares the trials and tribulations he faced in attempting to inspire and lead a remote team effectively.…
In this insightful episode of the Uncommon Wealth Podcast, host Phillip Ramsey welcomes back Cody Kowalski, an intern with Uncommon Wealth Partners, for a follow-up interview. The discussion delves into Cody’s experiences and growth during his 10-week internship with the company, highlighting the challenges and learning opportunities that have shaped his professional journey. With the…
In this episode of the Uncommon Wealth Podcast, hosts Phillip Ramsey and Arron Cramer tackle the often unspoken topic of failure and its critical role in shaping successful lives and careers. The hosts delve into personal stories of setbacks and missteps, drawing from their own experiences to illustrate how failures, rather than hindrances, can serve…
Phillip Ramsey delves into the intricacies of estate planning with a focus on the lesser-known term “Per Stirpes.” Using relatable family examples, he explains how selecting this option affects the allocation of IRA benefits and ensures inheritance flows along family lines. Learn how to navigate beneficiary designations to align with your financial intentions, ensuring provision…
In this captivating episode of the Uncommon Wealth Podcast, host Phillip Ramsey engages with Jeff Allen, winner of the inaugural Beast Games—a monumental contest hosted by YouTuber Mr. Beast with a historic $10 million prize. The episode unravels the thrilling experience of participating in such a vast-scale event, Allen’s strategy and emotions during the competition,…
Phillip Ramsey hosts the latest Uncommon Wealth podcast episode featuring Cody Kowalski, the first-ever intern at Uncommon Wealth. Cody shares his journey, including his recent marriage and honeymoon, his passion for financial planning, and a potential career in ministry. Cody discusses his current role and responsibilities as an intern, focusing on creating a one-page financial…
Explore the power of gratitude with host Phillip Ramsey in this episode of the Uncommon Wealth Podcast. Delve into the profound insight that gratitude is a choice, not a consequence, and discover how embracing this mindset can shift your perspective on life. Ramsey offers an engaging analogy comparing small bites to a buffet, emphasizing appreciation…
Phillip Ramsey hosts Jon and Hanna Shiplett of Eden and Gray, as they return to discuss their business journey since 2018. They delve into the evolution of their design and build company, highlighting changes in client types, project scales, and business challenges. With a growing team and higher project demands, they explore the nuances of…
In this deeply personal solo episode, Uncommon Wealth Podcast host Phillip Ramsey walks us through his winding, inspiring, and God-orchestrated career journey—from uncertain college grad to founding Uncommon Wealth Partners. With characteristic vulnerability and humor, Phillip reflects on his early setbacks, unlikely breakthroughs, and the faithful mentors who helped guide his path. He shares how…
In this quick “Simple Step” episode, Philip Ramsey challenges listeners to reflect on their own life journey by charting out the peaks and valleys—from career moves to personal milestones. He shares how this simple exercise of gratitude and self-awareness can offer unexpected clarity and direction. It’s a prelude to the next episode, where Philip unpacks…
In this powerful and transparent episode of the Uncommon Wealth Podcast, Phillip Ramsey sits down with Gabe Chamberlin—retirement plan specialist, musician, and Christ follower—whose life is a testament to what it means to live on mission. Though his career is rooted in the financial world as a wholesaler for Transamerica, Gabe stands out for his…
Phillip Ramsey explores the concept of wealth transfer, urging listeners to prioritize core values, experiences, and charitable giving over mere financial assets. By focusing on these aspects, Phillip suggests families can empower future generations to independently build wealth and life satisfaction. He introduces an exercise to reframe how we view money and time, emphasizing their…
Phillip Ramsey discusses the importance of taking personal financial inventory as tax deadlines approach. He shares practical advice on establishing a budget by analyzing recent bank and credit card statements to categorize expenses like groceries and gas. Emphasizing the critical role budgeting plays in retirement planning, he encourages listeners to determine their desired lifestyle costs.…
Jason Staner is a dynamic entrepreneur who, together with his wife Tammy, owns and operates Freddie’s Popcorn. Prior to taking over Freddie’s Popcorn in 2022, Jason worked as a paramedic and in auto repair. He brings a wealth of experience in customer service and business management, which he leveraged to successfully rebrand and manage the…
In this episode of the Uncommon Wealth Podcast, co-hosts Phillip Ramsey and Arron Cramer delve into the complexities of portfolio management versus fund management, aiming to simplify these concepts for their listeners. Phillip and Arron discuss how Uncommon Wealth Partners uniquely positions itself in the financial planning industry, offering customized advice that aligns with each…
In this fast-paced episode of the Uncommon Wealth Podcast, hosts Phillip Ramsey and Arron Cramer explore the nuanced difference between knowledge and wisdom. Kicking off with an intriguing analogy, they delve into why knowing a tomato is a fruit doesn’t necessarily mean it belongs in a fruit salad. This thought-provoking discussion highlights the importance of…
Colton Sleister is the founder and co-owner of Sleister Music, a company specializing in renting, repairing, and selling musical instruments to support school band programs. Colton began his entrepreneurial journey at the young age of 14. He is a graduate of Drake University with a degree in chemistry and has a deep passion for both…
In this riveting episode of the Uncommon Wealth Podcast, hosts Phillip Ramsey and Arron Cramer delve into the complexities of investing during a presidential election year. With the 2024 elections on the horizon, emotions are running high from both sides of the political aisle. The hosts aim to shed light on whether these emotions should…
The Uncommon Wealth Podcast, hosted by Phillip Ramsey and Arron Cramer, dives deep into the concept of compounding interest, famously dubbed the 8th wonder of the world. This episode is a quick yet profoundly informative guide on the power of compounding interest, essential for anyone looking to optimize their financial growth. With lively anecdotes and…
Brittany Todd is a dedicated entrepreneur and the current owner of Mill Street Mocha in Decorah, Iowa. Brittany’s career journey spans from professional photography to coffee shop ownership. She and her husband, Nathaniel, also own the beloved local ice cream shop, Sugar Bowl. Brittany is deeply involved in her community, focusing on delivering personalized service…
In this lively episode of the Uncommon Wealth Podcast, hosts Phillip Ramsey and Arron Cramer dive into the concept of leveraging personal strengths and understanding how those same attributes can also act as personal pitfalls. They discuss the mantra that “You are your best asset, but also your worst enemy,” offering listeners an insightful exploration…
In this episode of the Uncommon Wealth Podcast, hosts Phillip Ramsey and Arron Cramer dive into the critical topic of self-care and its impact on our ability to help others. The discussion takes inspiration from safety protocols in aviation and lifeguarding, emphasizing the necessity of prioritizing one’s health and well-being before trying to assist others.…
About the Guest(s): Elle Terhaar: Elle Terhaar is a dynamic entrepreneur and the current owner of ReproScan Technologies. With a background steeped in international experience and a passion for innovation, Elle joined ReproScan Technologies in 2015. Over the years, she has expanded the company’s reach and product line, focusing on veterinary ultrasounds, primarily for the…
In this episode of the Uncommon Wealth Podcast, hosts Phillip Ramsey and Arron Cramer tackle the often unspoken topic of failure and its critical role in shaping successful lives and careers. The hosts delve into personal stories of setbacks and missteps, drawing from their own experiences to illustrate how failures, rather than hindrances, can serve…
In this engaging episode of the Uncommon Wealth Podcast, host Phillip Ramsey delves into the inspiring journey of Jess Schroeder, the founder of Expedition Wellness. Jess shares her uncommon path from working as a dietitian in various capacities to launching her own business. Her story is one of determination, passion, and resilience, capturing the essence…
In this Simple Step episode we discuss the vital importance of taking a break. Highlighting research findings, they reveal that rest can boost productivity by 80%. Arron admits his struggles with taking time off, while Phillip shares his strategies for managing work during vacations. They emphasize the necessity of downtime for better performance and challenge…
In this insightful episode of the Uncommon Wealth Podcast we delve into essential financial topics, focused on the mindset and realities guiding financial success. As we close our series on money mindset, we explore some commonly overlooked yet crucial aspects of financial planning, emphasizing the inherent costs involved and the psychological hurdles that many face.…
In this episode of the Uncommon Wealth Podcast, host Phillip Ramsey interviews Aaron Lenz, a remarkable entrepreneur who defies the odds in the restaurant industry. Aaron shares his inspiring journey from a small pizza joint in Perry, Iowa, to managing multi-million dollar restaurants in major cities, and eventually owning successful establishments in Orange City. His…
Generally our simple step episodes are quick tips for your benefit…but this one is for us. We want to hear from you! Send us a quick text or leave us a voicemail on our feedback line, 515-446-8158 and let us know whatever is on your mind. Are you liking the show? Someone you think we…
In this thought-provoking episode, hosts Phillip Ramsey and old friend of the show Dan Navarro delve into the concept of transformational giving, discussing its significance and how to practice generosity with intelligence and enthusiasm. We are introduced to Verne Murray, whose stories and insights provide practical approaches to generosity that can shift our typical understanding…
In this episode of the Uncommon Wealth podcast, we’re talking about the impact of having someone who believes in you, even when you doubt yourself. We’ll discuss the many people who have played that role in our lives, including teachers, mentors, and clients. We also talk about the importance of finding a community of support…
Betty Garcia is a second-generation business owner and the driving force behind Sonora Tortillas. She has taken the reins of her family’s company to expand and modernize, infusing passion and innovation into the traditional tortilla-making business. Betty’s journey began with her family moving from Mexico to the United States, and she grew up witnessing the…
In this Simple Step episode, we want to know what you are actively bringing into existence, both personally and professionally. We explore the idea of creating a lifestyle centered around serving others and how this can lead to personal growth and fulfillment as well as the concept of creating a positive and authentic family atmosphere.…
Welcome to another episode of the Uncommon Wealth podcast, featuring the charismatic Clife Estores, a DJ who has turned the art of partying into a thriving business. This episode dives into the behind-the-scenes of DJing, entrepreneurship, and the pursuit of an uncommon life path that aligns with one’s passions. Clife shares his story of moving…
In this episode of the Uncommon Wealth podcast, host Philip Ramsey and co-host Arron Kramer are joined by Stephen Smith, creator of Cajun Fest and founder of Rework. They discuss the concept of “golden handcuffs” and how it can trap individuals in unfulfilling jobs. Smith shares insights on measuring productivity and the importance of psychological…
In this episode of the Uncommonwealth podcast, host Phillip Ramsey welcomes the multifaceted David Barwin for a deep-dive into his unique journey and the roles that shape his life. As a guiding figure in the world of business education and an active facilitator for the Goldman Sachs 10,000 Small Businesses program, David sheds light on…
We’re replaying this one for you this week because it’s so important. If you heard it the first time around, feel free to give it a listen again. If not, take it in fresh and let us know what feedback you have. When pursuing the life of an entrepreneur, there is nothing that can help…
In this episode of the Uncommon Wealth podcast, hosts Philip Ramsey and Arron Cramer discuss the power of a simple text message that says “Do you have eight minutes?” They explore how just eight minutes of conversation with someone can completely change your mindset and help you move from a negative state to a more…
As the Uncommon Wealth Podcast hits a monumental 200 episodes, we’re treating you to a reflective and behind-the-scenes look at the heart and evolution of the show. Bringing in special guest Ben Fust, we dive into the making of this influential platform and its impact on both the audience and hosts alike. The episode begins…
In this revealing episode, we offer an inside look at how financial practices are built, how advisors get started, and the challenges they face within the industry. Their personal experiences and decisions highlight the importance of aligning business models with core values, prioritizing client relationships over profits. The conversation covers a range of topics, from…
Join hosts Phillip Ramsey and Arron Cramer on the Uncommon Wealth podcast as they delve into the third part of the series on how to think about money. In this episode, we’ll explore the concept of financial freedom and the importance of defining it for yourself. We also discuss the dangers of comparing yourself to…
In this introspective episode of the Uncommon Wealth podcast, we delve into a thought-provoking discussion about the concept of hurry and its impact on our lives. Tapping into the underlying thesis of “The Ruthless Elimination of Hurry” by John Mark Comer, we examine the idea that the constant rush and busy hustle of modern life…
In this bonus discussion, we react to our episode 195 interview with Nick Darland of HomeRevisions, LLC.
In this Simple Step episode, we talk about the vital practice of maintaining focus on your financial objectives, finding value in the commitment to your financial plan and the importance of resilience against distractions that lead to shifting goalposts. Whether you’re an investor, an entrepreneur, or just someone aiming for personal wealth development, this episode…
In this episode of the Uncommon Wealth Podcast, hosts Phillip Ramsey and Arron Cramer delve into the extraordinary journey of entrepreneur Nick Darland, the founder of the construction company HomeRevisions, LLC. The episode is a treasure trove of insights into how Nick confronted his adversities, starting a business at a young age, experiencing failure, and…
In this episode of the Uncommon Wealth podcast, we continue our Money Mindset series discussing the power of compounding, the importance of accumulating wealth versus staying wealthy, and the significance of making wise investment decisions. We’ll talk about why you need a financial plan tailored to individual goals and values, and the value of pursuing…
In the wake of some significant changes the government made to public student loan programs in July of 2023 (with more to take effect in the future), resident student loan guru Arron Cramer is here to talk us through it. We’ll talk about the changes to the various payback options, the impact of consolidation on…
In this bonus discussion, we talk about our episode 169 interview with Dr. Megan McCoy and our complex relationship with money. To listen to the original interview, click here: https://uncommonwealth.com/podcast/financial-therapy/
Managing your finances isn’t just about holding, folding, spending and saving. In fact, how we approach money is often a complex web of our attitudes, desires, fears, goals, education, and relationships. This means that we often perceive our path to success as a set of financial behaviors when, in reality, being healthy financially requires engaging…
When you’re uncommon in the little things, you’ll often find that it spreads easily, impacting not only you but those around you. In this simple step episode, we’re talking about encouraging others, relieving yourself of being the person that has to teach the world a lesson, and having some patience and grace for folks (even…
In this bonus episode, we discuss our episode 165 interview with Rayma Dinnen and how faith and “retirement” helped kick things up a notch. To listen to the original episode, click here: https://uncommonwealth.com/podcast/blowing-passed-the-finish-line/
What if retirement wasn’t the end but in fact just the beginning? What if it wasn’t the time to slow down but the time to kick things into high gear? The uncommon path generally tries to find a way to love what you do so much that you don’t ever want to retire. But for…
In this bonus episode, we discuss our episode 165 interview with Joe Snook and his fishing charter business. To listen to the original episode, click here: https://uncommonwealth.com/podcast/gone-fishin/
What does success look like for you? Having your own definition is not only important in setting goals and tracking progress but it also protects your uncommon path from being upended chasing someone else’s view of success. In this episode, Phillip and Arron share some personal definitions of success as well as some recommendations on…
For most of us, catching a shark is mostly likely to be a reference to a tv show or a run-in with a door to door salesman. But for Joe Snook, owner of Joe Snook Fishing and Charter, catching a shark could be an actual shark on any given Tuesday. But the transition from doing…
The uncommon path is a step by step thing, but it doesn’t mean you can’t make those steps a little easier for yourself when the opportunity arises. This week, we’re talking about automating your goals. The key is to get started and then start moving the goal post bit by bit to help you on…
Life doesn’t always follow the path we expect. For Whitney Maxwell, starting out playing classical pieces led to a winding path of dueling pianos, cruise ships, Swiss clubs, a French major, a Midwest circuit of gigs, and finally back home to Iowa to open up Bloom Music studios. The key to success for Whitney was…
In this Simple Step episode we’re talking about taking the time to dream a little bit. One of the key steps in an uncommon life is to have an idea where you’d like to see your life go. But often that vision gets lost or, never found, under the burdens and business of day-to-day life. …
What do you call it when you have a side gig for 13 years that makes no money? If you’re Ben Fust, you’d call it exactly what you were looking for. In addition to being the chief audio man here at the Uncommon Wealth Podcast, Ben also has his own podcast, is a house church…
Often times cutting your own path involves being bold, persistent in the face of difficulty and criticism, and an almost supernature focus. One of the risks in this path, however, is blindness. Oftentimes, we can’t see our own risks with the same keen eye we might see it in others. To help, you need that…
Do you act the same way when you’re by yourself as you do when others are watching? The root word of integrity is integer, meaning “whole” or not divided. To have integrity is to be whole, not divided between two different versions of yourself no matter who is watching or, often, when no one is.…
Certainly, with all the fancy computers and smart math folks in the world, there has to be a magic formula out there that balances risk and returns and gets the best investment returns out there for everyone, right? Even if there was such a thing (and we’ll discuss modern portfolio theory out of the gate),…
Managing your retirement accounts starts with the basics: have a number, know what it’ll take to get there, and have a way to know whether you’re progressing as expected. In this Simple Step, we’re talking about that process, wanting more than “set it and forget it”, and letting the math of it all be your…
You’ve taken the leap from golden handcuffs to working for yourself. It’s day one, what do you do? If you’re Kristi Krayneski, you make a list of all the folks you think you can help, maybe panic for a moment, then get to work. This week we’re talking with Kristi, Business Strategy Consultant and Coach…
What makes Uncommon Wealth Partners, and the Uncommon Wealth Podcast, uncommon? This week we’re spilling the tea on what supports the claim of uncommon in our work. We’ll talk wax rings, big bands, refusing to refer, prayer, humility, starting your future with a date night, and taking a team approach. That’s not all, but we…
The Uncommon Path is rarely a straight one. It’s full of twists, turns, difficult decisions and occasionally a few mufflers dragging behind your car. No one knows this more than Paige Witte, Owner of Emerald Benefits and traverser of her own uncommon path. In this episode, we talk with Paige about her journey from radiation…
Let’s be blunt: That phone in your pocket (or more likely your hand) seems like it’s the key to an ever quickening and expanding world. And in some ways, that can be true. But it’s also the key to easy distraction, erratic focus, and the cheapening of your valuable time. This week, we’re talking about…
When thinking about your lives and careers, have you ever wondered, “Am I Doing This Right?”. If so, you’re not alone, and interestingly, the answers to this question aren’t unique by your line of work, experience level, or natural abilities. In fact, the kind of advice that can jump start the first ten years of…
Turning dreams into uncommon realities isn’t done by magic or secret method. In fact, the key first step is probably one of the most unsexy but imperative parts of the whole thing: You need a plan. Not just any plan, of course, but a financial plan that is simple to understand (if not always simple…
Is it possible to be held back in life by work that pays too well and is too easy? The uncommon answer is…of course! This is because what we do isn’t just an exchange of time for money, it’s an opportunity to pursue passion, to use our gifts and talents in service to the world,…
You know that thing where you don’t want to do a task even though you know for certain you will feel better once it’s done? That’s what we’re talking about in this Simple Step episode, Behavior Activation. We’ll cover the value in pushing through to do the good thing even if it takes a while…
There are big changes happening at Uncommon Wealth Partners…and we couldn’t be more excited! Sometimes curveballs are just the pitch that you need to shake up your point of view and prepare you for the innings to come. This week we’ll talk about leading through change, the absolute necessity of a talented and supporting team,…
You live your life like you live your days, each one contributing to a grand story that you get to shape. We risk, sometimes, believing that it is our big goals and achievements that will be the banners of our lives, but in reality it’s what we did with each moment, and the “how” often…
This week we’re featuring an interview that Phillip did with the fellas on the Live From The Path podcast. His interview starts around 21 minutes in and covers how a chance encounter at a doctor’s office led to the creation of Uncommon Wealth Partners, re-thinking retirement, and whether the uncommon path is only for mid-high…
For this Simple Step, we’re talking about the number one thing that holds people back from their uncommon path: fear. What if the worst happens? How will I handle losing the stable structure and benefits of my current job? This week, we’ll provide you some simple, tangible ways to turn the unknowns into knowns, quantify…
There’s a first time for everything, and this episode is one of those. Joining us in the studio this week is Holly Adams, Realtor from Adams Family Realty with RE/MAX Precision, our first Realtor on the show. This week we’re talking about the power of making connections, in real estate or otherwise, and how that…
When pursuing the life of an entrepreneur, there is nothing that can help smooth out rough waters, reinvigorate fading optimism, or remind you of what is truly important, quite like a supportive spouse. For an endeavor that is fraught with unknowns, the steady encouragement from the one you likely started this thing to impress anyway…
There is no one in the world like Matt Ostrander. And his encouragement to you is, there is no one else in the world like you, either, which means you have something to offer that is valuable and worth something to other people. As the owner of Ostrander Defense, this realization allowed Matt to go…
In recent memory, there haven’t been a ton of ways for business owners to make money on their cash. But rate hikes by the Fed have created an environment where there is opportunity to achieve a decent return on fully liquid cash. On this week’s Simple Step, we’ll talk through the strategies we’re currently using…
Generosity, like anything else, requires being intentional to be fruitful. And being wise with how you give can lay the groundwork for a generational legacy that benefits not only your passion charities but also your tax situation, which can free up even more for giving. In this episode we’re talking with Dan Navarra from National…
The old joke goes that nothing is certain except for death and taxes. But in reality, the United States didn’t even have a permanent federal income tax until Christmas Day, 1913, which means we have spent more years as a country without a federal income tax than with one. Over the years, taxation became more…
In the day-to-day running of a business, it’s often hard to find time to prioritize some of those big picture questions like “what is my business actually worth?”. But knowing the value of your business can be the catalyst to your next big step, like an upcoming retirement, offering an Employee Stock Ownership Plan, structuring…
In this Simple Step episode, it’s time to affirm your annual budget. Whether for your business or your personal finances. Your reviewing and setting your budget gives you a chance to make sure you’re spending your resources on what you value, reacting appropriately to changes in your situation, and creating a place of agreement between…
Sarah Trone Garriott never shies away from a tough conversation, an opportunity to bridge a gap, or chance to be part of the opportunities for change she sees in front of her. The journey leaning into those things has taken her not only to various parts of the country but also into history, ministry, politics,…
Things are going to sound a little different around here going forward, and we think that’s a very good thing. In this episode, we talk about why we’re transitioning the name of our podcast. how it fits in with some of the other work we’re doing, and what you can expect going forward.
Leading up to Super Bowl 50, Cam Newton was a gold-shod, dabbing, dancing, confidence machine. Afterwards, he was stoic, sulking, and mostly silent, except in his criticism of his own team’s efforts. This kind of reaction, one that deflects ownership and responsibility, not only cuts off your ability to grow from your shortcomings but also…
Thinking through the impacts of our absence in the world seems both a luxury and intangible compared to the problems and opportunities that we face in the present. But as our guest Charles Bottenberg reminds us in this episode, “Whether you have an estate plan or not, you have an estate plan.” The choice is…
In this episode’s Simple Step, we’re talking about the power of thinking about your spending through the lens of time. How many work hours does it take to cover that car payment, the grocery store visit, or that bocce ball set your spouse is certain you will lose your passion for in a few weeks?…
In a market that is unpredictable at best and recessive at worst, sometimes it feels like the most prudent thing to do is get out and put your cash on the sidelines. But doing so can often be counterproductive as high inflation chips away at the underlying value as your cash sits and you miss…
Entrepreneurship is often a twisting, winding, surprising sort of affair. As Becky Pospisal, owner of the Knotty Nail will tell you, those surprises can come both in the form of challenges (as in adapting when your well-made plans don’t work out as expected) and blessings (like finding that folks really like your business). Although you…
In this Simple Step episode, we talk about the importance of mentors. A good mentor can not only help you realize when you aren’t being your authentic self but can also call you up to a version of yourself you never knew existed. We don’t ever graduate from the benefits of coaching and guidance, we…
Part of the Uncommon path is believing that there’s a way to monetize the thing you’re passionate about. When you can set yourself free of that limiting thought, that no one could possibly pay you for this thing, it starts to open your eyes to all kinds of opportunities and avenues you never knew existed.…
Sorting out the alphabet soup of letters and numbers that describe various retirement plans can seem like a daunting task. But employees and employers alike can use these plans to reduce current tax liability and gain investment exposure, so it’s valuable to understand these tax-advantaged options and how to use them to advance your goals.…
If you’re going to do the thing, do the thing. If you’re Jeni Lee of Mac’d, the thing is creating a meal prep service that combines providing a tasty variety of food, making it easy to get, and ensuring it covers the balanced nutrients you need to meet or exceed your fitness goals. This week…
In this week’s simple step, we’re talking about the difference between riches and wealth. Without giving the whole five minutes away, at least know that here your mindset and the relationship between your money and your passion make all the difference. In the end, riches are too shallow, wealth is a much deeper and helpful…
The journey from working for someone else to working for yourself can take many twists and turns. For this week’s guest, Dominic Bottenfield with AHG Insurance, that journey included getting a degree no one was hiring for, taking the business end of a nail gun to the head, getting fired as a gift, and finally…
This week on the podcast we’re talking with Arron Cramer about paying off college debt. Sure, you have to do it, but how it gets done can make a world of difference (or, as a recent client of Arron’s found, a $100,000 difference. We’ll cover the importance of putting a plan together, finding people to…
Often the most poignant pictures of grace are those that are present against the odds, the whole shining brighter than the wary and cautious shadows that sometimes color the individual parts. Blended families are such a grace, a beautiful picture of hope and new beginnings even with the realities of the past ever present. But…
Trust in a marriage is the harbinger of confidence and freedom, which means keeping secrets is a risky business. Financial infidelity, not being honest or transparent with your partner when it comes to your money, not only breaks trust but it robs you from the chance to agree on boundaries and flourish within them. Ask…
This week on the show we’re talking with Alan Hon, certified life coach, fitness trainer, business optimization consultant, real estate investor, and very likely a bunch of other things he’s just too humble to mention. Alan talks with us about how focusing on making things better for others, helping them overcome their challenges and roadblocks,…
What do you get when you cross liquidity, reduced tax liability in your retirement years, and a name that sounds like a toad enjoying a milkshake? A LIRP (life insurance retirement plan). Although the name lacks a certain flair, a LIRP is an investment and tax strategy that allows you to use the cash value…
In business, your values are one of the only things that won’t lie to you. They anchor you, define your integrity, and outlast the low moments that tell you it’s all crumbling and the high moments that can get you chasing things you didn’t care about yesterday. Your values are sometimes your harshest critic and,…
When we’re not at our best, we can’t help others be at theirs, and that includes spouses, children, friends, employees, co-workers and anyone else we influence. In this week’s Simple Step, it’s time to stop the noise, put down the phone, and do some introspection. What are your struggles? Where is your bucket low and…
The common wisdom is that restaurants are where money goes to die. But Toney and Sarah Chem have no room for common wisdom, they’re too busy killin’ it as the owners and operators of 5 Borough Bagels, a Clive by-the-way-of New York bagel shop serving bagels and bagel sandwiches that are unlike anything else coming…
Socrates is reported to have said that “An unexamined life is not worth living”. Although he was nonetheless sentenced to death after the trial in which this was part of his defense, we do still believe there is something to this thought. It’s hard to see the big picture when you’re knee-deep and consumed by…
The sandbags that weigh a hot air balloon down are a more powerful force than the fire that allows it to rise. And even in your car when you have the pedal to the floor, giving it all the gas you can, the brakes will slow you down and bring you to a stop. The…
In this week’s Simple Step podcast, we talk about the importance of meeting with your accountant and giving them some room to work. Plus we cover some key questions to ask and ways to be proactive in creating tax strategies that serve your situation best.
What is your business worth? It’s not only a relevant question if you were trying to sell your business, but it’s knowledge that can also help you effectively manage a business you want to stay in. Yet, 60% of businesses have never had their business valued. Patti Bell, a 30 year veteran of business evaluation…
There is no shortage of pseudo-inspirational quotes out there about growth, resistance and overcoming challenges. They are the go-to decor option in the relics we used to call conference rooms and flow just as freely but slightly less faded on the lazy river of LinkedIn encouragement. And yet, they persist, our inspirational guilty pleasure, because…
Service to our country creates a debt that can never truly be repaid. And the toll on those who serve can often be debilitating, making it difficult for veterans to re-acclimate to a life beyond service and the traumas that come as byproducts to protecting freedom. In recognition of PTSD Month, Phillip and Arron talk…
You don’t always have 30 minutes to invest in a podcast and, although we like a deeper conversation as much as the next guy, we want to be in on the short and sweet option as well. This week we’re introducing simple steps, a new recurring format where we focus on one simple step you…
When times are tough, the tough find opportunity. Buying a business in themiddle of a pandemic can be a dicey proposition, especially a food-basedbusiness that had already seen a 75% drop in revenue. But our guest AaronAnderson saw potential not only for resuscitation of the business but growth andexpansion, and now Fresh Fit Meals, provider…
Sometimes the complexities of the economy seem too much to understand let alone react to. But as entrepreneurs, business owners, and even just citizens, understanding what drives inflation and other economic activity (and sometimes more importantly, what doesn’t) is key to creating and sustaining a path of opportunity and stability. This week Bryan and Phillip…
When you’re trying to get your business off the ground, the thought of protecting your data and systems against all the tech savvy bad actors out there may seem daunting. Making matters worse, a recent Forbes article reported that small businesses are targeted by cybercriminals over three times more often than larger companies. In protecting…
Ryan Garvey, our in-house Qube expert, joins us to talk about how easy it is to start finding freedom through budgeting using the accounts and tools from Qube Money. FREE UPGRADE: To receive a free two-month upgrade to Qube Money Premium, use this link https://tracking.qubemoney.com/SH1k and follow these instructions.