Optimizing Your Financial Health: Recent Episodes

Kamili Allen Samms, James Martin III

FHS

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Learn the various options to grow your wealth through investing, buying real estate, or investing in yourself!

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Now that you know your spending habits it's time to make adjustments so your spending is within your means. Or, improve your means!

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Don't laugh - I still have a checkbook! Even though checkbooks are a thing of the past for most people, balancing your bank account is still just as vital to maintaining good financial health.

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Know what lenders are looking for to get qualified by understanding your debt ratios.

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It's important to check your credit report on an annual basis for any errors. This could help detect credit fraud before it gets out of hand. Locking your credit report is the best protection from credit fraud.

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Understand how to establish a budget to help maintain better control of your monthly cashflow.

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Evaluate your total debt including revolving and installment debt to create a path to reduce your overall debt.

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Contributors: 

Kamili Allen Samms, Loan Officer with Caliber Home Loans, NMLS 1030128; www.ZenLender.Mortgage

James Martin, III, Financial Advisor with DG Financial Partners; CA Lic OK71145; https://dgfinancialpartners.com/jmartin3

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Contributors: 

Kamili Allen Samms, Loan Officer with Caliber Home Loans, NMLS 1030128; www.ZenLender.Mortgage

James Martin, III, Financial Advisor with DG Financial Partners; CA Lic OK71145; https://dgfinancialpartners.com/jmartin3