Financial Independence UK: Recent Episodes
Thomas Moreton, Alex Pettit
Join your hosts Tom and Alex as they delve into the world of financial independence in the UK! They cover a wide range of topics such as personal finance, career development, relationships and mental health as they discuss the strategies to success in achieving financial independence.
Team Alex continues their discussion on some of life’s biggest financial regrets by exploring three more frequent ones: being too cautious with investing, leaving inheritance tax planning until it's too late, and putting off writing a will. The duo share their perspectives on why these often become regrets, how they've approached each topic in their own lives.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How)
Socials:
YouTube: https://youtube.com/@nursingyourwaytowealthpodcast
Instagram: http://instagram.com/nursingyourwaytowealth
TikTok: http://tiktok.com/@nursingyourwaytowealth
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex and Alex discuss an article highlighting some of life’s biggest financial regrets and share their own perspectives. From finding the right balance when supporting your children, to not putting off meaningful experiences, to avoiding staying in an unfulfilling job for too long.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How)
Socials:
YouTube: https://youtube.com/@nursingyourwaytowealthpodcast
Instagram: http://instagram.com/nursingyourwaytowealth
TikTok: http://tiktok.com/@nursingyourwaytowealth
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
The Alexes discuss work sabbaticals and the opportunities they can provide. They share their experiences and thoughts on taking extended time away from work, including how they planned and organized their finances to account for a period without their usual income.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How)
Socials:
YouTube: https://youtube.com/@nursingyourwaytowealthpodcast
Instagram: http://instagram.com/nursingyourwaytowealth
TikTok: http://tiktok.com/@nursingyourwaytowealth
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
The Alex duo explore the psychology behind financial independence and how it can provide more than just financial security. They discuss how reducing financial stress can bring greater peace of mind, create mental space for creativity and reflection, and allow you to focus more on what truly matters.
Book mentioned: The Case for Working with Your Hands by Matthew Crawford
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How)
Socials:
YouTube: https://youtube.com/@nursingyourwaytowealthpodcast
Instagram: http://instagram.com/nursingyourwaytowealth
TikTok: http://tiktok.com/@nursingyourwaytowealth
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex and Alex change things up in this episode by each sharing five things they’re comfortable spending more money than usual on. From everyday purchases to meaningful experiences, the duo discuss the value behind these choices and why some expenses feel more worthwhile than others.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How)
Socials:
YouTube: https://youtube.com/@nursingyourwaytowealthpodcast?si=cEeaueojcWl0aUEk
Instagram: http://instagram.com/nursingyourwaytowealth
TikTok: http://tiktok.com/@nursingyourwaytowealth?is_from_webapp=1&sender_device=pc
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
The Alexes explore whether AI can be used as a tool for financial independence portfolio analysis. They share their experiences experimenting with it, discuss where it can be helpful, and highlight the important limitations and risks it might miss.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How)
Socials:
YouTube: https://youtube.com/@nursingyourwaytowealthpodcast?si=cEeaueojcWl0aUEk
Instagram: http://instagram.com/nursingyourwaytowealth
TikTok: http://tiktok.com/@nursingyourwaytowealth?is_from_webapp=1&sender_device=pc
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
After a brief break, the Alex duo are back. They focus on how they use the start of a new tax year to get organized with their finances. Reviewing what’s changed, the adjustments they’ve made, and the goals they’re setting for the year ahead.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How)
Socials:
YouTube: https://youtube.com/@nursingyourwaytowealthpodcast?si=cEeaueojcWl0aUEk
Instagram: http://instagram.com/nursingyourwaytowealth
TikTok: http://tiktok.com/@nursingyourwaytowealth?is_from_webapp=1&sender_device=pc
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex and Alex return to the discussion on stock market turbulence, exploring how recent events and major global developments can influence markets, inflation, and investor confidence. They break down why these fluctuations happen, how news can amplify reactions, and why keeping a long-term perspective is key.
Trekstock: Life Alongside Cancer
https://www.trekstock.com/fundraising/donate
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How)
Socials:
YouTube: https://youtube.com/@nursingyourwaytowealthpodcast?si=cEeaueojcWl0aUEk
Instagram: http://instagram.com/nursingyourwaytowealth
TikTok: http://tiktok.com/@nursingyourwaytowealth?is_from_webapp=1&sender_device=pc
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Team Alex dives into the paper Finding and Funding a Good Life by Ben Felix. They explore the key ideas and unpack the big questions it raises about money and how our financial choices connect to overall fulfillment and life satisfaction.
Finding and Funding a Good Life: https://pwlcapital.com/wp-content/uploads/2023/07/2023-05-02_PWL_WP_Felix_Finding_and_Funding_Good_LifeFinal.pdf
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How)
Socials:
YouTube: https://youtube.com/@nursingyourwaytowealthpodcast?si=cEeaueojcWl0aUEk
Instagram: http://instagram.com/nursingyourwaytowealth
TikTok: http://tiktok.com/@nursingyourwaytowealth?is_from_webapp=1&sender_device=pc
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
The Alexes kick things off by discussing Nurse Alex’s recent pay rise and how the increase might be allocated. From there, the bulk of the conversation dives into spending values, what feels meaningful to spend money on, what doesn’t, and why some purchases are easy to justify while others aren’t.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How)
Socials:
YouTube
TikTok
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
In their first episode of 2026, Alex and Alex kick off the new year by sharing the financial, career, and life goals they’re setting for the months ahead. They discuss what they’re prioritizing, how their plans are evolving, and how these goals fit into their broader journey toward financial independence.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How)
Socials:
YouTube: https://youtube.com/@nursingyourwaytowealthpodcast?si=cEeaueojcWl0aUEk
Instagram: http://instagram.com/nursingyourwaytowealth
TikTok: http://tiktok.com/@nursingyourwaytowealth?is_from_webapp=1&sender_device=pc
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
In their final episode of 2025, the Alexes reflect on the year behind them, sharing life updates alongside their journey toward financial independence. They discuss the progress they’ve made, the gratification that comes with staying the course, and the lessons learned along the way.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How)
Socials:
YouTube: https://youtube.com/@nursingyourwaytowealthpodcast?si=cEeaueojcWl0aUEk
Instagram: http://instagram.com/nursingyourwaytowealth
TikTok: http://tiktok.com/@nursingyourwaytowealth?is_from_webapp=1&sender_device=pc
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex and Alex break down the UK’s new budget, highlighting the key changes that stood out to them and whether any of these changes affect their path to financial independence.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How)
Socials:
YouTube: https://youtube.com/@nursingyourwaytowealthpodcast?si=cEeaueojcWl0aUEk
Instagram: http://instagram.com/nursingyourwaytowealth
TikTok: http://tiktok.com/@nursingyourwaytowealth?is_from_webapp=1&sender_device=pc
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Team Alex dives into a Reddit thread exploring what people define as “rich,” unpacking some of the responses and sharing their own perspectives on how wealth is shaped. Plus, listener Ben sent in a package-themed Reasonable or Ridiculous to round out the episode.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How)
Socials:
YouTube: https://youtube.com/@nursingyourwaytowealthpodcast?si=cEeaueojcWl0aUEk
Instagram: http://instagram.com/nursingyourwaytowealth
TikTok: http://tiktok.com/@nursingyourwaytowealth?is_from_webapp=1&sender_device=pc
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
After diving into Morgan Housel’s The Art of Spending Money, the Alexes share their key takeaways, especially around how we often spend money to influence others’ opinions rather than to create real value for ourselves.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How)
Socials:
YouTube: https://youtube.com/@nursingyourwaytowealthpodcast?si=cEeaueojcWl0aUEk
Instagram: http://instagram.com/nursingyourwaytowealth
TikTok: http://tiktok.com/@nursingyourwaytowealth?is_from_webapp=1&sender_device=pc
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex and Alex unpack a recent BBC article highlighting four practical ways to improve your finances. From taking time each week to review your money, to not letting financial jargon hold you back, the duo breaks down simple steps that can boost confidence, build clarity, and strengthen your financial habits.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How)
Socials:
YouTube: https://youtube.com/@nursingyourwaytowealthpodcast?si=cEeaueojcWl0aUEk
Instagram: http://instagram.com/nursingyourwaytowealth
TikTok: http://tiktok.com/@nursingyourwaytowealth?is_from_webapp=1&sender_device=pc
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Team Alex dive into the recent spike in gold’s value, exploring its historical significance and why it has remained a consistent store of wealth over time. They also discuss how gold can be incorporated into an investment portfolio, both physically and digitally.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How)
Socials:
YouTube: https://youtube.com/@nursingyourwaytowealthpodcast?si=cEeaueojcWl0aUEk
Instagram: http://instagram.com/nursingyourwaytowealth
TikTok: http://tiktok.com/@nursingyourwaytowealth?is_from_webapp=1&sender_device=pc
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
The Alex duo continues their conversation on optimising your salary. This time, diving deeper into navigating taxes, particularly the 40% tax bracket. They wrap up the episode with a protein supplement-themed Reasonable or Ridiculous.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How)
Socials:
YouTube: https://youtube.com/@nursingyourwaytowealthpodcast?si=cEeaueojcWl0aUEk
Instagram: http://instagram.com/nursingyourwaytowealth
TikTok: http://tiktok.com/@nursingyourwaytowealth?is_from_webapp=1&sender_device=pc
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
In this episode, Alex and Alex discuss optimising your salary, specifically when receiving a raise or moving into a new tax bracket. They break down what can happen in that situation and provide valuable insights to help you continue optimising your money.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How)
Socials:
YouTube: https://youtube.com/@nursingyourwaytowealthpodcast?si=cEeaueojcWl0aUEk
Instagram: http://instagram.com/nursingyourwaytowealth
TikTok: http://tiktok.com/@nursingyourwaytowealth?is_from_webapp=1&sender_device=pc
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Team Alex tackles the common idea of relying solely on your house as a pension. They discuss why this approach can be risky and explain why spreading your retirement strategy across multiple sources is a smarter path to financial security.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
The Alexes break down five stages of wealth they recently came across on a forum: survival, stability, comfort, freedom, and abundance. They explore what each stage looks like, how to recognize where you are, and what it might take to move forward on the path to financial independence. To wrap things up, the duo concludes with a Reasonable or Ridiculous this time, featuring a video streaming prompt.
Just Alex’s YouTube Channel: https://youtube.com/@just_alex?si=MPKCxqCJLnzU33uq
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
The Alex duo dive into the topic of money motivations and how to stay inspired while pursuing financial independence. They explore practical ways to keep the journey engaging, including setting goals and even gamifying saving to make the habit easier and more enjoyable.
Andrew Leigh: The Shortest History of Economics
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
In this episode, Alex and Alex discuss how major life decisions and financial independence planning intersect. Specifically focusing on house renovations, they explore how to navigate big choices while still keeping Fi goals in sight.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
The Alex duo returns to the topic of company financial statements for a further deep dive. Building on their previous discussion and unpacking more advanced insights when reviewing these statements.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
In this episode, team Alex explores two hypothetical job offers, comparing their benefits, salaries, and lifestyle impacts. They walk through the key factors to consider when transitioning between jobs, from pension contributions to commute times, and highlight the often-overlooked details that can make a significant difference.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
The Alexes explore why our brains are naturally wired to struggle with good investing habits, drawing on how evolutionary psychology can sabotage financial decisions. From fear of loss to craving instant gratification, they break down why investing often feels counterintuitive and why that’s completely normal.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Team Alex dives into the world of company financial statements and what they can reveal to investors. They break down the basics of what these statements are, why they matter, and how to make sense of them.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex and Alex return from holiday refreshed and ready to dive back in. This time with a practical roadmap. They outline six key financial milestones that can help guide anyone on the journey toward financial independence.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex is joined by special guest Joel Miller, founder and CEO of Flames Financial Planning. Joel shares six steps to help build healthier financial habits, work toward financial independence, and even lay the groundwork for generational wealth.
Joel Miller Links:
Flames Financial Planning: https://www.flamesfp.com
Instagram: https://www.instagram.com/joel.miller.finance?igsh=MTZjZWdiaThrbTZqaw==
YouTube: www.youtube.com/@JoelMillerFinance
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Team Alex continues the conversation around gardening, but this time, with a financial twist. They explore whether growing your own food and embracing a more self-sufficient lifestyle can support the journey to financial independence, from saving money on groceries to the mental and physical benefits of being outdoors.
Just Alex YouTube: https://youtube.com/@just_alex?si=Ucnute7iwM5ZuJsc
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex and Alex kick things off with a garden-themed Return on Heartbeats before diving into a big question: what does life actually look like once you’ve reached financial independence? They explore how the time usually taken up by work could be reimagined. Whether through hobbies, passion projects, volunteering, or simply slowing down.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
The Alexes take a step back to explore the origins of the stock market. Where it began, how it evolved over time, and how it became the system we know today. They also break down the reasons behind its frequent ups and downs, shedding light on why volatility is a natural part of investing.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex and Alex kick things off by answering a listener’s question about index funds, specifically whether it’s possible to exclude a certain company from one. Then, they dive into the main topic: solar panels. The duo explores whether investing in solar can play an impactful role in the journey to financial independence, breaking down the upfront costs, potential returns, and long-term benefits.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Team Alex start by answering two listener email questions. Then, they dive into a quick list of financial do’s and don’ts. Simple, straightforward tips to help you stay on track with your money goals.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex and Alex tackle the recent global tariff turbulence. With headlines swirling and media coverage leaning toward fear and uncertainty, the duo break it all down with a grounded, long-term perspective. They explain why short-term news shouldn’t derail your investing mindset, and how staying calm and consistent is often the best course of action.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex is joined by his wife Nicole for an open and insightful conversation about neurodivergence and personal finance. Together, they discuss how being neurodivergent can shape the way people interact with money, from unique strengths to common challenges. They share honest reflections, practical strategies, and how they personally manage their finances as a team.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
The Alex duo start by sharing some of their recent weekend travels that were truly worth the time and money. Then, they dive into the big question: What does life look like once you’ve reached your financial independence goals? They explore how hitting FI doesn’t necessarily mean quitting work entirely but rather gaining the freedom to work in ways that are more fulfilling, flexible, and meaningful.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex and Alex dive into the world of bank account switching and how it can be a surprisingly lucrative way to earn extra cash. They share their own experiences and how they went about it. Plus, they wrap up with a Reasonable or Ridiculous debate on fancy green tea!
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Team Alex break down the fundamentals of asset allocation. What it is, what it can include, and why it’s a key part of long-term investing. They discuss how asset allocation shifts over time based on risk tolerance, financial goals, and life stages. To wrap things up, there’s a Reasonable or Ridiculous with a dog food theme!
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex and Alex kick things off with a fascinating study involving the Monopoly board game and what it reveals about money and behavior. From there, they dive into the big question—why bother with FI in the first place? Both share their personal motivations, discussing how FI isn’t just about accumulating wealth but about creating a different way of living.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
The Alexes kick things off by answering a listener’s question about savings account interest, breaking down how it works and what to look out for. Then, they dive into the main topic—FU money. They explore what it is, how much you might need, and how having financial security can ease stress and give you more freedom in your career and life.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Team Alex tackle the common belief that an inheritance will one day provide financial security. They discuss why, in reality, large inheritances are far less common than people think—and even when they do happen, they’re often not life-changing amounts. From there, they shift the focus to taking control of your own financial future by sharing five practical steps to build lasting financial security without relying on something that may never come.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
The Alex duo break down the benefits of financial coaching—what it is, how it can help, and how it differs from working with a financial advisor or simply consuming financial content on social media.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex and Alex take a deep dive into the world of dividend investing. They break down how it works, and why it’s a popular strategy for building passive income.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
In this relaxed and fun episode, Alex and Alex take a step back from their usual format to ask each other five FiRe and money-related questions. From hypothetical scenarios to childhood experiences and overall reflections on their financial journeys, the duo covers a wide range of topics with humor and honesty.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex and Alex dive into the concept of financial stability, sharing what it means to each of them and how those definitions have evolved over time. They discuss the personal nature of financial stability, emphasizing that everyone’s path and perspective can look different based on their goals, values, and life circumstances.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex F starts with a special "Return on Heartbeats," sharing a personal highlight. From there, the duo reflects further on the past year, diving into both the challenges and the positives that kept them moving forward. To wrap things up, Alex and Alex bring a festive twist to their segment, “Reasonable or Ridiculous.”
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
In this reflective episode, Alex and Alex look back on the goals they set at the start of the year and assess how far they’ve come. They offer an honest review of their financial milestones. But that’s not all — the two Alexes also introduce an exciting new segment called "Return on Heartbeats."
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
The Alex duo talk about the upcoming holiday season and how to approach it with more mindful spending. They share practical tips on avoiding the holiday spending trap, budgeting for gifts, and keeping financial stress at bay. The two Alexes also explore thoughtful alternative gift ideas that go beyond price tags, focusing on more meaningful, personal ways to show appreciation for loved ones.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex and Alex delve deeper into the journey toward retirement, focusing on two crucial aspects: what to do with lump sums and how to handle the psychological shift that comes with this life change.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Team Alex dive into the impact of stress on our daily lives and explore how financial independence and good money habits can help reduce that burden. They discuss the relationship between financial anxiety and overall stress, sharing how the principles of Fi can provide clarity, control, and a greater sense of freedom.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
The Alexes explore what it means to approach the final stretch before retirement. They discuss the key steps to take as you close in on this major milestone, from fine-tuning your savings and investments to preparing for lifestyle changes.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex and Alex discuss the first budget announced under the new Labour government. With speculation and nervousness running high, they address key changes and potential impacts. The two Alexes provide balanced insights aimed at cutting through the noise and calming some of the concerns, encouraging listeners to stay the course on their financial independence journey.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
The Alex duo dive into Ramit Sethi’s 4 Money Types, breaking down what each type means and how it influences our financial habits and decisions. They explore the characteristics of each type and share personal stories about how they’ve identified with different money types at various stages in their lives.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex and Alex explore the flow of money in our everyday lives and how it connects to their commitment to financial Independence. They give a brief overview of how money flows through typical spending, saving, and investing, offering insights into how small, everyday choices can impact long-term financial goals.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Team Alex discuss how to approach new job opportunities and interviews, offering practical advice on making career moves with confidence. While salary is important, the two Alexes emphasize the need to consider other factors like company culture, growth potential, work-life balance, and benefits.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex and Alex continue their discussion on the psychology of money, shifting the focus to how money is truly a tool to enhance our lives. They explore how advertising often convinces us that spending is the solution to our problems, even when we don’t actually need the things we buy. The two Alexes break down the subtle ways marketing influences our decisions, leading us to use money in ways that don’t always align with our values or long-term goals.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
In this episode, Alex shares his thoughts on the book Money on Your Mind: The Unconscious Beliefs That Sabotage Your Financial Well-Being by Vicky Reynal. He and Alex dive deep into how our early experiences with money—whether from childhood, family influences, or societal pressures—can profoundly shape the way we view and handle our finances as adults.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
In this fun and thought-provoking episode, the Alex duo face off with a list of real-life financial scenarios, and they must each decide whether they would spend or save in each situation.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex and Alex dive into the essential yet often overlooked aspects of financial protection: life insurance, income protection, critical illness coverage, and wills. They break down the differences between these types of coverages, explain why they’re important, and discuss how each one plays a crucial role in safeguarding your financial future and protecting your loved ones.
Timestamps:
Life Insurance - 1:38
Income Protection - 14:40
Critical Illness Coverage - 23:35
Wills - 32:00
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Team Alex tackle a listener's question about the best ways to grow wealth for your child. The two Alexes explore the pros and cons of popular options like Junior Cash ISAs and Premium Bonds, breaking down how each works, the potential returns, and the benefits they offer. They also discuss the importance of starting early, tax advantages, and other long-term financial planning strategies for your child's future.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex and Alex dive into the often nerve-wracking world of stock market volatility. They discuss why market ups and downs are a natural part of investing and share strategies to help you keep your cool when prices fluctuate. The two Alexes talk about the importance of focusing on long-term goals, avoiding emotional decision-making, and understanding the factors behind market swings.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
For this episode, we’ll now explore Alex P’s career and his journey to becoming a mental health nurse. He opens up about what led him to pursue a career in mental health, the challenges and rewards he’s encountered along the way, and how this profession has allowed him to make a meaningful impact on others' lives.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
In this insightful episode, Alex F takes the spotlight to share his personal journey as an accountant, revealing how the role is far more dynamic and diverse than many people realize. He discusses the path that led him to the accounting profession, the amount of effort required, and the surprising opportunities that have come his way.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex and Alex dive deeper into the world of extra income streams, focusing on buy-to-let properties, landlording, and the power of freelancing. The two Alexes discuss the ins and outs of investing in rental properties, what it takes to be a successful landlord and the pros and cons of the hustle. They also explore how platforms like Upwork and Fiverr can help you tap into your skills—or even learn new ones—to earn extra money.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
In this episode, Alex is joined by Laura Pomfret, co-founder of the Financielle app, to discuss the mission behind the platform and the crucial importance of financial literacy for women. Together, they explore how women are often targeted by aggressive advertising and why understanding personal finance is essential for making informed decisions. Laura shares insights into how Financielle is helping women take control of their financial futures, offering practical tools and resources tailored to their unique challenges.
Financielle:
Website: https://www.financielle.co.uk/
Instagram: https://www.instagram.com/financielle/
Podcast: https://open.spotify.com/show/73mv8JnNRNqyDRQVXxcsEN
Youtube: https://www.youtube.com/@Financielle/videos
Linktree: https://linkin.bio/financielle/
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Team Alex explore various ways to generate extra income from your property and personal possessions. From renting out a room on Airbnb to hosting long-term lodgers, the two Alexes discuss the benefits and experiences of each option. They also cover lesser-known opportunities like renting out storage space, offering your car on ride-sharing platforms, and even leasing equipment or tools.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Today focus on how making better financial decisions can lead to a more fulfilling and stress-free life. The two Alexes explore the connection between financial health and overall well-being, emphasizing the joy that comes from living within your means. They share practical tips on mindful spending and prioritizing experiences over material possessions.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
In this episode, Alex and Alex explore the Fi approaches to buying a car. Whether you’re considering a new, used, or even leasing, the two Alexes break down the pros and cons of each option.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
The Alex duo tackles a common dilemma faced by many investors: Should you put your money into an index fund or buy individual shares? Join the two Alexes as they break down the pros and cons of each investment strategy, share their own experiences, and discuss the potential risks and rewards. They'll cover everything from diversification and risk management to potential returns and the time commitment involved.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Team Alex shares the money lessons they wish they had known in their 20s. From budgeting basics and the importance of saving early to smart debt management and investing tips, the two Alexes offer a candid look at the financial wisdom that can set you up for long-term success. They discuss common mistakes, share personal stories, and provide practical advice to help you navigate the financial challenges of your twenties.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
In this episode, Alex and Alex dive into the pitfalls of comparing your finances to the glossy lives portrayed on social media. Join the two Alexes as they discuss the unrealistic expectations set by influencers, the psychological impact of constantly measuring up, and practical steps to maintain financial sanity in the age of social media.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org or https://open.spotify.com/show/1URKR0UT8NeGmnSFhCKxBR?si=ad2d68a6883843e7
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Everybody has bills, so Alex and Alex talk about simple strategies to reduce the amount of them and what you can do with the money you save to make it work for you (Small Destiny's Child discussion within).
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Having a partner on your Fi journey can make everything easier and faster, but what if they are not on board or unintentionally capsize the boat? Today, the Alex duo discusses how to have this type of conversation with your partner and give their own experiences. (Water puns included)
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
This week Alex and Alex delve into an age-old ‘heart or head’ topic of whether to invest or overpay on a mortgage. They discuss both sides, benefits and pitfalls, emotions and robotic thinking including their personal choices on the topic.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Team Alex discusses the different types of FiRe including some they’ve never heard of. Unraveling what each is, and how they differ, and how to possibly approach each.
The list is taken from: www.personalfinanceclub.com. (No affiliation)
Compound Interest Calculator:
https://www.thecalculatorsite.com/finance/calculators/compoundinterestcalculator.php
FiRe Calculators:
https://blackandwhitefire.com/
https://web.topia-app.com/login
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex and Alex discuss their thoughts on the difference between the terms Frugality and Deprivation and how each is seen on the road to FI. Real-world examples and suggested ways to reframe your life using the FI mindset are given.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
We discuss the human inability to maintain focus in a distractable world. How FI requires some focus upfront, but automation takes over and carries some of the load. We talk about tips we have used in everyday life to ease decision fatigue.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Today the Alex duo talk about workplace pensions. Alex the nurse has recently started a new job and together they’re going to break down and take a look at his recently acquired workplace pension first hand.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex Fenn’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Alex and Alex discuss the status games people play in society and how you can use the money in a different more intentional way to reach a million pounds by age 60. We talk about value, intentional spending, choices and freedom.
Books Mentioned:
Status Anxiety
Catch-22
The Millionaire Next Door
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
In this episode, the Alex duo talk about impulsive spending. Both share personal experiences with impulsive spending, some of the science about how the brain works regarding it, and tips to manage impulsivity around your money.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Today Alex and Alex delve into a divisive topic and discuss the benefits and drawbacks of both renting and owning houses. Providing their own experiences of each and talking about some nuance around the topic.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Team Alex discuss value in terms of costs versus benefits, time versus cost, and talk about decisions around money and where our lines appear when it comes to value for money and time.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
The duo share when and where they first discovered FI and the new financial decisions implemented afterward. Along with this, Alex and Alex then share their financial goals for the coming year.
Mr. Money Moustache Blog: https://www.mrmoneymustache.com/2012/01/13/the-shockingly-simple-math-behind-early-retirement/
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Alex’s Website: https://financialfreedomunlocked.co.uk/
Previous FI UK podcast: www.fiuk.org
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
This episode includes special guest Lazy Fi Dad. Together, Alex and Lazy Fi Dad discuss what is enough when it comes to maintaining personal finances.
Lazy Fi Dad’s Blog: https://lazyfidad.com/
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Previous FI UK podcast: www.fiuk.org
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
In this final part of a 3 part investment series, Alex and Alex discuss the relative merits of some of the popular investment platforms available in the UK as well as the importance of fees on investment returns, including some worked examples to help emphasize their importance. They also discuss the practicalities of investing including their favorite ‘set it and forget’, stress-free,monthly investing method and avoiding some of the biggest behavioral pitfalls such as ignoring the day-to-day market fluctuations, selling in a bear market and avoiding the temptation to check accounts too often.
Investment platform links:
Vanguard: https://www.vanguardinvestor.co.uk/
Hargreaves Lansdown: https://www.hl.co.uk/
Interactive Investor: https://www.ii.co.uk/
Legal and General: https://www.legalandgeneral.com/
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Previous FI UK podcast: www.fiuk.org
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
In this second part of a three-part series on investing, Alex and Alex talk in more depth about how you can start investing, from the relative benefits and drawbacks of investing in individual shares and the power of index fund investing to the importance of investing early.
They also discuss the various investment accounts available including an explanation of Individual Savings Accounts (ISAs), Self Invested Personal Pensions (SIPPs), workplace pensions and General Investment Accounts (GIAs)
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Previous FI UK podcast: www.fiuk.org
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
In this first episode of a three episode series, Alex and Alex give an introductory overview of the various financial markets and investment instruments available to an individual investor such as stocks, bonds and commodities. They discuss the importance of investing in the journey to financial independence and touch on how they each invest their own money.
This episode is designed to whet your appetite for investing and provide the context for more detailed explanations in episodes 9 and 10.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Previous FI UK podcast: www.fiuk.org
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
This episode focuses on debts. Alex and Alex discuss how people get into and out of debts. What people need to understand about them and what they can do to change their situation. The duo discuss different types of debts including mortgages and give two examples of how overpayments can save large amounts of cash and free up your hard-earned money. Along with discussing the benefits of being debt-free and how compound interest can make you wealthy.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Previous FI UK podcast: www.fiuk.org
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Previous FI UK podcast: www.fiuk.org
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
In this episode, Alex and Alex talk emergency funds. Both describe what an emergency fund is, how much is needed, where to keep it, and what it's used for. Real-life examples are given of how our emergency funds have saved them money and provided some breathing room during job losses or changes at work.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Previous FI UK podcast: www.fiuk.org
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Previous FI UK podcast: www.fiuk.org
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Previous FI UK podcast: www.fiuk.org
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Previous FI UK podcast: www.fiuk.org
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
It is our goal to help a million people in the UK improve their finances. We will do this by documenting our journey to Financial Independence and discuss pertinent topics about wealth creation, and personal development in relation to FI in the UK.
For any questions or comments, please don’t hesitate to email us at: nursingyourwaytowealth@gmail.com
More information on investing is available in Alex’s book: Financial Freedom (It’s Easy When You Know How) and at FinancialFreedomUnlocked.co.uk
Previous FI UK podcast: www.fiuk.org
Disclaimer: None of what we discuss on this show is to be considered financial or health advice and you should always do your own research or consult an independent financial advisor or doctor when making your financial or health decisions.
Welcome to the Financial Independence UK podcast! Alex interviews Dr Hung, a listener of the podcast who got in touch with us.
Dr Hung heard our podcast after we launched in early 2021 and asked to share her story. What followed was an interesting conversation about her approach to finances, investing and life. Enjoy!
As always, if you have any questions for the team or want to be interviewed yourself, feel free to email us at fi.ukpodcast@gmail.com
Piano music for intro and outro:
Heroic Reception by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3871-heroic-reception
License: http://creativecommons.org/licenses/by/4.0/
Ecossaise in E-flat (WoO 86) by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3700-ecossaise-in-e-flat-woo-86-
License: http://creativecommons.org/licenses/by/4.0/
Welcome to the Financial Independence UK podcast! Join your hosts Tom and Alex as they talk about their podcast journey so far and their plans for the future.
Since we first decided to create our podcast, it’s been a steep learning curve and a long journey. Our hosts wanted to bring their listeners up to speed with this little fireside chat about where they’ve been and where they’ll go.
As always, if you have any questions for the team, feel free to email the team at fi.ukpodcast@gmail.com
Piano music for intro and outro:
Heroic Reception by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3871-heroic-reception
License: http://creativecommons.org/licenses/by/4.0/
Ecossaise in E-flat (WoO 86) by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3700-ecossaise-in-e-flat-woo-86-
License: http://creativecommons.org/licenses/by/4.0/
Welcome to the Financial Independence UK podcast! Alex as he interviews LazyFiDad on his approach to parenting and FI.
As always, if you have any questions for the team, feel free to email us at fi.ukpodcast@gmail.com
Check out the LazyFiDad website here: http://lazyfidad.com/
Topia: https://topia.life The newsletter is worth your time.
Piano music for intro and outro:
Heroic Reception by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3871-heroic-reception
License: http://creativecommons.org/licenses/by/4.0/
Ecossaise in E-flat (WoO 86) by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3700-ecossaise-in-e-flat-woo-86-
License: http://creativecommons.org/licenses/by/4.0/
Welcome to the Financial Independence UK podcast! Join your hosts Tom and Alex as they talk about (enter topic name) and how it impacts your FI journey.
Discussion with Dr Daniel Crosby, author of The Behaviour Investor.
Realising that your behaviour is the best predictor of whether you reach your financial goals. People think that externalities have the most impact, whereas Daniel’s research suggests human choices have a much greater impact on wealth building.
Learn to utilise the emotions along your journey of self discovery so they are recognised rather than a detriment.
Awareness of your emotions is key, allow yourself to feel them, recognise why you feel like that. As attempts to control emotions can lead to worse results. Automation to remove decision making from the journey.
Managing market volatility from an emotional view. Market historians, look at historical data. Understand that severe drops do not frequently occur but be prepared for them. Look at things from a wider perspective to allow a clearer view. This drop will be a small squiggle on a long chart just like the past ones.
Financial plans are powerful, to help you through the fear. A route through the chaos.
It can also help you decide when to make decisions to enable you to make the highest quality, best thought out decision. We have least access to our faculties when we need them most.
“Money can buy you the absence of misery, it cannot buy you happiness.”
“Maximise your own earning power” Earn more per hour of your time, if it is time you sell.
As always, if you have any questions for the team, feel free to email us at
fi.ukpodcast@gmail.com
Piano music for intro and outro:
Heroic Reception by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3871-heroic-reception
License: http://creativecommons.org/licenses/by/4.0/
Ecossaise in E-flat (WoO 86) by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3700-ecossaise-in-e-flat-woo-86-
License: http://creativecommons.org/licenses/by/4.0/
Welcome to the Financial Independence UK podcast! Join your hosts Tom and Alex as they talk about time and money and how it impacts your FI journey.
In this episode we speak about the link between time and money and much of a role time plays in our modern society. Many of us trade hours at work for money in our payslips at the end of the month, for example. This creates an income ceiling as people won’t work ridiculous hours each week nor be paid a very high hourly rate for their field.
Value based payment instead of an hourly rate.
Breaking the time barrier, how to unlock your true earning potential - Mike McDerment and Donald Cowper.
The way to increase income is to either work more hours or increase the amount you earn per hour. These both have limitations.
As always, if you have any questions for the team, feel free to email us at fi.ukpodcast@gmail.com
Resource:
Swedish Investor. 80% of the benefits for 20% of the effort.
Links featured in the show:
https://www.youtube.com/channel/UCAeAB8ABXGoGMbXuYPmiu2A
Piano music for intro and outro:
Heroic Reception by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3871-heroic-reception
License: http://creativecommons.org/licenses/by/4.0/
Ecossaise in E-flat (WoO 86) by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3700-ecossaise-in-e-flat-woo-86-
License:
http://creativecommons.org/licenses/by/4.0/
Welcome to the Financial Independence UK podcast! Join your hosts Tom and Alex as they talk about the motivation and discipline required on your FI journey.
Initial motivation can make starting any new venture seem easy, the enthusiasm can enable you to throw yourself into a new project. But how long does it last? It is the discipline that keeps you on the right path. Especially when this sort of idea goes against what everyone else appears to be doing.
The learning curve is steep, there is a plethora of information out there, it can be hard to filter out the less useful information. Our reading list can help with this, we did the research, so you don’t have to: https://fiuk.org/reading/
What can keep you optimistic?
1) Having more than one method of earning money, the choice, the different challenges and other social circles can help keep you motivated.
2) One page financial plan for you to read back to help keep you on the right path when life gets in the way and it will.
3) Celebrate the smaller milestone. Hit a figure on the way to your FI number? Celebrate it. Made a positive change in your life, celebrate it. Worked smarter to get promoted or new idea becoming profitable, celebrate it!
As always, if you have any questions for the team, feel free to email us at fi.ukpodcast@gmail.com
Piano music for intro and outro licensing:
Heroic Reception by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3871-heroic-reception
License: http://creativecommons.org/licenses/by/4.0/
Ecossaise in E-flat (WoO 86) by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3700-ecossaise-in-e-flat-woo-86-
License: http://creativecommons.org/licenses/by/4.0/
Welcome to the Financial Independence UK podcast! Join your hosts Tom and Alex as they talk about Lifestyle Inflation and how it impacts your FI journey.
Lifestyle inflation can sneak up on you, to define it, your outgoings increase as you earn more money. Most people will earn more over their career, this can lead to higher outgoings due to upgrading your lifestyle with the extra money. A good example of this is mobile phones, the manufacturers release new versions each year and effectively say their old thing is rubbish, you need this new one. Ever wondered why Apple is the most valuable business in the world? Also see; cars on 3 year finance cycles and luxury watches.
Pressure in life can make it very easy to spend all the money you have to feel like you ‘fit’ in.
Delayed gratification can help with making intentional purchases. Allowing a gap before parting with your money you trade hours of your life for will enable clarity as to whether you would really value a purchase rather than it being impulsive.
Lifestyle inflation will keep you forever on the hamster wheel. You get off when you retire or you die.
Tips for combatting lifestyle inflation:
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Budget
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Assess the net impact of a raise, after tax, NI and expenses
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Increase savings
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Declutter, assess the need for new things
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Think long term, what can this extra money be used for?
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Will your future self thank you for your actions?
As always, if you have any questions for the team, feel free to email us at fi.ukpodcast@gmail.com
Links featured in the show:
The Hedonic Treadmill.
Diener, E., Lucas, R. E., & Scollon, C. N. (2006). Beyond the hedonic treadmill: Revising the adaptation theory of well-being.
Financial Independence calculator:
https://playingwithfire.co/retirementcalculator/
Piano music for intro and outro licensing:
Heroic Reception by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3871-heroic-reception
License: http://creativecommons.org/licenses/by/4.0/
Ecossaise in E-flat (WoO 86) by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3700-ecossaise-in-e-flat-woo-86-
License: http://creativecommons.org/licenses/by/4.0/
Welcome to the Financial Independence UK podcast! Join your hosts Tom and Alex as they talk about ethical investing and how it impacts your FI journey.
Themes in this episode include reasons for ethical investing’s growing popularity, potential downsides of this strategy and Tom and Alex’s personal take on socially responsible funds.
As always, if you have any questions for the team, feel free to email us at fi.ukpodcast@gmail.com
Piano music for intro and outro licensing:
Heroic Reception by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3871-heroic-reception
License: http://creativecommons.org/licenses/by/4.0/
Ecossaise in E-flat (WoO 86) by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3700-ecossaise-in-e-flat-woo-86-
License: http://creativecommons.org/licenses/by/4.0/
Welcome to the Financial Independence UK podcast!
Join your hosts Alex and Tom as they talk about life in the UK and how they are going about achieving FI.
In this episode we introduce Alex and discuss how far we are away from FI in order to provide a sense of scale. We talk about the motivation for pursuing FI, how it can help us in our normal lives and what strategies we are using to achieve financial freedom,
We also talk about how mental, physical and financial health can affect our journey.
As always, if you have any questions for the team, feel free to email us at fi.ukpodcast@gmail.com
Piano music for intro and outro licensing:
Heroic Reception by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3871-heroic-reception
License: http://creativecommons.org/licenses/by/4.0/
Ecossaise in E-flat (WoO 86) by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3700-ecossaise-in-e-flat-woo-86-
License: http://creativecommons.org/licenses/by/4.0/
Welcome to the brand new Financial Independence UK podcast!
Join your hosts Alex and Tom as they make their first UK focussed episode on life in the UK and how they are going about achieving FI.
Both Alex and Tom are young, motivated individuals in their 20s with a keen interest in personal finance and the positive effects it can have on your life. Financial Independence is a movement that was born in the US, and is centered around budgeting, saving and investing enough so that it becomes possible to fund your lifestyle from returns on your invested assets alone.
In this episode, our hosts introduce themselves and discuss how they plan on achieving FI, what they do to make it easier for them and why they wanted to start a podcast.
This will be the first episode of many, so stay tuned to continue gaining a useful insight into the benefits of and tactics for achieving Financial Independence in the UK.
Piano music for intro and outro licensing:
Heroic Reception by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3871-heroic-reception
License: http://creativecommons.org/licenses/by/4.0/
Ecossaise in E-flat (WoO 86) by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3700-ecossaise-in-e-flat-woo-86-
License: http://creativecommons.org/licenses/by/4.0/