Through the Wealth Lens: Recent Episodes
Hannes Grascher
At the end of the day, it’s not just about wealth. It’s about what your wealth can accomplish for you, your family, and your business. Welcome to Through the Wealth Lens, a podcast dedicated to examining an array of wealth management topics and the lessons that can be learned from calculated planning.
In this show, we tap into the mind of Hannes Grascher, International Private Wealth Advisor at UBS International, and explore the variety of wealth planning experiences he has encountered throughout his career. Listen as each episode highlights a unique financial topic, or wealth management strategy, that Hannes applies for his clients on a regular basis. Through these conversations, there can be lessons learned and ultimately new strategies that you could potentially utilize within your own financial portfolio.
So sit back, relax, and enjoy enlightening conversations that help provide you or your business with a new view through the wealth lens!
In our latest installment of Through the Wealth Lens, Hannes and Max are joined by two women who have dedicated their entire lives to their children: Daynia La-Force and Wendy Sparks. Both mothers of players in the NBA, Daynia and Wendy have used their experience in the professional sports world to found Courtside Moms Media, an organization created to assist the mothers, fathers, and families of professional basketball players navigate the many challenges these young pros coming into significant wealth face.
Throughout the conversation, we discuss how CMM supports this community via educational panels, sharing the stories of different mothers via personal interviews, and the connections they’ve created along their own journeys. We also discuss how they’ve helped both of their sons give back to their communities, giving other aspiring young athletes the chance to leave their own mark on the world.
Timecodes:
0:06 - Introduction and overview on the topic of the day
0:44 - Athletes and entertainers are presented with wealth-related challenges
2:13 - What motivated Wendy Sparks to found Courtside Moms
6:12 - The most common topics of conversation among mothers of professional basketball players
10:05 - The challenges Wendy and her son experienced on his road to the NBA
13:54 - Daynia immersing her son in the game of basketball from an early age
17:20 - What keeps Wendy's son, Khem Birch, motivated to perform in the NBA
20:35 - The Terrance Mann Complete Player Foundation that Daynia runs for her son
24:47 - How Khem and Wendy are leveraging his platform to give back to the community
28:09 - Final goodbyes and closing remarks
Connect with Hannes Grascher:
Website
Given recent changes in the political landscapes in South America as a result of several presidential elections in the past years, today we thought it’d be appropriate to discuss one of the most pressing topics for UHNW clients specifically in Brazil: pre-immigration planning to the United States.
On the latest episode of Through the Wealth Lens, we are joined by two experts with years of experience representing affluent Brazilian families moving to the U.S. We have International Tax and Wealth Planning Attorney, Gessie Monteiro, who is a Partner at Miami-based law firm G.S. Monteiro Law, as well as the Brazilian Tax Attorney and Wealth Planner, Juliana Cardoso, who is a Partner at Brazilian wealth planning boutique firm Humberto Sanches and Associates.
This episode is packed with beneficial information, so let's get right to it!
Timecodes:
0:06 - Introduction and overview on the topic of the day
1:49 - Why the United States continues to be a destination of choice for international businesses
3:08 - There is a bigger number of Brazilian families and businesses moving to the U.S.
4:34 - The political changes that have driven so many Brazilians leaving Brazil
6:43 - The process to start immigration planning for Brazilians
9:08 - The important strategies that Gessie recommends to his clients
14:42 - The tax and legal implications of moving to the United States
17:45 - The strategies Brazilians are doing to mitigate financial risk in the United States
19:24 - The investments that Gessie's clients typically consider
23:15 - How you can get in touch with Hannes and his team
25:11 - Closing remarks
Connect with Hannes Grascher:
Website
Much has been studied and written about the function of a family office, acknowledging that every family and every family office will look and behave differently based on numerous factors.
On the latest episode of Through the Wealth Lens, Hannes and Max welcome Mark Tepsich, Family Office Design and Governance Specialist at UBS, to discuss the myriad of challenges faced by family offices that prevent them from functioning properly. Additionally, as UBS' resident expert on the matter, Mark will share stories and examples of advising clients in their family office organizational design, structure, and governance, as well as best practices to sustain their family's wealth for future generations.
Timecodes:
0:06 - Introduction and overview on the topic of the show
1:41 - Mark Tepsich's background and expertise on Family Office models
3:08 - Mark's viewpoint on the traditional family office
6:53 - The five capitals within a family dynamic
11:23 - How the Family-Focused Family Office essentially works
14:03 - How effective communication is implemented within the Family-Focused Family Office
17:19 - The family needs to be at the center of the family enterprise
21:01 - How to begin implementing an effective communication network?
24:20 - The family will evolve over time, which presents new variables and challenges
28:47 - How the Family-Focused Family Office promotes values along the way
31:39 - Why philanthropy is so important among affluent families?
36:44 - How you can get in touch with Hannes and his team
38:00 - Closing remarks
Connect with Hannes Grascher:
Website
On the latest episode of Through the Wealth Lens, Hannes and Ryan are joined by a returning expert, as well as one of his colleagues, to discuss something that's not often considered by the affluent. However, it's absolutely necessary.
If you own a private yacht, you need to consider security!
Adam Pauska, Co-Founder of AXG Advisors, and Dom Sylvester, Risk Advisor at AXG Advisors, share their unique insights on navigating more complex property and casualty insurance among ultra-high-net worth clients. They share their expertise on this topic, as well as an array of different stories that illustrate the importance behind prioritizing security measures for your yacht.
Timecodes:
0:06 - Introduction and overview on the guests joining today's show
2:00 - Dom's background as a CFO of a single family office
3:40 - Why it's so important for the affluent to conduct cybersecurity audits on major assets
6:00 - Dom's story of experiencing cybercrime with a client
8:59 - A hacker was able to initiate a wire transfer of money
12:39 - Dom and his team have put measures in place to address these vulnerabilities
14:36 - How Hannes and his team advise business owners to increase security measures
16:10 - Security measures you can put in place among a private yacht
21:50 - Additional insurance coverages that yacht owners should consider
27:06 - Dom shares a story of why insurance coverage matters
30:36 - How you can get in touch with Hannes and his team
32:20 - Closing remarks
Connect with Hannes Grascher:
Website
If you’re a business owner who decides to sell or transition the ownership of your business, do you know what your next move will be? For some entrepreneurs who want to stay part of the business world they know so well, becoming an independent consultant can be a new stage in their entrepreneurial lives.
On the latest episode of Through the Wealth Lens, we’re taking a look at some key issues involved in transitioning from being a business owner to being a business consultant.
Timecodes:
0:06 - Introduction and overview on the topic of the day
1:30 - The growing trend of business owners becoming consultants
2:50 - Consulting can be a nice transition from business into retirement
5:16 - The different types of consulting opportunities out there
6:46 - You need a plan for your transition into consulting
8:15 - Advice on making the important connections to land consulting jobs
9:39 - Considerations for someone entering the consulting space
11:36 - Define your offering and get specific on the value you provide
12:50 - How to get in touch with Hannes and his team
13:45 - Closing remarks
Connect with Hannes Grascher:
Website
The U.S. has always been a destination for entrepreneurs and foreign companies who want to profit from accessing the huge U.S. market. Certainly, with everything that's happening socially, economically and politically around the world, the United States has seen, and continues to see, a large influx of investors. However, the U.S. is a very complicated market with many local intricacies and coming here takes a lot of planning if you want to be successful.
On the latest episode of Through the Wealth Lens, we're pleased to welcome Matthew Sawyer, Author and Business Strategy Consultant, to discuss his recent book "Make it in America," which features many years of experience advising companies (from Fortune 500 companies to high-tech start-ups) to identify important lessons.
There's a lot to unpack with this episode, so let's get right into it!
Timecodes:
0:06 - Introduction and overview on the topic of the show
1:00 - The influx of foreign entrepreneurs and businesses
2:45 - Matthew Sawyer's new book "Make it in America"
4:19 - Why the US markets are so attractive from an international perspective
6:01 - The important questions that should be asked if you're considering coming to the US
7:58 - Cross-cultural research and how it can help a business owner
9:39 - Analyzing how successfully "Eatily" brought its concept to the US
12:38 - The legal considerations that should be factored into account
14:24 - How to connect with Matt online and read his new book
15:30 - Get in touch with Hannes' team
16:20 - Closing remarks
Connect with Hannes Grascher:
Website
After the COVID-19 pandemic shocked the world and limited artists from performing gigs to support themselves, a number of high-profile musicians have since made the decision to sell their most prized possession: their music catalogs.
On the latest episode of Through the Wealth Lens, Hannes and Max explore the various items to consider when going through this process, as it is one of the biggest decisions an artist can make in his or her life.
Timecodes:
0:06 - Introduction and overview on the topic of the day
1:45 - The rising trend of selling music catalogues
3:45 - Where the motivation to sell comes from
5:28 - Selling your catalogue is simply a great business decision
6:42 - The mistakes or disadvantages behind selling your music catalogue
8:30 - Who are the buyers of music catalogues?
11:00 - The first step in selling your music catalogue
12:53 - How to get in touch with Hannes and Max to discuss further
14:08 - Closing remarks
Connect with Hannes Grascher:
Website
When we hear about a new contract signing for superstars like Aaron Judge, Tom Brady, and others, we assume that building wealth as an athlete or entertainer is easy! However, this is far from reality, as coming into sudden wealth in the entertainment and sports industries can be fraught with many challenges.
On the latest episode of Through the Wealth Lens, Hannes and Max are joined by Don Hoffman, Co-Managing Partner of Hoffman Mulligan CPAs, to discuss the top money lessons that can be learned by those in the sports and entertainment industries.
Join us for a great conversation surrounding the pressing topics facing these individuals, as well as how they can increase their financial stability, grow their wealth, and build a legacy.
Timecodes:
0:06 - Introduction and overview on the topic of the day
2:20 - How Don and Hannes became connected
3:10 - The most popular mistake that newly wealthy entertainers and athletes make
4:52 - Who an athlete and entertainer should be trusting with their wealth
6:06 - Don's exposure to this conversation and items to consider
8:17 - The peaks and valleys of an athlete or entertainer's career
10:35 - Most athletes and entertainers have financial turmoil throughout their life
14:16 - Knowledge is power
18:24 - In these cases, it's the sudden wealth that creates the problems
20:24 - How you can get in touch with Hannes and Max
21:42 - Closing remarks
Connect with Hannes Grascher:
Website
On the latest installment of Through the Wealth Lens, we're discussing a topic that isn't covered as much, in every day wealth management practices, but applies to a majority of entrepreneurs and business owners!
How should you properly compensate the entrepreneur/owner, as well as his or her valued employees?
Being able to answer this question and implement a system does not happen overnight, but we'll discuss what steps you should be taking and considering along the way!
Timecodes:
0:06 - Introduction and overview on the topic of the day
1:35 - Why it's so important for entrepreneurs to be making smart compensation decisions
3:18 - The six steps of implementing a trusted system
7:16 - Methods for achieving motivation among employees
8:35 - Additional guidelines that can point entrepreneurs in the right direction
10:25 - An example of an entrepreneur utilizing these strategies
12:07 - How you can get in touch with Hannes and his team for a further discussion
13:26 - Closing remarks
Connect with Hannes Grascher:
Website
One mistake that can be so easy to make is to overfocus on one aspect of our financial lives. In doing so, we're missing opportunities, as well as taking on unnecessary levels of risk!
On the latest installment of Through the Wealth Lens, Hannes and Ryan are joined by Beth Tractenberg, Partner at Steptoe & Johnson LLP, to explore ways to avoid that problem and address the full range of financial concerns using wealth planning.
Timecodes:
0:06 - Introduction and overview on the topic of the show
1:56 - How Hannes would define wealth planning overall
2:47 - A common technique among wealth planning efforts
7:55 - Life insurance can be leveraged in a number of ways within your wealth plan
12:25 - How wealth planning can address the concerns facing business owners
16:18 - How wealth planning goes beyond the technical aspects of a financial plan
17:24 - Flexibility, discretion and transparency within wealth planning
19:09 - Where risk sensitivity plays a role within wealth planning
22:10 - How cost effectiveness should be considered within your wealth plan
24:13 - You should be stress testing your advanced planning efforts
25:30 - How you can connect with Hannes and Beth
26:13 - Closing remarks
Connect with Hannes Grascher:
Website
We're living longer than ever these days. That means our wealth may need to see us through what could be an extremely lengthy retirement!
In the latest installment of Through the Wealth Lens, we're exploring how an increasingly important aspect of wealth management, called longevity planning, can potentially help position our finances for the long haul.
Thanks again for joining us and we hope you enjoy another enlightening conversation here on the show!
Timecodes:
0:06 - Introduction and overview on the topic of the day
1:22 - Why living longer can be a double-edged sword
3:40 - How wealth managers are addressing the idea of living longer
6:09 - How wealth management solutions can support concierge medicine
7:57 - Longevity planning should always take estate planning into account
9:58 - The questions you should be asking yourself
11:12 - Where to begin in putting these solutions in place?
12:40 - How you can get in touch with Hannes and his team
13:30 - Closing remarks
Connect with Hannes Grascher:
Website
Welcome back to Through the Wealth Lens! In today's episode, we're examining a challenge that many parents face: raising a child with special needs. There are a number of financial planning strategies and solutions that can help parents navigate this complicated path through the financial uncertainty. Let's examine the various options and strategies that you can be leveraging! Timecodes: 0:06 - Introduction and overview on the topic of the day 1:25 - This is a topic that's near and dear to Hannes 3:02 - The biggest expenses along the way 4:45 - Wealth planning in these moments can be a difficult thing to do 6:16 - Initial steps people can take to position their wealth to tackle this challenge 7:37 - Financial assistance via the federal government is available 8:46 - Advanced wealth planning solutions like an ABLE account 10:48 - How can parents continue to help their special needs child after they pass on? 13:03 - There are options out there! 14:08 - How you can get in touch with Hannes and his team 15:13 - Closing remarks
Connect with Hannes Grascher: https://www.ubs.com/us/en.html (Website) https://www.linkedin.com/in/hannes-grascher-cepa%C2%AE-51a582/ (LinkedIn)
One of the biggest concerns facing affluent families is how to manage their wealth so that it achieves many goals. Their focus could be continuing to grow their wealth as it is transferred to younger generations, or aligning the use of that wealth with the values and ideals the family holds dear, or even protecting that wealth from creditors and others who might seek to take it unjustly. Often the best place to start, is to ensure that your family members are aligned when it comes to key issues. A family constitution can be a great way to get that process going. In the latest installment of the show, Hannes explores the benefits of establishing a family constitution to ultimately promote clarity and harmony when it comes to managing family wealth. Timecodes: 0:06 - Introduction and overview on the topic of the show 2:04 - The issues when families with wealth work together to manage that wealth 4:15 - What families can do to maintain more harmonious relationships surrounding the wealth 5:45 - How a family constitution works overall 7:23 - Where to begin with drafting a family constitution? 9:44 - Who should be involved in creating a family constitution? 11:51 - Advice to ensure the family constitution remains relevant over time 13:43 - Who can families turn to for help with the family constitution? 15:20 - The overall importance of implementing a family constitution 16:22 - How you can get in touch with Hannes' team 17:22 - Closing remarks
Connect with Hannes Grascher: https://www.ubs.com/us/en.html (Website) https://www.linkedin.com/in/hannes-grascher-cepa%C2%AE-51a582/ (LinkedIn)
There are a lot of wonderful things that can be accomplished through planned giving. Not only can it help you do well financially, but it can also provide meaningful support to the causes you care most deeply about. On the latest installment of Through the Wealth Lens, we're pleased to be joined by Nicole Sebastian, of UBS' Family Advisory and Philanthropy Services team, to discuss her role with meaningful giving strategies. Join us as Nicole shares her insights on some of the best ways to give responsibly and strategically, as well as how to avoid making mistakes along the way. We're bringing a lot of great insight into the world of charitable giving that you won't want to miss! Click that play button now! Timecodes: 0:06 - Introduction and overview on the topic of the day 1:40 - Welcoming Hannes and Nicole onto the show 2:10 - There's been a big increase in charitable giving interest over the last few years 3:22 - The best results in charitable giving come from well-designed giving strategies 4:40 - Where to begin if you're interested in smart charitable giving 5:45 - The various charitable giving strategies that exist 7:26 - Donor advised funds and how they've become very popular in recent years 9:03 - The high-level charitable planning strategies that exist 10:53 - Who you should turn to if you're interested in charitable giving 13:52 - Take the right steps and make a real difference in charitable giving 18:03 - The charitable giving mistakes to avoid along the way 22:15 - What to do if you don't know where to be charitable 26:27 - Charitable giving to address immediate and long-term needs 29:46 - How you can get in touch with Hannes and Nicole's teams at UBS 31:02 - Closing remarks
Connect with Hannes Grascher: https://www.ubs.com/us/en.html (Website) https://www.linkedin.com/in/hannes-grascher-cepa%C2%AE-51a582/ (LinkedIn)
Family conflicts can wreak havoc on a family-run business, especially when it comes time to transfer ownership of the company from one generation to the next. On the latest installment of Through the Wealth Lens, we’re taking a look at how a well-designed succession plan can reduce that risk and help facilitate a transfer that leaves everyone in the family satisfied. This episode is packed with helpful information that you won't want to miss! Timecodes: 0:06 - Introduction and overview on the episode 2:10 - Addressing the overall need for succession planning 3:08 - How to assess if there is a need for succession planning in the first place 4:55 - How should a family start this process of creating a succession plan 6:45 - Introducing Megan Campos of Grant Herrmann Schwartz & Klinger 9:23 - How a well-crafted succession plan can promote family harmony 13:45 - Getting the succession plan in writing 16:23 - Common mistakes within succession plans 19:05 - Working with the right team of professionals to develop succession plans 21:22 - How to get in touch with Hannes and Megan 23:00 - Closing remarks
Connect with Hannes Grascher: https://www.ubs.com/us/en.html (Website) https://www.linkedin.com/in/hannes-grascher-cepa%C2%AE-51a582/ (LinkedIn)
Prenups can often be an awkward topic for many people, yet it's one of the most crucial conversations to protect an individual family's wealth and legacy overall. On the latest installment of Through the Wealth Lens, Hannes and Ryan are pleased to welcome Daniel Lipschutz and Adam Turbowitz, Counsel and Partner at Boies Schiller Flexner, LLP, for a valuable discussion surrounding divorce. Listen as Hannes, Daniel, and Adam share their unique perspectives on the strategic value of utilizing a prenup and how they're walking their clients through these delicate conversations. Timecodes: 0:06 - Introduction and overview on the topic of the day 1:32 - Welcoming Hannes, Adam and Daniel to the show 1:54 - Why prenups are so important for modern people to consider 4:10 - How Adam and Daniel are knee-deep in these conversations daily 7:18 - The pros and cons associated with prenuptial discussions 12:54 - You want to work with a specialist when it comes to prenups 20:00 - Various examples of prenups going wrong 26:08 - Do prenups differ across various states? 34:23 - The process of working with a client during prenups and establishing them 40:10 - The mistakes people should be avoiding during the creation of prenups 50:50 - It's unpleasant, but it needs to be addressed 52:14 - How you can get in touch with Adam and Daniel for help with prenups 53:01 - Closing remarks
Connect with Hannes Grascher: https://www.ubs.com/us/en.html (Website) https://www.linkedin.com/in/hannes-grascher-cepa%C2%AE-51a582/ (LinkedIn)
On the latest installment of Through the Wealth Lens, Hannes and Ryan are joined by George Papanier, Principal at AXG Advisors, to discuss the various benefits life insurance can bring to your overall wealth plan. While life insurance isn't necessarily a topic that gets people excited in the same way that other financial solutions, like investments do, it's important to understand that it's one of the most flexible and versatile tools we can have within our wealth planning toolkit. Join us for another enlightening episode and soak in the abundance of experience George and Hannes bring to the table on this topic! Timecodes: 0:06 - Introduction and overview on the topic of the day 1:15 - Who is George Papanier and why is he featured on today's show? 2:00 - Why Hannes is a firm believer in the value life insurance provides 3:57 - The importance of wealth planning overall 5:16 - The focus should always be on the person and not the product 7:36 - Why life insurance is like a Swiss Army Knife 10:10 - The multiple goals that life insurance can help achieve within your wealth plan 14:02 - An example of life insurance providing liquidity 16:56 - Leveraging life insurance to address a future need 21:57 - Permanent life insurance and its use within charitable giving 23:16 - Who would be a good candidate for permanent life insurance strategies? 26:56 - The tax advantages of life insurance strategies 29:12 - How you can get in contact with Hannes and George for more information 29:45 - Closing remarks
Connect with Hannes Grascher: https://www.ubs.com/us/en.html (Website) https://www.linkedin.com/in/hannes-grascher-cepa%C2%AE-51a582/ (LinkedIn)
Are your heirs ready to deal with the wealth you may be planning to pass on to them someday? It's an unfortunate fact that inheritors often struggle with their windfalls in ways that can be hazardous to their wealth. On the latest installment of Through the Wealth Lens, Hannes Grascher unpacks the complex world of inheritances and the variety of internal and external conflicts that arise throughout this process. Listen as Hannes outlines how his affluent clients prepare their heirs for the inheritance and why we can all take a page out of their playbook on this topic. Timecodes: 0:06 - Introduction and overview on the topic of the day 1:14 - Why inheritances can be viewed as a double-edged sword 3:37 - The internal and external conflicts that arise for heirs 6:17 - Where to begin with helping to best prepare heirs 7:35 - What affluent families are doing to best prepare their heirs 9:53 - The need to foster financial intelligence among heirs at an early age 12:25 - Your heirs current views on wealth are an important consideration 14:34 - An approach to educating heirs that may better resonate with them 16:52 - Additional considerations for matriarchs and patriarchs 20:00 - These educational efforts should be implemented by all 23:00 - Who families can turn to for advice and guidance throughout this process 24:24 - How you can get in touch with Hannes and his team at UBS 25:20 - Closing remarks
Connect with Hannes Grascher: https://www.ubs.com/us/en.html (Website) https://www.linkedin.com/in/hannes-grascher-cepa%C2%AE-51a582/ (LinkedIn)
On the second installment of Through the Wealth Lens, Hannes is joined by Adam Pauska, Owner of AXG Advisors, a high-end property, casualty, and life insurance broker, to discuss the key mistakes affluent homeowners are making today. As your wealth increases, so does your responsibilities. For those that may own multiple homes, car collections, jewelry, and much more, there are countless elements to consider when examining insurance coverage. Listen as Hannes and Adam explore these mistakes and present strategies to avoid these pitfalls when examining your own assets. So sit back, relax, and enjoy another enlightening conversation! Timecodes: 0:08 – Overview on the topic of the day and introducing Adam Pauska 2:06 – Why it makes sense for homeowners to do a financial check-up on their homes 4:46 – The five most prevalent mistakes affluent families are making 9:32 – Not having enough liability insurance coverage 12:11 – How a homeowner can tell if they have a lack of adequate coverage 14:52 – Mistakes to avoid if you have more than one home 17:08 – Failing to list trusts or LLCs on a homeowners insurance policy 18:49 – Considering the home’s unique architecture and where insurance comes into play here 21:20 – Considering valuable collections and how to have proper insurance coverage on these 25:55 – The next steps homeowners should take to address any of these concerns 28:08 – How a financial advisor can help a given family’s situation 29:00 – Closing remarks Connect with Hannes Grascher: https://www.ubs.com/us/en.html (Website) https://www.linkedin.com/in/hannes-grascher-cepa%C2%AE-51a582/ (LinkedIn)
In the inaugural episode of Through the Wealth lens, host Ryan Ruff is joined by the star of the show, International Private Wealth Advisor, Hannes Grascher. Affluent families and individuals want to make smart decisions about their wealth, which is why so many of them seek out the top financial professionals for advice and guidance. One of the processes utilized by these individuals is called a ‘stress test,’ which is a process used to evaluate your current financial situation and make sure you aren’t making any mistakes in your wealth management plan. This process is also a great way to make sure an individual, family, or business is on track and didn’t overlook any meaningful financial opportunities. This is an extremely valuable process that Hannes and his team at UBS utilize with all of their clients to better position them to achieve not only their financial goals, but their personal life goals as well. Timecodes: 0:08 – Introduction to the show and the types of conversations listeners can expect 1:12 – Introducing Hannes Grascher to the show 1:56 – What people can be doing right now to gain peace of mind about their finances 3:30 – Why the stress testing process so valuable 4:10 – The three main ways stress testing can be utilized 5:00 – An example of why someone was prompted to see Hannes for a stress test 7:16 – An example of a stress test helping someone from making a mistake 9:28 – The keys to ensuring a stress test is done effectively and efficiently 10:00 – Why the human element introduces an important role in the stress testing process 11:15 – How Hannes and his team get into the heart of the client’s goals to understand what’s important to them 14:35 – Lessons that can be learned from affluent families and stress tests they’ve done 16:15 – An overview on the analysis that clients leave the initial stress testing meeting with 17:16 – How someone could inquire about signing up for a stress test with Hannes and his team 17:48 – Closing remarks and additional resources Connect with Hannes Grascher: https://www.ubs.com/us/en.html (Website) https://www.linkedin.com/in/hannes-grascher-cepa%C2%AE-51a582/ (LinkedIn)